Smart Financial Credit Union Mortgage Rates, Fees & Info

Review & Overview

Smart Financial Credit Union is a smaller credit union specializing in various types of mortgages.

Smart Financial Credit Union has an above average approval rate when compared to the average across all lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.27%	12/16/24
30 Year Conventional Refi	6.27%	12/16/24
30 Year Cash-out Refi	6.27%	12/16/24
30 Year FHA Purchase	6.27%	12/16/24
15 Year Conventional Purchase	5.68%	12/16/24
15 Year Conventional Refi	5.68%	12/16/24
15 Year Cash-out Refi	5.68%	12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Smart Financial Credit Union Mortgage Calculator

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Origination Dollar Volume (All Markets)

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