Bank Of Weston Mortgage Rates, Fees & Info

Weston, MO

LEI: 549300Y61M2X3WRROA86

Tax ID: 44-0162480

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Of Weston is a smaller bank specializing in various types of mortgages.



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    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Employee count

    35

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 5 16.7%
    BANK OF THE WEST VA mortgage Trouble during payment process 1 3.3%
    BANK OF THE WEST Other type of mortgage Trouble during payment process 2 6.7%
    BANK OF THE WEST Other type of mortgage Struggling to pay mortgage 1 3.3%
    BANK OF THE WEST Other type of mortgage Closing on a mortgage 1 3.3%
    BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.3%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 3 10.0%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Closing on a mortgage 4 13.3%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 6.7%
    BANK OF THE WEST FHA mortgage Trouble during payment process 1 3.3%
    BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 2 6.7%
    BANK OF THE WEST Conventional home mortgage Closing on a mortgage 1 3.3%
    BANK OF THE WEST Conventional home mortgage Trouble during payment process 6 20.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Weston 18255 Highway 45 North Weston, MO 64098 Full Service B&M $67,773
    Bank of Weston 4001 92 Highway Platte City, MO 64079 Full Service B&M $59,776
    Bank of Weston 6363 North Cosby Avenue Kansas City, MO 64151 Full Service B&M $52,408

    For 2021, Bank Of Weston had 3 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $6,208
    Net interest income $5,784
    Total noninterest income $819
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $156
    Trading account gains and fees $0
    Additional Noninterest Income $663
    Pre-tax net operating income $1,094
    Securities gains (or losses, -) $0
    Income before extraordinary items $1,094
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $1,094
    Minority interest net income $0
    Net income $1,094
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $1,094

    Bank Of Weston's gross interest income from loans was $6,208,000.
    Bank Of Weston's net interest income from loans was $5,784,000.
    Bank Of Weston's fee based income from loans was $156,000.
    Bank Of Weston's net income from loans was $1,094,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $424
    Provision for credit losses $636
    Total noninterest expense $4,873
    Salaries and employee benefits $2,622
    Premises and equipment expense $559
    Additional noninterest expense $1,692
    Applicable income taxes $0
    Net charge-offs $610
    Cash dividends $188

    Bank Of Weston's interest expense for loans was $424,000.
    Bank Of Weston's payroll and benefits expense were $2,622,000.
    Bank Of Weston's property, plant and equipment expenses $559,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 3.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $183,586
    Deposits held in domestic offices $183,586
    Deposits by Individuals, partnerships, and corporations $165,848
    Deposits by U.S. Government $1
    Deposits by States and political subdivisions in the U.S. $17,737
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $99,891
    Demand deposits $56,652
    Nontransaction accounts $83,695
    Money market deposit accounts (MMDAs) $26,448
    Other savings deposits (excluding MMDAs) $25,451
    Total time deposits $31,796
    Total time and savings deposits $126,934
    Noninterest-bearing deposits $56,652
    Interest-bearing deposits $126,933
    Retail deposits $178,573
    IRAs and Keogh plan accounts $3,601
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $197,567
    Cash & Balances due from depository institutions $27,391
    Interest-bearing balances $24,916
    Total securities $45,277
    Federal funds sold & reverse repurchase $8,349
    Net loans and leases $110,898
    Loan and leases loss allowance $1,554
    Trading account assets $0
    Bank premises and fixed assets $3,640
    Other real estate owned $1,053
    Goodwill and other intangibles $0
    All other assets $959

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $197,567
    Total Liabilities $183,876
    Total deposits $183,586
    Interest-bearing deposits $126,933
    Deposits held in domestic offices $183,586
    % insured (estimated) $86
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $290

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $110,898
    Loan and leases loss allowance $1,554
    Total loans and leases (domestic) $112,452
    All real estate loans $99,435
    Real estate loans in domestic offices $99,435
    Construction and development loans $9,911
    Residential 1-4 family construction $5,048
    Other construction, all land development and other land $4,863
    Loans secured by nonfarm nonresidential properties $46,246
    Nonfarm nonresidential secured by owner-occupied properties $15,747
    Commercial real estate & other non-farm, non-residential $30,499
    Multifamily residential real estate $1,047
    1-4 family residential loans $29,966
    Farmland loans $12,265
    Loans held in foreign offices $0
    Farm loans $615
    Commercial and industrial loans $11,526
    To non-U.S. addressees $0
    Loans to individuals $812
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $159
    Other loans to individuals $653
    All other loans & leases $251
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $125
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Bank of Weston had $110,898,000 of loans outstanding in 2021. $99,435,000 of loans were in real estate loans. $9,911,000 of loans were in development loans. $1,047,000 of loans were in multifamily mortgage loans. $29,966,000 of loans were in 1-4 family mortgage loans. $615,000 of loans were in farm loans. $0 of loans were in credit card loans. $159,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 64 $18,168 $283,875
    Nonfarm, nonresidential loans - <$100k 10 $317 $31,700
    Nonfarm, nonresidential loans - $100-250k 13 $1,625 $125,000
    Nonfarm, nonresidential loans - $250k-1MM 41 $16,226 $395,756
    Commercial & Industrial, US addressed loans - <$1MM 102 $7,178 $70,373
    Commercial & Industrial, US addressed loans - <$100k 79 $1,689 $21,380
    Commercial & Industrial, US addressed loans - $100-250k 12 $1,202 $100,167
    Commercial & Industrial, US addressed loans - $250k-1MM 11 $4,287 $389,727
    Farmland loans - <$1MM 31 $4,588 $148,000
    Farmland loans - <$100k 7 $351 $50,143
    Farmland loans - $100-250k 17 $1,992 $117,176
    Farmland loans - $250k-1MM 7 $2,245 $320,714
    Agriculture operations loans - <$1MM 18 $526 $29,222
    Agriculture operations loans - <$100k 16 $226 $14,125
    Agriculture operations loans - $100-250k 2 $300 $150,000