American Financial Resources Mortgage Rates, Fees & Info

Parsippany-Troy Hills, NJ

LEI: 5493002B2WMHY23GFK92

Tax ID: 22-3554558

1.6 stars - out of 5 stars, based on 78 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

American Financial Resources is a small mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. American Financial Resources has an average proportion of conventional loans. Their top markets include New York, Phoenix, Riverside, Seattle, and Tampa among others. American Financial Resources has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. American Financial Resources is typically a high fee lendor.


Originations

6,008

Origination Dollar Volume (All Markets)

$1,095,870,000
Show all (5) awards

Relative Rate

American Financial Resources 's average 30 year fixed rate mortgage of loans were 3.44%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.29%.

Relative Fees

American Financial Resources 's average total fees for a 30 year fixed rate mortgage are $7,245.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 639 $92,285,000 $144,421 $6,063 3.39%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 131 $43,575,000 $332,634 $6,520 3.09%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 166 $34,740,000 $209,277 $7,286 3.53%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 82 $20,650,000 $251,829 $8,336 2.97%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 66 $18,260,000 $276,667 $10,282 2.95%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 100 $17,360,000 $173,600 $7,374 3.61%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 53 $17,235,000 $325,189 $9,932 3.92%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 66 $17,120,000 $259,394 $10,802 3.80%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 73 $16,575,000 $227,055 $7,156 3.61%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 75 $15,525,000 $207,000 $7,650 3.64%
LAFAYETTE, LA (FHA|USDA|VA) 112 $14,600,000 $130,357 $5,821 3.37%
BATON ROUGE, LA (FHA|USDA|VA) 90 $13,720,000 $152,444 $6,085 3.56%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 70 $13,550,000 $193,571 $7,410 3.58%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 70 $13,530,000 $193,286 $7,526 3.18%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 36 $12,830,000 $356,389 $9,306 3.56%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 60 $12,410,000 $206,833 $7,114 3.61%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 58 $12,290,000 $211,897 $7,917 3.73%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 83 $12,165,000 $146,566 $6,695 3.45%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 78 $12,130,000 $155,513 $6,799 3.14%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 37 $10,875,000 $293,919 $9,670 3.04%
OCALA, FL (FHA|USDA|VA) 68 $10,500,000 $154,412 $6,009 3.29%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 50 $10,240,000 $204,800 $6,823 3.28%
KNOXVILLE, TN (FHA|USDA|VA) 51 $8,645,000 $169,510 $7,029 3.30%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 22 $8,570,000 $389,545 $7,949 3.00%
GAINESVILLE, FL (FHA|USDA|VA) 47 $8,545,000 $181,809 $6,114 3.37%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 35 $8,465,000 $241,857 $7,215 3.45%
JACKSONVILLE, FL (FHA|USDA|VA) 55 $8,365,000 $152,091 $6,524 3.57%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 42 $8,230,000 $195,952 $6,362 3.52%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 43 $8,105,000 $188,488 $6,485 3.49%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 51 $8,085,000 $158,529 $6,301 3.55%
TUCSON, AZ (FHA|USDA|VA) 42 $8,020,000 $190,952 $6,213 3.20%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 47 $7,955,000 $169,255 $7,277 3.23%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 55 $7,545,000 $137,182 $5,303 3.49%
ASHEVILLE, NC (FHA|USDA|VA) 41 $7,535,000 $183,780 $8,129 3.11%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 37 $7,225,000 $195,270 $7,370 3.65%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 39 $7,005,000 $179,615 $8,507 3.31%
KANSAS CITY, MO-KS (FHA|USDA|VA) 35 $6,435,000 $183,857 $5,367 4.10%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 27 $6,315,000 $233,889 $9,952 3.47%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 29 $6,005,000 $207,069 $8,313 3.67%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 31 $5,955,000 $192,097 $5,949 3.74%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 47 $5,885,000 $125,213 $4,908 3.39%
COLUMBUS, OH (FHA|USDA|VA) 33 $5,605,000 $169,848 $7,385 3.92%
Opelousas, LA (FHA|USDA|VA) 44 $5,560,000 $126,364 $5,202 3.33%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 16 $5,520,000 $345,000 $8,214 3.45%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 18 $5,410,000 $300,556 $6,939 4.17%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 38 $5,120,000 $134,737 $6,837 3.36%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 32 $5,120,000 $160,000 $7,591 3.31%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 30 $4,960,000 $165,333 $5,422 3.84%
LYNCHBURG, VA (FHA|USDA|VA) 28 $4,830,000 $172,500 $7,674 3.22%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 16 $4,710,000 $294,375 $7,869 2.89%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 30 $4,600,000 $153,333 $5,700 3.29%
COLUMBIA, SC (FHA|USDA|VA) 33 $4,485,000 $135,909 $4,674 3.28%
Shelton, WA (FHA|USDA|VA) 19 $4,385,000 $230,789 $7,918 3.12%
Payson, AZ (FHA|USDA|VA) 25 $4,375,000 $175,000 $5,846 3.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 30 $4,360,000 $145,333 $6,938 3.87%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 15 $4,345,000 $289,667 $8,797 2.92%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 17 $4,265,000 $250,882 $5,581 4.37%
MORRISTOWN, TN (FHA|USDA|VA) 26 $4,260,000 $163,846 $7,849 3.37%
GREELEY, CO (FHA|USDA|VA) 14 $4,120,000 $294,286 $10,522 3.86%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 23 $4,075,000 $177,174 $10,461 3.29%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 17 $4,025,000 $236,765 $6,817 2.87%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 23 $3,995,000 $173,696 $6,164 3.41%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 18 $3,990,000 $221,667 $8,150 3.03%
ROANOKE, VA (FHA|USDA|VA) 21 $3,885,000 $185,000 $7,258 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 16 $3,830,000 $239,375 $11,171 3.97%
MONROE, LA (FHA|USDA|VA) 28 $3,810,000 $136,071 $6,211 4.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 15 $3,705,000 $247,000 $7,833 3.46%
SALEM, OR (FHA|USDA|VA) 11 $3,425,000 $311,364 $9,031 3.25%
LAKE CHARLES, LA (FHA|USDA|VA) 23 $3,405,000 $148,043 $6,410 3.84%
SALISBURY, MD-DE (FHA|USDA|VA) 16 $3,370,000 $210,625 $7,461 3.45%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 13 $3,325,000 $255,769 $11,673 3.69%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 18 $3,200,000 $177,778 $7,634 3.19%
HAMMOND, LA (FHA|USDA|VA) 22 $3,130,000 $142,273 $6,305 3.52%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 19 $3,105,000 $163,421 $9,614 3.60%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 9 $3,075,000 $341,667 $16,023 4.06%
PITTSBURGH, PA (FHA|USDA|VA) 20 $3,070,000 $153,500 $4,965 3.59%
Show Low, AZ (FHA|USDA|VA) 19 $3,055,000 $160,789 $5,237 3.48%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 15 $2,985,000 $199,000 $6,963 3.46%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 18 $2,930,000 $162,778 $6,980 3.14%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 15 $2,845,000 $189,667 $5,901 3.95%
Clewiston, FL (FHA|USDA|VA) 19 $2,835,000 $149,211 $6,549 3.13%
RICHMOND, VA (FHA|USDA|VA) 14 $2,830,000 $202,143 $7,713 3.45%
Elizabeth City, NC (FHA|USDA|VA) 13 $2,785,000 $214,231 $8,688 3.35%
Port Angeles, WA (FHA|USDA|VA) 10 $2,770,000 $277,000 $7,871 3.23%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 13 $2,755,000 $211,923 $7,285 3.13%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 18 $2,650,000 $147,222 $5,160 3.17%
STOCKTON, CA (FHA|USDA|VA) 8 $2,640,000 $330,000 $6,522 3.08%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 19 $2,625,000 $138,158 $6,547 3.55%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 11 $2,565,000 $233,182 $11,458 3.94%
REDDING, CA (FHA|USDA|VA) 12 $2,540,000 $211,667 $7,417 2.84%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 13 $2,525,000 $194,231 $7,461 3.26%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 18 $2,450,000 $136,111 $5,558 3.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 21 $2,425,000 $115,476 $4,512 3.80%
WORCESTER, MA-CT (FHA|USDA|VA) 9 $2,395,000 $266,111 $14,940 3.65%
FAYETTEVILLE, NC (FHA|USDA|VA) 11 $2,395,000 $217,727 $4,944 3.38%
MEDFORD, OR (FHA|USDA|VA) 9 $2,345,000 $260,556 $9,440 2.91%
ROCHESTER, NY (FHA|USDA|VA) 17 $2,345,000 $137,941 $4,424 3.40%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 15 $2,315,000 $154,333 $8,058 3.68%
ALBUQUERQUE, NM (FHA|USDA|VA) 14 $2,300,000 $164,286 $5,964 3.55%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $2,285,000 $152,333 $6,058 3.26%
BELLINGHAM, WA (FHA|USDA|VA) 9 $2,265,000 $251,667 $9,953 2.65%
ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $2,265,000 $205,909 $6,591 3.11%
Centralia, WA (FHA|USDA|VA) 10 $2,250,000 $225,000 $6,888 3.19%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 18 $2,250,000 $125,000 $3,608 3.46%
Portsmouth, OH (FHA|USDA|VA) 18 $2,220,000 $123,333 $7,003 3.62%
OKLAHOMA CITY, OK (FHA|USDA|VA) 19 $2,205,000 $116,053 $6,183 3.41%
LONGVIEW, WA (FHA|USDA|VA) 9 $2,165,000 $240,556 $8,660 3.28%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 14 $2,100,000 $150,000 $5,645 3.21%
DeRidder, LA (FHA|USDA|VA) 15 $2,095,000 $139,667 $4,802 3.35%
Greeneville, TN (FHA|USDA|VA) 14 $2,070,000 $147,857 $7,063 3.22%
GRANTS PASS, OR (FHA|USDA|VA) 11 $2,015,000 $183,182 $8,306 2.98%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $1,970,000 $328,333 $7,535 2.85%
BANGOR, ME (FHA|USDA|VA) 13 $1,965,000 $151,154 $4,493 3.56%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 11 $1,945,000 $176,818 $7,211 3.02%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 11 $1,925,000 $175,000 $6,882 3.40%
YUBA CITY, CA (FHA|USDA|VA) 7 $1,905,000 $272,143 $29,144 3.35%
TULSA, OK (FHA|USDA|VA) 13 $1,885,000 $145,000 $7,469 3.06%
CHICO, CA (FHA|USDA|VA) 11 $1,875,000 $170,455 $4,952 3.04%
BOISE CITY, ID (FHA|USDA|VA) 8 $1,870,000 $233,750 $7,516 3.47%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,860,000 $232,500 $4,789 3.06%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 15 $1,855,000 $123,667 $5,767 3.38%
VALLEJO, CA (FHA|USDA|VA) 4 $1,850,000 $462,500 $16,347 3.91%
CASPER, WY (FHA|USDA|VA) 9 $1,835,000 $203,889 $6,616 3.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $1,810,000 $150,833 $7,522 3.13%
JACKSON, MS (FHA|USDA|VA) 9 $1,795,000 $199,444 $7,772 3.54%
RENO, NV (FHA|USDA|VA) 7 $1,745,000 $249,286 $10,091 3.61%
RALEIGH-CARY, NC (FHA|USDA|VA) 10 $1,730,000 $173,000 $4,556 3.14%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 13 $1,725,000 $132,692 $5,693 3.69%
Gloversville, NY (FHA|USDA|VA) 18 $1,710,000 $95,000 $8,331 3.46%
Pahrump, NV (FHA|USDA|VA) 10 $1,710,000 $171,000 $8,461 3.35%
Okeechobee, FL (FHA|USDA|VA) 9 $1,705,000 $189,444 $5,336 3.56%
BEND, OR (FHA|USDA|VA) 9 $1,695,000 $188,333 $8,051 2.89%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $1,690,000 $281,667 $8,922 3.31%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,685,000 $187,222 $8,037 3.25%
Lake City, FL (FHA|USDA|VA) 11 $1,675,000 $152,273 $5,696 3.14%
WINSTON-SALEM, NC (FHA|USDA|VA) 13 $1,665,000 $128,077 $7,565 3.36%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 8 $1,660,000 $207,500 $7,169 3.33%
Shelby, NC (FHA|USDA|VA) 10 $1,640,000 $164,000 $8,955 3.30%
FARMINGTON, NM (FHA|USDA|VA) 9 $1,615,000 $179,444 $5,937 3.44%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $1,600,000 $266,667 $10,652 2.81%
Oak Harbor, WA (FHA|USDA|VA) 6 $1,590,000 $265,000 $10,878 3.37%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 8 $1,580,000 $197,500 $10,075 3.04%
ROCKY MOUNT, NC (FHA|USDA|VA) 9 $1,565,000 $173,889 $7,682 3.24%
SALT LAKE CITY, UT (FHA|USDA|VA) 5 $1,555,000 $311,000 $12,711 3.55%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 11 $1,555,000 $141,364 $8,490 3.25%
Fernley, NV (FHA|USDA|VA) 6 $1,550,000 $258,333 $12,939 4.19%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 11 $1,545,000 $140,455 $5,672 3.05%
ST. LOUIS, MO-IL (FHA|USDA|VA) 16 $1,540,000 $96,250 $6,716 3.06%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 12 $1,520,000 $126,667 $4,304 3.07%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $1,520,000 $152,000 $7,410 3.26%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 11 $1,515,000 $137,727 $7,116 3.57%
Amsterdam, NY (FHA|USDA|VA) 11 $1,505,000 $136,818 $1,171 3.51%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,475,000 $210,714 $1,775 3.64%
Sevierville, TN (FHA|USDA|VA) 10 $1,460,000 $146,000 $6,609 3.52%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 4 $1,460,000 $365,000 $13,859 2.97%
VISALIA, CA (FHA|USDA|VA) 7 $1,445,000 $206,429 $8,239 3.28%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,430,000 $357,500 $6,387 3.69%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $1,415,000 $202,143 $7,679 3.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 9 $1,415,000 $157,222 $2,768 3.96%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,375,000 $275,000 $7,230 3.08%
TALLAHASSEE, FL (FHA|USDA|VA) 10 $1,370,000 $137,000 $5,116 3.15%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $1,355,000 $193,571 $6,183 3.93%
DOVER, DE (FHA|USDA|VA) 7 $1,355,000 $193,571 $6,625 3.71%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $1,335,000 $148,333 $5,372 3.24%
JACKSONVILLE, NC (FHA|USDA|VA) 8 $1,320,000 $165,000 $3,800 3.61%
YAKIMA, WA (FHA|USDA|VA) 6 $1,280,000 $213,333 $15,199 3.46%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,265,000 $421,667 $5,933 4.17%
PANAMA CITY, FL (FHA|USDA|VA) 7 $1,255,000 $179,286 $5,750 3.05%
Thomasville, GA (FHA|USDA|VA) 10 $1,250,000 $125,000 $4,078 3.50%
Dayton, TN (FHA|USDA|VA) 7 $1,245,000 $177,857 $6,976 3.43%
Augusta-Waterville, ME (FHA|USDA|VA) 8 $1,240,000 $155,000 $0 3.13%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,240,000 $310,000 $6,423 3.00%
Newport, TN (FHA|USDA|VA) 8 $1,240,000 $155,000 $7,578 3.38%
Hood River, OR (FHA|USDA|VA) 4 $1,230,000 $307,500 $0 2.81%
WILMINGTON, NC (FHA|USDA|VA) 9 $1,215,000 $135,000 $6,325 3.11%
ALEXANDRIA, LA (FHA|USDA|VA) 9 $1,185,000 $131,667 $5,099 3.00%
Brookings, OR (FHA|USDA|VA) 4 $1,170,000 $292,500 $6,739 2.84%
Fort Leonard Wood, MO (FHA|USDA|VA) 6 $1,160,000 $193,333 $3,035 2.79%
FORT WAYNE, IN (FHA|USDA|VA) 8 $1,130,000 $141,250 $3,955 3.05%
Crescent City, CA (FHA|USDA|VA) 5 $1,125,000 $225,000 $5,717 3.03%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $1,120,000 $280,000 $5,784 3.66%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $1,110,000 $185,000 $5,111 3.25%
Clearlake, CA (FHA|USDA|VA) 4 $1,100,000 $275,000 $11,955 3.34%
BILLINGS, MT (FHA|USDA|VA) 6 $1,090,000 $181,667 $6,002 4.15%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 8 $1,080,000 $135,000 $4,341 3.14%
MODESTO, CA (FHA|USDA|VA) 4 $1,070,000 $267,500 $8,421 3.09%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,478 4.06%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $1,070,000 $178,333 $7,018 2.89%
Ashtabula, OH (FHA|USDA|VA) 7 $1,065,000 $152,143 $7,551 3.70%
Georgetown, SC (FHA|USDA|VA) 4 $1,050,000 $262,500 $8,796 3.81%
Talladega-Sylacauga, AL (FHA|USDA|VA) 10 $1,050,000 $105,000 $5,757 3.53%
Morehead City, NC (FHA|USDA|VA) 6 $1,040,000 $173,333 $9,421 3.19%
Forest City, NC (FHA|USDA|VA) 6 $1,040,000 $173,333 $5,971 3.58%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,262 3.09%
Roseburg, OR (FHA|USDA|VA) 5 $1,015,000 $203,000 $12,413 2.75%
SPARTANBURG, SC (FHA|USDA|VA) 7 $1,005,000 $143,571 $4,732 3.66%
Warsaw, IN (FHA|USDA|VA) 8 $1,000,000 $125,000 $4,593 3.31%
Granbury, TX (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,857 3.44%
MISSOULA, MT (FHA|USDA|VA) 4 $990,000 $247,500 $3,554 3.22%
Outside of Metro Areas 4 $990,000 $247,500 $6,455 3.00%
Oneonta, NY (FHA|USDA|VA) 6 $990,000 $165,000 $6,160 3.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $970,000 $161,667 $9,252 3.46%
Newport, OR (FHA|USDA|VA) 5 $965,000 $193,000 $6,540 3.02%
Plattsburgh, NY (FHA|USDA|VA) 7 $965,000 $137,857 $5,622 3.61%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $955,000 $136,429 $5,537 3.18%
PROVO-OREM, UT (FHA|USDA|VA) 3 $945,000 $315,000 $11,963 3.79%
Hermiston-Pendleton, OR (FHA|USDA|VA) 5 $945,000 $189,000 $6,268 2.80%
Morgan City, LA (FHA|USDA|VA) 8 $940,000 $117,500 $4,348 3.34%
Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $935,000 $187,000 $7,155 3.95%
LANCASTER, PA (FHA|USDA|VA) 3 $925,000 $308,333 $9,356 3.83%
Richmond, IN (FHA|USDA|VA) 9 $915,000 $101,667 $3,769 3.36%
London, KY (FHA|USDA|VA) 8 $910,000 $113,750 $4,900 3.56%
Ellensburg, WA (FHA|USDA|VA) 1 $905,000 $905,000 $13,325 3.25%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $900,000 $225,000 $5,537 4.13%
Hailey, ID (FHA|USDA|VA) 3 $885,000 $295,000 $8,614 3.29%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $880,000 $220,000 $5,292 3.09%
Rolla, MO (FHA|USDA|VA) 6 $880,000 $146,667 $4,384 2.90%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $880,000 $110,000 $5,729 3.23%
New Castle, PA (FHA|USDA|VA) 7 $875,000 $125,000 $6,039 3.09%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $865,000 $173,000 $8,231 3.35%
MONTGOMERY, AL (FHA|USDA|VA) 4 $860,000 $215,000 $0 4.22%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $860,000 $143,333 $4,036 3.46%
LAREDO, TX (FHA|USDA|VA) 3 $855,000 $285,000 $15,292 5.29%
AKRON, OH (FHA|USDA|VA) 4 $850,000 $212,500 $8,302 3.84%
ABILENE, TX (FHA|USDA|VA) 5 $845,000 $169,000 $7,549 3.55%
BURLINGTON, NC (FHA|USDA|VA) 4 $840,000 $210,000 $8,666 4.44%
Cullman, AL (FHA|USDA|VA) 6 $840,000 $140,000 $6,519 3.71%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $830,000 $138,333 $4,237 3.92%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $815,000 $163,000 $3,722 3.07%
Marietta, OH (FHA|USDA|VA) 6 $810,000 $135,000 $6,461 3.25%
Greenville, OH (FHA|USDA|VA) 8 $800,000 $100,000 $3,894 3.69%
Bonham, TX (FHA|USDA|VA) 3 $795,000 $265,000 $7,229 3.37%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $795,000 $159,000 $10,003 3.35%
SUMTER, SC (FHA|USDA|VA) 6 $790,000 $131,667 $4,105 3.27%
New Philadelphia-Dover, OH (FHA|USDA|VA) 6 $790,000 $131,667 $5,388 3.48%
SANTA FE, NM (FHA|USDA|VA) 4 $790,000 $197,500 $8,124 3.88%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $780,000 $195,000 $5,361 3.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $770,000 $192,500 $7,785 3.56%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $770,000 $192,500 $6,756 3.38%
Moses Lake, WA (FHA|USDA|VA) 4 $770,000 $192,500 $10,273 2.69%
DECATUR, AL (FHA|USDA|VA) 7 $765,000 $109,286 $4,973 3.09%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $765,000 $255,000 $12,067 3.21%
FLORENCE, SC (FHA|USDA|VA) 5 $765,000 $153,000 $5,953 3.40%
YUMA, AZ (FHA|USDA|VA) 6 $760,000 $126,667 $5,572 3.10%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $760,000 $380,000 $3,160 2.88%
FRESNO, CA (FHA|USDA|VA) 3 $755,000 $251,667 $0 3.50%
Durango, CO (FHA|USDA|VA) 3 $745,000 $248,333 $6,343 3.54%
Cedar City, UT (FHA|USDA|VA) 3 $745,000 $248,333 $9,471 3.42%
Palatka, FL (FHA|USDA|VA) 6 $740,000 $123,333 $8,493 2.98%
Fredericksburg, TX (FHA|USDA|VA) 2 $740,000 $370,000 $3,726 2.75%
Jennings, LA (FHA|USDA|VA) 6 $740,000 $123,333 $0 3.56%
Wilson, NC (FHA|USDA|VA) 4 $740,000 $185,000 $8,192 3.44%
MUSKEGON, MI (FHA|USDA|VA) 5 $735,000 $147,000 $3,643 3.75%
Chillicothe, OH (FHA|USDA|VA) 5 $735,000 $147,000 $8,605 3.48%
Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $735,000 $147,000 $3,743 3.68%
SAVANNAH, GA (FHA|USDA|VA) 4 $720,000 $180,000 $4,915 3.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $720,000 $180,000 $6,707 3.16%
CLEVELAND, TN (FHA|USDA|VA) 5 $715,000 $143,000 $4,745 3.63%
Jesup, GA (FHA|USDA|VA) 6 $710,000 $118,333 $0 3.75%
MIDLAND, TX (FHA|USDA|VA) 4 $710,000 $177,500 $5,493 3.66%
Shelbyville, TN (FHA|USDA|VA) 4 $700,000 $175,000 $7,970 3.28%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $685,000 $137,000 $4,112 3.15%
Red Bluff, CA (FHA|USDA|VA) 3 $685,000 $228,333 $8,357 3.00%
Big Rapids, MI (FHA|USDA|VA) 8 $680,000 $85,000 $5,438 3.55%
Searcy, AR (FHA|USDA|VA) 6 $680,000 $113,333 $5,361 2.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $675,000 $225,000 $206 2.75%
JACKSON, TN (FHA|USDA|VA) 5 $675,000 $135,000 $12,692 3.55%
PINE BLUFF, AR (FHA|USDA|VA) 6 $670,000 $111,667 $4,919 3.79%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $670,000 $167,500 $6,320 3.41%
Athens, TN (FHA|USDA|VA) 5 $665,000 $133,000 $4,538 2.85%
Fort Polk South, LA (FHA|USDA|VA) 5 $665,000 $133,000 $8,684 3.30%
Ontario, OR-ID (FHA|USDA|VA) 3 $655,000 $218,333 $9,815 3.04%
Alexander City, AL (FHA|USDA|VA) 5 $655,000 $131,000 $8,151 3.53%
TERRE HAUTE, IN (FHA|USDA|VA) 5 $655,000 $131,000 $6,299 4.30%
Fort Morgan, CO (FHA|USDA|VA) 2 $650,000 $325,000 $7,405 4.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $645,000 $129,000 $5,998 3.53%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $645,000 $215,000 $8,874 3.54%
GLENS FALLS, NY (FHA|USDA|VA) 6 $640,000 $106,667 $7,641 3.54%
Lufkin, TX (FHA|USDA|VA) 5 $635,000 $127,000 $8,711 3.38%
LaGrange, GA-AL (FHA|USDA|VA) 5 $625,000 $125,000 $3,421 3.67%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $615,000 $123,000 $1,891 3.53%
Williston, ND (FHA|USDA|VA) 2 $600,000 $300,000 $0 3.94%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $600,000 $150,000 $0 3.53%
ROME, GA (FHA|USDA|VA) 4 $590,000 $147,500 $4,970 3.50%
The Dalles, OR (FHA|USDA|VA) 3 $585,000 $195,000 $9,222 3.08%
JACKSON, MI (FHA|USDA|VA) 3 $585,000 $195,000 $7,847 3.13%
HATTIESBURG, MS (FHA|USDA|VA) 5 $585,000 $117,000 $6,181 3.40%
CHARLESTON, WV (FHA|USDA|VA) 6 $580,000 $96,667 $6,341 3.71%
Orangeburg, SC (FHA|USDA|VA) 3 $575,000 $191,667 $0 4.42%
THE VILLAGES, FL (FHA|USDA|VA) 5 $575,000 $115,000 $6,831 3.30%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $575,000 $191,667 $0 3.92%
Traverse City, MI (FHA|USDA|VA) 4 $570,000 $142,500 $4,612 3.12%
Ukiah, CA (FHA|USDA|VA) 2 $570,000 $285,000 $7,756 3.56%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $570,000 $142,500 $7,317 3.25%
ST. GEORGE, UT (FHA|USDA|VA) 3 $565,000 $188,333 $0 3.21%
Minden, LA (FHA|USDA|VA) 5 $565,000 $113,000 $5,845 3.03%
FORT COLLINS, CO (FHA|USDA|VA) 2 $560,000 $280,000 $0 3.50%
Pottsville, PA (FHA|USDA|VA) 4 $560,000 $140,000 $9,767 3.78%
TOLEDO, OH (FHA|USDA|VA) 4 $560,000 $140,000 $9,230 3.19%
Lebanon, NH-VT (FHA|USDA|VA) 4 $550,000 $137,500 $6,215 3.22%
DOTHAN, AL (FHA|USDA|VA) 5 $545,000 $109,000 $3,484 3.83%
SALINAS, CA (FHA|USDA|VA) 2 $540,000 $270,000 $9,873 2.50%
Gaffney, SC (FHA|USDA|VA) 4 $540,000 $135,000 $8,327 3.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $540,000 $270,000 $6,721 3.31%
WALLA WALLA, WA (FHA|USDA|VA) 3 $535,000 $178,333 $13,538 3.33%
Evanston, WY (FHA|USDA|VA) 3 $535,000 $178,333 $0 2.92%
Arcadia, FL (FHA|USDA|VA) 4 $530,000 $132,500 $5,352 3.16%
Edwards, CO (FHA|USDA|VA) 2 $530,000 $265,000 $4,148 2.93%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $525,000 $175,000 $0 3.50%
Danville, VA (FHA|USDA|VA) 5 $525,000 $105,000 $2,700 3.05%
Klamath Falls, OR (FHA|USDA|VA) 3 $525,000 $175,000 $7,500 3.46%
Dickinson, ND (FHA|USDA|VA) 2 $520,000 $260,000 $8,328 3.13%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $515,000 $515,000 $2,575 2.50%
UTICA-ROME, NY (FHA|USDA|VA) 5 $505,000 $101,000 $0 3.50%
Oil City, PA (FHA|USDA|VA) 3 $505,000 $168,333 $3,376 3.04%
Van Wert, OH (FHA|USDA|VA) 4 $500,000 $125,000 $5,303 4.06%
Andrews, TX (FHA|USDA|VA) 2 $490,000 $245,000 $0 3.50%
Crossville, TN (FHA|USDA|VA) 4 $480,000 $120,000 $6,721 3.41%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $480,000 $120,000 $6,033 3.19%
PUEBLO, CO (FHA|USDA|VA) 4 $480,000 $120,000 $5,015 3.03%
HOT SPRINGS, AR (FHA|USDA|VA) 4 $480,000 $120,000 $3,466 3.12%
Hobbs, NM (FHA|USDA|VA) 3 $475,000 $158,333 $0 4.17%
Laconia, NH (FHA|USDA|VA) 2 $470,000 $235,000 $6,928 3.63%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $470,000 $117,500 $8,029 2.97%
Craig, CO (FHA|USDA|VA) 3 $465,000 $155,000 $5,200 3.04%
Huntsville, TX (FHA|USDA|VA) 3 $465,000 $155,000 $7,333 3.04%
KINGSTON, NY (FHA|USDA|VA) 3 $465,000 $155,000 $5,529 3.13%
Concord, NH (FHA|USDA|VA) 2 $460,000 $230,000 $5,387 4.00%
Fallon, NV (FHA|USDA|VA) 2 $460,000 $230,000 $0 4.38%
SYRACUSE, NY (FHA|USDA|VA) 5 $455,000 $91,000 $0 3.35%
Gillette, WY (FHA|USDA|VA) 3 $455,000 $151,667 $0 3.16%
Somerset, KY (FHA|USDA|VA) 3 $455,000 $151,667 $5,216 3.92%
NEW BERN, NC (FHA|USDA|VA) 3 $455,000 $151,667 $5,590 3.42%
DULUTH, MN-WI (FHA|USDA|VA) 3 $455,000 $151,667 $3,297 2.96%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $450,000 $225,000 $4,391 4.31%
Henderson, NC (FHA|USDA|VA) 4 $450,000 $112,500 $4,743 3.00%
WACO, TX (FHA|USDA|VA) 3 $445,000 $148,333 $0 3.08%
TYLER, TX (FHA|USDA|VA) 1 $445,000 $445,000 $0 2.75%
Coos Bay, OR (FHA|USDA|VA) 3 $445,000 $148,333 $4,799 3.00%
MONROE, MI (FHA|USDA|VA) 3 $445,000 $148,333 $6,299 3.63%
GADSDEN, AL (FHA|USDA|VA) 4 $440,000 $110,000 $5,059 3.41%
Bozeman, MT (FHA|USDA|VA) 2 $440,000 $220,000 $10,908 2.75%
FLINT, MI (FHA|USDA|VA) 4 $430,000 $107,500 $5,390 3.31%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 4 $430,000 $107,500 $5,352 3.31%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $425,000 $425,000 $0 3.13%
MIDLAND, MI (FHA|USDA|VA) 1 $425,000 $425,000 $3,296 3.50%
WHEELING, WV-OH (FHA|USDA|VA) 2 $410,000 $205,000 $6,266 3.25%
Bay City, TX (FHA|USDA|VA) 2 $410,000 $205,000 $2,618 4.63%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $410,000 $102,500 $4,949 3.28%
Mineral Wells, TX (FHA|USDA|VA) 3 $405,000 $135,000 $7,675 3.33%
Bedford, IN (FHA|USDA|VA) 3 $405,000 $135,000 $2,196 3.25%
VALDOSTA, GA (FHA|USDA|VA) 3 $405,000 $135,000 $2,669 4.08%
Las Vegas, NM (FHA|USDA|VA) 2 $400,000 $200,000 $9,900 3.56%
Hutchinson, MN (FHA|USDA|VA) 2 $400,000 $200,000 $10,963 4.25%
Ozark, AL (FHA|USDA|VA) 3 $395,000 $131,667 $12,055 3.54%
Lewisburg, TN (FHA|USDA|VA) 3 $385,000 $128,333 $0 3.33%
Troy, AL (FHA|USDA|VA) 1 $385,000 $385,000 $0 4.88%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $375,000 $375,000 $1,822 5.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $370,000 $92,500 $3,294 2.84%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $370,000 $185,000 $0 3.50%
McMinnville, TN (FHA|USDA|VA) 2 $370,000 $185,000 $0 3.13%
Holland, MI (FHA|USDA|VA) 2 $370,000 $185,000 $5,012 3.13%
Riverton, WY (FHA|USDA|VA) 2 $370,000 $185,000 $4,525 3.69%
Athens, TX (FHA|USDA|VA) 2 $370,000 $185,000 $0 3.63%
LINCOLN, NE (FHA|USDA|VA) 1 $365,000 $365,000 $12,811 3.63%
Connersville, IN (FHA|USDA|VA) 4 $360,000 $90,000 $4,089 3.25%
ANN ARBOR, MI (FHA|USDA|VA) 2 $360,000 $180,000 $0 4.44%
Greenwood, SC (FHA|USDA|VA) 3 $355,000 $118,333 $2,613 3.50%
BISMARCK, ND (FHA|USDA|VA) 2 $350,000 $175,000 $10,248 2.62%
Bardstown, KY (FHA|USDA|VA) 2 $350,000 $175,000 $0 2.94%
Alamogordo, NM (FHA|USDA|VA) 2 $350,000 $175,000 $2,469 3.19%
Española, NM (FHA|USDA|VA) 2 $350,000 $175,000 $8,119 2.50%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $340,000 $170,000 $0 4.25%
ALTOONA, PA (FHA|USDA|VA) 2 $340,000 $170,000 $4,468 3.13%
Aberdeen, WA (FHA|USDA|VA) 2 $340,000 $170,000 $4,339 3.37%
Toccoa, GA (FHA|USDA|VA) 2 $340,000 $170,000 $6,190 3.06%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $340,000 $170,000 $13,516 3.50%
ODESSA, TX (FHA|USDA|VA) 2 $340,000 $170,000 $0 3.63%
Jasper, IN (FHA|USDA|VA) 3 $335,000 $111,667 $3,151 3.33%
Barre, VT (FHA|USDA|VA) 2 $330,000 $165,000 $0 3.75%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $330,000 $165,000 $0 3.19%
ALBANY, GA (FHA|USDA|VA) 3 $325,000 $108,333 $0 3.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $325,000 $325,000 $6,568 2.88%
Martinsville, VA (FHA|USDA|VA) 3 $325,000 $108,333 $5,071 2.88%
Lebanon, MO (FHA|USDA|VA) 3 $325,000 $108,333 $0 3.17%
JONESBORO, AR (FHA|USDA|VA) 1 $325,000 $325,000 $2,975 3.63%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $320,000 $160,000 $0 3.25%
NAPA, CA (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.13%
Zanesville, OH (FHA|USDA|VA) 3 $315,000 $105,000 $3,793 4.46%
Helena, MT (FHA|USDA|VA) 2 $310,000 $155,000 $4,996 3.44%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $310,000 $155,000 $6,546 2.75%
Warrensburg, MO (FHA|USDA|VA) 2 $310,000 $155,000 $9,262 2.50%
Ruston, LA (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.25%
Torrington, CT (FHA|USDA|VA) 1 $305,000 $305,000 $0 4.13%
Kalispell, MT (FHA|USDA|VA) 1 $305,000 $305,000 $8,164 3.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $305,000 $305,000 $11,313 2.88%
Brownwood, TX (FHA|USDA|VA) 3 $305,000 $101,667 $3,631 3.92%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $300,000 $150,000 $7,299 3.38%
Willmar, MN (FHA|USDA|VA) 2 $300,000 $150,000 $5,697 3.63%
Meadville, PA (FHA|USDA|VA) 4 $300,000 $75,000 $5,368 3.53%
Scottsburg, IN (FHA|USDA|VA) 2 $300,000 $150,000 $0 2.94%
WENATCHEE, WA (FHA|USDA|VA) 1 $295,000 $295,000 $10,359 2.38%
Batesville, AR (FHA|USDA|VA) 2 $290,000 $145,000 $6,744 2.94%
GREENVILLE, NC (FHA|USDA|VA) 2 $290,000 $145,000 $0 2.75%
LEBANON, PA (FHA|USDA|VA) 2 $290,000 $145,000 $8,341 2.81%
Fort Payne, AL (FHA|USDA|VA) 2 $290,000 $145,000 $4,548 3.13%
Bainbridge, GA (FHA|USDA|VA) 3 $285,000 $95,000 $5,654 3.21%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $285,000 $285,000 $19,642 3.50%
POCATELLO, ID (FHA|USDA|VA) 2 $280,000 $140,000 $5,668 3.88%
Lawrenceburg, TN (FHA|USDA|VA) 2 $280,000 $140,000 $2,239 3.25%
Marion, OH (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.25%
Sonora, CA (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $270,000 $135,000 $0 3.75%
Auburn, NY (FHA|USDA|VA) 2 $270,000 $135,000 $0 3.19%
Mountain Home, AR (FHA|USDA|VA) 2 $270,000 $135,000 $0 3.75%
CHEYENNE, WY (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.75%
Winnemucca, NV (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.38%
APPLETON, WI (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.75%
Urbana, OH (FHA|USDA|VA) 1 $265,000 $265,000 $9,864 2.75%
Ashland, OH (FHA|USDA|VA) 1 $265,000 $265,000 $13,159 3.63%
Alice, TX (FHA|USDA|VA) 1 $265,000 $265,000 $13,279 2.75%
Cornelia, GA (FHA|USDA|VA) 2 $260,000 $130,000 $5,543 3.13%
GAINESVILLE, GA (FHA|USDA|VA) 2 $260,000 $130,000 $8,259 2.75%
BRUNSWICK, GA (FHA|USDA|VA) 2 $260,000 $130,000 $0 3.81%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $260,000 $130,000 $5,518 3.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $255,000 $255,000 $8,328 3.75%
Seneca Falls, NY (FHA|USDA|VA) 1 $255,000 $255,000 $12,111 4.13%
RACINE, WI (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.25%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $255,000 $255,000 $10,471 2.75%
Wilmington, OH (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.19%
Celina, OH (FHA|USDA|VA) 2 $250,000 $125,000 $3,094 3.19%
DALTON, GA (FHA|USDA|VA) 3 $245,000 $81,667 $5,825 3.42%
Kerrville, TX (FHA|USDA|VA) 2 $240,000 $120,000 $4,059 3.56%
Madison, IN (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.25%
TOPEKA, KS (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $235,000 $235,000 $6,010 3.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.94%
Vernal, UT (FHA|USDA|VA) 2 $230,000 $115,000 $3,070 3.44%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $230,000 $115,000 $0 4.38%
Seymour, IN (FHA|USDA|VA) 2 $230,000 $115,000 $4,112 2.94%
Ruidoso, NM (FHA|USDA|VA) 2 $230,000 $115,000 $5,847 2.81%
Astoria, OR (FHA|USDA|VA) 1 $225,000 $225,000 $10,883 2.75%
Key West, FL (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.75%
Red Wing, MN (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.25%
Martin, TN (FHA|USDA|VA) 2 $220,000 $110,000 $0 3.38%
Mount Pleasant, MI (FHA|USDA|VA) 2 $220,000 $110,000 $6,808 5.00%
Marion, IN (FHA|USDA|VA) 2 $220,000 $110,000 $0 3.88%
LAS CRUCES, NM (FHA|USDA|VA) 2 $220,000 $110,000 $5,593 2.75%
Eagle Pass, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.75%
Emporia, KS (FHA|USDA|VA) 1 $215,000 $215,000 $6,945 3.25%
Rock Springs, WY (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $215,000 $215,000 $12,807 4.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.94%
Paris, TN (FHA|USDA|VA) 2 $210,000 $105,000 $3,005 3.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $210,000 $105,000 $4,476 3.00%
Lumberton, NC (FHA|USDA|VA) 2 $210,000 $105,000 $3,188 2.75%
Americus, GA (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.75%
LAWTON, OK (FHA|USDA|VA) 2 $210,000 $105,000 $4,100 3.50%
Ottawa, KS (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.75%
Malone, NY (FHA|USDA|VA) 3 $205,000 $68,333 $2,601 3.25%
Madisonville, KY (FHA|USDA|VA) 1 $205,000 $205,000 $4,982 2.75%
Lock Haven, PA (FHA|USDA|VA) 1 $205,000 $205,000 $543 3.38%
Aberdeen, SD (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.25%
Silver City, NM (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.25%
Brenham, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $200,000 $100,000 $4,929 2.63%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $200,000 $100,000 $0 3.25%
Glasgow, KY (FHA|USDA|VA) 2 $200,000 $100,000 $0 2.50%
Scottsboro, AL (FHA|USDA|VA) 2 $200,000 $100,000 $0 2.75%
MADERA, CA (FHA|USDA|VA) 1 $195,000 $195,000 $9,951 4.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,104 4.63%
Jefferson, GA (FHA|USDA|VA) 2 $190,000 $95,000 $0 3.31%
Albemarle, NC (FHA|USDA|VA) 2 $190,000 $95,000 $2,829 3.56%
Cookeville, TN (FHA|USDA|VA) 2 $190,000 $95,000 $0 3.25%
Albertville, AL (FHA|USDA|VA) 1 $185,000 $185,000 $11,990 2.75%
Brainerd, MN (FHA|USDA|VA) 1 $185,000 $185,000 $5,170 3.63%
AMARILLO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.50%
Oxford, MS (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.13%
MERCED, CA (FHA|USDA|VA) 1 $185,000 $185,000 $4,662 2.00%
STAUNTON, VA (FHA|USDA|VA) 1 $185,000 $185,000 $8,059 2.75%
Ludington, MI (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.50%
Atmore, AL (FHA|USDA|VA) 2 $180,000 $90,000 $4,566 3.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $180,000 $90,000 $0 2.75%
Taos, NM (FHA|USDA|VA) 1 $175,000 $175,000 $7,530 2.75%
Alpena, MI (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.25%
Wooster, OH (FHA|USDA|VA) 1 $175,000 $175,000 $10,746 3.50%
Rockingham, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,762 3.13%
Lewisburg, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,662 3.75%
Olean, NY (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.88%
Hudson, NY (FHA|USDA|VA) 1 $175,000 $175,000 $4,552 3.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $175,000 $175,000 $5,832 4.13%
Jacksonville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.88%
Middlesborough, KY (FHA|USDA|VA) 2 $170,000 $85,000 $0 4.00%
Vidalia, GA (FHA|USDA|VA) 2 $170,000 $85,000 $3,551 3.13%
Mount Airy, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.75%
Easton, MD (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.25%
La Grande, OR (FHA|USDA|VA) 1 $165,000 $165,000 $8,312 2.75%
Cambridge, OH (FHA|USDA|VA) 1 $165,000 $165,000 $6,659 3.13%
Crawfordsville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
Newberry, SC (FHA|USDA|VA) 1 $165,000 $165,000 $10,738 3.38%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
Cadillac, MI (FHA|USDA|VA) 2 $160,000 $80,000 $0 3.13%
Tiffin, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $155,000 $155,000 $5,345 4.25%
Corsicana, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.99%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,117 2.63%
SAGINAW, MI (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.50%
Prineville, OR (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.75%
Clarksburg, WV (FHA|USDA|VA) 1 $145,000 $145,000 $4,115 2.75%
Natchez, MS-LA (FHA|USDA|VA) 1 $145,000 $145,000 $11,252 2.25%
ST. CLOUD, MN (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.63%
Safford, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $5,539 4.13%
READING, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.50%
Cortland, NY (FHA|USDA|VA) 1 $145,000 $145,000 $8,116 2.75%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.25%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $145,000 $145,000 $5,504 3.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.75%
Paducah, KY-IL (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.25%
Taylorville, IL (FHA|USDA|VA) 1 $135,000 $135,000 $6,925 4.50%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $135,000 $135,000 $4,028 3.13%
Mount Pleasant, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.13%
Whitewater, WI (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.75%
Montrose, CO (FHA|USDA|VA) 1 $135,000 $135,000 $8,491 3.75%
Elkins, WV (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
Moberly, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
Rutland, VT (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.75%
Hope, AR (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.75%
Selinsgrove, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.75%
Port Lavaca, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,801 3.38%
Salem, OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,680 3.75%
HARRISONBURG, VA (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
Cullowhee, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.25%
Findlay, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.88%
Bemidji, MN (FHA|USDA|VA) 1 $125,000 $125,000 $7,029 3.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,368 3.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.50%
Del Rio, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.38%
Bluefield, WV-VA (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.75%
ELMIRA, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,129 3.38%
Kinston, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.13%
Bluffton, IN (FHA|USDA|VA) 1 $115,000 $115,000 $5,053 3.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $115,000 $115,000 $5,026 2.75%
Frankfort, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,767 4.13%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $115,000 $115,000 $9,310 3.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,110 2.75%
Tahlequah, OK (FHA|USDA|VA) 1 $115,000 $115,000 $9,622 3.25%
Bennettsville, SC (FHA|USDA|VA) 1 $115,000 $115,000 $4,172 3.63%
COLUMBIA, MO (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.25%
MORGANTOWN, WV (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.25%
Menomonie, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,715 3.50%
Hutchinson, KS (FHA|USDA|VA) 1 $115,000 $115,000 $5,081 3.50%
Mount Sterling, KY (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.38%
Angola, IN (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.25%
Ardmore, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.25%
MUNCIE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.75%
ENID, OK (FHA|USDA|VA) 1 $105,000 $105,000 $6,210 2.75%
Wauchula, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.75%
Sterling, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.25%
Othello, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.75%
Kendallville, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.88%
Boone, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,184 2.75%
Waycross, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.25%
Enterprise, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
Jackson, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.13%
Peru, IN (FHA|USDA|VA) 1 $95,000 $95,000 $5,666 4.50%
Sidney, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.63%
Bellefontaine, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,511 3.38%
North Wilkesboro, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,580 3.75%
Pittsburg, KS (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.63%
Picayune, MS (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.38%
Farmington, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,052 3.63%
NILES, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,459 2.63%
GOLDSBORO, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.38%
Statesboro, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,750 3.25%
Russellville, AR (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.25%
Mayfield, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.88%
Spirit Lake, IA (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.25%
Cañon City, CO (FHA|USDA|VA) 1 $85,000 $85,000 $3,399 3.25%
Susanville, CA (FHA|USDA|VA) 1 $85,000 $85,000 $2,851 2.88%
Branson, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.25%
Decatur, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.75%
Blackfoot, ID (FHA|USDA|VA) 1 $85,000 $85,000 $3,886 2.99%
BINGHAMTON, NY (FHA|USDA|VA) 1 $85,000 $85,000 $7,153 2.63%
Tupelo, MS (FHA|USDA|VA) 1 $85,000 $85,000 $5,824 2.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.25%
Harrison, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.50%
Washington, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.50%
GREEN BAY, WI (FHA|USDA|VA) 1 $85,000 $85,000 $4,476 2.88%
GETTYSBURG, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,948 3.25%
Cordele, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,859 2.75%
Stevens Point, WI (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.75%
Jacksonville, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.75%
MOBILE, AL (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.25%
BAY CITY, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.63%
Coshocton, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,051 2.75%
Milledgeville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.75%
Dublin, GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,819 4.25%
Sturgis, MI (FHA|USDA|VA) 1 $65,000 $65,000 $3,304 3.25%
Marshall, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.25%
ERIE, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.50%
Lewistown, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.75%
Uvalde, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.25%
Central City, KY (FHA|USDA|VA) 1 $55,000 $55,000 $4,984 2.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $55,000 $55,000 $3,162 3.13%
Shawnee, OK (FHA|USDA|VA) 1 $55,000 $55,000 $4,775 3.75%
Parsons, KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.25%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $55,000 $55,000 $3,660 3.99%
BECKLEY, WV (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.25%
Camden, AR (FHA|USDA|VA) 1 $55,000 $55,000 $3,346 2.99%
JOPLIN, MO (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.75%

American Financial Resources 's top markets include New York, Phoenix, Riverside, Seattle, and Tampa among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
FHA 3,783 $675,245,000 $178,495 $8,132 3.47%
Conventional 1,180 $211,760,000 $179,458 $4,764 3.24%
VA 629 $145,675,000 $231,598 $6,502 3.39%
USDA 416 $63,190,000 $151,899 $5,753 3.33%

For the 2021 period, American Financial Resources 's most frequently originated loan type of loans were FHA, with 3,783 originations. Their 2nd most popular type is Conventional, with 1,180 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 3,822 $707,240,000 $185,044 $7,218 3.64%
Refi 1,209 $219,125,000 $181,245 $5,294 2.91%
Cash Out Refi 977 $169,505,000 $173,495 $7,089 3.10%

For the 2021, American Financial Resources 's most frequently cited loan purpose of loans were Home Purchase, with 3,822 originations. The 2nd most popular reason of loans were Refi, with 1,209 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 5,199 $959,715,000 $184,596 $7,245 3.44%
15 Year 310 $39,930,000 $128,806 $4,108 2.87%
Other 271 $65,335,000 $241,089 $6,628 3.49%
20 Year 210 $28,920,000 $137,714 $4,906 3.24%
10 Year 18 $1,970,000 $109,444 $3,770 2.69%

For the 2021, American Financial Resources 's most frequently cited loan length of loans were 30 Year, with 5,199 originations. The 2nd most popular length of loans were 15 Year, with 310 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 2,710 $480,480,000 $177,299
$1k-2k 1,222 $197,100,000 $161,293
$3k-4k 868 $164,600,000 $189,631
$2k-3k 746 $122,420,000 $164,102
$5k+ 462 $131,270,000 $284,134

$7,245 of loans were American Financial Resources 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 2,710 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 2,836 $481,010,000 $169,609
2.5-3% 1,835 $339,965,000 $185,267
4-5% 853 $170,335,000 $199,689
<2.5% 304 $58,070,000 $191,020
6-7% 129 $31,045,000 $240,659
5-6% 51 $15,445,000 $302,843

During 2021, American Financial Resources 's average interest rate of loans were 3.44%, while their most frequently originated rate bucket of loans were 3-4%, with 2,836 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 3,017 $441,165,000 $146,226 $6,271 3.36%
$200k-400k 1,782 $478,670,000 $268,614 $8,814 3.52%
$100,000 or less 1,017 $80,455,000 $79,110 $4,492 3.33%
$400k-600k 170 $79,800,000 $469,412 $10,820 3.59%
$600k-1MM 21 $14,535,000 $692,143 $14,357 3.52%
$1MM+ 1 $1,245,000 $1,245,000 $0 3.88%

2021 saw American Financial Resources place emphasis on $100k-200k loans with 3,017 originations, totaling $441,165,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k or less 2,596 $361,890,000 $139,403 $6,074 3.25%
$50k-75k 1,743 $315,585,000 $181,059 $6,814 3.48%
$75k-100k 849 $186,765,000 $219,982 $7,887 3.58%
$100k-150k 600 $157,020,000 $261,700 $8,144 3.58%
$150k-250k 188 $62,040,000 $330,000 $7,714 3.51%
$250k+ 32 $12,570,000 $392,813 $7,017 3.38%

American Financial Resources lent most frequently to those with incomes in the $50k or less range, with 2,596 originations. The second most popular income band? $50k-75k, with 1,743 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 868 $146,950,000 $169,297 $6,394 3.42%
20-30% 855 $141,135,000 $165,070 $6,146 3.32%
<20% 769 $131,155,000 $170,553 $5,098 2.90%
50-60% 724 $142,360,000 $196,630 $8,231 3.41%
46% 231 $46,055,000 $199,372 $7,551 3.58%
42% 219 $44,405,000 $202,763 $7,447 3.59%
39% 214 $38,390,000 $179,393 $6,813 3.49%
40% 211 $38,575,000 $182,820 $7,072 3.52%
41% 205 $39,165,000 $191,049 $7,404 3.52%
44% 200 $40,400,000 $202,000 $7,248 3.52%
37% 198 $36,380,000 $183,737 $6,360 3.45%
43% 198 $36,090,000 $182,273 $7,179 3.61%
36% 197 $34,355,000 $174,391 $6,687 3.51%
48% 193 $40,425,000 $209,456 $7,739 3.87%
38% 189 $33,655,000 $178,069 $6,855 3.53%
45% 187 $36,235,000 $193,770 $6,678 3.67%
47% 185 $37,715,000 $203,865 $7,438 3.71%
49% 154 $30,240,000 $196,364 $8,036 3.40%
>60% 11 $2,185,000 $198,636 $5,907 3.41%

American Financial Resources lent most frequently to those with DTI ratios of 30-36%, with 868 originations. The next most common DTI ratio? 20-30%, with 855 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 4,719 $828,805,000 $175,631 $6,815 3.36%
Black 614 $129,230,000 $210,472 $7,474 3.65%
Not provided 550 $107,380,000 $195,236 $7,149 3.53%
American Indian 47 $9,615,000 $204,574 $6,600 3.63%
Asian 19 $4,485,000 $236,053 $6,503 3.51%
Asian Indian 14 $4,190,000 $299,286 $7,153 2.99%
Filipino 15 $4,035,000 $269,000 $7,009 3.14%
Native Hawiian 5 $1,955,000 $391,000 $5,913 3.95%
Korean 4 $1,290,000 $322,500 $0 2.94%
Japanese 3 $1,195,000 $398,333 $5,933 4.67%
Other Asian 7 $1,195,000 $170,714 $2,977 3.27%
Vietnamese 5 $1,135,000 $227,000 $7,828 2.93%
Chinese 3 $735,000 $245,000 $4,846 3.25%
Other Pacific Islander 1 $235,000 $235,000 $9,072 3.00%
Native Hawaiian 1 $225,000 $225,000 $0 4.75%
Guamanian 1 $165,000 $165,000 $0 3.38%

Approval Rates

Total approvals of all applications
92.96%

American Financial Resources has an average approval rate.

Pick Rate

Approvals leading to origination
42.12%

American Financial Resources has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 6,008 $1,095,870,000 $182,402

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
6,008 $1,095,870,000 $182,402

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 124 $15,830,000 $127,661 $4,919 3.05%
40-60% 477 $71,465,000 $149,822 $5,238 3.07%
60-80% 1,138 $200,320,000 $176,028 $6,515 3.21%
80-100% 4,143 $776,875,000 $187,515 $7,317 3.51%
Over 100% 93 $25,515,000 $274,355 $11,161 3.51%
Under 20% 4 $710,000 $177,500 $3,160 3.28%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
American Financial Resources, Inc. Other type of mortgage Closing on a mortgage 1 10.0%
American Financial Resources, Inc. FHA mortgage Trouble during payment process 3 30.0%
American Financial Resources, Inc. FHA mortgage Struggling to pay mortgage 1 10.0%
American Financial Resources, Inc. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 10.0%
American Financial Resources, Inc. Conventional home mortgage Trouble during payment process 2 20.0%
American Financial Resources, Inc. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 10.0%
American Financial Resources, Inc. VA mortgage Trouble during payment process 1 10.0%