International Bank Mortgage Rates, Fees & Info
AURORA, COLEI: 549300VHRDR8FOOKPQ89
Tax ID: 85-0046240
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
International Bank is a smaller bank specializing in Home Purchase loans. International Bank has a high proportion of conventional loans. Their top markets by origination volume include: Montrose, Colorado Springs, Denver, and Pueblo among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)International Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
15Origination Dollar Volume (All Markets)
$20,585,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Montrose, CO (FHA|USDA|VA) | 1 | $18,705,000 | $18,705,000 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $885,000 | $98,333 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 0.00% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 15 | $20,585,000 | $1,372,333 | $0 | 0.00% |
For 2023, International Bank's most frequently originated type of loan was Conventional, with 15 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 8 | $19,750,000 | $2,468,750 | $0 | 0.00% |
| Refi | 4 | $730,000 | $182,500 | $0 | 0.00% |
| Home Improvement | 3 | $105,000 | $35,000 | $0 | 0.00% |
For 2023, International Bank's most frequently cited loan purpose was Home Purchase, with 8 originations. The 2nd most popular reason was Refi, with 4 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 15 | $20,585,000 | $1,372,333 | $0 | 0.00% |
For 2023, International Bank's most frequently cited loan duration was Other, with 15 originations.
Loan Sizing
2023 saw International Bank place emphasis on $100,000 or less loans with 7 originations, totaling $315,000 in origination value.
Applicant Income
International Bank lent most frequently to those with incomes in the $50k-75k range, with 3 originations. The second most popular income band? $50k or less, with 2 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 15 | $20,585,000 | $1,372,333 | $0 | 0.00% |
International Bank lent most frequently to those with DTI ratios of Exempt%, with 15 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 6 | $19,810,000 | $3,301,667 | $0 | 0.00% |
| White | 9 | $775,000 | $86,111 | $0 | 0.00% |
Approval Rates
Total approvals of all applications86.36%
International Bank has an average approval rate.
Pick Rate
Approvals leading to origination73.33%
International Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 15 | $20,585,000 | $1,372,333 |