Mann Financial Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Mann Financial is a smaller mortgage company specializing in Home Purchase loans. Mann Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Missoula, Phoenix, Las Vegas, Seattle, and Longview among others. We have data for 161 markets. (Some data included below & more in-depth data is available with an active subscription.)Mann Financial has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Mann Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.73% | 10/29/24 |
| 30 Year Conventional Refi | 6.71% | 10/29/24 |
| 30 Year Cash-out Refi | 6.99% | 10/29/24 |
| 30 Year FHA Purchase | 7.62% | 10/29/24 |
| 30 Year FHA Refi | 7.28% | 10/29/24 |
| 30 Year VA Purchase | 6.38% | 10/29/24 |
| 30 Year VA Refi | 6.27% | 10/29/24 |
| 30 Year USDA Purchase | 6.87% | 10/29/24 |
| 15 Year Conventional Purchase | 6.63% | 10/29/24 |
| 15 Year Conventional Refi | 6.32% | 10/29/24 |
| 15 Year Cash-out Refi | 6.32% | 10/29/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mann Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Mann Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,545Origination Dollar Volume (All Markets)
$868,945,000Awards
MANN FINANCIAL - 2023
MANN FINANCIAL is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Mann Financial's average 30 year fixed mortgage rate was
6.78%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.3%.
Relative Fees (Closing Costs)
Mann Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,137.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 269 | $83,455,000 | $310,242 | $9,628 | 6.69% |
| MISSOULA, MT (FHA|USDA|VA) | 127 | $54,715,000 | $430,827 | $11,109 | 6.49% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 116 | $44,540,000 | $383,966 | $11,438 | 6.77% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 119 | $44,365,000 | $372,815 | $11,232 | 6.91% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 85 | $41,785,000 | $491,588 | $13,296 | 6.87% |
| LONGVIEW, WA (FHA|USDA|VA) | 98 | $38,360,000 | $391,429 | $12,088 | 6.52% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 82 | $35,920,000 | $438,049 | $13,307 | 6.35% |
| Kalispell, MT (FHA|USDA|VA) | 78 | $33,630,000 | $431,154 | $11,548 | 6.73% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 118 | $31,880,000 | $270,169 | $10,019 | 6.76% |
| Helena, MT (FHA|USDA|VA) | 98 | $30,820,000 | $314,490 | $10,014 | 6.59% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 72 | $25,520,000 | $354,444 | $10,718 | 6.40% |
| SALEM, OR (FHA|USDA|VA) | 55 | $23,385,000 | $425,182 | $14,104 | 6.69% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 36 | $22,100,000 | $613,889 | $12,397 | 6.51% |
| GREAT FALLS, MT (FHA|USDA|VA) | 71 | $19,515,000 | $274,859 | $7,664 | 6.59% |
| Safford, AZ (FHA|USDA|VA) | 70 | $19,000,000 | $271,429 | $9,924 | 7.00% |
| La Grande, OR (FHA|USDA|VA) | 65 | $15,335,000 | $235,923 | $8,727 | 6.92% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 42 | $14,870,000 | $354,048 | $10,663 | 6.56% |
| Prineville, OR (FHA|USDA|VA) | 38 | $13,620,000 | $358,421 | $10,467 | 6.51% |
| TYLER, TX (FHA|USDA|VA) | 50 | $12,670,000 | $253,400 | $7,835 | 7.02% |
| LAS CRUCES, NM (FHA|USDA|VA) | 50 | $12,310,000 | $246,200 | $9,391 | 6.67% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 33 | $11,565,000 | $350,455 | $12,383 | 6.89% |
| Rexburg, ID (FHA|USDA|VA) | 34 | $10,580,000 | $311,176 | $8,624 | 6.49% |
| RENO, NV (FHA|USDA|VA) | 21 | $10,485,000 | $499,286 | $13,145 | 6.92% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 32 | $9,960,000 | $311,250 | $9,672 | 6.79% |
| BEND, OR (FHA|USDA|VA) | 21 | $8,525,000 | $405,952 | $10,048 | 6.85% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 29 | $8,505,000 | $293,276 | $9,731 | 6.52% |
| Centralia, WA (FHA|USDA|VA) | 21 | $7,965,000 | $379,286 | $10,078 | 6.33% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 14 | $7,870,000 | $562,143 | $19,027 | 6.32% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 24 | $7,450,000 | $310,417 | $7,440 | 6.86% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 17 | $7,115,000 | $418,529 | $10,584 | 6.12% |
| DULUTH, MN-WI (FHA|USDA|VA) | 52 | $6,690,000 | $128,654 | $5,540 | 6.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 17 | $6,605,000 | $388,529 | $14,154 | 6.72% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 22 | $6,090,000 | $276,818 | $8,863 | 6.90% |
| BILLINGS, MT (FHA|USDA|VA) | 20 | $5,940,000 | $297,000 | $10,419 | 6.31% |
| Blackfoot, ID (FHA|USDA|VA) | 17 | $5,885,000 | $346,176 | $11,608 | 6.27% |
| Hilo, HI (FHA|USDA|VA) | 14 | $5,220,000 | $372,857 | $14,442 | 6.33% |
| Newport, OR (FHA|USDA|VA) | 10 | $4,230,000 | $423,000 | $16,030 | 6.55% |
| Bozeman, MT (FHA|USDA|VA) | 9 | $3,945,000 | $438,333 | $13,662 | 6.56% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 16 | $3,590,000 | $224,375 | $7,621 | 6.40% |
| EL PASO, TX (FHA|USDA|VA) | 15 | $3,415,000 | $227,667 | $7,389 | 6.87% |
| The Dalles, OR (FHA|USDA|VA) | 9 | $3,185,000 | $353,889 | $9,655 | 7.01% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 11 | $3,165,000 | $287,727 | $9,639 | 7.27% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $3,150,000 | $393,750 | $11,727 | 6.52% |
| Aberdeen, WA (FHA|USDA|VA) | 8 | $3,040,000 | $380,000 | $9,338 | 6.16% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $2,945,000 | $589,000 | $13,988 | 6.70% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $2,940,000 | $367,500 | $10,075 | 7.14% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $10,445 | 6.61% |
| Hood River, OR (FHA|USDA|VA) | 6 | $2,880,000 | $480,000 | $8,219 | 7.29% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $9,871 | 6.92% |
| Big Spring, TX (FHA|USDA|VA) | 15 | $2,575,000 | $171,667 | $7,614 | 7.23% |
| Jackson, WY-ID (FHA|USDA|VA) | 4 | $2,330,000 | $582,500 | $21,330 | 5.03% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $10,229 | 6.10% |
| Snyder, TX (FHA|USDA|VA) | 15 | $2,135,000 | $142,333 | $6,969 | 7.19% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $2,035,000 | $678,333 | $15,102 | 7.58% |
| Grand Rapids, MN (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $6,682 | 6.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $13,008 | 6.90% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $13,155 | 6.90% |
| Williston, ND (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $573 | 5.26% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $10,298 | 6.75% |
| Silver City, NM (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $7,272 | 6.42% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $11,278 | 6.98% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $10,769 | 6.95% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $6,512 | 6.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $9,549 | 7.09% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $13,818 | 7.34% |
| LONGVIEW, TX (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $7,450 | 7.28% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $8,187 | 6.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $8,541 | 7.03% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $8,758 | 6.88% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $11,268 | 5.96% |
| Alamogordo, NM (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $7,477 | 6.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $15,701 | 6.75% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $19,829 | 6.75% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $7,940 | 6.28% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $10,626 | 7.38% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $24,868 | 6.56% |
| Payson, AZ (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,799 | 7.10% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $11,470 | 6.46% |
| Shelton, WA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $11,621 | 6.04% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $9,816 | 7.58% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $6,722 | 7.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,627 | 6.96% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $7,845 | 7.44% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,128 | 6.46% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $11,666 | 7.58% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $12,594 | 7.88% |
| Astoria, OR (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $17,228 | 5.88% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,136 | 7.41% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $12,105 | 6.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $10,203 | 6.94% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $13,048 | 6.50% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $5,774 | 6.53% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,119 | 6.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $17,705 | 6.50% |
| Athens, TX (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,516 | 6.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,384 | 7.17% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $15,411 | 6.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,371 | 7.44% |
| Outside of Metro Areas | 2 | $600,000 | $300,000 | $11,268 | 5.56% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,811 | 7.29% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $20,344 | 6.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $14,473 | 7.63% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $11,820 | 6.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $12,737 | 7.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,060 | 7.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,629 | 6.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,331 | 7.63% |
| Fernley, NV (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,501 | 7.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,670 | 6.94% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,996 | 6.13% |
| Hailey, ID (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,168 | 6.88% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $16,490 | 5.88% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $15,738 | 4.75% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,609 | 7.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,073 | 7.63% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,108 | 8.00% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,450 | 7.25% |
| Deming, NM (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,250 | 6.29% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,841 | 3.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,608 | 6.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,609 | 6.25% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,313 | 4.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,443 | 6.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,009 | 7.13% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,261 | 7.19% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,736 | 7.50% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,558 | 6.63% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,209 | 6.50% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,306 | 6.13% |
| Moscow, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,284 | 6.25% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,363 | 6.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,753 | 7.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,100 | 6.63% |
| Pullman, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,949 | 7.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,245 | 8.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,795 | 6.85% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,079 | 8.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,808 | 6.63% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,877 | 7.13% |
| Pecos, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,250 | 6.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,273 | 7.00% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,514 | 6.75% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,418 | 7.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,997 | 8.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,324 | 7.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,367 | 7.25% |
| Juneau, AK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,428 | 7.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,268 | 5.88% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,406 | 7.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,612 | 7.13% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,543 | 7.50% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,943 | 5.88% |
| Crossville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,749 | 7.13% |
| Plainview, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,334 | 7.63% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,545 | 6.63% |
| Clovis, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,690 | 6.00% |
| Paris, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,070 | 7.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,204 | 6.38% |
| McPherson, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,780 | 7.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,599 | 5.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,490 | 6.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against MANN FINANCIAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Mann Financial's most frequently originated type of loan was Conventional, with 1,473 originations. Their 2nd most popular type was FHA, with 804 originations.
Loan Reason
For 2023, Mann Financial's most frequently cited loan purpose was Home Purchase, with 2,250 originations. The 2nd most popular reason was Cash Out Refi, with 164 originations.
Loan Duration/Length
For 2023, Mann Financial's most frequently cited loan duration was 30 Year, with 2,370 originations. The 2nd most popular length was 30+ year, with 156 originations.
Origination Fees/Closing Costs
Mann Financial's average total fees were $10,137, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,173 originations.
Interest Rates
During 2023, Mann Financial's average interest rate for loans was 6.78%, while their most frequently originated rate bucket for loans was 6-7%, with 1,141 originations.
Loan Sizing
2023 saw Mann Financial place emphasis on $200k-400k loans with 1,320 originations, totaling $390,880,000 in origination value.
Applicant Income
Mann Financial lent most frequently to those with incomes in the $100k-150k range, with 698 originations. The second most popular income band? $75k-100k, with 568 originations.
Applicant Debt to Income Ratio
Mann Financial lent most frequently to those with DTI ratios of 30-36%, with 321 originations. The next most common DTI ratio? 50-60%, with 294 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.41%
Mann Financial has an average approval rate.
Pick Rate
Approvals leading to origination95.44%
Mann Financial has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,545 | $868,945,000 | $341,432 |