New York Community Bank Mortgage Rates, Fees & Info

Westbury, NY

LEI: QODK9N71Q3XVQS2JKH91

Tax ID: 11-1212640

2020 Data | 2019 Data | 2018 Data


Overview

New York Community Bank is a large bank specializing in Refi loans. New York Community Bank has a high proportion of conventional loans. Their top markets include New York, Newark, Philadelphia, Montgomery County, and Camden among others. They have an above average approval rate for mortages when compared nationally -- and they have an average pick rate when compared to the same sample of other lendors. New York Community Bank is typically a low fee lendor.


Originations

841

Origination Dollar Volume (All Markets)

$8,243,565,000

Employee count

2,783

Relative Rate

New York Community Bank's average 30 year fixed rate mortgage was 3.62%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of 0.26%.

Relative Fees

New York Community Bank's average total fees for a 30 year fixed rate mortgage are $3,267.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 841 $8,243,565,000 $9,802,099 $0 3.29%

For the 2020 period, New York Community Bank's most frequently originated loan type was Conventional, with 841 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 742 $7,075,980,000 $9,536,361 $0 3.29%
Home Purchase 92 $1,139,640,000 $12,387,391 $0 3.27%
Home Improvement 7 $27,945,000 $3,992,143 $0 3.63%

For the 2020, New York Community Bank's most frequently cited loan purpose was Refi, with 742 originations. The 2nd most popular reason was Home Purchase, with 92 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
10 Year 481 $5,001,255,000 $10,397,620 $0 3.27%
Other 357 $3,233,195,000 $9,056,569 $0 3.32%
15 Year 1 $1,505,000 $1,505,000 $0 4.13%
1 Year 1 $2,205,000 $2,205,000 $0 4.75%
5 Year 1 $5,405,000 $5,405,000 $0 3.50%

For the 2020, New York Community Bank's most frequently cited loan length was 10 Year, with 481 originations. The 2nd most popular length was Other, with 357 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 620 $4,743,790,000 $7,651,274 $0 3.30%
NEWARK, NJ-PA 33 $573,985,000 $17,393,485 $0 3.22%
PHILADELPHIA, PA 52 $432,100,000 $8,309,615 $0 3.28%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 19 $388,945,000 $20,470,789 $0 3.24%
CAMDEN, NJ 14 $374,190,000 $26,727,857 $0 3.20%
NEW BRUNSWICK-LAKEWOOD, NJ 11 $354,175,000 $32,197,727 $0 3.17%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 15 $300,595,000 $20,039,667 $0 3.15%
NASSAU COUNTY-SUFFOLK COUNTY, NY 20 $179,460,000 $8,973,000 $0 3.22%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 2 $157,510,000 $78,755,000 $0 3.21%
CLEVELAND-ELYRIA, OH 16 $118,100,000 $7,381,250 $0 3.46%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 4 $105,530,000 $26,382,500 $0 3.48%
PHOENIX-MESA-CHANDLER, AZ 11 $102,285,000 $9,298,636 $0 3.26%
MIAMI-MIAMI BEACH-KENDALL, FL 2 $70,550,000 $35,275,000 $0 3.20%
AKRON, OH 6 $56,080,000 $9,346,667 $0 3.64%
ATLANTIC CITY-HAMMONTON, NJ 2 $43,610,000 $21,805,000 $0 3.36%
TRENTON-PRINCETON, NJ 1 $34,275,000 $34,275,000 $0 3.25%
WORCESTER, MA-CT 1 $33,845,000 $33,845,000 $0 3.00%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1 $32,705,000 $32,705,000 $0 3.13%
SYRACUSE, NY 1 $31,845,000 $31,845,000 $0 3.13%
READING, PA 1 $21,375,000 $21,375,000 $0 3.00%
ROCHESTER, NY 1 $18,005,000 $18,005,000 $0 3.25%
WILMINGTON, DE-MD-NJ 2 $15,710,000 $7,855,000 $0 3.56%
KINGSTON, NY 1 $15,005,000 $15,005,000 $0 3.38%
ALTOONA, PA 1 $13,505,000 $13,505,000 $0 3.15%
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $12,755,000 $12,755,000 $0 3.13%
VINELAND-BRIDGETON, NJ 1 $8,565,000 $8,565,000 $0 3.00%
TUCSON, AZ 1 $3,105,000 $3,105,000 $0 3.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $1,965,000 $1,965,000 $0 3.63%

New York Community Bank's top markets include New York, Newark, Philadelphia, Montgomery County, and Camden among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 769 $6,601,975,000 $8,585,143
2.5-3% 69 $1,637,375,000 $23,730,072
4-5% 3 $4,215,000 $1,405,000

During 2020, New York Community Bank's average interest rate was 3.62%, while their most frequently originated rate bucket was 3-4%, with 769 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$1MM+ 827 $8,231,825,000 $9,953,839 $0 3.29%
$600k-1MM 13 $11,235,000 $864,231 $0 3.47%
$400k-600k 1 $505,000 $505,000 $0 4.25%

2020 saw New York Community Bank place emphasis on $1MM+ loans with 827 originations, totaling $8,231,825,000 in origination value.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
Not applicable 837 $8,227,295,000 $9,829,504 $0 3.29%
White 4 $16,270,000 $4,067,500 $0 3.53%

Approval Rates

Total approvals of all applications
94.03%

New York Community Bank has an average approval rate.

Pick Rate

Approvals leading to origination
91.63%

New York Community Bank has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 841 $8,243,565,000 $9,802,099

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Site-Built 839 $8,240,225,000 $9,821,484
Single Family (1-4 Units):Site-Built 2 $3,340,000 $1,670,000

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 43 $254,495,000 $5,918,488 $0 3.41%
40-60% 162 $1,063,970,000 $6,567,716 $0 3.34%
60-80% 562 $6,665,580,000 $11,860,463 $0 3.24%
Under 20% 72 $246,620,000 $3,425,278 $0 3.49%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
New York Community Bank 4848 Merrick Road Massapequa Park, NY 11762 Full Service B&M $157,031
New York Community Bank 10619 Continental Avenue Forest Hills, NY 11375 Full Service B&M $188,593
New York Community Bank 10633 North Tatum Blvd. Phoenix, AZ 85028 Full Service B&M $126,349
New York Community Bank 10706 West Bell Road Sun City, AZ 85351 Full Service B&M $165,064
New York Community Bank 108 7th Street Garden City, NY 11530 Full Service B&M $97,750
New York Community Bank 1092 Old Country Road Plainview, NY 11803 Full Service B&M $102,742
New York Community Bank 110-01 Merrick Road Amityville, NY 11701 Limited, Drive-thru $0
New York Community Bank 2200 East Camelback Road Phoenix, AZ 85016 Full Service B&M $130,727
New York Community Bank 1100 Hylan Blvd Staten Island, NY 10305 Full Service B&M $138,407
New York Community Bank 111-01 Merrick Road Amityville, NY 11701 Full Service B&M $141,478
New York Community Bank 111-10 Flatlands Avenue Brooklyn, NY 11207 Full Service Retail $9,572
New York Community Bank 1114 Jericho Turnpike New Hyde Park, NY 11040 Full Service B&M $130,853
New York Community Bank 11375 Legacy Ave Palm Beach Gardens, FL 33410 Full Service B&M $78,394
New York Community Bank 1144 Weston Road Weston, FL 33326 Full Service B&M $68,196
New York Community Bank 1162 Green Street Iselin, NJ 8830 Full Service B&M $39,536
New York Community Bank 1214 Castleton Avenue Staten Island, NY 10310 Full Service B&M $55,286
New York Community Bank 1268 Broadway Brooklyn, NY 11221 Full Service B&M $65,709
New York Community Bank 127 North Congress Avenue Boynton Beach, FL 33426 Full Service B&M $189,677
New York Community Bank 1270 Clove Road Staten Island, NY 10301 Full Service B&M $75,528
New York Community Bank 1280 Broadway Hewlett, NY 11557 Full Service B&M $109,376
New York Community Bank 1280 Union Turnpike New Hyde Park, NY 11040 Full Service B&M $72,555
New York Community Bank 130 East Main Street Bay Shore, NY 11706 Full Service B&M $84,093
New York Community Bank 130 Wheatley Plaza Greenvale, NY 11548 Full Service Retail $11,536
New York Community Bank 1445 Richmond Avenue Staten Island, NY 10314 Limited, Drive-thru $0
New York Community Bank 14543 West Grand Avenue Surprise, AZ 85374 Full Service B&M $208,575
New York Community Bank 1460 Richmond Avenue Staten Island, NY 10314 Full Service B&M $182,031
New York Community Bank 15 Maiden Lane New York City, NY 10038 Full Service B&M $85,834
New York Community Bank 15 Market Street Kenilworth, NJ 7033 Full Service B&M $99,044
New York Community Bank 150 Green Street Woodbridge, NJ 7095 Full Service B&M $23,292
New York Community Bank 15001 Snow Road Brook Park, OH 44142 Full Service B&M $67,370
New York Community Bank 1501 Deer Park Avenue North Babylon, NY 11703 Full Service B&M $148,558
New York Community Bank 151 Eagle Rock Avenue Roseland, NJ 7068 Full Service B&M $387,784
New York Community Bank 1536a South Federal Highway Delray Beach, FL 33483 Full Service B&M $66,758
New York Community Bank 1545 South Power Road Mesa, AZ 85206 Full Service B&M $82,251
New York Community Bank 168-170 Main Street Matawan, NJ 7747 Full Service B&M $24,755
New York Community Bank 171-173 Broadway Bayonne, NJ 7002 Full Service B&M $26,211
New York Community Bank 1727 Route 130 North Brunswick, NJ 8902 Full Service B&M $24,955
New York Community Bank 1759 Central Park Avenue Yonkers, NY 10710 Full Service B&M $81,317
New York Community Bank 1785 Victory Boulevard Staten Island, NY 10314 Full Service B&M $96,035
New York Community Bank 1801 East Ninth Street Cleveland, OH 44114 Full Service B&M $40,726
New York Community Bank 1833 Hylan Boulevard Staten Island, NY 10305 Full Service B&M $149,738
New York Community Bank 1835 Brittain Road Akron, OH 44310 Full Service B&M $91,788
New York Community Bank 1866 West 25th Street Cleveland, OH 44113 Full Service B&M $22,620
New York Community Bank 1887 Morris Ave Union, NJ 7083 Full Service B&M $11,064
New York Community Bank 1900 Hempstead Turnpike East Meadow, NY 11554 Full Service B&M $123,486
New York Community Bank 2225 Jericho Turnpike Commack, NY 11725 Full Service B&M $74,159
New York Community Bank 22255 Center Ridge Rd Rocky River, OH 44116 Full Service B&M $84,974
New York Community Bank 22404 Union Tpke Bayside, NY 11364 Full Service B&M $134,729
New York Community Bank 225 North Wood Avenue Linden, NJ 7036 Full Service B&M $14,721
New York Community Bank 2267 Bellmore Avenue Bellmore, NY 11710 Full Service B&M $33,511
New York Community Bank 23 Little Falls Road Fairfield, NJ 7004 Full Service B&M $36,154
New York Community Bank 23050 Via Villagio Estero, FL 33928 Full Service B&M $46,447
New York Community Bank 2315 Vanderbilt Beach Rd Naples, FL 34109 Full Service B&M $80,978
New York Community Bank 2320 Central Park Ave Yonkers, NY 10710 Full Service B&M $80,946
New York Community Bank 2335 New Hyde Park Rd. New Hyde Park, NY 11040 Full Service Retail $37,301
New York Community Bank 2424 Hylan Boulevard Staten Island, NY 10306 Full Service Retail $10,597
New York Community Bank 265 Bloomfield Avenue Caldwell, NJ 7006 Full Service B&M $69,112
New York Community Bank 265 North Broadway Hicksville, NY 11801 Full Service B&M $55,011
New York Community Bank 2701 Ponce De Leon Coral Gables, FL 33134 Full Service B&M $155,933
New York Community Bank 27800 Chagrin Blvd Beachwood, OH 44122 Full Service B&M $121,604
New York Community Bank 2783 State Road Cuyahoga Falls, OH 44223 Full Service B&M $119,048
New York Community Bank 2785 West State Route 89a Sedona, AZ 86336 Full Service B&M $56,919
New York Community Bank 282 Port Richmond Avenue Staten Island, NY 10302 Full Service B&M $47,893
New York Community Bank 2875 Veterans Road West Staten Island, NY 10307 Full Service B&M $96,321
New York Community Bank 29-10 Ditmars Boulevard Astoria, NY 11105 Full Service B&M $127,551
New York Community Bank 29169 Euclid Avenue Wickliffe, OH 44092 Full Service B&M $85,795
New York Community Bank 2925 Avenue U Brooklyn, NY 11229 Full Service B&M $356,547
New York Community Bank 335 Nesconset Highway Hauppauge, NY 11788 Full Service Retail $32,170
New York Community Bank 336 N. Broadway Jericho, NY 11753 Full Service Retail $37,418
New York Community Bank 340 U.S. Highway 9 South Bayville, NJ 8721 Full Service B&M $63,595
New York Community Bank 3425 Veterans Memorial Highway Ronkonkoma, NY 11779 Full Service B&M $35,675
New York Community Bank 34400 Aurora Road Solon, OH 44139 Full Service B&M $94,192
New York Community Bank 350 Motor Parkway Hauppauge, NY 11788 Full Service B&M $6,524
New York Community Bank 3501 Amboy Road Staten Island, NY 10308 Full Service Retail $27,039
New York Community Bank 36 Ferry Street Newark, NJ 7105 Full Service B&M $119,682
New York Community Bank 36 Pacific Street Newark, NJ 7105 Full Service B&M $61,502
New York Community Bank 36-10 Broadway Astoria, NY 11106 Full Service B&M $80,674
New York Community Bank 3600 West Hillsboro Blvd Deerfield Beach, FL 33442 Full Service B&M $202,874
New York Community Bank 5770 Hylan Boulevard Staten Island, NY 10309 Full Service B&M $45,214
New York Community Bank 580 Larkfield Road East Northport, NY 11731 Full Service B&M $187,480
New York Community Bank 597 Valley Road Upper Montclair, NJ 7043 Full Service B&M $50,182
New York Community Bank 60-10 Queens Boulevard Woodside, NY 11377 Full Service B&M $42,077
New York Community Bank 6016 Turney Road Garfield Heights, OH 44125 Full Service B&M $78,932
New York Community Bank 603 Village Boulevard West Palm Beach, FL 33409 Full Service B&M $63,738
New York Community Bank 61-49 188th Street Fresh Meadows, NY 11365 Full Service B&M $106,510
New York Community Bank 615 Merrick Ave. Westbury, NY 11590 Full Service B&M $10,017,890
New York Community Bank 6199 Sunrise Highway Massapequa, NY 11758 Full Service B&M $51,403
New York Community Bank 620 Bloomfield Avenue Verona, NJ 7044 Full Service B&M $60,197
New York Community Bank 622 Eagle Rock Avenue West Orange, NJ 7052 Full Service B&M $39,752
New York Community Bank 625 Atlantic Avenue Brooklyn, NY 11217 Full Service Retail $25,515
New York Community Bank 6290 Pearl Rd Parma Heights, OH 44130 Full Service B&M $118,471
New York Community Bank 6404 Lake Worth Road Lake Worth, FL 33463 Full Service B&M $105,495
New York Community Bank 645-100 Rossville Avenue Staten Island, NY 10309 Full Service B&M $213,753
New York Community Bank 65-30 Kissena Boulevard, 65-30 Kissena Blvd. Flushing, NY 11355 Full Service B&M $3,778
New York Community Bank 6500 Mayfield Rd Mayfield Heights, OH 44124 Full Service B&M $100,574
New York Community Bank 6520 Royalton Road North Royalton, OH 44133 Full Service B&M $96,499
New York Community Bank 6528 Hypoluxo Road Lake Worth, FL 33467 Full Service B&M $74,177
New York Community Bank 653 Montauk Highway West Babylon, NY 11704 Full Service B&M $77,715
New York Community Bank 8810 Mentor Avenue Mentor, OH 44060 Full Service B&M $119,816
New York Community Bank 6677 Fresh Pond Road Ridgewood, NY 11385 Full Service B&M $32,183
New York Community Bank 688 Route 70 Brick, NJ 8723 Full Service Retail $64,393
New York Community Bank 6900 East Camelback Road Scottsdale, AZ 85251 Full Service B&M $83,553
New York Community Bank 693 East Jericho Turnpike Huntington Station, NY 11746 Full Service B&M $116,110
New York Community Bank 7000 State Route 179 Sedona, AZ 86351 Full Service B&M $63,267
New York Community Bank 715 Elizabeth Avenue Elizabeth, NJ 7201 Full Service B&M $26,969
New York Community Bank 719 Smithtown Bypass Smithtown, NY 11787 Full Service B&M $91,035
New York Community Bank 720 Grand Boulevard Deer Park, NY 11729 Full Service B&M $12,803
New York Community Bank 720 Richmond Rd Richmond Heights, OH 44143 Full Service B&M $88,373
New York Community Bank 7499 West Atlantic Avenue Delray Beach, FL 33446 Full Service B&M $345,137
New York Community Bank 75 North Central Avenue Valley Stream, NY 11580 Full Service B&M $60,032
New York Community Bank 75-44 Main Street Flushing, NY 11367 Full Service B&M $159,372
New York Community Bank 76-02 Northern Boulevard Jackson Heights, NY 11372 Full Service B&M $118,190
New York Community Bank 761 Route 33 West East Windsor, NJ 8520 Full Service B&M $52,092
New York Community Bank 77 Main St Sayreville, NJ 8872 Full Service B&M $81,538
New York Community Bank 77 Main Street Farmingdale, NJ 7727 Full Service B&M $78,298
New York Community Bank 7709 13th Avenue Brooklyn, NY 11228 Full Service B&M $34,117
New York Community Bank 780 Palisade Avenue Yonkers, NY 10703 Full Service B&M $58,791
New York Community Bank 80-35 Jamaica Avenue Woodhaven, NY 11421 Full Service B&M $87,025
New York Community Bank 8010 Fifth Avenue Brooklyn, NY 11209 Full Service B&M $121,040
New York Community Bank 8081 Jericho Turnpike Woodbury, NY 11797 Full Service B&M $154,500
New York Community Bank 8110-8112 5th Avenue Brooklyn, NY 11209 Full Service B&M $28,595
New York Community Bank 82-10 153rd Ave Howard Beach, NY 11414 Full Service B&M $147,433
New York Community Bank 820 Annadale Road Staten Island, NY 10312 Full Service B&M $151,493
New York Community Bank 8210 Macedonia Commons Boulevard Macedonia, OH 44056 Full Service B&M $94,153
New York Community Bank 8211 West Broward Boulevard Plantation, FL 33324 Full Service B&M $188,749
New York Community Bank 832 Jewett Avenue Staten Island, NY 10314 Full Service B&M $120,844
New York Community Bank 8622 Bay Parkway Brooklyn, NY 11214 Full Service B&M $11,049
New York Community Bank 874 Sw St. Lucie West Boulevard Port Saint Lucie, FL 34986 Full Service B&M $68,639
New York Community Bank 8764 East Shea Blvd Scottsdale, AZ 85260 Full Service B&M $126,258
New York Community Bank 8772 Boynton Beach Blvd Boynton Beach, FL 33472 Full Service B&M $130,841
New York Community Bank 900 Merchants Concourse Westbury, NY 11590 Limited, Drive-thru $15,874
New York Community Bank 9100 West Oakland Park Boulevard Sunrise, FL 33351 Full Service B&M $151,677
New York Community Bank 916 Fischer Boulevard Toms River, NJ 8753 Full Service B&M $46,867
New York Community Bank 92-10 Atlantic Ave Ozone Park, NY 11416 Full Service Retail $101,435
New York Community Bank 93-22 Jamaica Ave Woodhaven, NY 11421 Full Service B&M $142,989
New York Community Bank 936 Third Avenue New York, NY 10022 Full Service B&M $160,235
New York Community Bank 949 Broadway Bayonne, NJ 7002 Full Service B&M $29,418
New York Community Bank 950 Montauk Highway Shirley, NY 11967 Full Service B&M $24,463
New York Community Bank 9592 Harding Avenue Surfside, FL 33154 Full Service B&M $134,115
New York Community Bank 97-77 Queens Blvd. Rego Park, NY 11374 Full Service B&M $20,975
New York Community Bank 9747 Nw 41st Street Doral, FL 33178 Full Service B&M $71,219
New York Community Bank 98-16 101st Avenue Ozone Park, NY 11416 Full Service B&M $159,300
New York Community Bank One Manor House Square Yonkers, NY 10701 Full Service B&M $18,751
New York Community Bank One North Hawkins Avenue Akron, OH 44313 Full Service B&M $67,923
New York Community Bank 100 Duffy Ave Hicksville, NY 11801 Full Service B&M $69,571
New York Community Bank 100 East Camelback Road Phoenix, AZ 85012 Full Service B&M $76,772
New York Community Bank 1000 Pine Avenue Union, NJ 7083 Full Service B&M $73,802
New York Community Bank 101 Barkalow Ave Freehold, NJ 7728 Full Service B&M $42,116
New York Community Bank 101 Wicks Road Brentwood, NY 11717 Full Service Retail $47,960
New York Community Bank 102 Duffy Avenue Hicksville, NY 11801 Full Service B&M $0
New York Community Bank 104-08 Rockaway Beach Boulevard Rockaway Park, NY 11694 Full Service B&M $70,342
New York Community Bank 2975 West Ray Road Chandler, AZ 85224 Full Service B&M $49,305
New York Community Bank 132 Avenue U Brooklyn, NY 11223 Full Service B&M $131,718
New York Community Bank 133 S Livingston Avenue Livingston, NJ 7039 Full Service B&M $69,295
New York Community Bank 133-11 20th Avenue College Point, NY 11356 Full Service B&M $85,752
New York Community Bank 134-40 Springfield Blvd. Springfield Gardens, NY 11413 Full Service Retail $16,816
New York Community Bank 1351 Forest Avenue Staten Island, NY 10302 Full Service Retail $23,115
New York Community Bank 136-65 Roosevelt Avenue Flushing, NY 11354 Full Service B&M $167,495
New York Community Bank 14 Conklin Street Farmingdale, NY 11735 Full Service B&M $194,187
New York Community Bank 1400 Old Northern Boulevard Roslyn, NY 11576 Full Service B&M $312,843
New York Community Bank 14033 Cedar Rd South Euclid, OH 44118 Full Service B&M $82,282
New York Community Bank 14177 Pearl Road Strongsville, OH 44136 Full Service B&M $103,823
New York Community Bank 142 Broad Street Elizabeth, NJ 7201 Full Service B&M $11,035
New York Community Bank 155 Central Ave East Newark, NJ 7029 Full Service B&M $48,166
New York Community Bank 155-15 Aguilar Avenue Flushing, NY 11367 Full Service Retail $10,259
New York Community Bank 156-02 Cross Bay Boulevard Howard Beach, NY 11414 Full Service B&M $316,136
New York Community Bank 156-10 Northern Boulevard Flushing, NY 11354 Full Service B&M $69,630
New York Community Bank 15639 Cross-Bay Boulevard Howard Beach, NY 11414 Limited, Drive-thru $0
New York Community Bank 15870 Pines Blvd Pembroke Pines, FL 33027 Full Service B&M $71,036
New York Community Bank 160 South Main Street Freeport, NY 11520 Full Service B&M $24,053
New York Community Bank 1601 Veterans Hwy Islandia, NY 11749 Full Service B&M $38,754
New York Community Bank 1608 Kings Highway Brooklyn, NY 11229 Full Service B&M $26,891
New York Community Bank 167 Shore Road Port Washington, NY 11050 Full Service B&M $45,215
New York Community Bank 1905 Sunrise Highway Bay Shore, NY 11706 Full Service Retail $22,928
New York Community Bank 194-02 Northern Blvd Flushing, NY 11358 Full Service B&M $53,995
New York Community Bank 196-21 Northern Boulevard Flushing, NY 11358 Full Service B&M $108,242
New York Community Bank 198 Jefferson Street Newark, NJ 7105 Full Service B&M $74,233
New York Community Bank 2 Muttontown Eastwoods Road Syosset, NY 11791 Full Service B&M $91,527
New York Community Bank 20133 Farnsleigh Road Shaker Heights, OH 44122 Full Service B&M $65,121
New York Community Bank 20423 State Road 7 Boca Raton, FL 33498 Full Service B&M $168,078
New York Community Bank 2066 Lee Road Cleveland Heights, OH 44118 Full Service B&M $54,963
New York Community Bank 2111 Merrick Avenue Merrick, NY 11566 Full Service B&M $85,149
New York Community Bank 2136 Bartow Avenue Bronx, NY 10475 Full Service Retail $13,352
New York Community Bank 29950 Lakeshore Boulevard Willowick, OH 44095 Full Service B&M $96,074
New York Community Bank 5767 Broadview Road Parma, OH 44134 Full Service B&M $147,531
New York Community Bank 244-19 Braddock Ave Bellerose, NY 11426 Full Service B&M $92,160
New York Community Bank 247-53 Jamaica Avenue Bellerose, NY 11426 Full Service B&M $71,094
New York Community Bank 25131 Northern Blvd Little Neck, NY 11362 Full Service B&M $184,643
New York Community Bank 254-09 Horace Harding Expressway Little Neck, NY 11362 Full Service B&M $147,109
New York Community Bank 2555 Richmond Avenue Staten Island, NY 10314 Full Service B&M $295,454
New York Community Bank 2595 Hylan Boulevard Staten Island, NY 10306 Full Service B&M $199,838
New York Community Bank 2624 Morris Avenue Union, NJ 7083 Full Service B&M $34,793
New York Community Bank 2625 S. State Rd. 7 Wellington, FL 33414 Full Service B&M $72,015
New York Community Bank 26300 Cedar Rd Beachwood, OH 44122 Full Service B&M $73,528
New York Community Bank 2641 Merrick Road Bellmore, NY 11710 Full Service B&M $259,846
New York Community Bank 3001 University Drive Coral Springs, FL 33065 Full Service B&M $257,837
New York Community Bank 30210 Detroit Road Westlake, OH 44145 Full Service B&M $66,107
New York Community Bank 3027 Dollar Mark Way Prescott, AZ 86305 Full Service B&M $132,820
New York Community Bank 3050 W Market St Fairlawn, OH 44313 Full Service B&M $146,104
New York Community Bank 31-42 Steinway Street Astoria, NY 11103 Full Service B&M $58,655
New York Community Bank 310 North Avenue East Cranford, NJ 7016 Full Service B&M $81,725
New York Community Bank 3106 Farrington St Flushing, NY 11354 Full Service Retail $17,593
New York Community Bank 3140 Long Beach Road Oceanside, NY 11572 Full Service B&M $129,570
New York Community Bank 323 Orange Road Montclair, NJ 7042 Full Service B&M $24,366
New York Community Bank 33-12 30th Avenue Astoria, NY 11103 Full Service B&M $125,611
New York Community Bank 3300 Warren Road Cleveland, OH 44111 Full Service B&M $76,507
New York Community Bank 333 Central Avenue Lawrence, NY 11559 Full Service B&M $95,783
New York Community Bank 3665 Route 9 North Old Bridge, NJ 8857 Full Service B&M $52,494
New York Community Bank 3681-83 East Tremont Avenue Bronx, NY 10465 Full Service B&M $96,900
New York Community Bank 37 Wilson Ave Newark, NJ 7105 Full Service B&M $128,206
New York Community Bank 37-97 103rd Street Corona, NY 11368 Full Service B&M $88,338
New York Community Bank 3700 North Ocean Blvd. Fort Lauderdale, FL 33308 Full Service B&M $139,119
New York Community Bank 3879 Amboy Road Staten Island, NY 10308 Full Service B&M $196,043
New York Community Bank 3901 Hempstead Turnpike Bethpage, NY 11714 Full Service Retail $24,908
New York Community Bank 400 Main Street Spotswood, NJ 8884 Full Service B&M $28,692
New York Community Bank 4025 E. Chandler Blvd Phoenix, AZ 85048 Full Service B&M $40,207
New York Community Bank 404 Park Avenue South New York, NY 10022 Full Service B&M $128,242
New York Community Bank 41 Station Drive Wyandanch, NY 11798 Full Service B&M $40,614
New York Community Bank 41-11 Bell Boulevard Bayside, NY 11361 Full Service B&M $37,589
New York Community Bank 4979 S. Alma School Road Chandler, AZ 85248 Full Service B&M $65,525
New York Community Bank 50 Hempstead Turnpike West Hempstead, NY 11552 Full Service B&M $117,621
New York Community Bank 50 Route 111 Smithtown, NY 11787 Full Service B&M $14,071
New York Community Bank 509 Old Country Road Plainview, NY 11803 Full Service B&M $68,377
New York Community Bank 51-13 108th Street Corona, NY 11368 Full Service B&M $634,756
New York Community Bank 5149 Route 9 North Howell, NJ 7731 Full Service B&M $51,558
New York Community Bank 5461 Sheridan Street Hollywood, FL 33021 Full Service B&M $183,854
New York Community Bank 5550 Glades Road Boca Raton, FL 33431 Full Service B&M $143,132
New York Community Bank 556-02 North Country Road Saint James, NY 11780 Full Service B&M $67,167
New York Community Bank 568 Broadway Bayonne, NJ 7002 Full Service B&M $60,509
New York Community Bank 410 Bergen St Harrison, NJ 7029 Full Service B&M $66,336
New York Community Bank 411 Jericho Turnpike Mineola, NY 11501 Full Service B&M $89,935
New York Community Bank 4246 Broadway New York, NY 10033 Full Service B&M $12,002
New York Community Bank 441 Broadway Bayonne, NJ 7002 Full Service B&M $51,085
New York Community Bank 4419 13th Avenue Brooklyn, NY 11219 Full Service B&M $58,330
New York Community Bank 447 Arthur Godfrey Road Miami Beach, FL 33140 Full Service B&M $54,255
New York Community Bank 4523 Amboy Rd Staten Island, NY 10312 Full Service B&M $211,729
New York Community Bank 471 County Road 520 Marlboro, NJ 7746 Full Service B&M $102,378
New York Community Bank 473 Route 79 Morganville, NJ 7751 Full Service B&M $25,706
New York Community Bank 4800 Great Northern Boulevard North Olmsted, OH 44070 Full Service B&M $93,759

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $1,708,038
Net interest income $1,136,994
Total noninterest income $59,188
Gross Fiduciary activities income $0
Service charges on deposit accounts $9,297
Trading account gains and fees $308
Additional Noninterest Income $49,583
Pre-tax net operating income $637,396
Securities gains (or losses, -) $1,265
Income before extraordinary items $547,803
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $547,803
Minority interest net income $0
Net income $547,803
Sale, conversion, retirement of capital stock, net $0
Net operating income $546,715

Bank Expenses

Item Value (in 000's)
Total interest expense $571,044
Provision for credit losses $62,228
Total noninterest expense $496,558
Salaries and employee benefits $292,711
Premises and equipment expense $85,295
Additional noninterest expense $118,552
Applicable income taxes $90,858
Net charge-offs $18,785
Cash dividends $380,000

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 1.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $32,587,906
Deposits held in domestic offices $32,587,906
Deposits by Individuals, partnerships, and corporations $30,800,310
Deposits by U.S. Government $52
Deposits by States and political subdivisions in the U.S. $1,009,718
Deposits by Commercial banks and other depository institutions in U.S. $177,234
Deposits by Banks in foreign countries $71
Deposits by Foreign governments and official institutions $600,521
Transaction accounts $9,364,893
Demand deposits $9,364,893
Nontransaction accounts $23,223,013
Money market deposit accounts (MMDAs) $6,162,865
Other savings deposits (excluding MMDAs) $6,729,468
Total time deposits $10,330,681
Total time and savings deposits $23,223,013
Noninterest-bearing deposits $3,080,452
Interest-bearing deposits $29,507,454
Retail deposits $23,864,950
IRAs and Keogh plan accounts $928,404
Brokered deposits $5,341,877
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $56,282,514
Cash & Balances due from depository institutions $1,754,198
Interest-bearing balances $1,596,951
Total securities $5,844,909
Federal funds sold & reverse repurchase $193,492
Net loans and leases $42,806,691
Loan and leases loss allowance $194,043
Trading account assets $0
Bank premises and fixed assets $554,311
Other real estate owned $1,770
Goodwill and other intangibles $2,419,553
All other assets $2,707,590

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $56,282,514
Total Liabilities $48,948,879
Total deposits $32,587,906
Interest-bearing deposits $29,507,454
Deposits held in domestic offices $32,587,906
% insured (estimated) $69
Federal funds purchased and repurchase agreements $800,000
Trading liabilities $0
Other borrowed funds $14,627,661
Subordinated debt $0
All other liabilities $933,312

Issued Loan Types

Type Value (in 000's)
Net loans and leases $42,806,691
Loan and leases loss allowance $194,043
Total loans and leases (domestic) $43,000,734
All real estate loans $39,426,186
Real estate loans in domestic offices $39,426,186
Construction and development loans $89,721
Residential 1-4 family construction $6,413
Other construction, all land development and other land $83,308
Loans secured by nonfarm nonresidential properties $6,839,075
Nonfarm nonresidential secured by owner-occupied properties $414,394
Commercial real estate & other non-farm, non-residential $6,424,681
Multifamily residential real estate $32,261,123
1-4 family residential loans $236,267
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $1,801,171
To non-U.S. addressees $0
Loans to individuals $2,096
Credit card loans $0
Related Plans $1,433
Consumer Auto Loans $0
Other loans to individuals $663
All other loans & leases $1,771,281
Loans to foreign governments and official institutions $0
Other loans $4,449
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $132,664
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $14,967
Non 1-4 family restructured loans & leases $14,967
Total loans and leases (foreign) $0

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 232 $105,185 $453,384
Nonfarm, nonresidential loans - <$100k 4 $219 $54,750
Nonfarm, nonresidential loans - $100-250k 34 $4,016 $118,118
Nonfarm, nonresidential loans - $250k-1MM 194 $100,950 $520,361
Commercial & Industrial, US addressed loans - <$1MM 1,803 $157,631 $87,427
Commercial & Industrial, US addressed loans - <$100k 1,290 $34,711 $26,908
Commercial & Industrial, US addressed loans - $100-250k 211 $28,741 $136,213
Commercial & Industrial, US addressed loans - $250k-1MM 302 $94,179 $311,851