First Republic Bank Mortgage Rates, Fees & Info

San Francisco, CA

LEI: YWC0TIKBQM2JV8L4IV08

Tax ID: 80-0513856

2020 Data | 2019 Data | 2018 Data


Overview

First Republic Bank is a large bank specializing in Refi and Home Purchase loans. First Republic Bank has a high proportion of conventional loans. Their top markets include San Francisco, Los Angeles, New York, Oakland, and San Jose among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. First Republic Bank is typically an average fee lendor.


Originations

26,884

Origination Dollar Volume (All Markets)

$29,927,180,000

Employee count

5,483

Relative Rate

First Republic Bank's average 30 year fixed rate mortgage was 3.02%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.34%.

Relative Fees

First Republic Bank's average total fees for a 30 year fixed rate mortgage are $4,511.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 26,884 $29,927,180,000 $1,113,197 $4,569 3.03%

For the 2020 period, First Republic Bank's most frequently originated loan type was Conventional, with 26,884 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 9,883 $9,534,795,000 $964,767 $3,221 2.95%
Home Purchase 9,246 $12,366,320,000 $1,337,478 $6,295 3.05%
Cash Out Refi 5,164 $5,529,270,000 $1,070,734 $4,071 3.10%
Other 1,935 $2,065,935,000 $1,067,667 $5,877 3.09%
Home Improvement 656 $430,860,000 $656,799 $4,513 3.28%

For the 2020, First Republic Bank's most frequently cited loan purpose was Refi, with 9,883 originations. The 2nd most popular reason was Home Purchase, with 9,246 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 21,208 $23,821,700,000 $1,123,241 $4,618 2.98%
Other 3,415 $2,066,805,000 $605,214 $7,730 3.33%
10 Year 1,068 $3,146,210,000 $2,945,890 $2,158 3.36%
15 Year 991 $532,075,000 $536,907 $2,775 2.67%
5 Year 83 $153,225,000 $1,846,084 $7,644 3.54%
1 Year 75 $96,745,000 $1,289,933 $11,277 4.16%
3 Year 24 $83,900,000 $3,495,833 $43,019 3.62%
20 Year 20 $26,520,000 $1,326,000 $4,779 3.13%

For the 2020, First Republic Bank's most frequently cited loan length was 30 Year, with 21,208 originations. The 2nd most popular length was Other, with 3,415 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 11,869 $8,717,405,000 $734,468
$1k-2k 6,159 $12,194,265,000 $1,979,910
$5k+ 280 $777,390,000 $2,776,393
$3k-4k 33 $85,425,000 $2,588,636
$2k-3k 15 $7,195,000 $479,667

$4,511 was First Republic Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 11,869 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 4,923 $5,738,175,000 $1,165,585 $3,993 3.07%
LOS ANGELES-LONG BEACH-GLENDALE, CA 4,332 $5,489,400,000 $1,267,175 $4,419 3.03%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 2,145 $2,647,415,000 $1,234,226 $5,238 2.94%
OAKLAND-BERKELEY-LIVERMORE, CA 2,941 $2,529,025,000 $859,920 $3,129 3.05%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1,295 $1,456,985,000 $1,125,085 $3,084 3.01%
BOSTON, MA 1,586 $1,439,930,000 $907,900 $3,591 3.05%
SAN RAFAEL, CA 1,207 $1,435,885,000 $1,189,631 $4,300 3.04%
Outside of Metro Areas 741 $1,177,575,000 $1,589,170 $7,215 2.98%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 1,108 $1,062,170,000 $958,637 $4,714 3.13%
ANAHEIM-SANTA ANA-IRVINE, CA 827 $1,025,985,000 $1,240,611 $4,893 3.01%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 860 $777,330,000 $903,872 $4,069 3.03%
NASSAU COUNTY-SUFFOLK COUNTY, NY 433 $707,785,000 $1,634,607 $9,192 2.90%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 637 $527,585,000 $828,234 $8,263 2.94%
BRIDGEPORT-STAMFORD-NORWALK, CT 344 $427,430,000 $1,242,529 $7,355 2.91%
SANTA MARIA-SANTA BARBARA, CA 293 $403,165,000 $1,375,990 $5,937 3.07%
SANTA ROSA-PETALUMA, CA 357 $343,855,000 $963,179 $4,898 3.10%
NAPA, CA 288 $337,060,000 $1,170,347 $5,516 3.12%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 488 $283,010,000 $579,939 $3,528 3.17%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 180 $188,050,000 $1,044,722 $4,632 2.91%
BARNSTABLE TOWN, MA 127 $144,945,000 $1,141,299 $4,720 2.90%
MIAMI-MIAMI BEACH-KENDALL, FL 92 $144,000,000 $1,565,217 $11,463 3.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 164 $124,320,000 $758,049 $4,486 3.01%
SALINAS, CA 85 $120,905,000 $1,422,412 $5,269 3.04%
NEW BRUNSWICK-LAKEWOOD, NJ 93 $108,725,000 $1,169,086 $7,955 2.85%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 71 $96,285,000 $1,356,127 $6,954 3.03%
NEWARK, NJ-PA 108 $85,700,000 $793,519 $5,771 2.84%
OXNARD-THOUSAND OAKS-VENTURA, CA 89 $85,305,000 $958,483 $4,881 3.10%
SEATTLE-BELLEVUE-KENT, WA 89 $81,695,000 $917,921 $3,421 3.03%
SANTA CRUZ-WATSONVILLE, CA 88 $79,990,000 $908,977 $3,335 3.08%
PROVIDENCE-WARWICK, RI-MA 59 $59,275,000 $1,004,661 $4,839 2.88%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 54 $52,800,000 $977,778 $4,984 2.93%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 30 $50,680,000 $1,689,333 $9,197 2.83%
RENO, NV 36 $50,360,000 $1,398,889 $5,367 2.99%
DENVER-AURORA-LAKEWOOD, CO 45 $40,045,000 $889,889 $3,287 3.00%
NAPLES-MARCO ISLAND, FL 25 $37,965,000 $1,518,600 $9,206 2.91%
OGDEN-CLEARFIELD, UT 2 $34,210,000 $17,105,000 $3,306 3.28%
PHOENIX-MESA-CHANDLER, AZ 33 $33,565,000 $1,017,121 $5,157 2.92%
DALLAS-PLANO-IRVING, TX 15 $28,405,000 $1,893,667 $10,876 2.77%
CHARLESTON-NORTH CHARLESTON, SC 11 $26,525,000 $2,411,364 $5,871 2.60%
BEND, OR 39 $24,955,000 $639,872 $6,365 3.09%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 18 $19,540,000 $1,085,556 $4,965 2.87%
KAHULUI-WAILUKU-LAHAINA, HI 17 $19,335,000 $1,137,353 $6,433 3.11%
VALLEJO, CA 61 $19,275,000 $315,984 $3,085 3.75%
URBAN HONOLULU, HI 13 $16,785,000 $1,291,154 $5,416 2.90%
PORTLAND-SOUTH PORTLAND, ME 26 $15,850,000 $609,615 $4,128 2.89%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 23 $15,775,000 $685,870 $7,666 3.10%
SAN LUIS OBISPO-PASO ROBLES, CA 24 $15,230,000 $634,583 $3,809 3.14%
SALEM, OR 8 $15,060,000 $1,882,500 $3,275 3.71%
COEUR D'ALENE, ID 8 $13,860,000 $1,732,500 $8,337 2.89%
WORCESTER, MA-CT 20 $13,190,000 $659,500 $2,811 2.94%
PORT ST. LUCIE, FL 11 $12,765,000 $1,160,455 $9,260 3.05%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 13 $10,835,000 $833,462 $4,327 2.97%
NEW HAVEN-MILFORD, CT 14 $10,240,000 $731,429 $6,597 3.08%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 12 $9,750,000 $812,500 $6,491 2.82%
CHICAGO-NAPERVILLE-EVANSTON, IL 13 $9,445,000 $726,538 $3,485 2.94%
LAS VEGAS-HENDERSON-PARADISE, NV 13 $9,135,000 $702,692 $5,393 2.92%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 14 $9,110,000 $650,714 $4,740 2.83%
SEBASTIAN-VERO BEACH, FL 6 $8,560,000 $1,426,667 $8,681 2.60%
BRUNSWICK, GA 4 $7,870,000 $1,967,500 $9,824 3.17%
TRENTON-PRINCETON, NJ 12 $7,750,000 $645,833 $5,005 2.89%
PITTSFIELD, MA 11 $7,515,000 $683,182 $4,369 2.91%
JACKSONVILLE, FL 4 $7,500,000 $1,875,000 $10,468 2.70%
KINGSTON, NY 11 $7,475,000 $679,545 $5,655 2.76%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 5 $7,405,000 $1,481,000 $5,627 2.92%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 7 $6,665,000 $952,143 $8,138 2.80%
STOCKTON, CA 8 $6,130,000 $766,250 $1,296 2.77%
HILTON HEAD ISLAND-BLUFFTON, SC 3 $6,115,000 $2,038,333 $3,118 2.48%
BOULDER, CO 8 $5,940,000 $742,500 $2,591 3.36%
CORVALLIS, OR 2 $5,780,000 $2,890,000 $3,214 3.60%
EUGENE-SPRINGFIELD, OR 5 $5,265,000 $1,053,000 $4,042 3.19%
BOISE CITY, ID 10 $4,880,000 $488,000 $3,413 3.05%
NORTH PORT-SARASOTA-BRADENTON, FL 8 $4,620,000 $577,500 $6,525 2.70%
MEDFORD, OR 4 $4,620,000 $1,155,000 $17,994 3.16%
WILMINGTON, NC 2 $4,470,000 $2,235,000 $6,310 2.68%
OCEAN CITY, NJ 5 $4,425,000 $885,000 $6,125 3.01%
NORWICH-NEW LONDON, CT 6 $4,380,000 $730,000 $5,253 3.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 5 $4,335,000 $867,000 $6,632 2.76%
ORLANDO-KISSIMMEE-SANFORD, FL 5 $4,135,000 $827,000 $4,120 3.15%
CAPE CORAL-FORT MYERS, FL 7 $4,085,000 $583,571 $4,409 2.96%
DETROIT-DEARBORN-LIVONIA, MI 9 $3,925,000 $436,111 $0 4.75%
PHILADELPHIA, PA 4 $3,700,000 $925,000 $5,841 2.73%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 5 $3,195,000 $639,000 $5,853 3.01%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 2 $2,920,000 $1,460,000 $14,491 3.23%
TALLAHASSEE, FL 1 $2,815,000 $2,815,000 $0 3.15%
SALT LAKE CITY, UT 4 $2,790,000 $697,500 $2,082 3.06%
RALEIGH-CARY, NC 3 $2,435,000 $811,667 $3,694 2.72%
ALBANY-SCHENECTADY-TROY, NY 4 $2,330,000 $582,500 $12,752 3.84%
DURHAM-CHAPEL HILL, NC 3 $2,255,000 $751,667 $3,592 2.73%
TACOMA-LAKEWOOD, WA 3 $2,005,000 $668,333 $4,320 2.88%
ATLANTIC CITY-HAMMONTON, NJ 1 $2,005,000 $2,005,000 $8,116 2.90%
SANTA FE, NM 3 $1,955,000 $651,667 $4,465 2.83%
IDAHO FALLS, ID 1 $1,705,000 $1,705,000 $5,333 2.85%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 3 $1,685,000 $561,667 $5,992 2.60%
TUCSON, AZ 5 $1,625,000 $325,000 $3,286 2.95%
LAKE HAVASU CITY-KINGMAN, AZ 2 $1,530,000 $765,000 $5,327 3.03%
BELLINGHAM, WA 1 $1,205,000 $1,205,000 $4,183 3.45%
WARREN-TROY-FARMINGTON HILLS, MI 3 $1,195,000 $398,333 $0 4.75%
BAKERSFIELD, CA 3 $1,135,000 $378,333 $2,948 3.40%
EL PASO, TX 1 $1,075,000 $1,075,000 $9,250 2.85%
PITTSBURGH, PA 1 $1,005,000 $1,005,000 $6,920 3.35%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 3 $995,000 $331,667 $4,277 3.13%
PUNTA GORDA, FL 1 $975,000 $975,000 $9,424 2.65%
PROVO-OREM, UT 3 $915,000 $305,000 $2,611 2.97%
GLENS FALLS, NY 1 $855,000 $855,000 $5,485 2.85%
SPRINGFIELD, MA 2 $850,000 $425,000 $2,785 2.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $845,000 $845,000 $8,427 3.25%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $795,000 $795,000 $2,156 2.65%
MOUNT VERNON-ANACORTES, WA 1 $785,000 $785,000 $3,961 2.85%
CAMDEN, NJ 3 $745,000 $248,333 $4,194 3.37%
MODESTO, CA 3 $745,000 $248,333 $2,661 2.83%
FRESNO, CA 3 $745,000 $248,333 $3,233 3.65%
PENSACOLA-FERRY PASS-BRENT, FL 1 $685,000 $685,000 $8,629 2.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $655,000 $655,000 $5,046 2.85%
ATHENS-CLARKE COUNTY, GA 1 $615,000 $615,000 $4,409 2.85%
ASHEVILLE, NC 1 $575,000 $575,000 $3,108 3.25%
COLUMBIA, SC 1 $555,000 $555,000 $3,982 2.60%
CHARLOTTESVILLE, VA 1 $555,000 $555,000 $3,652 2.95%
COLORADO SPRINGS, CO 1 $545,000 $545,000 $0 4.00%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $515,000 $515,000 $2,633 3.25%
EAST STROUDSBURG, PA 2 $360,000 $180,000 $2,621 2.75%
GREENVILLE-ANDERSON, SC 1 $285,000 $285,000 $3,182 2.95%
KENNEWICK-RICHLAND, WA 1 $265,000 $265,000 $2,655 2.65%
BURLINGTON-SOUTH BURLINGTON, VT 1 $255,000 $255,000 $0 3.15%
SPOKANE-SPOKANE VALLEY, WA 1 $235,000 $235,000 $2,281 3.35%
LEWISTON-AUBURN, ME 1 $205,000 $205,000 $1,238 3.35%
MANCHESTER-NASHUA, NH 1 $185,000 $185,000 $1,873 2.95%
MERCED, CA 1 $165,000 $165,000 $0 3.05%
SAN ANTONIO-NEW BRAUNFELS, TX 1 $145,000 $145,000 $1,777 2.80%

First Republic Bank's top markets include San Francisco, Los Angeles, New York, Oakland, and San Jose among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 14,473 $15,948,675,000 $1,101,961
3-4% 9,660 $10,076,970,000 $1,043,165
<2.5% 2,005 $3,309,695,000 $1,650,721
4-5% 702 $558,600,000 $795,726
5-6% 30 $25,990,000 $866,333
6-7% 2 $6,950,000 $3,475,000

During 2020, First Republic Bank's average interest rate was 3.02%, while their most frequently originated rate bucket was 2.5-3%, with 14,473 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$1MM+ 9,755 $21,305,305,000 $2,184,039 $7,109 2.98%
$600k-1MM 6,161 $4,807,745,000 $780,351 $3,425 3.03%
$400k-600k 4,627 $2,286,685,000 $494,205 $2,512 3.04%
$200k-400k 4,300 $1,282,440,000 $298,242 $1,845 3.09%
$100k-200k 1,469 $208,835,000 $142,161 $1,252 3.19%
$100,000 or less 572 $36,170,000 $63,234 $549 3.14%

2020 saw First Republic Bank place emphasis on $1MM+ loans with 9,755 originations, totaling $21,305,305,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 15,121 $19,204,925,000 $1,270,083 $5,559 3.00%
$150k-250k 4,420 $2,729,050,000 $617,432 $3,005 3.02%
$100k-150k 1,799 $797,635,000 $443,377 $2,038 2.97%
$75k-100k 758 $293,000,000 $386,544 $1,191 2.88%
$50k-75k 497 $166,555,000 $335,121 $899 2.90%
$50k or less 178 $74,040,000 $415,955 $1,893 2.87%

First Republic Bank lent most frequently to those with incomes in the $250k+ range, with 15,121 originations. The second most popular income band? $150k-250k, with 4,420 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 6,738 $6,385,760,000 $947,723 $3,990 2.97%
<20% 4,695 $4,706,765,000 $1,002,506 $4,264 2.93%
30-36% 4,334 $4,448,460,000 $1,026,410 $4,578 3.00%
36% 739 $807,245,000 $1,092,348 $4,857 3.00%
37% 736 $721,540,000 $980,353 $4,194 3.00%
38% 696 $712,440,000 $1,023,621 $4,577 2.98%
39% 658 $677,550,000 $1,029,711 $4,561 3.00%
41% 645 $725,245,000 $1,124,411 $4,761 3.04%
40% 634 $671,160,000 $1,058,612 $4,809 3.04%
42% 603 $680,265,000 $1,128,134 $5,276 3.05%
43% 496 $562,190,000 $1,133,448 $4,438 3.03%
44% 428 $515,600,000 $1,204,673 $5,520 3.01%
50-60% 371 $436,845,000 $1,177,480 $6,328 3.19%
45% 340 $382,760,000 $1,125,765 $4,916 3.00%
46% 294 $318,300,000 $1,082,653 $4,815 3.05%
47% 270 $265,550,000 $983,519 $5,220 3.15%
48% 258 $314,720,000 $1,219,845 $4,819 3.10%
49% 186 $200,730,000 $1,079,194 $5,198 3.11%
>60% 92 $100,590,000 $1,093,370 $8,073 3.40%

First Republic Bank lent most frequently to those with DTI ratios of 20-30%, with 6,738 originations. The next most common DTI ratio? <20%, with 4,695 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 15,909 $16,649,245,000 $1,046,530 $4,659 3.00%
Not applicable 3,408 $5,785,340,000 $1,697,576 $11,222 3.30%
Not provided 3,484 $4,062,610,000 $1,166,076 $5,030 3.02%
Asian 2,304 $1,956,100,000 $849,002 $3,223 2.96%
Asian Indian 475 $514,195,000 $1,082,516 $3,998 2.91%
Black 484 $283,730,000 $586,219 $1,699 2.93%
Chinese 330 $275,760,000 $835,636 $2,847 2.96%
Other Asian 135 $121,485,000 $899,889 $3,567 2.94%
American Indian 116 $87,850,000 $757,328 $2,470 3.00%
Korean 71 $72,005,000 $1,014,155 $3,749 2.94%
Filipino 65 $41,255,000 $634,692 $1,947 2.86%
Vietnamese 46 $30,050,000 $653,261 $1,998 2.94%
Japanese 25 $19,465,000 $778,600 $3,956 2.95%
Native Hawaiian 16 $15,820,000 $988,750 $3,996 2.83%
Other Pacific Islander 15 $11,345,000 $756,333 $2,078 3.03%
Guamanian 1 $925,000 $925,000 $3,787 2.40%

Approval Rates

Total approvals of all applications
98.81%

First Republic Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
87.49%

First Republic Bank has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
1155.0 1 $2,205,000 $2,205,000
NA 26,883 $29,924,975,000 $1,113,156

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Site-Built 1,248 $3,836,560,000 $3,074,167
Single Family (1-4 Units):Site-Built 25,636 $26,090,620,000 $1,017,734

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 4,823 $4,365,725,000 $905,189 $3,722 3.02%
40-60% 8,669 $11,026,455,000 $1,271,941 $4,569 3.03%
60-80% 9,217 $12,260,985,000 $1,330,258 $5,221 2.99%
80-100% 996 $920,010,000 $923,705 $3,548 2.93%
Over 100% 1 $2,005,000 $2,005,000 $0 3.45%
Under 20% 3,178 $1,352,000,000 $425,425 $3,355 3.21%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
First Republic Bank 1099 Fourth Street San Rafael, CA 94901 Full Service B&M $527,472
First Republic Bank 111 Pine Street San Francisco, CA 94111 Full Service B&M $25,510,034
First Republic Bank 1110 Camino Del Mar Del Mar, CA 92014 Full Service B&M $411,905
First Republic Bank 1111 South El Camino Real San Mateo, CA 94402 Full Service B&M $853,063
First Republic Bank 1155 California Drive Burlingame, CA 94010 Full Service B&M $489,125
First Republic Bank 116 East Grand Avenue Escondido, CA 92025 Full Service B&M $234,328
First Republic Bank 11770 San Vicente Blvd Los Angeles, CA 90049 Full Service B&M $377,499
First Republic Bank 1200 Prospect Street Ste 125 La Jolla, CA 92037 Full Service B&M $305,629
First Republic Bank 1200 State Street Santa Barbara, CA 93101 Full Service B&M $482,730
First Republic Bank 1201 North Market Street Ste 1002 Wilmington, DE 19801 Limited, Trust Office $0
First Republic Bank 12070 Ventura Boulevard Studio City, CA 91604 Full Service B&M $429,219
First Republic Bank 1215 El Camino Real Menlo Park, CA 94025 Full Service B&M $824,362
First Republic Bank 1220 Main St, Ste 210 Vancouver, WA 98660 Limited, Trust Office $0
First Republic Bank 1699 Van Ness Avenue San Francisco, CA 94109 Full Service B&M $594,439
First Republic Bank 1753 Trancas St Napa, CA 94558 Full Service B&M $476,233
First Republic Bank 1809 Irving Street San Francisco, CA 94122 Full Service B&M $366,293
First Republic Bank 1888 Century Park East Los Angeles, CA 90067 Full Service B&M $5,354,921
First Republic Bank 201 West El Camino Real Sunnyvale, CA 94087 Full Service B&M $192,107
First Republic Bank 211 South J Street Livermore, CA 94550 Full Service B&M $177,382
First Republic Bank 2110 Mountain Boulevard Oakland, CA 94611 Full Service B&M $582,027
First Republic Bank 2160 Broadway New York, NY 10024 Full Service B&M $282,299
First Republic Bank 224 Brookwood Road Orinda, CA 94563 Full Service B&M $484,300
First Republic Bank 225 Broadway New York, NY 10007 Full Service B&M $143,228
First Republic Bank 2275 El Camino Real Palo Alto, CA 94306 Full Service B&M $4,652,541
First Republic Bank 241 Royal Palm Way Palm Beach, FL 33480 Full Service B&M $881,691
First Republic Bank 249 Main Street Pleasanton, CA 94566 Full Service B&M $365,221
First Republic Bank 2550 Sand Hill Road, Suite 100 Menlo Park, CA 94025 Full Service B&M $4,658,938
First Republic Bank 275 Los Gatos Saratoga Rd Los Gatos, CA 95030 Full Service B&M $490,042
First Republic Bank 279 West Portal Avenue San Francisco, CA 94127 Full Service B&M $636,770
First Republic Bank 2800 East Coast Highway Corona Del Mar, CA 92625 Full Service B&M $366,495
First Republic Bank 284 Washington Street Wellesley, MA 2481 Full Service B&M $576,699
First Republic Bank 300 South U.S. Highway One, #100 Jupiter, FL 33477 Full Service B&M $156,371
First Republic Bank 3130 Crow Canyon Place San Ramon, CA 94583 Full Service B&M $332,998
First Republic Bank 320 Park Avenue New York, NY 10022 Full Service B&M $1,182,480
First Republic Bank 3533 California Street San Francisco, CA 94118 Full Service B&M $1,221,299
First Republic Bank 3991 Macarthur Blvd Suite #300 Newport Beach, CA 92660 Full Service B&M $1,983,344
First Republic Bank 400 S. San Antonio Rd. Los Altos, CA 94022 Full Service B&M $783,532
First Republic Bank 401 San Antonio Road, Suite 68 Mountain View, CA 94040 Full Service B&M $76,511
First Republic Bank 653 Irving St San Francisco, CA 94122 Full Service B&M $239,020
First Republic Bank 680 Hartz Avenue Danville, CA 94526 Full Service B&M $208,814
First Republic Bank 73010 El Paseo Palm Desert, CA 92260 Full Service B&M $253,260
First Republic Bank 750 Redwood Hwy Frontage Rd Mill Valley, CA 94941 Full Service B&M $547,761
First Republic Bank 772 Boylston St Boston, MA 2199 Full Service B&M $642,304
First Republic Bank 776 El Camino Real Redwood City, CA 94063 Full Service B&M $390,598
First Republic Bank 8347 La Mesa Boulevard La Mesa, CA 91942 Full Service B&M $304,570
First Republic Bank 888 So. Figueroa Street Los Angeles, CA 90017 Full Service B&M $547,366
First Republic Bank 93 Mason Street Greenwich, CT 6830 Full Service B&M $649,535
First Republic Bank 947 Sw Broadway, Suite 1810 Portland, OR 97205 Full Service B&M $1,399,364
First Republic Bank 9593 Wilshire Boulevard Beverly Hills, CA 90212 Full Service B&M $393,184
First Republic Bank 999 Adams St Saint Helena, CA 94574 Full Service B&M $278,112
First Republic Bank One Embarcadero Center San Francisco, CA 94111 Full Service B&M $363,778
First Republic Bank One Post Office Square Boston, MA 2109 Full Service B&M $269,737
First Republic Bank 1 Hacker Way, Building #12 Menlo Park, CA 94025 Full Service B&M $151,047
First Republic Bank 10 Columbus Circle New York, NY 10019 Full Service B&M $532,045
First Republic Bank 1001 Franklin Avenue Garden City, NY 11530 Limited, Trust Office $0
First Republic Bank 10297 South De Anza Blvd. Cupertino, CA 95014 Full Service B&M $371,666
First Republic Bank 1088 Stockton Street San Francisco, CA 94108 Full Service B&M $278,416
First Republic Bank 1230 Avenue Of The Americas New York, NY 10020 Full Service B&M $16,039,629
First Republic Bank 12626 High Bluff Drive, Suite 400 San Diego, CA 92130 Full Service B&M $798,444
First Republic Bank 1280 4th Avenue San Diego, CA 92101 Full Service B&M $541,878
First Republic Bank 1354 Castro Street San Francisco, CA 94114 Full Service B&M $294,634
First Republic Bank 1355 Market Square, Suite 140 San Francisco, CA 94103 Full Service B&M $530,064
First Republic Bank 139 S. El Camino Real Millbrae, CA 94030 Full Service B&M $446,940
First Republic Bank 1400 Civic Drive Walnut Creek, CA 94596 Full Service B&M $1,296,077
First Republic Bank 148 E. 79th Street New York, NY 10075 Full Service B&M $262,668
First Republic Bank 160 Federal Street Boston, MA 2110 Full Service B&M $8,387,601
First Republic Bank 1625 The Alameda, Suite 100 San Jose, CA 95126 Full Service B&M $394,374
First Republic Bank 163 Canal Street New York, NY 10013 Full Service B&M $80,858
First Republic Bank 16300 Ventura Boulevard Encino, CA 91436 Full Service B&M $146,476
First Republic Bank 640 3rd Street Ste B Santa Rosa, CA 95404 Full Service B&M $406,619
First Republic Bank 405 Howard St Ste 110 San Francisco, CA 94105 Full Service B&M $276,614
First Republic Bank 431 Wilshire Blvd Santa Monica, CA 90401 Full Service B&M $351,608
First Republic Bank 44 Montgomery Street San Francisco, CA 94104 Full Service B&M $679,183
First Republic Bank 442 6th Ave. New York, NY 10011 Full Service B&M $261,944
First Republic Bank 443 Park Avenue South New York, NY 10016 Full Service B&M $274,356
First Republic Bank 4506 Pga Boulevard Palm Beach Gardens, FL 33418 Full Service B&M $30,510
First Republic Bank 47 Brattle Street Cambridge, MA 2138 Full Service B&M $100,126
First Republic Bank 545 W. Broadway Jackson, WY 83001 Full Service B&M $176,200
First Republic Bank 558 Presidio Boulevard, The Presidio San Francisco, CA 94129 Full Service B&M $576,870
First Republic Bank 575 Madison Avenue New York, NY 10022 Full Service B&M $438,477
First Republic Bank 6001 Geary Boulevard San Francisco, CA 94121 Full Service B&M $373,923
First Republic Bank 601 N. Sepulveda Blvd. Manhattan Beach, CA 90266 Full Service B&M $83,784

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $3,878,156
Net interest income $3,288,035
Total noninterest income $624,821
Gross Fiduciary activities income $20,352
Service charges on deposit accounts $13,970
Trading account gains and fees $49,334
Additional Noninterest Income $541,165
Pre-tax net operating income $1,334,124
Securities gains (or losses, -) $-159
Income before extraordinary items $1,064,151
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $1,064,151
Minority interest net income $0
Net income $1,064,151
Sale, conversion, retirement of capital stock, net $1,019,312
Net operating income $1,064,278

Bank Expenses

Item Value (in 000's)
Total interest expense $590,121
Provision for credit losses $145,210
Total noninterest expense $2,433,522
Salaries and employee benefits $1,507,353
Premises and equipment expense $269,651
Additional noninterest expense $656,518
Applicable income taxes $269,814
Net charge-offs $2,387
Cash dividends $197,494

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 2.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 1.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $114,928,800
Deposits held in domestic offices $114,928,800
Deposits by Individuals, partnerships, and corporations $114,761,893
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $152,331
Deposits by Commercial banks and other depository institutions in U.S. $14,576
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $16,132,198
Demand deposits $13,357,377
Nontransaction accounts $98,796,602
Money market deposit accounts (MMDAs) $28,173,356
Other savings deposits (excluding MMDAs) $61,942,185
Total time deposits $8,681,061
Total time and savings deposits $101,571,423
Noninterest-bearing deposits $46,281,112
Interest-bearing deposits $68,647,688
Retail deposits $109,293,050
IRAs and Keogh plan accounts $1,235,364
Brokered deposits $1,100,001
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $142,502,134
Cash & Balances due from depository institutions $5,094,754
Interest-bearing balances $4,623,213
Total securities $18,530,191
Federal funds sold & reverse repurchase $0
Net loans and leases $111,951,925
Loan and leases loss allowance $635,019
Trading account assets $81,088
Bank premises and fixed assets $1,190,235
Other real estate owned $0
Goodwill and other intangibles $253,510
All other assets $5,400,431

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $142,502,134
Total Liabilities $130,751,488
Total deposits $114,928,800
Interest-bearing deposits $68,647,688
Deposits held in domestic offices $114,928,800
% insured (estimated) $31
Federal funds purchased and repurchase agreements $0
Trading liabilities $73,073
Other borrowed funds $12,751,145
Subordinated debt $778,313
All other liabilities $2,220,157

Issued Loan Types

Type Value (in 000's)
Net loans and leases $111,951,925
Loan and leases loss allowance $635,019
Total loans and leases (domestic) $112,586,944
All real estate loans $88,526,444
Real estate loans in domestic offices $88,526,444
Construction and development loans $2,942,017
Residential 1-4 family construction $1,385,373
Other construction, all land development and other land $1,556,644
Loans secured by nonfarm nonresidential properties $8,018,158
Nonfarm nonresidential secured by owner-occupied properties $546,000
Commercial real estate & other non-farm, non-residential $7,472,158
Multifamily residential real estate $13,768,957
1-4 family residential loans $63,710,714
Farmland loans $86,598
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $13,428,631
To non-U.S. addressees $93,917
Loans to individuals $5,309,207
Credit card loans $0
Related Plans $2,208
Consumer Auto Loans $0
Other loans to individuals $5,306,999
All other loans & leases $5,322,662
Loans to foreign governments and official institutions $0
Other loans $1,957,090
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $312,579
Loans secured by real estate to non-U.S. addressees $105,267
Restructured Loans & leases $11,253
Non 1-4 family restructured loans & leases $5,506
Total loans and leases (foreign) $0

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 580 $363,507 $626,736
Nonfarm, nonresidential loans - <$100k 2 $172 $86,000
Nonfarm, nonresidential loans - $100-250k 18 $3,293 $182,944
Nonfarm, nonresidential loans - $250k-1MM 560 $360,042 $642,932
Commercial & Industrial, US addressed loans - <$1MM 8,587 $987,135 $114,957
Commercial & Industrial, US addressed loans - <$100k 5,611 $196,084 $34,946
Commercial & Industrial, US addressed loans - $100-250k 1,530 $209,809 $137,130
Commercial & Industrial, US addressed loans - $250k-1MM 1,446 $581,242 $401,965