Interlinc Mortgage Services Rates, Fees & Info
HOUSTON, TXLEI: 5493004OB0KD7VERQW98
Tax ID: 27-0349391
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Mortgage Data
Review & Overview
Interlinc Mortgage Services is a smaller mortgage company specializing in Home Purchase loans. Interlinc Mortgage Services has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Louisville, Nashville, Dallas, and Austin among others. We have data for 128 markets. (Some data included below & more in-depth data is available with an active subscription.)Interlinc Mortgage Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Interlinc Mortgage Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.87% | 11/17/24 |
| 30 Year Conventional Refi | 6.76% | 11/17/24 |
| 30 Year Cash-out Refi | 7.04% | 11/17/24 |
| 30 Year FHA Purchase | 7.68% | 11/17/24 |
| 30 Year FHA Refi | 7.61% | 11/17/24 |
| 30 Year VA Purchase | 6.48% | 11/17/24 |
| 30 Year VA Refi | 6.33% | 11/17/24 |
| 30 Year USDA Purchase | 6.98% | 11/17/24 |
| 30 Year USDA Refi | 6.93% | 11/17/24 |
| 15 Year Conventional Purchase | 6.15% | 11/17/24 |
| 15 Year Conventional Refi | 6.38% | 11/17/24 |
| 15 Year Cash-out Refi | 6.38% | 11/17/24 |
| 15 Year FHA Purchase | 7.39% | 11/17/24 |
| 15 Year VA Purchase | 7.49% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Interlinc Mortgage Services Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Interlinc Mortgage Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,186Origination Dollar Volume (All Markets)
$909,010,000Awards
INTERLINC MORTGAGE SERVICES - 2023
INTERLINC MORTGAGE SERVICES is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Interlinc Mortgage Services's average 30 year fixed mortgage rate was
6.77%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.29%.
Relative Fees (Closing Costs)
Interlinc Mortgage Services's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,570.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,052 | $330,310,000 | $313,983 | $7,923 | 6.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 347 | $82,095,000 | $236,585 | $5,540 | 6.93% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 235 | $70,055,000 | $298,106 | $6,536 | 6.76% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 138 | $57,920,000 | $419,710 | $11,294 | 6.79% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 113 | $41,365,000 | $366,062 | $7,360 | 6.84% |
| Outside of Metro Areas | 143 | $37,285,000 | $260,734 | $7,473 | 6.76% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 121 | $33,995,000 | $280,950 | $7,822 | 5.86% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 74 | $27,050,000 | $365,541 | $9,868 | 6.58% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 77 | $26,095,000 | $338,896 | $10,119 | 6.67% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 63 | $19,815,000 | $314,524 | $7,242 | 6.98% |
| DOTHAN, AL (FHA|USDA|VA) | 105 | $19,375,000 | $184,524 | $4,720 | 6.85% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 46 | $14,730,000 | $320,217 | $8,450 | 6.60% |
| LONGVIEW, TX (FHA|USDA|VA) | 62 | $13,280,000 | $214,194 | $8,945 | 6.97% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 34 | $11,440,000 | $336,471 | $12,060 | 6.65% |
| COLUMBIA, SC (FHA|USDA|VA) | 49 | $9,105,000 | $185,816 | $7,845 | 5.19% |
| Elk City, OK (FHA|USDA|VA) | 45 | $8,325,000 | $185,000 | $5,874 | 6.95% |
| Altus, OK (FHA|USDA|VA) | 41 | $7,295,000 | $177,927 | $5,338 | 6.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 26 | $5,520,000 | $212,308 | $7,860 | 6.81% |
| Weatherford, OK (FHA|USDA|VA) | 27 | $4,985,000 | $184,630 | $5,324 | 6.89% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 19 | $4,135,000 | $217,632 | $5,447 | 6.45% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 14 | $4,030,000 | $287,857 | $12,861 | 7.51% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 13 | $3,605,000 | $277,308 | $5,969 | 6.44% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $3,455,000 | $383,889 | $12,688 | 6.48% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 10 | $3,130,000 | $313,000 | $8,725 | 7.15% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $6,780 | 5.83% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 12 | $2,470,000 | $205,833 | $5,587 | 6.87% |
| Andrews, TX (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $13,566 | 6.86% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $5,891 | 6.74% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $9,114 | 6.19% |
| Greeneville, TN (FHA|USDA|VA) | 14 | $2,190,000 | $156,429 | $5,734 | 6.58% |
| Ozark, AL (FHA|USDA|VA) | 13 | $2,135,000 | $164,231 | $5,056 | 6.80% |
| Enterprise, AL (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $5,852 | 6.90% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $8,348 | 7.15% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $5,098 | 6.36% |
| Nogales, AZ (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $11,119 | 6.33% |
| Bardstown, KY (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $5,187 | 6.59% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $6,300 | 6.77% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $11,742 | 8.03% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $6,685 | 5.95% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $4,940 | 7.22% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $10,213 | 6.78% |
| Danville, KY (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $7,511 | 6.96% |
| Russellville, AR (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,964 | 7.17% |
| Snyder, TX (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $9,435 | 6.97% |
| Eufaula, AL-GA (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $4,655 | 7.05% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $8,624 | 6.31% |
| Scottsburg, IN (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $4,212 | 6.80% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $4,242 | 6.63% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,641 | 6.78% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $8,628 | 5.90% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $8,134 | 6.25% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $11,109 | 7.33% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $11,207 | 6.99% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,740 | 6.65% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $8,399 | 7.22% |
| Lamesa, TX (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $7,290 | 7.42% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,291 | 7.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,931 | 4.69% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,217 | 6.71% |
| Payson, AZ (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,448 | 7.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $12,025 | 6.50% |
| Woodward, OK (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,635 | 7.87% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,087 | 6.70% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,033 | 6.62% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $12,689 | 5.99% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,557 | 7.62% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,010 | 7.19% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,011 | 5.92% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,751 | 6.33% |
| McAlester, OK (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 7.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,992 | 6.47% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,626 | 7.44% |
| Ada, OK (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $15,448 | 6.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $685 | 6.99% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,071 | 6.94% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,522 | 6.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $17,089 | 6.88% |
| Troy, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,734 | 6.69% |
| Newport, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,320 | 7.06% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,156 | 6.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $545 | 5.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,373 | 6.38% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,070 | 6.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,063 | 5.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,802 | 6.06% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,936 | 6.75% |
| Searcy, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,002 | 7.37% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,230 | 6.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,451 | 7.63% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,154 | 7.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,593 | 7.94% |
| Cullman, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,981 | 6.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,771 | 6.50% |
| Union City, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,852 | 7.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,938 | 6.88% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $5,669 | 3.28% |
| Picayune, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,646 | 6.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,388 | 6.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,872 | 6.13% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,645 | 6.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,577 | 5.50% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,937 | 6.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,216 | 6.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,282 | 5.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,512 | 7.75% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,259 | 7.12% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,705 | 5.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,702 | 7.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,700 | 6.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.99% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,719 | 7.38% |
| ERIE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,377 | 5.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,294 | 5.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,603 | 6.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $695 | 6.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.99% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,623 | 3.13% |
| El Campo, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,306 | 6.39% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,144 | 6.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,904 | 7.99% |
| Athens, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,581 | 6.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,662 | 6.49% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,625 | 6.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,157 | 6.62% |
| Duncan, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,541 | 6.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,267 | 6.25% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,239 | 7.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,383 | 6.25% |
Similar Lenders
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Product Mix
For 2023, Interlinc Mortgage Services's most frequently originated type of loan was Conventional, with 1,623 originations. Their 2nd most popular type was FHA, with 1,167 originations.
Loan Reason
For 2023, Interlinc Mortgage Services's most frequently cited loan purpose was Home Purchase, with 3,074 originations. The 2nd most popular reason was Cash Out Refi, with 61 originations.
Loan Duration/Length
For 2023, Interlinc Mortgage Services's most frequently cited loan duration was 30 Year, with 3,106 originations. The 2nd most popular length was 10 Year, with 38 originations.
Origination Fees/Closing Costs
Interlinc Mortgage Services's average total fees were $7,570, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,352 originations.
Interest Rates
During 2023, Interlinc Mortgage Services's average interest rate for loans was 6.77%, while their most frequently originated rate bucket for loans was 6-7%, with 1,611 originations.
Loan Sizing
2023 saw Interlinc Mortgage Services place emphasis on $200k-400k loans with 1,848 originations, totaling $542,660,000 in origination value.
Applicant Income
Interlinc Mortgage Services lent most frequently to those with incomes in the $100k-150k range, with 927 originations. The second most popular income band? $75k-100k, with 718 originations.
Applicant Debt to Income Ratio
Interlinc Mortgage Services lent most frequently to those with DTI ratios of 50-60%, with 538 originations. The next most common DTI ratio? 30-36%, with 406 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.93%
Interlinc Mortgage Services has an average approval rate.
Pick Rate
Approvals leading to origination74.92%
Interlinc Mortgage Services has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,186 | $909,010,000 | $285,314 |