Juneau USDA Loan Rates, Closing Costs & Stats

Juneau, AK

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Juneau's 3 lenders originated 10 USDA loans during 2023. The total origination value was $2,930,000, with an average USDA loan value of $293,000.

    Juneau USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Juneau averaged 6.56% for the week of 2024-04-12, compared to the national average (all USDA variants) of 6.705% for the same period.

    Juneau's average USDA mortgage closing costs are $7,721.

    The average rate for the prior week (2024-04-05) was 6.58% and one month ago for the week of 2024-03-08, the average rate was 6.54%.

    The average rate one year ago was 5.85%.

    For refis of the same type during the week of 2024-04-12, the average rate was 6.81%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Juneau USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Juneau level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    CORNERSTONE HOME LENDING, INC. 7 6.20% $11,194
    MOVEMENT MORTGAGE, LLC 1 6.50% $11,782
    TRUE NORTH FEDERAL CREDIT UNION 1 6.75% $8,148

    The top Juneau USDA lender as defined by loan originations is CORNERSTONE HOME LENDING, INC., with 7 USDA loans originated. Their average total fees are $11,194, which is $588 lower than the next largest lender, MOVEMENT MORTGAGE, LLC.

    The lowest fee Juneau USDA lenders (with over 10 loans originated) are .

    The lowest rate Juneau USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $349,450 (6.9%) $386,156 (3.5%) 0.00 91
    2018-02-01 $325,000 (-10.7%) $383,185 (-4.4%) 0.00 85
    2018-03-01 $339,500 (-9.4%) $396,615 (-2.0%) 0.00 85
    2018-04-01 $338,475 (-13.2%) $386,851 (-3.3%) 0.00 96
    2018-05-01 $366,500 (-8.3%) $400,060 (-9.4%) 0.00 110
    2018-06-01 $359,500 (-8.0%) $401,961 (-5.9%) 0.00 107
    2018-07-01 $358,000 (-4.8%) $394,099 (-6.3%) 0.00 108
    2018-08-01 $362,225 (-2.6%) $394,538 (-4.2%) 0.00 111
    2018-09-01 $349,950 (-5.2%) $377,474 (-3.1%) 0.00 103
    2018-10-01 $380,425 (0.2%) $390,719 (-0.5%) 0.00 105
    2018-11-01 $382,000 (7.0%) $400,451 (1.8%) 0.00 97
    2018-12-01 $382,000 (14.4%) $391,957 (2.4%) 0.00 92
    2019-01-01 $399,900 (14.4%) $403,685 (4.5%) 0.00 85
    2019-02-01 $396,200 (21.9%) $394,439 (2.9%) 0.00 79
    2019-03-01 $411,429 (21.2%) $404,786 (2.1%) 0.00 87
    2019-04-01 $394,750 (16.6%) $397,519 (2.8%) 0.00 99
    2019-05-01 $399,450 (9.0%) $403,950 (1.0%) 0.00 102
    2019-06-01 $399,000 (11.0%) $413,614 (2.9%) 0.00 99
    2019-07-01 $399,000 (11.5%) $415,595 (5.5%) 0.00 101
    2019-08-01 $403,555 (11.4%) $421,138 (6.7%) 0.00 98
    2019-09-01 $400,711 (14.5%) $409,395 (8.5%) 0.00 94
    2019-10-01 $398,500 (4.8%) $401,365 (2.7%) 0.00 89
    2019-11-01 $381,000 (-0.3%) $394,738 (-1.4%) 0.00 82
    2019-12-01 $409,200 (7.1%) $395,517 (0.9%) 0.00 66
    2020-01-01 $410,750 (2.7%) $393,029 (-2.6%) 0.00 56
    2020-02-01 $407,000 (2.7%) $395,452 (0.3%) 0.00 58
    2020-03-01 $407,450 (-1.0%) $393,749 (-2.7%) 0.00 50
    2020-04-01 $408,325 (3.4%) $421,877 (6.1%) 0.00 53
    2020-05-01 $429,900 (7.6%) $446,385 (10.5%) 0.00 62
    2020-06-01 $428,475 (7.4%) $443,647 (7.3%) 0.00 65
    2020-07-01 $423,225 (6.1%) $440,409 (6.0%) 0.00 57
    2020-08-01 $439,000 (8.8%) $449,555 (6.8%) 0.00 53
    2020-09-01 $443,425 (10.7%) $436,247 (6.6%) 0.00 50
    2020-10-01 $444,900 (11.6%) $472,324 (17.7%) 0.00 43
    2020-11-01 $449,900 (18.1%) $476,532 (20.7%) 0.00 33
    2020-12-01 $446,150 (9.0%) $464,770 (17.5%) 0.00 35
    2021-01-01 $442,400 (7.7%) $443,244 (12.8%) 0.00 35
    2021-02-01 $446,150 (9.6%) $448,426 (13.4%) 0.00 31
    2021-03-01 $437,000 (7.3%) $462,178 (17.4%) 0.00 28
    2021-04-01 $417,450 (2.2%) $446,284 (5.8%) 0.00 28
    2021-05-01 $414,500 (-3.6%) $453,507 (1.6%) 0.00 28
    2021-06-01 $416,250 (-2.9%) $456,045 (2.8%) 0.00 37
    2021-07-01 $423,000 (-0.1%) $456,624 (3.7%) 0.00 44
    2021-08-01 $430,250 (-2.0%) $464,637 (3.4%) 0.00 34
    2021-09-01 $453,000 (2.2%) $468,277 (7.3%) 0.00 40
    2021-10-01 $405,000 (-9.0%) $446,312 (-5.5%) 0.00 41
    2021-11-01 $474,900 (5.6%) $477,878 (0.3%) 0.00 37
    2021-12-01 $441,150 (-1.1%) $496,062 (6.7%) 0.00 30
    2022-01-01 $439,900 (-0.6%) $487,632 (10.0%) 0.00 22
    2022-02-01 $433,250 (-2.9%) $445,257 (-0.7%) 0.00 20
    2022-03-01 $435,975 (-0.2%) $470,984 (1.9%) 0.00 21
    2022-04-01 $529,900 (26.9%) $596,683 (33.7%) 0.00 21
    2022-05-01 $552,167 (33.2%) $590,298 (30.2%) 0.00 29
    2022-06-01 $523,000 (25.7%) $544,044 (19.3%) 0.00 27
    2022-07-01 $459,000 (8.5%) $538,688 (18.0%) 0.00 34
    2022-08-01 $456,000 (6.0%) $526,239 (13.3%) 0.00 38
    2022-09-01 $481,975 (6.4%) $525,539 (12.2%) 0.00 39
    2022-10-01 $442,500 (9.3%) $487,982 (9.3%) 0.00 50
    2022-11-01 $399,900 (-15.8%) $454,523 (-4.9%) 0.00 49
    2022-12-01 $399,900 (-9.4%) $454,746 (-8.3%) 0.00 44
    2023-01-01 $431,225 (-2.0%) $451,300 (-7.5%) 0.00 42
    2023-02-01 $426,950 (-1.5%) $462,942 (4.0%) 0.00 37
    2023-03-01 $409,950 (-6.0%) $479,394 (1.8%) 0.00 33
    2023-04-01 $385,000 (-27.3%) $452,017 (-24.2%) 0.00 39
    2023-05-01 $399,975 (-27.6%) $475,775 (-19.4%) 0.00 45
    2023-06-01 $427,000 (-18.4%) $498,283 (-8.4%) 0.00 41
    2023-07-01 $444,706 (-3.1%) $511,580 (-5.0%) 0.00 54
    2023-08-01 $440,000 (-3.5%) $505,822 (-3.9%) 0.00 50
    2023-09-01 $440,000 (-8.7%) $534,360 (1.7%) 0.00 58
    2023-10-01 $440,000 (-0.6%) $474,965 (-2.7%) 0.00 59
    2023-11-01 $440,000 (10.0%) $491,446 (8.1%) 0.00 57
    2023-12-01 $440,000 (10.0%) $492,759 (8.4%) 0.00 53
    2024-01-01 $440,000 (2.0%) $509,390 (12.9%) 0.00 43
    2024-02-01 $440,000 (3.1%) $517,087 (11.7%) 0.00 44
    2024-03-01 $496,750 (21.2%) $541,809 (13.0%) 0.00 33
    Juneau's median listing price for 2024-03-01 was $496,750, a difference of $86,800 (21.2%) versus the prior year and $56,750 versus the prior month.

    Juneau's median listing price comes in at 0% of the national average.

    Juneau's average listing price for 2024-03-01 was $541,809, a difference of $62,415 (13.0%) versus the prior year and $24,722 versus the prior month.

    For the 2024-03-01 period, Juneau had 33 MLS listings, a difference of -11 listings (-25%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,614 sqft
    2018-02-01 0 days 1,544 sqft
    2018-03-01 0 days 1,542 sqft
    2018-04-01 0 days 1,578 sqft
    2018-05-01 0 days 1,622 sqft
    2018-06-01 0 days 1,615 sqft
    2018-07-01 0 days 1,592 sqft
    2018-08-01 0 days 1,580 sqft
    2018-09-01 0 days 1,489 sqft
    2018-10-01 0 days 1,544 sqft
    2018-11-01 0 days 1,586 sqft
    2018-12-01 0 days 1,587 sqft
    2019-01-01 0 days 1,639 sqft
    2019-02-01 0 days 1,640 sqft
    2019-03-01 0 days 1,632 sqft
    2019-04-01 0 days 1,609 sqft
    2019-05-01 0 days 1,748 sqft
    2019-06-01 0 days 1,790 sqft
    2019-07-01 0 days 1,814 sqft
    2019-08-01 0 days 1,815 sqft
    2019-09-01 0 days 1,812 sqft
    2019-10-01 0 days 1,810 sqft
    2019-11-01 0 days 1,674 sqft
    2019-12-01 0 days 1,815 sqft
    2020-01-01 0 days 1,692 sqft
    2020-02-01 0 days 1,786 sqft
    2020-03-01 0 days 1,773 sqft
    2020-04-01 0 days 1,651 sqft
    2020-05-01 0 days 1,760 sqft
    2020-06-01 0 days 1,635 sqft
    2020-07-01 0 days 1,594 sqft
    2020-08-01 0 days 1,628 sqft
    2020-09-01 0 days 1,577 sqft
    2020-10-01 0 days 1,598 sqft
    2020-11-01 0 days 1,614 sqft
    2020-12-01 0 days 1,577 sqft
    2021-01-01 0 days 1,577 sqft
    2021-02-01 0 days 1,574 sqft
    2021-03-01 0 days 1,610 sqft
    2021-04-01 0 days 1,600 sqft
    2021-05-01 0 days 1,618 sqft
    2021-06-01 0 days 1,600 sqft
    2021-07-01 0 days 1,600 sqft
    2021-08-01 0 days 1,666 sqft
    2021-09-01 0 days 1,600 sqft
    2021-10-01 0 days 1,600 sqft
    2021-11-01 0 days 1,614 sqft
    2021-12-01 0 days 1,622 sqft
    2022-01-01 0 days 1,600 sqft
    2022-02-01 0 days 1,638 sqft
    2022-03-01 0 days 1,604 sqft
    2022-04-01 0 days 1,830 sqft
    2022-05-01 0 days 1,800 sqft
    2022-06-01 0 days 1,948 sqft
    2022-07-01 0 days 1,653 sqft
    2022-08-01 0 days 1,520 sqft
    2022-09-01 0 days 1,602 sqft
    2022-10-01 0 days 1,396 sqft
    2022-11-01 0 days 1,332 sqft
    2022-12-01 0 days 1,350 sqft
    2023-01-01 0 days 1,376 sqft
    2023-02-01 0 days 1,346 sqft
    2023-03-01 0 days 1,260 sqft
    2023-04-01 0 days 1,200 sqft
    2023-05-01 0 days 1,355 sqft
    2023-06-01 0 days 1,356 sqft
    2023-07-01 0 days 1,579 sqft
    2023-08-01 0 days 1,545 sqft
    2023-09-01 0 days 1,600 sqft
    2023-10-01 0 days 1,562 sqft
    2023-11-01 0 days 1,581 sqft
    2023-12-01 0 days 1,541 sqft
    2024-01-01 0 days 1,600 sqft
    2024-02-01 0 days 1,600 sqft
    2024-03-01 0 days 1,610 sqft
    Juneau's median listing age (time on market) for 2024-03-01 was 0 days.

    Juneau's median square footage for active listings during the 2024-03-01 period was 1,610 sqft. One year prior, the average listing was 1,260 sqft.