New York Community Bank Mortgage Rates, Fees & Info

Westbury, NY

LEI: QODK9N71Q3XVQS2JKH91

Tax ID: 11-1212640

2021 Data | 2020 Data | 2019 Data | 2018 Data

Overview

New York Community Bank is a large bank specializing in Refi and Home Purchase loans. New York Community Bank has a high proportion of conventional loans. Their top markets include New York, Philadelphia, Trenton, Bridgeport, and Virginia Beach among others. New York Community Bank has an above average approval rate for mortages when compared nationally. They have an average pick rate when compared to the same sample of other lendors.

Originations

786

Origination Dollar Volume (All Markets)

$7,782,320,000

Employee count

2,696

Top Markets

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	569	$4,318,165,000	$7,589,042	$0	3.19%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	95	$1,249,455,000	$13,152,158	$0	3.08%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	3	$200,015,000	$66,671,667	$0	3.07%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	4	$182,050,000	$45,512,500	$0	2.85%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	3	$159,165,000	$53,055,000	$0	2.84%
COLUMBUS, OH (FHA\|USDA\|VA)	18	$158,130,000	$8,785,000	$0	2.85%
JACKSON, MS (FHA\|USDA\|VA)	4	$120,010,000	$30,002,500	$0	3.20%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	21	$115,315,000	$5,491,190	$0	3.15%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	7	$111,165,000	$15,880,714	$0	2.70%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	5	$107,395,000	$21,479,000	$0	3.13%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	8	$107,230,000	$13,403,750	$0	3.26%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	6	$72,430,000	$12,071,667	$0	3.00%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	1	$60,005,000	$60,005,000	$0	2.45%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	1	$53,505,000	$53,505,000	$0	2.25%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	1	$48,955,000	$48,955,000	$0	3.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	2	$48,550,000	$24,275,000	$0	2.90%
BATON ROUGE, LA (FHA\|USDA\|VA)	2	$48,490,000	$24,245,000	$0	3.25%
ASHEVILLE, NC (FHA\|USDA\|VA)	1	$47,205,000	$47,205,000	$0	3.00%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	1	$47,155,000	$47,155,000	$0	3.10%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	1	$46,005,000	$46,005,000	$0	3.00%
AKRON, OH (FHA\|USDA\|VA)	5	$45,235,000	$9,047,000	$0	3.25%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	1	$43,435,000	$43,435,000	$0	3.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	2	$41,410,000	$20,705,000	$0	3.10%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	1	$41,255,000	$41,255,000	$0	3.00%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	1	$37,315,000	$37,315,000	$0	3.00%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	1	$34,005,000	$34,005,000	$0	3.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	1	$32,405,000	$32,405,000	$0	3.00%
LAFAYETTE, LA (FHA\|USDA\|VA)	1	$30,505,000	$30,505,000	$0	3.00%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	1	$30,405,000	$30,405,000	$0	2.90%
PITTSBURGH, PA (FHA\|USDA\|VA)	1	$29,105,000	$29,105,000	$0	3.40%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	5	$25,705,000	$5,141,000	$0	3.07%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	1	$25,005,000	$25,005,000	$0	3.25%
TUCSON, AZ (FHA\|USDA\|VA)	1	$14,105,000	$14,105,000	$0	3.13%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$8,505,000	$8,505,000	$0	3.25%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	1	$8,255,000	$8,255,000	$0	3.13%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	1	$5,765,000	$5,765,000	$0	2.85%
LANCASTER, PA (FHA\|USDA\|VA)	1	$5,735,000	$5,735,000	$0	3.20%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	2	$5,170,000	$2,585,000	$0	3.38%
OCEAN CITY, NJ (FHA\|USDA\|VA)	1	$5,005,000	$5,005,000	$0	3.40%
READING, PA (FHA\|USDA\|VA)	1	$4,505,000	$4,505,000	$0	3.25%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	1	$4,365,000	$4,365,000	$0	3.25%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	1	$3,675,000	$3,675,000	$0	3.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	1	$1,055,000	$1,055,000	$0	3.00%

New York Community Bank's top markets include New York, Philadelphia, Trenton, Bridgeport, and Virginia Beach among others.

Product Mix

Loan Type	Originations	Total Value	Average Loan	Average Fees	Average Rate
Conventional	786	$7,782,320,000	$9,901,170	$0	3.15%

For the 2021 period, New York Community Bank's most frequently originated loan type of loans were Conventional, with 786 originations.

Loan Reason

Loan Reason	Originations	Total Value	Average Loan	Average Fees	Average Rate
Refi	607	$4,860,475,000	$8,007,372	$0	3.17%
Home Purchase	175	$2,909,235,000	$16,624,200	$0	3.09%
Home Improvement	4	$12,610,000	$3,152,500	$0	3.22%

For the 2021, New York Community Bank's most frequently cited loan purpose of loans were Refi, with 607 originations. The 2nd most popular reason of loans were Home Purchase, with 175 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
10 Year	500	$4,509,200,000	$9,018,400	$0	3.13%
Other	281	$3,107,095,000	$11,057,278	$0	3.18%
15 Year	4	$164,520,000	$41,130,000	$0	3.43%
5 Year	1	$1,505,000	$1,505,000	$0	3.25%

For the 2021, New York Community Bank's most frequently cited loan length of loans were 10 Year, with 500 originations. The 2nd most popular length of loans were Other, with 281 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
3-4%	527	$3,576,285,000	$6,786,120
2.5-3%	253	$3,880,045,000	$15,336,146
<2.5%	5	$318,425,000	$63,685,000
4-5%	1	$7,565,000	$7,565,000

During 2021, New York Community Bank's average interest rate of loans were 0.00%, while their most frequently originated rate bucket of loans were 3-4%, with 527 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$1MM+	769	$7,768,615,000	$10,102,230	$0	3.15%
$600k-1MM	16	$13,320,000	$832,500	$0	3.38%
$200k-400k	1	$385,000	$385,000	$0	3.63%

2021 saw New York Community Bank place emphasis on $1MM+ loans with 769 originations, totaling $7,768,615,000 in origination value.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
Not applicable	786	$7,782,320,000	$9,901,170	$0	3.15%

Approval Rates

Total approvals of all applications
94.05%

New York Community Bank has an average approval rate.

Pick Rate

Approvals leading to origination
91.84%

New York Community Bank has an average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	786	$7,782,320,000	$9,901,170

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	786	$7,782,320,000	$9,901,170

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	44	$241,020,000	$5,477,727	$0	3.32%
40-60%	107	$717,315,000	$6,703,879	$0	3.26%
60-80%	560	$6,523,140,000	$11,648,464	$0	3.10%
Under 20%	73	$275,525,000	$3,774,315	$0	3.25%

Complaints

Bank Name	Product	Issue	2021 CPFB Complaints	% of Total Issues
NEW YORK COMMUNITY BANCORP INC	Conventional home mortgage	Struggling to pay mortgage	1	100.0%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
New York Community Bank	1092 Old Country Road Plainview, NY 11803	Full Service B&M	$103,721
New York Community Bank	100 Duffy Ave Hicksville, NY 11801	Full Service B&M	$71,679
New York Community Bank	100 East Camelback Road Phoenix, AZ 85012	Full Service B&M	$94,919
New York Community Bank	1000 Pine Avenue Union, NJ 7083	Full Service B&M	$76,553
New York Community Bank	101 Barkalow Ave Freehold, NJ 7728	Full Service B&M	$55,894
New York Community Bank	101 Wicks Road Brentwood, NY 11717	Full Service Retail	$50,099
New York Community Bank	102 Duffy Avenue Hicksville, NY 11801	Full Service B&M	$0
New York Community Bank	104-08 Rockaway Beach Boulevard Rockaway Park, NY 11694	Full Service B&M	$71,923
New York Community Bank	10619 Continental Avenue Forest Hills, NY 11375	Full Service B&M	$186,540
New York Community Bank	10633 North Tatum Blvd. Phoenix, AZ 85028	Full Service B&M	$124,819
New York Community Bank	10706 West Bell Road Sun City, AZ 85351	Full Service B&M	$144,902
New York Community Bank	108 7th Street Garden City, NY 11530	Full Service B&M	$95,389
New York Community Bank	127 North Congress Avenue Boynton Beach, FL 33426	Full Service B&M	$172,620
New York Community Bank	1270 Clove Road Staten Island, NY 10301	Full Service B&M	$75,566
New York Community Bank	1280 Broadway Hewlett, NY 11557	Full Service B&M	$105,773
New York Community Bank	1280 Union Turnpike New Hyde Park, NY 11040	Full Service B&M	$70,529
New York Community Bank	130 East Main Street Bay Shore, NY 11706	Full Service B&M	$81,289
New York Community Bank	130 Wheatley Plaza Greenvale, NY 11548	Full Service Retail	$8,894
New York Community Bank	132 Avenue U Brooklyn, NY 11223	Full Service B&M	$133,850
New York Community Bank	133 S Livingston Avenue Livingston, NJ 7039	Full Service B&M	$70,746
New York Community Bank	133-11 20th Avenue College Point, NY 11356	Full Service B&M	$82,353
New York Community Bank	134-40 Springfield Blvd. Springfield Gardens, NY 11413	Full Service Retail	$17,346
New York Community Bank	1351 Forest Avenue Staten Island, NY 10302	Full Service Retail	$20,081
New York Community Bank	136-65 Roosevelt Avenue Flushing, NY 11354	Full Service B&M	$164,702
New York Community Bank	14 Conklin Street Farmingdale, NY 11735	Full Service B&M	$198,604
New York Community Bank	1400 Old Northern Boulevard Roslyn, NY 11576	Full Service B&M	$305,822
New York Community Bank	14033 Cedar Rd South Euclid, OH 44118	Full Service B&M	$85,342
New York Community Bank	14177 Pearl Road Strongsville, OH 44136	Full Service B&M	$107,308
New York Community Bank	142 Broad Street Elizabeth, NJ 7201	Full Service B&M	$10,788
New York Community Bank	1445 Richmond Avenue Staten Island, NY 10314	Limited, Drive-thru	$0
New York Community Bank	14543 West Grand Avenue Surprise, AZ 85374	Full Service B&M	$186,261
New York Community Bank	1460 Richmond Avenue Staten Island, NY 10314	Full Service B&M	$198,545
New York Community Bank	15 Maiden Lane New York City, NY 10038	Full Service B&M	$100,949
New York Community Bank	15 Market Street Kenilworth, NJ 7033	Full Service B&M	$97,407
New York Community Bank	150 Green Street Woodbridge, NJ 7095	Full Service B&M	$27,412
New York Community Bank	15001 Snow Road Brook Park, OH 44142	Full Service B&M	$74,610
New York Community Bank	1501 Deer Park Avenue North Babylon, NY 11703	Full Service B&M	$155,576
New York Community Bank	151 Eagle Rock Avenue Roseland, NJ 7068	Full Service B&M	$390,302
New York Community Bank	1536a South Federal Highway Delray Beach, FL 33483	Full Service B&M	$70,377
New York Community Bank	1545 South Power Road Mesa, AZ 85206	Full Service B&M	$80,334
New York Community Bank	155 Central Ave East Newark, NJ 7029	Full Service B&M	$51,480
New York Community Bank	155-15 Aguilar Avenue Flushing, NY 11367	Full Service Retail	$8,697
New York Community Bank	156-02 Cross Bay Boulevard Howard Beach, NY 11414	Full Service B&M	$321,324
New York Community Bank	156-10 Northern Boulevard Flushing, NY 11354	Full Service B&M	$68,931
New York Community Bank	15639 Cross-Bay Boulevard Howard Beach, NY 11414	Limited, Drive-thru	$0
New York Community Bank	15870 Pines Blvd Pembroke Pines, FL 33027	Full Service B&M	$72,868
New York Community Bank	160 South Main Street Freeport, NY 11520	Full Service B&M	$23,895
New York Community Bank	1601 Veterans Hwy Islandia, NY 11749	Full Service B&M	$39,538
New York Community Bank	1608 Kings Highway Brooklyn, NY 11229	Full Service B&M	$21,764
New York Community Bank	167 Shore Road Port Washington, NY 11050	Full Service B&M	$36,674
New York Community Bank	168-170 Main Street Matawan, NJ 7747	Full Service B&M	$27,395
New York Community Bank	171-173 Broadway Bayonne, NJ 7002	Full Service B&M	$86,574
New York Community Bank	1727 Route 130 North Brunswick, NJ 8902	Full Service B&M	$25,996
New York Community Bank	1759 Central Park Avenue Yonkers, NY 10710	Full Service B&M	$75,234
New York Community Bank	1785 Victory Boulevard Staten Island, NY 10314	Full Service B&M	$98,377
New York Community Bank	1801 East Ninth Street Cleveland, OH 44114	Full Service B&M	$41,438
New York Community Bank	1833 Hylan Boulevard Staten Island, NY 10305	Full Service B&M	$156,834
New York Community Bank	1835 Brittain Road Akron, OH 44310	Full Service B&M	$93,353
New York Community Bank	1866 West 25th Street Cleveland, OH 44113	Full Service B&M	$26,931
New York Community Bank	1887 Morris Ave Union, NJ 7083	Full Service B&M	$9,819
New York Community Bank	1900 Hempstead Turnpike East Meadow, NY 11554	Full Service B&M	$122,326
New York Community Bank	1905 Sunrise Highway Bay Shore, NY 11706	Full Service Retail	$20,715
New York Community Bank	194-02 Northern Blvd Flushing, NY 11358	Full Service B&M	$51,030
New York Community Bank	196-21 Northern Boulevard Flushing, NY 11358	Full Service B&M	$112,734
New York Community Bank	198 Jefferson Street Newark, NJ 7105	Full Service B&M	$77,226
New York Community Bank	2 Muttontown Eastwoods Road Syosset, NY 11791	Full Service B&M	$92,410
New York Community Bank	20133 Farnsleigh Road Shaker Heights, OH 44122	Full Service B&M	$64,553
New York Community Bank	20423 State Road 7 Boca Raton, FL 33498	Full Service B&M	$168,574
New York Community Bank	2066 Lee Road Cleveland Heights, OH 44118	Full Service B&M	$57,780
New York Community Bank	2111 Merrick Avenue Merrick, NY 11566	Full Service B&M	$86,478
New York Community Bank	2136 Bartow Avenue Bronx, NY 10475	Full Service Retail	$12,770
New York Community Bank	2200 East Camelback Road Phoenix, AZ 85016	Full Service B&M	$115,967
New York Community Bank	2225 Jericho Turnpike Commack, NY 11725	Full Service B&M	$74,689
New York Community Bank	22255 Center Ridge Rd Rocky River, OH 44116	Full Service B&M	$85,302
New York Community Bank	22404 Union Tpke Bayside, NY 11364	Full Service B&M	$134,159
New York Community Bank	225 North Wood Avenue Linden, NJ 7036	Full Service B&M	$12,606
New York Community Bank	2267 Bellmore Avenue Bellmore, NY 11710	Full Service B&M	$35,512
New York Community Bank	23 Little Falls Road Fairfield, NJ 7004	Full Service B&M	$39,529
New York Community Bank	23050 Via Villagio Estero, FL 33928	Full Service B&M	$42,053
New York Community Bank	2315 Vanderbilt Beach Rd Naples, FL 34109	Full Service B&M	$82,654
New York Community Bank	2320 Central Park Ave Yonkers, NY 10710	Full Service B&M	$72,173
New York Community Bank	2335 New Hyde Park Rd. New Hyde Park, NY 11040	Full Service Retail	$36,437
New York Community Bank	2424 Hylan Boulevard Staten Island, NY 10306	Full Service Retail	$10,560
New York Community Bank	244-19 Braddock Ave Bellerose, NY 11426	Full Service B&M	$100,451
New York Community Bank	247-53 Jamaica Avenue Bellerose, NY 11426	Full Service B&M	$66,415
New York Community Bank	25131 Northern Blvd Little Neck, NY 11362	Full Service B&M	$206,729
New York Community Bank	254-09 Horace Harding Expressway Little Neck, NY 11362	Full Service B&M	$144,854
New York Community Bank	2555 Richmond Avenue Staten Island, NY 10314	Full Service B&M	$313,587
New York Community Bank	2595 Hylan Boulevard Staten Island, NY 10306	Full Service B&M	$210,249
New York Community Bank	2624 Morris Avenue Union, NJ 7083	Full Service B&M	$34,120
New York Community Bank	2625 S. State Rd. 7 Wellington, FL 33414	Full Service B&M	$77,541
New York Community Bank	26300 Cedar Rd Beachwood, OH 44122	Full Service B&M	$76,926
New York Community Bank	2641 Merrick Road Bellmore, NY 11710	Full Service B&M	$267,849
New York Community Bank	265 Bloomfield Avenue Caldwell, NJ 7006	Full Service B&M	$67,538
New York Community Bank	265 North Broadway Hicksville, NY 11801	Full Service B&M	$60,496
New York Community Bank	2701 Ponce De Leon Coral Gables, FL 33134	Full Service B&M	$142,130
New York Community Bank	27800 Chagrin Blvd Beachwood, OH 44122	Full Service B&M	$114,916
New York Community Bank	2783 State Road Cuyahoga Falls, OH 44223	Full Service B&M	$117,499
New York Community Bank	2785 West State Route 89a Sedona, AZ 86336	Full Service B&M	$59,130
New York Community Bank	282 Port Richmond Avenue Staten Island, NY 10302	Full Service B&M	$51,164
New York Community Bank	2875 Veterans Road West Staten Island, NY 10307	Full Service B&M	$104,645
New York Community Bank	8810 Mentor Avenue Mentor, OH 44060	Full Service B&M	$127,985
New York Community Bank	29-10 Ditmars Boulevard Astoria, NY 11105	Full Service B&M	$134,965
New York Community Bank	29169 Euclid Avenue Wickliffe, OH 44092	Full Service B&M	$86,637
New York Community Bank	2925 Avenue U Brooklyn, NY 11229	Full Service B&M	$350,645
New York Community Bank	2975 West Ray Road Chandler, AZ 85224	Full Service B&M	$45,443
New York Community Bank	29950 Lakeshore Boulevard Willowick, OH 44095	Full Service B&M	$98,105
New York Community Bank	3001 University Drive Coral Springs, FL 33065	Full Service B&M	$258,208
New York Community Bank	30210 Detroit Road Westlake, OH 44145	Full Service B&M	$72,958
New York Community Bank	3027 Dollar Mark Way Prescott, AZ 86305	Full Service B&M	$132,153
New York Community Bank	3050 W Market St Fairlawn, OH 44313	Full Service B&M	$137,990
New York Community Bank	31-42 Steinway Street Astoria, NY 11103	Full Service B&M	$58,774
New York Community Bank	310 North Avenue East Cranford, NJ 7016	Full Service B&M	$83,167
New York Community Bank	3106 Farrington St Flushing, NY 11354	Full Service Retail	$20,214
New York Community Bank	3140 Long Beach Road Oceanside, NY 11572	Full Service B&M	$121,397
New York Community Bank	323 Orange Road Montclair, NJ 7042	Full Service B&M	$26,143
New York Community Bank	33-12 30th Avenue Astoria, NY 11103	Full Service B&M	$130,153
New York Community Bank	3300 Warren Road Cleveland, OH 44111	Full Service B&M	$78,989
New York Community Bank	333 Central Avenue Lawrence, NY 11559	Full Service B&M	$99,134
New York Community Bank	335 Nesconset Highway Hauppauge, NY 11788	Full Service Retail	$29,842
New York Community Bank	336 N. Broadway Jericho, NY 11753	Full Service Retail	$30,304
New York Community Bank	340 U.S. Highway 9 South Bayville, NJ 8721	Full Service B&M	$65,218
New York Community Bank	3425 Veterans Memorial Highway Ronkonkoma, NY 11779	Full Service B&M	$39,920
New York Community Bank	34400 Aurora Road Solon, OH 44139	Full Service B&M	$100,312
New York Community Bank	350 Motor Parkway Hauppauge, NY 11788	Full Service B&M	$4,607
New York Community Bank	3501 Amboy Road Staten Island, NY 10308	Full Service Retail	$27,297
New York Community Bank	36 Ferry Street Newark, NJ 7105	Full Service B&M	$95,350
New York Community Bank	36 Pacific Street Newark, NJ 7105	Full Service B&M	$65,085
New York Community Bank	36-10 Broadway Astoria, NY 11106	Full Service B&M	$86,545
New York Community Bank	3600 West Hillsboro Blvd Deerfield Beach, FL 33442	Full Service B&M	$183,756
New York Community Bank	3665 Route 9 North Old Bridge, NJ 8857	Full Service B&M	$53,468
New York Community Bank	3681-83 East Tremont Avenue Bronx, NY 10465	Full Service B&M	$99,504
New York Community Bank	37 Wilson Ave Newark, NJ 7105	Full Service B&M	$138,504
New York Community Bank	3901 Hempstead Turnpike Bethpage, NY 11714	Full Service Retail	$22,937
New York Community Bank	400 Main Street Spotswood, NJ 8884	Full Service B&M	$31,007
New York Community Bank	4025 E. Chandler Blvd Phoenix, AZ 85048	Full Service B&M	$39,107
New York Community Bank	404 Park Avenue South New York, NY 10022	Full Service B&M	$108,885
New York Community Bank	41 Station Drive Wyandanch, NY 11798	Full Service B&M	$40,051
New York Community Bank	41-11 Bell Boulevard Bayside, NY 11361	Full Service B&M	$36,544
New York Community Bank	410 Bergen St Harrison, NJ 7029	Full Service B&M	$68,158
New York Community Bank	411 Jericho Turnpike Mineola, NY 11501	Full Service B&M	$84,044
New York Community Bank	4246 Broadway New York, NY 10033	Full Service B&M	$12,733
New York Community Bank	441 Broadway Bayonne, NJ 7002	Full Service B&M	$58,633
New York Community Bank	4419 13th Avenue Brooklyn, NY 11219	Full Service B&M	$153,002
New York Community Bank	447 Arthur Godfrey Road Miami Beach, FL 33140	Full Service B&M	$50,114
New York Community Bank	4523 Amboy Rd Staten Island, NY 10312	Full Service B&M	$211,640
New York Community Bank	471 County Road 520 Marlboro, NJ 7746	Full Service B&M	$118,662
New York Community Bank	473 Route 79 Morganville, NJ 7751	Full Service B&M	$25,556
New York Community Bank	4800 Great Northern Boulevard North Olmsted, OH 44070	Full Service B&M	$98,335
New York Community Bank	4848 Merrick Road Massapequa Park, NY 11762	Full Service B&M	$155,953
New York Community Bank	4979 S. Alma School Road Chandler, AZ 85248	Full Service B&M	$60,794
New York Community Bank	50 Hempstead Turnpike West Hempstead, NY 11552	Full Service B&M	$121,570
New York Community Bank	509 Old Country Road Plainview, NY 11803	Full Service B&M	$63,243
New York Community Bank	51-13 108th Street Corona, NY 11368	Full Service B&M	$725,224
New York Community Bank	5149 Route 9 North Howell, NJ 7731	Full Service B&M	$55,047
New York Community Bank	5461 Sheridan Street Hollywood, FL 33021	Full Service B&M	$167,853
New York Community Bank	5550 Glades Road Boca Raton, FL 33431	Full Service B&M	$148,631
New York Community Bank	556-02 North Country Road Saint James, NY 11780	Full Service B&M	$66,364
New York Community Bank	5767 Broadview Road Parma, OH 44134	Full Service B&M	$160,395
New York Community Bank	5770 Hylan Boulevard Staten Island, NY 10309	Full Service B&M	$47,536
New York Community Bank	580 Larkfield Road East Northport, NY 11731	Full Service B&M	$190,210
New York Community Bank	597 Valley Road Upper Montclair, NJ 7043	Full Service B&M	$55,729
New York Community Bank	60-10 Queens Boulevard Woodside, NY 11377	Full Service B&M	$36,789
New York Community Bank	6016 Turney Road Garfield Heights, OH 44125	Full Service B&M	$81,886
New York Community Bank	603 Village Boulevard West Palm Beach, FL 33409	Full Service B&M	$56,457
New York Community Bank	61-49 188th Street Fresh Meadows, NY 11365	Full Service B&M	$107,220
New York Community Bank	615 Merrick Ave. Westbury, NY 11590	Limited, Drive-thru	$12,275,952
New York Community Bank	6199 Sunrise Highway Massapequa, NY 11758	Full Service B&M	$51,895
New York Community Bank	620 Bloomfield Avenue Verona, NJ 7044	Full Service B&M	$63,699
New York Community Bank	622 Eagle Rock Avenue West Orange, NJ 7052	Full Service B&M	$39,482
New York Community Bank	625 Atlantic Avenue Brooklyn, NY 11217	Full Service Retail	$26,617
New York Community Bank	6290 Pearl Rd Parma Heights, OH 44130	Full Service B&M	$121,744
New York Community Bank	6404 Lake Worth Road Lake Worth, FL 33463	Full Service B&M	$96,586
New York Community Bank	645-100 Rossville Avenue Staten Island, NY 10309	Full Service B&M	$226,703
New York Community Bank	65-30 Kissena Boulevard, 65-30 Kissena Blvd. Flushing, NY 11355	Full Service B&M	$5,358
New York Community Bank	6500 Mayfield Rd Mayfield Heights, OH 44124	Full Service B&M	$99,386
New York Community Bank	6520 Royalton Road North Royalton, OH 44133	Full Service B&M	$98,548
New York Community Bank	6528 Hypoluxo Road Lake Worth, FL 33467	Full Service B&M	$78,028
New York Community Bank	653 Montauk Highway West Babylon, NY 11704	Full Service B&M	$78,908
New York Community Bank	6677 Fresh Pond Road Ridgewood, NY 11385	Full Service B&M	$30,947
New York Community Bank	688 Route 70 Brick, NJ 8723	Full Service Retail	$52,105
New York Community Bank	6900 East Camelback Road Scottsdale, AZ 85251	Full Service B&M	$74,056
New York Community Bank	693 East Jericho Turnpike Huntington Station, NY 11746	Full Service B&M	$119,082
New York Community Bank	7000 State Route 179 Sedona, AZ 86351	Full Service B&M	$59,010
New York Community Bank	715 Elizabeth Avenue Elizabeth, NJ 7201	Full Service B&M	$29,593
New York Community Bank	719 Smithtown Bypass Smithtown, NY 11787	Full Service B&M	$103,588
New York Community Bank	720 Grand Boulevard Deer Park, NY 11729	Full Service B&M	$10,805
New York Community Bank	720 Richmond Rd Richmond Heights, OH 44143	Full Service B&M	$92,778
New York Community Bank	7499 West Atlantic Avenue Delray Beach, FL 33446	Full Service B&M	$313,543
New York Community Bank	75 North Central Avenue Valley Stream, NY 11580	Full Service B&M	$56,364
New York Community Bank	75-44 Main Street Flushing, NY 11367	Full Service B&M	$151,757
New York Community Bank	76-02 Northern Boulevard Jackson Heights, NY 11372	Full Service B&M	$113,395
New York Community Bank	761 Route 33 West East Windsor, NJ 8520	Full Service B&M	$57,680
New York Community Bank	77 Main St Sayreville, NJ 8872	Full Service B&M	$85,926
New York Community Bank	77 Main Street Farmingdale, NJ 7727	Full Service B&M	$83,648
New York Community Bank	7709 13th Avenue Brooklyn, NY 11228	Full Service B&M	$35,853
New York Community Bank	780 Palisade Avenue Yonkers, NY 10703	Full Service B&M	$59,641
New York Community Bank	80-35 Jamaica Avenue Woodhaven, NY 11421	Full Service B&M	$91,628
New York Community Bank	8010 Fifth Avenue Brooklyn, NY 11209	Full Service B&M	$116,775
New York Community Bank	8081 Jericho Turnpike Woodbury, NY 11797	Full Service B&M	$138,728
New York Community Bank	8110-8112 5th Avenue Brooklyn, NY 11209	Full Service B&M	$22,650
New York Community Bank	82-10 153rd Ave Howard Beach, NY 11414	Full Service B&M	$153,195
New York Community Bank	820 Annadale Road Staten Island, NY 10312	Full Service B&M	$161,634
New York Community Bank	8210 Macedonia Commons Boulevard Macedonia, OH 44056	Full Service B&M	$98,027
New York Community Bank	8211 West Broward Boulevard Plantation, FL 33324	Full Service B&M	$176,299
New York Community Bank	832 Jewett Avenue Staten Island, NY 10314	Full Service B&M	$125,639
New York Community Bank	8622 Bay Parkway Brooklyn, NY 11214	Full Service B&M	$7,513
New York Community Bank	874 Sw St. Lucie West Boulevard Port Saint Lucie, FL 34986	Full Service B&M	$67,944
New York Community Bank	37-97 103rd Street Corona, NY 11368	Full Service B&M	$92,686
New York Community Bank	3700 North Ocean Blvd. Fort Lauderdale, FL 33308	Full Service B&M	$148,609
New York Community Bank	3879 Amboy Road Staten Island, NY 10308	Full Service B&M	$208,601
New York Community Bank	900 Merchants Concourse Westbury, NY 11590	Limited, Drive-thru	$15,552
New York Community Bank	9100 West Oakland Park Boulevard Sunrise, FL 33351	Full Service B&M	$135,820
New York Community Bank	916 Fischer Boulevard Toms River, NJ 8753	Full Service B&M	$53,657
New York Community Bank	92-10 Atlantic Ave Ozone Park, NY 11416	Full Service Retail	$103,478
New York Community Bank	93-22 Jamaica Ave Woodhaven, NY 11421	Full Service B&M	$151,342
New York Community Bank	936 Third Avenue New York, NY 10022	Full Service B&M	$127,493
New York Community Bank	949 Broadway Bayonne, NJ 7002	Full Service B&M	$29,193
New York Community Bank	950 Montauk Highway Shirley, NY 11967	Full Service B&M	$23,811
New York Community Bank	9592 Harding Avenue Surfside, FL 33154	Full Service B&M	$133,081
New York Community Bank	97-77 Queens Blvd. Rego Park, NY 11374	Full Service B&M	$16,699
New York Community Bank	9747 Nw 41st Street Doral, FL 33178	Full Service B&M	$76,332
New York Community Bank	98-16 101st Avenue Ozone Park, NY 11416	Full Service B&M	$165,873
New York Community Bank	One Manor House Square Yonkers, NY 10701	Full Service B&M	$19,735
New York Community Bank	One North Hawkins Avenue Akron, OH 44313	Full Service B&M	$63,974
New York Community Bank	110-01 Merrick Road Amityville, NY 11701	Limited, Drive-thru	$0
New York Community Bank	1100 Hylan Blvd Staten Island, NY 10305	Full Service B&M	$143,452
New York Community Bank	111-01 Merrick Road Amityville, NY 11701	Full Service B&M	$147,397
New York Community Bank	111-10 Flatlands Avenue Brooklyn, NY 11207	Full Service Retail	$10,782
New York Community Bank	1114 Jericho Turnpike New Hyde Park, NY 11040	Full Service B&M	$132,681
New York Community Bank	11375 Legacy Ave Palm Beach Gardens, FL 33410	Full Service B&M	$72,752
New York Community Bank	1144 Weston Road Weston, FL 33326	Full Service B&M	$66,757
New York Community Bank	1162 Green Street Iselin, NJ 8830	Full Service B&M	$38,352
New York Community Bank	1214 Castleton Avenue Staten Island, NY 10310	Full Service B&M	$57,491
New York Community Bank	1268 Broadway Brooklyn, NY 11221	Full Service B&M	$68,905
New York Community Bank	8764 East Shea Blvd Scottsdale, AZ 85260	Full Service B&M	$108,063
New York Community Bank	8772 Boynton Beach Blvd Boynton Beach, FL 33472	Full Service B&M	$135,205

For 2021, New York Community Bank had 237 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$1,689,851
Net interest income	$1,325,621
Total noninterest income	$60,147
Gross Fiduciary activities income	$0
Service charges on deposit accounts	$10,743
Trading account gains and fees	$199
Additional Noninterest Income	$49,205
Pre-tax net operating income	$855,653
Securities gains (or losses, -)	$-289
Income before extraordinary items	$631,102
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$631,102
Minority interest net income	$0
Net income	$631,102
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$631,330

New York Community Bank's gross interest income from loans was $1,689,851,000.
New York Community Bank's net interest income from loans was $1,325,621,000.
New York Community Bank's fee based income from loans was $10,743,000.
New York Community Bank's net income from loans was $631,102,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$364,230
Provision for credit losses	$3,389
Total noninterest expense	$526,726
Salaries and employee benefits	$294,555
Premises and equipment expense	$87,540
Additional noninterest expense	$144,631
Applicable income taxes	$224,262
Net charge-offs	$-1,650
Cash dividends	$380,000

New York Community Bank's interest expense for loans was $364,230,000.
New York Community Bank's payroll and benefits expense were $294,555,000.
New York Community Bank's property, plant and equipment expenses $87,540,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	0.0%
Real Estate loans	0.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	0.0%
Multifamily residential loans	0.0%
1-4 family residential loans	0.0%
HELOC loans	0.0%
All other family	0.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.0%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$35,198,444
Deposits held in domestic offices	$35,198,444
Deposits by Individuals, partnerships, and corporations	$33,947,833
Deposits by U.S. Government	$65
Deposits by States and political subdivisions in the U.S.	$750,940
Deposits by Commercial banks and other depository institutions in U.S.	$160,141
Deposits by Banks in foreign countries	$71
Deposits by Foreign governments and official institutions	$339,394
Transaction accounts	$11,533,497
Demand deposits	$11,533,497
Nontransaction accounts	$23,664,947
Money market deposit accounts (MMDAs)	$5,998,024
Other savings deposits (excluding MMDAs)	$6,347,238
Total time deposits	$11,319,685
Total time and savings deposits	$23,664,947
Noninterest-bearing deposits	$4,534,097
Interest-bearing deposits	$30,664,347
Retail deposits	$25,798,462
IRAs and Keogh plan accounts	$852,973
Brokered deposits	$5,690,172
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$59,482,686
Cash & Balances due from depository institutions	$1,804,923
Interest-bearing balances	$1,655,488
Total securities	$5,795,593
Federal funds sold & reverse repurchase	$406,101
Net loans and leases	$45,539,300
Loan and leases loss allowance	$199,204
Trading account assets	$0
Bank premises and fixed assets	$518,974
Other real estate owned	$3,248
Goodwill and other intangibles	$2,419,553
All other assets	$2,994,994

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$59,482,686
Total Liabilities	$51,957,761
Total deposits	$35,198,444
Interest-bearing deposits	$30,664,347
Deposits held in domestic offices	$35,198,444
% insured (estimated)	$72
Federal funds purchased and repurchase agreements	$800,000
Trading liabilities	$0
Other borrowed funds	$15,108,445
Subordinated debt	$0
All other liabilities	$850,872

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$45,539,300
Loan and leases loss allowance	$199,204
Total loans and leases (domestic)	$45,738,504
All real estate loans	$41,697,952
Real estate loans in domestic offices	$41,697,952
Construction and development loans	$208,920
Residential 1-4 family construction	$4,080
Other construction, all land development and other land	$204,840
Loans secured by nonfarm nonresidential properties	$6,700,807
Nonfarm nonresidential secured by owner-occupied properties	$383,968
Commercial real estate & other non-farm, non-residential	$6,316,839
Multifamily residential real estate	$34,627,776
1-4 family residential loans	$160,449
Farmland loans	$0
Loans held in foreign offices	$0
Farm loans	$0
Commercial and industrial loans	$2,042,838
To non-U.S. addressees	$0
Loans to individuals	$1,774
Credit card loans	$0
Related Plans	$1,158
Consumer Auto Loans	$0
Other loans to individuals	$616
All other loans & leases	$1,995,940
Loans to foreign governments and official institutions	$0
Other loans	$200,401
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$143,840
Loans secured by real estate to non-U.S. addressees	$0
Restructured Loans & leases	$16,264
Non 1-4 family restructured loans & leases	$16,264
Total loans and leases (foreign)	$0

New York Community Bank had $45,539,300,000 of loans outstanding in 2021. $41,697,952,000 of loans were in real estate loans. $208,920,000 of loans were in development loans. $34,627,776,000 of loans were in multifamily mortgage loans. $160,449,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	206	$89,556	$434,738
Nonfarm, nonresidential loans - <$100k	4	$159	$39,750
Nonfarm, nonresidential loans - $100-250k	31	$3,221	$103,903
Nonfarm, nonresidential loans - $250k-1MM	171	$86,176	$503,953
Commercial & Industrial, US addressed loans - <$1MM	738	$96,112	$130,233
Commercial & Industrial, US addressed loans - <$100k	411	$10,710	$26,058
Commercial & Industrial, US addressed loans - $100-250k	127	$17,046	$134,220
Commercial & Industrial, US addressed loans - $250k-1MM	200	$68,356	$341,780