The First National Bank Of Louisburg Mortgage Rates, Fees & Info

Louisburg, KS

LEI: 549300ND02E8JILK7S61

Tax ID: 48-0314805

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    The First National Bank Of Louisburg is a smaller bank specializing in various types of mortgages.



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    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Employee count

    24

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    The First National Bank of Louisburg 1201 West Amity Street Louisburg, KS 66053 Full Service B&M $87,869
    The First National Bank of Louisburg 4200 West 83rd Street, Suite 100 Prairie Village, KS 66208 Full Service B&M $21,853
    The First National Bank of Louisburg 7640 W. 199th Stilwell, KS 66085 Full Service B&M $29,015

    For 2021, The First National Bank Of Louisburg had 3 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $4,418
    Net interest income $4,313
    Total noninterest income $659
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $232
    Trading account gains and fees $0
    Additional Noninterest Income $427
    Pre-tax net operating income $1,943
    Securities gains (or losses, -) $0
    Income before extraordinary items $1,943
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $1,943
    Minority interest net income $0
    Net income $1,943
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $1,943

    The First National Bank Of Louisburg's gross interest income from loans was $4,418,000.
    The First National Bank Of Louisburg's net interest income from loans was $4,313,000.
    The First National Bank Of Louisburg's fee based income from loans was $232,000.
    The First National Bank Of Louisburg's net income from loans was $1,943,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $105
    Provision for credit losses $0
    Total noninterest expense $3,029
    Salaries and employee benefits $1,611
    Premises and equipment expense $545
    Additional noninterest expense $873
    Applicable income taxes $0
    Net charge-offs $5
    Cash dividends $1,302

    The First National Bank Of Louisburg's interest expense for loans was $105,000.
    The First National Bank Of Louisburg's payroll and benefits expense were $1,611,000.
    The First National Bank Of Louisburg's property, plant and equipment expenses $545,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $158,124
    Deposits held in domestic offices $158,124
    Deposits by Individuals, partnerships, and corporations $143,996
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $14,128
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $90,842
    Demand deposits $76,368
    Nontransaction accounts $67,282
    Money market deposit accounts (MMDAs) $25,696
    Other savings deposits (excluding MMDAs) $26,080
    Total time deposits $15,506
    Total time and savings deposits $81,756
    Noninterest-bearing deposits $76,368
    Interest-bearing deposits $81,756
    Retail deposits $153,339
    IRAs and Keogh plan accounts $1,376
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $180,159
    Cash & Balances due from depository institutions $24,156
    Interest-bearing balances $3,331
    Total securities $87,749
    Federal funds sold & reverse repurchase $0
    Net loans and leases $65,491
    Loan and leases loss allowance $1,171
    Trading account assets $0
    Bank premises and fixed assets $1,190
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $1,573

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $180,159
    Total Liabilities $162,806
    Total deposits $158,124
    Interest-bearing deposits $81,756
    Deposits held in domestic offices $158,124
    % insured (estimated) $67
    Federal funds purchased and repurchase agreements $4,603
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $79

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $65,491
    Loan and leases loss allowance $1,171
    Total loans and leases (domestic) $66,662
    All real estate loans $52,733
    Real estate loans in domestic offices $52,733
    Construction and development loans $2,291
    Residential 1-4 family construction $546
    Other construction, all land development and other land $1,745
    Loans secured by nonfarm nonresidential properties $6,454
    Nonfarm nonresidential secured by owner-occupied properties $5,212
    Commercial real estate & other non-farm, non-residential $1,242
    Multifamily residential real estate $63
    1-4 family residential loans $40,876
    Farmland loans $3,049
    Loans held in foreign offices $0
    Farm loans $307
    Commercial and industrial loans $6,915
    To non-U.S. addressees $0
    Loans to individuals $994
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $682
    Other loans to individuals $312
    All other loans & leases $5,713
    Loans to foreign governments and official institutions $0
    Other loans $19
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    The First National Bank of Louisburg had $65,491,000 of loans outstanding in 2021. $52,733,000 of loans were in real estate loans. $2,291,000 of loans were in development loans. $63,000 of loans were in multifamily mortgage loans. $40,876,000 of loans were in 1-4 family mortgage loans. $307,000 of loans were in farm loans. $0 of loans were in credit card loans. $682,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 24 $6,454 $268,917
    Nonfarm, nonresidential loans - <$100k 2 $192 $96,000
    Nonfarm, nonresidential loans - $100-250k 11 $1,406 $127,818
    Nonfarm, nonresidential loans - $250k-1MM 11 $4,856 $441,455
    Commercial & Industrial, US addressed loans - <$1MM 48 $6,915 $144,063
    Commercial & Industrial, US addressed loans - <$100k 32 $841 $26,281
    Commercial & Industrial, US addressed loans - $100-250k 7 $731 $104,429
    Commercial & Industrial, US addressed loans - $250k-1MM 9 $5,343 $593,667
    Farmland loans - <$1MM 16 $3,049 $190,563
    Farmland loans - <$100k 7 $184 $26,286
    Farmland loans - $100-250k 4 $522 $130,500
    Farmland loans - $250k-1MM 5 $2,343 $468,600
    Agriculture operations loans - <$1MM 14 $307 $21,929
    Agriculture operations loans - <$100k 14 $307 $21,929