Homebridge Financial Services Mortgage Rates, Fees & Info

Iselin, NJ

LEI: 5493001WHVQBGRSWEU75

Tax ID: 22-3123730

1 stars - Updated: 12/5/23 - out of 5 stars, based on 176 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Homebridge Financial Services is a large mortgage company specializing in Home Purchase loans. Homebridge Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Los Angeles, Seattle, Atlanta, and Riverside among others. We have data for 568 markets. (Some data included below & more in-depth data is available with an active subscription.)

Homebridge Financial Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homebridge Financial Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.78% 12/5/23
30 Year Conventional Purchase 6.84% 12/5/23
30 Year Conventional Refi 6.85% 12/5/23
30 Year Cash-out Refi 7.13% 12/5/23
30 Year FHA Purchase 7.45% 12/5/23
30 Year FHA Refi 6.80% 12/5/23
30 Year VA Purchase 6.29% 12/5/23
30 Year VA Refi 5.89% 12/5/23
30 Year USDA Purchase 6.90% 12/5/23
30 Year USDA Refi 7.22% 12/5/23
15 Year Conventional Purchase 6.02% 12/5/23
15 Year Conventional Refi 6.17% 12/5/23
15 Year Cash-out Refi 6.17% 12/5/23
15 Year FHA Purchase 7.19% 12/5/23
15 Year FHA Refi 6.31% 12/5/23
15 Year VA Purchase 6.78% 12/5/23
15 Year VA Refi 5.68% 12/5/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Homebridge Financial Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Homebridge Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

30,874

Origination Dollar Volume (All Markets)

$11,596,770,000
Show all (158) awards

Relative Rate

Homebridge Financial Services's average 30 year fixed mortgage rate was 5.15%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.39%.

Relative Fees (Closing Costs)

Homebridge Financial Services's average total fees/closing costs for a 30 year fixed rate mortgage were $10,211.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2,845 $1,316,785,000 $462,842 $13,175 4.91%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,566 $942,090,000 $601,590 $12,771 5.56%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,706 $842,720,000 $493,974 $10,176 5.38%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,321 $431,365,000 $326,544 $9,263 5.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 924 $358,440,000 $387,922 $11,362 5.52%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 763 $283,055,000 $370,976 $10,780 4.96%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 485 $257,745,000 $531,433 $11,188 5.32%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 615 $248,855,000 $404,642 $8,005 5.09%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 499 $235,535,000 $472,014 $13,055 5.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 593 $218,185,000 $367,934 $12,060 5.44%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 543 $215,415,000 $396,713 $10,018 4.89%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 623 $213,255,000 $342,303 $7,699 4.76%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 438 $186,130,000 $424,954 $10,181 5.16%
Outside of Metro Areas 586 $182,060,000 $310,683 $8,638 5.16%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 391 $181,685,000 $464,668 $10,452 4.85%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 325 $180,975,000 $556,846 $11,977 5.43%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 491 $156,925,000 $319,603 $8,206 5.79%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 415 $153,815,000 $370,639 $9,968 4.96%
URBAN HONOLULU, HI (FHA|USDA|VA) 219 $144,825,000 $661,301 $16,876 4.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 480 $137,240,000 $285,917 $8,652 4.97%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 399 $128,905,000 $323,070 $10,613 4.71%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 508 $123,320,000 $242,756 $9,372 4.95%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 334 $122,030,000 $365,359 $9,288 5.69%
FRESNO, CA (FHA|USDA|VA) 392 $110,960,000 $283,061 $9,135 5.07%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 345 $106,785,000 $309,522 $10,086 5.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 310 $104,320,000 $336,516 $8,296 5.30%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 314 $103,340,000 $329,108 $8,580 4.72%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 119 $97,595,000 $820,126 $13,128 4.90%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 338 $90,330,000 $267,249 $9,413 5.18%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 284 $90,020,000 $316,972 $9,269 4.83%
YAKIMA, WA (FHA|USDA|VA) 316 $89,450,000 $283,070 $7,838 4.87%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 267 $89,365,000 $334,700 $11,012 5.11%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 268 $88,990,000 $332,052 $10,687 5.56%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 281 $85,555,000 $304,466 $7,465 5.31%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 233 $79,535,000 $341,352 $7,833 5.24%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 188 $76,280,000 $405,745 $8,530 4.95%
BOISE CITY, ID (FHA|USDA|VA) 177 $73,625,000 $415,960 $8,957 4.88%
VALLEJO, CA (FHA|USDA|VA) 173 $68,035,000 $393,266 $12,062 5.39%
WORCESTER, MA-CT (FHA|USDA|VA) 219 $66,035,000 $301,530 $7,921 5.41%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 173 $65,705,000 $379,798 $10,134 5.01%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 199 $64,975,000 $326,508 $7,328 4.95%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 169 $62,715,000 $371,095 $8,061 6.07%
STOCKTON, CA (FHA|USDA|VA) 127 $58,335,000 $459,331 $9,539 5.13%
Oak Harbor, WA (FHA|USDA|VA) 137 $56,095,000 $409,453 $10,860 5.14%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 217 $54,755,000 $252,327 $9,665 5.20%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 156 $53,280,000 $341,538 $10,000 5.06%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 79 $52,845,000 $668,924 $11,473 5.51%
BAKERSFIELD, CA (FHA|USDA|VA) 204 $52,680,000 $258,235 $9,039 5.11%
Hilo, HI (FHA|USDA|VA) 127 $52,375,000 $412,402 $11,175 4.41%
SALEM, OR (FHA|USDA|VA) 158 $51,470,000 $325,759 $8,221 5.10%
JACKSONVILLE, FL (FHA|USDA|VA) 184 $49,410,000 $268,533 $10,909 5.63%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 151 $48,605,000 $321,887 $8,830 4.98%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 85 $47,685,000 $561,000 $9,975 5.21%
BEND, OR (FHA|USDA|VA) 104 $46,410,000 $446,250 $9,175 5.10%
RALEIGH-CARY, NC (FHA|USDA|VA) 138 $45,990,000 $333,261 $6,655 5.14%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 130 $43,280,000 $332,923 $10,810 4.93%
PITTSBURGH, PA (FHA|USDA|VA) 266 $43,020,000 $161,729 $5,197 4.41%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 173 $41,395,000 $239,277 $8,004 4.75%
KANSAS CITY, MO-KS (FHA|USDA|VA) 169 $39,385,000 $233,047 $6,855 5.22%
NAPA, CA (FHA|USDA|VA) 80 $38,990,000 $487,375 $13,531 5.55%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 119 $36,065,000 $303,067 $10,457 5.19%
BELLINGHAM, WA (FHA|USDA|VA) 100 $35,340,000 $353,400 $9,088 6.15%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 96 $33,340,000 $347,292 $10,947 5.64%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 67 $33,185,000 $495,299 $12,343 4.79%
ALBUQUERQUE, NM (FHA|USDA|VA) 102 $32,560,000 $319,216 $8,692 4.71%
Kapaa, HI (FHA|USDA|VA) 43 $31,985,000 $743,837 $15,463 4.68%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 129 $30,755,000 $238,411 $7,791 4.74%
Outside of Metro Areas 73 $29,325,000 $401,712 $9,307 4.78%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 88 $28,560,000 $324,545 $11,160 5.75%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 52 $28,040,000 $539,231 $16,961 4.66%
RENO, NV (FHA|USDA|VA) 73 $27,925,000 $382,534 $10,150 5.36%
OCALA, FL (FHA|USDA|VA) 114 $26,360,000 $231,228 $8,221 4.94%
BRUNSWICK, GA (FHA|USDA|VA) 115 $25,985,000 $225,957 $8,335 4.86%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 116 $24,830,000 $214,052 $7,699 5.03%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 76 $24,700,000 $325,000 $11,891 5.12%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 47 $23,255,000 $494,787 $10,762 4.70%
CHICO, CA (FHA|USDA|VA) 67 $22,885,000 $341,567 $8,455 5.14%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 71 $22,855,000 $321,901 $9,273 5.27%
PORT ST. LUCIE, FL (FHA|USDA|VA) 76 $22,840,000 $300,526 $9,804 5.58%
MODESTO, CA (FHA|USDA|VA) 71 $21,815,000 $307,254 $9,093 5.51%
BATON ROUGE, LA (FHA|USDA|VA) 77 $21,135,000 $274,481 $9,190 4.87%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 102 $20,650,000 $202,451 $8,472 4.56%
Moses Lake, WA (FHA|USDA|VA) 69 $20,565,000 $298,043 $7,662 4.12%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 46 $20,020,000 $435,217 $10,830 5.39%
Moscow, ID (FHA|USDA|VA) 64 $20,010,000 $312,656 $6,941 4.87%
FAYETTEVILLE, NC (FHA|USDA|VA) 80 $16,620,000 $207,750 $6,736 4.92%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 37 $16,375,000 $442,568 $10,949 5.35%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 78 $16,250,000 $208,333 $7,256 6.69%
Ellensburg, WA (FHA|USDA|VA) 39 $15,625,000 $400,641 $11,515 4.89%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 46 $15,240,000 $331,304 $7,376 5.11%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 52 $15,050,000 $289,423 $9,845 4.95%
WENATCHEE, WA (FHA|USDA|VA) 30 $14,700,000 $490,000 $8,887 4.89%
COLORADO SPRINGS, CO (FHA|USDA|VA) 36 $14,360,000 $398,889 $11,517 5.53%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 66 $13,860,000 $210,000 $6,026 5.03%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 46 $12,970,000 $281,957 $9,887 5.22%
LEWISTON, ID-WA (FHA|USDA|VA) 47 $12,905,000 $274,574 $8,114 5.11%
RICHMOND, VA (FHA|USDA|VA) 43 $12,775,000 $297,093 $8,907 5.42%
SALINAS, CA (FHA|USDA|VA) 29 $12,695,000 $437,759 $11,366 6.21%
TUCSON, AZ (FHA|USDA|VA) 39 $12,685,000 $325,256 $11,268 5.52%
MADERA, CA (FHA|USDA|VA) 37 $12,675,000 $342,568 $9,081 5.38%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 36 $12,640,000 $351,111 $7,806 5.50%
Pullman, WA (FHA|USDA|VA) 40 $12,490,000 $312,250 $6,416 4.63%
LAREDO, TX (FHA|USDA|VA) 49 $12,115,000 $247,245 $11,738 4.85%
OKLAHOMA CITY, OK (FHA|USDA|VA) 49 $12,075,000 $246,429 $7,913 5.12%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 35 $11,775,000 $336,429 $8,351 5.21%
LANCASTER, PA (FHA|USDA|VA) 46 $11,690,000 $254,130 $7,599 5.15%
SPRINGFIELD, MA (FHA|USDA|VA) 41 $11,675,000 $284,756 $8,183 4.88%
VISALIA, CA (FHA|USDA|VA) 47 $11,625,000 $247,340 $7,882 4.34%
LaGrange, GA-AL (FHA|USDA|VA) 53 $11,615,000 $219,151 $6,749 5.15%
YORK-HANOVER, PA (FHA|USDA|VA) 59 $11,525,000 $195,339 $7,927 4.93%
LONGVIEW, WA (FHA|USDA|VA) 29 $11,305,000 $389,828 $6,744 4.88%
St. Marys, GA (FHA|USDA|VA) 44 $11,290,000 $256,591 $9,166 5.05%
Barre, VT (FHA|USDA|VA) 43 $11,125,000 $258,721 $6,754 5.02%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 32 $11,080,000 $346,250 $10,427 5.28%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 44 $10,810,000 $245,682 $6,722 5.48%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 50 $10,660,000 $213,200 $6,827 5.66%
PANAMA CITY, FL (FHA|USDA|VA) 30 $10,130,000 $337,667 $8,800 5.07%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 38 $9,990,000 $262,895 $10,228 5.24%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 13 $9,965,000 $766,538 $16,386 5.42%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 37 $9,785,000 $264,459 $9,444 5.35%
Shelton, WA (FHA|USDA|VA) 22 $9,780,000 $444,545 $9,944 5.14%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 20 $9,480,000 $474,000 $15,644 5.96%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 28 $9,460,000 $337,857 $10,236 5.18%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 28 $9,260,000 $330,714 $11,909 5.01%
Centralia, WA (FHA|USDA|VA) 32 $9,250,000 $289,063 $6,477 4.89%
MEDFORD, OR (FHA|USDA|VA) 27 $9,185,000 $340,185 $7,644 5.85%
SAVANNAH, GA (FHA|USDA|VA) 36 $9,040,000 $251,111 $8,445 6.28%
Torrington, CT (FHA|USDA|VA) 34 $8,760,000 $257,647 $10,904 5.34%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 38 $8,710,000 $229,211 $9,107 5.78%
ALBANY-LEBANON, OR (FHA|USDA|VA) 28 $8,640,000 $308,571 $8,816 4.77%
Lebanon, NH-VT (FHA|USDA|VA) 28 $8,340,000 $297,857 $8,598 5.32%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 31 $8,275,000 $266,935 $12,041 5.34%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 28 $8,270,000 $295,357 $9,014 5.82%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 23 $7,735,000 $336,304 $11,226 4.54%
GAINESVILLE, GA (FHA|USDA|VA) 23 $7,575,000 $329,348 $9,298 5.55%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 32 $7,240,000 $226,250 $11,256 5.18%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 28 $6,840,000 $244,286 $8,189 5.11%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 22 $6,710,000 $305,000 $9,170 4.75%
Ukiah, CA (FHA|USDA|VA) 15 $6,645,000 $443,000 $5,529 4.42%
KINGSTON, NY (FHA|USDA|VA) 20 $6,620,000 $331,000 $11,281 5.56%
PUNTA GORDA, FL (FHA|USDA|VA) 24 $6,490,000 $270,417 $8,839 4.69%
WINSTON-SALEM, NC (FHA|USDA|VA) 38 $6,450,000 $169,737 $5,559 5.48%
GREELEY, CO (FHA|USDA|VA) 19 $6,425,000 $338,158 $8,738 5.08%
SALISBURY, MD-DE (FHA|USDA|VA) 18 $6,410,000 $356,111 $10,255 5.29%
FORT COLLINS, CO (FHA|USDA|VA) 19 $6,395,000 $336,579 $7,500 4.96%
MERCED, CA (FHA|USDA|VA) 21 $6,385,000 $304,048 $9,144 5.81%
Newport, OR (FHA|USDA|VA) 18 $6,270,000 $348,333 $8,877 4.82%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 27 $6,185,000 $229,074 $6,043 5.06%
WALLA WALLA, WA (FHA|USDA|VA) 17 $6,085,000 $357,941 $9,431 5.03%
EL CENTRO, CA (FHA|USDA|VA) 23 $5,845,000 $254,130 $9,587 5.00%
Truckee-Grass Valley, CA (FHA|USDA|VA) 15 $5,755,000 $383,667 $10,989 6.36%
WINCHESTER, VA-WV (FHA|USDA|VA) 13 $5,725,000 $440,385 $10,897 4.13%
COLUMBUS, OH (FHA|USDA|VA) 29 $5,535,000 $190,862 $9,461 6.10%
YUBA CITY, CA (FHA|USDA|VA) 15 $5,425,000 $361,667 $9,963 5.44%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 28 $5,410,000 $193,214 $7,339 5.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 17 $5,145,000 $302,647 $9,781 4.89%
CORVALLIS, OR (FHA|USDA|VA) 12 $5,060,000 $421,667 $9,839 4.81%
COLUMBIA, SC (FHA|USDA|VA) 18 $5,060,000 $281,111 $8,089 4.85%
Rutland, VT (FHA|USDA|VA) 23 $4,965,000 $215,870 $6,310 4.91%
Key West, FL (FHA|USDA|VA) 9 $4,925,000 $547,222 $13,374 4.99%
Breckenridge, CO (FHA|USDA|VA) 4 $4,890,000 $1,222,500 $19,958 6.37%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 13 $4,735,000 $364,231 $11,649 4.30%
Aberdeen, WA (FHA|USDA|VA) 14 $4,710,000 $336,429 $7,162 4.99%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 20 $4,690,000 $234,500 $9,757 4.84%
Sandpoint, ID (FHA|USDA|VA) 9 $4,685,000 $520,556 $7,938 4.50%
Kalispell, MT (FHA|USDA|VA) 10 $4,640,000 $464,000 $12,393 5.08%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 14 $4,620,000 $330,000 $11,510 6.40%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 18 $4,570,000 $253,889 $7,021 5.06%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $4,555,000 $414,091 $10,772 5.63%
FLORENCE, SC (FHA|USDA|VA) 24 $4,520,000 $188,333 $6,711 4.32%
ST. LOUIS, MO-IL (FHA|USDA|VA) 22 $4,510,000 $205,000 $7,226 5.48%
HUNTSVILLE, AL (FHA|USDA|VA) 19 $4,485,000 $236,053 $6,747 5.41%
ASHEVILLE, NC (FHA|USDA|VA) 12 $4,410,000 $367,500 $10,244 6.48%
SPARTANBURG, SC (FHA|USDA|VA) 19 $4,375,000 $230,263 $7,662 5.52%
Prineville, OR (FHA|USDA|VA) 10 $4,340,000 $434,000 $9,268 4.84%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 22 $4,310,000 $195,909 $8,723 5.45%
Fernley, NV (FHA|USDA|VA) 14 $4,260,000 $304,286 $11,058 4.76%
TULSA, OK (FHA|USDA|VA) 19 $4,245,000 $223,421 $9,208 4.75%
KNOXVILLE, TN (FHA|USDA|VA) 24 $4,150,000 $172,917 $7,235 7.73%
COLUMBUS, GA-AL (FHA|USDA|VA) 14 $4,110,000 $293,571 $8,907 5.89%
MADISON, WI (FHA|USDA|VA) 17 $4,075,000 $239,706 $9,607 4.78%
Pahrump, NV (FHA|USDA|VA) 16 $3,850,000 $240,625 $10,317 5.12%
EAST STROUDSBURG, PA (FHA|USDA|VA) 15 $3,765,000 $251,000 $7,902 4.98%
ROCHESTER, NY (FHA|USDA|VA) 19 $3,735,000 $196,579 $7,750 5.16%
LOUISVILLE, KY (FHA|USDA|VA) 15 $3,705,000 $247,000 $7,191 4.46%
TUSCALOOSA, AL (FHA|USDA|VA) 16 $3,640,000 $227,500 $6,333 5.10%
WILMINGTON, NC (FHA|USDA|VA) 12 $3,630,000 $302,500 $6,334 5.22%
Vineyard Haven, MA (FHA|USDA|VA) 3 $3,575,000 $1,191,667 $15,817 4.96%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 18 $3,490,000 $193,889 $6,344 4.87%
Roseburg, OR (FHA|USDA|VA) 13 $3,465,000 $266,538 $8,715 5.49%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 11 $3,275,000 $297,727 $8,663 4.74%
LAS CRUCES, NM (FHA|USDA|VA) 10 $3,050,000 $305,000 $11,263 5.34%
WARNER ROBINS, GA (FHA|USDA|VA) 12 $2,970,000 $247,500 $8,322 4.01%
Augusta-Waterville, ME (FHA|USDA|VA) 10 $2,950,000 $295,000 $9,089 6.13%
SUMTER, SC (FHA|USDA|VA) 10 $2,900,000 $290,000 $8,480 4.71%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 11 $2,845,000 $258,636 $8,827 4.76%
LEBANON, PA (FHA|USDA|VA) 14 $2,840,000 $202,857 $7,136 4.35%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $2,795,000 $215,000 $7,741 4.86%
DECATUR, AL (FHA|USDA|VA) 13 $2,745,000 $211,154 $6,672 4.72%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,730,000 $341,250 $8,651 6.05%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $2,670,000 $333,750 $9,986 6.20%
YUMA, AZ (FHA|USDA|VA) 11 $2,645,000 $240,455 $7,449 4.91%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $2,605,000 $289,444 $9,412 4.06%
Waycross, GA (FHA|USDA|VA) 13 $2,595,000 $199,615 $8,509 4.50%
Show Low, AZ (FHA|USDA|VA) 10 $2,590,000 $259,000 $7,005 6.35%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 13 $2,585,000 $198,846 $9,309 5.69%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $2,555,000 $196,538 $9,266 4.43%
Sonora, CA (FHA|USDA|VA) 8 $2,530,000 $316,250 $6,728 5.26%
PROVO-OREM, UT (FHA|USDA|VA) 1 $2,505,000 $2,505,000 $57,093 4.38%
CUMBERLAND, MD-WV (FHA|USDA|VA) 13 $2,475,000 $190,385 $7,265 4.53%
OCEAN CITY, NJ (FHA|USDA|VA) 8 $2,450,000 $306,250 $6,403 4.96%
GETTYSBURG, PA (FHA|USDA|VA) 13 $2,445,000 $188,077 $6,051 4.24%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 11 $2,445,000 $222,273 $8,441 3.86%
GRANTS PASS, OR (FHA|USDA|VA) 8 $2,430,000 $303,750 $13,351 5.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 10 $2,380,000 $238,000 $6,996 5.80%
GAINESVILLE, FL (FHA|USDA|VA) 11 $2,375,000 $215,909 $9,125 5.45%
Othello, WA (FHA|USDA|VA) 10 $2,340,000 $234,000 $6,141 4.96%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $2,335,000 $259,444 $8,859 5.54%
ROCKY MOUNT, NC (FHA|USDA|VA) 11 $2,315,000 $210,455 $6,274 4.02%
Jefferson, GA (FHA|USDA|VA) 7 $2,315,000 $330,714 $11,314 5.11%
Port Angeles, WA (FHA|USDA|VA) 6 $2,310,000 $385,000 $11,821 4.79%
RACINE, WI (FHA|USDA|VA) 12 $2,300,000 $191,667 $7,976 4.89%
Astoria, OR (FHA|USDA|VA) 7 $2,295,000 $327,857 $10,815 4.73%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,290,000 $190,833 $8,168 5.75%
EL PASO, TX (FHA|USDA|VA) 7 $2,205,000 $315,000 $10,756 5.52%
JACKSONVILLE, NC (FHA|USDA|VA) 14 $2,160,000 $154,286 $7,605 7.21%
Laconia, NH (FHA|USDA|VA) 7 $2,105,000 $300,714 $7,846 4.75%
BILLINGS, MT (FHA|USDA|VA) 5 $2,105,000 $421,000 $15,477 4.22%
CARSON CITY, NV (FHA|USDA|VA) 5 $2,085,000 $417,000 $12,080 5.28%
Glenwood Springs, CO (FHA|USDA|VA) 4 $2,050,000 $512,500 $9,116 7.21%
APPLETON, WI (FHA|USDA|VA) 5 $2,045,000 $409,000 $11,588 4.78%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $2,040,000 $255,000 $10,796 4.98%
KANKAKEE, IL (FHA|USDA|VA) 13 $2,025,000 $155,769 $6,701 3.61%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $2,010,000 $251,250 $7,876 4.58%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $1,990,000 $497,500 $7,331 4.06%
Klamath Falls, OR (FHA|USDA|VA) 7 $1,945,000 $277,857 $8,457 5.07%
MOBILE, AL (FHA|USDA|VA) 8 $1,930,000 $241,250 $7,626 5.22%
READING, PA (FHA|USDA|VA) 7 $1,915,000 $273,571 $9,990 5.32%
Gardnerville Ranchos, NV (FHA|USDA|VA) 5 $1,915,000 $383,000 $9,928 5.91%
Palatka, FL (FHA|USDA|VA) 9 $1,915,000 $212,778 $8,802 5.03%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 13 $1,915,000 $147,308 $11,842 7.18%
JACKSON, MS (FHA|USDA|VA) 8 $1,890,000 $236,250 $5,238 4.34%
CLEVELAND, TN (FHA|USDA|VA) 4 $1,860,000 $465,000 $21,365 4.78%
Ontario, OR-ID (FHA|USDA|VA) 9 $1,835,000 $203,889 $7,968 5.40%
DOVER, DE (FHA|USDA|VA) 6 $1,830,000 $305,000 $12,523 4.79%
Concord, NH (FHA|USDA|VA) 5 $1,825,000 $365,000 $12,691 5.20%
GOLDSBORO, NC (FHA|USDA|VA) 11 $1,825,000 $165,909 $4,849 4.07%
Red Bluff, CA (FHA|USDA|VA) 4 $1,820,000 $455,000 $9,301 5.28%
Cedartown, GA (FHA|USDA|VA) 11 $1,805,000 $164,091 $8,085 4.59%
BANGOR, ME (FHA|USDA|VA) 8 $1,800,000 $225,000 $9,646 5.70%
HINESVILLE, GA (FHA|USDA|VA) 6 $1,800,000 $300,000 $8,637 5.42%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $1,795,000 $163,182 $7,759 5.01%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 7 $1,765,000 $252,143 $10,094 5.79%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $1,730,000 $288,333 $5,373 4.88%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $1,730,000 $432,500 $10,632 6.06%
SYRACUSE, NY (FHA|USDA|VA) 7 $1,725,000 $246,429 $7,646 4.36%
Bennington, VT (FHA|USDA|VA) 6 $1,710,000 $285,000 $8,822 4.81%
Sevierville, TN (FHA|USDA|VA) 5 $1,685,000 $337,000 $4,471 7.41%
WAUSAU-WESTON, WI (FHA|USDA|VA) 7 $1,685,000 $240,714 $7,893 5.11%
FLINT, MI (FHA|USDA|VA) 7 $1,665,000 $237,857 $8,003 4.96%
Hood River, OR (FHA|USDA|VA) 3 $1,655,000 $551,667 $7,843 5.33%
ROANOKE, VA (FHA|USDA|VA) 5 $1,645,000 $329,000 $10,360 5.20%
PUEBLO, CO (FHA|USDA|VA) 9 $1,645,000 $182,778 $6,706 5.92%
THE VILLAGES, FL (FHA|USDA|VA) 7 $1,635,000 $233,571 $11,437 5.59%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 7 $1,625,000 $232,143 $10,251 6.23%
DULUTH, MN-WI (FHA|USDA|VA) 5 $1,585,000 $317,000 $5,438 4.37%
Hudson, NY (FHA|USDA|VA) 1 $1,575,000 $1,575,000 $26,598 4.38%
Seneca, SC (FHA|USDA|VA) 7 $1,555,000 $222,143 $8,675 4.14%
AKRON, OH (FHA|USDA|VA) 10 $1,550,000 $155,000 $12,418 6.99%
GREEN BAY, WI (FHA|USDA|VA) 7 $1,545,000 $220,714 $8,536 3.64%
Hermiston-Pendleton, OR (FHA|USDA|VA) 7 $1,505,000 $215,000 $8,692 4.27%
Clearlake, CA (FHA|USDA|VA) 5 $1,505,000 $301,000 $8,261 4.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $1,495,000 $213,571 $8,848 4.54%
MIDLAND, TX (FHA|USDA|VA) 4 $1,480,000 $370,000 $10,269 4.28%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,480,000 $246,667 $7,407 4.56%
FORT SMITH, AR-OK (FHA|USDA|VA) 8 $1,480,000 $185,000 $9,846 6.03%
MISSOULA, MT (FHA|USDA|VA) 3 $1,465,000 $488,333 $8,597 4.04%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $1,455,000 $291,000 $7,518 5.75%
TYLER, TX (FHA|USDA|VA) 6 $1,440,000 $240,000 $7,075 5.46%
Hailey, ID (FHA|USDA|VA) 4 $1,430,000 $357,500 $11,049 5.19%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $1,395,000 $199,286 $7,669 4.96%
GREAT FALLS, MT (FHA|USDA|VA) 4 $1,360,000 $340,000 $7,933 6.38%
Whitewater, WI (FHA|USDA|VA) 4 $1,360,000 $340,000 $8,611 3.34%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,355,000 $193,571 $7,665 4.52%
Albemarle, NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $10,589 5.35%
Helena, MT (FHA|USDA|VA) 8 $1,350,000 $168,750 $8,747 8.50%
Athens, TX (FHA|USDA|VA) 6 $1,340,000 $223,333 $8,888 5.33%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $1,315,000 $438,333 $15,173 4.00%
HAMMOND, LA (FHA|USDA|VA) 5 $1,295,000 $259,000 $9,274 4.30%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 6 $1,290,000 $215,000 $6,275 4.13%
SANTA FE, NM (FHA|USDA|VA) 4 $1,290,000 $322,500 $13,312 4.47%
LUBBOCK, TX (FHA|USDA|VA) 5 $1,285,000 $257,000 $13,698 4.68%
BURLINGTON, NC (FHA|USDA|VA) 5 $1,285,000 $257,000 $8,903 4.30%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,280,000 $213,333 $8,652 5.96%
ANCHORAGE, AK (FHA|USDA|VA) 5 $1,275,000 $255,000 $8,871 4.95%
FORT WAYNE, IN (FHA|USDA|VA) 7 $1,265,000 $180,714 $8,865 6.18%
Menomonie, WI (FHA|USDA|VA) 4 $1,240,000 $310,000 $7,141 3.91%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,200,000 $150,000 $6,783 4.56%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,195,000 $239,000 $12,079 6.63%
VALDOSTA, GA (FHA|USDA|VA) 6 $1,160,000 $193,333 $8,589 5.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 7 $1,155,000 $165,000 $10,993 6.21%
Coos Bay, OR (FHA|USDA|VA) 5 $1,135,000 $227,000 $9,838 5.13%
Calhoun, GA (FHA|USDA|VA) 5 $1,135,000 $227,000 $9,539 5.10%
ROME, GA (FHA|USDA|VA) 6 $1,110,000 $185,000 $9,396 6.96%
Cambridge, MD (FHA|USDA|VA) 4 $1,110,000 $277,500 $8,637 5.25%
WACO, TX (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,628 4.30%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $1,095,000 $219,000 $6,027 4.60%
Cullman, AL (FHA|USDA|VA) 5 $1,095,000 $219,000 $9,369 4.65%
Mountain Home, ID (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,498 4.78%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $1,060,000 $530,000 $2,267 3.38%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,887 5.21%
COLUMBIA, MO (FHA|USDA|VA) 4 $1,060,000 $265,000 $5,991 5.16%
REDDING, CA (FHA|USDA|VA) 4 $1,060,000 $265,000 $8,803 6.75%
GLENS FALLS, NY (FHA|USDA|VA) 5 $1,055,000 $211,000 $8,120 5.25%
Fredericksburg, TX (FHA|USDA|VA) 2 $1,030,000 $515,000 $15,154 3.44%
Elko, NV (FHA|USDA|VA) 4 $1,030,000 $257,500 $10,923 5.21%
Crescent City, CA (FHA|USDA|VA) 3 $995,000 $331,667 $11,442 3.63%
TWIN FALLS, ID (FHA|USDA|VA) 3 $995,000 $331,667 $14,207 5.71%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $975,000 $195,000 $10,532 5.70%
The Dalles, OR (FHA|USDA|VA) 3 $975,000 $325,000 $8,317 5.75%
Brainerd, MN (FHA|USDA|VA) 4 $960,000 $240,000 $6,339 4.38%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $950,000 $475,000 $9,959 6.18%
UTICA-ROME, NY (FHA|USDA|VA) 5 $945,000 $189,000 $6,815 4.65%
Fallon, NV (FHA|USDA|VA) 3 $925,000 $308,333 $12,291 4.46%
LYNCHBURG, VA (FHA|USDA|VA) 4 $910,000 $227,500 $7,440 5.47%
LAFAYETTE, LA (FHA|USDA|VA) 4 $910,000 $227,500 $8,175 4.53%
Wilson, NC (FHA|USDA|VA) 6 $900,000 $150,000 $6,290 5.06%
Las Vegas, NM (FHA|USDA|VA) 2 $880,000 $440,000 $7,820 6.74%
GREENVILLE, NC (FHA|USDA|VA) 4 $880,000 $220,000 $6,848 5.06%
Oneonta, NY (FHA|USDA|VA) 4 $870,000 $217,500 $11,946 4.44%
Thomaston, GA (FHA|USDA|VA) 4 $870,000 $217,500 $7,138 4.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $865,000 $288,333 $8,232 4.88%
CHEYENNE, WY (FHA|USDA|VA) 3 $855,000 $285,000 $8,782 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $855,000 $171,000 $8,087 4.90%
HATTIESBURG, MS (FHA|USDA|VA) 4 $850,000 $212,500 $7,255 5.69%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $840,000 $210,000 $8,718 5.81%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $835,000 $835,000 $11,818 4.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $835,000 $278,333 $14,109 5.25%
ROCHESTER, MN (FHA|USDA|VA) 3 $825,000 $275,000 $7,922 3.54%
BOULDER, CO (FHA|USDA|VA) 2 $810,000 $405,000 $3,492 6.83%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $785,000 $261,667 $8,542 4.92%
HARRISONBURG, VA (FHA|USDA|VA) 3 $785,000 $261,667 $10,781 4.63%
Orangeburg, SC (FHA|USDA|VA) 2 $780,000 $390,000 $8,464 4.56%
Troy, AL (FHA|USDA|VA) 2 $780,000 $390,000 $3,741 5.56%
Juneau, AK (FHA|USDA|VA) 2 $780,000 $390,000 $9,088 6.06%
MUSKEGON, MI (FHA|USDA|VA) 4 $760,000 $190,000 $6,813 5.78%
Urbana, OH (FHA|USDA|VA) 3 $755,000 $251,667 $8,472 4.50%
MONTGOMERY, AL (FHA|USDA|VA) 6 $750,000 $125,000 $6,785 6.07%
WICHITA, KS (FHA|USDA|VA) 4 $750,000 $187,500 $8,546 6.63%
Mount Pleasant, TX (FHA|USDA|VA) 5 $735,000 $147,000 $8,668 5.90%
DOTHAN, AL (FHA|USDA|VA) 3 $735,000 $245,000 $6,891 6.62%
JACKSON, TN (FHA|USDA|VA) 4 $720,000 $180,000 $7,004 5.28%
Corsicana, TX (FHA|USDA|VA) 2 $720,000 $360,000 $14,440 6.49%
Taos, NM (FHA|USDA|VA) 2 $720,000 $360,000 $6,460 6.00%
Jesup, GA (FHA|USDA|VA) 3 $715,000 $238,333 $6,985 5.33%
Scottsboro, AL (FHA|USDA|VA) 3 $715,000 $238,333 $14,671 4.79%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $715,000 $238,333 $6,732 4.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $705,000 $235,000 $12,174 5.83%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $700,000 $175,000 $6,877 4.56%
Houghton, MI (FHA|USDA|VA) 4 $700,000 $175,000 $5,991 5.81%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $695,000 $231,667 $7,281 5.13%
Rockport, TX (FHA|USDA|VA) 3 $695,000 $231,667 $6,231 3.88%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $680,000 $170,000 $8,875 4.84%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $675,000 $225,000 $5,653 4.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $670,000 $167,500 $5,193 6.71%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $665,000 $221,667 $8,765 4.58%
Kerrville, TX (FHA|USDA|VA) 3 $665,000 $221,667 $13,145 4.38%
NEW BERN, NC (FHA|USDA|VA) 4 $660,000 $165,000 $6,386 5.36%
Dublin, GA (FHA|USDA|VA) 3 $655,000 $218,333 $3,171 3.04%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $655,000 $218,333 $5,286 3.96%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $650,000 $325,000 $3,156 4.56%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $650,000 $162,500 $3,298 3.69%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $645,000 $215,000 $8,712 4.08%
Granbury, TX (FHA|USDA|VA) 2 $630,000 $315,000 $8,619 4.44%
Gallup, NM (FHA|USDA|VA) 1 $615,000 $615,000 $8,588 5.88%
El Campo, TX (FHA|USDA|VA) 3 $605,000 $201,667 $7,706 3.29%
NILES, MI (FHA|USDA|VA) 2 $600,000 $300,000 $5,629 3.44%
Sanford, NC (FHA|USDA|VA) 2 $600,000 $300,000 $11,023 4.25%
Statesboro, GA (FHA|USDA|VA) 2 $580,000 $290,000 $8,437 5.19%
LONGVIEW, TX (FHA|USDA|VA) 3 $565,000 $188,333 $7,713 4.58%
Pottsville, PA (FHA|USDA|VA) 4 $560,000 $140,000 $8,482 4.47%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $545,000 $181,667 $8,636 5.63%
Lewisburg, TN (FHA|USDA|VA) 2 $540,000 $270,000 $9,204 5.19%
Brookings, OR (FHA|USDA|VA) 2 $530,000 $265,000 $11,653 4.50%
Mineral Wells, TX (FHA|USDA|VA) 1 $515,000 $515,000 $7,837 5.63%
Beaver Dam, WI (FHA|USDA|VA) 3 $515,000 $171,667 $8,374 6.04%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $515,000 $171,667 $8,059 3.38%
Brevard, NC (FHA|USDA|VA) 2 $510,000 $255,000 $7,104 4.81%
Paducah, KY-IL (FHA|USDA|VA) 2 $500,000 $250,000 $9,695 4.69%
RAPID CITY, SD (FHA|USDA|VA) 2 $500,000 $250,000 $6,290 6.69%
Baraboo, WI (FHA|USDA|VA) 3 $495,000 $165,000 $4,299 3.79%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $490,000 $245,000 $5,525 4.38%
Gillette, WY (FHA|USDA|VA) 2 $490,000 $245,000 $10,555 5.38%
Marinette, WI-MI (FHA|USDA|VA) 2 $490,000 $245,000 $8,067 5.00%
Milledgeville, GA (FHA|USDA|VA) 2 $490,000 $245,000 $10,205 4.81%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $485,000 $485,000 $5,109 2.88%
Natchitoches, LA (FHA|USDA|VA) 2 $480,000 $240,000 $7,302 4.13%
Cullowhee, NC (FHA|USDA|VA) 1 $475,000 $475,000 $6,092 3.50%
VICTORIA, TX (FHA|USDA|VA) 2 $470,000 $235,000 $8,471 4.19%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $470,000 $235,000 $5,964 3.69%
Boone, NC (FHA|USDA|VA) 1 $465,000 $465,000 $0 3.88%
Clewiston, FL (FHA|USDA|VA) 3 $465,000 $155,000 $4,265 3.96%
Arcadia, FL (FHA|USDA|VA) 2 $460,000 $230,000 $9,855 5.88%
Warsaw, IN (FHA|USDA|VA) 2 $450,000 $225,000 $4,631 2.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $450,000 $112,500 $6,067 5.99%
MANKATO, MN (FHA|USDA|VA) 2 $450,000 $225,000 $6,485 4.88%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $445,000 $445,000 $9,082 3.50%
Steamboat Springs, CO (FHA|USDA|VA) 1 $445,000 $445,000 $11,116 7.00%
Branson, MO (FHA|USDA|VA) 1 $445,000 $445,000 $6,598 3.50%
Kinston, NC (FHA|USDA|VA) 2 $440,000 $220,000 $6,104 6.31%
Traverse City, MI (FHA|USDA|VA) 2 $430,000 $215,000 $8,540 5.37%
Washington, NC (FHA|USDA|VA) 2 $430,000 $215,000 $5,506 5.06%
PEORIA, IL (FHA|USDA|VA) 3 $425,000 $141,667 $5,999 6.17%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $425,000 $141,667 $4,234 9.08%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $420,000 $210,000 $11,876 6.19%
Meadville, PA (FHA|USDA|VA) 2 $420,000 $210,000 $6,600 3.94%
Bluefield, WV-VA (FHA|USDA|VA) 1 $415,000 $415,000 $3,418 3.38%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $415,000 $415,000 $23,723 4.88%
MANSFIELD, OH (FHA|USDA|VA) 1 $405,000 $405,000 $3,244 3.50%
MORRISTOWN, TN (FHA|USDA|VA) 1 $405,000 $405,000 $4,635 3.75%
BINGHAMTON, NY (FHA|USDA|VA) 3 $405,000 $135,000 $7,693 6.29%
Amsterdam, NY (FHA|USDA|VA) 2 $400,000 $200,000 $3,668 4.56%
JONESBORO, AR (FHA|USDA|VA) 2 $390,000 $195,000 $2,784 7.71%
FARMINGTON, NM (FHA|USDA|VA) 2 $390,000 $195,000 $6,867 5.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $390,000 $195,000 $4,788 4.25%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $390,000 $195,000 $6,349 4.87%
Montrose, CO (FHA|USDA|VA) 1 $385,000 $385,000 $0 6.50%
FOND DU LAC, WI (FHA|USDA|VA) 2 $380,000 $190,000 $6,011 5.25%
Weatherford, OK (FHA|USDA|VA) 2 $380,000 $190,000 $4,986 5.13%
ITHACA, NY (FHA|USDA|VA) 1 $375,000 $375,000 $0 7.63%
Shelby, NC (FHA|USDA|VA) 3 $375,000 $125,000 $4,521 2.83%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $370,000 $185,000 $3,358 3.94%
ALTOONA, PA (FHA|USDA|VA) 2 $370,000 $185,000 $6,932 5.18%
LOGAN, UT-ID (FHA|USDA|VA) 1 $365,000 $365,000 $2,800 5.63%
Enterprise, AL (FHA|USDA|VA) 2 $360,000 $180,000 $7,388 4.69%
ST. CLOUD, MN (FHA|USDA|VA) 2 $360,000 $180,000 $7,198 5.56%
Coshocton, OH (FHA|USDA|VA) 2 $350,000 $175,000 $4,924 4.44%
Lake City, FL (FHA|USDA|VA) 1 $345,000 $345,000 $8,294 5.88%
Ozark, AL (FHA|USDA|VA) 1 $345,000 $345,000 $946 2.99%
Payson, AZ (FHA|USDA|VA) 3 $345,000 $115,000 $0 10.41%
Shelbyville, TN (FHA|USDA|VA) 2 $340,000 $170,000 $8,455 5.81%
Ottawa, KS (FHA|USDA|VA) 2 $340,000 $170,000 $9,086 5.88%
Warrensburg, MO (FHA|USDA|VA) 1 $335,000 $335,000 $18,275 6.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $335,000 $335,000 $10,109 6.49%
PITTSFIELD, MA (FHA|USDA|VA) 1 $335,000 $335,000 $17,621 4.88%
Easton, MD (FHA|USDA|VA) 1 $335,000 $335,000 $0 5.25%
Wooster, OH (FHA|USDA|VA) 2 $330,000 $165,000 $9,110 5.37%
Durango, CO (FHA|USDA|VA) 2 $330,000 $165,000 $6,743 9.80%
MIDLAND, MI (FHA|USDA|VA) 1 $325,000 $325,000 $3,092 4.38%
Marion, IN (FHA|USDA|VA) 1 $325,000 $325,000 $3,616 3.00%
Berlin, NH (FHA|USDA|VA) 2 $320,000 $160,000 $8,913 5.69%
GADSDEN, AL (FHA|USDA|VA) 2 $320,000 $160,000 $6,015 5.00%
Hutchinson, KS (FHA|USDA|VA) 1 $315,000 $315,000 $7,279 3.88%
ELMIRA, NY (FHA|USDA|VA) 1 $315,000 $315,000 $17,726 3.25%
Huntingdon, PA (FHA|USDA|VA) 3 $315,000 $105,000 $3,203 5.13%
Poplar Bluff, MO (FHA|USDA|VA) 1 $315,000 $315,000 $6,190 2.50%
Palestine, TX (FHA|USDA|VA) 2 $310,000 $155,000 $7,944 5.44%
Celina, OH (FHA|USDA|VA) 1 $305,000 $305,000 $11,661 4.38%
Crawfordsville, IN (FHA|USDA|VA) 1 $305,000 $305,000 $10,481 4.25%
MONROE, MI (FHA|USDA|VA) 2 $300,000 $150,000 $7,196 8.61%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $4,014 4.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $300,000 $150,000 $8,817 5.50%
Hobbs, NM (FHA|USDA|VA) 1 $295,000 $295,000 $6,597 3.50%
JOPLIN, MO (FHA|USDA|VA) 1 $295,000 $295,000 $7,374 5.00%
Gaffney, SC (FHA|USDA|VA) 2 $290,000 $145,000 $5,258 6.25%
Bartlesville, OK (FHA|USDA|VA) 2 $290,000 $145,000 $4,880 3.75%
LAWTON, OK (FHA|USDA|VA) 2 $290,000 $145,000 $4,494 4.56%
TOPEKA, KS (FHA|USDA|VA) 2 $290,000 $145,000 $7,445 6.88%
Crossville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $7,588 6.50%
ST. GEORGE, UT (FHA|USDA|VA) 1 $285,000 $285,000 $4,962 3.25%
MUNCIE, IN (FHA|USDA|VA) 2 $280,000 $140,000 $4,145 5.38%
Big Stone Gap, VA (FHA|USDA|VA) 2 $280,000 $140,000 $7,788 5.75%
Seneca Falls, NY (FHA|USDA|VA) 1 $275,000 $275,000 $5,557 4.75%
Laramie, WY (FHA|USDA|VA) 1 $275,000 $275,000 $5,295 8.75%
Cornelia, GA (FHA|USDA|VA) 1 $275,000 $275,000 $9,508 4.75%
Greenville, MS (FHA|USDA|VA) 1 $275,000 $275,000 $12,088 8.88%
Williston, ND (FHA|USDA|VA) 1 $275,000 $275,000 $14,515 7.50%
Ponca City, OK (FHA|USDA|VA) 2 $270,000 $135,000 $8,219 5.06%
Oxford, MS (FHA|USDA|VA) 1 $255,000 $255,000 $3,652 3.38%
Toccoa, GA (FHA|USDA|VA) 1 $255,000 $255,000 $14,633 5.13%
Durant, OK (FHA|USDA|VA) 1 $255,000 $255,000 $5,474 5.50%
Stevens Point, WI (FHA|USDA|VA) 1 $255,000 $255,000 $11,007 6.88%
Indiana, PA (FHA|USDA|VA) 1 $245,000 $245,000 $13,433 5.75%
Morehead City, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,875 3.00%
ROCKFORD, IL (FHA|USDA|VA) 1 $235,000 $235,000 $5,822 6.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $235,000 $235,000 $4,443 3.50%
McMinnville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.99%
Sikeston, MO (FHA|USDA|VA) 1 $235,000 $235,000 $1,874 5.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $230,000 $115,000 $9,642 7.71%
Hutchinson, MN (FHA|USDA|VA) 1 $225,000 $225,000 $5,649 5.25%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $215,000 $215,000 $4,991 3.38%
Madisonville, KY (FHA|USDA|VA) 1 $215,000 $215,000 $14,710 4.38%
Natchez, MS-LA (FHA|USDA|VA) 1 $215,000 $215,000 $10,486 5.63%
Newberry, SC (FHA|USDA|VA) 1 $215,000 $215,000 $6,122 5.00%
Grants, NM (FHA|USDA|VA) 1 $215,000 $215,000 $7,955 3.75%
Fergus Falls, MN (FHA|USDA|VA) 1 $215,000 $215,000 $6,983 5.13%
Selinsgrove, PA (FHA|USDA|VA) 1 $215,000 $215,000 $7,539 5.88%
Cordele, GA (FHA|USDA|VA) 1 $215,000 $215,000 $5,354 7.63%
Clovis, NM (FHA|USDA|VA) 1 $215,000 $215,000 $7,037 6.00%
Summerville, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,533 5.63%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $215,000 $215,000 $11,693 4.25%
Vidalia, GA (FHA|USDA|VA) 1 $215,000 $215,000 $7,445 5.25%
Richmond-Berea, KY (FHA|USDA|VA) 1 $205,000 $205,000 $3,724 6.88%
Holland, MI (FHA|USDA|VA) 1 $205,000 $205,000 $5,218 4.99%
Defiance, OH (FHA|USDA|VA) 1 $205,000 $205,000 $13,043 3.88%
Guymon, OK (FHA|USDA|VA) 1 $205,000 $205,000 $6,966 7.50%
Tahlequah, OK (FHA|USDA|VA) 1 $195,000 $195,000 $8,738 4.88%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $195,000 $195,000 $9,406 4.88%
Keene, NH (FHA|USDA|VA) 1 $195,000 $195,000 $13,801 5.63%
Mason City, IA (FHA|USDA|VA) 1 $185,000 $185,000 $4,054 5.13%
IOWA CITY, IA (FHA|USDA|VA) 1 $185,000 $185,000 $11,328 5.50%
Coffeyville, KS (FHA|USDA|VA) 1 $185,000 $185,000 $1,814 3.75%
ABILENE, TX (FHA|USDA|VA) 1 $185,000 $185,000 $6,770 2.25%
POCATELLO, ID (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.63%
ANN ARBOR, MI (FHA|USDA|VA) 1 $185,000 $185,000 $6,665 3.50%
Warren, PA (FHA|USDA|VA) 2 $180,000 $90,000 $5,741 4.25%
DALTON, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,515 5.38%
Ardmore, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,052 2.50%
WHEELING, WV-OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,031 2.50%
Albertville, AL (FHA|USDA|VA) 1 $175,000 $175,000 $4,755 6.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,940 5.50%
Wilmington, OH (FHA|USDA|VA) 1 $175,000 $175,000 $7,297 5.49%
Ruidoso, NM (FHA|USDA|VA) 1 $175,000 $175,000 $4,581 2.38%
Zanesville, OH (FHA|USDA|VA) 2 $170,000 $85,000 $7,271 7.83%
Sterling, IL (FHA|USDA|VA) 1 $165,000 $165,000 $4,129 4.99%
Danville, VA (FHA|USDA|VA) 1 $165,000 $165,000 $7,556 6.75%
Kendallville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $4,866 5.88%
Woodward, OK (FHA|USDA|VA) 1 $155,000 $155,000 $7,228 5.00%
FAIRBANKS, AK (FHA|USDA|VA) 1 $155,000 $155,000 $4,412 2.75%
La Grande, OR (FHA|USDA|VA) 1 $155,000 $155,000 $6,034 2.88%
AMES, IA (FHA|USDA|VA) 1 $155,000 $155,000 $4,608 5.13%
Shawano, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,426 2.50%
Cañon City, CO (FHA|USDA|VA) 1 $155,000 $155,000 $1,845 3.75%
Clinton, IA (FHA|USDA|VA) 1 $155,000 $155,000 $4,168 4.88%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $155,000 $155,000 $6,122 5.88%
TOLEDO, OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,211 6.38%
Angola, IN (FHA|USDA|VA) 1 $155,000 $155,000 $8,480 5.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $9,975 3.75%
Bennettsville, SC (FHA|USDA|VA) 1 $145,000 $145,000 $4,875 3.88%
Corning, NY (FHA|USDA|VA) 1 $145,000 $145,000 $9,588 5.50%
ALBANY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,259 3.99%
Lumberton, NC (FHA|USDA|VA) 1 $145,000 $145,000 $8,657 5.63%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $145,000 $145,000 $10,139 7.00%
Sandusky, OH (FHA|USDA|VA) 1 $145,000 $145,000 $7,222 6.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $145,000 $145,000 $9,253 7.00%
Okeechobee, FL (FHA|USDA|VA) 1 $145,000 $145,000 $11,208 7.49%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.88%
Union, SC (FHA|USDA|VA) 1 $135,000 $135,000 $8,279 6.00%
Jackson, OH (FHA|USDA|VA) 1 $135,000 $135,000 $10,153 7.38%
Jasper, AL (FHA|USDA|VA) 1 $125,000 $125,000 $6,804 4.88%
Ludington, MI (FHA|USDA|VA) 1 $125,000 $125,000 $8,128 6.38%
Atmore, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,627 6.38%
Salina, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,763 5.13%
Laurinburg, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,978 4.88%
Roswell, NM (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.75%
ERIE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,857 5.13%
Huntsville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.38%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.50%
Spencer, IA (FHA|USDA|VA) 1 $115,000 $115,000 $7,192 4.99%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $115,000 $115,000 $6,132 6.38%
Tifton, GA (FHA|USDA|VA) 1 $115,000 $115,000 $8,199 3.75%
Thomasville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $6,606 6.38%
Winona, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.75%
Somerset, PA (FHA|USDA|VA) 2 $60,000 $30,000 $1,642 2.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.50%
Greeneville, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.75%
Fremont, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.50%
Homebridge Financial Services's top markets include New York, Los Angeles, Seattle, Atlanta, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 20,274 $8,495,510,000 $419,035 $8,591 4.86%
    FHA 5,326 $1,726,030,000 $324,076 $13,622 4.76%
    HELOC 2,589 $276,005,000 $106,607 n/a 9.02%
    VA 2,517 $1,062,455,000 $422,112 $11,777 4.51%
    USDA 168 $36,770,000 $218,869 $8,196 4.49%

    For 2022, Homebridge Financial Services's most frequently originated type of loan was Conventional, with 20,274 originations. Their 2nd most popular type was FHA, with 5,326 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 21,114 $8,615,990,000 $408,070 $10,111 4.91%
    Cash Out Refi 4,931 $1,870,475,000 $379,330 $9,803 4.62%
    Refi 2,087 $773,305,000 $370,534 $7,943 4.17%
    Other 1,477 $157,715,000 $106,781 $0 9.19%
    Home Improvement 1,265 $179,285,000 $141,727 $18,301 8.36%

    For 2022, Homebridge Financial Services's most frequently cited loan purpose was Home Purchase, with 21,114 originations. The 2nd most popular reason was Cash Out Refi, with 4,931 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 28,631 $11,217,815,000 $391,807 $10,211 5.15%
    15 Year 1,209 $251,005,000 $207,614 $6,185 5.80%
    10 Year 497 $38,965,000 $78,400 $1,399 6.29%
    Other 236 $34,640,000 $146,780 $3,367 1.91%
    20 Year 156 $40,460,000 $259,359 $6,397 3.97%
    5 Year 123 $7,775,000 $63,211 $87 5.98%
    3 Year 14 $110,000 $7,857 $12 0.00%
    30+ year 8 $6,000,000 $750,000 $15,367 6.34%

    For 2022, Homebridge Financial Services's most frequently cited loan duration was 30 Year, with 28,631 originations. The 2nd most popular length was 15 Year, with 1,209 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 10,167 $4,854,355,000 $477,462
    $1k-2k 5,136 $2,184,180,000 $425,269
    $3k-4k 2,984 $959,650,000 $321,599
    $4k-5k 2,874 $978,660,000 $340,522
    $2k-3k 2,528 $808,160,000 $319,684
    $<1k 1,779 $422,785,000 $237,653

    Homebridge Financial Services's average total fees were $10,211, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 10,167 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 7,805 $2,994,705,000 $383,691
    3-4% 7,185 $3,002,175,000 $417,839
    4-5% 7,128 $3,002,080,000 $421,167
    6-7% 3,428 $1,235,340,000 $360,368
    Over 8% 1,972 $293,730,000 $148,950
    7-8% 1,492 $504,850,000 $338,371
    2.5-3% 1,061 $461,405,000 $434,877
    <2.5% 803 $102,485,000 $127,628

    During 2022, Homebridge Financial Services's average interest rate for loans was 5.15%, while their most frequently originated rate bucket for loans was 5-6%, with 7,805 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 12,962 $3,838,370,000 $296,125 $8,979 4.98%
    $400k-600k 6,833 $3,307,925,000 $484,110 $11,371 4.87%
    $100k-200k 4,483 $695,675,000 $155,181 $6,442 5.72%
    $600k-1MM 3,562 $2,600,830,000 $730,160 $13,989 4.76%
    $100,000 or less 2,302 $110,210,000 $47,876 $1,431 6.64%
    $1MM+ 732 $1,043,760,000 $1,425,902 $21,116 4.93%

    2022 saw Homebridge Financial Services place emphasis on $200k-400k loans with 12,962 originations, totaling $3,838,370,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 7,557 $2,830,795,000 $374,592 $10,532 5.22%
    $150k-250k 5,745 $2,710,575,000 $471,815 $11,370 5.42%
    $75k-100k 5,585 $1,704,085,000 $305,118 $9,504 5.01%
    $50k-75k 5,334 $1,295,440,000 $242,865 $8,228 4.82%
    $250k+ 3,082 $2,059,660,000 $668,287 $13,676 5.70%
    $50k or less 2,269 $463,695,000 $204,361 $6,643 4.98%

    Homebridge Financial Services lent most frequently to those with incomes in the $100k-150k range, with 7,557 originations. The second most popular income band? $150k-250k, with 5,745 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 4,365 $1,609,095,000 $368,636 $8,993 5.16%
    20-30% 3,822 $1,385,780,000 $362,580 $8,570 5.25%
    50-60% 2,487 $959,695,000 $385,885 $14,522 4.83%
    49% 1,919 $683,295,000 $356,068 $10,417 5.63%
    <20% 1,672 $614,090,000 $367,279 $9,206 5.80%
    44% 1,554 $567,570,000 $365,232 $9,712 4.97%
    42% 1,366 $562,280,000 $411,625 $9,999 5.21%
    43% 1,323 $483,235,000 $365,257 $9,794 4.99%
    48% 1,255 $475,695,000 $379,040 $10,464 5.26%
    40% 1,228 $478,610,000 $389,748 $9,565 5.07%
    41% 1,205 $471,565,000 $391,340 $9,491 5.02%
    45% 1,172 $448,330,000 $382,534 $10,286 5.14%
    47% 1,118 $418,510,000 $374,338 $10,518 5.20%
    46% 1,116 $411,840,000 $369,032 $10,223 5.17%
    39% 1,083 $416,735,000 $384,797 $9,132 5.03%
    38% 1,028 $391,390,000 $380,730 $9,401 5.07%
    37% 964 $364,550,000 $378,164 $9,413 5.10%
    36% 830 $303,150,000 $365,241 $9,540 5.14%
    >60% 48 $24,070,000 $501,458 $16,932 4.60%

    Homebridge Financial Services lent most frequently to those with DTI ratios of 30-36%, with 4,365 originations. The next most common DTI ratio? 20-30%, with 3,822 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,978 $6,949,340,000 $366,179 $9,469 5.15%
    Not provided 6,449 $2,490,795,000 $386,230 $10,267 5.20%
    Asian 2,148 $1,005,670,000 $468,189 $11,125 5.06%
    Black 2,628 $899,420,000 $342,245 $11,537 5.10%
    Asian Indian 134 $61,350,000 $457,836 $13,232 5.78%
    American Indian 172 $52,380,000 $304,535 $9,842 5.96%
    Native Hawaiian or Islander 93 $34,895,000 $375,215 $11,898 4.82%
    Other Asian 80 $32,080,000 $401,000 $11,026 5.50%
    Filipino 82 $25,360,000 $309,268 $11,416 7.09%
    Chinese 30 $12,880,000 $429,333 $9,681 5.69%
    Korean 22 $11,880,000 $540,000 $11,891 5.06%
    Japanese 15 $7,235,000 $482,333 $11,018 5.02%
    Vietnamese 16 $4,660,000 $291,250 $8,634 5.91%
    Other Pacific Islander 14 $4,200,000 $300,000 $8,293 6.11%
    Native Hawaiian 7 $3,085,000 $440,714 $11,471 4.91%
    Guamanian 4 $1,420,000 $355,000 $12,462 4.25%
    Samoan 2 $120,000 $60,000 $0 9.64%

    Approval Rates

    Total approvals of all applications
    79.36%

    Homebridge Financial Services has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    82.51%

    Homebridge Financial Services has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 30,874 $11,596,770,000 $375,616

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    30,874 $11,596,770,000 $375,616

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,625 $398,195,000 $245,043 $6,649 6.24%
    40-60% 3,014 $1,154,880,000 $383,172 $8,098 4.78%
    60-80% 9,067 $3,959,085,000 $436,648 $9,952 5.03%
    80-100% 14,093 $5,650,445,000 $400,940 $10,582 4.90%
    Over 100% 513 $238,115,000 $464,162 $19,181 4.58%
    Under 20% 2,536 $184,930,000 $72,922 $850 7.01%