Snyder USDA Loan Rates, Closing Costs & Stats

Snyder, TX

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Snyder's 4 lenders originated 6 USDA loans during 2023. The total origination value was $940,000, with an average USDA loan value of $156,667.

    Snyder USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Snyder averaged 6.55% for the week of 2024-12-13, compared to the national average (all USDA variants) of 6.303% for the same period.

    Snyder's average USDA mortgage closing costs are $5,308.

    The average rate for the prior week (2024-12-06) was 6.29% and one month ago for the week of 2024-11-08, the average rate was 6.5%.

    The average rate one year ago was 7.07%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.3%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Snyder USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Snyder level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    INTERLINC MORTGAGE SERVICES, LLC 2 6.63% $7,426
    Amarillo National Bank 1 5.63% $5,918
    BROKER SOLUTIONS, INC. 1 6.75% $7,109
    MANN FINANCIAL INC. 1 6.88% $8,142

    The top Snyder USDA lender as defined by loan originations is INTERLINC MORTGAGE SERVICES, LLC, with 2 USDA loans originated. Their average total fees are $7,426, which is $1,508 higher than the next largest lender, Amarillo National Bank.

    The lowest fee Snyder USDA lenders (with over 10 loans originated) are .

    The lowest rate Snyder USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Snyder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $128,125 (-14.0%) $163,744 (-7.3%) 0.00 117
    2018-02-01 $127,125 (-15.0%) $167,737 (-6.6%) 0.00 118
    2018-03-01 $125,000 (-17.9%) $164,780 (-8.0%) 0.00 123
    2018-04-01 $126,575 (-15.1%) $164,001 (-8.0%) 0.00 126
    2018-05-01 $131,175 (-12.0%) $167,484 (-12.2%) 0.00 122
    2018-06-01 $139,000 (-6.2%) $172,388 (-7.3%) 0.00 121
    2018-07-01 $141,500 (6.8%) $168,574 (-4.4%) 0.00 121
    2018-08-01 $131,200 (1.3%) $161,728 (-6.8%) 0.00 127
    2018-09-01 $124,450 (-4.2%) $149,705 (-16.2%) 0.00 122
    2018-10-01 $125,000 (0.0%) $151,116 (-10.1%) 0.00 113
    2018-11-01 $124,000 (-2.7%) $335,364 (99.6%) 0.00 107
    2018-12-01 $123,500 (-1.2%) $359,232 (118.5%) 0.00 103
    2019-01-01 $120,625 (-5.9%) $382,329 (133.5%) 0.00 90
    2019-02-01 $113,500 (-10.7%) $393,322 (134.5%) 0.00 81
    2019-03-01 $106,857 (-14.5%) $379,672 (130.4%) 0.00 85
    2019-04-01 $102,856 (-18.7%) $343,383 (109.4%) 0.00 99
    2019-05-01 $115,500 (-12.0%) $334,229 (99.6%) 0.00 103
    2019-06-01 $125,000 (-10.1%) $329,701 (91.3%) 0.00 104
    2019-07-01 $125,000 (-11.7%) $318,988 (89.2%) 0.00 111
    2019-08-01 $126,145 (-3.9%) $192,918 (19.3%) 0.00 104
    2019-09-01 $122,689 (-1.4%) $162,952 (8.9%) 0.00 94
    2019-10-01 $122,884 (-1.7%) $142,368 (-5.8%) 0.00 87
    2019-11-01 $125,000 (0.8%) $135,719 (-59.5%) 0.00 81
    2019-12-01 $125,000 (1.2%) $132,756 (-63.0%) 0.00 80
    2020-01-01 $126,875 (5.2%) $140,748 (-63.2%) 0.00 73
    2020-02-01 $128,000 (12.8%) $139,533 (-64.5%) 0.00 69
    2020-03-01 $129,600 (21.3%) $145,630 (-61.6%) 0.00 74
    2020-04-01 $133,650 (29.9%) $153,577 (-55.3%) 0.00 81
    2020-05-01 $134,950 (16.8%) $146,599 (-56.1%) 0.00 71
    2020-06-01 $134,950 (8.0%) $147,282 (-55.3%) 0.00 67
    2020-07-01 $137,000 (9.6%) $148,962 (-53.3%) 0.00 63
    2020-08-01 $137,000 (8.6%) $157,137 (-18.6%) 0.00 51
    2020-09-01 $139,000 (13.3%) $164,944 (1.2%) 0.00 50
    2020-10-01 $140,000 (13.9%) $181,115 (27.2%) 0.00 50
    2020-11-01 $167,975 (34.4%) $187,457 (38.1%) 0.00 53
    2020-12-01 $152,475 (22.0%) $185,132 (39.5%) 0.00 54
    2021-01-01 $144,500 (13.9%) $173,355 (23.2%) 0.00 53
    2021-02-01 $144,475 (12.9%) $184,621 (32.3%) 0.00 39
    2021-03-01 $152,200 (17.4%) $201,090 (38.1%) 0.00 34
    2021-04-01 $140,500 (5.1%) $171,816 (11.9%) 0.00 33
    2021-05-01 $149,450 (10.7%) $174,051 (18.7%) 0.00 36
    2021-06-01 $133,500 (-1.1%) $172,217 (16.9%) 0.00 30
    2021-07-01 $130,000 (-5.1%) $162,049 (8.8%) 0.00 33
    2021-08-01 $151,000 (10.2%) $217,738 (38.6%) 0.00 34
    2021-09-01 $142,500 (2.5%) $209,623 (27.1%) 0.00 35
    2021-10-01 $168,500 (20.4%) $180,370 (-0.4%) 0.00 40
    2021-11-01 $143,750 (-14.4%) $180,395 (-3.8%) 0.00 48
    2021-12-01 $150,000 (-1.6%) $188,898 (2.0%) 0.00 47
    2022-01-01 $170,000 (17.7%) $197,722 (14.1%) 0.00 45
    2022-02-01 $149,000 (3.1%) $195,327 (5.8%) 0.00 46
    2022-03-01 $149,000 (-2.1%) $183,320 (-8.8%) 0.00 42
    2022-04-01 $156,000 (11.0%) $184,708 (7.5%) 0.00 45
    2022-05-01 $173,500 (16.1%) $196,718 (13.0%) 0.00 47
    2022-06-01 $183,500 (37.5%) $219,372 (27.4%) 0.00 49
    2022-07-01 $180,000 (38.5%) $225,137 (38.9%) 0.00 49
    2022-08-01 $170,000 (12.6%) $226,265 (3.9%) 0.00 49
    2022-09-01 $148,500 (4.2%) $205,038 (-2.2%) 0.00 50
    2022-10-01 $143,600 (-14.8%) $181,860 (0.8%) 0.00 44
    2022-11-01 $173,250 (20.5%) $190,660 (5.7%) 0.00 42
    2022-12-01 $165,000 (10.0%) $192,400 (1.9%) 0.00 37
    2023-01-01 $172,000 (1.2%) $206,200 (4.3%) 0.00 37
    2023-02-01 $160,000 (7.4%) $185,835 (-4.9%) 0.00 38
    2023-03-01 $189,000 (26.9%) $239,505 (30.7%) 0.00 40
    2023-04-01 $174,450 (11.8%) $239,481 (29.7%) 0.00 37
    2023-05-01 $148,500 (-14.4%) $220,801 (12.2%) 0.00 37
    2023-06-01 $147,110 (-19.8%) $209,505 (-4.5%) 0.00 38
    2023-07-01 $149,450 (-17.0%) $179,086 (-20.5%) 0.00 35
    2023-08-01 $145,325 (-14.5%) $179,284 (-20.8%) 0.00 34
    2023-09-01 $150,750 (1.5%) $182,627 (-10.9%) 0.00 39
    2023-10-01 $147,500 (2.7%) $175,560 (-3.5%) 0.00 44
    2023-11-01 $143,125 (-17.4%) $176,275 (-7.6%) 0.00 43
    2023-12-01 $142,000 (-13.9%) $179,623 (-6.6%) 0.00 35
    2024-01-01 $140,000 (-18.6%) $176,853 (-14.2%) 0.00 39
    2024-02-01 $141,000 (-11.9%) $175,109 (-5.8%) 0.00 44
    2024-03-01 $162,000 (-14.3%) $199,769 (-16.6%) 0.00 42
    2024-04-01 $167,000 (-4.3%) $196,077 (-18.1%) 0.00 44
    2024-05-01 $185,000 (24.6%) $200,917 (-9.0%) 0.00 41
    2024-06-01 $185,000 (25.8%) $196,811 (-6.1%) 0.00 48
    2024-07-01 $186,500 (24.8%) $211,077 (17.9%) 0.00 44
    2024-08-01 $150,000 (3.2%) $206,843 (15.4%) 0.00 50
    2024-09-01 $154,500 (2.5%) $195,523 (7.1%) 0.00 53
    2024-10-01 $161,300 (9.4%) $195,186 (11.2%) 0.00 54
    2024-11-01 $154,000 (7.6%) $186,985 (6.1%) 0.00 46
    Snyder's median listing price for 2024-11-01 was $154,000, a difference of $10,875 (7.6%) versus the prior year and $-7,300 versus the prior month.

    Snyder's median listing price comes in at 0% of the national average.

    Snyder's average listing price for 2024-11-01 was $186,985, a difference of $10,710 (6.1%) versus the prior year and $-8,201 versus the prior month.

    For the 2024-11-01 period, Snyder had 46 MLS listings, a difference of -8 listings (-15%) versus the prior month and 3 listings (7%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Snyder (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,750 sqft
    2018-02-01 0 days 1,803 sqft
    2018-03-01 0 days 1,797 sqft
    2018-04-01 0 days 1,791 sqft
    2018-05-01 0 days 1,784 sqft
    2018-06-01 0 days 1,778 sqft
    2018-07-01 0 days 1,928 sqft
    2018-08-01 0 days 1,851 sqft
    2018-09-01 0 days 1,735 sqft
    2018-10-01 0 days 1,688 sqft
    2018-11-01 0 days 1,735 sqft
    2018-12-01 0 days 1,751 sqft
    2019-01-01 0 days 1,759 sqft
    2019-02-01 0 days 1,767 sqft
    2019-03-01 0 days 1,711 sqft
    2019-04-01 0 days 1,651 sqft
    2019-05-01 0 days 1,650 sqft
    2019-06-01 0 days 1,730 sqft
    2019-07-01 0 days 1,713 sqft
    2019-08-01 0 days 1,692 sqft
    2019-09-01 0 days 1,661 sqft
    2019-10-01 0 days 1,643 sqft
    2019-11-01 0 days 1,633 sqft
    2019-12-01 0 days 1,630 sqft
    2020-01-01 0 days 1,639 sqft
    2020-02-01 0 days 1,654 sqft
    2020-03-01 0 days 1,665 sqft
    2020-04-01 0 days 1,653 sqft
    2020-05-01 0 days 1,654 sqft
    2020-06-01 0 days 1,665 sqft
    2020-07-01 0 days 1,665 sqft
    2020-08-01 0 days 1,683 sqft
    2020-09-01 0 days 1,754 sqft
    2020-10-01 0 days 1,756 sqft
    2020-11-01 0 days 1,740 sqft
    2020-12-01 0 days 1,705 sqft
    2021-01-01 0 days 1,694 sqft
    2021-02-01 0 days 1,701 sqft
    2021-03-01 0 days 1,849 sqft
    2021-04-01 0 days 1,700 sqft
    2021-05-01 0 days 1,611 sqft
    2021-06-01 0 days 1,545 sqft
    2021-07-01 0 days 1,468 sqft
    2021-08-01 0 days 1,681 sqft
    2021-09-01 0 days 1,733 sqft
    2021-10-01 0 days 1,663 sqft
    2021-11-01 0 days 1,605 sqft
    2021-12-01 0 days 1,681 sqft
    2022-01-01 0 days 1,727 sqft
    2022-02-01 0 days 1,633 sqft
    2022-03-01 0 days 1,586 sqft
    2022-04-01 0 days 1,703 sqft
    2022-05-01 0 days 1,711 sqft
    2022-06-01 0 days 1,719 sqft
    2022-07-01 0 days 1,720 sqft
    2022-08-01 0 days 1,715 sqft
    2022-09-01 0 days 1,693 sqft
    2022-10-01 0 days 1,672 sqft
    2022-11-01 0 days 1,788 sqft
    2022-12-01 0 days 1,732 sqft
    2023-01-01 0 days 1,766 sqft
    2023-02-01 0 days 1,686 sqft
    2023-03-01 0 days 1,815 sqft
    2023-04-01 0 days 1,824 sqft
    2023-05-01 0 days 1,747 sqft
    2023-06-01 0 days 1,673 sqft
    2023-07-01 0 days 1,716 sqft
    2023-08-01 0 days 1,716 sqft
    2023-09-01 0 days 1,684 sqft
    2023-10-01 0 days 1,605 sqft
    2023-11-01 0 days 1,552 sqft
    2023-12-01 0 days 1,545 sqft
    2024-01-01 0 days 1,540 sqft
    2024-02-01 0 days 1,540 sqft
    2024-03-01 0 days 1,553 sqft
    2024-04-01 0 days 1,607 sqft
    2024-05-01 0 days 1,752 sqft
    2024-06-01 0 days 1,695 sqft
    2024-07-01 0 days 1,677 sqft
    2024-08-01 0 days 1,677 sqft
    2024-09-01 0 days 1,646 sqft
    2024-10-01 0 days 1,631 sqft
    2024-11-01 0 days 1,595 sqft
    Snyder's median listing age (time on market) for 2024-11-01 was 0 days.

    Snyder's median square footage for active listings during the 2024-11-01 period was 1,595 sqft. One year prior, the average listing was 1,552 sqft.