New Century Bank Mortgage Rates, Fees & Info
Belleville, KS
LEI: 549300W6UP8EY0KSBG85
Tax ID: 48-0345880
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Mortgage Data
Bank Data
Review & Overview
New Century Bank is a smaller bank specializing in
various types of mortgages.
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Originations
0
Origination Dollar Volume (All Markets)
$0
Employee count
18
Bank Details
Branches
| Bank Name |
Branch |
Branch Type |
Deposits (000's) |
| New Century Bank |
1211 28th Street Belleville, KS 66935 |
Full Service B&M
|
$34,057 |
| New Century Bank |
2815 Anderson Avenue Manhattan, KS 66502 |
Full Service B&M
|
$5,060 |
For 2018, New Century Bank had 2 branches.
Yearly Performance Overview
Bank Income
New Century Bank's gross interest income from loans was $3,592,000.
New Century Bank's net interest income from loans was $3,067,000.
New Century Bank's fee based income from loans was $60,000.
New Century Bank's net income from loans was $1,456,000.
Bank Expenses
| Item |
Value (in 000's) |
| Total interest expense |
$525 |
| Provision for credit losses |
$160 |
| Total noninterest expense |
$2,317 |
| Salaries and employee benefits |
$1,204 |
| Premises and equipment expense |
$269 |
| Additional noninterest expense |
$844 |
| Applicable income taxes |
$48 |
| Net charge-offs |
$103 |
| Cash dividends |
$655 |
New Century Bank's interest expense for loans was $525,000.
New Century Bank's payroll and benefits expense were $1,204,000.
New Century Bank's property, plant and equipment expenses $269,000.
Deposits
| Type |
Value (in 000's) |
| Total deposits |
$47,394 |
| Deposits held in domestic offices |
$47,394 |
| Deposits by Individuals, partnerships, and corporations |
$42,369 |
| Deposits by U.S. Government |
$0 |
| Deposits by States and political subdivisions in the U.S. |
$2,567 |
| Deposits by Commercial banks and other depository institutions in U.S. |
$2,459 |
| Deposits by Banks in foreign countries |
$0 |
| Deposits by Foreign governments and official institutions |
$0 |
| Transaction accounts |
$8,442 |
| Demand deposits |
$4,910 |
| Nontransaction accounts |
$38,953 |
| Money market deposit accounts (MMDAs) |
$5,508 |
| Other savings deposits (excluding MMDAs) |
$2,421 |
| Total time deposits |
$31,022 |
| Total time and savings deposits |
$42,485 |
| Noninterest-bearing deposits |
$5,102 |
| Interest-bearing deposits |
$42,292 |
| Retail deposits |
$43,563 |
| IRAs and Keogh plan accounts |
$2,568 |
| Brokered deposits |
$1,769 |
| Deposits held in foreign offices |
$0 |
Assets
| Asset |
Value (in 000's) |
| Total Assets |
$55,863 |
| Cash & Balances due from depository institutions |
$3,869 |
| Interest-bearing balances |
$2,940 |
| Total securities |
$138 |
| Federal funds sold & reverse repurchase |
$1,783 |
| Net loans and leases |
$47,940 |
| Loan and leases loss allowance |
$697 |
| Trading account assets |
$0 |
| Bank premises and fixed assets |
$1,394 |
| Other real estate owned |
$0 |
| Goodwill and other intangibles |
$0 |
| All other assets |
$739 |
Liabilities
| Liabilities |
Value (in 000's) |
| Total liabilities and capital |
$55,862 |
| Total Liabilities |
$50,259 |
| Total deposits |
$47,394 |
| Interest-bearing deposits |
$42,292 |
| Deposits held in domestic offices |
$47,394 |
| % insured (estimated) |
$97 |
| Federal funds purchased and repurchase agreements |
$0 |
| Trading liabilities |
$0 |
| Other borrowed funds |
$2,572 |
| Subordinated debt |
$0 |
| All other liabilities |
$293 |
Issued Loan Types
| Type |
Value (in 000's) |
| Net loans and leases |
$47,940 |
| Loan and leases loss allowance |
$697 |
| Total loans and leases (domestic) |
$48,637 |
| All real estate loans |
$42,950 |
| Real estate loans in domestic offices |
$42,950 |
| Construction and development loans |
$13,112 |
| Residential 1-4 family construction |
$12,773 |
| Other construction, all land development and other land |
$339 |
| Loans secured by nonfarm nonresidential properties |
$3,177 |
| Nonfarm nonresidential secured by owner-occupied properties |
$2,579 |
| Commercial real estate & other non-farm, non-residential |
$598 |
| Multifamily residential real estate |
$0 |
| 1-4 family residential loans |
$23,476 |
| Farmland loans |
$3,185 |
| Loans held in foreign offices |
$0 |
| Farm loans |
$676 |
| Commercial and industrial loans |
$1,414 |
| To non-U.S. addressees |
$0 |
| Loans to individuals |
$1,426 |
| Credit card loans |
$0 |
| Related Plans |
$0 |
| Consumer Auto Loans |
$755 |
| Other loans to individuals |
$671 |
| All other loans & leases |
$2,170 |
| Loans to foreign governments and official institutions |
$0 |
| Other loans |
$1 |
| Loans to depository institutions and acceptances of other banks |
$0 |
| Loans not secured by real estate |
$0 |
| Loans secured by real estate to non-U.S. addressees |
$0 |
| Restructured Loans & leases |
$0 |
| Non 1-4 family restructured loans & leases |
$0 |
| Total loans and leases (foreign) |
$0 |
New Century Bank had $47,940,000 of loans outstanding in 2018. $42,950,000 of loans were in real estate loans.
$13,112,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans.
$23,476,000 of loans were in 1-4 family mortgage loans. $676,000 of loans were in farm loans. $0
of loans were in credit card loans. $755,000 of loans were in the auto loan category.
Small Business Loans
| Categorization |
# of Loans in Category |
$ amount of loans (in 000's) |
Average $/loan |
| Nonfarm, nonresidential loans - <$1MM |
7 |
$3,177 |
$453,857 |
| Nonfarm, nonresidential loans - <$100k |
7 |
$3,177 |
$453,857 |
| Commercial & Industrial, US addressed loans - <$1MM |
133 |
$1,414 |
$10,632 |
| Commercial & Industrial, US addressed loans - <$100k |
133 |
$1,414 |
$10,632 |
| Farmland loans - <$1MM |
37 |
$3,185 |
$86,081 |
| Farmland loans - <$100k |
37 |
$3,185 |
$86,081 |
| Agriculture operations loans - <$1MM |
26 |
$676 |
$26,000 |
| Agriculture operations loans - <$100k |
26 |
$676 |
$26,000 |