Bank Of The West Mortgage Rates, Fees & Info
San Francisco, CALEI: QOT5WN9RBKQTFRVKEV31
Tax ID: 94-0475440
3.9 stars
Latest/2021 | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Review & Overview
Bank Of The West is a mid-sized bank specializing in Refi and Home Purchase loans. Bank Of The West has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, San Francisco, San Jose, Sacramento, and Denver among others. We have data for 250 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of The West has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of The West is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 1/25/23 |
| 30 Year Conventional Purchase | 6.42% | 1/25/23 |
| 30 Year Conventional Refi | 6.34% | 1/25/23 |
| 30 Year Cash-out Refi | 6.53% | 1/25/23 |
| 30 Year FHA Purchase | 7.93% | 1/25/23 |
| 30 Year FHA Refi | 7.62% | 1/25/23 |
| 30 Year VA Purchase | 6.88% | 1/25/23 |
| 30 Year VA Refi | 6.18% | 1/25/23 |
| 15 Year Conventional Purchase | 6.07% | 1/25/23 |
| 15 Year Conventional Refi | 6.11% | 1/25/23 |
| 15 Year Cash-out Refi | 6.11% | 1/25/23 |
| 15 Year FHA Purchase | 8.31% | 1/25/23 |
| 15 Year FHA Refi | 8.08% | 1/25/23 |
| 15 Year VA Refi | 5.68% | 1/25/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
16,356Origination Dollar Volume (All Markets)
$7,389,280,000Employee count
8,966Awards
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Bank of the West - 2021
Bank of the West is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Bank Of The West's average 30 year fixed mortgage rate was
3.28%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of 0.13%.
Relative Fees (Closing Costs)
Bank Of The West's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,486.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3,239 | $2,140,985,000 | $661,002 | $5,726 | 3.22% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2,258 | $1,374,660,000 | $608,795 | $5,872 | 3.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 963 | $777,725,000 | $807,606 | $5,379 | 3.13% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 533 | $339,295,000 | $636,576 | $5,622 | 3.46% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 916 | $281,490,000 | $307,303 | $4,057 | 3.36% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 533 | $173,595,000 | $325,694 | $5,104 | 3.72% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 254 | $136,610,000 | $537,835 | $6,226 | 3.34% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 283 | $121,655,000 | $429,876 | $4,902 | 3.27% |
| Outside of Metro Areas | 526 | $121,380,000 | $230,760 | $4,293 | 3.39% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 251 | $97,825,000 | $389,741 | $6,366 | 3.43% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 187 | $94,805,000 | $506,979 | $5,527 | 3.39% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 300 | $92,630,000 | $308,767 | $4,239 | 4.05% |
| STOCKTON, CA (FHA|USDA|VA) | 340 | $87,740,000 | $258,059 | $4,315 | 3.49% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 308 | $87,550,000 | $284,253 | $5,142 | 3.67% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 147 | $79,025,000 | $537,585 | $5,471 | 3.33% |
| MODESTO, CA (FHA|USDA|VA) | 317 | $70,265,000 | $221,656 | $3,889 | 3.50% |
| FRESNO, CA (FHA|USDA|VA) | 184 | $53,650,000 | $291,576 | $4,894 | 3.65% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 281 | $49,575,000 | $176,423 | $5,071 | 3.93% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 328 | $47,040,000 | $143,415 | $3,438 | 3.40% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 240 | $45,280,000 | $188,667 | $4,052 | 3.66% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 116 | $43,260,000 | $372,931 | $4,302 | 3.34% |
| SALINAS, CA (FHA|USDA|VA) | 81 | $43,045,000 | $531,420 | $5,937 | 3.33% |
| BOULDER, CO (FHA|USDA|VA) | 96 | $39,190,000 | $408,229 | $3,888 | 3.16% |
| RENO, NV (FHA|USDA|VA) | 111 | $38,815,000 | $349,685 | $4,609 | 3.52% |
| BOISE CITY, ID (FHA|USDA|VA) | 145 | $37,725,000 | $260,172 | $5,531 | 3.67% |
| VALLEJO, CA (FHA|USDA|VA) | 137 | $34,435,000 | $251,350 | $4,492 | 3.52% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 71 | $33,165,000 | $467,113 | $5,182 | 3.62% |
| Glenwood Springs, CO (FHA|USDA|VA) | 12 | $32,190,000 | $2,682,500 | $16,138 | 2.85% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 170 | $31,430,000 | $184,882 | $4,133 | 3.30% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 147 | $31,335,000 | $213,163 | $0 | 4.37% |
| TUCSON, AZ (FHA|USDA|VA) | 131 | $30,005,000 | $229,046 | $6,873 | 3.46% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 49 | $28,705,000 | $585,816 | $5,145 | 3.37% |
| NAPA, CA (FHA|USDA|VA) | 73 | $25,695,000 | $351,986 | $5,940 | 3.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 49 | $21,785,000 | $444,592 | $3,157 | 3.43% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 92 | $20,910,000 | $227,283 | $5,135 | 3.80% |
| Breckenridge, CO (FHA|USDA|VA) | 44 | $19,060,000 | $433,182 | $5,683 | 3.27% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 57 | $18,285,000 | $320,789 | $6,452 | 3.10% |
| VISALIA, CA (FHA|USDA|VA) | 83 | $18,145,000 | $218,614 | $5,051 | 3.68% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 53 | $18,005,000 | $339,717 | $6,260 | 3.68% |
| FORT COLLINS, CO (FHA|USDA|VA) | 57 | $17,925,000 | $314,474 | $4,713 | 3.32% |
| WICHITA, KS (FHA|USDA|VA) | 105 | $16,995,000 | $161,857 | $4,125 | 3.33% |
| GREELEY, CO (FHA|USDA|VA) | 53 | $16,495,000 | $311,226 | $3,920 | 3.33% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 87 | $15,575,000 | $179,023 | $0 | 4.67% |
| Heber, UT (FHA|USDA|VA) | 10 | $14,800,000 | $1,480,000 | $12,095 | 2.86% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 54 | $14,080,000 | $260,741 | $4,285 | 3.56% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 43 | $12,395,000 | $288,256 | $0 | 4.62% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 36 | $12,290,000 | $341,389 | $0 | 4.57% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 60 | $11,540,000 | $192,333 | $0 | 4.65% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 50 | $11,120,000 | $222,400 | $3,584 | 3.47% |
| Steamboat Springs, CO (FHA|USDA|VA) | 13 | $10,975,000 | $844,231 | $4,702 | 3.19% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 19 | $10,925,000 | $575,000 | $3,501 | 2.97% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 50 | $10,500,000 | $210,000 | $0 | 4.49% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 29 | $9,455,000 | $326,034 | $4,339 | 3.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $9,445,000 | $1,349,286 | $0 | 4.46% |
| MERCED, CA (FHA|USDA|VA) | 39 | $9,175,000 | $235,256 | $4,765 | 3.85% |
| Hailey, ID (FHA|USDA|VA) | 15 | $8,955,000 | $597,000 | $5,126 | 3.09% |
| Jackson, WY-ID (FHA|USDA|VA) | 14 | $8,440,000 | $602,857 | $4,719 | 3.22% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 9 | $8,395,000 | $932,778 | $2,608 | 4.28% |
| CARSON CITY, NV (FHA|USDA|VA) | 22 | $8,250,000 | $375,000 | $4,094 | 3.57% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $8,195,000 | $8,195,000 | $0 | 3.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 13 | $7,065,000 | $543,462 | $0 | 4.10% |
| CHICO, CA (FHA|USDA|VA) | 41 | $6,985,000 | $170,366 | $3,839 | 3.40% |
| SANTA FE, NM (FHA|USDA|VA) | 24 | $6,930,000 | $288,750 | $4,627 | 4.26% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 37 | $6,925,000 | $187,162 | $0 | 4.65% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 29 | $6,845,000 | $236,034 | $5,876 | 4.49% |
| Newport, OR (FHA|USDA|VA) | 38 | $6,350,000 | $167,105 | $5,891 | 3.27% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $5,995,000 | $352,647 | $3,203 | 3.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 26 | $5,760,000 | $221,538 | $0 | 4.83% |
| LAS CRUCES, NM (FHA|USDA|VA) | 41 | $5,725,000 | $139,634 | $4,202 | 3.38% |
| SALEM, OR (FHA|USDA|VA) | 13 | $5,655,000 | $435,000 | $4,245 | 4.12% |
| Outside of Metro Areas | 13 | $5,535,000 | $425,769 | $13,526 | 4.78% |
| CHEYENNE, WY (FHA|USDA|VA) | 33 | $5,535,000 | $167,727 | $4,405 | 3.62% |
| Vermillion, SD (FHA|USDA|VA) | 30 | $5,500,000 | $183,333 | $4,624 | 3.24% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 31 | $5,335,000 | $172,097 | $0 | 4.42% |
| Ardmore, OK (FHA|USDA|VA) | 8 | $4,990,000 | $623,750 | $3,815 | 3.47% |
| YUBA CITY, CA (FHA|USDA|VA) | 19 | $4,885,000 | $257,105 | $3,734 | 4.02% |
| LINCOLN, NE (FHA|USDA|VA) | 34 | $4,720,000 | $138,824 | $3,227 | 3.10% |
| PROVO-OREM, UT (FHA|USDA|VA) | 17 | $4,705,000 | $276,765 | $6,686 | 3.98% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 30 | $4,440,000 | $148,000 | $4,476 | 3.44% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 22 | $4,160,000 | $189,091 | $4,124 | 3.68% |
| BEND, OR (FHA|USDA|VA) | 11 | $4,015,000 | $365,000 | $7,043 | 3.29% |
| EL PASO, TX (FHA|USDA|VA) | 31 | $3,995,000 | $128,871 | $0 | 4.61% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $3,995,000 | $3,995,000 | $0 | 3.00% |
| Sonora, CA (FHA|USDA|VA) | 11 | $3,945,000 | $358,636 | $3,151 | 3.14% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 12 | $3,870,000 | $322,500 | $5,408 | 3.25% |
| Edwards, CO (FHA|USDA|VA) | 6 | $3,750,000 | $625,000 | $12,783 | 3.39% |
| FARGO, ND-MN (FHA|USDA|VA) | 20 | $3,700,000 | $185,000 | $3,429 | 2.98% |
| TULSA, OK (FHA|USDA|VA) | 16 | $3,640,000 | $227,500 | $4,894 | 3.67% |
| Clearlake, CA (FHA|USDA|VA) | 25 | $3,595,000 | $143,800 | $3,713 | 3.68% |
| Riverton, WY (FHA|USDA|VA) | 20 | $3,590,000 | $179,500 | $3,195 | 3.04% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $3,270,000 | $545,000 | $7,431 | 2.78% |
| Montrose, CO (FHA|USDA|VA) | 18 | $3,240,000 | $180,000 | $4,146 | 3.54% |
| Silver City, NM (FHA|USDA|VA) | 5 | $3,205,000 | $641,000 | $5,863 | 2.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $3,075,000 | $1,025,000 | $0 | 3.99% |
| AMES, IA (FHA|USDA|VA) | 31 | $3,035,000 | $97,903 | $3,774 | 3.46% |
| Astoria, OR (FHA|USDA|VA) | 4 | $3,010,000 | $752,500 | $8,456 | 3.00% |
| MADERA, CA (FHA|USDA|VA) | 12 | $2,990,000 | $249,167 | $6,078 | 3.84% |
| Ellensburg, WA (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $5,445 | 3.31% |
| Fergus Falls, MN (FHA|USDA|VA) | 22 | $2,910,000 | $132,273 | $3,589 | 3.56% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $2,670,000 | $667,500 | $3,276 | 3.95% |
| Ottawa, KS (FHA|USDA|VA) | 20 | $2,660,000 | $133,000 | $3,474 | 3.26% |
| Sterling, CO (FHA|USDA|VA) | 18 | $2,630,000 | $146,111 | $4,105 | 3.15% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $2,555,000 | $851,667 | $5,927 | 3.75% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $2,465,000 | $493,000 | $2,655 | 3.48% |
| Prineville, OR (FHA|USDA|VA) | 1 | $2,455,000 | $2,455,000 | $11,793 | 3.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 10 | $2,350,000 | $235,000 | $3,341 | 3.20% |
| Pampa, TX (FHA|USDA|VA) | 1 | $2,255,000 | $2,255,000 | $0 | 1.81% |
| Durango, CO (FHA|USDA|VA) | 2 | $2,210,000 | $1,105,000 | $7,979 | 2.63% |
| CASPER, WY (FHA|USDA|VA) | 12 | $2,080,000 | $173,333 | $4,370 | 3.61% |
| Maryville, MO (FHA|USDA|VA) | 1 | $2,065,000 | $2,065,000 | $0 | 4.38% |
| Rock Springs, WY (FHA|USDA|VA) | 14 | $2,000,000 | $142,857 | $4,706 | 3.45% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $4,575 | 4.36% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 11 | $1,935,000 | $175,909 | $0 | 4.75% |
| North Platte, NE (FHA|USDA|VA) | 14 | $1,900,000 | $135,714 | $4,835 | 3.87% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $13,407 | 3.71% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $0 | 4.74% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $0 | 4.36% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $3,780 | 3.55% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $1,765,000 | $1,765,000 | $0 | 3.33% |
| Dodge City, KS (FHA|USDA|VA) | 13 | $1,755,000 | $135,000 | $3,565 | 3.05% |
| Columbus, NE (FHA|USDA|VA) | 11 | $1,755,000 | $159,545 | $3,392 | 3.33% |
| Laramie, WY (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $3,614 | 3.03% |
| Fremont, NE (FHA|USDA|VA) | 16 | $1,700,000 | $106,250 | $3,013 | 3.33% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $1,685,000 | $1,685,000 | $0 | 2.32% |
| Sheridan, WY (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $5,363 | 4.00% |
| Fernley, NV (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $3,062 | 3.82% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $0 | 4.31% |
| Show Low, AZ (FHA|USDA|VA) | 15 | $1,535,000 | $102,333 | $4,521 | 3.32% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $0 | 4.78% |
| Marshall, MN (FHA|USDA|VA) | 12 | $1,500,000 | $125,000 | $3,764 | 3.17% |
| SAVANNAH, GA (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $0 | 4.78% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $4,341 | 4.00% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $0 | 4.66% |
| Aberdeen, WA (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $0 | 4.68% |
| Ontario, OR-ID (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $3,336 | 4.26% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $1,375,000 | $1,375,000 | $0 | 3.89% |
| Kearney, NE (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $3,217 | 2.92% |
| PUEBLO, CO (FHA|USDA|VA) | 12 | $1,310,000 | $109,167 | $3,593 | 4.70% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 10 | $1,280,000 | $128,000 | $3,867 | 3.46% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $0 | 4.60% |
| Vernal, UT (FHA|USDA|VA) | 14 | $1,160,000 | $82,857 | $0 | 3.89% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $0 | 4.63% |
| Worthington, MN (FHA|USDA|VA) | 10 | $1,160,000 | $116,000 | $3,645 | 3.51% |
| Garden City, KS (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $4,693 | 3.40% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 10 | $1,120,000 | $112,000 | $3,787 | 3.19% |
| Fort Morgan, CO (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $3,605 | 3.15% |
| Norfolk, NE (FHA|USDA|VA) | 11 | $965,000 | $87,727 | $3,506 | 3.60% |
| POCATELLO, ID (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $0 | 4.79% |
| Payson, AZ (FHA|USDA|VA) | 11 | $955,000 | $86,818 | $4,095 | 3.16% |
| Yankton, SD (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,779 | 3.04% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,077 | 3.90% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $0 | 4.64% |
| Beatrice, NE (FHA|USDA|VA) | 11 | $915,000 | $83,182 | $3,460 | 3.62% |
| Carroll, IA (FHA|USDA|VA) | 13 | $905,000 | $69,615 | $3,872 | 3.41% |
| ENID, OK (FHA|USDA|VA) | 9 | $885,000 | $98,333 | $4,205 | 3.15% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,064 | 3.33% |
| Shelton, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $0 | 4.33% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $0 | 3.31% |
| Winfield, KS (FHA|USDA|VA) | 7 | $825,000 | $117,857 | $5,648 | 3.00% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $2,147 | 3.48% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $5,895 | 3.88% |
| Evanston, WY (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $4,756 | 3.80% |
| Ada, OK (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $3,401 | 3.41% |
| Elko, NV (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $0 | 3.88% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $3,896 | 3.56% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,015 | 2.94% |
| Williston, ND (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,497 | 3.19% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $11,920 | 3.17% |
| REDDING, CA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,907 | 3.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 3.06% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,010 | 3.67% |
| IOWA CITY, IA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,352 | 3.03% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $0 | 4.63% |
| Craig, CO (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $4,137 | 3.84% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 5.24% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 3.72% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 3.97% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 3.89% |
| Great Bend, KS (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $5,751 | 3.10% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $0 | 4.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 4.10% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 4.83% |
| Ponca City, OK (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,575 | 3.04% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,376 | 2.84% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,246 | 3.00% |
| Brookings, SD (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,391 | 2.69% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,682 | 3.95% |
| Fallon, NV (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 4.98% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,228 | 3.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,689 | 2.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,757 | 3.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 4.74% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,334 | 3.50% |
| Willmar, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,294 | 3.56% |
| Gillette, WY (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,803 | 3.04% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 4.26% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,803 | 3.08% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,742 | 2.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 3.25% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,688 | 4.20% |
| Burley, ID (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 4.58% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $2,851 | 3.56% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $3,975 | 3.86% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,055 | 2.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $3,086 | 4.04% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,410 | 3.13% |
| Hutchinson, KS (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $3,336 | 3.09% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,308 | 2.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 4.59% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.22% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.00% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,298 | 3.00% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.68% |
| Hastings, NE (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,260 | 2.38% |
| Shawano, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,513 | 4.07% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,226 | 2.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,178 | 4.75% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 3.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,546 | 3.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,595 | 2.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,904 | 4.13% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,190 | 3.00% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.00% |
| Athens, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.50% |
| Othello, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,224 | 2.50% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,989 | 3.38% |
| Centralia, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,580 | 2.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.50% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,592 | 2.13% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.00% |
| Hays, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,700 | 2.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.50% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 4.77% |
| Taos, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.38% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,000 | 4.31% |
| Pella, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,721 | 3.75% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.00% |
| Huron, SD (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $3,528 | 2.94% |
| Deming, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,816 | 4.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,819 | 2.38% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.79% |
| McAlester, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,759 | 3.88% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,196 | 3.25% |
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Product Mix
For 2021, Bank Of The West's most frequently originated type of loan was HELOC, with 8,395 originations. Their 2nd most popular type was Conventional, with 7,825 originations.
Loan Reason
For 2021, Bank Of The West's most frequently cited loan purpose was Refi, with 5,155 originations. The 2nd most popular reason was Home Purchase, with 3,883 originations.
Loan Duration/Length
For 2021, Bank Of The West's most frequently cited loan duration was 30 Year, with 11,951 originations. The 2nd most popular length was Other, with 2,513 originations.
Origination Fees/Closing Costs
Bank Of The West's average total fees were $5,486, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,240 originations.
Interest Rates
During 2021, Bank Of The West's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 2.5-3%, with 6,209 originations.
Loan Sizing
2021 saw Bank Of The West place emphasis on $200k-400k loans with 4,605 originations, totaling $1,274,565,000 in origination value.
Applicant Income
Bank Of The West lent most frequently to those with incomes in the $250k+ range, with 3,753 originations. The second most popular income band? $150k-250k, with 3,201 originations.
Applicant Debt to Income Ratio
Bank Of The West lent most frequently to those with DTI ratios of 20-30%, with 2,704 originations. The next most common DTI ratio? 30-36%, with 2,327 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications72.22%
Bank Of The West has a below average approval rate.
Pick Rate
Approvals leading to origination74.06%
Bank Of The West has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 16,356 | $7,389,280,000 | $451,778 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 16,356 | $7,389,280,000 | $451,778 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF THE WEST | Conventional home mortgage | Trouble during payment process | 6 | 20.0% |
| BANK OF THE WEST | VA mortgage | Trouble during payment process | 1 | 3.3% |
| BANK OF THE WEST | Other type of mortgage | Trouble during payment process | 2 | 6.7% |
| BANK OF THE WEST | Other type of mortgage | Struggling to pay mortgage | 1 | 3.3% |
| BANK OF THE WEST | Other type of mortgage | Closing on a mortgage | 1 | 3.3% |
| BANK OF THE WEST | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.3% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Trouble during payment process | 3 | 10.0% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 4 | 13.3% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 2 | 6.7% |
| BANK OF THE WEST | FHA mortgage | Trouble during payment process | 1 | 3.3% |
| BANK OF THE WEST | Conventional home mortgage | Struggling to pay mortgage | 2 | 6.7% |
| BANK OF THE WEST | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 16.7% |
| BANK OF THE WEST | Conventional home mortgage | Closing on a mortgage | 1 | 3.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bank of The West | 2200 East Lincolnway Cheyenne, WY 82001 | Full Service B&M | $71,352 |
| Bank of The West | 2 North Main Street Sheridan, WY 82801 | Full Service B&M | $28,428 |
| Bank of The West | 240 South 4th Street Douglas, WY 82633 | Full Service B&M | $15,438 |
| Bank of The West | 222 Garfield Street Laramie, WY 82070 | Full Service B&M | $35,974 |
| Bank of The West | 405 6th Street Crested Butte, CO 81224 | Full Service B&M | $94,506 |
| Bank of The West | 300 North Rock Road Derby, KS 67037 | Full Service B&M | $21,641 |
| Bank of The West | 7225 North Oracle Road Tucson, AZ 85704 | Full Service B&M | $457,776 |
| Bank of The West | 700 Main Street Napa, CA 94559 | Limited, Administrative | $0 |
| Bank of The West | 712 Durant Street Harlan, IA 51537 | Full Service B&M | $13,259 |
| Bank of The West | 405 Heivly Street Decorah, IA 52101 | Limited, Drive-thru | $0 |
| Bank of The West | 717 Eighth Street Boone, IA 50036 | Full Service B&M | $56,659 |
| Bank of The West | 848 Main Street Evanston, WY 82930 | Full Service B&M | $32,846 |
| Bank of The West | 1050 Del Monte Center Monterey, CA 93940 | Full Service B&M | $131,630 |
| Bank of The West | 10 Shoshone Avenue Green River, WY 82935 | Full Service B&M | $44,102 |
| Bank of The West | 100 S. San Fernando Boulevard Burbank, CA 91502 | Full Service B&M | $41,492 |
| Bank of The West | 1211 North 7th Street Grand Junction, CO 81501 | Full Service B&M | $121,031 |
| Bank of The West | 10230 South Paramount Boulevard Downey, CA 90241 | Full Service B&M | $418,221 |
| Bank of The West | 1024 Broadway Wheaton, MN 56296 | Full Service B&M | $26,885 |
| Bank of The West | 1026 Park Avenue Meeteetse, WY 82433 | Full Service B&M | $6,193 |
| Bank of The West | 1027 Fourth Avenue Worthington, MN 56187 | Full Service B&M | $48,937 |
| Bank of The West | 103 East Memory Lane Santa Ana, CA 92705 | Full Service B&M | $289,211 |
| Bank of The West | 1036 State Street Santa Barbara, CA 93101 | Full Service B&M | $153,298 |
| Bank of The West | 10393 N. Huron St Northglenn, CO 80260 | Full Service B&M | $51,887 |
| Bank of The West | 104 North Exene Street Gettysburg, SD 57442 | Full Service B&M | $30,122 |
| Bank of The West | 10401 East Colfax Avenue Aurora, CO 80010 | Full Service B&M | $33,909 |
| Bank of The West | 10425 West Colfax Avenue Lakewood, CO 80215 | Full Service B&M | $51,718 |
| Bank of The West | 1045 George Washington Way Richland, WA 99352 | Full Service B&M | $22,458 |
| Bank of The West | 1045 Whitley Avenue Corcoran, CA 93212 | Full Service B&M | $67,084 |
| Bank of The West | 105 North Washington Street Bloomfield, IA 52537 | Full Service B&M | $22,955 |
| Bank of The West | 11100 San Pablo Avenue El Cerrito, CA 94530 | Full Service B&M | $147,307 |
| Bank of The West | 11111 N. Wolfe Rd., Suite A Cupertino, CA 95014 | Full Service B&M | $123,610 |
| Bank of The West | 1112 Galleria Boulevard, Suite 170 Roseville, CA 95678 | Full Service B&M | $93,225 |
| Bank of The West | 1113 Main St Winfield, KS 67156 | Full Service B&M | $29,943 |
| Bank of The West | 112 South Main Street Toledo, OR 97391 | Full Service B&M | $35,905 |
| Bank of The West | 11202 Donner Pass Road Truckee, CA 96161 | Full Service B&M | $119,097 |
| Bank of The West | 1130 Sheridan Avenue Cody, WY 82414 | Full Service B&M | $33,135 |
| Bank of The West | 11451 South Twenty Mile Road Parker, CO 80134 | Full Service B&M | $46,673 |
| Bank of The West | 115 Central Avenue South Beach, ND 58621 | Full Service B&M | $15,578 |
| Bank of The West | 1155 West Huntington Drive Arcadia, CA 91006 | Full Service B&M | $124,545 |
| Bank of The West | 1171 East Rancho Vistoso Boulevard, Suite 101 Oro Valley, AZ 85755 | Full Service B&M | $84,489 |
| Bank of The West | 118 Elm Street Spooner, WI 54801 | Full Service B&M | $35,058 |
| Bank of The West | 1191 2nd Avenue, Suite 120 Seattle, WA 98101 | Full Service B&M | $233,083 |
| Bank of The West | 12127 North Highway 14 Cedar Crest, NM 87008 | Full Service B&M | $52,503 |
| Bank of The West | 12135 South Garfield Avenue South Gate, CA 90280 | Full Service B&M | $59,687 |
| Bank of The West | 12255 West Center Road Omaha, NE 68144 | Full Service B&M | $40,595 |
| Bank of The West | 123 Astronaut E S Onizuka Street, Ste 101 Los Angeles, CA 90012 | Full Service B&M | $110,792 |
| Bank of The West | 123 East Main Street Riverton, WY 82501 | Full Service B&M | $28,162 |
| Bank of The West | 123 North Jefferson Street Minneota, MN 56264 | Full Service B&M | $34,611 |
| Bank of The West | 1234 East Main Street El Cajon, CA 92021 | Full Service B&M | $82,386 |
| Bank of The West | 124 East Grove Street Caledonia, MN 55921 | Full Service B&M | $32,673 |
| Bank of The West | 125 South Baxter Holyoke, CO 80734 | Full Service B&M | $28,096 |
| Bank of The West | 1250 Pacific Avenue, Suite 100 Tacoma, WA 98402 | Full Service B&M | $22,674 |
| Bank of The West | 12545 Central Avenue Chino, CA 91710 | Full Service B&M | $258,069 |
| Bank of The West | 12572 South Creek Meadow Road Riverton, UT 84065 | Full Service B&M | $43,124 |
| Bank of The West | 150 Commerce Avenue Manteca, CA 95336 | Full Service B&M | $140,884 |
| Bank of The West | 13220 California Street, Ste 100 Omaha, NE 68154 | Full Service B&M | $545,442 |
| Bank of The West | 13275 Central Avenue Mayer, AZ 86333 | Full Service B&M | $21,793 |
| Bank of The West | 13299 East Highway 88 Lockeford, CA 95237 | Full Service B&M | $67,892 |
| Bank of The West | 1330 East 23rd Street Fremont, NE 68025 | Full Service B&M | $29,290 |
| Bank of The West | 1330 S. Beach Boulevard, Suite A La Habra, CA 90631 | Full Service B&M | $94,565 |
| Bank of The West | 13300 Crossroads Parkway N, Suite 120 City Of Industry, CA 91746 | Full Service B&M | $64,985 |
| Bank of The West | 1333 North California Boulevard Walnut Creek, CA 94596 | Limited, Drive-thru | $0 |
| Bank of The West | 134 Maag Avenue Oakdale, CA 95361 | Full Service B&M | $95,641 |
| Bank of The West | 13422 Lincoln Way Auburn, CA 95603 | Full Service B&M | $96,019 |
| Bank of The West | 135 Main Street Corsica, SD 57328 | Full Service B&M | $22,004 |
| Bank of The West | 13505 California Street Omaha, NE 68154 | Limited, Drive-thru | $0 |
| Bank of The West | 13506 West Maple Road Omaha, NE 68164 | Full Service B&M | $74,773 |
| Bank of The West | 14125 St. Francis Boulevard Ramsey, MN 55303 | Full Service B&M | $42,964 |
| Bank of The West | 142 East 200 South Salt Lake City, UT 84111 | Full Service B&M | $216,507 |
| Bank of The West | 1420 Ohio St Augusta, KS 67010 | Full Service B&M | $21,678 |
| Bank of The West | 14220 Ramona Boulevard Baldwin Park, CA 91706 | Full Service B&M | $58,472 |
| Bank of The West | 1440 East Hammer Lane Stockton, CA 95210 | Full Service B&M | $130,143 |
| Bank of The West | 14477 Culver Drive Irvine, CA 92604 | Full Service B&M | $94,346 |
| Bank of The West | 1451 Main Street St. Helena, CA 94574 | Full Service B&M | $60,657 |
| Bank of The West | 146 G Street Salida, CO 81201 | Full Service B&M | $47,312 |
| Bank of The West | 1480 Shattuck Avenue Berkeley, CA 94709 | Full Service B&M | $104,375 |
| Bank of The West | 149 Park Road Burlingame, CA 94010 | Full Service B&M | $110,485 |
| Bank of The West | 14948 Camden Avenue San Jose, CA 95124 | Full Service B&M | $163,737 |
| Bank of The West | 15 East Main Street Vermillion, SD 57069 | Full Service B&M | $66,537 |
| Bank of The West | 1600 Sw 89th Street Oklahoma City, OK 73159 | Full Service B&M | $10,958 |
| Bank of The West | 1601 Washington Avenue San Leandro, CA 94577 | Full Service B&M | $142,266 |
| Bank of The West | 16027 Ventura Boulevard, Suite 100 Encino, CA 91436 | Full Service B&M | $197,693 |
| Bank of The West | 1610 Hover Street Longmont, CO 80501 | Full Service B&M | $72,861 |
| Bank of The West | 1630 S Wells Avenue Meridian, ID 83642 | Full Service B&M | $51,198 |
| Bank of The West | 1633 First Street Escalon, CA 95320 | Full Service B&M | $125,682 |
| Bank of The West | 1651 Response Road Sacramento, CA 95815 | Full Service B&M | $39,784 |
| Bank of The West | 16555 Boones Ferry Road, Suite 100 Lake Oswego, OR 97035 | Full Service B&M | $41,230 |
| Bank of The West | 16778 East Smoky Hill Road Centennial, CO 80015 | Full Service B&M | $70,816 |
| Bank of The West | 16808 Harrison Street Omaha, NE 68136 | Full Service B&M | $42,229 |
| Bank of The West | 16900 Nordhoff Street Northridge, CA 91343 | Full Service B&M | $80,438 |
| Bank of The West | 1701 North Long Beach Boulevard Compton, CA 90221 | Full Service B&M | $23,034 |
| Bank of The West | 186 Main Street Woodland, CA 95695 | Full Service B&M | $107,282 |
| Bank of The West | 18860 Cox Avenue Saratoga, CA 95070 | Full Service B&M | $132,170 |
| Bank of The West | 19005 Colima Road Rowland Heights, CA 91748 | Full Service B&M | $167,827 |
| Bank of The West | 19006 Brookhurst Street Huntington Beach, CA 92646 | Full Service B&M | $98,477 |
| Bank of The West | 1907 N. Milt Phillips Seminole, OK 74868 | Full Service B&M | $20,618 |
| Bank of The West | 19191 South Vermont Avenue, Suite 150 Torrance, CA 90502 | Full Service B&M | $58,942 |
| Bank of The West | 1921 Harney Street Omaha, NE 68102 | Full Service B&M | $44,583 |
| Bank of The West | 1926 Pacific Avenue Forest Grove, OR 97116 | Full Service B&M | $107,889 |
| Bank of The West | 195 East 4th Avenue San Mateo, CA 94401 | Full Service B&M | $131,074 |
| Bank of The West | 1965 W 38th Avenue Denver, CO 80211 | Full Service B&M | $81,029 |
| Bank of The West | 1969 Diamond Boulevard Concord, CA 94520 | Full Service B&M | $403,384 |
| Bank of The West | 19858 Ventura Boulevard Woodland Hills, CA 91364 | Full Service B&M | $95,408 |
| Bank of The West | 2023 Mountain Boulevard Oakland, CA 94611 | Full Service B&M | $120,514 |
| Bank of The West | 203 Tenth Street Windom, MN 56101 | Full Service B&M | $51,700 |
| Bank of The West | 2035 Fresno Street Fresno, CA 93721 | Full Service B&M | $569,952 |
| Bank of The West | 204 Main Street Lakefield, MN 56150 | Full Service B&M | $13,903 |
| Bank of The West | 205 North Main Street Gordon, NE 69343 | Full Service B&M | $23,092 |
| Bank of The West | 2050 S Downing St Denver, CO 80210 | Full Service B&M | $88,925 |
| Bank of The West | 20516 Devonshire Street Chatsworth, CA 91311 | Full Service B&M | $90,226 |
| Bank of The West | 206 Tennant Station Morgan Hill, CA 95037 | Full Service B&M | $142,402 |
| Bank of The West | 2070 Us Highway 60 Miami, AZ 85539 | Full Service B&M | $45,744 |
| Bank of The West | 21 Moraga Way Orinda, CA 94563 | Full Service B&M | $82,726 |
| Bank of The West | 210 W 3rd Street (3rd And Chadron Avenue) Chadron, NE 69337 | Full Service B&M | $20,400 |
| Bank of The West | 2101 Eubank Boulevard N.E. Albuquerque, NM 87112 | Full Service B&M | $46,859 |
| Bank of The West | 2101 Fulkerth Road Turlock, CA 95380 | Full Service B&M | $132,480 |
| Bank of The West | 2103 South 16th Street Lincoln, NE 68502 | Full Service B&M | $38,609 |
| Bank of The West | 211 E. Boston Avenue Indianola, IA 50125 | Full Service B&M | $42,478 |
| Bank of The West | 2110 West Shaw Avenue Fresno, CA 93711 | Full Service B&M | $121,238 |
| Bank of The West | 2123 North Maize Road Wichita, KS 67212 | Full Service B&M | $87,109 |
| Bank of The West | 213 North Commercial Street Trinidad, CO 81082 | Full Service B&M | $49,105 |
| Bank of The West | 214 Atlantic Avenue Morris, MN 56267 | Full Service B&M | $42,545 |
| Bank of The West | 214 Main Street Lemmon, SD 57638 | Full Service B&M | $26,736 |
| Bank of The West | 215 South Wadsworth Boulevard Lakewood, CO 80226 | Full Service B&M | $115,906 |
| Bank of The West | 2161 Lake Tahoe Boulevard South Lake Tahoe, CA 96150 | Full Service B&M | $139,411 |
| Bank of The West | 2195 Main Street, Suite D Oakley, CA 94561 | Full Service B&M | $121,954 |
| Bank of The West | 2199 Nw 159th Street Clive, IA 50325 | Full Service B&M | $38,707 |
| Bank of The West | 220 4th St Rawlins, WY 82301 | Full Service B&M | $15,158 |
| Bank of The West | 2200 E Arapahoe Road Centennial, CO 80122 | Full Service B&M | $65,272 |
| Bank of The West | 222 Sw Columbia Street Ste 1050 Portland, OR 97201 | Full Service B&M | $0 |
| Bank of The West | 224 Box Butte Avenue Alliance, NE 69301 | Full Service B&M | $46,931 |
| Bank of The West | 2288 Westborough Boulevard, Suite 107 South San Francisco, CA 94080 | Full Service B&M | $83,864 |
| Bank of The West | 229 South Church Street Lodi, CA 95240 | Full Service B&M | $105,438 |
| Bank of The West | 2299 Market Street San Francisco, CA 94114 | Full Service B&M | $44,710 |
| Bank of The West | 230 West Seventh Street Hanford, CA 93230 | Full Service B&M | $102,651 |
| Bank of The West | 2301 South Mooney Boulevard Visalia, CA 93277 | Full Service B&M | $317,026 |
| Bank of The West | 231 South Main Street Lusk, WY 82225 | Full Service B&M | $18,437 |
| Bank of The West | 23330 Hawthorne Boulevard Torrance, CA 90505 | Full Service B&M | $61,224 |
| Bank of The West | 239 Westlake Center Daly City, CA 94015 | Full Service B&M | $109,805 |
| Bank of The West | 2395 Huntington Drive San Marino, CA 91108 | Full Service B&M | $53,664 |
| Bank of The West | 2395 Winchester Boulevard Campbell, CA 95008 | Full Service B&M | $189,891 |
| Bank of The West | 24299 Southland Drive Hayward, CA 94545 | Full Service B&M | $109,052 |
| Bank of The West | 248 S.W. Coast Highway Newport, OR 97365 | Full Service B&M | $39,832 |
| Bank of The West | 2484 2nd St Livermore, CA 94550 | Full Service B&M | $217,182 |
| Bank of The West | 2495 Bancroft Way, Suite 138 Berkeley, CA 94704 | Full Service B&M | $17,000 |
| Bank of The West | 2495 N.W. Town Center Drive Beaverton, OR 97006 | Full Service B&M | $54,463 |
| Bank of The West | 250 Marquette Avenue, Suite 575 Minneapolis, MN 55401 | Full Service B&M | $897,524 |
| Bank of The West | 2500 East Colorado Boulevard Pasadena, CA 91107 | Full Service B&M | $79,701 |
| Bank of The West | 2501 East Whitmore Avenue Ceres, CA 95307 | Full Service B&M | $102,890 |
| Bank of The West | 2507 Somersville Road Antioch, CA 94509 | Full Service B&M | $122,278 |
| Bank of The West | 2527 Camino Ramon San Ramon, CA 94583 | Full Service B&M | $15,836,041 |
| Bank of The West | 255 N Main St Wichita, KS 67202 | Full Service B&M | $139,911 |
| Bank of The West | 2555 E. Camelback Road, Suite 160 Phoenix, AZ 85016 | Full Service B&M | $235,735 |
| Bank of The West | 25657 Conifer Road Conifer, CO 80433 | Full Service B&M | $112,650 |
| Bank of The West | 25800 Carlos Bee Boulevard Hayward, CA 94542 | Limited, Mobile/Seasonal Office | $0 |
| Bank of The West | 2581 Fair Oaks Boulevard Sacramento, CA 95825 | Full Service B&M | $117,003 |
| Bank of The West | 2596 Hubbell Avenue Des Moines, IA 50317 | Full Service B&M | $41,081 |
| Bank of The West | 26 East Seventh Avenue Redfield, SD 57469 | Full Service B&M | $45,854 |
| Bank of The West | 260 Coddingtown Mall Santa Rosa, CA 95401 | Full Service B&M | $65,580 |
| Bank of The West | 260 West Central Avenue Coolidge, AZ 85128 | Full Service B&M | $25,505 |
| Bank of The West | 2606 Ocean Avenue San Francisco, CA 94132 | Full Service B&M | $88,169 |
| Bank of The West | 2610 Main Street Nw Los Lunas, NM 87031 | Full Service B&M | $40,849 |
| Bank of The West | 2626 Oro Dam Boulevard Oroville, CA 95966 | Full Service B&M | $85,109 |
| Bank of The West | 2675 San Bruno Avenue San Francisco, CA 94134 | Full Service B&M | $199,126 |
| Bank of The West | 26941 Crown Valley Parkway Mission Viejo, CA 92691 | Full Service B&M | $75,645 |
| Bank of The West | 27011 Mcbean Parkway,suite 101 Valencia, CA 91355 | Full Service B&M | $27,311 |
| Bank of The West | 2714 23rd Street Columbus, NE 68601 | Full Service B&M | $28,241 |
| Bank of The West | 2720 S. Colorado Boulevard #700 Denver, CO 80222 | Full Service B&M | $50,495 |
| Bank of The West | 2801 Fourth Street Santa Rosa, CA 95405 | Full Service B&M | $83,702 |
| Bank of The West | 2812 Mission Street San Francisco, CA 94110 | Full Service B&M | $37,358 |
| Bank of The West | 2900 Railroad Avenue Pittsburg, CA 94565 | Full Service B&M | $90,726 |
| Bank of The West | 2910 Stevens Creek Boulevard San Jose, CA 95128 | Full Service B&M | $144,932 |
| Bank of The West | 2925 South Rainbow Las Vegas, NV 89146 | Full Service B&M | $88,368 |
| Bank of The West | 2970 Quebec St Denver, CO 80207 | Full Service B&M | $40,130 |
| Bank of The West | 2976 N. Carson Street Carson City, NV 89706 | Full Service B&M | $90,305 |
| Bank of The West | 2980 West Sahara Las Vegas, NV 89102 | Full Service B&M | $45,755 |
| Bank of The West | 300 N Anthony Drive Anthony, NM 88021 | Full Service B&M | $20,115 |
| Bank of The West | 300 South Grand Avenue Los Angeles, CA 90071 | Full Service B&M | $470,875 |
| Bank of The West | 300 South Wolcott Casper, WY 82601 | Full Service B&M | $366,081 |
| Bank of The West | 300 Williamson Avenue Winslow, AZ 86047 | Full Service B&M | $35,874 |
| Bank of The West | 301 Mission Street San Francisco, CA 94105 | Full Service B&M | $75,097 |
| Bank of The West | 301 West 4th Street North Platte, NE 69101 | Full Service B&M | $21,084 |
| Bank of The West | 302 North First Street Saratoga, WY 82331 | Full Service B&M | $30,851 |
| Bank of The West | 3021 Yorba Linda Boulevard Fullerton, CA 92831 | Full Service B&M | $69,463 |
| Bank of The West | 303 E 6th St Loveland, CO 80537 | Full Service B&M | $37,672 |
| Bank of The West | 303 Main Street Lander, WY 82520 | Full Service B&M | $24,408 |
| Bank of The West | 303 Main Street Lyons, CO 80540 | Full Service B&M | $38,110 |
| Bank of The West | 303 Roma Avenue Nw Albuquerque, NM 87102 | Full Service Retail | $1,434,752 |
| Bank of The West | 3041 South Kinney Road Tucson, AZ 85713 | Full Service B&M | $62,516 |
| Bank of The West | 3055 North Rock Road Wichita, KS 67226 | Full Service B&M | $34,272 |
| Bank of The West | 3062 East 9th Street Oakland, CA 94601 | Full Service B&M | $37,726 |
| Bank of The West | 307 Diablo Road Danville, CA 94526 | Full Service B&M | $118,093 |
| Bank of The West | 308 North Santa Cruz Avenue Los Gatos, CA 95030 | Full Service B&M | $158,471 |
| Bank of The West | 3081 Mckee Road San Jose, CA 95127 | Full Service B&M | $177,790 |
| Bank of The West | 3102 S. Sheridan Blvd, Suite 700 Denver, CO 80227 | Full Service B&M | $71,019 |
| Bank of The West | 311 South State College Boulevard Brea, CA 92821 | Full Service B&M | $48,927 |
| Bank of The West | 312 North Ruby Street Ellensburg, WA 98926 | Full Service B&M | $39,103 |
| Bank of The West | 3121 South 7 Hwy Blue Springs, MO 64015 | Full Service B&M | $43,498 |
| Bank of The West | 3175 N Swan Road, Suite 101 Tucson, AZ 85712 | Full Service B&M | $259,965 |
| Bank of The West | 3180 Sw Cedar Hills Boulevard Beaverton, OR 97005 | Full Service B&M | $24,479 |
| Bank of The West | 3201 F Road Clifton, CO 81520 | Full Service B&M | $34,410 |
| Bank of The West | 3201 Juan Tabo, Ne Albuquerque, NM 87111 | Full Service B&M | $56,058 |
| Bank of The West | 321 Gellert Blvd Daly City, CA 94015 | Full Service B&M | $132,953 |
| Bank of The West | 321 N. Commerce Ardmore, OK 73401 | Full Service B&M | $23,070 |
| Bank of The West | 323 North Norman Street Ivanhoe, MN 56142 | Full Service B&M | $23,987 |
| Bank of The West | 324 W 14th St Larned, KS 67550 | Full Service B&M | $25,559 |
| Bank of The West | 3255 West March Lane, Suite 100 Stockton, CA 95219 | Full Service B&M | $107,436 |
| Bank of The West | 330 Davis Street Vacaville, CA 95688 | Full Service B&M | $108,791 |
| Bank of The West | 3300 Jefferson Street Napa, CA 94558 | Full Service B&M | $415,243 |
| Bank of The West | 3301 West State Street Grand Island, NE 68803 | Full Service B&M | $18,004 |
| Bank of The West | 331 North Atlantic Boulevard, Suite 101 Monterey Park, CA 91754 | Full Service B&M | $247,469 |
| Bank of The West | 333 East Tulare Avenue Tulare, CA 93274 | Full Service B&M | $60,219 |
| Bank of The West | 33301 Alvarado Niles Road Union City, CA 94587 | Full Service B&M | $139,716 |
| Bank of The West | 339 N Saddle Creek Rd Omaha, NE 68131 | Full Service B&M | $74,754 |
| Bank of The West | 3808 W. Riverside Drive Burbank, CA 91505 | Full Service B&M | $54,627 |
| Bank of The West | 3396 Castro Valley Boulevard Castro Valley, CA 94546 | Full Service B&M | $188,467 |
| Bank of The West | 34 East Gridley Road Gridley, CA 95948 | Full Service B&M | $94,820 |
| Bank of The West | 3400 Lakeshore Avenue Oakland, CA 94610 | Full Service B&M | $103,389 |
| Bank of The West | 345 East Tulare Street Dinuba, CA 93618 | Full Service B&M | $58,980 |
| Bank of The West | 3494 Mt. Whitney Avenue Riverdale, CA 93656 | Full Service B&M | $74,473 |
| Bank of The West | 3500 Aviation Boulevard Redondo Beach, CA 90278 | Full Service B&M | $91,970 |
| Bank of The West | 3509 El Camino Avenue Sacramento, CA 95821 | Full Service B&M | $218,694 |
| Bank of The West | 351 Main Street Superior, AZ 85173 | Full Service B&M | $27,442 |
| Bank of The West | 35125 Newark Boulevard Newark, CA 94560 | Full Service B&M | $137,470 |
| Bank of The West | 3520 North 90th Street Omaha, NE 68134 | Full Service B&M | $71,179 |
| Bank of The West | 3525 West Court Street Pasco, WA 99301 | Full Service B&M | $41,210 |
| Bank of The West | 3549 S. Peoria Avenue Tulsa, OK 74105 | Full Service B&M | $18,240 |
| Bank of The West | 3583 Mt. Diablo Boulevard Lafayette, CA 94549 | Full Service B&M | $104,458 |
| Bank of The West | 3600 Mchenry Avenue Modesto, CA 95356 | Full Service B&M | $418,036 |
| Bank of The West | 3600 Nw 138th Street Oklahoma City, OK 73134 | Limited, Administrative | $0 |
| Bank of The West | 371 West Esplanade Drive Oxnard, CA 93036 | Full Service B&M | $46,502 |
| Bank of The West | 3733 Isleta Boulevard, S.W. Albuquerque, NM 87105 | Full Service B&M | $57,652 |
| Bank of The West | 3735 Southern Boulevard, S.E. Rio Rancho, NM 87124 | Full Service B&M | $50,325 |
| Bank of The West | 3775 W. Orange Grove Road Tucson, AZ 85741 | Full Service B&M | $35,236 |
| Bank of The West | 3779 Evergreen Pkwy Evergreen, CO 80439 | Full Service B&M | $129,204 |
| Bank of The West | 3780 State Street Santa Barbara, CA 93105 | Full Service B&M | $107,254 |
| Bank of The West | 380 South Mathilda Avenue Sunnyvale, CA 94086 | Full Service B&M | $110,291 |
| Bank of The West | 3800 Arapahoe Avenue Boulder, CO 80303 | Full Service B&M | $92,391 |
| Bank of The West | 3801 Pelandale Avenue, Suite C Modesto, CA 95356 | Full Service B&M | $93,418 |
| Bank of The West | 3820 Capitola Road Capitola, CA 95010 | Full Service B&M | $110,240 |
| Bank of The West | 387 N Main Street Eagar, AZ 85925 | Full Service B&M | $43,948 |
| Bank of The West | 3931 South Bristol Street Santa Ana, CA 92704 | Full Service B&M | $51,507 |
| Bank of The West | 400 Center Drive Superior, CO 80027 | Full Service B&M | $31,432 |
| Bank of The West | 400 North Glendale Avenue Glendale, CA 91206 | Full Service B&M | $120,455 |
| Bank of The West | 400 West Front View Road Dodge City, KS 67801 | Full Service B&M | $22,805 |
| Bank of The West | 4001 13th Avenue Sw Fargo, ND 58103 | Full Service B&M | $58,071 |
| Bank of The West | 4001 Manzanita Avenue Carmichael, CA 95608 | Full Service B&M | $51,319 |
| Bank of The West | 4009 Twin Creek Dr Bellevue, NE 68123 | Full Service B&M | $63,889 |
| Bank of The West | 401 South Glendora Avenue West Covina, CA 91790 | Full Service B&M | $78,011 |
| Bank of The West | 402 Main Street Delta, CO 81416 | Full Service B&M | $39,709 |
| Bank of The West | 402 North Main Street Valentine, NE 69201 | Full Service B&M | $35,048 |
| Bank of The West | 403 Main Street Platte, SD 57369 | Full Service B&M | $33,154 |
| Bank of The West | 408 Minnesota Avenue Breckenridge, MN 56520 | Full Service B&M | $29,679 |
| Bank of The West | 411 North Ankeny Boulevard Ankeny, IA 50023 | Full Service B&M | $48,471 |
| Bank of The West | 411 West Main Street Ripon, CA 95366 | Full Service B&M | $114,410 |
| Bank of The West | 412 East Main Street Ada, MN 56510 | Full Service B&M | $17,724 |
| Bank of The West | 414 S. California Avenue Palo Alto, CA 94306 | Full Service B&M | $145,367 |
| Bank of The West | 415 Mountain Ave Berthoud, CO 80513 | Full Service B&M | $48,950 |
| Bank of The West | 416 S.W. 20th St Pendleton, OR 97801 | Full Service B&M | $35,901 |
| Bank of The West | 4180 La Jolla Village Drive, Suite 150 La Jolla, CA 92037 | Full Service B&M | $50,135 |
| Bank of The West | 419 Nw Broadway Avenue Portland, OR 97209 | Full Service B&M | $31,272 |
| Bank of The West | 421 East Main Cushing, OK 74023 | Full Service B&M | $16,849 |
| Bank of The West | 4221 San Mateo Boulevard Albuquerque, NM 87110 | Full Service B&M | $30,878 |
| Bank of The West | 425 Walker Street Woodbine, IA 51579 | Full Service B&M | $23,560 |
| Bank of The West | 4290 West 10th Street Greeley, CO 80634 | Full Service B&M | $68,731 |
| Bank of The West | 4300 Sonoma Boulevard Suite 300 Vallejo, CA 94589 | Full Service B&M | $105,758 |
| Bank of The West | 4301 S Broadway Englewood, CO 80113 | Full Service B&M | $85,129 |
| Bank of The West | 440 Budd Avenue Big Piney, WY 83113 | Full Service B&M | $27,215 |
| Bank of The West | 4400 Macarthur Boulevard, Suite 100 Newport Beach, CA 92660 | Full Service B&M | $2,773,650 |
| Bank of The West | 4407 Second Avenue Kearney, NE 68847 | Full Service B&M | $23,636 |
| Bank of The West | 450 Center Street Healdsburg, CA 95448 | Full Service B&M | $85,573 |
| Bank of The West | 4501 East La Palma Avenue Anaheim, CA 92807 | Full Service B&M | $92,461 |
| Bank of The West | 4540 Balfour Road Brentwood, CA 94513 | Full Service B&M | $209,742 |
| Bank of The West | 460 Brunswick Road Grass Valley, CA 95945 | Full Service B&M | $152,848 |
| Bank of The West | 4610 South Noland Road Independence, MO 64055 | Full Service B&M | $36,570 |
| Bank of The West | 465 South Columbia River Highway St. Helens, OR 97051 | Full Service B&M | $26,797 |
| Bank of The West | 4659 S.W. Highway 101 Lincoln City, OR 97367 | Full Service B&M | $26,776 |
| Bank of The West | 4724 South 24th Street Omaha, NE 68107 | Full Service B&M | $45,371 |
| Bank of The West | 480 Columbus Avenue San Francisco, CA 94133 | Full Service B&M | $110,741 |
| Bank of The West | 480 North Navajo Drive Page, AZ 86040 | Full Service B&M | $39,289 |
| Bank of The West | 4910 Southeast 14th Street Des Moines, IA 50320 | Full Service B&M | $56,968 |
| Bank of The West | 494 Magnolia Ave Larkspur, CA 94939 | Full Service B&M | $104,542 |
| Bank of The West | 4950 Kietzke Lane Reno, NV 89509 | Full Service B&M | $261,373 |
| Bank of The West | 496 Long Beach Boulevard Long Beach, CA 90802 | Full Service B&M | $38,101 |
| Bank of The West | 5 Plaza Circle Patterson, CA 95363 | Full Service B&M | $70,068 |
| Bank of The West | 50 Wiley Avenue Lidgerwood, ND 58053 | Full Service B&M | $51,920 |
| Bank of The West | 500 Capital Mall, Suite 100 Sacramento, CA 95814 | Full Service B&M | $1,791,388 |
| Bank of The West | 500 Dr. Martin Luther King Dr. N.E. Albuquerque, NM 87102 | Full Service B&M | $25,847 |
| Bank of The West | 500 Marquette N.W. Albuquerque, NM 87102 | Full Service B&M | $0 |
| Bank of The West | 5000 Edgewood Road, Ne Cedar Rapids, IA 52411 | Full Service B&M | $49,906 |
| Bank of The West | 501 Castro Street Mountain View, CA 94041 | Full Service B&M | $88,146 |
| Bank of The West | 502 14th Street Burlington, CO 80807 | Full Service B&M | $24,716 |
| Bank of The West | 505 Montgomery Street San Francisco, CA 94111 | Full Service B&M | $297,856 |
| Bank of The West | 505 Sunset Drive Ontario, OR 97914 | Full Service B&M | $28,740 |
| Bank of The West | 510 J Street Parlier, CA 93648 | Full Service B&M | $41,160 |
| Bank of The West | 5120 Mowry Avenue Fremont, CA 94538 | Full Service B&M | $233,654 |
| Bank of The West | 520 East Boxelder Road Gillette, WY 82718 | Full Service B&M | $21,022 |
| Bank of The West | 520 Main Avenue Fargo, ND 58124 | Full Service B&M | $471,081 |
| Bank of The West | 5201 California Avenue Bakersfield, CA 93309 | Full Service B&M | $60,758 |
| Bank of The West | 522 East Yakima Avenue Yakima, WA 98901 | Full Service B&M | $54,962 |
| Bank of The West | 5225 O Street Lincoln, NE 68510 | Full Service B&M | $52,266 |
| Bank of The West | 5228 Central Avenue Sw Albuquerque, NM 87105 | Full Service B&M | $63,335 |
| Bank of The West | 5240 Clark Avenue Lakewood, CA 90712 | Full Service B&M | $125,326 |
| Bank of The West | 5245 N. W. 64th Street Kansas City, MO 64151 | Full Service B&M | $121,976 |
| Bank of The West | 525 Main Street Ames, IA 50010 | Full Service B&M | $40,935 |
| Bank of The West | 531 Cowper Street Palo Alto, CA 94301 | Limited, Drive-thru | $0 |
| Bank of The West | 5370 Jefferson Avenue Chino, CA 91710 | Limited, Drive-thru | $0 |
| Bank of The West | 540 N El Dorado Street Stockton, CA 95202 | Full Service B&M | $133,264 |
| Bank of The West | 5401 Central Avenue N.E. Albuquerque, NM 87108 | Full Service B&M | $62,984 |
| Bank of The West | 5452 Sunol Boulevard Pleasanton, CA 94566 | Full Service B&M | $142,091 |
| Bank of The West | 5501 Jefferson N.E. Albuquerque, NM 87109 | Full Service B&M | $83,531 |
| Bank of The West | 555 Lincoln Avenue Steamboat Springs, CO 80487 | Full Service B&M | $52,799 |
| Bank of The West | 5555 North Pershing Avenue Stockton, CA 95207 | Full Service B&M | $200,976 |
| Bank of The West | 560 N Wilson Way Stockton, CA 95205 | Full Service B&M | $72,335 |
| Bank of The West | 5600 West 83rd Street, Suite 200 Bloomington, MN 55437 | Full Service B&M | $11,283 |
| Bank of The West | 5603 N Pennsylvania Oklahoma City, OK 73112 | Full Service B&M | $47,800 |
| Bank of The West | 5700 Village Boulevard Lincoln, NE 68516 | Full Service B&M | $29,151 |
| Bank of The West | 5721 Merle Hay Road, Suite 10 Johnston, IA 50131 | Full Service B&M | $33,777 |
| Bank of The West | 5757 Nw Expressway Oklahoma City, OK 73132 | Full Service B&M | $21,358 |
| Bank of The West | 5805 Carr Street Arvada, CO 80004 | Full Service B&M | $166,348 |
| Bank of The West | 587 East Colorado Boulevard Pasadena, CA 91101 | Full Service B&M | $598,248 |
| Bank of The West | 5901 Menaul Boulevard, N.E. Albuquerque, NM 87110 | Full Service B&M | $94,732 |
| Bank of The West | 5901 N.W. Radial Highway Omaha, NE 68104 | Full Service B&M | $43,165 |
| Bank of The West | 600 17th Street Denver, CO 80202 | Limited, Drive-thru | $0 |
| Bank of The West | 600 Sun Valley Road Ketchum, ID 83340 | Full Service B&M | $25,718 |
| Bank of The West | 602 Norfolk Avenue Norfolk, NE 68701 | Full Service B&M | $19,510 |
| Bank of The West | 6050 South Holly St Englewood, CO 80111 | Full Service B&M | $72,011 |
| Bank of The West | 6055 East Washington Boulevard City Of Commerce, CA 90040 | Full Service B&M | $80,911 |
| Bank of The West | 606 East Main Ada, OK 74820 | Full Service B&M | $22,613 |
| Bank of The West | 6100 E. 51st. Tulsa, OK 74135 | Full Service B&M | $18,261 |
| Bank of The West | 611 Ninth Street Wheatland, WY 82201 | Full Service B&M | $11,549 |
| Bank of The West | 614 N Lone Hill Avenue San Dimas, CA 91773 | Full Service B&M | $63,272 |
| Bank of The West | 615 Tasman Drive Sunnyvale, CA 94089 | Full Service B&M | $58,331 |
| Bank of The West | 619 South Brookhurst Avenue Anaheim, CA 92804 | Full Service B&M | $74,423 |
| Bank of The West | 621 17th Street, #103 Denver, CO 80293 | Full Service B&M | $1,130,753 |
| Bank of The West | 6213 Santa Teresa Boulevard San Jose, CA 95119 | Full Service B&M | $150,515 |
| Bank of The West | 6263 Nall Ave Mission, KS 66202 | Full Service B&M | $55,188 |
| Bank of The West | 6301 State Farm Drive Rohnert Park, CA 94928 | Full Service B&M | $86,749 |
| Bank of The West | 633 North 6th Street Beatrice, NE 68310 | Full Service B&M | $25,431 |
| Bank of The West | 63701 East Saddlebrooke Boulevard, Suite A Tucson, AZ 85739 | Full Service B&M | $120,138 |
| Bank of The West | 641 Camino De Los Mares, Suite C130 San Clemente, CA 92673 | Full Service B&M | $62,203 |
| Bank of The West | 65 East Broadway Little Falls, MN 56345 | Full Service B&M | $43,055 |
| Bank of The West | 6521 Sw Beaverton Hillsdale Highway Portland, OR 97225 | Full Service B&M | $34,148 |
| Bank of The West | 6661 Front Street Forestville, CA 95436 | Full Service B&M | $64,941 |
| Bank of The West | 6701 Academy Road N.E. Albuquerque, NM 87109 | Full Service B&M | $57,117 |
| Bank of The West | 6775 West Ken Caryl Ave Littleton, CO 80128 | Full Service B&M | $82,229 |
| Bank of The West | 6800 Hughson Avenue Hughson, CA 95326 | Full Service B&M | $122,321 |
| Bank of The West | 683 West Antelope Drive Layton, UT 84041 | Full Service B&M | $13,162 |
| Bank of The West | 6873 N. West Avenue Fresno, CA 93711 | Limited, Drive-thru | $0 |
| Bank of The West | 6881 Warner Avenue Huntington Beach, CA 92647 | Full Service B&M | $116,708 |
| Bank of The West | 700 1st Avenue, N.E. Cedar Rapids, IA 52401 | Full Service B&M | $34,286 |
| Bank of The West | 700 5th Avenue Longmont, CO 80501 | Full Service B&M | $53,493 |
| Bank of The West | 700 Ne State Route 291 Lees Summit, MO 64086 | Full Service B&M | $129,239 |
| Bank of The West | 700 S. Abilene St Aurora, CO 80012 | Full Service B&M | $51,222 |
| Bank of The West | 700 South Main Ottawa, KS 66067 | Full Service B&M | $66,312 |
| Bank of The West | 701 13th Street Golden, CO 80401 | Full Service B&M | $49,659 |
| Bank of The West | 701 B Street San Diego, CA 92101 | Full Service B&M | $964,872 |
| Bank of The West | 701 East First Street Tustin, CA 92780 | Full Service B&M | $116,704 |
| Bank of The West | 701 North Valle Verde Henderson, NV 89014 | Full Service B&M | $239,694 |
| Bank of The West | 701 Pike Street Seattle, WA 98101 | Full Service B&M | $0 |
| Bank of The West | 701 Santa Cruz Avenue Menlo Park, CA 94025 | Full Service B&M | $141,345 |
| Bank of The West | 701 South Zerex Street Fraser, CO 80442 | Full Service B&M | $45,575 |
| Bank of The West | 701 W. Broadway Enid, OK 73701 | Full Service B&M | $41,384 |
| Bank of The West | 7062 North First Street Fresno, CA 93720 | Full Service B&M | $185,250 |
| Bank of The West | 7101 College Boulevard Overland Park, KS 66210 | Limited, Drive-thru | $0 |
| Bank of The West | 7310 East Arapahoe Road Englewood, CO 80112 | Full Service B&M | $417,217 |
| Bank of The West | 7326 Magnolia Street Commerce City, CO 80022 | Full Service B&M | $47,611 |
| Bank of The West | 7381 Greenback Lane Citrus Heights, CA 95621 | Full Service B&M | $64,201 |
| Bank of The West | 7465 Ashworth Rd West Des Moines, IA 50266 | Full Service B&M | $226,861 |
| Bank of The West | 74989 Highway 111 Indian Wells, CA 92210 | Full Service B&M | $40,122 |
| Bank of The West | 7525 West Canal Drive Kennewick, WA 99336 | Full Service B&M | $99,255 |
| Bank of The West | 7533 Dublin Boulevard Dublin, CA 94568 | Full Service B&M | $113,658 |
| Bank of The West | 758 Tucker Road Tehachapi, CA 93561 | Full Service B&M | $123,581 |
| Bank of The West | 76 3rd Street, S.W. Huron, SD 57350 | Full Service B&M | $82,807 |
| Bank of The West | 77 N. Almaden Avenue San Jose, CA 95113 | Full Service B&M | $1,558,475 |
| Bank of The West | 770 East Kiowa Avenue Elizabeth, CO 80107 | Full Service B&M | $64,959 |
| Bank of The West | 770 Seventh Avenue Marion, IA 52302 | Full Service B&M | $51,774 |
| Bank of The West | 770 South Citrus Avenue Covina, CA 91723 | Full Service B&M | $182,715 |
| Bank of The West | 7751 Westminster Blvd Westminster, CA 92683 | Full Service B&M | $69,892 |
| Bank of The West | 777 Tennent Avenue Pinole, CA 94564 | Full Service B&M | $135,037 |
| Bank of The West | 780 Juan Tabo Ne Albuquerque, NM 87123 | Full Service B&M | $60,680 |
| Bank of The West | 7865 Monterey Street Gilroy, CA 95020 | Full Service B&M | $89,842 |
| Bank of The West | 787 7th Avenue New York, NY 10019 | Full Service B&M | $736,000 |
| Bank of The West | 7900 Wyoming Boulevard, Ne Albuquerque, NM 87109 | Full Service B&M | $34,006 |
| Bank of The West | 7925 S.W. Nyberg St Tualatin, OR 97062 | Full Service B&M | $66,893 |
| Bank of The West | 795 South Telshore Las Cruces, NM 88011 | Full Service B&M | $36,369 |
| Bank of The West | 7995 E. Hampden Ave Denver, CO 80231 | Full Service B&M | $79,017 |
| Bank of The West | 800 22nd Avenue Coralville, IA 52241 | Full Service B&M | $29,032 |
| Bank of The West | 801 Clement Street San Francisco, CA 94118 | Full Service B&M | $133,316 |
| Bank of The West | 801 Grand Avenue, Suite 300 Des Moines, IA 50309 | Full Service B&M | $40,783 |
| Bank of The West | 801 Pine Avenue Kemmerer, WY 83101 | Full Service B&M | $44,752 |
| Bank of The West | 809 Box Butte Avenue Hemingford, NE 69348 | Full Service B&M | $10,022 |
| Bank of The West | 810 Sw Broadway Portland, OR 97205 | Full Service B&M | $1,098,333 |
| Bank of The West | 810 West Schulte Road Tracy, CA 95376 | Full Service B&M | $83,946 |
| Bank of The West | 8125 South 84th Street La Vista, NE 68128 | Full Service B&M | $34,116 |
| Bank of The West | 8135 S.E. Division Street Portland, OR 97206 | Full Service B&M | $735,449 |
| Bank of The West | 8184 South Kipling Parkway Littleton, CO 80127 | Full Service B&M | $33,936 |
| Bank of The West | 825 N.E. Hogan Dr Gresham, OR 97030 | Full Service B&M | $42,481 |
| Bank of The West | 829 East 30th Ave Hutchinson, KS 67502 | Full Service B&M | $15,334 |
| Bank of The West | 8300 Douglas Ave Urbandale, IA 50322 | Full Service B&M | $70,113 |
| Bank of The West | 8311 Haven Avenue, Suite 100 Rancho Cucamonga, CA 91730 | Full Service B&M | $81,113 |
| Bank of The West | 8426 Elk Grove Florin Road Elk Grove, CA 95624 | Full Service B&M | $67,477 |
| Bank of The West | 850 South State Route 291 Liberty, MO 64068 | Full Service B&M | $29,526 |
| Bank of The West | 855 Sparks Boulevard Sparks, NV 89434 | Full Service B&M | $56,077 |
| Bank of The West | 855 West Valley Boulevard Alhambra, CA 91803 | Full Service B&M | $82,032 |
| Bank of The West | 865 South Boulder Road Louisville, CO 80027 | Full Service B&M | $55,772 |
| Bank of The West | 8690 Center Drive La Mesa, CA 91942 | Full Service B&M | $48,059 |
| Bank of The West | 8707 West Center Road Omaha, NE 68124 | Full Service B&M | $114,971 |
| Bank of The West | 8770 Washington Boulevard, Suite B Culver City, CA 90232 | Full Service B&M | $92,943 |
| Bank of The West | 890 North First Street San Jose, CA 95112 | Full Service B&M | $79,969 |
| Bank of The West | 900 Veterans Boulevard, Suite 100 Redwood City, CA 94063 | Full Service B&M | $47,168 |
| Bank of The West | 9000 East Valley Boulevard Rosemead, CA 91770 | Full Service B&M | $60,127 |
| Bank of The West | 901 H Street Modesto, CA 95354 | Full Service B&M | $189,073 |
| Bank of The West | 9021 West Sahara Las Vegas, NV 89117 | Full Service B&M | $70,527 |
| Bank of The West | 905 N.E. Halsey Street Portland, OR 97232 | Full Service B&M | $43,489 |
| Bank of The West | 9075 Whittier Boulevard Pico Rivera, CA 90660 | Full Service B&M | $95,089 |
| Bank of The West | 908 Blossom Hill Road San Jose, CA 95123 | Full Service B&M | $178,388 |
| Bank of The West | 9111 W. Bowles Avenue Littleton, CO 80123 | Full Service B&M | $72,366 |
| Bank of The West | 9140 West Emerald, Suite 100 Boise, ID 83704 | Full Service B&M | $134,242 |
| Bank of The West | 915 Wilshire Boulevard, Suite 100 Los Angeles, CA 90017 | Full Service B&M | $4,935,304 |
| Bank of The West | 9150 Sheridan Blvd Westminster, CO 80031 | Full Service B&M | $69,332 |
| Bank of The West | 9285 S. Broadway Highlands Ranch, CO 80129 | Full Service B&M | $51,518 |
| Bank of The West | 9335 East County Line Road Centennial, CO 80112 | Full Service B&M | $85,946 |
| Bank of The West | 9400 Antioch Road Overland Park, KS 66212 | Full Service B&M | $58,273 |
| Bank of The West | 9401 Wilshire Boulevard Beverly Hills, CA 90212 | Full Service B&M | $479,381 |
| Bank of The West | 945 Fresno Street Newman, CA 95360 | Full Service B&M | $100,795 |
| Bank of The West | 9502 West Van Buren Street Tolleson, AZ 85353 | Full Service B&M | $24,897 |
| Bank of The West | 953 Swede Gulch Road Evergreen, CO 80439 | Full Service B&M | $54,037 |
| Bank of The West | 9630 Heritage Hills Circle Lone Tree, CO 80124 | Full Service B&M | $47,334 |
| Bank of The West | 965 South De Anza Boulevard San Jose, CA 95129 | Full Service B&M | $110,160 |
| Bank of The West | 97 2nd Avenue Niwot, CO 80544 | Full Service B&M | $47,041 |
| Bank of The West | 9832 Campo Road Spring Valley, CA 91977 | Full Service B&M | $81,001 |
| Bank of The West | 9934 East Las Tunas Drive Temple City, CA 91780 | Full Service B&M | $133,605 |
| Bank of The West | 9950 S.W. Nimbus Avenue Beaverton, OR 97008 | Full Service B&M | $57,953 |
| Bank of The West | 1058 B Street Hayward, CA 94541 | Full Service B&M | $99,100 |
| Bank of The West | 106 North French Street Breckenridge, CO 80424 | Full Service B&M | $64,969 |
| Bank of The West | 1070 73rd St Clive, IA 50324 | Full Service B&M | $62,766 |
| Bank of The West | 1075 West Horsetooth Road Fort Collins, CO 80526 | Full Service B&M | $78,261 |
| Bank of The West | 108 2nd St Kremmling, CO 80459 | Full Service B&M | $19,778 |
| Bank of The West | 108 East Main Street Lamoni, IA 50140 | Full Service B&M | $23,458 |
| Bank of The West | 109 East 7th Street Carroll, IA 51401 | Full Service B&M | $37,870 |
| Bank of The West | 10930 Club West Parkway Blaine, MN 55449 | Full Service B&M | $19,301 |
| Bank of The West | 10th & Main Street Bridgeport, NE 69336 | Full Service B&M | $22,746 |
| Bank of The West | 1101 North Santa Fe Avenue Edmond, OK 73003 | Full Service B&M | $22,169 |
| Bank of The West | 1105 S. Townsend Ave. Montrose, CO 81401 | Full Service B&M | $207,753 |
| Bank of The West | 11050 S.E. Mcloughlin Boulevard Milwaukie, OR 97222 | Full Service B&M | $35,661 |
| Bank of The West | 11051 Beach Boulevard Stanton, CA 90680 | Full Service B&M | $61,514 |
| Bank of The West | 11955 East Slauson Avenue Santa Fe Springs, CA 90670 | Full Service B&M | $47,176 |
| Bank of The West | 120 East Fourth Street The Dalles, OR 97058 | Full Service B&M | $46,991 |
| Bank of The West | 120 East Kiowa Avenue Fort Morgan, CO 80701 | Full Service B&M | $59,013 |
| Bank of The West | 120 North 7th Street Worland, WY 82401 | Full Service B&M | $5,799 |
| Bank of The West | 120 North Mill Street Fergus Falls, MN 56537 | Full Service B&M | $54,520 |
| Bank of The West | 120 West 2nd Street Alliance, NE 69301 | Limited, Drive-thru | $0 |
| Bank of The West | 120 West Water Street Decorah, IA 52101 | Full Service B&M | $83,385 |
| Bank of The West | 1200 Kansas Avenue Great Bend, KS 67530 | Full Service B&M | $35,102 |
| Bank of The West | 12000 North Pennsylvania Avenue Oklahoma City, OK 73120 | Full Service B&M | $13,325 |
| Bank of The West | 12000 North Washington Thornton, CO 80241 | Full Service B&M | $308,189 |
| Bank of The West | 1201 South Air Depot Boulevard Midwest City, OK 73110 | Full Service B&M | $8,399 |
| Bank of The West | 12080 Blue Valley Parkway Overland Park, KS 66213 | Full Service B&M | $23,634 |
| Bank of The West | 12080 Colorado Boulevard Thornton, CO 80241 | Full Service B&M | $71,967 |
| Bank of The West | 12709 Valley View Avenue La Mirada, CA 90638 | Full Service B&M | $64,622 |
| Bank of The West | 12710 Bentley Street Waterford, CA 95386 | Full Service B&M | $69,542 |
| Bank of The West | 12790 Avenue 416 Orosi, CA 93647 | Full Service B&M | $55,329 |
| Bank of The West | 12880 West 64th Avenue Arvada, CO 80004 | Full Service B&M | $79,824 |
| Bank of The West | 12976 Main Street Garden Grove, CA 92840 | Full Service B&M | $63,236 |
| Bank of The West | 130 North Third Street Sterling, CO 80751 | Full Service B&M | $34,073 |
| Bank of The West | 1300 Oliver Road Fairfield, CA 94534 | Full Service B&M | $207,027 |
| Bank of The West | 1301 East Kansas Avenue Garden City, KS 67846 | Full Service B&M | $16,478 |
| Bank of The West | 1301 Molalla Avenue Oregon City, OR 97045 | Full Service B&M | $40,218 |
| Bank of The West | 1302 Atlantic Avenue Benson, MN 56215 | Full Service B&M | $29,117 |
| Bank of The West | 1313 Caldwell Boulevard Nampa, ID 83651 | Full Service B&M | $31,777 |
| Bank of The West | 1313 Grant Avenue Novato, CA 94945 | Full Service B&M | $132,382 |
| Bank of The West | 1317 Lincoln Avenue Calistoga, CA 94515 | Full Service B&M | $62,820 |
| Bank of The West | 13525 California Street Omaha, NE 68154 | Limited, Drive-thru | $0 |
| Bank of The West | 1360 East Calaveras Blvd Milpitas, CA 95035 | Full Service B&M | $102,857 |
| Bank of The West | 137 South Chicago Street Hot Springs, SD 57747 | Full Service B&M | $13,064 |
| Bank of The West | 13737 Q Street Omaha, NE 68137 | Full Service B&M | $52,457 |
| Bank of The West | 13781 East Yale Avenue Aurora, CO 80014 | Full Service B&M | $64,614 |
| Bank of The West | 1389 S Havana St Aurora, CO 80012 | Full Service B&M | $66,295 |
| Bank of The West | 139 East Victory Way Craig, CO 81625 | Full Service B&M | $30,386 |
| Bank of The West | 14 Central Ave S Elbow Lake, MN 56531 | Full Service B&M | $25,908 |
| Bank of The West | 140 Sunset Drive San Ramon, CA 94583 | Full Service B&M | $97,845 |
| Bank of The West | 140 West 9000 South Sandy City, UT 84070 | Full Service B&M | $18,721 |
| Bank of The West | 1401 Oakdale Road Modesto, CA 95355 | Full Service B&M | $141,721 |
| Bank of The West | 141 North Park Square Fruita, CO 81521 | Full Service B&M | $34,106 |
| Bank of The West | 1410 East College Drive Marshall, MN 56258 | Full Service B&M | $36,860 |
| Bank of The West | 150 West Lake Boulevard Tahoe City, CA 96145 | Full Service B&M | $93,357 |
| Bank of The West | 150 West Villard Street Dickinson, ND 58601 | Full Service B&M | $62,817 |
| Bank of The West | 15050 Olympic Drive Clearlake, CA 95422 | Full Service B&M | $105,253 |
| Bank of The West | 15075 Farnsworth Street San Leandro, CA 94579 | Full Service B&M | $142,562 |
| Bank of The West | 1515 Dell Range Blvd Cheyenne, WY 82009 | Full Service B&M | $47,558 |
| Bank of The West | 15165 Ventura Boulevard Sherman Oaks, CA 91403 | Full Service B&M | $567,772 |
| Bank of The West | 1530 N. California Boulevard Walnut Creek, CA 94596 | Full Service B&M | $131,605 |
| Bank of The West | 1540 Esplanade Chico, CA 95926 | Full Service B&M | $91,342 |
| Bank of The West | 1551 Pacific Avenue Santa Cruz, CA 95060 | Full Service B&M | $268,251 |
| Bank of The West | 156 West Hopi Drive Holbrook, AZ 86025 | Full Service B&M | $37,505 |
| Bank of The West | 1566 Monterey Highway San Jose, CA 95110 | Full Service B&M | $129,437 |
| Bank of The West | 1590 Hamilton Avenue San Jose, CA 95125 | Full Service B&M | $161,395 |
| Bank of The West | 160 West Pearl Street Jackson, WY 83001 | Full Service B&M | $67,941 |
| Bank of The West | 1705 El Camino Real Santa Clara, CA 95050 | Full Service B&M | $157,723 |
For 2021, Bank Of The West had 535 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $2,478,251 |
| Net interest income | $2,380,035 |
| Total noninterest income | $596,817 |
| Gross Fiduciary activities income | $28,969 |
| Service charges on deposit accounts | $151,358 |
| Trading account gains and fees | $27,842 |
| Additional Noninterest Income | $388,648 |
| Pre-tax net operating income | $1,155,311 |
| Securities gains (or losses, -) | $88,620 |
| Income before extraordinary items | $978,658 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $978,658 |
| Minority interest net income | $4,201 |
| Net income | $974,457 |
| Sale, conversion, retirement of capital stock, net | $-3,682 |
| Net operating income | $908,648 |
Bank Of The West's gross interest income from loans was $2,478,251,000.
Bank Of The West's net interest income from loans was $2,380,035,000.
Bank Of The West's fee based income from loans was $151,358,000.
Bank Of The West's net income from loans was $974,457,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $98,216 |
| Provision for credit losses | $-55,227 |
| Total noninterest expense | $1,876,768 |
| Salaries and employee benefits | $1,107,091 |
| Premises and equipment expense | $270,503 |
| Additional noninterest expense | $499,174 |
| Applicable income taxes | $265,273 |
| Net charge-offs | $41,388 |
| Cash dividends | $750,000 |
Bank Of The West's interest expense for loans was $98,216,000.
Bank Of The West's payroll and benefits expense were $1,107,091,000.
Bank Of The West's property, plant and equipment expenses $270,503,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 1.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 1.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 1.1% |
| Other individual loans | 0.0% |
| Auto loans | 2.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $89,502,617 |
| Deposits held in domestic offices | $89,502,617 |
| Deposits by Individuals, partnerships, and corporations | $79,059,905 |
| Deposits by U.S. Government | $48 |
| Deposits by States and political subdivisions in the U.S. | $9,636,874 |
| Deposits by Commercial banks and other depository institutions in U.S. | $159,586 |
| Deposits by Banks in foreign countries | $643,400 |
| Deposits by Foreign governments and official institutions | $2,804 |
| Transaction accounts | $7,167,741 |
| Demand deposits | $6,161,252 |
| Nontransaction accounts | $82,334,876 |
| Money market deposit accounts (MMDAs) | $71,585,207 |
| Other savings deposits (excluding MMDAs) | $5,345,380 |
| Total time deposits | $5,404,289 |
| Total time and savings deposits | $83,341,365 |
| Noninterest-bearing deposits | $25,854,051 |
| Interest-bearing deposits | $63,648,566 |
| Retail deposits | $82,550,279 |
| IRAs and Keogh plan accounts | $829,999 |
| Brokered deposits | $3,945,320 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $104,790,698 |
| Cash & Balances due from depository institutions | $16,808,926 |
| Interest-bearing balances | $16,196,550 |
| Total securities | $22,939,182 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $56,649,818 |
| Loan and leases loss allowance | $745,005 |
| Trading account assets | $132,598 |
| Bank premises and fixed assets | $516,999 |
| Other real estate owned | $5,160 |
| Goodwill and other intangibles | $4,220,224 |
| All other assets | $3,517,791 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $104,790,698 |
| Total Liabilities | $91,257,990 |
| Total deposits | $89,502,617 |
| Interest-bearing deposits | $63,648,566 |
| Deposits held in domestic offices | $89,502,617 |
| % insured (estimated) | $42 |
| Federal funds purchased and repurchase agreements | $112,286 |
| Trading liabilities | $36,534 |
| Other borrowed funds | $353,755 |
| Subordinated debt | $0 |
| All other liabilities | $1,252,798 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $56,649,818 |
| Loan and leases loss allowance | $745,005 |
| Total loans and leases (domestic) | $57,394,823 |
| All real estate loans | $26,568,877 |
| Real estate loans in domestic offices | $26,568,877 |
| Construction and development loans | $1,723,852 |
| Residential 1-4 family construction | $154,411 |
| Other construction, all land development and other land | $1,569,441 |
| Loans secured by nonfarm nonresidential properties | $12,386,380 |
| Nonfarm nonresidential secured by owner-occupied properties | $6,942,629 |
| Commercial real estate & other non-farm, non-residential | $5,443,751 |
| Multifamily residential real estate | $1,343,947 |
| 1-4 family residential loans | $10,335,675 |
| Farmland loans | $779,023 |
| Loans held in foreign offices | $0 |
| Farm loans | $2,287,984 |
| Commercial and industrial loans | $12,569,832 |
| To non-U.S. addressees | $60,482 |
| Loans to individuals | $13,717,710 |
| Credit card loans | $280,388 |
| Related Plans | $146,615 |
| Consumer Auto Loans | $1,108,617 |
| Other loans to individuals | $12,182,090 |
| All other loans & leases | $2,250,420 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $1,020,830 |
| Loans to depository institutions and acceptances of other banks | $7,355 |
| Loans not secured by real estate | $347,150 |
| Loans secured by real estate to non-U.S. addressees | $13,930 |
| Restructured Loans & leases | $183,965 |
| Non 1-4 family restructured loans & leases | $68,655 |
| Total loans and leases (foreign) | $0 |
Bank of the West had $56,649,818,000 of loans outstanding in 2021. $26,568,877,000 of loans were in real estate loans. $1,723,852,000 of loans were in development loans. $1,343,947,000 of loans were in multifamily mortgage loans. $10,335,675,000 of loans were in 1-4 family mortgage loans. $2,287,984,000 of loans were in farm loans. $280,388,000 of loans were in credit card loans. $1,108,617,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 6,996 | $2,615,753 | $373,893 |
| Nonfarm, nonresidential loans - <$100k | 420 | $15,162 | $36,100 |
| Nonfarm, nonresidential loans - $100-250k | 1,439 | $185,182 | $128,688 |
| Nonfarm, nonresidential loans - $250k-1MM | 5,137 | $2,415,409 | $470,198 |
| Commercial & Industrial, US addressed loans - <$1MM | 49,445 | $3,195,617 | $64,630 |
| Commercial & Industrial, US addressed loans - <$100k | 34,714 | $903,651 | $26,031 |
| Commercial & Industrial, US addressed loans - $100-250k | 9,786 | $884,102 | $90,344 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 4,945 | $1,407,864 | $284,705 |
| Farmland loans - <$1MM | 411 | $73,940 | $179,903 |
| Farmland loans - <$100k | 74 | $3,113 | $42,068 |
| Farmland loans - $100-250k | 172 | $21,797 | $126,727 |
| Farmland loans - $250k-1MM | 165 | $49,030 | $297,152 |
| Agriculture operations loans - <$1MM | 6,431 | $408,389 | $63,503 |
| Agriculture operations loans - <$100k | 4,547 | $117,883 | $25,925 |
| Agriculture operations loans - $100-250k | 1,133 | $114,555 | $101,108 |
| Agriculture operations loans - $250k-1MM | 751 | $175,951 | $234,289 |