Bennington USDA Loan Rates, Closing Costs & Stats
Bennington, VT
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Bennington's 0 lenders originated 1 USDA loans during 2023. The total origination value was $215,000, with an average USDA loan value of $215,000.
Bennington USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Bennington
averaged
6.24%
for the week of 2025-02-14, compared to the national average (all USDA variants) of
6.526% for the same period.
Bennington's average USDA mortgage closing costs are $5,059.
The average rate for the prior week (2025-02-07) was
6.4% and
one month ago for the week of 2025-01-10, the
average rate was 6.64%.
The average rate one year ago was 6.63%.
For refis of the same type during the week of 2025-02-14, the average rate
was 6.73%.
Bennington USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Bennington level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|
The lowest fee Bennington USDA lenders (with over 10 loans originated) are
.
The lowest rate Bennington USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $329,500 (6.5%) | $467,977 (2.6%) | 0.00 | 485 |
| 2018-02-01 | $335,000 (6.4%) | $475,097 (3.0%) | 0.00 | 467 |
| 2018-03-01 | $335,000 (5.2%) | $467,150 (1.3%) | 0.00 | 466 |
| 2018-04-01 | $327,000 (1.6%) | $459,658 (-1.1%) | 0.00 | 467 |
| 2018-05-01 | $320,750 (0.3%) | $453,150 (-2.2%) | 0.00 | 478 |
| 2018-06-01 | $326,900 (4.7%) | $448,274 (-2.3%) | 0.00 | 518 |
| 2018-07-01 | $332,250 (4.2%) | $448,708 (-3.7%) | 0.00 | 545 |
| 2018-08-01 | $329,725 (3.4%) | $458,629 (-1.3%) | 0.00 | 559 |
| 2018-09-01 | $334,900 (2.4%) | $473,588 (2.5%) | 0.00 | 544 |
| 2018-10-01 | $336,975 (0.6%) | $475,794 (1.9%) | 0.00 | 549 |
| 2018-11-01 | $329,000 (-0.6%) | $466,141 (-1.1%) | 0.00 | 521 |
| 2018-12-01 | $330,000 (0.2%) | $478,079 (2.2%) | 0.00 | 486 |
| 2019-01-01 | $340,725 (3.4%) | $473,414 (1.2%) | 0.00 | 455 |
| 2019-02-01 | $343,675 (2.6%) | $467,198 (-1.7%) | 0.00 | 451 |
| 2019-03-01 | $344,957 (3.0%) | $478,396 (2.4%) | 0.00 | 435 |
| 2019-04-01 | $341,950 (4.6%) | $484,749 (5.5%) | 0.00 | 423 |
| 2019-05-01 | $331,000 (3.2%) | $465,615 (2.8%) | 0.00 | 424 |
| 2019-06-01 | $329,900 (0.9%) | $463,703 (3.4%) | 0.00 | 433 |
| 2019-07-01 | $343,450 (3.4%) | $482,166 (7.5%) | 0.00 | 470 |
| 2019-08-01 | $346,336 (5.0%) | $492,494 (7.4%) | 0.00 | 459 |
| 2019-09-01 | $348,341 (4.0%) | $498,728 (5.3%) | 0.00 | 440 |
| 2019-10-01 | $349,677 (3.8%) | $500,856 (5.3%) | 0.00 | 426 |
| 2019-11-01 | $349,900 (6.4%) | $500,798 (7.4%) | 0.00 | 397 |
| 2019-12-01 | $349,675 (6.0%) | $508,088 (6.3%) | 0.00 | 386 |
| 2020-01-01 | $345,500 (1.4%) | $498,240 (5.2%) | 0.00 | 369 |
| 2020-02-01 | $339,000 (-1.4%) | $496,477 (6.3%) | 0.00 | 350 |
| 2020-03-01 | $348,125 (0.9%) | $516,332 (7.9%) | 0.00 | 338 |
| 2020-04-01 | $349,475 (2.2%) | $531,963 (9.7%) | 0.00 | 316 |
| 2020-05-01 | $348,500 (5.3%) | $522,879 (12.3%) | 0.00 | 308 |
| 2020-06-01 | $348,600 (5.7%) | $524,994 (13.2%) | 0.00 | 296 |
| 2020-07-01 | $349,000 (1.6%) | $569,628 (18.1%) | 0.00 | 286 |
| 2020-08-01 | $359,000 (3.7%) | $607,010 (23.3%) | 0.00 | 253 |
| 2020-09-01 | $397,775 (14.2%) | $607,204 (21.8%) | 0.00 | 225 |
| 2020-10-01 | $395,000 (13.0%) | $622,991 (24.4%) | 0.00 | 203 |
| 2020-11-01 | $423,250 (21.0%) | $695,596 (38.9%) | 0.00 | 167 |
| 2020-12-01 | $439,500 (25.7%) | $717,411 (41.2%) | 0.00 | 158 |
| 2021-01-01 | $409,900 (18.6%) | $707,271 (42.0%) | 0.00 | 143 |
| 2021-02-01 | $362,475 (6.9%) | $677,467 (36.5%) | 0.00 | 128 |
| 2021-03-01 | $392,250 (12.7%) | $711,480 (37.8%) | 0.00 | 110 |
| 2021-04-01 | $426,500 (22.0%) | $741,499 (39.4%) | 0.00 | 105 |
| 2021-05-01 | $492,000 (41.2%) | $754,519 (44.3%) | 0.00 | 110 |
| 2021-06-01 | $477,000 (36.8%) | $754,634 (43.7%) | 0.00 | 128 |
| 2021-07-01 | $439,000 (25.8%) | $734,674 (29.0%) | 0.00 | 134 |
| 2021-08-01 | $434,750 (21.1%) | $724,792 (19.4%) | 0.00 | 131 |
| 2021-09-01 | $437,500 (10.0%) | $701,754 (15.6%) | 0.00 | 134 |
| 2021-10-01 | $449,950 (13.9%) | $718,340 (15.3%) | 0.00 | 109 |
| 2021-11-01 | $449,000 (6.1%) | $674,072 (-3.1%) | 0.00 | 90 |
| 2021-12-01 | $434,750 (-1.1%) | $674,541 (-6.0%) | 0.00 | 78 |
| 2022-01-01 | $425,000 (3.7%) | $708,442 (0.2%) | 0.00 | 59 |
| 2022-02-01 | $449,950 (24.1%) | $716,005 (5.7%) | 0.00 | 55 |
| 2022-03-01 | $437,425 (11.5%) | $696,894 (-2.1%) | 0.00 | 55 |
| 2022-04-01 | $450,000 (5.5%) | $757,228 (2.1%) | 0.00 | 57 |
| 2022-05-01 | $462,000 (-6.1%) | $818,981 (8.5%) | 0.00 | 73 |
| 2022-06-01 | $461,000 (-3.4%) | $844,626 (11.9%) | 0.00 | 102 |
| 2022-07-01 | $499,000 (13.7%) | $843,383 (14.8%) | 0.00 | 121 |
| 2022-08-01 | $549,500 (26.4%) | $895,507 (23.6%) | 0.00 | 109 |
| 2022-09-01 | $550,000 (25.7%) | $941,175 (34.1%) | 0.00 | 100 |
| 2022-10-01 | $507,000 (12.7%) | $859,487 (19.7%) | 0.00 | 98 |
| 2022-11-01 | $476,000 (6.0%) | $833,164 (23.6%) | 0.00 | 85 |
| 2022-12-01 | $479,000 (10.2%) | $817,594 (21.2%) | 0.00 | 77 |
| 2023-01-01 | $487,000 (14.6%) | $837,462 (18.2%) | 0.00 | 73 |
| 2023-02-01 | $566,000 (25.8%) | $886,082 (23.8%) | 0.00 | 63 |
| 2023-03-01 | $477,000 (9.1%) | $831,966 (19.4%) | 0.00 | 58 |
| 2023-04-01 | $464,000 (3.1%) | $850,183 (12.3%) | 0.00 | 54 |
| 2023-05-01 | $570,000 (23.4%) | $906,117 (10.6%) | 0.00 | 58 |
| 2023-06-01 | $609,125 (32.1%) | $995,876 (17.9%) | 0.00 | 62 |
| 2023-07-01 | $569,000 (14.0%) | $870,825 (3.3%) | 0.00 | 72 |
| 2023-08-01 | $571,750 (4.1%) | $906,093 (1.2%) | 0.00 | 72 |
| 2023-09-01 | $575,000 (4.6%) | $865,680 (-8.0%) | 0.00 | 89 |
| 2023-10-01 | $579,450 (14.3%) | $949,311 (10.5%) | 0.00 | 96 |
| 2023-11-01 | $550,000 (15.6%) | $1,011,265 (21.4%) | 0.00 | 90 |
| 2023-12-01 | $612,000 (27.8%) | $1,064,126 (30.2%) | 0.00 | 84 |
| 2024-01-01 | $699,000 (43.5%) | $1,099,900 (31.3%) | 0.00 | 80 |
| 2024-02-01 | $705,500 (24.7%) | $1,101,987 (24.4%) | 0.00 | 78 |
| 2024-03-01 | $725,000 (52.0%) | $1,051,957 (26.4%) | 0.00 | 68 |
| 2024-04-01 | $681,000 (46.8%) | $927,370 (9.1%) | 0.00 | 67 |
| 2024-05-01 | $675,000 (18.4%) | $961,442 (6.1%) | 0.00 | 78 |
| 2024-06-01 | $599,000 (-1.7%) | $946,075 (-5.0%) | 0.00 | 108 |
| 2024-07-01 | $616,250 (8.3%) | $960,408 (10.3%) | 0.00 | 123 |
| 2024-08-01 | $585,000 (2.3%) | $932,507 (2.9%) | 0.00 | 141 |
| 2024-09-01 | $585,000 (1.7%) | $979,958 (13.2%) | 0.00 | 154 |
| 2024-10-01 | $580,450 (0.2%) | $933,770 (-1.6%) | 0.00 | 160 |
| 2024-11-01 | $575,000 (4.6%) | $974,948 (-3.6%) | 0.00 | 148 |
| 2024-12-01 | $556,500 (-9.1%) | $981,215 (-7.8%) | 0.00 | 128 |
| 2025-01-01 | $599,000 (-14.3%) | $1,032,582 (-6.1%) | 0.00 | 113 |
Bennington's median listing price comes in at 0% of the national average.
Bennington's average listing price for 2025-01-01 was $1,032,582, a difference of $-67,318 (-6.1%) versus the prior year and $51,367 versus the prior month.
For the 2025-01-01 period, Bennington had 113 MLS listings, a difference of -15 listings (-12%) versus the prior month and 33 listings (41%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bennington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,338 sqft |
| 2018-02-01 | 0 days | 2,340 sqft |
| 2018-03-01 | 0 days | 2,340 sqft |
| 2018-04-01 | 0 days | 2,324 sqft |
| 2018-05-01 | 0 days | 2,321 sqft |
| 2018-06-01 | 0 days | 2,344 sqft |
| 2018-07-01 | 0 days | 2,395 sqft |
| 2018-08-01 | 0 days | 2,417 sqft |
| 2018-09-01 | 0 days | 2,449 sqft |
| 2018-10-01 | 0 days | 2,459 sqft |
| 2018-11-01 | 0 days | 2,430 sqft |
| 2018-12-01 | 0 days | 2,498 sqft |
| 2019-01-01 | 0 days | 2,494 sqft |
| 2019-02-01 | 0 days | 2,469 sqft |
| 2019-03-01 | 0 days | 2,475 sqft |
| 2019-04-01 | 0 days | 2,481 sqft |
| 2019-05-01 | 0 days | 2,414 sqft |
| 2019-06-01 | 0 days | 2,400 sqft |
| 2019-07-01 | 0 days | 2,450 sqft |
| 2019-08-01 | 0 days | 2,436 sqft |
| 2019-09-01 | 0 days | 2,444 sqft |
| 2019-10-01 | 0 days | 2,440 sqft |
| 2019-11-01 | 0 days | 2,405 sqft |
| 2019-12-01 | 0 days | 2,404 sqft |
| 2020-01-01 | 0 days | 2,375 sqft |
| 2020-02-01 | 0 days | 2,396 sqft |
| 2020-03-01 | 0 days | 2,476 sqft |
| 2020-04-01 | 0 days | 2,476 sqft |
| 2020-05-01 | 0 days | 2,432 sqft |
| 2020-06-01 | 0 days | 2,441 sqft |
| 2020-07-01 | 0 days | 2,425 sqft |
| 2020-08-01 | 0 days | 2,525 sqft |
| 2020-09-01 | 0 days | 2,447 sqft |
| 2020-10-01 | 0 days | 2,376 sqft |
| 2020-11-01 | 0 days | 2,650 sqft |
| 2020-12-01 | 0 days | 2,588 sqft |
| 2021-01-01 | 0 days | 2,550 sqft |
| 2021-02-01 | 0 days | 2,336 sqft |
| 2021-03-01 | 0 days | 2,396 sqft |
| 2021-04-01 | 0 days | 2,401 sqft |
| 2021-05-01 | 0 days | 2,529 sqft |
| 2021-06-01 | 0 days | 2,495 sqft |
| 2021-07-01 | 0 days | 2,395 sqft |
| 2021-08-01 | 0 days | 2,342 sqft |
| 2021-09-01 | 0 days | 2,344 sqft |
| 2021-10-01 | 0 days | 2,355 sqft |
| 2021-11-01 | 0 days | 2,189 sqft |
| 2021-12-01 | 0 days | 2,140 sqft |
| 2022-01-01 | 0 days | 2,322 sqft |
| 2022-02-01 | 0 days | 2,311 sqft |
| 2022-03-01 | 0 days | 1,930 sqft |
| 2022-04-01 | 0 days | 2,012 sqft |
| 2022-05-01 | 0 days | 2,207 sqft |
| 2022-06-01 | 0 days | 2,262 sqft |
| 2022-07-01 | 0 days | 2,476 sqft |
| 2022-08-01 | 0 days | 2,582 sqft |
| 2022-09-01 | 0 days | 2,584 sqft |
| 2022-10-01 | 0 days | 2,543 sqft |
| 2022-11-01 | 0 days | 2,359 sqft |
| 2022-12-01 | 0 days | 2,350 sqft |
| 2023-01-01 | 0 days | 2,458 sqft |
| 2023-02-01 | 0 days | 2,665 sqft |
| 2023-03-01 | 0 days | 2,502 sqft |
| 2023-04-01 | 0 days | 2,496 sqft |
| 2023-05-01 | 0 days | 2,771 sqft |
| 2023-06-01 | 0 days | 2,910 sqft |
| 2023-07-01 | 0 days | 2,920 sqft |
| 2023-08-01 | 0 days | 2,948 sqft |
| 2023-09-01 | 0 days | 2,588 sqft |
| 2023-10-01 | 0 days | 2,689 sqft |
| 2023-11-01 | 0 days | 2,660 sqft |
| 2023-12-01 | 0 days | 2,701 sqft |
| 2024-01-01 | 0 days | 2,726 sqft |
| 2024-02-01 | 0 days | 2,730 sqft |
| 2024-03-01 | 0 days | 2,774 sqft |
| 2024-04-01 | 0 days | 2,462 sqft |
| 2024-05-01 | 0 days | 2,586 sqft |
| 2024-06-01 | 0 days | 2,232 sqft |
| 2024-07-01 | 0 days | 2,360 sqft |
| 2024-08-01 | 0 days | 2,399 sqft |
| 2024-09-01 | 0 days | 2,308 sqft |
| 2024-10-01 | 0 days | 2,315 sqft |
| 2024-11-01 | 0 days | 2,357 sqft |
| 2024-12-01 | 0 days | 2,319 sqft |
| 2025-01-01 | 0 days | 2,416 sqft |
Bennington's median square footage for active listings during the 2025-01-01 period was 2,416 sqft. One year prior, the average listing was 2,726 sqft.