Homebridge Financial Services Mortgage Rates, Fees & Info
Iselin, NJLEI: 5493001WHVQBGRSWEU75
Tax ID: 22-3123730
1 stars - Updated: 11/11/24
-
out of 5 stars, based on 123 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Homebridge Financial Services is a mid-sized mortgage company specializing in Home Purchase loans. Homebridge Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Los Angeles, Seattle, Riverside, and Tampa among others. We have data for 537 markets. (Some data included below & more in-depth data is available with an active subscription.)Homebridge Financial Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homebridge Financial Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 8.78% | 11/11/24 |
| 30 Year Conventional Purchase | 6.84% | 11/11/24 |
| 30 Year Conventional Refi | 6.85% | 11/11/24 |
| 30 Year Cash-out Refi | 7.13% | 11/11/24 |
| 30 Year FHA Purchase | 7.45% | 11/11/24 |
| 30 Year FHA Refi | 6.80% | 11/11/24 |
| 30 Year VA Purchase | 6.29% | 11/11/24 |
| 30 Year VA Refi | 5.89% | 11/11/24 |
| 30 Year USDA Purchase | 6.90% | 11/11/24 |
| 30 Year USDA Refi | 7.22% | 11/11/24 |
| 15 Year Conventional Purchase | 6.02% | 11/11/24 |
| 15 Year Conventional Refi | 6.17% | 11/11/24 |
| 15 Year Cash-out Refi | 6.17% | 11/11/24 |
| 15 Year FHA Purchase | 7.19% | 11/11/24 |
| 15 Year FHA Refi | 6.31% | 11/11/24 |
| 15 Year VA Purchase | 6.78% | 11/11/24 |
| 15 Year VA Refi | 5.68% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Homebridge Financial Services Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Homebridge Financial Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,089Origination Dollar Volume (All Markets)
$3,964,755,000Awards
×
![]()
HOMEBRIDGE FINANCIAL SERVICES - 2023
HOMEBRIDGE FINANCIAL SERVICES is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
Work for HOMEBRIDGE FINANCIAL SERVICES?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Homebridge Financial Services's average 30 year fixed mortgage rate was
8.65%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 2.17%.
Relative Fees (Closing Costs)
Homebridge Financial Services's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,819.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,060 | $428,340,000 | $404,094 | $15,541 | 7.85% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,129 | $376,795,000 | $333,742 | $16,604 | 10.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 481 | $211,245,000 | $439,179 | $11,772 | 7.83% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 708 | $153,310,000 | $216,540 | $14,660 | 10.31% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 586 | $150,920,000 | $257,543 | $14,264 | 8.98% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 526 | $130,440,000 | $247,985 | $11,111 | 8.68% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 484 | $130,040,000 | $268,678 | $15,309 | 9.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 598 | $111,860,000 | $187,057 | $13,213 | 10.48% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 267 | $89,785,000 | $336,273 | $13,317 | 9.12% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 520 | $84,510,000 | $162,519 | $12,440 | 10.89% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 193 | $69,975,000 | $362,565 | $11,297 | 6.70% |
| Outside of Metro Areas | 252 | $66,330,000 | $263,214 | $9,798 | 8.10% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 219 | $65,535,000 | $299,247 | $11,618 | 7.60% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 170 | $60,640,000 | $356,706 | $10,992 | 7.95% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 158 | $60,530,000 | $383,101 | $11,319 | 7.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 294 | $53,480,000 | $181,905 | $11,869 | 9.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 206 | $46,730,000 | $226,845 | $8,859 | 7.89% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 131 | $45,825,000 | $349,809 | $8,755 | 6.59% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 219 | $44,915,000 | $205,091 | $13,003 | 10.21% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 210 | $43,130,000 | $205,381 | $9,357 | 8.10% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 164 | $42,450,000 | $258,841 | $13,961 | 9.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 225 | $42,065,000 | $186,956 | $12,463 | 10.58% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 63 | $39,065,000 | $620,079 | $17,712 | 7.32% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 121 | $38,455,000 | $317,810 | $13,767 | 7.63% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 102 | $35,180,000 | $344,902 | $12,328 | 9.22% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 156 | $32,230,000 | $206,603 | $8,145 | 9.17% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 120 | $31,750,000 | $264,583 | $14,107 | 7.28% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 95 | $27,255,000 | $286,895 | $11,780 | 7.44% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 109 | $26,555,000 | $243,624 | $10,358 | 8.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 131 | $26,095,000 | $199,198 | $12,382 | 9.77% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 74 | $24,890,000 | $336,351 | $9,676 | 7.23% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 148 | $24,320,000 | $164,324 | $10,717 | 9.48% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 110 | $22,990,000 | $209,000 | $8,768 | 6.39% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 120 | $22,680,000 | $189,000 | $10,093 | 9.35% |
| YAKIMA, WA (FHA|USDA|VA) | 73 | $21,185,000 | $290,205 | $8,933 | 6.52% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 73 | $20,415,000 | $279,658 | $10,115 | 7.69% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 57 | $19,905,000 | $349,211 | $13,344 | 6.80% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 51 | $19,765,000 | $387,549 | $8,544 | 6.66% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 72 | $19,630,000 | $272,639 | $9,165 | 7.42% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 110 | $19,050,000 | $173,182 | $12,862 | 9.39% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 119 | $18,675,000 | $156,933 | $9,937 | 9.65% |
| STOCKTON, CA (FHA|USDA|VA) | 78 | $18,360,000 | $235,385 | $12,213 | 10.01% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 113 | $18,135,000 | $160,487 | $5,656 | 6.24% |
| VALLEJO, CA (FHA|USDA|VA) | 71 | $17,315,000 | $243,873 | $13,878 | 10.01% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 65 | $16,375,000 | $251,923 | $8,600 | 7.56% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 49 | $16,295,000 | $332,551 | $11,763 | 6.84% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 34 | $15,680,000 | $461,176 | $11,763 | 9.23% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 51 | $15,535,000 | $304,608 | $17,423 | 9.82% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 51 | $15,365,000 | $301,275 | $8,430 | 6.47% |
| BOISE CITY, ID (FHA|USDA|VA) | 52 | $15,160,000 | $291,538 | $9,967 | 8.29% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 54 | $15,150,000 | $280,556 | $8,483 | 7.72% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 50 | $15,040,000 | $300,800 | $11,512 | 8.65% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 42 | $14,780,000 | $351,905 | $12,994 | 6.73% |
| BELLINGHAM, WA (FHA|USDA|VA) | 37 | $13,975,000 | $377,703 | $11,715 | 7.18% |
| OCALA, FL (FHA|USDA|VA) | 68 | $13,400,000 | $197,059 | $7,867 | 7.24% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 54 | $13,180,000 | $244,074 | $12,629 | 8.22% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 39 | $12,645,000 | $324,231 | $13,128 | 6.54% |
| FRESNO, CA (FHA|USDA|VA) | 65 | $12,465,000 | $191,769 | $11,929 | 10.10% |
| SALEM, OR (FHA|USDA|VA) | 49 | $12,225,000 | $249,490 | $9,334 | 8.74% |
| Hilo, HI (FHA|USDA|VA) | 25 | $11,365,000 | $454,600 | $13,216 | 6.92% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 73 | $11,085,000 | $151,849 | $10,207 | 10.19% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 62 | $11,000,000 | $177,419 | $8,112 | 9.40% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 94 | $10,870,000 | $115,638 | $8,630 | 10.83% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 44 | $10,750,000 | $244,318 | $12,481 | 9.28% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 64 | $10,640,000 | $166,250 | $10,772 | 10.36% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 26 | $10,350,000 | $398,077 | $14,540 | 7.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 76 | $9,870,000 | $129,868 | $4,705 | 5.48% |
| Oak Harbor, WA (FHA|USDA|VA) | 22 | $8,620,000 | $391,818 | $11,960 | 6.41% |
| NAPA, CA (FHA|USDA|VA) | 16 | $8,370,000 | $523,125 | $11,263 | 7.76% |
| Outside of Metro Areas | 23 | $8,185,000 | $355,870 | $9,243 | 6.84% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 30 | $8,090,000 | $269,667 | $9,341 | 6.31% |
| MODESTO, CA (FHA|USDA|VA) | 46 | $8,070,000 | $175,435 | $8,645 | 10.18% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 14 | $8,060,000 | $575,714 | $23,625 | 6.43% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 32 | $8,030,000 | $250,938 | $9,232 | 8.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 33 | $7,735,000 | $234,394 | $7,925 | 6.94% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 20 | $7,590,000 | $379,500 | $12,173 | 8.01% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 31 | $7,525,000 | $242,742 | $6,564 | 6.96% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 25 | $7,155,000 | $286,200 | $13,480 | 9.33% |
| BEND, OR (FHA|USDA|VA) | 22 | $7,000,000 | $318,182 | $10,663 | 7.22% |
| BRUNSWICK, GA (FHA|USDA|VA) | 32 | $6,800,000 | $212,500 | $9,359 | 6.59% |
| CHICO, CA (FHA|USDA|VA) | 19 | $6,455,000 | $339,737 | $10,031 | 6.98% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 21 | $6,445,000 | $306,905 | $15,658 | 9.40% |
| RENO, NV (FHA|USDA|VA) | 36 | $6,230,000 | $173,056 | $10,571 | 10.05% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 37 | $6,105,000 | $165,000 | $7,920 | 8.70% |
| GREELEY, CO (FHA|USDA|VA) | 37 | $5,845,000 | $157,973 | $7,380 | 10.77% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 28 | $5,690,000 | $203,214 | $5,740 | 6.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 21 | $5,455,000 | $259,762 | $10,650 | 8.23% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 24 | $5,140,000 | $214,167 | $9,051 | 6.35% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 31 | $5,025,000 | $162,097 | $9,881 | 9.89% |
| SALINAS, CA (FHA|USDA|VA) | 12 | $5,020,000 | $418,333 | $17,363 | 8.06% |
| Kapaa, HI (FHA|USDA|VA) | 8 | $4,910,000 | $613,750 | $20,328 | 6.28% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 39 | $4,885,000 | $125,256 | $10,203 | 9.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 44 | $4,860,000 | $110,455 | $12,461 | 10.04% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 17 | $4,855,000 | $285,588 | $9,112 | 7.29% |
| LaGrange, GA-AL (FHA|USDA|VA) | 30 | $4,820,000 | $160,667 | $7,179 | 7.01% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 18 | $4,810,000 | $267,222 | $10,391 | 9.08% |
| SAVANNAH, GA (FHA|USDA|VA) | 31 | $4,755,000 | $153,387 | $9,066 | 9.43% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 20 | $4,740,000 | $237,000 | $7,109 | 5.87% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 21 | $4,725,000 | $225,000 | $11,464 | 8.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 28 | $4,680,000 | $167,143 | $18,094 | 10.40% |
| Moscow, ID (FHA|USDA|VA) | 14 | $4,600,000 | $328,571 | $7,927 | 6.41% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 18 | $4,570,000 | $253,889 | $10,482 | 9.74% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 19 | $4,535,000 | $238,684 | $9,307 | 9.03% |
| BATON ROUGE, LA (FHA|USDA|VA) | 17 | $4,485,000 | $263,824 | $13,695 | 7.55% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 25 | $4,465,000 | $178,600 | $8,094 | 8.15% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 22 | $4,330,000 | $196,818 | $9,419 | 8.48% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $4,265,000 | $284,333 | $11,707 | 9.76% |
| WENATCHEE, WA (FHA|USDA|VA) | 12 | $4,220,000 | $351,667 | $11,661 | 8.02% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 28 | $4,210,000 | $150,357 | $9,360 | 9.27% |
| Lebanon, NH-VT (FHA|USDA|VA) | 15 | $4,165,000 | $277,667 | $9,669 | 7.61% |
| FORT COLLINS, CO (FHA|USDA|VA) | 20 | $4,020,000 | $201,000 | $5,832 | 10.12% |
| Torrington, CT (FHA|USDA|VA) | 31 | $3,865,000 | $124,677 | $4,991 | 7.38% |
| RICHMOND, VA (FHA|USDA|VA) | 26 | $3,840,000 | $147,692 | $12,343 | 10.21% |
| LOUISVILLE, KY (FHA|USDA|VA) | 21 | $3,835,000 | $182,619 | $12,240 | 8.95% |
| GAINESVILLE, GA (FHA|USDA|VA) | 18 | $3,830,000 | $212,778 | $7,068 | 8.57% |
| St. Marys, GA (FHA|USDA|VA) | 13 | $3,785,000 | $291,154 | $6,856 | 6.36% |
| ASHEVILLE, NC (FHA|USDA|VA) | 15 | $3,775,000 | $251,667 | $9,880 | 8.97% |
| Centralia, WA (FHA|USDA|VA) | 13 | $3,725,000 | $286,538 | $8,736 | 6.07% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 15 | $3,695,000 | $246,333 | $9,824 | 7.19% |
| TUCSON, AZ (FHA|USDA|VA) | 30 | $3,690,000 | $123,000 | $8,284 | 10.97% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 21 | $3,675,000 | $175,000 | $8,586 | 9.81% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 19 | $3,505,000 | $184,474 | $11,196 | 8.84% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $3,485,000 | $497,857 | $21,469 | 9.27% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 13 | $3,415,000 | $262,692 | $7,978 | 7.05% |
| LONGVIEW, WA (FHA|USDA|VA) | 12 | $3,370,000 | $280,833 | $7,140 | 8.23% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 13 | $3,365,000 | $258,846 | $11,826 | 9.02% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 14 | $3,360,000 | $240,000 | $11,033 | 7.94% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 11 | $3,315,000 | $301,364 | $12,940 | 8.33% |
| Helena, MT (FHA|USDA|VA) | 16 | $3,220,000 | $201,250 | $9,760 | 9.31% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 17 | $3,205,000 | $188,529 | $8,374 | 6.98% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $3,160,000 | $395,000 | $9,709 | 6.47% |
| COLUMBUS, OH (FHA|USDA|VA) | 23 | $3,125,000 | $135,870 | $7,147 | 10.23% |
| Key West, FL (FHA|USDA|VA) | 10 | $3,100,000 | $310,000 | $15,032 | 9.20% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 16 | $3,080,000 | $192,500 | $11,736 | 9.56% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 24 | $3,060,000 | $127,500 | $9,737 | 9.55% |
| Moses Lake, WA (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $9,960 | 7.45% |
| LAREDO, TX (FHA|USDA|VA) | 13 | $3,005,000 | $231,154 | $10,612 | 5.67% |
| KNOXVILLE, TN (FHA|USDA|VA) | 20 | $2,970,000 | $148,500 | $7,680 | 9.89% |
| LUBBOCK, TX (FHA|USDA|VA) | 12 | $2,930,000 | $244,167 | $10,250 | 7.61% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 14 | $2,910,000 | $207,857 | $10,604 | 9.18% |
| EL CENTRO, CA (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $6,683 | 8.35% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 18 | $2,770,000 | $153,889 | $6,658 | 9.11% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 9 | $2,745,000 | $305,000 | $11,969 | 6.93% |
| Pullman, WA (FHA|USDA|VA) | 8 | $2,730,000 | $341,250 | $10,733 | 6.56% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 20 | $2,730,000 | $136,500 | $9,081 | 10.23% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $12,816 | 6.19% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $2,660,000 | $443,333 | $23,899 | 7.29% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 22 | $2,530,000 | $115,000 | $13,655 | 11.11% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 12 | $2,460,000 | $205,000 | $11,682 | 7.58% |
| VISALIA, CA (FHA|USDA|VA) | 19 | $2,435,000 | $128,158 | $12,372 | 10.44% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $2,405,000 | $267,222 | $13,690 | 8.40% |
| MADERA, CA (FHA|USDA|VA) | 15 | $2,385,000 | $159,000 | $12,559 | 10.59% |
| MERCED, CA (FHA|USDA|VA) | 11 | $2,375,000 | $215,909 | $16,016 | 10.46% |
| ROCHESTER, NY (FHA|USDA|VA) | 13 | $2,335,000 | $179,615 | $6,652 | 6.60% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $7,132 | 6.46% |
| WALLA WALLA, WA (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $9,118 | 6.39% |
| Shelton, WA (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $13,347 | 7.75% |
| MOBILE, AL (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $9,897 | 8.46% |
| Aberdeen, WA (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $7,962 | 6.57% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $11,734 | 6.50% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $19,983 | 10.95% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 12 | $2,150,000 | $179,167 | $10,906 | 10.49% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 14 | $2,130,000 | $152,143 | $8,960 | 9.93% |
| LANCASTER, PA (FHA|USDA|VA) | 10 | $2,110,000 | $211,000 | $11,654 | 7.90% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $10,157 | 8.28% |
| MEDFORD, OR (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $9,251 | 8.82% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 15 | $1,975,000 | $131,667 | $23,128 | 10.53% |
| Pahrump, NV (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $13,717 | 7.49% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $11,327 | 6.83% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $14,133 | 6.31% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $7,542 | 8.18% |
| Barre, VT (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $6,170 | 5.63% |
| PROVO-OREM, UT (FHA|USDA|VA) | 15 | $1,805,000 | $120,333 | $14,555 | 11.03% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $8,141 | 6.95% |
| GREEN BAY, WI (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $7,912 | 8.49% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $12,730 | 7.32% |
| GAINESVILLE, FL (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $11,213 | 8.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $8,849 | 7.80% |
| Mount Pleasant, TX (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $9,138 | 6.20% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $8,407 | 6.93% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $10,502 | 7.98% |
| Concord, NH (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $13,993 | 8.12% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $10,360 | 5.79% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $1,575,000 | $1,575,000 | $23,790 | 8.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $10,577 | 10.74% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $8,994 | 7.20% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 11 | $1,555,000 | $141,364 | $13,287 | 8.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $10,957 | 7.53% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 14 | $1,550,000 | $110,714 | $6,797 | 9.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $8,486 | 7.93% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $7,400 | 11.32% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $11,592 | 6.42% |
| BURLINGTON, NC (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $8,708 | 9.41% |
| BANGOR, ME (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $6,589 | 7.70% |
| Astoria, OR (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $15,675 | 7.75% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $8,976 | 11.43% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $8,648 | 7.38% |
| Laconia, NH (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $10,319 | 8.73% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $1,360,000 | $136,000 | $9,390 | 9.03% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $7,413 | 8.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $7,235 | 8.21% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $11,589 | 6.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $13,244 | 6.31% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $8,736 | 10.21% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $8,587 | 6.77% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $7,561 | 6.25% |
| JACKSON, MS (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $9,612 | 9.16% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $11,565 | 6.56% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $7,335 | 8.86% |
| TULSA, OK (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $11,007 | 7.27% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $7,459 | 6.33% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $0 | 11.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $5,194 | 7.61% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $10,842 | 6.73% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $8,008 | 7.19% |
| RACINE, WI (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $7,680 | 8.36% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $7,632 | 6.73% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $10,611 | 7.58% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $7,186 | 6.59% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $17,416 | 7.84% |
| DOVER, DE (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $13,554 | 6.56% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 11 | $1,145,000 | $104,091 | $7,603 | 9.01% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $11,388 | 6.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $10,026 | 8.70% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $15,592 | 6.29% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $6,269 | 10.05% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $10,409 | 10.79% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $12,185 | 6.83% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $5,889 | 8.79% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $8,024 | 7.66% |
| CASPER, WY (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $11,508 | 7.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $5,896 | 10.44% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $0 | 9.83% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $8,895 | 7.25% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $17,080 | 6.46% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $8,556 | 8.49% |
| Rutland, VT (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $6,887 | 5.48% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $34,922 | 8.40% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $11,050 | 10.38% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $8,290 | 6.59% |
| TYLER, TX (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $4,513 | 7.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,790 | 8.14% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,104 | 7.29% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $13,882 | 8.53% |
| REDDING, CA (FHA|USDA|VA) | 10 | $850,000 | $85,000 | $9,152 | 12.13% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $9,412 | 7.85% |
| YUMA, AZ (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $6,819 | 9.92% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $25,530 | 10.64% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,605 | 7.87% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $3,696 | 9.57% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,037 | 6.75% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,354 | 8.18% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,034 | 7.46% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,989 | 7.79% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $7,975 | 8.59% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 11 | $715,000 | $65,000 | $0 | 12.56% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $8,033 | 11.16% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,649 | 6.91% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $9,408 | 5.92% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $10,646 | 8.33% |
| Sanford, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $8,534 | 6.66% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $13,899 | 9.72% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $20,423 | 9.29% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,398 | 7.77% |
| Jesup, GA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,054 | 6.50% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,281 | 6.44% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,055 | 7.83% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $729 | 10.04% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $0 | 10.40% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $8,141 | 7.39% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $10,197 | 9.07% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,828 | 9.17% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,100 | 6.75% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,411 | 10.37% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $14,180 | 8.12% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 10.95% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,130 | 6.81% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,074 | 7.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $11,465 | 11.36% |
| Easton, MD (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,109 | 4.46% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $0 | 10.55% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $10,734 | 9.75% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,956 | 6.46% |
| Clovis, NM (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,357 | 7.44% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $22,857 | 7.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $14,807 | 5.68% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,675 | 6.81% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 9 | $555,000 | $61,667 | $9,406 | 10.72% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $0 | 11.99% |
| Durango, CO (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $0 | 12.25% |
| Danville, VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $11,358 | 6.38% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,928 | 8.70% |
| Safford, AZ (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $0 | 12.29% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,697 | 8.83% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 7.83% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $9,937 | 8.07% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $13,190 | 5.94% |
| Edwards, CO (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,219 | 8.50% |
| Laramie, WY (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $22,223 | 9.25% |
| Washington, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,769 | 6.50% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,139 | 6.94% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $14,593 | 5.94% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,658 | 6.75% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,491 | 7.04% |
| MUSKEGON, MI (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $3,177 | 11.08% |
| FLINT, MI (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 11.68% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $23,012 | 8.99% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $8,369 | 9.02% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $12,925 | 6.31% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,273 | 5.81% |
| Jasper, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,352 | 6.50% |
| Lake City, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,341 | 5.31% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,862 | 7.56% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,106 | 6.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $8,042 | 6.46% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,406 | 8.61% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,556 | 8.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,934 | 6.75% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,837 | 8.88% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,116 | 12.24% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $9,670 | 9.30% |
| Marion, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,132 | 5.44% |
| Gillette, WY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,023 | 6.56% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,450 | 9.30% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,152 | 7.04% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $18,446 | 5.50% |
| Palatka, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $13,226 | 9.54% |
| RAPID CITY, SD (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $7,486 | 11.75% |
| Cullman, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,868 | 8.95% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,192 | 6.13% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,715 | 8.06% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,835 | 6.31% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,173 | 6.44% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $13,421 | 8.54% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,885 | 6.81% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $6,461 | 9.38% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,874 | 6.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,106 | 6.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,480 | 6.56% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,475 | 6.18% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,797 | 6.88% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,589 | 6.50% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,674 | 7.00% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,280 | 6.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,652 | 6.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 9.70% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $12,108 | 10.31% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $8,976 | 10.61% |
| READING, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $9,199 | 9.66% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,140 | 5.99% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,876 | 6.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $20,434 | 7.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.75% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,392 | 6.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,057 | 7.00% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,217 | 5.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,676 | 6.50% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,683 | 8.89% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,907 | 6.50% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,284 | 6.63% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,632 | 6.13% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $14,172 | 9.70% |
| West Plains, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $18,686 | 7.63% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $16,109 | 7.36% |
| Ruston, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $15,387 | 6.50% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 11.91% |
| Brevard, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,309 | 6.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,550 | 5.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,404 | 10.48% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,735 | 6.81% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,853 | 10.09% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $10,340 | 9.53% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,860 | 7.75% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,419 | 6.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $1,307 | 11.01% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,493 | 6.88% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,418 | 6.63% |
| Waycross, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $9,191 | 6.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,262 | 9.26% |
| Williston, ND (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,163 | 7.00% |
| Montrose, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,647 | 8.25% |
| Athens, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 9.01% |
| Hailey, ID (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 12.46% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 10.04% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 11.70% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 11.46% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 12.23% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,269 | 6.63% |
| Danville, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,137 | 6.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.99% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,529 | 6.38% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,034 | 6.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $235,000 | $33,571 | $0 | 12.80% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,519 | 6.88% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,424 | 7.50% |
| Riverton, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,453 | 6.13% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $12,442 | 7.77% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,476 | 8.03% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,804 | 6.00% |
| ERIE, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 10.56% |
| Douglas, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,208 | 6.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,920 | 7.13% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,825 | 7.13% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,712 | 6.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 12.51% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,774 | 6.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 12.95% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,183 | 7.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,255 | 6.38% |
| La Grande, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,081 | 7.13% |
| Marshall, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,002 | 6.63% |
| Carroll, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,122 | 5.25% |
| Seymour, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,307 | 6.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 9.50% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,680 | 7.25% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 12.42% |
| Shelby, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $10,573 | 9.29% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $9,621 | 9.34% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,757 | 6.50% |
| Guymon, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,944 | 6.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,351 | 6.38% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,321 | 6.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $2,538 | 6.29% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,690 | 6.99% |
| Wilson, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 12.60% |
| El Campo, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,578 | 6.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,836 | 6.63% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.99% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,164 | 6.25% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 10.40% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,765 | 5.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,391 | 6.00% |
| Bennington, VT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,344 | 5.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,474 | 6.13% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,142 | 6.49% |
| Albertville, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,749 | 6.50% |
| Fernley, NV (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 12.75% |
| Union City, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,524 | 6.00% |
| Lexington, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,269 | 6.38% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,950 | 7.38% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,602 | 6.13% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,482 | 6.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,578 | 5.75% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 11.27% |
| Farmington, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,767 | 5.13% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,936 | 6.63% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 13.75% |
| Berlin, NH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,690 | 5.88% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,199 | 7.75% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,337 | 6.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,686 | 5.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,593 | 6.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,134 | 6.50% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,202 | 6.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 12.46% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 12.85% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,846 | 6.50% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,244 | 6.63% |
| Española, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,416 | 5.88% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,385 | 5.63% |
| Holland, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $10,382 | 10.92% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 12.13% |
| Othello, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,556 | 5.88% |
| Houghton, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,652 | 5.99% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,330 | 6.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,249 | 5.50% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.12% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 12.18% |
| Pecos, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,972 | 7.50% |
| Crossville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.38% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,494 | 6.50% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,881 | 6.50% |
| Ozark, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,600 | 7.25% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,379 | 6.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $5,455 | 9.82% |
| DuBois, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,827 | 6.25% |
| Dublin, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,426 | 6.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 12.30% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.71% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 12.79% |
| ROME, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.88% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,391 | 7.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 13.74% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 13.30% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 14.25% |
| Paris, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,475 | 5.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.80% |
| Somerset, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,995 | 7.49% |
| Sidney, OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 12.83% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.90% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 14.00% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.60% |
| Indiana, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,597 | 7.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.63% |
| Martin, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.57% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.30% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 12.15% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 14.25% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.70% |
| Elko, NV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 13.11% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.85% |
| Sonora, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 13.60% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.25% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,035 | 7.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 13.00% |
| Tifton, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.49% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.40% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.20% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.45% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.70% |
| Huntington, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 13.40% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 14.58% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 14.75% |
| Sterling, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.45% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.60% |
| Fallon, NV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.90% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 13.75% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.53% |
| Prineville, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.11% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.20% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.70% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.00% |
| Salina, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.55% |
| Adrian, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.90% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.99% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.77% |
| Elk City, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.35% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.30% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.30% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.34% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.90% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.72% |
| DALTON, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.40% |
Similar Lenders
We use machine learning to identify the top lenders compared against HOMEBRIDGE FINANCIAL SERVICES based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
FIRESTONE
Similarity Rank: 9
Similarity Rank: 9
Republic Bank
Similarity Rank: 14
Similarity Rank: 14
CREDIT UNION 1
Similarity Rank: 20
Similarity Rank: 20
PROSPERA Credit Union
Similarity Rank: 21
Similarity Rank: 21
GUARANTY MORTGAGE SERVICE, INC.
Similarity Rank: 27
Similarity Rank: 27
Bank of Richmondville
Similarity Rank: 32
Similarity Rank: 32
Saratoga National Bank and Trust Company
Similarity Rank: 54
Similarity Rank: 54
Glens Falls National Bank and Trust Company
Similarity Rank: 81
Similarity Rank: 81
TWINSTAR
Similarity Rank: 99
Similarity Rank: 99
First National Bank Alaska
Similarity Rank: 100
Similarity Rank: 100
Product Mix
For 2023, Homebridge Financial Services's most frequently originated type of loan was HELOC, with 6,744 originations. Their 2nd most popular type was Conventional, with 5,348 originations.
Loan Reason
For 2023, Homebridge Financial Services's most frequently cited loan purpose was Home Purchase, with 6,683 originations. The 2nd most popular reason was Other, with 3,897 originations.
Loan Duration/Length
For 2023, Homebridge Financial Services's most frequently cited loan duration was 30 Year, with 13,327 originations. The 2nd most popular length was 15 Year, with 1,019 originations.
Origination Fees/Closing Costs
Homebridge Financial Services's average total fees were $11,819, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,721 originations.
Interest Rates
During 2023, Homebridge Financial Services's average interest rate for loans was 8.65%, while their most frequently originated rate bucket for loans was Over 8%, with 7,401 originations.
Loan Sizing
2023 saw Homebridge Financial Services place emphasis on $100,000 or less loans with 4,409 originations, totaling $240,495,000 in origination value.
Applicant Income
Homebridge Financial Services lent most frequently to those with incomes in the $100k-150k range, with 4,085 originations. The second most popular income band? $150k-250k, with 3,335 originations.
Applicant Debt to Income Ratio
Homebridge Financial Services lent most frequently to those with DTI ratios of 30-36%, with 2,084 originations. The next most common DTI ratio? 20-30%, with 1,841 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications72.26%
Homebridge Financial Services has a below average approval rate.
Pick Rate
Approvals leading to origination67.38%
Homebridge Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,089 | $3,964,755,000 | $262,758 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 15,089 | $3,964,755,000 | $262,758 |