Cornerstone Home Lending Mortgage Rates, Fees & Info
HOUSTON, TXLEI: 549300CY7WNAHKHYSJ73
Tax ID: 76-0236067
4 stars - Updated: 12/17/24
-
out of 5 stars, based on 100 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Cornerstone Home Lending is a mid-sized mortgage company specializing in Home Purchase loans. Cornerstone Home Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Seattle, Dallas, Oklahoma City, and San Antonio among others. We have data for 338 markets. (Some data included below & more in-depth data is available with an active subscription.)Cornerstone Home Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cornerstone Home Lending is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.65% | 12/17/24 |
| 30 Year Conventional Refi | 6.61% | 12/17/24 |
| 30 Year Cash-out Refi | 6.88% | 12/17/24 |
| 30 Year FHA Purchase | 7.44% | 12/17/24 |
| 30 Year FHA Refi | 7.25% | 12/17/24 |
| 30 Year VA Purchase | 6.29% | 12/17/24 |
| 30 Year VA Refi | 6.39% | 12/17/24 |
| 30 Year USDA Purchase | 6.74% | 12/17/24 |
| 30 Year USDA Refi | 6.68% | 12/17/24 |
| 15 Year Conventional Purchase | 6.28% | 12/17/24 |
| 15 Year Conventional Refi | 6.22% | 12/17/24 |
| 15 Year Cash-out Refi | 6.22% | 12/17/24 |
| 15 Year FHA Purchase | 7.86% | 12/17/24 |
| 15 Year VA Purchase | 6.19% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cornerstone Home Lending Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Cornerstone Home Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,037Origination Dollar Volume (All Markets)
$3,570,445,000Awards
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CORNERSTONE HOME LENDING - 2023
CORNERSTONE HOME LENDING is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Cornerstone Home Lending's average 30 year fixed mortgage rate was
6.5%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.02%.
Relative Fees (Closing Costs)
Cornerstone Home Lending's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,044.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,211 | $410,645,000 | $339,096 | $10,246 | 6.14% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 645 | $407,185,000 | $631,295 | $12,600 | 6.78% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 699 | $320,765,000 | $458,891 | $13,924 | 6.51% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1,013 | $261,005,000 | $257,655 | $7,313 | 6.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 626 | $243,160,000 | $388,435 | $10,218 | 5.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 468 | $200,060,000 | $427,479 | $12,106 | 6.44% |
| Outside of Metro Areas | 422 | $121,660,000 | $288,294 | $8,625 | 6.71% |
| TULSA, OK (FHA|USDA|VA) | 339 | $90,205,000 | $266,091 | $8,164 | 6.79% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 228 | $76,480,000 | $335,439 | $9,693 | 6.55% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 75 | $60,165,000 | $802,200 | $14,318 | 7.20% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 228 | $55,150,000 | $241,886 | $8,063 | 6.35% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 132 | $52,310,000 | $396,288 | $9,649 | 6.78% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 105 | $44,835,000 | $427,000 | $10,173 | 6.77% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 131 | $42,765,000 | $326,450 | $8,819 | 6.45% |
| FORT COLLINS, CO (FHA|USDA|VA) | 96 | $41,540,000 | $432,708 | $10,117 | 6.73% |
| Bozeman, MT (FHA|USDA|VA) | 85 | $40,315,000 | $474,294 | $10,252 | 6.70% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 188 | $40,300,000 | $214,362 | $7,345 | 6.72% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 104 | $40,060,000 | $385,192 | $9,375 | 6.84% |
| GREELEY, CO (FHA|USDA|VA) | 88 | $34,630,000 | $393,523 | $11,082 | 6.24% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 64 | $34,100,000 | $532,813 | $11,594 | 6.41% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 111 | $30,655,000 | $276,171 | $5,766 | 6.89% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 71 | $29,215,000 | $411,479 | $7,546 | 6.07% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 62 | $28,510,000 | $459,839 | $12,826 | 6.80% |
| FARMINGTON, NM (FHA|USDA|VA) | 150 | $27,480,000 | $183,200 | $6,482 | 6.65% |
| WILMINGTON, NC (FHA|USDA|VA) | 74 | $26,680,000 | $360,541 | $9,620 | 6.70% |
| TWIN FALLS, ID (FHA|USDA|VA) | 109 | $25,875,000 | $237,385 | $8,754 | 6.75% |
| MADISON, WI (FHA|USDA|VA) | 83 | $25,255,000 | $304,277 | $8,257 | 6.45% |
| Juneau, AK (FHA|USDA|VA) | 65 | $24,125,000 | $371,154 | $10,913 | 6.48% |
| BILLINGS, MT (FHA|USDA|VA) | 82 | $23,780,000 | $290,000 | $9,232 | 6.53% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 72 | $21,690,000 | $301,250 | $8,973 | 6.82% |
| PUEBLO, CO (FHA|USDA|VA) | 61 | $20,475,000 | $335,656 | $11,707 | 4.63% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 49 | $18,135,000 | $370,102 | $10,325 | 5.49% |
| Ellensburg, WA (FHA|USDA|VA) | 37 | $17,445,000 | $471,486 | $12,366 | 6.97% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 55 | $17,165,000 | $312,091 | $8,917 | 6.58% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 25 | $17,005,000 | $680,200 | $13,874 | 7.10% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 21 | $15,025,000 | $715,476 | $14,574 | 6.65% |
| FAIRBANKS, AK (FHA|USDA|VA) | 51 | $14,835,000 | $290,882 | $8,560 | 6.34% |
| Montrose, CO (FHA|USDA|VA) | 49 | $14,805,000 | $302,143 | $7,803 | 6.51% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 30 | $14,160,000 | $472,000 | $14,770 | 6.95% |
| CHEYENNE, WY (FHA|USDA|VA) | 57 | $13,695,000 | $240,263 | $8,935 | 5.05% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 45 | $12,735,000 | $283,000 | $11,792 | 6.85% |
| GOLDSBORO, NC (FHA|USDA|VA) | 48 | $11,990,000 | $249,792 | $9,165 | 5.97% |
| WACO, TX (FHA|USDA|VA) | 37 | $11,585,000 | $313,108 | $8,936 | 6.68% |
| YAKIMA, WA (FHA|USDA|VA) | 37 | $11,535,000 | $311,757 | $9,643 | 6.51% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 40 | $11,530,000 | $288,250 | $7,997 | 6.60% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $10,715,000 | $510,238 | $13,194 | 6.38% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 30 | $10,660,000 | $355,333 | $10,671 | 6.77% |
| LONGVIEW, WA (FHA|USDA|VA) | 19 | $10,625,000 | $559,211 | $13,907 | 7.57% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 35 | $10,455,000 | $298,714 | $8,400 | 5.81% |
| Glenwood Springs, CO (FHA|USDA|VA) | 30 | $10,030,000 | $334,333 | $7,798 | 6.85% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 45 | $9,215,000 | $204,778 | $5,236 | 5.61% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 23 | $9,035,000 | $392,826 | $10,321 | 6.53% |
| Burley, ID (FHA|USDA|VA) | 44 | $8,860,000 | $201,364 | $7,607 | 6.79% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 21 | $8,665,000 | $412,619 | $9,504 | 6.42% |
| Oak Harbor, WA (FHA|USDA|VA) | 17 | $8,215,000 | $483,235 | $12,958 | 6.49% |
| Albemarle, NC (FHA|USDA|VA) | 30 | $8,190,000 | $273,000 | $10,098 | 6.19% |
| ANCHORAGE, AK (FHA|USDA|VA) | 20 | $8,080,000 | $404,000 | $9,203 | 6.62% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 20 | $7,280,000 | $364,000 | $10,310 | 6.89% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 24 | $7,230,000 | $301,250 | $8,514 | 6.13% |
| Shelton, WA (FHA|USDA|VA) | 19 | $6,895,000 | $362,895 | $11,102 | 6.43% |
| Elizabeth City, NC (FHA|USDA|VA) | 21 | $6,875,000 | $327,381 | $8,377 | 6.16% |
| BOULDER, CO (FHA|USDA|VA) | 13 | $6,795,000 | $522,692 | $11,484 | 6.85% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 27 | $6,695,000 | $247,963 | $7,871 | 6.76% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 15 | $6,685,000 | $445,667 | $12,508 | 6.81% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 11 | $6,225,000 | $565,909 | $16,900 | 6.74% |
| Russellville, AR (FHA|USDA|VA) | 46 | $6,120,000 | $133,043 | $4,540 | 6.72% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 21 | $5,645,000 | $268,810 | $8,621 | 6.43% |
| JACKSON, MS (FHA|USDA|VA) | 27 | $5,605,000 | $207,593 | $10,080 | 7.17% |
| BELLINGHAM, WA (FHA|USDA|VA) | 12 | $5,510,000 | $459,167 | $9,604 | 6.71% |
| Huntsville, TX (FHA|USDA|VA) | 17 | $5,305,000 | $312,059 | $10,978 | 6.26% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 8 | $5,200,000 | $650,000 | $16,686 | 7.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $5,200,000 | $650,000 | $8,488 | 7.14% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $5,120,000 | $426,667 | $11,337 | 6.56% |
| BOISE CITY, ID (FHA|USDA|VA) | 13 | $5,035,000 | $387,308 | $9,350 | 6.85% |
| WENATCHEE, WA (FHA|USDA|VA) | 13 | $4,955,000 | $381,154 | $15,194 | 6.20% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 19 | $4,835,000 | $254,474 | $8,758 | 6.74% |
| Shawnee, OK (FHA|USDA|VA) | 24 | $4,700,000 | $195,833 | $6,220 | 6.06% |
| Lumberton, NC (FHA|USDA|VA) | 18 | $4,480,000 | $248,889 | $9,153 | 6.21% |
| Sanford, NC (FHA|USDA|VA) | 14 | $4,410,000 | $315,000 | $9,577 | 6.46% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 19 | $4,395,000 | $231,316 | $4,593 | 7.05% |
| Outside of Metro Areas | 9 | $3,775,000 | $419,444 | $13,779 | 6.90% |
| Stillwater, OK (FHA|USDA|VA) | 13 | $3,585,000 | $275,769 | $13,766 | 6.74% |
| BURLINGTON, NC (FHA|USDA|VA) | 16 | $3,560,000 | $222,500 | $8,821 | 7.23% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $3,395,000 | $377,222 | $15,486 | 6.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $3,240,000 | $540,000 | $11,853 | 6.66% |
| YUBA CITY, CA (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $9,637 | 5.15% |
| LAS CRUCES, NM (FHA|USDA|VA) | 13 | $3,015,000 | $231,923 | $6,859 | 6.79% |
| Durango, CO (FHA|USDA|VA) | 4 | $2,950,000 | $737,500 | $11,624 | 6.75% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $2,850,000 | $1,425,000 | $10,902 | 7.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $2,780,000 | $231,667 | $7,684 | 6.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 17 | $2,735,000 | $160,882 | $5,895 | 7.09% |
| Morehead City, NC (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $9,652 | 6.98% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 7 | $2,605,000 | $372,143 | $8,790 | 6.07% |
| MISSOULA, MT (FHA|USDA|VA) | 5 | $2,505,000 | $501,000 | $10,780 | 7.27% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $2,485,000 | $355,000 | $11,249 | 6.82% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $7,419 | 5.74% |
| APPLETON, WI (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $3,718 | 7.17% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $8,195 | 7.13% |
| Kerrville, TX (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $12,417 | 6.00% |
| Ketchikan, AK (FHA|USDA|VA) | 5 | $2,375,000 | $475,000 | $15,223 | 6.50% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $7,266 | 6.73% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $6,775 | 5.96% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $8,822 | 7.28% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $11,035 | 6.41% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $2,235,000 | $203,182 | $7,778 | 6.01% |
| Kinston, NC (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $8,982 | 5.36% |
| Heber, UT (FHA|USDA|VA) | 2 | $2,230,000 | $1,115,000 | $12,416 | 7.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $2,210,000 | $368,333 | $10,086 | 7.27% |
| CHICO, CA (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $9,648 | 6.45% |
| NEW BERN, NC (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $5,825 | 7.51% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $11,460 | 6.45% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $4,185 | 6.31% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $2,035,000 | $407,000 | $10,302 | 6.93% |
| Beaver Dam, WI (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $6,472 | 6.62% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $7,925 | 7.35% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $7,389 | 5.41% |
| TYLER, TX (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $6,838 | 6.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $1,920,000 | $960,000 | $13,135 | 7.00% |
| Aberdeen, WA (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $11,640 | 7.10% |
| Brenham, TX (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $7,811 | 6.71% |
| Sweetwater, TX (FHA|USDA|VA) | 14 | $1,840,000 | $131,429 | $3,061 | 7.93% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $14,729 | 6.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $2,873 | 6.30% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $6,982 | 7.08% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $10,364 | 6.64% |
| Centralia, WA (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $11,401 | 5.63% |
| Bartlesville, OK (FHA|USDA|VA) | 11 | $1,575,000 | $143,182 | $6,638 | 6.36% |
| Wilson, NC (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $10,736 | 6.57% |
| Searcy, AR (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $5,986 | 6.90% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $7,689 | 6.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $8,722 | 6.88% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $7,221 | 5.65% |
| Deming, NM (FHA|USDA|VA) | 15 | $1,475,000 | $98,333 | $3,364 | 5.18% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $11,013 | 6.21% |
| Newport, OR (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $15,641 | 7.54% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $5,216 | 7.00% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $9,430 | 5.88% |
| ANN ARBOR, MI (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $3,994 | 5.42% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $14,783 | 6.46% |
| JONESBORO, AR (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $2,149 | 6.51% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $16,780 | 6.87% |
| Helena, MT (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $11,924 | 6.83% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $7,967 | 6.62% |
| Cañon City, CO (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $5,892 | 4.27% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $13,782 | 6.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $4,836 | 6.22% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,585 | 8.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $8,588 | 4.92% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $9,035 | 6.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $9,396 | 7.28% |
| McAlester, OK (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $7,420 | 7.08% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $10,434 | 6.75% |
| LAWTON, OK (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $9,001 | 7.08% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $11,292 | 6.92% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $9,854 | 6.21% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,239 | 6.79% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $14,342 | 7.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $7,972 | 7.47% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $6,267 | 7.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $10,731 | 7.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $29,881 | 5.88% |
| Ponca City, OK (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $8,032 | 7.02% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,366 | 7.33% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,691 | 7.09% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,206 | 7.44% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $9,465 | 6.44% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $8,156 | 7.31% |
| Vicksburg, MS (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $10,148 | 9.22% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $9,019 | 6.83% |
| Evanston, WY (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $17,739 | 5.06% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $7,631 | 7.68% |
| Henderson, NC (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,084 | 8.65% |
| ENID, OK (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,347 | 7.37% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,442 | 6.62% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $9,260 | 7.25% |
| MONROE, MI (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,064 | 7.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,801 | 7.25% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,071 | 5.62% |
| RENO, NV (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $11,734 | 6.88% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $13,032 | 6.62% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,105 | 7.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,934 | 7.04% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $20,047 | 6.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $12,634 | 6.88% |
| Baraboo, WI (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $4,457 | 6.52% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $8,365 | 7.08% |
| Muskogee, OK (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $6,268 | 6.75% |
| Meridian, MS (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,914 | 8.88% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $15,145 | 7.38% |
| Athens, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,240 | 6.63% |
| Taos, NM (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $0 | 6.46% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $5,560 | 7.50% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,833 | 5.50% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,888 | 8.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $17,685 | 8.00% |
| Malvern, AR (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $6,084 | 7.07% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $0 | 6.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $12,499 | 6.62% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $8,878 | 7.88% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $12,723 | 7.13% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,150 | 7.44% |
| FLINT, MI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,922 | 7.00% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,610 | 7.25% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $18,729 | 6.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 7.50% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,531 | 6.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $23,851 | 6.63% |
| Washington, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $11,283 | 6.19% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $12,733 | 7.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,243 | 6.83% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,899 | 6.06% |
| Watertown, SD (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,631 | 7.38% |
| Pullman, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $8,985 | 7.00% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,318 | 8.50% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,506 | 6.79% |
| Prineville, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $8,654 | 7.50% |
| Shelby, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,330 | 6.50% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,896 | 7.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,840 | 6.88% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,606 | 6.69% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,294 | 8.38% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,574 | 7.63% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,653 | 6.94% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,211 | 8.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,899 | 7.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $12,090 | 6.19% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,191 | 7.38% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,658 | 7.81% |
| Miami, OK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 8.25% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $17,271 | 6.75% |
| Riverton, WY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $14,360 | 7.75% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $11,677 | 7.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,520 | 6.81% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $18,620 | 5.99% |
| Ada, OK (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $10,212 | 7.08% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 7.25% |
| Rockport, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,971 | 7.63% |
| Grenada, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,230 | 7.19% |
| Boone, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,583 | 6.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,558 | 7.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $793 | 3.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,751 | 5.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,871 | 7.38% |
| Hays, KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,146 | 6.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,255 | 7.38% |
| OCALA, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 6.74% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,360 | 7.81% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,263 | 6.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,319 | 8.49% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,207 | 6.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,227 | 7.13% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,457 | 4.99% |
| SALEM, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,876 | 6.63% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,625 | 6.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,136 | 6.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,437 | 7.99% |
| North Platte, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,156 | 6.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,481 | 6.75% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,356 | 6.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,635 | 5.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,170 | 6.25% |
| NAPA, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,920 | 7.88% |
| Edwards, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,254 | 6.38% |
| Paris, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,995 | 8.50% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,955 | 6.25% |
| Harrison, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,896 | 7.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,874 | 6.99% |
| Payson, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,577 | 6.88% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,666 | 3.19% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.37% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,159 | 7.25% |
| Minot, ND (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $16,609 | 6.63% |
| Branson, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,934 | 7.25% |
| Cullman, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,893 | 6.63% |
| Camden, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,593 | 7.38% |
| Newport, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,839 | 6.25% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,238 | 8.13% |
| Selma, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,045 | 7.13% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,329 | 3.25% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,506 | 5.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,868 | 7.63% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,045 | 6.63% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,033 | 6.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,528 | 7.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,468 | 7.99% |
| Laurel, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,665 | 7.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,666 | 6.00% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,862 | 7.13% |
| Laramie, WY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,299 | 2.94% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,344 | 6.50% |
| Peru, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,691 | 7.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,941 | 7.38% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,529 | 7.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,792 | 6.75% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,623 | 9.25% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,833 | 6.63% |
| Duncan, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,386 | 7.38% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,118 | 6.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,577 | 6.13% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.63% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,972 | 5.99% |
| El Campo, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,282 | 7.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,977 | 6.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,571 | 7.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,407 | 9.50% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,310 | 3.06% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,157 | 3.50% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,140 | 3.19% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,974 | 7.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,637 | 7.00% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,521 | 6.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,115 | 5.88% |
| Woodward, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,593 | 7.63% |
| Palestine, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,885 | 7.38% |
| AMES, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,466 | 6.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.75% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,924 | 6.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,925 | 6.63% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,501 | 7.13% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,111 | 6.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,612 | 6.13% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,072 | 6.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,057 | 5.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,583 | 6.50% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $10,060 | 6.75% |
| Snyder, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.50% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,969 | 6.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $470 | 6.63% |
| Grants, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.63% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,945 | 8.00% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,316 | 7.50% |
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KELLY COMMUNITY FEDERAL CREDIT UNION
Similarity Rank: 133
Similarity Rank: 133
OKLAHOMA CENTRAL Credit Union
Similarity Rank: 133
Similarity Rank: 133
Product Mix
For 2023, Cornerstone Home Lending's most frequently originated type of loan was Conventional, with 5,948 originations. Their 2nd most popular type was FHA, with 2,393 originations.
Loan Reason
For 2023, Cornerstone Home Lending's most frequently cited loan purpose was Home Purchase, with 9,664 originations. The 2nd most popular reason was Cash Out Refi, with 167 originations.
Loan Duration/Length
For 2023, Cornerstone Home Lending's most frequently cited loan duration was 30 Year, with 9,567 originations. The 2nd most popular length was 15 Year, with 212 originations.
Origination Fees/Closing Costs
Cornerstone Home Lending's average total fees were $10,044, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,723 originations.
Interest Rates
During 2023, Cornerstone Home Lending's average interest rate for loans was 6.50%, while their most frequently originated rate bucket for loans was 6-7%, with 4,717 originations.
Loan Sizing
2023 saw Cornerstone Home Lending place emphasis on $200k-400k loans with 5,014 originations, totaling $1,490,730,000 in origination value.
Applicant Income
Cornerstone Home Lending lent most frequently to those with incomes in the $100k-150k range, with 2,690 originations. The second most popular income band? $150k-250k, with 2,126 originations.
Applicant Debt to Income Ratio
Cornerstone Home Lending lent most frequently to those with DTI ratios of 30-36%, with 1,387 originations. The next most common DTI ratio? 50-60%, with 1,270 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.21%
Cornerstone Home Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination72.63%
Cornerstone Home Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,037 | $3,570,445,000 | $355,728 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,037 | $3,570,445,000 | $355,728 |