New York Community Bank Mortgage Rates, Fees & Info

Westbury, NY

LEI: QODK9N71Q3XVQS2JKH91

Tax ID: 11-1212640

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    New York Community Bank is a large bank specializing in Refi and Home Purchase loans. New York Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Philadelphia, Trenton, Bridgeport, and Virginia Beach among others. We have data for 43 markets. (Some data included below & more in-depth data is available with an active subscription.)

    New York Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.29% 10/3/22
    30 Year Conventional Refi 6.29% 10/3/22
    30 Year Cash-out Refi 6.29% 10/3/22
    15 Year Conventional Purchase 5.96% 10/3/22
    15 Year Conventional Refi 5.96% 10/3/22
    15 Year Cash-out Refi 5.96% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    786

    Origination Dollar Volume (All Markets)

    $7,782,320,000

    Employee count

    2,696

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 569 $4,318,165,000 $7,589,042 $0 3.19%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 95 $1,249,455,000 $13,152,158 $0 3.08%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $200,015,000 $66,671,667 $0 3.07%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $182,050,000 $45,512,500 $0 2.85%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $159,165,000 $53,055,000 $0 2.84%
    COLUMBUS, OH (FHA|USDA|VA) 18 $158,130,000 $8,785,000 $0 2.85%
    JACKSON, MS (FHA|USDA|VA) 4 $120,010,000 $30,002,500 $0 3.20%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 21 $115,315,000 $5,491,190 $0 3.15%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 7 $111,165,000 $15,880,714 $0 2.70%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 5 $107,395,000 $21,479,000 $0 3.13%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 8 $107,230,000 $13,403,750 $0 3.26%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $72,430,000 $12,071,667 $0 3.00%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $60,005,000 $60,005,000 $0 2.45%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $53,505,000 $53,505,000 $0 2.25%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $48,955,000 $48,955,000 $0 3.00%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $48,550,000 $24,275,000 $0 2.90%
    BATON ROUGE, LA (FHA|USDA|VA) 2 $48,490,000 $24,245,000 $0 3.25%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $47,205,000 $47,205,000 $0 3.00%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $47,155,000 $47,155,000 $0 3.10%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $46,005,000 $46,005,000 $0 3.00%
    AKRON, OH (FHA|USDA|VA) 5 $45,235,000 $9,047,000 $0 3.25%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $43,435,000 $43,435,000 $0 3.00%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $41,410,000 $20,705,000 $0 3.10%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $41,255,000 $41,255,000 $0 3.00%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $37,315,000 $37,315,000 $0 3.00%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $34,005,000 $34,005,000 $0 3.00%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $32,405,000 $32,405,000 $0 3.00%
    LAFAYETTE, LA (FHA|USDA|VA) 1 $30,505,000 $30,505,000 $0 3.00%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $30,405,000 $30,405,000 $0 2.90%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $29,105,000 $29,105,000 $0 3.40%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $25,705,000 $5,141,000 $0 3.07%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $25,005,000 $25,005,000 $0 3.25%
    TUCSON, AZ (FHA|USDA|VA) 1 $14,105,000 $14,105,000 $0 3.13%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $8,505,000 $8,505,000 $0 3.25%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $8,255,000 $8,255,000 $0 3.13%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $5,765,000 $5,765,000 $0 2.85%
    LANCASTER, PA (FHA|USDA|VA) 1 $5,735,000 $5,735,000 $0 3.20%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $5,170,000 $2,585,000 $0 3.38%
    OCEAN CITY, NJ (FHA|USDA|VA) 1 $5,005,000 $5,005,000 $0 3.40%
    READING, PA (FHA|USDA|VA) 1 $4,505,000 $4,505,000 $0 3.25%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $4,365,000 $4,365,000 $0 3.25%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $3,675,000 $3,675,000 $0 3.00%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $0 3.00%

    New York Community Bank's top markets include New York, Philadelphia, Trenton, Bridgeport, and Virginia Beach among others.

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 786 $7,782,320,000 $9,901,170 $0 3.15%

    For 2021, New York Community Bank's most frequently originated type of loan was Conventional, with 786 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 607 $4,860,475,000 $8,007,372 $0 3.17%
    Home Purchase 175 $2,909,235,000 $16,624,200 $0 3.09%
    Home Improvement 4 $12,610,000 $3,152,500 $0 3.22%

    For 2021, New York Community Bank's most frequently cited loan purpose was Refi, with 607 originations. The 2nd most popular reason was Home Purchase, with 175 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 500 $4,509,200,000 $9,018,400 $0 3.13%
    Other 281 $3,107,095,000 $11,057,278 $0 3.18%
    15 Year 4 $164,520,000 $41,130,000 $0 3.43%
    5 Year 1 $1,505,000 $1,505,000 $0 3.25%

    For 2021, New York Community Bank's most frequently cited loan duration was 10 Year, with 500 originations. The 2nd most popular length was Other, with 281 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 527 $3,576,285,000 $6,786,120
    2.5-3% 253 $3,880,045,000 $15,336,146
    <2.5% 5 $318,425,000 $63,685,000
    4-5% 1 $7,565,000 $7,565,000

    During 2021, New York Community Bank's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 3-4%, with 527 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 769 $7,768,615,000 $10,102,230 $0 3.15%
    $600k-1MM 16 $13,320,000 $832,500 $0 3.38%
    $200k-400k 1 $385,000 $385,000 $0 3.63%

    2021 saw New York Community Bank place emphasis on $1MM+ loans with 769 originations, totaling $7,768,615,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 786 $7,782,320,000 $9,901,170 $0 3.15%

    Approval Rates

    Total approvals of all applications
    94.07%

    New York Community Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    92.49%

    New York Community Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 786 $7,782,320,000 $9,901,170

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    786 $7,782,320,000 $9,901,170

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 44 $241,020,000 $5,477,727 $0 3.32%
    40-60% 107 $717,315,000 $6,703,879 $0 3.26%
    60-80% 560 $6,523,140,000 $11,648,464 $0 3.10%
    Under 20% 73 $275,525,000 $3,774,315 $0 3.25%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    NEW YORK COMMUNITY BANCORP INC Conventional home mortgage Struggling to pay mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    New York Community Bank 127 North Congress Avenue Boynton Beach, FL 33426 Full Service B&M $172,620
    New York Community Bank 1092 Old Country Road Plainview, NY 11803 Full Service B&M $103,721
    New York Community Bank 110-01 Merrick Road Amityville, NY 11701 Limited, Drive-thru $0
    New York Community Bank 1100 Hylan Blvd Staten Island, NY 10305 Full Service B&M $143,452
    New York Community Bank 111-01 Merrick Road Amityville, NY 11701 Full Service B&M $147,397
    New York Community Bank 111-10 Flatlands Avenue Brooklyn, NY 11207 Full Service Retail $10,782
    New York Community Bank 1114 Jericho Turnpike New Hyde Park, NY 11040 Full Service B&M $132,681
    New York Community Bank 11375 Legacy Ave Palm Beach Gardens, FL 33410 Full Service B&M $72,752
    New York Community Bank 1144 Weston Road Weston, FL 33326 Full Service B&M $66,757
    New York Community Bank 1162 Green Street Iselin, NJ 8830 Full Service B&M $38,352
    New York Community Bank 1214 Castleton Avenue Staten Island, NY 10310 Full Service B&M $57,491
    New York Community Bank 1268 Broadway Brooklyn, NY 11221 Full Service B&M $68,905
    New York Community Bank 136-65 Roosevelt Avenue Flushing, NY 11354 Full Service B&M $164,702
    New York Community Bank 14 Conklin Street Farmingdale, NY 11735 Full Service B&M $198,604
    New York Community Bank 1400 Old Northern Boulevard Roslyn, NY 11576 Full Service B&M $305,822
    New York Community Bank 14033 Cedar Rd South Euclid, OH 44118 Full Service B&M $85,342
    New York Community Bank 14177 Pearl Road Strongsville, OH 44136 Full Service B&M $107,308
    New York Community Bank 142 Broad Street Elizabeth, NJ 7201 Full Service B&M $10,788
    New York Community Bank 1445 Richmond Avenue Staten Island, NY 10314 Limited, Drive-thru $0
    New York Community Bank 14543 West Grand Avenue Surprise, AZ 85374 Full Service B&M $186,261
    New York Community Bank 1460 Richmond Avenue Staten Island, NY 10314 Full Service B&M $198,545
    New York Community Bank 15 Maiden Lane New York City, NY 10038 Full Service B&M $100,949
    New York Community Bank 15 Market Street Kenilworth, NJ 7033 Full Service B&M $97,407
    New York Community Bank 15870 Pines Blvd Pembroke Pines, FL 33027 Full Service B&M $72,868
    New York Community Bank 160 South Main Street Freeport, NY 11520 Full Service B&M $23,895
    New York Community Bank 1601 Veterans Hwy Islandia, NY 11749 Full Service B&M $39,538
    New York Community Bank 1608 Kings Highway Brooklyn, NY 11229 Full Service B&M $21,764
    New York Community Bank 167 Shore Road Port Washington, NY 11050 Full Service B&M $36,674
    New York Community Bank 168-170 Main Street Matawan, NJ 7747 Full Service B&M $27,395
    New York Community Bank 171-173 Broadway Bayonne, NJ 7002 Full Service B&M $86,574
    New York Community Bank 1727 Route 130 North Brunswick, NJ 8902 Full Service B&M $25,996
    New York Community Bank 1759 Central Park Avenue Yonkers, NY 10710 Full Service B&M $75,234
    New York Community Bank 1785 Victory Boulevard Staten Island, NY 10314 Full Service B&M $98,377
    New York Community Bank 1801 East Ninth Street Cleveland, OH 44114 Full Service B&M $41,438
    New York Community Bank 20423 State Road 7 Boca Raton, FL 33498 Full Service B&M $168,574
    New York Community Bank 2066 Lee Road Cleveland Heights, OH 44118 Full Service B&M $57,780
    New York Community Bank 2111 Merrick Avenue Merrick, NY 11566 Full Service B&M $86,478
    New York Community Bank 2136 Bartow Avenue Bronx, NY 10475 Full Service Retail $12,770
    New York Community Bank 2200 East Camelback Road Phoenix, AZ 85016 Full Service B&M $115,967
    New York Community Bank 2225 Jericho Turnpike Commack, NY 11725 Full Service B&M $74,689
    New York Community Bank 22255 Center Ridge Rd Rocky River, OH 44116 Full Service B&M $85,302
    New York Community Bank 22404 Union Tpke Bayside, NY 11364 Full Service B&M $134,159
    New York Community Bank 225 North Wood Avenue Linden, NJ 7036 Full Service B&M $12,606
    New York Community Bank 2267 Bellmore Avenue Bellmore, NY 11710 Full Service B&M $35,512
    New York Community Bank 23 Little Falls Road Fairfield, NJ 7004 Full Service B&M $39,529
    New York Community Bank 23050 Via Villagio Estero, FL 33928 Full Service B&M $42,053
    New York Community Bank 2625 S. State Rd. 7 Wellington, FL 33414 Full Service B&M $77,541
    New York Community Bank 26300 Cedar Rd Beachwood, OH 44122 Full Service B&M $76,926
    New York Community Bank 2641 Merrick Road Bellmore, NY 11710 Full Service B&M $267,849
    New York Community Bank 265 Bloomfield Avenue Caldwell, NJ 7006 Full Service B&M $67,538
    New York Community Bank 265 North Broadway Hicksville, NY 11801 Full Service B&M $60,496
    New York Community Bank 2701 Ponce De Leon Coral Gables, FL 33134 Full Service B&M $142,130
    New York Community Bank 27800 Chagrin Blvd Beachwood, OH 44122 Full Service B&M $114,916
    New York Community Bank 2783 State Road Cuyahoga Falls, OH 44223 Full Service B&M $117,499
    New York Community Bank 2785 West State Route 89a Sedona, AZ 86336 Full Service B&M $59,130
    New York Community Bank 282 Port Richmond Avenue Staten Island, NY 10302 Full Service B&M $51,164
    New York Community Bank 2875 Veterans Road West Staten Island, NY 10307 Full Service B&M $104,645
    New York Community Bank 8810 Mentor Avenue Mentor, OH 44060 Full Service B&M $127,985
    New York Community Bank 3501 Amboy Road Staten Island, NY 10308 Full Service Retail $27,297
    New York Community Bank 36 Ferry Street Newark, NJ 7105 Full Service B&M $95,350
    New York Community Bank 36 Pacific Street Newark, NJ 7105 Full Service B&M $65,085
    New York Community Bank 36-10 Broadway Astoria, NY 11106 Full Service B&M $86,545
    New York Community Bank 3600 West Hillsboro Blvd Deerfield Beach, FL 33442 Full Service B&M $183,756
    New York Community Bank 3665 Route 9 North Old Bridge, NJ 8857 Full Service B&M $53,468
    New York Community Bank 3681-83 East Tremont Avenue Bronx, NY 10465 Full Service B&M $99,504
    New York Community Bank 37 Wilson Ave Newark, NJ 7105 Full Service B&M $138,504
    New York Community Bank 37-97 103rd Street Corona, NY 11368 Full Service B&M $92,686
    New York Community Bank 3700 North Ocean Blvd. Fort Lauderdale, FL 33308 Full Service B&M $148,609
    New York Community Bank 3879 Amboy Road Staten Island, NY 10308 Full Service B&M $208,601
    New York Community Bank 3901 Hempstead Turnpike Bethpage, NY 11714 Full Service Retail $22,937
    New York Community Bank 400 Main Street Spotswood, NJ 8884 Full Service B&M $31,007
    New York Community Bank 4025 E. Chandler Blvd Phoenix, AZ 85048 Full Service B&M $39,107
    New York Community Bank 404 Park Avenue South New York, NY 10022 Full Service B&M $108,885
    New York Community Bank 41 Station Drive Wyandanch, NY 11798 Full Service B&M $40,051
    New York Community Bank 41-11 Bell Boulevard Bayside, NY 11361 Full Service B&M $36,544
    New York Community Bank 410 Bergen St Harrison, NJ 7029 Full Service B&M $68,158
    New York Community Bank 411 Jericho Turnpike Mineola, NY 11501 Full Service B&M $84,044
    New York Community Bank 4246 Broadway New York, NY 10033 Full Service B&M $12,733
    New York Community Bank 441 Broadway Bayonne, NJ 7002 Full Service B&M $58,633
    New York Community Bank 4419 13th Avenue Brooklyn, NY 11219 Full Service B&M $153,002
    New York Community Bank 5461 Sheridan Street Hollywood, FL 33021 Full Service B&M $167,853
    New York Community Bank 5550 Glades Road Boca Raton, FL 33431 Full Service B&M $148,631
    New York Community Bank 556-02 North Country Road Saint James, NY 11780 Full Service B&M $66,364
    New York Community Bank 5767 Broadview Road Parma, OH 44134 Full Service B&M $160,395
    New York Community Bank 5770 Hylan Boulevard Staten Island, NY 10309 Full Service B&M $47,536
    New York Community Bank 580 Larkfield Road East Northport, NY 11731 Full Service B&M $190,210
    New York Community Bank 597 Valley Road Upper Montclair, NJ 7043 Full Service B&M $55,729
    New York Community Bank 60-10 Queens Boulevard Woodside, NY 11377 Full Service B&M $36,789
    New York Community Bank 6016 Turney Road Garfield Heights, OH 44125 Full Service B&M $81,886
    New York Community Bank 603 Village Boulevard West Palm Beach, FL 33409 Full Service B&M $56,457
    New York Community Bank 61-49 188th Street Fresh Meadows, NY 11365 Full Service B&M $107,220
    New York Community Bank 615 Merrick Ave. Westbury, NY 11590 Limited, Drive-thru $12,275,952
    New York Community Bank 6199 Sunrise Highway Massapequa, NY 11758 Full Service B&M $51,895
    New York Community Bank 620 Bloomfield Avenue Verona, NJ 7044 Full Service B&M $63,699
    New York Community Bank 622 Eagle Rock Avenue West Orange, NJ 7052 Full Service B&M $39,482
    New York Community Bank 625 Atlantic Avenue Brooklyn, NY 11217 Full Service Retail $26,617
    New York Community Bank 6290 Pearl Rd Parma Heights, OH 44130 Full Service B&M $121,744
    New York Community Bank 6404 Lake Worth Road Lake Worth, FL 33463 Full Service B&M $96,586
    New York Community Bank 645-100 Rossville Avenue Staten Island, NY 10309 Full Service B&M $226,703
    New York Community Bank 65-30 Kissena Boulevard, 65-30 Kissena Blvd. Flushing, NY 11355 Full Service B&M $5,358
    New York Community Bank 6500 Mayfield Rd Mayfield Heights, OH 44124 Full Service B&M $99,386
    New York Community Bank 6520 Royalton Road North Royalton, OH 44133 Full Service B&M $98,548
    New York Community Bank 6528 Hypoluxo Road Lake Worth, FL 33467 Full Service B&M $78,028
    New York Community Bank 653 Montauk Highway West Babylon, NY 11704 Full Service B&M $78,908
    New York Community Bank 6677 Fresh Pond Road Ridgewood, NY 11385 Full Service B&M $30,947
    New York Community Bank 688 Route 70 Brick, NJ 8723 Full Service Retail $52,105
    New York Community Bank 6900 East Camelback Road Scottsdale, AZ 85251 Full Service B&M $74,056
    New York Community Bank 693 East Jericho Turnpike Huntington Station, NY 11746 Full Service B&M $119,082
    New York Community Bank 7000 State Route 179 Sedona, AZ 86351 Full Service B&M $59,010
    New York Community Bank 715 Elizabeth Avenue Elizabeth, NJ 7201 Full Service B&M $29,593
    New York Community Bank 719 Smithtown Bypass Smithtown, NY 11787 Full Service B&M $103,588
    New York Community Bank 720 Grand Boulevard Deer Park, NY 11729 Full Service B&M $10,805
    New York Community Bank 720 Richmond Rd Richmond Heights, OH 44143 Full Service B&M $92,778
    New York Community Bank 7499 West Atlantic Avenue Delray Beach, FL 33446 Full Service B&M $313,543
    New York Community Bank 75 North Central Avenue Valley Stream, NY 11580 Full Service B&M $56,364
    New York Community Bank 75-44 Main Street Flushing, NY 11367 Full Service B&M $151,757
    New York Community Bank 76-02 Northern Boulevard Jackson Heights, NY 11372 Full Service B&M $113,395
    New York Community Bank 761 Route 33 West East Windsor, NJ 8520 Full Service B&M $57,680
    New York Community Bank 77 Main St Sayreville, NJ 8872 Full Service B&M $85,926
    New York Community Bank 77 Main Street Farmingdale, NJ 7727 Full Service B&M $83,648
    New York Community Bank 7709 13th Avenue Brooklyn, NY 11228 Full Service B&M $35,853
    New York Community Bank 780 Palisade Avenue Yonkers, NY 10703 Full Service B&M $59,641
    New York Community Bank 80-35 Jamaica Avenue Woodhaven, NY 11421 Full Service B&M $91,628
    New York Community Bank 8010 Fifth Avenue Brooklyn, NY 11209 Full Service B&M $116,775
    New York Community Bank 8081 Jericho Turnpike Woodbury, NY 11797 Full Service B&M $138,728
    New York Community Bank 8110-8112 5th Avenue Brooklyn, NY 11209 Full Service B&M $22,650
    New York Community Bank 82-10 153rd Ave Howard Beach, NY 11414 Full Service B&M $153,195
    New York Community Bank 820 Annadale Road Staten Island, NY 10312 Full Service B&M $161,634
    New York Community Bank 8210 Macedonia Commons Boulevard Macedonia, OH 44056 Full Service B&M $98,027
    New York Community Bank 8211 West Broward Boulevard Plantation, FL 33324 Full Service B&M $176,299
    New York Community Bank 832 Jewett Avenue Staten Island, NY 10314 Full Service B&M $125,639
    New York Community Bank 8622 Bay Parkway Brooklyn, NY 11214 Full Service B&M $7,513
    New York Community Bank 874 Sw St. Lucie West Boulevard Port Saint Lucie, FL 34986 Full Service B&M $67,944
    New York Community Bank 8764 East Shea Blvd Scottsdale, AZ 85260 Full Service B&M $108,063
    New York Community Bank 8772 Boynton Beach Blvd Boynton Beach, FL 33472 Full Service B&M $135,205
    New York Community Bank 900 Merchants Concourse Westbury, NY 11590 Limited, Drive-thru $15,552
    New York Community Bank 9100 West Oakland Park Boulevard Sunrise, FL 33351 Full Service B&M $135,820
    New York Community Bank 916 Fischer Boulevard Toms River, NJ 8753 Full Service B&M $53,657
    New York Community Bank 92-10 Atlantic Ave Ozone Park, NY 11416 Full Service Retail $103,478
    New York Community Bank 93-22 Jamaica Ave Woodhaven, NY 11421 Full Service B&M $151,342
    New York Community Bank 936 Third Avenue New York, NY 10022 Full Service B&M $127,493
    New York Community Bank 949 Broadway Bayonne, NJ 7002 Full Service B&M $29,193
    New York Community Bank 950 Montauk Highway Shirley, NY 11967 Full Service B&M $23,811
    New York Community Bank 9592 Harding Avenue Surfside, FL 33154 Full Service B&M $133,081
    New York Community Bank 97-77 Queens Blvd. Rego Park, NY 11374 Full Service B&M $16,699
    New York Community Bank 9747 Nw 41st Street Doral, FL 33178 Full Service B&M $76,332
    New York Community Bank 98-16 101st Avenue Ozone Park, NY 11416 Full Service B&M $165,873
    New York Community Bank One Manor House Square Yonkers, NY 10701 Full Service B&M $19,735
    New York Community Bank One North Hawkins Avenue Akron, OH 44313 Full Service B&M $63,974
    New York Community Bank 100 Duffy Ave Hicksville, NY 11801 Full Service B&M $71,679
    New York Community Bank 100 East Camelback Road Phoenix, AZ 85012 Full Service B&M $94,919
    New York Community Bank 1000 Pine Avenue Union, NJ 7083 Full Service B&M $76,553
    New York Community Bank 101 Barkalow Ave Freehold, NJ 7728 Full Service B&M $55,894
    New York Community Bank 101 Wicks Road Brentwood, NY 11717 Full Service Retail $50,099
    New York Community Bank 102 Duffy Avenue Hicksville, NY 11801 Full Service B&M $0
    New York Community Bank 104-08 Rockaway Beach Boulevard Rockaway Park, NY 11694 Full Service B&M $71,923
    New York Community Bank 10619 Continental Avenue Forest Hills, NY 11375 Full Service B&M $186,540
    New York Community Bank 10633 North Tatum Blvd. Phoenix, AZ 85028 Full Service B&M $124,819
    New York Community Bank 10706 West Bell Road Sun City, AZ 85351 Full Service B&M $144,902
    New York Community Bank 108 7th Street Garden City, NY 11530 Full Service B&M $95,389
    New York Community Bank 150 Green Street Woodbridge, NJ 7095 Full Service B&M $27,412
    New York Community Bank 15001 Snow Road Brook Park, OH 44142 Full Service B&M $74,610
    New York Community Bank 1501 Deer Park Avenue North Babylon, NY 11703 Full Service B&M $155,576
    New York Community Bank 151 Eagle Rock Avenue Roseland, NJ 7068 Full Service B&M $390,302
    New York Community Bank 1536a South Federal Highway Delray Beach, FL 33483 Full Service B&M $70,377
    New York Community Bank 1545 South Power Road Mesa, AZ 85206 Full Service B&M $80,334
    New York Community Bank 155 Central Ave East Newark, NJ 7029 Full Service B&M $51,480
    New York Community Bank 155-15 Aguilar Avenue Flushing, NY 11367 Full Service Retail $8,697
    New York Community Bank 156-02 Cross Bay Boulevard Howard Beach, NY 11414 Full Service B&M $321,324
    New York Community Bank 156-10 Northern Boulevard Flushing, NY 11354 Full Service B&M $68,931
    New York Community Bank 15639 Cross-Bay Boulevard Howard Beach, NY 11414 Limited, Drive-thru $0
    New York Community Bank 1833 Hylan Boulevard Staten Island, NY 10305 Full Service B&M $156,834
    New York Community Bank 1835 Brittain Road Akron, OH 44310 Full Service B&M $93,353
    New York Community Bank 1866 West 25th Street Cleveland, OH 44113 Full Service B&M $26,931
    New York Community Bank 1887 Morris Ave Union, NJ 7083 Full Service B&M $9,819
    New York Community Bank 1900 Hempstead Turnpike East Meadow, NY 11554 Full Service B&M $122,326
    New York Community Bank 1905 Sunrise Highway Bay Shore, NY 11706 Full Service Retail $20,715
    New York Community Bank 194-02 Northern Blvd Flushing, NY 11358 Full Service B&M $51,030
    New York Community Bank 196-21 Northern Boulevard Flushing, NY 11358 Full Service B&M $112,734
    New York Community Bank 198 Jefferson Street Newark, NJ 7105 Full Service B&M $77,226
    New York Community Bank 2 Muttontown Eastwoods Road Syosset, NY 11791 Full Service B&M $92,410
    New York Community Bank 20133 Farnsleigh Road Shaker Heights, OH 44122 Full Service B&M $64,553
    New York Community Bank 2315 Vanderbilt Beach Rd Naples, FL 34109 Full Service B&M $82,654
    New York Community Bank 2320 Central Park Ave Yonkers, NY 10710 Full Service B&M $72,173
    New York Community Bank 2335 New Hyde Park Rd. New Hyde Park, NY 11040 Full Service Retail $36,437
    New York Community Bank 2424 Hylan Boulevard Staten Island, NY 10306 Full Service Retail $10,560
    New York Community Bank 244-19 Braddock Ave Bellerose, NY 11426 Full Service B&M $100,451
    New York Community Bank 247-53 Jamaica Avenue Bellerose, NY 11426 Full Service B&M $66,415
    New York Community Bank 25131 Northern Blvd Little Neck, NY 11362 Full Service B&M $206,729
    New York Community Bank 254-09 Horace Harding Expressway Little Neck, NY 11362 Full Service B&M $144,854
    New York Community Bank 2555 Richmond Avenue Staten Island, NY 10314 Full Service B&M $313,587
    New York Community Bank 2595 Hylan Boulevard Staten Island, NY 10306 Full Service B&M $210,249
    New York Community Bank 2624 Morris Avenue Union, NJ 7083 Full Service B&M $34,120
    New York Community Bank 29-10 Ditmars Boulevard Astoria, NY 11105 Full Service B&M $134,965
    New York Community Bank 29169 Euclid Avenue Wickliffe, OH 44092 Full Service B&M $86,637
    New York Community Bank 2925 Avenue U Brooklyn, NY 11229 Full Service B&M $350,645
    New York Community Bank 2975 West Ray Road Chandler, AZ 85224 Full Service B&M $45,443
    New York Community Bank 29950 Lakeshore Boulevard Willowick, OH 44095 Full Service B&M $98,105
    New York Community Bank 3001 University Drive Coral Springs, FL 33065 Full Service B&M $258,208
    New York Community Bank 30210 Detroit Road Westlake, OH 44145 Full Service B&M $72,958
    New York Community Bank 3027 Dollar Mark Way Prescott, AZ 86305 Full Service B&M $132,153
    New York Community Bank 3050 W Market St Fairlawn, OH 44313 Full Service B&M $137,990
    New York Community Bank 31-42 Steinway Street Astoria, NY 11103 Full Service B&M $58,774
    New York Community Bank 310 North Avenue East Cranford, NJ 7016 Full Service B&M $83,167
    New York Community Bank 3106 Farrington St Flushing, NY 11354 Full Service Retail $20,214
    New York Community Bank 3140 Long Beach Road Oceanside, NY 11572 Full Service B&M $121,397
    New York Community Bank 323 Orange Road Montclair, NJ 7042 Full Service B&M $26,143
    New York Community Bank 33-12 30th Avenue Astoria, NY 11103 Full Service B&M $130,153
    New York Community Bank 3300 Warren Road Cleveland, OH 44111 Full Service B&M $78,989
    New York Community Bank 333 Central Avenue Lawrence, NY 11559 Full Service B&M $99,134
    New York Community Bank 335 Nesconset Highway Hauppauge, NY 11788 Full Service Retail $29,842
    New York Community Bank 336 N. Broadway Jericho, NY 11753 Full Service Retail $30,304
    New York Community Bank 340 U.S. Highway 9 South Bayville, NJ 8721 Full Service B&M $65,218
    New York Community Bank 3425 Veterans Memorial Highway Ronkonkoma, NY 11779 Full Service B&M $39,920
    New York Community Bank 34400 Aurora Road Solon, OH 44139 Full Service B&M $100,312
    New York Community Bank 350 Motor Parkway Hauppauge, NY 11788 Full Service B&M $4,607
    New York Community Bank 447 Arthur Godfrey Road Miami Beach, FL 33140 Full Service B&M $50,114
    New York Community Bank 4523 Amboy Rd Staten Island, NY 10312 Full Service B&M $211,640
    New York Community Bank 471 County Road 520 Marlboro, NJ 7746 Full Service B&M $118,662
    New York Community Bank 473 Route 79 Morganville, NJ 7751 Full Service B&M $25,556
    New York Community Bank 4800 Great Northern Boulevard North Olmsted, OH 44070 Full Service B&M $98,335
    New York Community Bank 4848 Merrick Road Massapequa Park, NY 11762 Full Service B&M $155,953
    New York Community Bank 4979 S. Alma School Road Chandler, AZ 85248 Full Service B&M $60,794
    New York Community Bank 50 Hempstead Turnpike West Hempstead, NY 11552 Full Service B&M $121,570
    New York Community Bank 1270 Clove Road Staten Island, NY 10301 Full Service B&M $75,566
    New York Community Bank 1280 Broadway Hewlett, NY 11557 Full Service B&M $105,773
    New York Community Bank 1280 Union Turnpike New Hyde Park, NY 11040 Full Service B&M $70,529
    New York Community Bank 130 East Main Street Bay Shore, NY 11706 Full Service B&M $81,289
    New York Community Bank 130 Wheatley Plaza Greenvale, NY 11548 Full Service Retail $8,894
    New York Community Bank 132 Avenue U Brooklyn, NY 11223 Full Service B&M $133,850
    New York Community Bank 133 S Livingston Avenue Livingston, NJ 7039 Full Service B&M $70,746
    New York Community Bank 133-11 20th Avenue College Point, NY 11356 Full Service B&M $82,353
    New York Community Bank 134-40 Springfield Blvd. Springfield Gardens, NY 11413 Full Service Retail $17,346
    New York Community Bank 1351 Forest Avenue Staten Island, NY 10302 Full Service Retail $20,081
    New York Community Bank 509 Old Country Road Plainview, NY 11803 Full Service B&M $63,243
    New York Community Bank 51-13 108th Street Corona, NY 11368 Full Service B&M $725,224
    New York Community Bank 5149 Route 9 North Howell, NJ 7731 Full Service B&M $55,047

    For 2021, New York Community Bank had 237 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,689,851
    Net interest income $1,325,621
    Total noninterest income $60,147
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $10,743
    Trading account gains and fees $199
    Additional Noninterest Income $49,205
    Pre-tax net operating income $855,653
    Securities gains (or losses, -) $-289
    Income before extraordinary items $631,102
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $631,102
    Minority interest net income $0
    Net income $631,102
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $631,330

    New York Community Bank's gross interest income from loans was $1,689,851,000.
    New York Community Bank's net interest income from loans was $1,325,621,000.
    New York Community Bank's fee based income from loans was $10,743,000.
    New York Community Bank's net income from loans was $631,102,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $364,230
    Provision for credit losses $3,389
    Total noninterest expense $526,726
    Salaries and employee benefits $294,555
    Premises and equipment expense $87,540
    Additional noninterest expense $144,631
    Applicable income taxes $224,262
    Net charge-offs $-1,650
    Cash dividends $380,000

    New York Community Bank's interest expense for loans was $364,230,000.
    New York Community Bank's payroll and benefits expense were $294,555,000.
    New York Community Bank's property, plant and equipment expenses $87,540,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $35,198,444
    Deposits held in domestic offices $35,198,444
    Deposits by Individuals, partnerships, and corporations $33,947,833
    Deposits by U.S. Government $65
    Deposits by States and political subdivisions in the U.S. $750,940
    Deposits by Commercial banks and other depository institutions in U.S. $160,141
    Deposits by Banks in foreign countries $71
    Deposits by Foreign governments and official institutions $339,394
    Transaction accounts $11,533,497
    Demand deposits $11,533,497
    Nontransaction accounts $23,664,947
    Money market deposit accounts (MMDAs) $5,998,024
    Other savings deposits (excluding MMDAs) $6,347,238
    Total time deposits $11,319,685
    Total time and savings deposits $23,664,947
    Noninterest-bearing deposits $4,534,097
    Interest-bearing deposits $30,664,347
    Retail deposits $25,798,462
    IRAs and Keogh plan accounts $852,973
    Brokered deposits $5,690,172
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $59,482,686
    Cash & Balances due from depository institutions $1,804,923
    Interest-bearing balances $1,655,488
    Total securities $5,795,593
    Federal funds sold & reverse repurchase $406,101
    Net loans and leases $45,539,300
    Loan and leases loss allowance $199,204
    Trading account assets $0
    Bank premises and fixed assets $518,974
    Other real estate owned $3,248
    Goodwill and other intangibles $2,419,553
    All other assets $2,994,994

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $59,482,686
    Total Liabilities $51,957,761
    Total deposits $35,198,444
    Interest-bearing deposits $30,664,347
    Deposits held in domestic offices $35,198,444
    % insured (estimated) $72
    Federal funds purchased and repurchase agreements $800,000
    Trading liabilities $0
    Other borrowed funds $15,108,445
    Subordinated debt $0
    All other liabilities $850,872

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $45,539,300
    Loan and leases loss allowance $199,204
    Total loans and leases (domestic) $45,738,504
    All real estate loans $41,697,952
    Real estate loans in domestic offices $41,697,952
    Construction and development loans $208,920
    Residential 1-4 family construction $4,080
    Other construction, all land development and other land $204,840
    Loans secured by nonfarm nonresidential properties $6,700,807
    Nonfarm nonresidential secured by owner-occupied properties $383,968
    Commercial real estate & other non-farm, non-residential $6,316,839
    Multifamily residential real estate $34,627,776
    1-4 family residential loans $160,449
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $2,042,838
    To non-U.S. addressees $0
    Loans to individuals $1,774
    Credit card loans $0
    Related Plans $1,158
    Consumer Auto Loans $0
    Other loans to individuals $616
    All other loans & leases $1,995,940
    Loans to foreign governments and official institutions $0
    Other loans $200,401
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $143,840
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $16,264
    Non 1-4 family restructured loans & leases $16,264
    Total loans and leases (foreign) $0

    New York Community Bank had $45,539,300,000 of loans outstanding in 2021. $41,697,952,000 of loans were in real estate loans. $208,920,000 of loans were in development loans. $34,627,776,000 of loans were in multifamily mortgage loans. $160,449,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 206 $89,556 $434,738
    Nonfarm, nonresidential loans - <$100k 4 $159 $39,750
    Nonfarm, nonresidential loans - $100-250k 31 $3,221 $103,903
    Nonfarm, nonresidential loans - $250k-1MM 171 $86,176 $503,953
    Commercial & Industrial, US addressed loans - <$1MM 738 $96,112 $130,233
    Commercial & Industrial, US addressed loans - <$100k 411 $10,710 $26,058
    Commercial & Industrial, US addressed loans - $100-250k 127 $17,046 $134,220
    Commercial & Industrial, US addressed loans - $250k-1MM 200 $68,356 $341,780