Oriental Bank Mortgage Rates, Fees & Info

San Juan,

LEI: 549300ZLPU75MU7O0T38

Tax ID: 66-0259436

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Oriental Bank is a smaller bank specializing in Home Purchase loans. They have a a high proportion of FHA loans. Oriental Bank has a high proportion of conventional loans. Their top markets by origination volume include: San Juan, Aguadilla, Ponce, San GermÁn, and MayagÜez among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Oriental Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Oriental Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.77% 4/18/24
    30 Year Conventional Refi 6.41% 4/18/24
    30 Year Cash-out Refi 6.62% 4/18/24
    30 Year FHA Purchase 6.55% 4/18/24
    30 Year FHA Refi 6.34% 4/18/24
    30 Year VA Purchase 5.71% 4/18/24
    30 Year VA Refi 5.67% 4/18/24
    30 Year USDA Purchase 6.05% 4/18/24
    30 Year USDA Refi 6.05% 4/18/24
    15 Year Conventional Purchase 5.96% 4/18/24
    15 Year Conventional Refi 5.59% 4/18/24
    15 Year Cash-out Refi 5.59% 4/18/24
    15 Year FHA Purchase 6.60% 4/18/24
    15 Year FHA Refi 6.47% 4/18/24
    15 Year VA Purchase 6.19% 4/18/24
    15 Year VA Refi 5.68% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Oriental Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Oriental Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    716

    Origination Dollar Volume (All Markets)

    $95,560,000

    Employee count

    2,335 Show all (11) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 536 $76,420,000 $142,575 $5,321 3.81%
    AGUADILLA-ISABELA, PR (FHA|USDA|VA) 36 $4,690,000 $130,278 $5,449 3.84%
    PONCE, PR (FHA|USDA|VA) 34 $3,190,000 $93,824 $4,341 3.73%
    SAN GERMÁN, PR (FHA|USDA|VA) 27 $2,975,000 $110,185 $4,417 3.60%
    MAYAGÜEZ, PR (FHA|USDA|VA) 17 $2,025,000 $119,118 $4,552 4.51%
    Arecibo, PR (FHA|USDA|VA) 18 $1,810,000 $100,556 $4,156 3.50%
    YAUCO, PR (FHA|USDA|VA) 17 $1,625,000 $95,588 $4,508 3.90%
    GUAYAMA, PR (FHA|USDA|VA) 13 $975,000 $75,000 $5,531 3.74%
    Santa Isabel, PR (FHA|USDA|VA) 8 $890,000 $111,250 $4,809 3.88%
    Coco, PR (FHA|USDA|VA) 4 $420,000 $105,000 $4,594 3.69%
    Jayuya, PR (FHA|USDA|VA) 4 $320,000 $80,000 $3,382 4.09%
    Coamo, PR (FHA|USDA|VA) 2 $220,000 $110,000 $4,238 4.25%
    Oriental Bank's top markets include San Juan, Aguadilla, Ponce, San GermÁn, and MayagÜez among others.

    Their top states include:
  • Puerto Rico (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Oriental Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.
    Similarity Rank: 24
    Cooperativa de Ahorro y Credito de Rincon
    Similarity Rank: 50
    Cooperativa De Credito Y Ahorro San Jose
    Similarity Rank: 56
    COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA
    Similarity Rank: 86
    Cooperativa Ahorro y Credito Aguadilla
    Similarity Rank: 141
    COOPERATIVA DE CREDITO LA SAGRADA FAMILIA
    Similarity Rank: 172
    BANCO SANTANDER PUERTO RICO
    Similarity Rank: 184
    Cooperativa A/C Oriental
    Similarity Rank: 204
    LATIN AMERICAN FINANCIAL CORPORATION
    Similarity Rank: 335
    MULTIPLES MORTGAGE CORPORATION
    Similarity Rank: 396

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 301 $38,025,000 $126,329 $5,748 3.62%
    Conventional 232 $34,060,000 $146,810 $4,489 4.29%
    USDA 126 $14,580,000 $115,714 $4,612 3.51%
    VA 57 $8,895,000 $156,053 $5,611 3.54%

    For 2019, Oriental Bank's most frequently originated type of loan was FHA, with 301 originations. Their 2nd most popular type was Conventional, with 232 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 564 $78,360,000 $138,936 $5,192 3.81%
    Cash Out Refi 71 $7,915,000 $111,479 $5,413 3.63%
    Refi 46 $6,420,000 $139,565 $5,309 4.17%
    Other 28 $2,220,000 $79,286 $4,066 3.63%
    Home Improvement 7 $645,000 $92,143 $4,111 3.84%

    For 2019, Oriental Bank's most frequently cited loan purpose was Home Purchase, with 564 originations. The 2nd most popular reason was Cash Out Refi, with 71 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 576 $77,670,000 $134,844 $5,302 3.76%
    15 Year 84 $11,800,000 $140,476 $4,376 3.92%
    20 Year 24 $2,730,000 $113,750 $5,648 3.99%
    10 Year 17 $1,235,000 $72,647 $3,431 3.82%
    Other 10 $1,290,000 $129,000 $4,948 4.69%
    1 Year 2 $450,000 $225,000 $0 5.13%
    30+ year 2 $300,000 $150,000 $0 4.75%
    5 Year 1 $85,000 $85,000 $0 4.75%

    For 2019, Oriental Bank's most frequently cited loan duration was 30 Year, with 576 originations. The 2nd most popular length was 15 Year, with 84 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 306 $42,190,000 $137,876
    $1k-2k 146 $14,950,000 $102,397
    $2k-3k 112 $14,180,000 $126,607
    $3k-4k 56 $8,370,000 $149,464
    $4k-5k 35 $6,095,000 $174,143
    $5k+ 19 $4,655,000 $245,000

    Oriental Bank's average total fees were $5,302, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 306 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 412 $51,070,000 $123,956
    2.5-3% 137 $17,565,000 $128,212
    4-5% 127 $15,065,000 $118,622
    5-6% 23 $9,645,000 $419,348
    6-7% 7 $935,000 $133,571
    7-8% 4 $670,000 $167,500
    Over 8% 3 $275,000 $91,667
    <2.5% 3 $335,000 $111,667

    During 2019, Oriental Bank's average interest rate for loans was 3.76%, while their most frequently originated rate bucket for loans was 3-4%, with 412 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 367 $50,345,000 $137,180 $5,500 3.71%
    $100,000 or less 280 $21,110,000 $75,393 $3,654 3.85%
    $200k-400k 57 $14,715,000 $258,158 $9,654 3.99%
    $400k-600k 8 $3,710,000 $463,750 $6,802 4.92%
    $1MM+ 3 $5,035,000 $1,678,333 $17,316 5.63%
    $600k-1MM 1 $645,000 $645,000 $5,633 4.88%

    2019 saw Oriental Bank place emphasis on $100k-200k loans with 367 originations, totaling $50,345,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 402 $39,800,000 $99,005 $4,425 3.72%
    $50k-75k 145 $19,385,000 $133,690 $5,415 3.68%
    $75k-100k 60 $9,570,000 $159,500 $7,009 3.74%
    $100k-150k 53 $9,695,000 $182,925 $6,883 3.79%
    $150k-250k 34 $7,480,000 $220,000 $6,941 4.32%
    $250k+ 16 $8,880,000 $555,000 $6,996 5.16%

    Oriental Bank lent most frequently to those with incomes in the $50k or less range, with 402 originations. The second most popular income band? $50k-75k, with 145 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 137 $17,315,000 $126,387 $4,997 3.73%
    20-30% 133 $19,615,000 $147,481 $5,002 3.78%
    50-60% 56 $8,150,000 $145,536 $6,114 3.84%
    <20% 49 $6,295,000 $128,469 $4,412 3.88%
    41% 30 $4,510,000 $150,333 $5,446 3.96%
    36% 29 $3,475,000 $119,828 $5,236 3.65%
    37% 28 $4,530,000 $161,786 $5,328 3.80%
    39% 28 $3,960,000 $141,429 $5,557 3.76%
    40% 28 $3,010,000 $107,500 $4,523 3.85%
    44% 26 $3,030,000 $116,538 $4,889 3.73%
    43% 25 $3,005,000 $120,200 $5,200 3.77%
    42% 23 $2,715,000 $118,043 $5,147 3.62%
    45% 22 $2,950,000 $134,091 $5,573 3.62%
    48% 21 $2,745,000 $130,714 $4,553 4.13%
    49% 21 $2,535,000 $120,714 $5,728 3.63%
    38% 18 $2,120,000 $117,778 $4,999 3.63%
    47% 13 $1,685,000 $129,615 $5,475 3.89%
    >60% 12 $1,430,000 $119,167 $5,223 3.84%
    46% 11 $1,735,000 $157,727 $6,418 3.74%

    Oriental Bank lent most frequently to those with DTI ratios of 30-36%, with 137 originations. The next most common DTI ratio? 20-30%, with 133 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 671 $90,325,000 $134,613 $5,195 3.79%
    Black 36 $3,830,000 $106,389 $4,743 3.61%
    Not applicable 6 $750,000 $125,000 $0 7.38%
    American Indian 1 $525,000 $525,000 $5,059 5.88%
    Not provided 2 $130,000 $65,000 $3,796 3.63%

    Approval Rates

    Total approvals of all applications
    75.71%

    Oriental Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    69.83%

    Oriental Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 716 $95,560,000 $133,464

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 3 $525,000 $175,000
    Single Family (1-4 Units):Site-Built 713 $95,035,000 $133,289

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 16 $1,190,000 $74,375 $3,012 4.07%
    40-60% 48 $4,870,000 $101,458 $3,540 4.08%
    60-80% 135 $17,525,000 $129,815 $4,752 4.08%
    80-100% 502 $69,680,000 $138,805 $5,431 3.68%
    Over 100% 11 $1,845,000 $167,727 $6,948 4.10%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Oriental Bank #1 Road, Plaza Del Caribe Mall Ponce, PR 731 Full Service B&M $78,650
    Oriental Bank #2 Road Ponce, PR 731 Full Service B&M $119,696
    Oriental Bank #2 Road, Plaza Del Norte Hatillo, PR 659 Full Service B&M $119,610
    Oriental Bank #3 Progreso Street Catano, PR 963 Full Service B&M $34,125
    Oriental Bank #50, Jose Quinton Street Coamo, PR 769 Full Service B&M $40,791
    Oriental Bank #55 Eugenio Sanchez Lopez Street San Lorenzo, PR 754 Full Service B&M $45,086
    Oriental Bank #601 Dr. Loyola Street Penuelas, PR 624 Full Service B&M $34,560
    Oriental Bank 1408 Magdalena Avenue Condado, PR 907 Full Service B&M $150,978
    Oriental Bank 1605 Ponce De Leon Ave. Santurce, PR 909 Full Service B&M $45,906
    Oriental Bank 254 East, San Jose Ave. Aibonito, PR 705 Full Service B&M $42,778
    Oriental Bank 254 Munoz Rivera San Juan, PR 918 Full Service B&M $209,981
    Oriental Bank 254 Munoz Rivera Avenue, Oriental Center San Juan, PR 918 Full Service B&M $1,679,473
    Oriental Bank 400 Ave Ponce De Leon San Juan, PR 918 Full Service B&M $62,325
    Oriental Bank 65 De Infanterma Ave. Plaza Escorial Mall Carolina, PR 987 Full Service B&M $115,950
    Oriental Bank 727 West Main Ave. Suite Pp3 Bayamon, PR 961 Full Service B&M $115,117
    Oriental Bank Alejandrino Plaza, Road 838 Guaynabo, PR 969 Full Service B&M $255,189
    Oriental Bank Ave. Mendez Vigo 173 West Mayaguez, PR 680 Full Service B&M $57,392
    Oriental Bank Bairoa Shopping Center, Unit 12 A Caguas, PR 725 Full Service B&M $76,381
    Oriental Bank Calle Cristobal Colon #21 Yabucoa, PR 767 Full Service B&M $32,328
    Oriental Bank Calle Jesus T. Piqero #46 Las Piedras, PR 771 Full Service B&M $54,934
    Oriental Bank Gonzalez Giusti Ave. Guaynabo, PR 968 Full Service B&M $224,837
    Oriental Bank Juana Diaz Shopping Center Juana Diaz, PR 795 Full Service B&M $47,881
    Oriental Bank La Rambla Shopping Mall Ponce, PR 731 Full Service B&M $119,304
    Oriental Bank Las Catalinas Mall Pr52 Int. Pr-156 Caguas, PR 725 Full Service B&M $98,841
    Oriental Bank Las Vistas Shopping Village Rio Piedras, PR 926 Full Service B&M $185,405
    Oriental Bank Los Colobos Shopping Center, Road 3 Carolina, PR 985 Full Service B&M $71,396
    Oriental Bank Manati Plaza Centro, State Road Pr #2 And 149 Manati, PR 674 Full Service B&M $52,420
    Oriental Bank Munoz Marin Ave. Plaza Centro Ii Caguas, PR 726 Full Service B&M $41,810
    Oriental Bank Plaza Guayama Shopping Mall Guayama, PR 784 Full Service B&M $70,991
    Oriental Bank Plaza Las Americas Mall San Juan, PR 918 Full Service B&M $145,443
    Oriental Bank Plaza Mall State Road Pr No. 52, & Pr . No. 3, Km 82.0 Humacao, PR 791 Full Service B&M $120,601
    Oriental Bank Road #174 , Km. 1.9 Bayamon, PR 956 Full Service B&M $31,196
    Oriental Bank Road #2 Mayaguez, PR 680 Full Service B&M $127,197
    Oriental Bank Road 1 Km. 56.2, Pirez Hermanos Plaza Cayey, PR 736 Full Service B&M $39,349
    Oriental Bank Road 167, Km 0.3 Bayamon, PR 956 Full Service B&M $69,548
    Oriental Bank State Road #2 K. 129 H.3 Aguadilla, PR 603 Full Service B&M $62,549
    Oriental Bank State Road #3 K20 H3 Rio Grande, PR 745 Full Service B&M $34,263
    Oriental Bank Yauco Plaza Shopping Mall Yauco, PR 698 Full Service B&M $37,290

    For 2019, Oriental Bank had 38 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $374,362
    Net interest income $326,173
    Total noninterest income $52,409
    Gross Fiduciary activities income $11,055
    Service charges on deposit accounts $13,710
    Trading account gains and fees $0
    Additional Noninterest Income $27,644
    Pre-tax net operating income $68,569
    Securities gains (or losses, -) $8,274
    Income before extraordinary items $56,116
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $56,116
    Minority interest net income $0
    Net income $56,116
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $49,579

    Oriental Bank's gross interest income from loans was $374,362,000.
    Oriental Bank's net interest income from loans was $326,173,000.
    Oriental Bank's fee based income from loans was $13,710,000.
    Oriental Bank's net income from loans was $56,116,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $48,189
    Provision for credit losses $96,792
    Total noninterest expense $213,221
    Salaries and employee benefits $71,038
    Premises and equipment expense $20,765
    Additional noninterest expense $121,418
    Applicable income taxes $20,727
    Net charge-offs $74,741
    Cash dividends $20,000

    Oriental Bank's interest expense for loans was $48,189,000.
    Oriental Bank's payroll and benefits expense were $71,038,000.
    Oriental Bank's property, plant and equipment expenses $20,765,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 4.0%
    Real Estate loans 6.0%
    Construction & Land Development loans 11.0%
    Nonfarm, nonresidential loans 5.0%
    Multifamily residential loans 2.0%
    1-4 family residential loans 7.0%
    HELOC loans 0.0%
    All other family 7.0%
    Commercial & industrial loans 2.0%
    Personal loans 1.0%
    Credit card loans 1.2%
    Other individual loans 1.0%
    Auto loans 1.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $7,713,848
    Deposits held in domestic offices $7,713,848
    Deposits by Individuals, partnerships, and corporations $7,400,426
    Deposits by U.S. Government $359
    Deposits by States and political subdivisions in the U.S. $278,667
    Deposits by Commercial banks and other depository institutions in U.S. $34,396
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $3,599,443
    Demand deposits $1,695,684
    Nontransaction accounts $4,114,405
    Money market deposit accounts (MMDAs) $21,482
    Other savings deposits (excluding MMDAs) $1,821,637
    Total time deposits $2,271,285
    Total time and savings deposits $6,018,164
    Noninterest-bearing deposits $1,695,684
    Interest-bearing deposits $6,018,164
    Retail deposits $6,779,760
    IRAs and Keogh plan accounts $251,128
    Brokered deposits $241,994
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $9,253,736
    Cash & Balances due from depository institutions $795,778
    Interest-bearing balances $708,521
    Total securities $1,075,218
    Federal funds sold & reverse repurchase $0
    Net loans and leases $6,641,847
    Loan and leases loss allowance $116,537
    Trading account assets $6
    Bank premises and fixed assets $113,306
    Other real estate owned $29,909
    Goodwill and other intangibles $191,807
    All other assets $405,865

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $9,253,736
    Total Liabilities $8,226,102
    Total deposits $7,713,848
    Interest-bearing deposits $6,018,164
    Deposits held in domestic offices $7,713,848
    % insured (estimated) $65
    Federal funds purchased and repurchase agreements $190,000
    Trading liabilities $6
    Other borrowed funds $193,723
    Subordinated debt $0
    All other liabilities $128,525

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $6,641,847
    Loan and leases loss allowance $116,537
    Total loans and leases (domestic) $6,758,384
    All real estate loans $3,680,433
    Real estate loans in domestic offices $3,680,433
    Construction and development loans $76,066
    Residential 1-4 family construction $1,161
    Other construction, all land development and other land $74,905
    Loans secured by nonfarm nonresidential properties $1,021,724
    Nonfarm nonresidential secured by owner-occupied properties $525,027
    Commercial real estate & other non-farm, non-residential $496,697
    Multifamily residential real estate $33,446
    1-4 family residential loans $2,536,005
    Farmland loans $13,192
    Loans held in foreign offices $0
    Farm loans $11,432
    Commercial and industrial loans $888,551
    To non-U.S. addressees $394
    Loans to individuals $1,956,793
    Credit card loans $75,406
    Related Plans $45,136
    Consumer Auto Loans $1,476,935
    Other loans to individuals $359,316
    All other loans & leases $221,175
    Loans to foreign governments and official institutions $0
    Other loans $37,153
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $92,313
    Non 1-4 family restructured loans & leases $19,038
    Total loans and leases (foreign) $0

    Oriental Bank had $6,641,847,000 of loans outstanding in 2019. $3,680,433,000 of loans were in real estate loans. $76,066,000 of loans were in development loans. $33,446,000 of loans were in multifamily mortgage loans. $2,536,005,000 of loans were in 1-4 family mortgage loans. $11,432,000 of loans were in farm loans. $75,406,000 of loans were in credit card loans. $1,476,935,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,686 $274,199 $162,633
    Nonfarm, nonresidential loans - <$100k 378 $15,974 $42,259
    Nonfarm, nonresidential loans - $100-250k 731 $81,342 $111,275
    Nonfarm, nonresidential loans - $250k-1MM 577 $176,883 $306,556
    Commercial & Industrial, US addressed loans - <$1MM 7,333 $250,192 $34,119
    Commercial & Industrial, US addressed loans - <$100k 5,415 $113,035 $20,874
    Commercial & Industrial, US addressed loans - $100-250k 347 $32,023 $92,285
    Commercial & Industrial, US addressed loans - $250k-1MM 1,571 $105,134 $66,922
    Farmland loans - <$1MM 9 $762 $84,667
    Farmland loans - <$100k 2 $22 $11,000
    Farmland loans - $100-250k 5 $463 $92,600
    Farmland loans - $250k-1MM 2 $277 $138,500
    Agriculture operations loans - <$1MM 12 $1,003 $83,583
    Agriculture operations loans - <$100k 6 $201 $33,500
    Agriculture operations loans - $100-250k 3 $198 $66,000
    Agriculture operations loans - $250k-1MM 3 $604 $201,333