Interlinc Mortgage Services Rates, Fees & Info

HOUSTON, TX

LEI: 5493004OB0KD7VERQW98

Tax ID: 27-0349391

3.8 stars - out of 5 stars, based on 100 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Interlinc Mortgage Services is a small mortgage company specializing in loans. Interlinc Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, San Antonio, Nashville, Louisville/jefferson County, and Birmingham among others. We have data for 224 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Interlinc Mortgage Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Interlinc Mortgage Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.12% 11/26/22
    30 Year Conventional Refi 6.95% 11/26/22
    30 Year Cash-out Refi 7.24% 11/26/22
    30 Year FHA Purchase 8.08% 11/26/22
    30 Year FHA Refi 7.89% 11/26/22
    30 Year VA Purchase 6.90% 11/26/22
    30 Year VA Refi 6.53% 11/26/22
    30 Year USDA Purchase 7.34% 11/26/22
    30 Year USDA Refi 7.22% 11/26/22
    15 Year Conventional Purchase 6.35% 11/26/22
    15 Year Conventional Refi 6.38% 11/26/22
    15 Year Cash-out Refi 6.38% 11/26/22
    15 Year FHA Purchase 7.99% 11/26/22
    15 Year FHA Refi 7.94% 11/26/22
    15 Year VA Purchase 5.62% 11/26/22
    15 Year VA Refi 6.93% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    10,056

    Origination Dollar Volume (All Markets)

    $2,538,200,000
    Show all (50) awards

    Relative Rate

    Interlinc Mortgage Services's average 30 year fixed mortgage rate was 3.31%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.16%.

    Relative Fees (Closing Costs)

    Interlinc Mortgage Services's average total fees/closing costs for a 30 year fixed rate mortgage were $5,493.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,939 $529,885,000 $273,277 $6,747 3.34%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 825 $235,675,000 $285,667 $6,949 3.28%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 695 $217,195,000 $312,511 $5,085 3.29%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 796 $181,920,000 $228,543 $3,986 3.21%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 543 $127,395,000 $234,613 $3,408 3.26%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 339 $98,325,000 $290,044 $7,701 3.36%
    MONTGOMERY, AL (FHA|USDA|VA) 354 $88,270,000 $249,350 $3,581 3.17%
    Outside of Metro Areas 323 $81,705,000 $252,957 $5,517 3.37%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 202 $64,990,000 $321,733 $7,023 3.28%
    DOTHAN, AL (FHA|USDA|VA) 311 $58,895,000 $189,373 $3,316 3.17%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 231 $58,855,000 $254,784 $5,954 3.22%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 187 $53,635,000 $286,818 $5,991 3.29%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 183 $49,055,000 $268,060 $3,729 3.14%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 177 $48,785,000 $275,621 $4,788 3.31%
    TUSCALOOSA, AL (FHA|USDA|VA) 246 $47,530,000 $193,211 $3,539 3.14%
    HUNTSVILLE, AL (FHA|USDA|VA) 148 $41,620,000 $281,216 $4,427 3.05%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 173 $39,035,000 $225,636 $5,229 3.15%
    COLUMBUS, GA-AL (FHA|USDA|VA) 164 $33,450,000 $203,963 $4,561 3.15%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 117 $27,995,000 $239,274 $6,095 2.64%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 144 $26,800,000 $186,111 $7,180 3.61%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 91 $25,915,000 $284,780 $5,730 3.39%
    LONGVIEW, TX (FHA|USDA|VA) 109 $20,915,000 $191,881 $6,140 3.37%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 48 $16,140,000 $336,250 $5,735 3.42%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 48 $16,090,000 $335,208 $8,091 3.33%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 77 $14,955,000 $194,221 $5,531 3.29%
    Ozark, AL (FHA|USDA|VA) 59 $13,535,000 $229,407 $3,715 3.23%
    JACKSON, MS (FHA|USDA|VA) 65 $12,715,000 $195,615 $5,108 2.90%
    MORRISTOWN, TN (FHA|USDA|VA) 59 $12,375,000 $209,746 $4,629 3.25%
    RICHMOND, VA (FHA|USDA|VA) 41 $10,615,000 $258,902 $5,538 3.39%
    Elk City, OK (FHA|USDA|VA) 66 $10,570,000 $160,152 $3,608 3.25%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 35 $10,495,000 $299,857 $3,644 3.19%
    COLUMBIA, SC (FHA|USDA|VA) 46 $9,150,000 $198,913 $4,831 3.24%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 35 $8,865,000 $253,286 $5,688 2.77%
    Enterprise, AL (FHA|USDA|VA) 40 $8,840,000 $221,000 $3,313 3.25%
    HAMMOND, LA (FHA|USDA|VA) 45 $8,525,000 $189,444 $3,817 3.21%
    Altus, OK (FHA|USDA|VA) 57 $8,425,000 $147,807 $3,374 3.27%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 35 $7,315,000 $209,000 $4,445 3.20%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 24 $5,980,000 $249,167 $5,177 3.36%
    Stillwater, OK (FHA|USDA|VA) 33 $5,825,000 $176,515 $6,350 3.33%
    TULSA, OK (FHA|USDA|VA) 33 $5,695,000 $172,576 $7,152 3.48%
    Weatherford, OK (FHA|USDA|VA) 38 $5,630,000 $148,158 $3,284 3.39%
    HINESVILLE, GA (FHA|USDA|VA) 37 $5,605,000 $151,486 $3,349 2.66%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 27 $5,555,000 $205,741 $5,437 3.16%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 18 $5,380,000 $298,889 $5,204 3.34%
    SAVANNAH, GA (FHA|USDA|VA) 23 $5,085,000 $221,087 $5,525 2.94%
    TYLER, TX (FHA|USDA|VA) 22 $5,000,000 $227,273 $6,952 3.39%
    Alexander City, AL (FHA|USDA|VA) 17 $4,585,000 $269,706 $5,027 3.29%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 22 $4,560,000 $207,273 $5,850 3.48%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 28 $4,530,000 $161,786 $2,600 3.47%
    Andrews, TX (FHA|USDA|VA) 19 $4,445,000 $233,947 $8,560 3.64%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 17 $3,945,000 $232,059 $4,863 3.40%
    BATON ROUGE, LA (FHA|USDA|VA) 20 $3,780,000 $189,000 $3,840 3.29%
    DECATUR, AL (FHA|USDA|VA) 15 $3,535,000 $235,667 $4,322 3.24%
    Lewisburg, TN (FHA|USDA|VA) 13 $3,425,000 $263,462 $3,482 3.30%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $3,385,000 $307,727 $3,736 3.59%
    JOHNSON CITY, TN (FHA|USDA|VA) 16 $3,280,000 $205,000 $3,295 3.23%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $3,175,000 $288,636 $6,841 3.23%
    Snyder, TX (FHA|USDA|VA) 20 $3,080,000 $154,000 $6,636 3.39%
    TUCSON, AZ (FHA|USDA|VA) 9 $3,065,000 $340,556 $9,371 3.51%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 15 $2,935,000 $195,667 $4,260 3.25%
    Bardstown, KY (FHA|USDA|VA) 14 $2,700,000 $192,857 $4,870 3.54%
    PANAMA CITY, FL (FHA|USDA|VA) 10 $2,670,000 $267,000 $4,359 3.20%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $2,660,000 $221,667 $4,445 3.67%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,355,000 $214,091 $4,917 3.25%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $2,325,000 $332,143 $10,064 3.07%
    Scottsburg, IN (FHA|USDA|VA) 13 $2,185,000 $168,077 $3,563 3.34%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 10 $2,150,000 $215,000 $6,826 3.44%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $1,940,000 $161,667 $2,884 3.30%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $1,940,000 $161,667 $6,035 3.58%
    ODESSA, TX (FHA|USDA|VA) 8 $1,840,000 $230,000 $8,243 3.30%
    SPARTANBURG, SC (FHA|USDA|VA) 10 $1,750,000 $175,000 $5,135 3.44%
    Brevard, NC (FHA|USDA|VA) 7 $1,745,000 $249,286 $3,213 3.00%
    Jasper, AL (FHA|USDA|VA) 10 $1,730,000 $173,000 $2,876 3.14%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,710,000 $427,500 $10,690 3.00%
    Bartlesville, OK (FHA|USDA|VA) 10 $1,680,000 $168,000 $7,628 3.36%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,660,000 $207,500 $4,320 3.09%
    Shelbyville, TN (FHA|USDA|VA) 9 $1,515,000 $168,333 $5,247 2.82%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,505,000 $215,000 $5,398 3.32%
    ASHEVILLE, NC (FHA|USDA|VA) 6 $1,430,000 $238,333 $3,935 3.10%
    Eufaula, AL-GA (FHA|USDA|VA) 8 $1,430,000 $178,750 $2,687 3.28%
    LUBBOCK, TX (FHA|USDA|VA) 7 $1,405,000 $200,714 $8,884 3.52%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,400,000 $233,333 $7,990 3.33%
    KNOXVILLE, TN (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,587 3.12%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,207 2.84%
    Lufkin, TX (FHA|USDA|VA) 6 $1,370,000 $228,333 $6,782 3.77%
    Fredericksburg, TX (FHA|USDA|VA) 3 $1,345,000 $448,333 $8,655 3.46%
    Huntsville, TX (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,909 3.34%
    Cookeville, TN (FHA|USDA|VA) 5 $1,315,000 $263,000 $6,729 3.40%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $1,310,000 $327,500 $6,648 3.12%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 6 $1,300,000 $216,667 $3,759 3.19%
    Milledgeville, GA (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,482 3.11%
    Troy, AL (FHA|USDA|VA) 7 $1,215,000 $173,571 $5,385 3.50%
    Sevierville, TN (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,010 3.16%
    Corsicana, TX (FHA|USDA|VA) 4 $1,170,000 $292,500 $7,430 3.01%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 7 $1,145,000 $163,571 $8,092 3.63%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $1,130,000 $282,500 $7,699 3.47%
    Lamesa, TX (FHA|USDA|VA) 8 $1,060,000 $132,500 $5,290 3.50%
    EL PASO, TX (FHA|USDA|VA) 5 $1,025,000 $205,000 $9,995 3.50%
    GRAND JUNCTION, CO (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,462 3.00%
    MIDLAND, TX (FHA|USDA|VA) 3 $965,000 $321,667 $9,630 3.21%
    McMinnville, TN (FHA|USDA|VA) 5 $945,000 $189,000 $2,861 3.25%
    El Campo, TX (FHA|USDA|VA) 2 $930,000 $465,000 $9,097 3.19%
    Cullowhee, NC (FHA|USDA|VA) 2 $930,000 $465,000 $5,077 3.81%
    Uvalde, TX (FHA|USDA|VA) 4 $920,000 $230,000 $6,208 3.31%
    Danville, KY (FHA|USDA|VA) 5 $905,000 $181,000 $5,042 3.30%
    Nacogdoches, TX (FHA|USDA|VA) 4 $900,000 $225,000 $6,493 3.53%
    Granbury, TX (FHA|USDA|VA) 3 $875,000 $291,667 $8,919 2.88%
    Dayton, TN (FHA|USDA|VA) 3 $825,000 $275,000 $3,412 3.42%
    GADSDEN, AL (FHA|USDA|VA) 4 $730,000 $182,500 $845 2.97%
    Jacksonville, TX (FHA|USDA|VA) 4 $720,000 $180,000 $4,005 3.03%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $715,000 $238,333 $1,117 3.17%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $715,000 $715,000 $7,462 3.25%
    BRUNSWICK, GA (FHA|USDA|VA) 4 $710,000 $177,500 $3,550 3.19%
    Rockport, TX (FHA|USDA|VA) 2 $710,000 $355,000 $3,999 3.45%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $705,000 $235,000 $2,241 3.04%
    Athens, TX (FHA|USDA|VA) 2 $670,000 $335,000 $10,279 3.81%
    Newport, TN (FHA|USDA|VA) 4 $660,000 $165,000 $4,391 3.13%
    Cleveland, MS (FHA|USDA|VA) 5 $655,000 $131,000 $3,266 3.28%
    Frankfort, KY (FHA|USDA|VA) 4 $620,000 $155,000 $3,777 3.22%
    HATTIESBURG, MS (FHA|USDA|VA) 2 $610,000 $305,000 $4,954 3.12%
    Kingsville, TX (FHA|USDA|VA) 2 $600,000 $300,000 $8,809 3.62%
    Woodward, OK (FHA|USDA|VA) 3 $595,000 $198,333 $5,485 3.29%
    Kerrville, TX (FHA|USDA|VA) 2 $590,000 $295,000 $6,554 3.56%
    Greeneville, TN (FHA|USDA|VA) 4 $580,000 $145,000 $2,036 3.53%
    Gaffney, SC (FHA|USDA|VA) 3 $575,000 $191,667 $2,840 3.33%
    LAWTON, OK (FHA|USDA|VA) 3 $575,000 $191,667 $4,993 3.63%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $560,000 $280,000 $6,815 2.94%
    LaGrange, GA-AL (FHA|USDA|VA) 3 $555,000 $185,000 $2,317 3.33%
    Payson, AZ (FHA|USDA|VA) 1 $545,000 $545,000 $7,681 3.38%
    GREELEY, CO (FHA|USDA|VA) 1 $545,000 $545,000 $2,430 2.75%
    Athens, TN (FHA|USDA|VA) 2 $530,000 $265,000 $3,850 3.00%
    Waycross, GA (FHA|USDA|VA) 1 $525,000 $525,000 $3,947 3.38%
    Shawnee, OK (FHA|USDA|VA) 3 $515,000 $171,667 $5,715 2.79%
    WACO, TX (FHA|USDA|VA) 2 $510,000 $255,000 $4,274 3.19%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $500,000 $250,000 $5,894 3.31%
    Cullman, AL (FHA|USDA|VA) 3 $485,000 $161,667 $5,644 3.46%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $480,000 $240,000 $4,751 2.56%
    Brenham, TX (FHA|USDA|VA) 2 $470,000 $235,000 $5,587 3.38%
    SAN ANGELO, TX (FHA|USDA|VA) 2 $470,000 $235,000 $12,044 3.81%
    Ponca City, OK (FHA|USDA|VA) 3 $455,000 $151,667 $5,491 3.47%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $450,000 $225,000 $7,742 3.69%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $440,000 $220,000 $4,231 2.88%
    Greenwood, MS (FHA|USDA|VA) 3 $435,000 $145,000 $1,312 3.54%
    Mineral Wells, TX (FHA|USDA|VA) 2 $430,000 $215,000 $4,130 3.06%
    Nogales, AZ (FHA|USDA|VA) 2 $420,000 $210,000 $5,780 3.31%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $415,000 $138,333 $4,047 2.83%
    HOT SPRINGS, AR (FHA|USDA|VA) 2 $410,000 $205,000 $1,443 3.12%
    Glasgow, KY (FHA|USDA|VA) 3 $405,000 $135,000 $4,061 3.21%
    Orangeburg, SC (FHA|USDA|VA) 2 $390,000 $195,000 $4,960 3.06%
    Jesup, GA (FHA|USDA|VA) 2 $390,000 $195,000 $3,380 3.25%
    OCALA, FL (FHA|USDA|VA) 2 $390,000 $195,000 $3,964 3.06%
    Duncan, OK (FHA|USDA|VA) 1 $385,000 $385,000 $3,140 3.25%
    MOBILE, AL (FHA|USDA|VA) 4 $370,000 $92,500 $732 3.03%
    Clewiston, FL (FHA|USDA|VA) 1 $365,000 $365,000 $3,289 2.75%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $365,000 $365,000 $10,121 3.38%
    Indianola, MS (FHA|USDA|VA) 1 $365,000 $365,000 $4,780 3.37%
    AMARILLO, TX (FHA|USDA|VA) 1 $365,000 $365,000 $8,686 3.63%
    Sulphur Springs, TX (FHA|USDA|VA) 2 $360,000 $180,000 $6,477 3.44%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $345,000 $345,000 $6,737 2.99%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $345,000 $345,000 $5,256 3.25%
    WICHITA, KS (FHA|USDA|VA) 2 $320,000 $160,000 $3,644 3.06%
    Crawfordsville, IN (FHA|USDA|VA) 1 $315,000 $315,000 $3,453 2.75%
    VALDOSTA, GA (FHA|USDA|VA) 1 $305,000 $305,000 $500 3.20%
    Washington, IN (FHA|USDA|VA) 1 $305,000 $305,000 $3,434 3.25%
    Oxford, MS (FHA|USDA|VA) 1 $305,000 $305,000 $3,175 3.12%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $295,000 $295,000 $9,436 2.63%
    Picayune, MS (FHA|USDA|VA) 1 $295,000 $295,000 $2,256 2.75%
    BOWLING GREEN, KY (FHA|USDA|VA) 2 $290,000 $145,000 $2,528 3.13%
    ALBANY, GA (FHA|USDA|VA) 1 $285,000 $285,000 $8,369 3.25%
    Selma, AL (FHA|USDA|VA) 3 $285,000 $95,000 $2,236 3.46%
    Campbellsville, KY (FHA|USDA|VA) 1 $285,000 $285,000 $9,750 3.13%
    STAUNTON, VA (FHA|USDA|VA) 1 $275,000 $275,000 $4,071 3.38%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $275,000 $275,000 $1,981 3.00%
    Fort Payne, AL (FHA|USDA|VA) 1 $275,000 $275,000 $4,193 3.63%
    JACKSON, TN (FHA|USDA|VA) 2 $270,000 $135,000 $0 3.94%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $270,000 $135,000 $4,505 4.13%
    Lawrenceburg, TN (FHA|USDA|VA) 1 $265,000 $265,000 $5,183 3.75%
    FAYETTEVILLE, NC (FHA|USDA|VA) 3 $245,000 $81,667 $2,011 3.83%
    DeRidder, LA (FHA|USDA|VA) 1 $245,000 $245,000 $545 3.63%
    Shelby, NC (FHA|USDA|VA) 1 $235,000 $235,000 $7,773 2.63%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.38%
    Pearsall, TX (FHA|USDA|VA) 1 $235,000 $235,000 $12,736 3.88%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $225,000 $225,000 $4,979 2.88%
    McAlester, OK (FHA|USDA|VA) 1 $215,000 $215,000 $7,428 3.50%
    Martin, TN (FHA|USDA|VA) 1 $215,000 $215,000 $1,490 4.50%
    Paris, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,228 4.38%
    Albertville, AL (FHA|USDA|VA) 1 $215,000 $215,000 $3,121 3.25%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $6,360 3.88%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $205,000 $205,000 $4,017 3.25%
    Arcadia, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,855 3.38%
    MANHATTAN, KS (FHA|USDA|VA) 1 $195,000 $195,000 $4,607 2.88%
    ABILENE, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,420 3.38%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.88%
    Sweetwater, TX (FHA|USDA|VA) 1 $195,000 $195,000 $14,963 3.63%
    Crossville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $11,164 3.00%
    VICTORIA, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,701 2.88%
    Seneca, SC (FHA|USDA|VA) 1 $185,000 $185,000 $4,741 3.63%
    Greenville, MS (FHA|USDA|VA) 2 $180,000 $90,000 $3,307 1.57%
    St. Marys, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,646 3.00%
    Beeville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,763 2.88%
    Newberry, SC (FHA|USDA|VA) 1 $175,000 $175,000 $3,223 2.88%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,408 3.75%
    Madison, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,786 3.63%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,322 3.00%
    Sidney, OH (FHA|USDA|VA) 1 $155,000 $155,000 $1,719 3.25%
    Scottsboro, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,773 3.25%
    SUMTER, SC (FHA|USDA|VA) 1 $145,000 $145,000 $6,422 3.63%
    Tupelo, MS (FHA|USDA|VA) 1 $145,000 $145,000 $3,188 2.88%
    Dumas, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,470 2.88%
    Durango, CO (FHA|USDA|VA) 1 $145,000 $145,000 $3,105 2.63%
    Starkville, MS (FHA|USDA|VA) 1 $135,000 $135,000 $1,313 3.25%
    Decatur, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,790 3.25%
    Lumberton, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,601 4.63%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.63%
    Levelland, TX (FHA|USDA|VA) 1 $135,000 $135,000 $10,210 4.13%
    Eagle Pass, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,636 3.25%
    Bay City, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.75%
    ROME, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,456 3.50%
    Jasper, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,624 3.50%
    Paducah, KY-IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,464 3.25%
    Georgetown, SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.63%
    Thomaston, GA (FHA|USDA|VA) 1 $65,000 $65,000 $2,026 2.88%
    Dyersburg, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,862 2.75%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,100 2.50%
    Interlinc Mortgage Services's top markets include Houston, San Antonio, Nashville, Louisville/jefferson County, and Birmingham among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,072 $1,574,670,000 $259,333 $4,236 3.24%
    FHA 2,642 $588,200,000 $222,634 $7,259 3.41%
    VA 991 $314,105,000 $316,958 $7,537 3.08%
    USDA 351 $61,225,000 $174,430 $3,358 3.20%

    For 2021, Interlinc Mortgage Services's most frequently originated type of loan was Conventional, with 6,072 originations. Their 2nd most popular type was FHA, with 2,642 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,146 $2,087,760,000 $256,293 $5,524 3.29%
    Refi 1,218 $287,950,000 $236,412 $4,449 3.02%
    Cash Out Refi 692 $162,490,000 $234,812 $5,535 3.38%

    For 2021, Interlinc Mortgage Services's most frequently cited loan purpose was Home Purchase, with 8,146 originations. The 2nd most popular reason was Refi, with 1,218 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,272 $2,383,670,000 $257,083 $5,493 3.31%
    15 Year 487 $102,425,000 $210,318 $4,005 2.71%
    20 Year 160 $36,350,000 $227,188 $4,276 2.95%
    10 Year 86 $4,480,000 $52,093 $2,708 2.53%
    Other 47 $9,795,000 $208,404 $4,796 3.11%
    30+ year 4 $1,480,000 $370,000 $10,088 3.87%

    For 2021, Interlinc Mortgage Services's most frequently cited loan duration was 30 Year, with 9,272 originations. The 2nd most popular length was 15 Year, with 487 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,887 $910,505,000 $234,244
    $1k-2k 3,073 $797,675,000 $259,575
    $2k-3k 838 $201,990,000 $241,038
    $3k-4k 655 $170,255,000 $259,931
    $5k+ 596 $222,640,000 $373,557
    $4k-5k 475 $140,085,000 $294,916

    Interlinc Mortgage Services's average total fees were $5,493, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,887 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 6,390 $1,614,870,000 $252,718
    2.5-3% 2,741 $696,155,000 $253,978
    4-5% 455 $104,015,000 $228,604
    <2.5% 431 $111,335,000 $258,318
    5-6% 38 $11,520,000 $303,158
    7-8% 1 $305,000 $305,000

    During 2021, Interlinc Mortgage Services's average interest rate for loans was 3.31%, while their most frequently originated rate bucket for loans was 3-4%, with 6,390 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,360 $1,491,520,000 $278,269 $5,888 3.28%
    $100k-200k 3,130 $493,520,000 $157,674 $4,056 3.29%
    $400k-600k 912 $430,150,000 $471,656 $7,050 3.22%
    $100,000 or less 540 $35,520,000 $65,778 $2,832 3.14%
    $600k-1MM 104 $74,400,000 $715,385 $11,497 3.17%
    $1MM+ 10 $13,090,000 $1,309,000 $10,211 3.30%

    2021 saw Interlinc Mortgage Services place emphasis on $200k-400k loans with 5,360 originations, totaling $1,491,520,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,763 $591,315,000 $214,012 $5,161 3.29%
    $100k-150k 2,133 $638,795,000 $299,482 $6,079 3.26%
    $75k-100k 1,883 $484,285,000 $257,188 $5,759 3.29%
    $50k or less 1,691 $257,455,000 $152,250 $4,005 3.21%
    $150k-250k 1,071 $367,885,000 $343,497 $5,967 3.28%
    $250k+ 407 $167,295,000 $411,044 $7,006 3.37%

    Interlinc Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 2,763 originations. The second most popular income band? $100k-150k, with 2,133 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,802 $451,510,000 $250,560 $4,638 3.19%
    30-36% 1,753 $446,155,000 $254,509 $4,963 3.25%
    50-60% 937 $237,175,000 $253,122 $7,593 3.36%
    <20% 545 $126,495,000 $232,101 $3,720 3.13%
    44% 407 $103,545,000 $254,410 $5,493 3.31%
    43% 395 $101,475,000 $256,899 $5,308 3.33%
    42% 392 $100,270,000 $255,791 $5,497 3.30%
    39% 374 $95,000,000 $254,011 $5,324 3.31%
    41% 369 $91,925,000 $249,119 $5,414 3.31%
    40% 359 $90,485,000 $252,047 $5,222 3.31%
    45% 352 $92,310,000 $262,244 $5,710 3.32%
    38% 351 $85,645,000 $244,003 $4,979 3.30%
    37% 350 $84,530,000 $241,514 $5,028 3.29%
    36% 343 $82,925,000 $241,764 $5,182 3.23%
    49% 327 $83,735,000 $256,070 $5,606 3.33%
    47% 318 $81,390,000 $255,943 $6,416 3.32%
    46% 296 $77,930,000 $263,277 $6,217 3.31%
    48% 285 $73,255,000 $257,035 $6,238 3.32%
    >60% 42 $16,670,000 $396,905 $10,979 3.08%

    Interlinc Mortgage Services lent most frequently to those with DTI ratios of 20-30%, with 1,802 originations. The next most common DTI ratio? 30-36%, with 1,753 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,196 $1,807,050,000 $251,119 $5,268 3.27%
    Black 1,245 $314,115,000 $252,301 $6,149 3.31%
    Not provided 1,166 $297,230,000 $254,914 $5,380 3.21%
    Asian 361 $97,415,000 $269,848 $5,282 3.25%
    American Indian 55 $12,625,000 $229,545 $6,117 3.37%
    Native Hawaiian or Islander 16 $4,340,000 $271,250 $4,989 3.13%
    Asian Indian 10 $3,650,000 $365,000 $5,901 3.43%
    Chinese 3 $715,000 $238,333 $25 3.83%
    Other Asian 2 $530,000 $265,000 $3,753 3.75%
    Japanese 1 $415,000 $415,000 $5,584 3.38%
    Guamanian 1 $115,000 $115,000 $1,645 3.75%

    Approval Rates

    Total approvals of all applications
    86.65%

    Interlinc Mortgage Services has an average approval rate.

    Pick Rate

    Approvals leading to origination
    81.38%

    Interlinc Mortgage Services has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,056 $2,538,200,000 $252,407

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    10,056 $2,538,200,000 $252,407

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 155 $24,845,000 $160,290 $3,704 3.02%
    40-60% 553 $118,155,000 $213,662 $4,000 3.06%
    60-80% 2,290 $592,600,000 $258,777 $4,751 3.27%
    80-100% 6,654 $1,705,350,000 $256,289 $5,412 3.31%
    Over 100% 293 $95,145,000 $324,727 $12,458 3.10%
    Under 20% 111 $2,105,000 $18,964 $3,494 2.22%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    InterLinc Mortgage Services, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%
    InterLinc Mortgage Services, LLC VA mortgage Trouble during payment process 1 16.7%
    InterLinc Mortgage Services, LLC FHA mortgage Trouble during payment process 1 16.7%
    InterLinc Mortgage Services, LLC Conventional home mortgage Trouble during payment process 3 50.0%