Bennington USDA Loan Rates, Closing Costs & Stats
Bennington, VT
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Bennington's 0 lenders originated 1 USDA loans during 2023. The total origination value was $215,000, with an average USDA loan value of $215,000.
Bennington USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Bennington
averaged
-0.29%
for the week of 2024-11-15, compared to the national average (all USDA variants) of
0% for the same period.
Bennington's average USDA mortgage closing costs are $5,059.
The average rate for the prior week (2024-11-08) was
6.57% and
one month ago for the week of 2024-10-11, the
average rate was 6.03%.
The average rate one year ago was 7.35%.
For refis of the same type during the week of 2024-11-15, the average rate
was 0.1%.
Bennington USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Bennington level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|
The lowest fee Bennington USDA lenders (with over 10 loans originated) are
.
The lowest rate Bennington USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $330,250 (7.6%) | $468,924 (2.9%) | 0.00 | 487 |
| 2018-02-01 | $335,000 (7.3%) | $475,937 (3.2%) | 0.00 | 469 |
| 2018-03-01 | $335,000 (5.7%) | $467,470 (1.4%) | 0.00 | 468 |
| 2018-04-01 | $327,000 (2.2%) | $460,026 (-0.9%) | 0.00 | 470 |
| 2018-05-01 | $321,375 (1.4%) | $452,995 (-2.2%) | 0.00 | 480 |
| 2018-06-01 | $328,800 (6.2%) | $448,591 (-2.1%) | 0.00 | 519 |
| 2018-07-01 | $332,350 (4.2%) | $449,029 (-3.6%) | 0.00 | 546 |
| 2018-08-01 | $329,750 (3.4%) | $458,917 (-1.2%) | 0.00 | 560 |
| 2018-09-01 | $334,900 (3.1%) | $473,383 (2.5%) | 0.00 | 546 |
| 2018-10-01 | $337,000 (0.6%) | $476,226 (1.9%) | 0.00 | 551 |
| 2018-11-01 | $329,000 (-0.6%) | $467,665 (-0.8%) | 0.00 | 524 |
| 2018-12-01 | $334,900 (1.6%) | $479,946 (2.4%) | 0.00 | 488 |
| 2019-01-01 | $341,950 (3.5%) | $474,728 (1.2%) | 0.00 | 456 |
| 2019-02-01 | $344,925 (3.0%) | $468,532 (-1.6%) | 0.00 | 452 |
| 2019-03-01 | $345,264 (3.1%) | $479,964 (2.7%) | 0.00 | 436 |
| 2019-04-01 | $341,975 (4.6%) | $486,582 (5.8%) | 0.00 | 424 |
| 2019-05-01 | $332,000 (3.3%) | $467,493 (3.2%) | 0.00 | 425 |
| 2019-06-01 | $329,900 (0.3%) | $465,569 (3.8%) | 0.00 | 435 |
| 2019-07-01 | $345,000 (3.8%) | $483,805 (7.7%) | 0.00 | 472 |
| 2019-08-01 | $346,336 (5.0%) | $494,201 (7.7%) | 0.00 | 460 |
| 2019-09-01 | $348,341 (4.0%) | $500,484 (5.7%) | 0.00 | 441 |
| 2019-10-01 | $349,677 (3.8%) | $501,743 (5.4%) | 0.00 | 427 |
| 2019-11-01 | $349,900 (6.4%) | $500,664 (7.1%) | 0.00 | 399 |
| 2019-12-01 | $349,675 (4.4%) | $507,398 (5.7%) | 0.00 | 388 |
| 2020-01-01 | $345,500 (1.0%) | $497,531 (4.8%) | 0.00 | 371 |
| 2020-02-01 | $339,000 (-1.7%) | $495,739 (5.8%) | 0.00 | 352 |
| 2020-03-01 | $348,125 (0.8%) | $515,443 (7.4%) | 0.00 | 340 |
| 2020-04-01 | $349,475 (2.2%) | $530,920 (9.1%) | 0.00 | 318 |
| 2020-05-01 | $349,000 (5.1%) | $521,910 (11.6%) | 0.00 | 309 |
| 2020-06-01 | $348,825 (5.7%) | $524,817 (12.7%) | 0.00 | 297 |
| 2020-07-01 | $349,450 (1.3%) | $569,294 (17.7%) | 0.00 | 288 |
| 2020-08-01 | $379,900 (9.7%) | $606,470 (22.7%) | 0.00 | 254 |
| 2020-09-01 | $398,775 (14.5%) | $607,654 (21.4%) | 0.00 | 225 |
| 2020-10-01 | $395,000 (13.0%) | $622,991 (24.2%) | 0.00 | 203 |
| 2020-11-01 | $423,250 (21.0%) | $695,596 (38.9%) | 0.00 | 167 |
| 2020-12-01 | $439,500 (25.7%) | $716,684 (41.3%) | 0.00 | 158 |
| 2021-01-01 | $404,000 (16.9%) | $704,212 (41.5%) | 0.00 | 144 |
| 2021-02-01 | $362,450 (6.9%) | $674,224 (36.0%) | 0.00 | 129 |
| 2021-03-01 | $387,500 (11.3%) | $707,467 (37.3%) | 0.00 | 111 |
| 2021-04-01 | $424,000 (21.3%) | $737,061 (38.8%) | 0.00 | 106 |
| 2021-05-01 | $492,000 (41.0%) | $750,453 (43.8%) | 0.00 | 111 |
| 2021-06-01 | $477,000 (36.7%) | $751,521 (43.2%) | 0.00 | 128 |
| 2021-07-01 | $434,000 (24.2%) | $734,674 (29.1%) | 0.00 | 135 |
| 2021-08-01 | $434,750 (14.4%) | $724,792 (19.5%) | 0.00 | 131 |
| 2021-09-01 | $437,500 (9.7%) | $701,754 (15.5%) | 0.00 | 134 |
| 2021-10-01 | $449,900 (13.9%) | $720,247 (15.6%) | 0.00 | 108 |
| 2021-11-01 | $449,000 (6.1%) | $675,807 (-2.8%) | 0.00 | 89 |
| 2021-12-01 | $428,750 (-2.5%) | $676,423 (-5.6%) | 0.00 | 77 |
| 2022-01-01 | $425,000 (5.2%) | $708,442 (0.6%) | 0.00 | 59 |
| 2022-02-01 | $449,950 (24.1%) | $717,520 (6.4%) | 0.00 | 55 |
| 2022-03-01 | $437,425 (12.9%) | $696,894 (-1.5%) | 0.00 | 55 |
| 2022-04-01 | $450,000 (6.1%) | $757,228 (2.7%) | 0.00 | 57 |
| 2022-05-01 | $462,000 (-6.1%) | $818,981 (9.1%) | 0.00 | 73 |
| 2022-06-01 | $467,000 (-2.1%) | $844,626 (12.4%) | 0.00 | 102 |
| 2022-07-01 | $499,000 (15.0%) | $843,383 (14.8%) | 0.00 | 121 |
| 2022-08-01 | $549,500 (26.4%) | $895,507 (23.6%) | 0.00 | 109 |
| 2022-09-01 | $550,000 (25.7%) | $941,175 (34.1%) | 0.00 | 100 |
| 2022-10-01 | $507,000 (12.7%) | $859,487 (19.3%) | 0.00 | 98 |
| 2022-11-01 | $476,000 (6.0%) | $833,164 (23.3%) | 0.00 | 85 |
| 2022-12-01 | $479,000 (11.7%) | $817,594 (20.9%) | 0.00 | 77 |
| 2023-01-01 | $491,000 (15.5%) | $839,126 (18.5%) | 0.00 | 73 |
| 2023-02-01 | $566,000 (25.8%) | $886,082 (23.5%) | 0.00 | 63 |
| 2023-03-01 | $477,000 (9.1%) | $831,966 (19.4%) | 0.00 | 58 |
| 2023-04-01 | $464,000 (3.1%) | $850,183 (12.3%) | 0.00 | 54 |
| 2023-05-01 | $570,000 (23.4%) | $906,117 (10.6%) | 0.00 | 58 |
| 2023-06-01 | $609,125 (30.4%) | $995,876 (17.9%) | 0.00 | 62 |
| 2023-07-01 | $569,000 (14.0%) | $870,825 (3.3%) | 0.00 | 72 |
| 2023-08-01 | $571,750 (4.1%) | $906,093 (1.2%) | 0.00 | 72 |
| 2023-09-01 | $575,000 (4.6%) | $865,680 (-8.0%) | 0.00 | 89 |
| 2023-10-01 | $579,450 (14.3%) | $949,311 (10.5%) | 0.00 | 96 |
| 2023-11-01 | $550,000 (15.6%) | $1,011,265 (21.4%) | 0.00 | 90 |
| 2023-12-01 | $612,000 (27.8%) | $1,064,126 (30.2%) | 0.00 | 84 |
| 2024-01-01 | $699,000 (42.4%) | $1,099,900 (31.1%) | 0.00 | 80 |
| 2024-02-01 | $705,500 (24.7%) | $1,101,987 (24.4%) | 0.00 | 78 |
| 2024-03-01 | $725,000 (52.0%) | $1,051,957 (26.4%) | 0.00 | 68 |
| 2024-04-01 | $681,000 (46.8%) | $927,370 (9.1%) | 0.00 | 67 |
| 2024-05-01 | $693,000 (21.6%) | $972,792 (7.4%) | 0.00 | 78 |
| 2024-06-01 | $635,000 (4.3%) | $954,538 (-4.2%) | 0.00 | 108 |
| 2024-07-01 | $616,250 (8.3%) | $958,468 (10.1%) | 0.00 | 123 |
| 2024-08-01 | $585,000 (2.3%) | $932,507 (2.9%) | 0.00 | 141 |
| 2024-09-01 | $590,000 (2.6%) | $984,743 (13.8%) | 0.00 | 155 |
| 2024-10-01 | $583,725 (0.7%) | $938,449 (-1.1%) | 0.00 | 161 |
Bennington's median listing price comes in at 0% of the national average.
Bennington's average listing price for 2024-10-01 was $938,449, a difference of $-10,862 (-1.1%) versus the prior year and $-46,294 versus the prior month.
For the 2024-10-01 period, Bennington had 161 MLS listings, a difference of 6 listings (4%) versus the prior month and 65 listings (68%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,330 sqft |
| 2018-02-01 | 0 days | 2,337 sqft |
| 2018-03-01 | 0 days | 2,335 sqft |
| 2018-04-01 | 0 days | 2,305 sqft |
| 2018-05-01 | 0 days | 2,318 sqft |
| 2018-06-01 | 0 days | 2,342 sqft |
| 2018-07-01 | 0 days | 2,392 sqft |
| 2018-08-01 | 0 days | 2,414 sqft |
| 2018-09-01 | 0 days | 2,424 sqft |
| 2018-10-01 | 0 days | 2,449 sqft |
| 2018-11-01 | 0 days | 2,422 sqft |
| 2018-12-01 | 0 days | 2,490 sqft |
| 2019-01-01 | 0 days | 2,491 sqft |
| 2019-02-01 | 0 days | 2,466 sqft |
| 2019-03-01 | 0 days | 2,474 sqft |
| 2019-04-01 | 0 days | 2,480 sqft |
| 2019-05-01 | 0 days | 2,412 sqft |
| 2019-06-01 | 0 days | 2,400 sqft |
| 2019-07-01 | 0 days | 2,451 sqft |
| 2019-08-01 | 0 days | 2,436 sqft |
| 2019-09-01 | 0 days | 2,444 sqft |
| 2019-10-01 | 0 days | 2,440 sqft |
| 2019-11-01 | 0 days | 2,419 sqft |
| 2019-12-01 | 0 days | 2,404 sqft |
| 2020-01-01 | 0 days | 2,375 sqft |
| 2020-02-01 | 0 days | 2,396 sqft |
| 2020-03-01 | 0 days | 2,476 sqft |
| 2020-04-01 | 0 days | 2,476 sqft |
| 2020-05-01 | 0 days | 2,436 sqft |
| 2020-06-01 | 0 days | 2,446 sqft |
| 2020-07-01 | 0 days | 2,456 sqft |
| 2020-08-01 | 0 days | 2,553 sqft |
| 2020-09-01 | 0 days | 2,460 sqft |
| 2020-10-01 | 0 days | 2,388 sqft |
| 2020-11-01 | 0 days | 2,650 sqft |
| 2020-12-01 | 0 days | 2,597 sqft |
| 2021-01-01 | 0 days | 2,517 sqft |
| 2021-02-01 | 0 days | 2,327 sqft |
| 2021-03-01 | 0 days | 2,393 sqft |
| 2021-04-01 | 0 days | 2,400 sqft |
| 2021-05-01 | 0 days | 2,529 sqft |
| 2021-06-01 | 0 days | 2,484 sqft |
| 2021-07-01 | 0 days | 2,395 sqft |
| 2021-08-01 | 0 days | 2,342 sqft |
| 2021-09-01 | 0 days | 2,344 sqft |
| 2021-10-01 | 0 days | 2,360 sqft |
| 2021-11-01 | 0 days | 2,208 sqft |
| 2021-12-01 | 0 days | 2,167 sqft |
| 2022-01-01 | 0 days | 2,322 sqft |
| 2022-02-01 | 0 days | 2,305 sqft |
| 2022-03-01 | 0 days | 1,930 sqft |
| 2022-04-01 | 0 days | 2,012 sqft |
| 2022-05-01 | 0 days | 2,207 sqft |
| 2022-06-01 | 0 days | 2,283 sqft |
| 2022-07-01 | 0 days | 2,476 sqft |
| 2022-08-01 | 0 days | 2,582 sqft |
| 2022-09-01 | 0 days | 2,584 sqft |
| 2022-10-01 | 0 days | 2,543 sqft |
| 2022-11-01 | 0 days | 2,359 sqft |
| 2022-12-01 | 0 days | 2,350 sqft |
| 2023-01-01 | 0 days | 2,441 sqft |
| 2023-02-01 | 0 days | 2,665 sqft |
| 2023-03-01 | 0 days | 2,502 sqft |
| 2023-04-01 | 0 days | 2,496 sqft |
| 2023-05-01 | 0 days | 2,771 sqft |
| 2023-06-01 | 0 days | 2,910 sqft |
| 2023-07-01 | 0 days | 2,920 sqft |
| 2023-08-01 | 0 days | 2,948 sqft |
| 2023-09-01 | 0 days | 2,588 sqft |
| 2023-10-01 | 0 days | 2,689 sqft |
| 2023-11-01 | 0 days | 2,660 sqft |
| 2023-12-01 | 0 days | 2,701 sqft |
| 2024-01-01 | 0 days | 2,726 sqft |
| 2024-02-01 | 0 days | 2,730 sqft |
| 2024-03-01 | 0 days | 2,774 sqft |
| 2024-04-01 | 0 days | 2,462 sqft |
| 2024-05-01 | 0 days | 2,598 sqft |
| 2024-06-01 | 0 days | 2,272 sqft |
| 2024-07-01 | 0 days | 2,320 sqft |
| 2024-08-01 | 0 days | 2,399 sqft |
| 2024-09-01 | 0 days | 2,317 sqft |
| 2024-10-01 | 0 days | 2,319 sqft |
Bennington's median square footage for active listings during the 2024-10-01 period was 2,319 sqft. One year prior, the average listing was 2,689 sqft.