Berlin USDA Loan Rates, Closing Costs & Stats
Berlin, NH
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Berlin's 1 lenders originated 1 USDA loans during 2023. The total origination value was $105,000, with an average USDA loan value of $105,000.
Berlin USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Berlin
averaged
6.41%
for the week of 2024-12-06, compared to the national average (all USDA variants) of
6.328% for the same period.
Berlin's average USDA mortgage closing costs are $9,824.
The average rate for the prior week (2024-11-29) was
6.58% and
one month ago for the week of 2024-11-01, the
average rate was 6.83%.
The average rate one year ago was 6.95%.
For refis of the same type during the week of 2024-12-06, the average rate
was 6.23%.
Berlin USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Berlin level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
BROKER SOLUTIONS, INC. | 1 | 6.00% | $5,202 |
The lowest fee Berlin USDA lenders (with over 10 loans originated) are
.
The lowest rate Berlin USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Berlin (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $117,225 (-9.4%) | $180,181 (5.3%) | 0.00 | 347 |
2018-02-01 | $117,225 (-9.1%) | $180,286 (7.3%) | 0.00 | 334 |
2018-03-01 | $119,900 (-7.4%) | $183,294 (5.8%) | 0.00 | 323 |
2018-04-01 | $119,450 (-7.7%) | $181,774 (4.0%) | 0.00 | 317 |
2018-05-01 | $124,950 (-3.8%) | $186,173 (6.8%) | 0.00 | 321 |
2018-06-01 | $134,900 (1.9%) | $190,044 (5.2%) | 0.00 | 345 |
2018-07-01 | $139,900 (4.3%) | $195,383 (6.3%) | 0.00 | 366 |
2018-08-01 | $140,625 (8.8%) | $188,087 (4.6%) | 0.00 | 382 |
2018-09-01 | $139,900 (3.3%) | $191,476 (-0.5%) | 0.00 | 366 |
2018-10-01 | $139,450 (4.0%) | $220,588 (13.8%) | 0.00 | 356 |
2018-11-01 | $139,250 (11.4%) | $221,447 (22.3%) | 0.00 | 339 |
2018-12-01 | $143,250 (19.5%) | $225,747 (26.5%) | 0.00 | 315 |
2019-01-01 | $144,950 (23.7%) | $232,256 (28.9%) | 0.00 | 296 |
2019-02-01 | $149,900 (27.9%) | $236,501 (31.2%) | 0.00 | 272 |
2019-03-01 | $149,900 (25.0%) | $228,706 (24.8%) | 0.00 | 273 |
2019-04-01 | $149,900 (25.5%) | $230,818 (27.0%) | 0.00 | 273 |
2019-05-01 | $152,450 (22.0%) | $233,606 (25.5%) | 0.00 | 287 |
2019-06-01 | $150,000 (11.2%) | $227,175 (19.5%) | 0.00 | 333 |
2019-07-01 | $149,900 (7.2%) | $232,361 (18.9%) | 0.00 | 340 |
2019-08-01 | $149,655 (6.4%) | $237,840 (26.5%) | 0.00 | 343 |
2019-09-01 | $149,286 (6.7%) | $237,252 (23.9%) | 0.00 | 352 |
2019-10-01 | $149,178 (7.0%) | $238,368 (8.1%) | 0.00 | 347 |
2019-11-01 | $149,900 (7.7%) | $251,174 (13.4%) | 0.00 | 313 |
2019-12-01 | $145,625 (1.7%) | $248,888 (10.3%) | 0.00 | 289 |
2020-01-01 | $147,000 (1.4%) | $252,551 (8.7%) | 0.00 | 274 |
2020-02-01 | $152,500 (1.7%) | $262,318 (10.9%) | 0.00 | 257 |
2020-03-01 | $159,900 (6.7%) | $269,012 (17.6%) | 0.00 | 242 |
2020-04-01 | $154,425 (3.0%) | $264,602 (14.6%) | 0.00 | 234 |
2020-05-01 | $159,900 (4.9%) | $259,690 (11.2%) | 0.00 | 236 |
2020-06-01 | $151,175 (0.8%) | $259,380 (14.2%) | 0.00 | 229 |
2020-07-01 | $152,450 (1.7%) | $261,022 (12.3%) | 0.00 | 208 |
2020-08-01 | $159,900 (6.9%) | $275,367 (15.8%) | 0.00 | 179 |
2020-09-01 | $159,823 (7.1%) | $268,734 (13.3%) | 0.00 | 175 |
2020-10-01 | $159,000 (6.6%) | $261,804 (9.8%) | 0.00 | 166 |
2020-11-01 | $152,424 (1.7%) | $220,191 (-12.3%) | 0.00 | 146 |
2020-12-01 | $152,400 (4.7%) | $231,846 (-6.9%) | 0.00 | 123 |
2021-01-01 | $159,950 (8.8%) | $241,722 (-4.3%) | 0.00 | 102 |
2021-02-01 | $172,000 (12.8%) | $248,529 (-5.3%) | 0.00 | 87 |
2021-03-01 | $199,450 (24.7%) | $263,715 (-2.0%) | 0.00 | 74 |
2021-04-01 | $187,725 (21.6%) | $257,024 (-2.9%) | 0.00 | 80 |
2021-05-01 | $199,000 (24.5%) | $256,614 (-1.2%) | 0.00 | 92 |
2021-06-01 | $249,450 (65.0%) | $282,465 (8.9%) | 0.00 | 121 |
2021-07-01 | $232,000 (52.2%) | $275,822 (5.7%) | 0.00 | 124 |
2021-08-01 | $228,450 (42.9%) | $268,439 (-2.5%) | 0.00 | 129 |
2021-09-01 | $229,950 (43.9%) | $275,779 (2.6%) | 0.00 | 116 |
2021-10-01 | $219,800 (38.2%) | $271,541 (3.7%) | 0.00 | 87 |
2021-11-01 | $189,500 (24.3%) | $261,548 (18.8%) | 0.00 | 79 |
2021-12-01 | $196,725 (29.1%) | $254,692 (9.9%) | 0.00 | 68 |
2022-01-01 | $169,000 (5.7%) | $254,331 (5.2%) | 0.00 | 60 |
2022-02-01 | $175,500 (2.0%) | $285,370 (14.8%) | 0.00 | 57 |
2022-03-01 | $194,450 (-2.5%) | $299,053 (13.4%) | 0.00 | 66 |
2022-04-01 | $223,000 (18.8%) | $301,709 (17.4%) | 0.00 | 65 |
2022-05-01 | $274,000 (37.7%) | $333,303 (29.9%) | 0.00 | 84 |
2022-06-01 | $279,675 (12.1%) | $346,186 (22.6%) | 0.00 | 107 |
2022-07-01 | $275,000 (18.5%) | $324,785 (17.8%) | 0.00 | 122 |
2022-08-01 | $261,000 (14.3%) | $304,685 (13.5%) | 0.00 | 134 |
2022-09-01 | $249,900 (8.7%) | $304,388 (10.4%) | 0.00 | 125 |
2022-10-01 | $252,950 (15.1%) | $290,492 (7.0%) | 0.00 | 120 |
2022-11-01 | $267,450 (41.1%) | $296,777 (13.5%) | 0.00 | 116 |
2022-12-01 | $239,950 (22.0%) | $270,259 (6.1%) | 0.00 | 106 |
2023-01-01 | $259,500 (53.6%) | $278,575 (9.5%) | 0.00 | 77 |
2023-02-01 | $259,500 (47.9%) | $285,378 (0.0%) | 0.00 | 69 |
2023-03-01 | $274,900 (41.4%) | $295,935 (-1.0%) | 0.00 | 72 |
2023-04-01 | $249,991 (12.1%) | $298,471 (-1.1%) | 0.00 | 72 |
2023-05-01 | $261,975 (-4.4%) | $327,219 (-1.8%) | 0.00 | 80 |
2023-06-01 | $265,000 (-5.3%) | $324,381 (-6.3%) | 0.00 | 104 |
2023-07-01 | $274,950 (0.0%) | $337,073 (3.8%) | 0.00 | 107 |
2023-08-01 | $289,900 (11.1%) | $348,230 (14.3%) | 0.00 | 111 |
2023-09-01 | $311,250 (24.6%) | $361,945 (18.9%) | 0.00 | 115 |
2023-10-01 | $287,000 (13.5%) | $361,295 (24.4%) | 0.00 | 121 |
2023-11-01 | $327,475 (22.4%) | $383,017 (29.1%) | 0.00 | 121 |
2023-12-01 | $325,000 (35.4%) | $377,819 (39.8%) | 0.00 | 111 |
2024-01-01 | $327,425 (26.2%) | $390,121 (40.0%) | 0.00 | 101 |
2024-02-01 | $324,975 (25.2%) | $398,478 (39.6%) | 0.00 | 95 |
2024-03-01 | $327,450 (19.1%) | $396,671 (34.0%) | 0.00 | 88 |
2024-04-01 | $337,175 (34.9%) | $389,774 (30.6%) | 0.00 | 93 |
2024-05-01 | $306,950 (17.2%) | $368,342 (12.6%) | 0.00 | 112 |
2024-06-01 | $299,450 (13.0%) | $376,103 (15.9%) | 0.00 | 148 |
2024-07-01 | $295,000 (7.3%) | $367,431 (9.0%) | 0.00 | 152 |
2024-08-01 | $299,700 (3.4%) | $385,787 (10.8%) | 0.00 | 168 |
2024-09-01 | $309,900 (-0.4%) | $403,845 (11.6%) | 0.00 | 179 |
2024-10-01 | $322,475 (12.4%) | $402,169 (11.3%) | 0.00 | 186 |
2024-11-01 | $319,500 (-2.4%) | $400,093 (4.5%) | 0.00 | 171 |
Berlin's median listing price comes in at 0% of the national average.
Berlin's average listing price for 2024-11-01 was $400,093, a difference of $17,076 (4.5%) versus the prior year and $-2,076 versus the prior month.
For the 2024-11-01 period, Berlin had 171 MLS listings, a difference of -15 listings (-8%) versus the prior month and 50 listings (41%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Berlin (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,525 sqft |
2018-02-01 | 0 days | 1,514 sqft |
2018-03-01 | 0 days | 1,569 sqft |
2018-04-01 | 0 days | 1,571 sqft |
2018-05-01 | 0 days | 1,584 sqft |
2018-06-01 | 0 days | 1,600 sqft |
2018-07-01 | 0 days | 1,634 sqft |
2018-08-01 | 0 days | 1,606 sqft |
2018-09-01 | 0 days | 1,600 sqft |
2018-10-01 | 0 days | 1,619 sqft |
2018-11-01 | 0 days | 1,646 sqft |
2018-12-01 | 0 days | 1,621 sqft |
2019-01-01 | 0 days | 1,722 sqft |
2019-02-01 | 0 days | 1,753 sqft |
2019-03-01 | 0 days | 1,723 sqft |
2019-04-01 | 0 days | 1,725 sqft |
2019-05-01 | 0 days | 1,669 sqft |
2019-06-01 | 0 days | 1,664 sqft |
2019-07-01 | 0 days | 1,682 sqft |
2019-08-01 | 0 days | 1,690 sqft |
2019-09-01 | 0 days | 1,698 sqft |
2019-10-01 | 0 days | 1,712 sqft |
2019-11-01 | 0 days | 1,701 sqft |
2019-12-01 | 0 days | 1,740 sqft |
2020-01-01 | 0 days | 1,749 sqft |
2020-02-01 | 0 days | 1,792 sqft |
2020-03-01 | 0 days | 1,786 sqft |
2020-04-01 | 0 days | 1,755 sqft |
2020-05-01 | 0 days | 1,679 sqft |
2020-06-01 | 0 days | 1,631 sqft |
2020-07-01 | 0 days | 1,657 sqft |
2020-08-01 | 0 days | 1,678 sqft |
2020-09-01 | 0 days | 1,662 sqft |
2020-10-01 | 0 days | 1,648 sqft |
2020-11-01 | 0 days | 1,669 sqft |
2020-12-01 | 0 days | 1,698 sqft |
2021-01-01 | 0 days | 1,665 sqft |
2021-02-01 | 0 days | 1,775 sqft |
2021-03-01 | 0 days | 1,857 sqft |
2021-04-01 | 0 days | 1,746 sqft |
2021-05-01 | 0 days | 1,672 sqft |
2021-06-01 | 0 days | 1,716 sqft |
2021-07-01 | 0 days | 1,670 sqft |
2021-08-01 | 0 days | 1,576 sqft |
2021-09-01 | 0 days | 1,530 sqft |
2021-10-01 | 0 days | 1,548 sqft |
2021-11-01 | 0 days | 1,512 sqft |
2021-12-01 | 0 days | 1,545 sqft |
2022-01-01 | 0 days | 1,554 sqft |
2022-02-01 | 0 days | 1,680 sqft |
2022-03-01 | 0 days | 1,658 sqft |
2022-04-01 | 0 days | 1,536 sqft |
2022-05-01 | 0 days | 1,631 sqft |
2022-06-01 | 0 days | 1,555 sqft |
2022-07-01 | 0 days | 1,563 sqft |
2022-08-01 | 0 days | 1,569 sqft |
2022-09-01 | 0 days | 1,567 sqft |
2022-10-01 | 0 days | 1,568 sqft |
2022-11-01 | 0 days | 1,599 sqft |
2022-12-01 | 0 days | 1,506 sqft |
2023-01-01 | 0 days | 1,490 sqft |
2023-02-01 | 0 days | 1,502 sqft |
2023-03-01 | 0 days | 1,607 sqft |
2023-04-01 | 0 days | 1,606 sqft |
2023-05-01 | 0 days | 1,637 sqft |
2023-06-01 | 0 days | 1,672 sqft |
2023-07-01 | 0 days | 1,669 sqft |
2023-08-01 | 0 days | 1,739 sqft |
2023-09-01 | 0 days | 1,636 sqft |
2023-10-01 | 0 days | 1,687 sqft |
2023-11-01 | 0 days | 1,738 sqft |
2023-12-01 | 0 days | 1,720 sqft |
2024-01-01 | 0 days | 1,782 sqft |
2024-02-01 | 0 days | 1,799 sqft |
2024-03-01 | 0 days | 1,695 sqft |
2024-04-01 | 0 days | 1,644 sqft |
2024-05-01 | 0 days | 1,605 sqft |
2024-06-01 | 0 days | 1,605 sqft |
2024-07-01 | 0 days | 1,577 sqft |
2024-08-01 | 0 days | 1,650 sqft |
2024-09-01 | 0 days | 1,658 sqft |
2024-10-01 | 0 days | 1,655 sqft |
2024-11-01 | 0 days | 1,641 sqft |
Berlin's median square footage for active listings during the 2024-11-01 period was 1,641 sqft. One year prior, the average listing was 1,738 sqft.