Interlinc Mortgage Services Rates, Fees & Info
HOUSTON, TXLEI: 5493004OB0KD7VERQW98
Tax ID: 27-0349391
3.8 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Interlinc Mortgage Services is a small mortgage company specializing in Home Purchase loans. Interlinc Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Houston, San Antonio, Nashville, Louisville/jefferson County, and Birmingham among others. Interlinc Mortgage Services has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Interlinc Mortgage Services is typically an average fee lendor.Originations
10,056Origination Dollar Volume (All Markets)
$2,538,200,000Awards
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INTERLINC MORTGAGE SERVICES - 2021
INTERLINC MORTGAGE SERVICES is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Interlinc Mortgage Services 's average 30 year fixed rate mortgage of loans were
3.31%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.16%.
Relative Fees
Interlinc Mortgage Services 's average total fees for a 30 year fixed rate
mortgage are $5,493.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,939 | $529,885,000 | $273,277 | $6,747 | 3.34% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 825 | $235,675,000 | $285,667 | $6,949 | 3.28% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 695 | $217,195,000 | $312,511 | $5,085 | 3.29% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 796 | $181,920,000 | $228,543 | $3,986 | 3.21% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 543 | $127,395,000 | $234,613 | $3,408 | 3.26% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 339 | $98,325,000 | $290,044 | $7,701 | 3.36% |
| MONTGOMERY, AL (FHA|USDA|VA) | 354 | $88,270,000 | $249,350 | $3,581 | 3.17% |
| Outside of Metro Areas | 323 | $81,705,000 | $252,957 | $5,517 | 3.37% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 202 | $64,990,000 | $321,733 | $7,023 | 3.28% |
| DOTHAN, AL (FHA|USDA|VA) | 311 | $58,895,000 | $189,373 | $3,316 | 3.17% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 231 | $58,855,000 | $254,784 | $5,954 | 3.22% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 187 | $53,635,000 | $286,818 | $5,991 | 3.29% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 183 | $49,055,000 | $268,060 | $3,729 | 3.14% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 177 | $48,785,000 | $275,621 | $4,788 | 3.31% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 246 | $47,530,000 | $193,211 | $3,539 | 3.14% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 148 | $41,620,000 | $281,216 | $4,427 | 3.05% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 173 | $39,035,000 | $225,636 | $5,229 | 3.15% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 164 | $33,450,000 | $203,963 | $4,561 | 3.15% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 117 | $27,995,000 | $239,274 | $6,095 | 2.64% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 144 | $26,800,000 | $186,111 | $7,180 | 3.61% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 91 | $25,915,000 | $284,780 | $5,730 | 3.39% |
| LONGVIEW, TX (FHA|USDA|VA) | 109 | $20,915,000 | $191,881 | $6,140 | 3.37% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 48 | $16,140,000 | $336,250 | $5,735 | 3.42% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 48 | $16,090,000 | $335,208 | $8,091 | 3.33% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 77 | $14,955,000 | $194,221 | $5,531 | 3.29% |
| Ozark, AL (FHA|USDA|VA) | 59 | $13,535,000 | $229,407 | $3,715 | 3.23% |
| JACKSON, MS (FHA|USDA|VA) | 65 | $12,715,000 | $195,615 | $5,108 | 2.90% |
| MORRISTOWN, TN (FHA|USDA|VA) | 59 | $12,375,000 | $209,746 | $4,629 | 3.25% |
| RICHMOND, VA (FHA|USDA|VA) | 41 | $10,615,000 | $258,902 | $5,538 | 3.39% |
| Elk City, OK (FHA|USDA|VA) | 66 | $10,570,000 | $160,152 | $3,608 | 3.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 35 | $10,495,000 | $299,857 | $3,644 | 3.19% |
| COLUMBIA, SC (FHA|USDA|VA) | 46 | $9,150,000 | $198,913 | $4,831 | 3.24% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 35 | $8,865,000 | $253,286 | $5,688 | 2.77% |
| Enterprise, AL (FHA|USDA|VA) | 40 | $8,840,000 | $221,000 | $3,313 | 3.25% |
| HAMMOND, LA (FHA|USDA|VA) | 45 | $8,525,000 | $189,444 | $3,817 | 3.21% |
| Altus, OK (FHA|USDA|VA) | 57 | $8,425,000 | $147,807 | $3,374 | 3.27% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 35 | $7,315,000 | $209,000 | $4,445 | 3.20% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 24 | $5,980,000 | $249,167 | $5,177 | 3.36% |
| Stillwater, OK (FHA|USDA|VA) | 33 | $5,825,000 | $176,515 | $6,350 | 3.33% |
| TULSA, OK (FHA|USDA|VA) | 33 | $5,695,000 | $172,576 | $7,152 | 3.48% |
| Weatherford, OK (FHA|USDA|VA) | 38 | $5,630,000 | $148,158 | $3,284 | 3.39% |
| HINESVILLE, GA (FHA|USDA|VA) | 37 | $5,605,000 | $151,486 | $3,349 | 2.66% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 27 | $5,555,000 | $205,741 | $5,437 | 3.16% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 18 | $5,380,000 | $298,889 | $5,204 | 3.34% |
| SAVANNAH, GA (FHA|USDA|VA) | 23 | $5,085,000 | $221,087 | $5,525 | 2.94% |
| TYLER, TX (FHA|USDA|VA) | 22 | $5,000,000 | $227,273 | $6,952 | 3.39% |
| Alexander City, AL (FHA|USDA|VA) | 17 | $4,585,000 | $269,706 | $5,027 | 3.29% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $4,560,000 | $207,273 | $5,850 | 3.48% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 28 | $4,530,000 | $161,786 | $2,600 | 3.47% |
| Andrews, TX (FHA|USDA|VA) | 19 | $4,445,000 | $233,947 | $8,560 | 3.64% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 17 | $3,945,000 | $232,059 | $4,863 | 3.40% |
| BATON ROUGE, LA (FHA|USDA|VA) | 20 | $3,780,000 | $189,000 | $3,840 | 3.29% |
| DECATUR, AL (FHA|USDA|VA) | 15 | $3,535,000 | $235,667 | $4,322 | 3.24% |
| Lewisburg, TN (FHA|USDA|VA) | 13 | $3,425,000 | $263,462 | $3,482 | 3.30% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 11 | $3,385,000 | $307,727 | $3,736 | 3.59% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 16 | $3,280,000 | $205,000 | $3,295 | 3.23% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $6,841 | 3.23% |
| Snyder, TX (FHA|USDA|VA) | 20 | $3,080,000 | $154,000 | $6,636 | 3.39% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $3,065,000 | $340,556 | $9,371 | 3.51% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 15 | $2,935,000 | $195,667 | $4,260 | 3.25% |
| Bardstown, KY (FHA|USDA|VA) | 14 | $2,700,000 | $192,857 | $4,870 | 3.54% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $2,670,000 | $267,000 | $4,359 | 3.20% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $4,445 | 3.67% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,355,000 | $214,091 | $4,917 | 3.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $10,064 | 3.07% |
| Scottsburg, IN (FHA|USDA|VA) | 13 | $2,185,000 | $168,077 | $3,563 | 3.34% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $6,826 | 3.44% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $2,884 | 3.30% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $6,035 | 3.58% |
| ODESSA, TX (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $8,243 | 3.30% |
| SPARTANBURG, SC (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $5,135 | 3.44% |
| Brevard, NC (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $3,213 | 3.00% |
| Jasper, AL (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $2,876 | 3.14% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $10,690 | 3.00% |
| Bartlesville, OK (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $7,628 | 3.36% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $4,320 | 3.09% |
| Shelbyville, TN (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $5,247 | 2.82% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $5,398 | 3.32% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $3,935 | 3.10% |
| Eufaula, AL-GA (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $2,687 | 3.28% |
| LUBBOCK, TX (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $8,884 | 3.52% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $7,990 | 3.33% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $4,587 | 3.12% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $4,207 | 2.84% |
| Lufkin, TX (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $6,782 | 3.77% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $8,655 | 3.46% |
| Huntsville, TX (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,909 | 3.34% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $6,729 | 3.40% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $6,648 | 3.12% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $3,759 | 3.19% |
| Milledgeville, GA (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $3,482 | 3.11% |
| Troy, AL (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $5,385 | 3.50% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $2,010 | 3.16% |
| Corsicana, TX (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $7,430 | 3.01% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $8,092 | 3.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $7,699 | 3.47% |
| Lamesa, TX (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $5,290 | 3.50% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $9,995 | 3.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $2,462 | 3.00% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $9,630 | 3.21% |
| McMinnville, TN (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $2,861 | 3.25% |
| El Campo, TX (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $9,097 | 3.19% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $5,077 | 3.81% |
| Uvalde, TX (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $6,208 | 3.31% |
| Danville, KY (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,042 | 3.30% |
| Nacogdoches, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,493 | 3.53% |
| Granbury, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,919 | 2.88% |
| Dayton, TN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,412 | 3.42% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $845 | 2.97% |
| Jacksonville, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,005 | 3.03% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $1,117 | 3.17% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $7,462 | 3.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,550 | 3.19% |
| Rockport, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,999 | 3.45% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,241 | 3.04% |
| Athens, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,279 | 3.81% |
| Newport, TN (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,391 | 3.13% |
| Cleveland, MS (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $3,266 | 3.28% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,777 | 3.22% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,954 | 3.12% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,809 | 3.62% |
| Woodward, OK (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,485 | 3.29% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,554 | 3.56% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,036 | 3.53% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,840 | 3.33% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,993 | 3.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,815 | 2.94% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,317 | 3.33% |
| Payson, AZ (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $7,681 | 3.38% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,430 | 2.75% |
| Athens, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,850 | 3.00% |
| Waycross, GA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,947 | 3.38% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,715 | 2.79% |
| WACO, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,274 | 3.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,894 | 3.31% |
| Cullman, AL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,644 | 3.46% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,751 | 2.56% |
| Brenham, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,587 | 3.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $12,044 | 3.81% |
| Ponca City, OK (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,491 | 3.47% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,742 | 3.69% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,231 | 2.88% |
| Greenwood, MS (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $1,312 | 3.54% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,130 | 3.06% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,780 | 3.31% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,047 | 2.83% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,443 | 3.12% |
| Glasgow, KY (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,061 | 3.21% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,960 | 3.06% |
| Jesup, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,380 | 3.25% |
| OCALA, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,964 | 3.06% |
| Duncan, OK (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,140 | 3.25% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $732 | 3.03% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,289 | 2.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,121 | 3.38% |
| Indianola, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,780 | 3.37% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,686 | 3.63% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,477 | 3.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,737 | 2.99% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,256 | 3.25% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,644 | 3.06% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,453 | 2.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $500 | 3.20% |
| Washington, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,434 | 3.25% |
| Oxford, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,175 | 3.12% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,436 | 2.63% |
| Picayune, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,256 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,528 | 3.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,369 | 3.25% |
| Selma, AL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,236 | 3.46% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,750 | 3.13% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,071 | 3.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,981 | 3.00% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,193 | 3.63% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 3.94% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,505 | 4.13% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,183 | 3.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $2,011 | 3.83% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $545 | 3.63% |
| Shelby, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,773 | 2.63% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.38% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,736 | 3.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,979 | 2.88% |
| McAlester, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,428 | 3.50% |
| Martin, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,490 | 4.50% |
| Paris, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,228 | 4.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,121 | 3.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,360 | 3.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,017 | 3.25% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,855 | 3.38% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,607 | 2.88% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,420 | 3.38% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.88% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,963 | 3.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,164 | 3.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,701 | 2.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,741 | 3.63% |
| Greenville, MS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,307 | 1.57% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,646 | 3.00% |
| Beeville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,763 | 2.88% |
| Newberry, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,223 | 2.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,408 | 3.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,786 | 3.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,322 | 3.00% |
| Sidney, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,719 | 3.25% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,773 | 3.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,422 | 3.63% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,188 | 2.88% |
| Dumas, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,470 | 2.88% |
| Durango, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,105 | 2.63% |
| Starkville, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,313 | 3.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,790 | 3.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,601 | 4.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.63% |
| Levelland, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,210 | 4.13% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,636 | 3.25% |
| Bay City, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,456 | 3.50% |
| Jasper, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,624 | 3.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,464 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,026 | 2.88% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,862 | 2.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,100 | 2.50% |
Interlinc Mortgage Services 's top markets include Houston, San Antonio, Nashville, Louisville/jefferson County, and Birmingham among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 6,072 | $1,574,670,000 | $259,333 | $4,236 | 3.24% |
| FHA | 2,642 | $588,200,000 | $222,634 | $7,259 | 3.41% |
| VA | 991 | $314,105,000 | $316,958 | $7,537 | 3.08% |
| USDA | 351 | $61,225,000 | $174,430 | $3,358 | 3.20% |
For the 2021 period, Interlinc Mortgage Services 's most frequently originated loan type of loans were Conventional, with 6,072 originations. Their 2nd most popular type is FHA, with 2,642 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 8,146 | $2,087,760,000 | $256,293 | $5,524 | 3.29% |
| Refi | 1,218 | $287,950,000 | $236,412 | $4,449 | 3.02% |
| Cash Out Refi | 692 | $162,490,000 | $234,812 | $5,535 | 3.38% |
For the 2021, Interlinc Mortgage Services 's most frequently cited loan purpose of loans were Home Purchase, with 8,146 originations. The 2nd most popular reason of loans were Refi, with 1,218 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 9,272 | $2,383,670,000 | $257,083 | $5,493 | 3.31% |
| 15 Year | 487 | $102,425,000 | $210,318 | $4,005 | 2.71% |
| 20 Year | 160 | $36,350,000 | $227,188 | $4,276 | 2.95% |
| 10 Year | 86 | $4,480,000 | $52,093 | $2,708 | 2.53% |
| Other | 47 | $9,795,000 | $208,404 | $4,796 | 3.11% |
| 30+ year | 4 | $1,480,000 | $370,000 | $10,088 | 3.87% |
For the 2021, Interlinc Mortgage Services 's most frequently cited loan length of loans were 30 Year, with 9,272 originations. The 2nd most popular length of loans were 15 Year, with 487 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 3,887 | $910,505,000 | $234,244 |
| $1k-2k | 3,073 | $797,675,000 | $259,575 |
| $3k-4k | 1,130 | $310,340,000 | $274,637 |
| $2k-3k | 838 | $201,990,000 | $241,038 |
| $5k+ | 596 | $222,640,000 | $373,557 |
$5,493 of loans were Interlinc Mortgage Services 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 3,887 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 6,390 | $1,614,870,000 | $252,718 |
| 2.5-3% | 2,741 | $696,155,000 | $253,978 |
| 4-5% | 455 | $104,015,000 | $228,604 |
| <2.5% | 431 | $111,335,000 | $258,318 |
| 5-6% | 38 | $11,520,000 | $303,158 |
| 7-8% | 1 | $305,000 | $305,000 |
During 2021, Interlinc Mortgage Services 's average interest rate of loans were 3.31%, while their most frequently originated rate bucket of loans were 3-4%, with 6,390 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 5,360 | $1,491,520,000 | $278,269 | $5,888 | 3.28% |
| $100k-200k | 3,130 | $493,520,000 | $157,674 | $4,056 | 3.29% |
| $400k-600k | 912 | $430,150,000 | $471,656 | $7,050 | 3.22% |
| $100,000 or less | 540 | $35,520,000 | $65,778 | $2,832 | 3.14% |
| $600k-1MM | 104 | $74,400,000 | $715,385 | $11,497 | 3.17% |
| $1MM+ | 10 | $13,090,000 | $1,309,000 | $10,211 | 3.30% |
2021 saw Interlinc Mortgage Services place emphasis on $200k-400k loans with 5,360 originations, totaling $1,491,520,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 2,763 | $591,315,000 | $214,012 | $5,161 | 3.29% |
| $100k-150k | 2,133 | $638,795,000 | $299,482 | $6,079 | 3.26% |
| $75k-100k | 1,883 | $484,285,000 | $257,188 | $5,759 | 3.29% |
| $50k or less | 1,691 | $257,455,000 | $152,250 | $4,005 | 3.21% |
| $150k-250k | 1,071 | $367,885,000 | $343,497 | $5,967 | 3.28% |
| $250k+ | 407 | $167,295,000 | $411,044 | $7,006 | 3.37% |
Interlinc Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 2,763 originations. The second most popular income band? $100k-150k, with 2,133 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 1,802 | $451,510,000 | $250,560 | $4,638 | 3.19% |
| 30-36% | 1,753 | $446,155,000 | $254,509 | $4,963 | 3.25% |
| 50-60% | 937 | $237,175,000 | $253,122 | $7,593 | 3.36% |
| <20% | 545 | $126,495,000 | $232,101 | $3,720 | 3.13% |
| 44% | 407 | $103,545,000 | $254,410 | $5,493 | 3.31% |
| 43% | 395 | $101,475,000 | $256,899 | $5,308 | 3.33% |
| 42% | 392 | $100,270,000 | $255,791 | $5,497 | 3.30% |
| 39% | 374 | $95,000,000 | $254,011 | $5,324 | 3.31% |
| 41% | 369 | $91,925,000 | $249,119 | $5,414 | 3.31% |
| 40% | 359 | $90,485,000 | $252,047 | $5,222 | 3.31% |
| 45% | 352 | $92,310,000 | $262,244 | $5,710 | 3.32% |
| 38% | 351 | $85,645,000 | $244,003 | $4,979 | 3.30% |
| 37% | 350 | $84,530,000 | $241,514 | $5,028 | 3.29% |
| 36% | 343 | $82,925,000 | $241,764 | $5,182 | 3.23% |
| 49% | 327 | $83,735,000 | $256,070 | $5,606 | 3.33% |
| 47% | 318 | $81,390,000 | $255,943 | $6,416 | 3.32% |
| 46% | 296 | $77,930,000 | $263,277 | $6,217 | 3.31% |
| 48% | 285 | $73,255,000 | $257,035 | $6,238 | 3.32% |
| >60% | 42 | $16,670,000 | $396,905 | $10,979 | 3.08% |
Interlinc Mortgage Services lent most frequently to those with DTI ratios of 20-30%, with 1,802 originations. The next most common DTI ratio? 30-36%, with 1,753 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 7,196 | $1,807,050,000 | $251,119 | $5,268 | 3.27% |
| Black | 1,245 | $314,115,000 | $252,301 | $6,149 | 3.31% |
| Not provided | 1,166 | $297,230,000 | $254,914 | $5,380 | 3.21% |
| Asian | 361 | $97,415,000 | $269,848 | $5,282 | 3.25% |
| American Indian | 55 | $12,625,000 | $229,545 | $6,117 | 3.37% |
| Native Hawaiian | 16 | $4,340,000 | $271,250 | $4,989 | 3.13% |
| Asian Indian | 10 | $3,650,000 | $365,000 | $5,901 | 3.43% |
| Chinese | 3 | $715,000 | $238,333 | $25 | 3.83% |
| Other Asian | 2 | $530,000 | $265,000 | $3,753 | 3.75% |
| Japanese | 1 | $415,000 | $415,000 | $5,584 | 3.38% |
| Guamanian | 1 | $115,000 | $115,000 | $1,645 | 3.75% |
Approval Rates
Total approvals of all applications92.39%
Interlinc Mortgage Services has an average approval rate.
Pick Rate
Approvals leading to origination76.86%
Interlinc Mortgage Services has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,056 | $2,538,200,000 | $252,407 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,056 | $2,538,200,000 | $252,407 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 155 | $24,845,000 | $160,290 | $3,704 | 3.02% |
| 40-60% | 553 | $118,155,000 | $213,662 | $4,000 | 3.06% |
| 60-80% | 2,290 | $592,600,000 | $258,777 | $4,751 | 3.27% |
| 80-100% | 6,654 | $1,705,350,000 | $256,289 | $5,412 | 3.31% |
| Over 100% | 293 | $95,145,000 | $324,727 | $12,458 | 3.10% |
| Under 20% | 111 | $2,105,000 | $18,964 | $3,494 | 2.22% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| InterLinc Mortgage Services, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 16.7% |
| InterLinc Mortgage Services, LLC | VA mortgage | Trouble during payment process | 1 | 16.7% |
| InterLinc Mortgage Services, LLC | FHA mortgage | Trouble during payment process | 1 | 16.7% |
| InterLinc Mortgage Services, LLC | Conventional home mortgage | Trouble during payment process | 3 | 50.0% |
