Homebridge Financial Services Mortgage Rates, Fees & Info

Iselin, NJ

LEI: 5493001WHVQBGRSWEU75

Tax ID: 22-3123730

1 stars - Updated: 4/22/24 - out of 5 stars, based on 123 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Homebridge Financial Services is a mid-sized mortgage company specializing in Home Purchase loans. Homebridge Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Los Angeles, Seattle, Riverside, and Tampa among others. We have data for 537 markets. (Some data included below & more in-depth data is available with an active subscription.)

Homebridge Financial Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homebridge Financial Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.78% 4/22/24
30 Year Conventional Purchase 6.84% 4/22/24
30 Year Conventional Refi 6.85% 4/22/24
30 Year Cash-out Refi 7.13% 4/22/24
30 Year FHA Purchase 7.45% 4/22/24
30 Year FHA Refi 6.80% 4/22/24
30 Year VA Purchase 6.29% 4/22/24
30 Year VA Refi 5.89% 4/22/24
30 Year USDA Purchase 6.90% 4/22/24
30 Year USDA Refi 7.22% 4/22/24
15 Year Conventional Purchase 6.02% 4/22/24
15 Year Conventional Refi 6.17% 4/22/24
15 Year Cash-out Refi 6.17% 4/22/24
15 Year FHA Purchase 7.19% 4/22/24
15 Year FHA Refi 6.31% 4/22/24
15 Year VA Purchase 6.78% 4/22/24
15 Year VA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Homebridge Financial Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Homebridge Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

15,089

Origination Dollar Volume (All Markets)

$3,964,755,000
Show all (51) awards

Relative Rate

Homebridge Financial Services's average 30 year fixed mortgage rate was 8.65%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 2.17%.

Relative Fees (Closing Costs)

Homebridge Financial Services's average total fees/closing costs for a 30 year fixed rate mortgage were $11,819.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,060 $428,340,000 $404,094 $15,541 7.85%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,129 $376,795,000 $333,742 $16,604 10.08%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 481 $211,245,000 $439,179 $11,772 7.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 708 $153,310,000 $216,540 $14,660 10.31%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 586 $150,920,000 $257,543 $14,264 8.98%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 526 $130,440,000 $247,985 $11,111 8.68%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 484 $130,040,000 $268,678 $15,309 9.96%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 598 $111,860,000 $187,057 $13,213 10.48%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 267 $89,785,000 $336,273 $13,317 9.12%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 520 $84,510,000 $162,519 $12,440 10.89%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 193 $69,975,000 $362,565 $11,297 6.70%
Outside of Metro Areas 252 $66,330,000 $263,214 $9,798 8.10%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 219 $65,535,000 $299,247 $11,618 7.60%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 170 $60,640,000 $356,706 $10,992 7.95%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 158 $60,530,000 $383,101 $11,319 7.02%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 294 $53,480,000 $181,905 $11,869 9.89%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 206 $46,730,000 $226,845 $8,859 7.89%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 131 $45,825,000 $349,809 $8,755 6.59%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 219 $44,915,000 $205,091 $13,003 10.21%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 210 $43,130,000 $205,381 $9,357 8.10%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 164 $42,450,000 $258,841 $13,961 9.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 225 $42,065,000 $186,956 $12,463 10.58%
URBAN HONOLULU, HI (FHA|USDA|VA) 63 $39,065,000 $620,079 $17,712 7.32%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 121 $38,455,000 $317,810 $13,767 7.63%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 102 $35,180,000 $344,902 $12,328 9.22%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 156 $32,230,000 $206,603 $8,145 9.17%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 120 $31,750,000 $264,583 $14,107 7.28%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 95 $27,255,000 $286,895 $11,780 7.44%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 109 $26,555,000 $243,624 $10,358 8.90%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 131 $26,095,000 $199,198 $12,382 9.77%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 74 $24,890,000 $336,351 $9,676 7.23%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 148 $24,320,000 $164,324 $10,717 9.48%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 110 $22,990,000 $209,000 $8,768 6.39%
BAKERSFIELD, CA (FHA|USDA|VA) 120 $22,680,000 $189,000 $10,093 9.35%
YAKIMA, WA (FHA|USDA|VA) 73 $21,185,000 $290,205 $8,933 6.52%
ALBUQUERQUE, NM (FHA|USDA|VA) 73 $20,415,000 $279,658 $10,115 7.69%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 57 $19,905,000 $349,211 $13,344 6.80%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 51 $19,765,000 $387,549 $8,544 6.66%
WORCESTER, MA-CT (FHA|USDA|VA) 72 $19,630,000 $272,639 $9,165 7.42%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 110 $19,050,000 $173,182 $12,862 9.39%
JACKSONVILLE, FL (FHA|USDA|VA) 119 $18,675,000 $156,933 $9,937 9.65%
STOCKTON, CA (FHA|USDA|VA) 78 $18,360,000 $235,385 $12,213 10.01%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 113 $18,135,000 $160,487 $5,656 6.24%
VALLEJO, CA (FHA|USDA|VA) 71 $17,315,000 $243,873 $13,878 10.01%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 65 $16,375,000 $251,923 $8,600 7.56%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 49 $16,295,000 $332,551 $11,763 6.84%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 34 $15,680,000 $461,176 $11,763 9.23%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 51 $15,535,000 $304,608 $17,423 9.82%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 51 $15,365,000 $301,275 $8,430 6.47%
BOISE CITY, ID (FHA|USDA|VA) 52 $15,160,000 $291,538 $9,967 8.29%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 54 $15,150,000 $280,556 $8,483 7.72%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 50 $15,040,000 $300,800 $11,512 8.65%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 42 $14,780,000 $351,905 $12,994 6.73%
BELLINGHAM, WA (FHA|USDA|VA) 37 $13,975,000 $377,703 $11,715 7.18%
OCALA, FL (FHA|USDA|VA) 68 $13,400,000 $197,059 $7,867 7.24%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 54 $13,180,000 $244,074 $12,629 8.22%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 39 $12,645,000 $324,231 $13,128 6.54%
FRESNO, CA (FHA|USDA|VA) 65 $12,465,000 $191,769 $11,929 10.10%
SALEM, OR (FHA|USDA|VA) 49 $12,225,000 $249,490 $9,334 8.74%
Hilo, HI (FHA|USDA|VA) 25 $11,365,000 $454,600 $13,216 6.92%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 73 $11,085,000 $151,849 $10,207 10.19%
RALEIGH-CARY, NC (FHA|USDA|VA) 62 $11,000,000 $177,419 $8,112 9.40%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 94 $10,870,000 $115,638 $8,630 10.83%
COLORADO SPRINGS, CO (FHA|USDA|VA) 44 $10,750,000 $244,318 $12,481 9.28%
PORT ST. LUCIE, FL (FHA|USDA|VA) 64 $10,640,000 $166,250 $10,772 10.36%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 26 $10,350,000 $398,077 $14,540 7.80%
PITTSBURGH, PA (FHA|USDA|VA) 76 $9,870,000 $129,868 $4,705 5.48%
Oak Harbor, WA (FHA|USDA|VA) 22 $8,620,000 $391,818 $11,960 6.41%
NAPA, CA (FHA|USDA|VA) 16 $8,370,000 $523,125 $11,263 7.76%
Outside of Metro Areas 23 $8,185,000 $355,870 $9,243 6.84%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 30 $8,090,000 $269,667 $9,341 6.31%
MODESTO, CA (FHA|USDA|VA) 46 $8,070,000 $175,435 $8,645 10.18%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 14 $8,060,000 $575,714 $23,625 6.43%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 32 $8,030,000 $250,938 $9,232 8.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 33 $7,735,000 $234,394 $7,925 6.94%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 20 $7,590,000 $379,500 $12,173 8.01%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 31 $7,525,000 $242,742 $6,564 6.96%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 25 $7,155,000 $286,200 $13,480 9.33%
BEND, OR (FHA|USDA|VA) 22 $7,000,000 $318,182 $10,663 7.22%
BRUNSWICK, GA (FHA|USDA|VA) 32 $6,800,000 $212,500 $9,359 6.59%
CHICO, CA (FHA|USDA|VA) 19 $6,455,000 $339,737 $10,031 6.98%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 21 $6,445,000 $306,905 $15,658 9.40%
RENO, NV (FHA|USDA|VA) 36 $6,230,000 $173,056 $10,571 10.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 37 $6,105,000 $165,000 $7,920 8.70%
GREELEY, CO (FHA|USDA|VA) 37 $5,845,000 $157,973 $7,380 10.77%
WINSTON-SALEM, NC (FHA|USDA|VA) 28 $5,690,000 $203,214 $5,740 6.56%
PANAMA CITY, FL (FHA|USDA|VA) 21 $5,455,000 $259,762 $10,650 8.23%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 24 $5,140,000 $214,167 $9,051 6.35%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 31 $5,025,000 $162,097 $9,881 9.89%
SALINAS, CA (FHA|USDA|VA) 12 $5,020,000 $418,333 $17,363 8.06%
Kapaa, HI (FHA|USDA|VA) 8 $4,910,000 $613,750 $20,328 6.28%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 39 $4,885,000 $125,256 $10,203 9.75%
KANSAS CITY, MO-KS (FHA|USDA|VA) 44 $4,860,000 $110,455 $12,461 10.04%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 17 $4,855,000 $285,588 $9,112 7.29%
LaGrange, GA-AL (FHA|USDA|VA) 30 $4,820,000 $160,667 $7,179 7.01%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 18 $4,810,000 $267,222 $10,391 9.08%
SAVANNAH, GA (FHA|USDA|VA) 31 $4,755,000 $153,387 $9,066 9.43%
SPRINGFIELD, MA (FHA|USDA|VA) 20 $4,740,000 $237,000 $7,109 5.87%
ST. LOUIS, MO-IL (FHA|USDA|VA) 21 $4,725,000 $225,000 $11,464 8.00%
SALT LAKE CITY, UT (FHA|USDA|VA) 28 $4,680,000 $167,143 $18,094 10.40%
Moscow, ID (FHA|USDA|VA) 14 $4,600,000 $328,571 $7,927 6.41%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 18 $4,570,000 $253,889 $10,482 9.74%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 19 $4,535,000 $238,684 $9,307 9.03%
BATON ROUGE, LA (FHA|USDA|VA) 17 $4,485,000 $263,824 $13,695 7.55%
FAYETTEVILLE, NC (FHA|USDA|VA) 25 $4,465,000 $178,600 $8,094 8.15%
OKLAHOMA CITY, OK (FHA|USDA|VA) 22 $4,330,000 $196,818 $9,419 8.48%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 15 $4,265,000 $284,333 $11,707 9.76%
WENATCHEE, WA (FHA|USDA|VA) 12 $4,220,000 $351,667 $11,661 8.02%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 28 $4,210,000 $150,357 $9,360 9.27%
Lebanon, NH-VT (FHA|USDA|VA) 15 $4,165,000 $277,667 $9,669 7.61%
FORT COLLINS, CO (FHA|USDA|VA) 20 $4,020,000 $201,000 $5,832 10.12%
Torrington, CT (FHA|USDA|VA) 31 $3,865,000 $124,677 $4,991 7.38%
RICHMOND, VA (FHA|USDA|VA) 26 $3,840,000 $147,692 $12,343 10.21%
LOUISVILLE, KY (FHA|USDA|VA) 21 $3,835,000 $182,619 $12,240 8.95%
GAINESVILLE, GA (FHA|USDA|VA) 18 $3,830,000 $212,778 $7,068 8.57%
St. Marys, GA (FHA|USDA|VA) 13 $3,785,000 $291,154 $6,856 6.36%
ASHEVILLE, NC (FHA|USDA|VA) 15 $3,775,000 $251,667 $9,880 8.97%
Centralia, WA (FHA|USDA|VA) 13 $3,725,000 $286,538 $8,736 6.07%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 15 $3,695,000 $246,333 $9,824 7.19%
TUCSON, AZ (FHA|USDA|VA) 30 $3,690,000 $123,000 $8,284 10.97%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 21 $3,675,000 $175,000 $8,586 9.81%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 19 $3,505,000 $184,474 $11,196 8.84%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $3,485,000 $497,857 $21,469 9.27%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 13 $3,415,000 $262,692 $7,978 7.05%
LONGVIEW, WA (FHA|USDA|VA) 12 $3,370,000 $280,833 $7,140 8.23%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 13 $3,365,000 $258,846 $11,826 9.02%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 14 $3,360,000 $240,000 $11,033 7.94%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 11 $3,315,000 $301,364 $12,940 8.33%
Helena, MT (FHA|USDA|VA) 16 $3,220,000 $201,250 $9,760 9.31%
YORK-HANOVER, PA (FHA|USDA|VA) 17 $3,205,000 $188,529 $8,374 6.98%
Ellensburg, WA (FHA|USDA|VA) 8 $3,160,000 $395,000 $9,709 6.47%
COLUMBUS, OH (FHA|USDA|VA) 23 $3,125,000 $135,870 $7,147 10.23%
Key West, FL (FHA|USDA|VA) 10 $3,100,000 $310,000 $15,032 9.20%
PUNTA GORDA, FL (FHA|USDA|VA) 16 $3,080,000 $192,500 $11,736 9.56%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 24 $3,060,000 $127,500 $9,737 9.55%
Moses Lake, WA (FHA|USDA|VA) 12 $3,020,000 $251,667 $9,960 7.45%
LAREDO, TX (FHA|USDA|VA) 13 $3,005,000 $231,154 $10,612 5.67%
KNOXVILLE, TN (FHA|USDA|VA) 20 $2,970,000 $148,500 $7,680 9.89%
LUBBOCK, TX (FHA|USDA|VA) 12 $2,930,000 $244,167 $10,250 7.61%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 14 $2,910,000 $207,857 $10,604 9.18%
EL CENTRO, CA (FHA|USDA|VA) 13 $2,825,000 $217,308 $6,683 8.35%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 18 $2,770,000 $153,889 $6,658 9.11%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 9 $2,745,000 $305,000 $11,969 6.93%
Pullman, WA (FHA|USDA|VA) 8 $2,730,000 $341,250 $10,733 6.56%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 20 $2,730,000 $136,500 $9,081 10.23%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $2,715,000 $246,818 $12,816 6.19%
Breckenridge, CO (FHA|USDA|VA) 6 $2,660,000 $443,333 $23,899 7.29%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 22 $2,530,000 $115,000 $13,655 11.11%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 12 $2,460,000 $205,000 $11,682 7.58%
VISALIA, CA (FHA|USDA|VA) 19 $2,435,000 $128,158 $12,372 10.44%
EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $2,405,000 $267,222 $13,690 8.40%
MADERA, CA (FHA|USDA|VA) 15 $2,385,000 $159,000 $12,559 10.59%
MERCED, CA (FHA|USDA|VA) 11 $2,375,000 $215,909 $16,016 10.46%
ROCHESTER, NY (FHA|USDA|VA) 13 $2,335,000 $179,615 $6,652 6.60%
Port Angeles, WA (FHA|USDA|VA) 6 $2,290,000 $381,667 $7,132 6.46%
WALLA WALLA, WA (FHA|USDA|VA) 7 $2,285,000 $326,429 $9,118 6.39%
Shelton, WA (FHA|USDA|VA) 6 $2,280,000 $380,000 $13,347 7.75%
MOBILE, AL (FHA|USDA|VA) 7 $2,275,000 $325,000 $9,897 8.46%
Aberdeen, WA (FHA|USDA|VA) 6 $2,260,000 $376,667 $7,962 6.57%
ANCHORAGE, AK (FHA|USDA|VA) 6 $2,230,000 $371,667 $11,734 6.50%
BOULDER, CO (FHA|USDA|VA) 9 $2,195,000 $243,889 $19,983 10.95%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 12 $2,150,000 $179,167 $10,906 10.49%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $2,130,000 $152,143 $8,960 9.93%
LANCASTER, PA (FHA|USDA|VA) 10 $2,110,000 $211,000 $11,654 7.90%
ALBANY-LEBANON, OR (FHA|USDA|VA) 10 $2,060,000 $206,000 $10,157 8.28%
MEDFORD, OR (FHA|USDA|VA) 10 $2,050,000 $205,000 $9,251 8.82%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 15 $1,975,000 $131,667 $23,128 10.53%
Pahrump, NV (FHA|USDA|VA) 7 $1,945,000 $277,857 $13,717 7.49%
SPARTANBURG, SC (FHA|USDA|VA) 8 $1,940,000 $242,500 $11,327 6.83%
CARSON CITY, NV (FHA|USDA|VA) 4 $1,920,000 $480,000 $14,133 6.31%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $1,920,000 $240,000 $7,542 8.18%
Barre, VT (FHA|USDA|VA) 7 $1,845,000 $263,571 $6,170 5.63%
PROVO-OREM, UT (FHA|USDA|VA) 15 $1,805,000 $120,333 $14,555 11.03%
Augusta-Waterville, ME (FHA|USDA|VA) 8 $1,790,000 $223,750 $8,141 6.95%
GREEN BAY, WI (FHA|USDA|VA) 7 $1,765,000 $252,143 $7,912 8.49%
Granbury, TX (FHA|USDA|VA) 5 $1,755,000 $351,000 $12,730 7.32%
GAINESVILLE, FL (FHA|USDA|VA) 10 $1,700,000 $170,000 $11,213 8.63%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $1,695,000 $339,000 $8,849 7.80%
Mount Pleasant, TX (FHA|USDA|VA) 8 $1,680,000 $210,000 $9,138 6.20%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $1,655,000 $236,429 $8,407 6.93%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 8 $1,600,000 $200,000 $10,502 7.98%
Concord, NH (FHA|USDA|VA) 5 $1,595,000 $319,000 $13,993 8.12%
Hermiston-Pendleton, OR (FHA|USDA|VA) 7 $1,585,000 $226,429 $10,360 5.79%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $1,575,000 $1,575,000 $23,790 8.25%
YUBA CITY, CA (FHA|USDA|VA) 9 $1,575,000 $175,000 $10,577 10.74%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $1,575,000 $225,000 $8,994 7.20%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $1,555,000 $141,364 $13,287 8.83%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,550,000 $193,750 $10,957 7.53%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 14 $1,550,000 $110,714 $6,797 9.38%
LAS CRUCES, NM (FHA|USDA|VA) 6 $1,530,000 $255,000 $8,486 7.93%
Cullowhee, NC (FHA|USDA|VA) 3 $1,455,000 $485,000 $7,400 11.32%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,445,000 $289,000 $11,592 6.42%
BURLINGTON, NC (FHA|USDA|VA) 8 $1,440,000 $180,000 $8,708 9.41%
BANGOR, ME (FHA|USDA|VA) 7 $1,425,000 $203,571 $6,589 7.70%
Astoria, OR (FHA|USDA|VA) 4 $1,420,000 $355,000 $15,675 7.75%
AKRON, OH (FHA|USDA|VA) 6 $1,420,000 $236,667 $8,976 11.43%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $1,405,000 $281,000 $8,648 7.38%
Laconia, NH (FHA|USDA|VA) 3 $1,395,000 $465,000 $10,319 8.73%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 10 $1,360,000 $136,000 $9,390 9.03%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,335,000 $190,714 $7,413 8.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $1,325,000 $189,286 $7,235 8.21%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,325,000 $265,000 $11,589 6.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,320,000 $330,000 $13,244 6.31%
LEWISTON, ID-WA (FHA|USDA|VA) 9 $1,305,000 $145,000 $8,736 10.21%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 6 $1,290,000 $215,000 $8,587 6.77%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,285,000 $257,000 $7,561 6.25%
JACKSON, MS (FHA|USDA|VA) 6 $1,280,000 $213,333 $9,612 9.16%
KINGSTON, NY (FHA|USDA|VA) 4 $1,270,000 $317,500 $11,565 6.56%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $1,260,000 $210,000 $7,335 8.86%
TULSA, OK (FHA|USDA|VA) 8 $1,250,000 $156,250 $11,007 7.27%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,245,000 $249,000 $7,459 6.33%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $1,240,000 $124,000 $0 11.38%
HINESVILLE, GA (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,194 7.61%
FLORENCE, SC (FHA|USDA|VA) 5 $1,215,000 $243,000 $10,842 6.73%
CORVALLIS, OR (FHA|USDA|VA) 2 $1,210,000 $605,000 $8,008 7.19%
RACINE, WI (FHA|USDA|VA) 7 $1,195,000 $170,714 $7,680 8.36%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,190,000 $198,333 $7,632 6.73%
Show Low, AZ (FHA|USDA|VA) 4 $1,180,000 $295,000 $10,611 7.58%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $1,170,000 $292,500 $7,186 6.59%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,150,000 $287,500 $17,416 7.84%
DOVER, DE (FHA|USDA|VA) 4 $1,150,000 $287,500 $13,554 6.56%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 11 $1,145,000 $104,091 $7,603 9.01%
CLEVELAND, TN (FHA|USDA|VA) 3 $1,125,000 $375,000 $11,388 6.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,120,000 $140,000 $10,026 8.70%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $1,105,000 $368,333 $15,592 6.29%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $1,100,000 $137,500 $6,269 10.05%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 9 $1,055,000 $117,222 $10,409 10.79%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,050,000 $175,000 $12,185 6.83%
Coos Bay, OR (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,889 8.79%
Seneca, SC (FHA|USDA|VA) 3 $1,045,000 $348,333 $8,024 7.66%
CASPER, WY (FHA|USDA|VA) 4 $1,020,000 $255,000 $11,508 7.75%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $1,010,000 $168,333 $5,896 10.44%
Boone, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $0 9.83%
Gainesville, TX (FHA|USDA|VA) 3 $995,000 $331,667 $8,895 7.25%
LEBANON, PA (FHA|USDA|VA) 3 $985,000 $328,333 $17,080 6.46%
PUEBLO, CO (FHA|USDA|VA) 6 $960,000 $160,000 $8,556 8.49%
Rutland, VT (FHA|USDA|VA) 6 $960,000 $160,000 $6,887 5.48%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $935,000 $311,667 $34,922 8.40%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $930,000 $116,250 $11,050 10.38%
JACKSON, TN (FHA|USDA|VA) 4 $920,000 $230,000 $8,290 6.59%
TYLER, TX (FHA|USDA|VA) 5 $915,000 $183,000 $4,513 7.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $910,000 $227,500 $7,790 8.14%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $865,000 $288,333 $7,104 7.29%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $855,000 $285,000 $13,882 8.53%
REDDING, CA (FHA|USDA|VA) 10 $850,000 $85,000 $9,152 12.13%
Lumberton, NC (FHA|USDA|VA) 5 $805,000 $161,000 $9,412 7.85%
YUMA, AZ (FHA|USDA|VA) 6 $800,000 $133,333 $6,819 9.92%
Jefferson, GA (FHA|USDA|VA) 3 $785,000 $261,667 $25,530 10.64%
SUMTER, SC (FHA|USDA|VA) 4 $770,000 $192,500 $6,605 7.87%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $760,000 $126,667 $3,696 9.57%
LINCOLN, NE (FHA|USDA|VA) 3 $745,000 $248,333 $5,037 6.75%
Sevierville, TN (FHA|USDA|VA) 3 $735,000 $245,000 $5,354 8.18%
GLENS FALLS, NY (FHA|USDA|VA) 3 $725,000 $241,667 $8,034 7.46%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $725,000 $241,667 $8,989 7.79%
APPLETON, WI (FHA|USDA|VA) 5 $715,000 $143,000 $7,975 8.59%
WINCHESTER, VA-WV (FHA|USDA|VA) 11 $715,000 $65,000 $0 12.56%
BILLINGS, MT (FHA|USDA|VA) 6 $710,000 $118,333 $8,033 11.16%
LAFAYETTE, LA (FHA|USDA|VA) 4 $710,000 $177,500 $5,649 6.91%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $705,000 $235,000 $9,408 5.92%
MONTGOMERY, AL (FHA|USDA|VA) 5 $705,000 $141,000 $10,646 8.33%
Sanford, NC (FHA|USDA|VA) 3 $705,000 $235,000 $8,534 6.66%
Ukiah, CA (FHA|USDA|VA) 3 $705,000 $235,000 $13,899 9.72%
Kalispell, MT (FHA|USDA|VA) 3 $695,000 $231,667 $20,423 9.29%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $690,000 $172,500 $6,398 7.77%
Jesup, GA (FHA|USDA|VA) 3 $685,000 $228,333 $9,054 6.50%
EL PASO, TX (FHA|USDA|VA) 2 $660,000 $330,000 $5,281 6.44%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $655,000 $218,333 $7,055 7.83%
FORT WAYNE, IN (FHA|USDA|VA) 4 $650,000 $162,500 $729 10.04%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $635,000 $211,667 $0 10.40%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $635,000 $127,000 $8,141 7.39%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $635,000 $127,000 $10,197 9.07%
HATTIESBURG, MS (FHA|USDA|VA) 4 $630,000 $157,500 $5,828 9.17%
GREENVILLE, NC (FHA|USDA|VA) 2 $630,000 $315,000 $5,100 6.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $625,000 $125,000 $4,411 10.37%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $620,000 $310,000 $14,180 8.12%
Bozeman, MT (FHA|USDA|VA) 4 $620,000 $155,000 $0 10.95%
Natchitoches, LA (FHA|USDA|VA) 2 $620,000 $310,000 $10,130 6.81%
VICTORIA, TX (FHA|USDA|VA) 3 $595,000 $198,333 $8,074 7.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $595,000 $85,000 $11,465 11.36%
Easton, MD (FHA|USDA|VA) 3 $595,000 $198,333 $6,109 4.46%
Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $595,000 $119,000 $0 10.55%
TWIN FALLS, ID (FHA|USDA|VA) 3 $585,000 $195,000 $10,734 9.75%
Ottawa, IL (FHA|USDA|VA) 3 $585,000 $195,000 $8,956 6.46%
Clovis, NM (FHA|USDA|VA) 2 $580,000 $290,000 $11,357 7.44%
SYRACUSE, NY (FHA|USDA|VA) 2 $570,000 $285,000 $22,857 7.75%
LONGVIEW, TX (FHA|USDA|VA) 2 $560,000 $280,000 $14,807 5.68%
NEW BERN, NC (FHA|USDA|VA) 2 $560,000 $280,000 $10,675 6.81%
GRAND JUNCTION, CO (FHA|USDA|VA) 9 $555,000 $61,667 $9,406 10.72%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $555,000 $185,000 $0 11.99%
Durango, CO (FHA|USDA|VA) 6 $540,000 $90,000 $0 12.25%
Danville, VA (FHA|USDA|VA) 2 $540,000 $270,000 $11,358 6.38%
Ontario, OR-ID (FHA|USDA|VA) 2 $540,000 $270,000 $5,928 8.70%
Safford, AZ (FHA|USDA|VA) 7 $515,000 $73,571 $0 12.29%
Klamath Falls, OR (FHA|USDA|VA) 4 $510,000 $127,500 $7,697 8.83%
SANTA FE, NM (FHA|USDA|VA) 2 $510,000 $255,000 $0 7.83%
Morehead City, NC (FHA|USDA|VA) 3 $505,000 $168,333 $9,937 8.07%
STAUNTON, VA (FHA|USDA|VA) 2 $500,000 $250,000 $13,190 5.94%
Edwards, CO (FHA|USDA|VA) 3 $495,000 $165,000 $6,219 8.50%
Laramie, WY (FHA|USDA|VA) 1 $495,000 $495,000 $22,223 9.25%
Washington, NC (FHA|USDA|VA) 2 $490,000 $245,000 $8,769 6.50%
ROANOKE, VA (FHA|USDA|VA) 2 $490,000 $245,000 $9,139 6.94%
Laurinburg, NC (FHA|USDA|VA) 2 $490,000 $245,000 $14,593 5.94%
Stevens Point, WI (FHA|USDA|VA) 2 $490,000 $245,000 $6,658 6.75%
Oneonta, NY (FHA|USDA|VA) 3 $485,000 $161,667 $7,491 7.04%
MUSKEGON, MI (FHA|USDA|VA) 5 $485,000 $97,000 $3,177 11.08%
FLINT, MI (FHA|USDA|VA) 4 $480,000 $120,000 $0 11.68%
ITHACA, NY (FHA|USDA|VA) 1 $475,000 $475,000 $23,012 8.99%
Roseburg, OR (FHA|USDA|VA) 3 $475,000 $158,333 $8,369 9.02%
CHEYENNE, WY (FHA|USDA|VA) 2 $470,000 $235,000 $12,925 6.31%
Big Stone Gap, VA (FHA|USDA|VA) 2 $470,000 $235,000 $8,273 5.81%
Jasper, AL (FHA|USDA|VA) 2 $460,000 $230,000 $5,352 6.50%
Lake City, FL (FHA|USDA|VA) 2 $460,000 $230,000 $12,341 5.31%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $460,000 $230,000 $12,862 7.56%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $460,000 $230,000 $5,106 6.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $455,000 $151,667 $8,042 6.46%
HARRISONBURG, VA (FHA|USDA|VA) 2 $450,000 $225,000 $1,406 8.61%
Thomasville, GA (FHA|USDA|VA) 2 $450,000 $225,000 $1,556 8.38%
Mineral Wells, TX (FHA|USDA|VA) 2 $450,000 $225,000 $10,934 6.75%
MIDLAND, TX (FHA|USDA|VA) 2 $450,000 $225,000 $12,837 8.88%
POCATELLO, ID (FHA|USDA|VA) 4 $440,000 $110,000 $6,116 12.24%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $435,000 $145,000 $9,670 9.30%
Marion, OH (FHA|USDA|VA) 2 $430,000 $215,000 $13,132 5.44%
Gillette, WY (FHA|USDA|VA) 2 $430,000 $215,000 $10,023 6.56%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $425,000 $141,667 $2,450 9.30%
DECATUR, AL (FHA|USDA|VA) 3 $415,000 $138,333 $5,152 7.04%
North Wilkesboro, NC (FHA|USDA|VA) 1 $415,000 $415,000 $18,446 5.50%
Palatka, FL (FHA|USDA|VA) 2 $410,000 $205,000 $13,226 9.54%
RAPID CITY, SD (FHA|USDA|VA) 4 $410,000 $102,500 $7,486 11.75%
Cullman, AL (FHA|USDA|VA) 2 $410,000 $205,000 $6,868 8.95%
Orangeburg, SC (FHA|USDA|VA) 1 $405,000 $405,000 $6,192 6.13%
GREAT FALLS, MT (FHA|USDA|VA) 3 $405,000 $135,000 $4,715 8.06%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $400,000 $200,000 $7,835 6.31%
Cornelia, GA (FHA|USDA|VA) 2 $400,000 $200,000 $9,173 6.44%
LAWRENCE, KS (FHA|USDA|VA) 2 $400,000 $200,000 $13,421 8.54%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $400,000 $200,000 $5,885 6.81%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $390,000 $97,500 $6,461 9.38%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $390,000 $195,000 $6,874 6.88%
GETTYSBURG, PA (FHA|USDA|VA) 2 $390,000 $195,000 $8,106 6.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $380,000 $190,000 $4,480 6.56%
Chillicothe, OH (FHA|USDA|VA) 2 $380,000 $190,000 $8,475 6.18%
ALBANY, GA (FHA|USDA|VA) 1 $375,000 $375,000 $18,797 6.88%
Kerrville, TX (FHA|USDA|VA) 1 $375,000 $375,000 $9,589 6.50%
ELMIRA, NY (FHA|USDA|VA) 2 $370,000 $185,000 $9,674 7.00%
Calhoun, GA (FHA|USDA|VA) 1 $365,000 $365,000 $5,280 6.63%
Taos, NM (FHA|USDA|VA) 1 $365,000 $365,000 $5,652 6.88%
Steamboat Springs, CO (FHA|USDA|VA) 2 $360,000 $180,000 $0 9.70%
Clearlake, CA (FHA|USDA|VA) 2 $360,000 $180,000 $12,108 10.31%
Fort Morgan, CO (FHA|USDA|VA) 3 $355,000 $118,333 $8,976 10.61%
READING, PA (FHA|USDA|VA) 3 $345,000 $115,000 $9,199 9.66%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $345,000 $345,000 $2,140 5.99%
Thomaston, GA (FHA|USDA|VA) 1 $345,000 $345,000 $7,876 6.63%
Arcadia, FL (FHA|USDA|VA) 1 $345,000 $345,000 $20,434 7.13%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $345,000 $345,000 $0 7.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $345,000 $345,000 $14,392 6.50%
Richmond-Berea, KY (FHA|USDA|VA) 2 $340,000 $170,000 $3,057 7.00%
Statesboro, GA (FHA|USDA|VA) 1 $325,000 $325,000 $6,217 5.50%
Bonham, TX (FHA|USDA|VA) 1 $325,000 $325,000 $8,676 6.50%
TOLEDO, OH (FHA|USDA|VA) 3 $325,000 $108,333 $4,683 8.89%
Stillwater, OK (FHA|USDA|VA) 1 $325,000 $325,000 $8,907 6.50%
Stephenville, TX (FHA|USDA|VA) 1 $325,000 $325,000 $7,284 6.63%
JOPLIN, MO (FHA|USDA|VA) 1 $325,000 $325,000 $5,632 6.13%
JACKSON, MI (FHA|USDA|VA) 2 $320,000 $160,000 $14,172 9.70%
West Plains, MO (FHA|USDA|VA) 1 $315,000 $315,000 $18,686 7.63%
Plymouth, IN (FHA|USDA|VA) 2 $310,000 $155,000 $16,109 7.36%
Ruston, LA (FHA|USDA|VA) 1 $305,000 $305,000 $15,387 6.50%
Traverse City, MI (FHA|USDA|VA) 4 $300,000 $75,000 $0 11.91%
Brevard, NC (FHA|USDA|VA) 1 $295,000 $295,000 $4,309 6.63%
Lawrenceburg, TN (FHA|USDA|VA) 1 $295,000 $295,000 $12,550 5.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $295,000 $98,333 $2,404 10.48%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $290,000 $145,000 $7,735 6.81%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,853 10.09%
Crescent City, CA (FHA|USDA|VA) 2 $290,000 $145,000 $10,340 9.53%
Sedalia, MO (FHA|USDA|VA) 1 $285,000 $285,000 $9,860 7.75%
Grand Rapids, MN (FHA|USDA|VA) 1 $285,000 $285,000 $1,419 6.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $285,000 $95,000 $1,307 11.01%
ROCHESTER, MN (FHA|USDA|VA) 1 $285,000 $285,000 $8,493 6.88%
Cambridge, MD (FHA|USDA|VA) 1 $285,000 $285,000 $7,418 6.63%
Waycross, GA (FHA|USDA|VA) 2 $280,000 $140,000 $9,191 6.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $280,000 $140,000 $5,262 9.26%
Williston, ND (FHA|USDA|VA) 1 $275,000 $275,000 $6,163 7.00%
Montrose, CO (FHA|USDA|VA) 1 $275,000 $275,000 $3,647 8.25%
Athens, TN (FHA|USDA|VA) 2 $270,000 $135,000 $0 9.01%
Hailey, ID (FHA|USDA|VA) 2 $270,000 $135,000 $0 12.46%
ST. GEORGE, UT (FHA|USDA|VA) 2 $260,000 $130,000 $0 10.04%
Alexandria, MN (FHA|USDA|VA) 1 $255,000 $255,000 $0 11.70%
VALDOSTA, GA (FHA|USDA|VA) 5 $255,000 $51,000 $0 11.46%
LOGAN, UT-ID (FHA|USDA|VA) 2 $250,000 $125,000 $0 12.23%
Sheridan, WY (FHA|USDA|VA) 1 $245,000 $245,000 $5,269 6.63%
Danville, KY (FHA|USDA|VA) 1 $245,000 $245,000 $9,137 6.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.99%
Fitzgerald, GA (FHA|USDA|VA) 1 $235,000 $235,000 $10,529 6.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $235,000 $235,000 $14,034 6.88%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $235,000 $33,571 $0 12.80%
Ashtabula, OH (FHA|USDA|VA) 1 $235,000 $235,000 $5,519 6.88%
Huntsville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,424 7.50%
Riverton, WY (FHA|USDA|VA) 1 $235,000 $235,000 $6,453 6.13%
Milledgeville, GA (FHA|USDA|VA) 2 $230,000 $115,000 $12,442 7.77%
Kendallville, IN (FHA|USDA|VA) 2 $230,000 $115,000 $4,476 8.03%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $225,000 $225,000 $5,804 6.00%
ERIE, PA (FHA|USDA|VA) 3 $225,000 $75,000 $0 10.56%
Douglas, GA (FHA|USDA|VA) 1 $225,000 $225,000 $10,208 6.75%
Alexander City, AL (FHA|USDA|VA) 1 $225,000 $225,000 $10,920 7.13%
Baraboo, WI (FHA|USDA|VA) 1 $225,000 $225,000 $14,825 7.13%
Corsicana, TX (FHA|USDA|VA) 1 $225,000 $225,000 $12,712 6.88%
WACO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $225,000 $75,000 $0 12.51%
ABILENE, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,774 6.25%
COLUMBIA, MO (FHA|USDA|VA) 2 $220,000 $110,000 $0 12.95%
Rochelle, IL (FHA|USDA|VA) 1 $215,000 $215,000 $4,183 7.38%
WHEELING, WV-OH (FHA|USDA|VA) 1 $215,000 $215,000 $5,255 6.38%
La Grande, OR (FHA|USDA|VA) 1 $215,000 $215,000 $7,081 7.13%
Marshall, MO (FHA|USDA|VA) 1 $215,000 $215,000 $7,002 6.63%
Carroll, IA (FHA|USDA|VA) 1 $215,000 $215,000 $8,122 5.25%
Seymour, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,307 6.88%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $215,000 $215,000 $0 9.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $215,000 $215,000 $6,680 7.25%
WICHITA, KS (FHA|USDA|VA) 4 $210,000 $52,500 $0 12.42%
Shelby, NC (FHA|USDA|VA) 2 $210,000 $105,000 $10,573 9.29%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $210,000 $105,000 $9,621 9.34%
Mountain Home, ID (FHA|USDA|VA) 1 $205,000 $205,000 $4,757 6.50%
Guymon, OK (FHA|USDA|VA) 1 $205,000 $205,000 $1,944 6.88%
Coshocton, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,351 6.38%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $3,321 6.63%
GOLDSBORO, NC (FHA|USDA|VA) 3 $205,000 $68,333 $2,538 6.29%
Manitowoc, WI (FHA|USDA|VA) 1 $205,000 $205,000 $8,690 6.99%
Wilson, NC (FHA|USDA|VA) 2 $200,000 $100,000 $0 12.60%
El Campo, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,578 6.50%
NILES, MI (FHA|USDA|VA) 1 $195,000 $195,000 $13,836 6.63%
BINGHAMTON, NY (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.99%
COLUMBUS, IN (FHA|USDA|VA) 1 $195,000 $195,000 $12,164 6.25%
MISSOULA, MT (FHA|USDA|VA) 1 $195,000 $195,000 $0 10.40%
CaƱon City, CO (FHA|USDA|VA) 1 $185,000 $185,000 $6,765 5.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $185,000 $185,000 $9,391 6.00%
Bennington, VT (FHA|USDA|VA) 1 $185,000 $185,000 $6,344 5.50%
DULUTH, MN-WI (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $185,000 $185,000 $6,474 6.13%
Enterprise, AL (FHA|USDA|VA) 1 $185,000 $185,000 $5,142 6.49%
Albertville, AL (FHA|USDA|VA) 1 $185,000 $185,000 $5,749 6.50%
Fernley, NV (FHA|USDA|VA) 3 $175,000 $58,333 $0 12.75%
Union City, TN (FHA|USDA|VA) 1 $175,000 $175,000 $11,524 6.00%
Lexington, NE (FHA|USDA|VA) 1 $175,000 $175,000 $6,269 6.38%
Norfolk, NE (FHA|USDA|VA) 1 $175,000 $175,000 $12,950 7.38%
MANKATO, MN (FHA|USDA|VA) 1 $175,000 $175,000 $9,602 6.13%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $175,000 $175,000 $9,482 6.13%
DOTHAN, AL (FHA|USDA|VA) 1 $175,000 $175,000 $9,578 5.75%
Blackfoot, ID (FHA|USDA|VA) 3 $175,000 $58,333 $0 11.27%
Farmington, MO (FHA|USDA|VA) 1 $175,000 $175,000 $9,767 5.13%
UTICA-ROME, NY (FHA|USDA|VA) 1 $175,000 $175,000 $9,936 6.63%
PEORIA, IL (FHA|USDA|VA) 4 $170,000 $42,500 $0 13.75%
Berlin, NH (FHA|USDA|VA) 1 $165,000 $165,000 $1,690 5.88%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $165,000 $165,000 $11,199 7.75%
Scottsburg, IN (FHA|USDA|VA) 1 $165,000 $165,000 $8,337 6.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $165,000 $165,000 $9,686 5.63%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,593 6.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $7,134 6.50%
JONESBORO, AR (FHA|USDA|VA) 1 $165,000 $165,000 $9,202 6.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $160,000 $80,000 $0 12.46%
Spearfish, SD (FHA|USDA|VA) 2 $160,000 $80,000 $0 12.85%
Toccoa, GA (FHA|USDA|VA) 1 $155,000 $155,000 $9,846 6.50%
Plattsburgh, NY (FHA|USDA|VA) 1 $155,000 $155,000 $7,244 6.63%
EspaƱola, NM (FHA|USDA|VA) 1 $155,000 $155,000 $11,416 5.88%
Jamestown, ND (FHA|USDA|VA) 1 $155,000 $155,000 $9,385 5.63%
Holland, MI (FHA|USDA|VA) 2 $150,000 $75,000 $10,382 10.92%
Clewiston, FL (FHA|USDA|VA) 2 $150,000 $75,000 $0 12.13%
Othello, WA (FHA|USDA|VA) 1 $145,000 $145,000 $4,556 5.88%
Houghton, MI (FHA|USDA|VA) 1 $145,000 $145,000 $7,652 5.99%
Washington Court House, OH (FHA|USDA|VA) 1 $145,000 $145,000 $8,330 6.88%
Greeneville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $10,249 5.50%
Lock Haven, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 10.12%
Cedartown, GA (FHA|USDA|VA) 2 $140,000 $70,000 $0 12.18%
Pecos, TX (FHA|USDA|VA) 1 $135,000 $135,000 $8,972 7.50%
Crossville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.38%
TOPEKA, KS (FHA|USDA|VA) 1 $135,000 $135,000 $5,494 6.50%
Albemarle, NC (FHA|USDA|VA) 1 $135,000 $135,000 $7,881 6.50%
Ozark, AL (FHA|USDA|VA) 1 $135,000 $135,000 $4,600 7.25%
MORGANTOWN, WV (FHA|USDA|VA) 1 $135,000 $135,000 $6,379 6.25%
ROCKFORD, IL (FHA|USDA|VA) 2 $130,000 $65,000 $5,455 9.82%
DuBois, PA (FHA|USDA|VA) 1 $125,000 $125,000 $6,827 6.25%
Dublin, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,426 6.63%
Payson, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $0 12.30%
Cookeville, TN (FHA|USDA|VA) 2 $120,000 $60,000 $0 10.71%
BAY CITY, MI (FHA|USDA|VA) 2 $120,000 $60,000 $0 12.79%
ROME, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.88%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $115,000 $115,000 $5,391 7.00%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 13.74%
Coldwater, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 13.30%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $105,000 $105,000 $0 14.25%
Paris, TX (FHA|USDA|VA) 1 $105,000 $105,000 $9,475 5.63%
PITTSFIELD, MA (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.80%
Somerset, KY (FHA|USDA|VA) 1 $105,000 $105,000 $8,995 7.49%
Sidney, OH (FHA|USDA|VA) 2 $100,000 $50,000 $0 12.83%
LYNCHBURG, VA (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.90%
The Dalles, OR (FHA|USDA|VA) 1 $95,000 $95,000 $0 14.00%
Sandpoint, ID (FHA|USDA|VA) 1 $85,000 $85,000 $0 11.60%
Indiana, PA (FHA|USDA|VA) 1 $85,000 $85,000 $6,597 7.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.63%
Martin, TN (FHA|USDA|VA) 1 $85,000 $85,000 $0 10.57%
ALTOONA, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 10.30%
Pottsville, PA (FHA|USDA|VA) 2 $80,000 $40,000 $0 12.15%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 14.25%
Los Alamos, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 11.70%
Elko, NV (FHA|USDA|VA) 1 $75,000 $75,000 $0 13.11%
MANHATTAN, KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.85%
Sonora, CA (FHA|USDA|VA) 1 $75,000 $75,000 $0 13.60%
Norwalk, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.25%
Ottumwa, IA (FHA|USDA|VA) 1 $75,000 $75,000 $5,035 7.25%
Whitewater, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 13.00%
Tifton, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 11.49%
Red Wing, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 12.40%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.20%
McMinnville, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.45%
Helena-West Helena, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.70%
Huntington, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 13.40%
ANN ARBOR, MI (FHA|USDA|VA) 2 $60,000 $30,000 $0 14.58%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 14.75%
Sterling, CO (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.45%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.60%
Fallon, NV (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.90%
LAWTON, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 13.75%
Tiffin, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.53%
Prineville, OR (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.11%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $45,000 $45,000 $0 11.20%
KANKAKEE, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 14.70%
Tupelo, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 14.00%
Salina, KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 12.55%
Adrian, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 13.90%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.99%
Storm Lake, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.77%
Elk City, OK (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.35%
SAGINAW, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.30%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 13.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.30%
Red Bluff, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.34%
Nogales, AZ (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.90%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.72%
DALTON, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.40%
Homebridge Financial Services's top markets include New York, Los Angeles, Seattle, Riverside, and Tampa among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 6,744 $681,820,000 $101,100 n/a 11.77%
    Conventional 5,348 $2,202,080,000 $411,758 $10,006 6.66%
    FHA 2,120 $732,690,000 $345,608 $15,351 6.30%
    VA 843 $340,765,000 $404,229 $10,628 6.21%
    USDA 34 $7,400,000 $217,647 $9,362 6.31%

    For 2023, Homebridge Financial Services's most frequently originated type of loan was HELOC, with 6,744 originations. Their 2nd most popular type was Conventional, with 5,348 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,683 $2,698,605,000 $403,801 $11,637 6.40%
    Other 3,897 $377,595,000 $96,894 $0 11.96%
    Home Improvement 2,916 $326,940,000 $112,119 $16,185 11.42%
    Cash Out Refi 848 $287,690,000 $339,257 $12,399 6.98%
    Refi 745 $273,925,000 $367,685 $10,295 6.99%

    For 2023, Homebridge Financial Services's most frequently cited loan purpose was Home Purchase, with 6,683 originations. The 2nd most popular reason was Other, with 3,897 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 13,327 $3,809,775,000 $285,869 $11,819 8.65%
    15 Year 1,019 $96,425,000 $94,627 $6,557 10.98%
    10 Year 509 $36,805,000 $72,308 $377 10.32%
    5 Year 161 $10,125,000 $62,888 $15 10.74%
    Other 26 $3,120,000 $120,000 $3,269 9.54%
    3 Year 22 $440,000 $20,000 $136 0.00%
    20 Year 21 $5,255,000 $250,238 $6,576 5.80%
    30+ year 4 $2,810,000 $702,500 $15,064 8.19%

    For 2023, Homebridge Financial Services's most frequently cited loan duration was 30 Year, with 13,327 originations. The 2nd most popular length was 15 Year, with 1,019 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,721 $1,745,525,000 $469,101
    $1k-2k 1,068 $433,980,000 $406,348
    $4k-5k 781 $247,665,000 $317,113
    $2k-3k 633 $192,015,000 $303,341
    $3k-4k 631 $189,085,000 $299,659
    $<1k 553 $116,705,000 $211,040

    Homebridge Financial Services's average total fees were $11,819, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,721 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 7,401 $1,036,565,000 $140,057
    6-7% 3,787 $1,455,705,000 $384,395
    5-6% 1,905 $774,175,000 $406,391
    7-8% 1,520 $591,450,000 $389,112
    4-5% 233 $93,555,000 $401,524
    <2.5% 219 $3,415,000 $15,594
    3-4% 24 $9,890,000 $412,083

    During 2023, Homebridge Financial Services's average interest rate for loans was 8.65%, while their most frequently originated rate bucket for loans was Over 8%, with 7,401 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 4,409 $240,495,000 $54,546 $1,174 11.27%
    $200k-400k 4,405 $1,280,255,000 $290,637 $10,182 7.36%
    $100k-200k 3,053 $435,375,000 $142,606 $7,223 9.85%
    $400k-600k 1,976 $956,210,000 $483,912 $13,743 6.62%
    $600k-1MM 1,019 $734,615,000 $720,918 $17,467 6.72%
    $1MM+ 227 $317,805,000 $1,400,022 $25,371 7.40%

    2023 saw Homebridge Financial Services place emphasis on $100,000 or less loans with 4,409 originations, totaling $240,495,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 4,085 $978,365,000 $239,502 $12,330 9.15%
    $150k-250k 3,335 $1,001,625,000 $300,337 $13,933 9.37%
    $75k-100k 2,551 $506,745,000 $198,646 $10,416 8.57%
    $50k-75k 2,055 $335,945,000 $163,477 $8,560 8.00%
    $250k+ 1,842 $845,250,000 $458,876 $16,091 9.33%
    $50k or less 731 $128,175,000 $175,342 $6,836 7.84%

    Homebridge Financial Services lent most frequently to those with incomes in the $100k-150k range, with 4,085 originations. The second most popular income band? $150k-250k, with 3,335 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,084 $495,740,000 $237,879 $10,412 9.22%
    20-30% 1,841 $413,805,000 $224,772 $10,092 9.40%
    49% 1,614 $306,170,000 $189,696 $12,060 10.23%
    50-60% 1,016 $398,380,000 $392,106 $15,878 6.52%
    <20% 856 $268,220,000 $313,341 $11,010 9.08%
    48% 690 $168,320,000 $243,942 $11,497 9.20%
    44% 639 $183,125,000 $286,581 $10,933 8.01%
    47% 622 $178,080,000 $286,302 $13,134 8.73%
    45% 596 $159,610,000 $267,802 $11,427 8.73%
    41% 592 $170,730,000 $288,395 $11,196 8.46%
    43% 588 $155,300,000 $264,116 $10,404 8.35%
    46% 586 $148,960,000 $254,198 $12,340 8.88%
    42% 548 $159,520,000 $291,095 $11,224 8.54%
    39% 529 $144,045,000 $272,297 $11,834 9.14%
    40% 523 $141,625,000 $270,793 $10,682 8.56%
    38% 438 $108,900,000 $248,630 $10,359 8.72%
    36% 413 $101,965,000 $246,889 $10,855 9.00%
    37% 407 $89,735,000 $220,479 $9,868 9.10%
    >60% 29 $7,375,000 $254,310 $8,272 3.00%

    Homebridge Financial Services lent most frequently to those with DTI ratios of 30-36%, with 2,084 originations. The next most common DTI ratio? 20-30%, with 1,841 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,891 $2,227,025,000 $250,481 $11,050 8.98%
    Not provided 3,138 $790,210,000 $251,820 $11,830 9.11%
    Black 1,269 $339,575,000 $267,593 $13,021 8.31%
    Asian 704 $272,690,000 $387,344 $13,443 8.26%
    530 $208,080,000 $392,604 $11,405 6.23%
    Asian Indian 107 $30,395,000 $284,065 $13,991 9.89%
    American Indian 117 $26,045,000 $222,607 $12,258 9.98%
    Filipino 107 $18,065,000 $168,832 $14,111 11.17%
    Native Hawaiian or Islander 41 $15,355,000 $374,512 $17,845 8.30%
    Other Asian 55 $12,475,000 $226,818 $12,857 10.49%
    Vietnamese 51 $8,975,000 $175,980 $9,401 10.86%
    Chinese 25 $5,345,000 $213,800 $14,123 10.28%
    Korean 19 $4,645,000 $244,474 $14,970 10.27%
    Japanese 14 $2,230,000 $159,286 $11,359 10.50%
    Other Pacific Islander 15 $2,195,000 $146,333 $12,720 11.34%
    Guamanian 2 $1,120,000 $560,000 $7,680 8.31%
    Native Hawaiian 3 $225,000 $75,000 $0 12.90%
    Samoan 1 $105,000 $105,000 $0 12.20%

    Approval Rates

    Total approvals of all applications
    72.26%

    Homebridge Financial Services has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    67.38%

    Homebridge Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 15,089 $3,964,755,000 $262,758

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    15,089 $3,964,755,000 $262,758

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,920 $317,340,000 $165,281 $7,300 10.92%
    40-60% 945 $295,265,000 $312,450 $9,739 7.80%
    60-80% 2,637 $1,115,765,000 $423,119 $12,215 7.28%
    80-100% 4,348 $1,771,500,000 $407,429 $12,298 6.45%
    Over 100% 162 $71,230,000 $439,691 $17,624 6.18%
    Under 20% 4,905 $373,825,000 $76,213 $956 11.25%