Thomasville National Bank Mortgage Rates, Fees & Info
Thomasville, GALEI: 549300YJ77JVC6X3BO61
Tax ID: 58-2184934
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Thomasville National Bank is a smaller bank specializing in Home Purchase loans. Thomasville National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Thomasville, Tallahassee, Brunswick, Albany, and Jacksonville among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)Thomasville National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
240Origination Dollar Volume (All Markets)
$63,620,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Thomasville, GA (FHA|USDA|VA) | 117 | $21,745,000 | $185,855 | $0 | 0.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 38 | $14,150,000 | $372,368 | $0 | 0.00% |
| Outside of Metro Areas | 18 | $9,280,000 | $515,556 | $0 | 0.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 20 | $6,550,000 | $327,500 | $0 | 0.00% |
| ALBANY, GA (FHA|USDA|VA) | 13 | $4,095,000 | $315,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $2,470,000 | $1,235,000 | $0 | 0.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $0 | 0.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 0.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| Tifton, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 0.00% |
| Atmore, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Moultrie, GA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 0.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 0.00% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 240 | $63,620,000 | $265,083 | $0 | 0.00% |
For 2023, Thomasville National Bank's most frequently originated type of loan was Conventional, with 240 originations.
Loan Reason
For 2023, Thomasville National Bank's most frequently cited loan purpose was Home Purchase, with 181 originations. The 2nd most popular reason was Refi, with 40 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 240 | $63,620,000 | $265,083 | $0 | 0.00% |
For 2023, Thomasville National Bank's most frequently cited loan duration was Other, with 240 originations.
Loan Sizing
2023 saw Thomasville National Bank place emphasis on $100,000 or less loans with 68 originations, totaling $3,810,000 in origination value.
Applicant Income
Thomasville National Bank lent most frequently to those with incomes in the $250k+ range, with 39 originations. The second most popular income band? $100k-150k, with 25 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 240 | $63,620,000 | $265,083 | $0 | 0.00% |
Thomasville National Bank lent most frequently to those with DTI ratios of Exempt%, with 240 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.59%
Thomasville National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination98.33%
Thomasville National Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 240 | $63,620,000 | $265,083 |