Interlinc Mortgage Services Rates, Fees & Info

HOUSTON, TX

LEI: 5493004OB0KD7VERQW98

Tax ID: 27-0349391

3.8 stars - out of 5 stars, based on 100 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Interlinc Mortgage Services is a small mortgage company specializing in Home Purchase loans. Interlinc Mortgage Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Houston, San Antonio, Nashville, Louisville/jefferson County, and Birmingham among others. Interlinc Mortgage Services has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Interlinc Mortgage Services is typically an average fee lendor.


Originations

10,056

Origination Dollar Volume (All Markets)

$2,538,200,000
Show all (50) awards

Relative Rate

Interlinc Mortgage Services 's average 30 year fixed rate mortgage of loans were 3.31%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.16%.

Relative Fees

Interlinc Mortgage Services 's average total fees for a 30 year fixed rate mortgage are $5,493.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,939 $529,885,000 $273,277 $6,747 3.34%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 825 $235,675,000 $285,667 $6,949 3.28%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 695 $217,195,000 $312,511 $5,085 3.29%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 796 $181,920,000 $228,543 $3,986 3.21%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 543 $127,395,000 $234,613 $3,408 3.26%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 339 $98,325,000 $290,044 $7,701 3.36%
MONTGOMERY, AL (FHA|USDA|VA) 354 $88,270,000 $249,350 $3,581 3.17%
Outside of Metro Areas 323 $81,705,000 $252,957 $5,517 3.37%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 202 $64,990,000 $321,733 $7,023 3.28%
DOTHAN, AL (FHA|USDA|VA) 311 $58,895,000 $189,373 $3,316 3.17%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 231 $58,855,000 $254,784 $5,954 3.22%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 187 $53,635,000 $286,818 $5,991 3.29%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 183 $49,055,000 $268,060 $3,729 3.14%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 177 $48,785,000 $275,621 $4,788 3.31%
TUSCALOOSA, AL (FHA|USDA|VA) 246 $47,530,000 $193,211 $3,539 3.14%
HUNTSVILLE, AL (FHA|USDA|VA) 148 $41,620,000 $281,216 $4,427 3.05%
OKLAHOMA CITY, OK (FHA|USDA|VA) 173 $39,035,000 $225,636 $5,229 3.15%
COLUMBUS, GA-AL (FHA|USDA|VA) 164 $33,450,000 $203,963 $4,561 3.15%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 117 $27,995,000 $239,274 $6,095 2.64%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 144 $26,800,000 $186,111 $7,180 3.61%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 91 $25,915,000 $284,780 $5,730 3.39%
LONGVIEW, TX (FHA|USDA|VA) 109 $20,915,000 $191,881 $6,140 3.37%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 48 $16,140,000 $336,250 $5,735 3.42%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 48 $16,090,000 $335,208 $8,091 3.33%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 77 $14,955,000 $194,221 $5,531 3.29%
Ozark, AL (FHA|USDA|VA) 59 $13,535,000 $229,407 $3,715 3.23%
JACKSON, MS (FHA|USDA|VA) 65 $12,715,000 $195,615 $5,108 2.90%
MORRISTOWN, TN (FHA|USDA|VA) 59 $12,375,000 $209,746 $4,629 3.25%
RICHMOND, VA (FHA|USDA|VA) 41 $10,615,000 $258,902 $5,538 3.39%
Elk City, OK (FHA|USDA|VA) 66 $10,570,000 $160,152 $3,608 3.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 35 $10,495,000 $299,857 $3,644 3.19%
COLUMBIA, SC (FHA|USDA|VA) 46 $9,150,000 $198,913 $4,831 3.24%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 35 $8,865,000 $253,286 $5,688 2.77%
Enterprise, AL (FHA|USDA|VA) 40 $8,840,000 $221,000 $3,313 3.25%
HAMMOND, LA (FHA|USDA|VA) 45 $8,525,000 $189,444 $3,817 3.21%
Altus, OK (FHA|USDA|VA) 57 $8,425,000 $147,807 $3,374 3.27%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 35 $7,315,000 $209,000 $4,445 3.20%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 24 $5,980,000 $249,167 $5,177 3.36%
Stillwater, OK (FHA|USDA|VA) 33 $5,825,000 $176,515 $6,350 3.33%
TULSA, OK (FHA|USDA|VA) 33 $5,695,000 $172,576 $7,152 3.48%
Weatherford, OK (FHA|USDA|VA) 38 $5,630,000 $148,158 $3,284 3.39%
HINESVILLE, GA (FHA|USDA|VA) 37 $5,605,000 $151,486 $3,349 2.66%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 27 $5,555,000 $205,741 $5,437 3.16%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 18 $5,380,000 $298,889 $5,204 3.34%
SAVANNAH, GA (FHA|USDA|VA) 23 $5,085,000 $221,087 $5,525 2.94%
TYLER, TX (FHA|USDA|VA) 22 $5,000,000 $227,273 $6,952 3.39%
Alexander City, AL (FHA|USDA|VA) 17 $4,585,000 $269,706 $5,027 3.29%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 22 $4,560,000 $207,273 $5,850 3.48%
Talladega-Sylacauga, AL (FHA|USDA|VA) 28 $4,530,000 $161,786 $2,600 3.47%
Andrews, TX (FHA|USDA|VA) 19 $4,445,000 $233,947 $8,560 3.64%
Tullahoma-Manchester, TN (FHA|USDA|VA) 17 $3,945,000 $232,059 $4,863 3.40%
BATON ROUGE, LA (FHA|USDA|VA) 20 $3,780,000 $189,000 $3,840 3.29%
DECATUR, AL (FHA|USDA|VA) 15 $3,535,000 $235,667 $4,322 3.24%
Lewisburg, TN (FHA|USDA|VA) 13 $3,425,000 $263,462 $3,482 3.30%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $3,385,000 $307,727 $3,736 3.59%
JOHNSON CITY, TN (FHA|USDA|VA) 16 $3,280,000 $205,000 $3,295 3.23%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 11 $3,175,000 $288,636 $6,841 3.23%
Snyder, TX (FHA|USDA|VA) 20 $3,080,000 $154,000 $6,636 3.39%
TUCSON, AZ (FHA|USDA|VA) 9 $3,065,000 $340,556 $9,371 3.51%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 15 $2,935,000 $195,667 $4,260 3.25%
Bardstown, KY (FHA|USDA|VA) 14 $2,700,000 $192,857 $4,870 3.54%
PANAMA CITY, FL (FHA|USDA|VA) 10 $2,670,000 $267,000 $4,359 3.20%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $2,660,000 $221,667 $4,445 3.67%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,355,000 $214,091 $4,917 3.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $2,325,000 $332,143 $10,064 3.07%
Scottsburg, IN (FHA|USDA|VA) 13 $2,185,000 $168,077 $3,563 3.34%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 10 $2,150,000 $215,000 $6,826 3.44%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $1,940,000 $161,667 $2,884 3.30%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $1,940,000 $161,667 $6,035 3.58%
ODESSA, TX (FHA|USDA|VA) 8 $1,840,000 $230,000 $8,243 3.30%
SPARTANBURG, SC (FHA|USDA|VA) 10 $1,750,000 $175,000 $5,135 3.44%
Brevard, NC (FHA|USDA|VA) 7 $1,745,000 $249,286 $3,213 3.00%
Jasper, AL (FHA|USDA|VA) 10 $1,730,000 $173,000 $2,876 3.14%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,710,000 $427,500 $10,690 3.00%
Bartlesville, OK (FHA|USDA|VA) 10 $1,680,000 $168,000 $7,628 3.36%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,660,000 $207,500 $4,320 3.09%
Shelbyville, TN (FHA|USDA|VA) 9 $1,515,000 $168,333 $5,247 2.82%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,505,000 $215,000 $5,398 3.32%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,430,000 $238,333 $3,935 3.10%
Eufaula, AL-GA (FHA|USDA|VA) 8 $1,430,000 $178,750 $2,687 3.28%
LUBBOCK, TX (FHA|USDA|VA) 7 $1,405,000 $200,714 $8,884 3.52%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,400,000 $233,333 $7,990 3.33%
KNOXVILLE, TN (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,587 3.12%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,207 2.84%
Lufkin, TX (FHA|USDA|VA) 6 $1,370,000 $228,333 $6,782 3.77%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,345,000 $448,333 $8,655 3.46%
Huntsville, TX (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,909 3.34%
Cookeville, TN (FHA|USDA|VA) 5 $1,315,000 $263,000 $6,729 3.40%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $1,310,000 $327,500 $6,648 3.12%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 6 $1,300,000 $216,667 $3,759 3.19%
Milledgeville, GA (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,482 3.11%
Troy, AL (FHA|USDA|VA) 7 $1,215,000 $173,571 $5,385 3.50%
Sevierville, TN (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,010 3.16%
Corsicana, TX (FHA|USDA|VA) 4 $1,170,000 $292,500 $7,430 3.01%
Rio Grande City-Roma, TX (FHA|USDA|VA) 7 $1,145,000 $163,571 $8,092 3.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $1,130,000 $282,500 $7,699 3.47%
Lamesa, TX (FHA|USDA|VA) 8 $1,060,000 $132,500 $5,290 3.50%
EL PASO, TX (FHA|USDA|VA) 5 $1,025,000 $205,000 $9,995 3.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,462 3.00%
MIDLAND, TX (FHA|USDA|VA) 3 $965,000 $321,667 $9,630 3.21%
McMinnville, TN (FHA|USDA|VA) 5 $945,000 $189,000 $2,861 3.25%
El Campo, TX (FHA|USDA|VA) 2 $930,000 $465,000 $9,097 3.19%
Cullowhee, NC (FHA|USDA|VA) 2 $930,000 $465,000 $5,077 3.81%
Uvalde, TX (FHA|USDA|VA) 4 $920,000 $230,000 $6,208 3.31%
Danville, KY (FHA|USDA|VA) 5 $905,000 $181,000 $5,042 3.30%
Nacogdoches, TX (FHA|USDA|VA) 4 $900,000 $225,000 $6,493 3.53%
Granbury, TX (FHA|USDA|VA) 3 $875,000 $291,667 $8,919 2.88%
Dayton, TN (FHA|USDA|VA) 3 $825,000 $275,000 $3,412 3.42%
GADSDEN, AL (FHA|USDA|VA) 4 $730,000 $182,500 $845 2.97%
Jacksonville, TX (FHA|USDA|VA) 4 $720,000 $180,000 $4,005 3.03%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $715,000 $238,333 $1,117 3.17%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $715,000 $715,000 $7,462 3.25%
BRUNSWICK, GA (FHA|USDA|VA) 4 $710,000 $177,500 $3,550 3.19%
Rockport, TX (FHA|USDA|VA) 2 $710,000 $355,000 $3,999 3.45%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $705,000 $235,000 $2,241 3.04%
Athens, TX (FHA|USDA|VA) 2 $670,000 $335,000 $10,279 3.81%
Newport, TN (FHA|USDA|VA) 4 $660,000 $165,000 $4,391 3.13%
Cleveland, MS (FHA|USDA|VA) 5 $655,000 $131,000 $3,266 3.28%
Frankfort, KY (FHA|USDA|VA) 4 $620,000 $155,000 $3,777 3.22%
HATTIESBURG, MS (FHA|USDA|VA) 2 $610,000 $305,000 $4,954 3.12%
Kingsville, TX (FHA|USDA|VA) 2 $600,000 $300,000 $8,809 3.62%
Woodward, OK (FHA|USDA|VA) 3 $595,000 $198,333 $5,485 3.29%
Kerrville, TX (FHA|USDA|VA) 2 $590,000 $295,000 $6,554 3.56%
Greeneville, TN (FHA|USDA|VA) 4 $580,000 $145,000 $2,036 3.53%
Gaffney, SC (FHA|USDA|VA) 3 $575,000 $191,667 $2,840 3.33%
LAWTON, OK (FHA|USDA|VA) 3 $575,000 $191,667 $4,993 3.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $560,000 $280,000 $6,815 2.94%
LaGrange, GA-AL (FHA|USDA|VA) 3 $555,000 $185,000 $2,317 3.33%
Payson, AZ (FHA|USDA|VA) 1 $545,000 $545,000 $7,681 3.38%
GREELEY, CO (FHA|USDA|VA) 1 $545,000 $545,000 $2,430 2.75%
Athens, TN (FHA|USDA|VA) 2 $530,000 $265,000 $3,850 3.00%
Waycross, GA (FHA|USDA|VA) 1 $525,000 $525,000 $3,947 3.38%
Shawnee, OK (FHA|USDA|VA) 3 $515,000 $171,667 $5,715 2.79%
WACO, TX (FHA|USDA|VA) 2 $510,000 $255,000 $4,274 3.19%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $500,000 $250,000 $5,894 3.31%
Cullman, AL (FHA|USDA|VA) 3 $485,000 $161,667 $5,644 3.46%
GAINESVILLE, GA (FHA|USDA|VA) 2 $480,000 $240,000 $4,751 2.56%
Brenham, TX (FHA|USDA|VA) 2 $470,000 $235,000 $5,587 3.38%
SAN ANGELO, TX (FHA|USDA|VA) 2 $470,000 $235,000 $12,044 3.81%
Ponca City, OK (FHA|USDA|VA) 3 $455,000 $151,667 $5,491 3.47%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $450,000 $225,000 $7,742 3.69%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $440,000 $220,000 $4,231 2.88%
Greenwood, MS (FHA|USDA|VA) 3 $435,000 $145,000 $1,312 3.54%
Mineral Wells, TX (FHA|USDA|VA) 2 $430,000 $215,000 $4,130 3.06%
Nogales, AZ (FHA|USDA|VA) 2 $420,000 $210,000 $5,780 3.31%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $415,000 $138,333 $4,047 2.83%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $410,000 $205,000 $1,443 3.12%
Glasgow, KY (FHA|USDA|VA) 3 $405,000 $135,000 $4,061 3.21%
Orangeburg, SC (FHA|USDA|VA) 2 $390,000 $195,000 $4,960 3.06%
Jesup, GA (FHA|USDA|VA) 2 $390,000 $195,000 $3,380 3.25%
OCALA, FL (FHA|USDA|VA) 2 $390,000 $195,000 $3,964 3.06%
Duncan, OK (FHA|USDA|VA) 1 $385,000 $385,000 $3,140 3.25%
MOBILE, AL (FHA|USDA|VA) 4 $370,000 $92,500 $732 3.03%
Clewiston, FL (FHA|USDA|VA) 1 $365,000 $365,000 $3,289 2.75%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $365,000 $365,000 $10,121 3.38%
Indianola, MS (FHA|USDA|VA) 1 $365,000 $365,000 $4,780 3.37%
AMARILLO, TX (FHA|USDA|VA) 1 $365,000 $365,000 $8,686 3.63%
Sulphur Springs, TX (FHA|USDA|VA) 2 $360,000 $180,000 $6,477 3.44%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $345,000 $345,000 $6,737 2.99%
THE VILLAGES, FL (FHA|USDA|VA) 1 $345,000 $345,000 $5,256 3.25%
WICHITA, KS (FHA|USDA|VA) 2 $320,000 $160,000 $3,644 3.06%
Crawfordsville, IN (FHA|USDA|VA) 1 $315,000 $315,000 $3,453 2.75%
VALDOSTA, GA (FHA|USDA|VA) 1 $305,000 $305,000 $500 3.20%
Washington, IN (FHA|USDA|VA) 1 $305,000 $305,000 $3,434 3.25%
Oxford, MS (FHA|USDA|VA) 1 $305,000 $305,000 $3,175 3.12%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $295,000 $295,000 $9,436 2.63%
Picayune, MS (FHA|USDA|VA) 1 $295,000 $295,000 $2,256 2.75%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $290,000 $145,000 $2,528 3.13%
ALBANY, GA (FHA|USDA|VA) 1 $285,000 $285,000 $8,369 3.25%
Selma, AL (FHA|USDA|VA) 3 $285,000 $95,000 $2,236 3.46%
Campbellsville, KY (FHA|USDA|VA) 1 $285,000 $285,000 $9,750 3.13%
STAUNTON, VA (FHA|USDA|VA) 1 $275,000 $275,000 $4,071 3.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $275,000 $275,000 $1,981 3.00%
Fort Payne, AL (FHA|USDA|VA) 1 $275,000 $275,000 $4,193 3.63%
JACKSON, TN (FHA|USDA|VA) 2 $270,000 $135,000 $0 3.94%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $270,000 $135,000 $4,505 4.13%
Lawrenceburg, TN (FHA|USDA|VA) 1 $265,000 $265,000 $5,183 3.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $245,000 $81,667 $2,011 3.83%
DeRidder, LA (FHA|USDA|VA) 1 $245,000 $245,000 $545 3.63%
Shelby, NC (FHA|USDA|VA) 1 $235,000 $235,000 $7,773 2.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.38%
Pearsall, TX (FHA|USDA|VA) 1 $235,000 $235,000 $12,736 3.88%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $225,000 $225,000 $4,979 2.88%
McAlester, OK (FHA|USDA|VA) 1 $215,000 $215,000 $7,428 3.50%
Martin, TN (FHA|USDA|VA) 1 $215,000 $215,000 $1,490 4.50%
Paris, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,228 4.38%
Albertville, AL (FHA|USDA|VA) 1 $215,000 $215,000 $3,121 3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $6,360 3.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $205,000 $205,000 $4,017 3.25%
Arcadia, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,855 3.38%
MANHATTAN, KS (FHA|USDA|VA) 1 $195,000 $195,000 $4,607 2.88%
ABILENE, TX (FHA|USDA|VA) 1 $195,000 $195,000 $6,420 3.38%
Richmond-Berea, KY (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.88%
Sweetwater, TX (FHA|USDA|VA) 1 $195,000 $195,000 $14,963 3.63%
Crossville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $11,164 3.00%
VICTORIA, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,701 2.88%
Seneca, SC (FHA|USDA|VA) 1 $185,000 $185,000 $4,741 3.63%
Greenville, MS (FHA|USDA|VA) 2 $180,000 $90,000 $3,307 1.57%
St. Marys, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,646 3.00%
Beeville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,763 2.88%
Newberry, SC (FHA|USDA|VA) 1 $175,000 $175,000 $3,223 2.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,408 3.75%
Madison, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,786 3.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,322 3.00%
Sidney, OH (FHA|USDA|VA) 1 $155,000 $155,000 $1,719 3.25%
Scottsboro, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,773 3.25%
SUMTER, SC (FHA|USDA|VA) 1 $145,000 $145,000 $6,422 3.63%
Tupelo, MS (FHA|USDA|VA) 1 $145,000 $145,000 $3,188 2.88%
Dumas, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,470 2.88%
Durango, CO (FHA|USDA|VA) 1 $145,000 $145,000 $3,105 2.63%
Starkville, MS (FHA|USDA|VA) 1 $135,000 $135,000 $1,313 3.25%
Decatur, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,790 3.25%
Lumberton, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,601 4.63%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.63%
Levelland, TX (FHA|USDA|VA) 1 $135,000 $135,000 $10,210 4.13%
Eagle Pass, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,636 3.25%
Bay City, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.75%
ROME, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,456 3.50%
Jasper, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,624 3.50%
Paducah, KY-IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,464 3.25%
Georgetown, SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.63%
Thomaston, GA (FHA|USDA|VA) 1 $65,000 $65,000 $2,026 2.88%
Dyersburg, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,862 2.75%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,100 2.50%

Interlinc Mortgage Services 's top markets include Houston, San Antonio, Nashville, Louisville/jefferson County, and Birmingham among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 6,072 $1,574,670,000 $259,333 $4,236 3.24%
FHA 2,642 $588,200,000 $222,634 $7,259 3.41%
VA 991 $314,105,000 $316,958 $7,537 3.08%
USDA 351 $61,225,000 $174,430 $3,358 3.20%

For the 2021 period, Interlinc Mortgage Services 's most frequently originated loan type of loans were Conventional, with 6,072 originations. Their 2nd most popular type is FHA, with 2,642 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 8,146 $2,087,760,000 $256,293 $5,524 3.29%
Refi 1,218 $287,950,000 $236,412 $4,449 3.02%
Cash Out Refi 692 $162,490,000 $234,812 $5,535 3.38%

For the 2021, Interlinc Mortgage Services 's most frequently cited loan purpose of loans were Home Purchase, with 8,146 originations. The 2nd most popular reason of loans were Refi, with 1,218 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 9,272 $2,383,670,000 $257,083 $5,493 3.31%
15 Year 487 $102,425,000 $210,318 $4,005 2.71%
20 Year 160 $36,350,000 $227,188 $4,276 2.95%
10 Year 86 $4,480,000 $52,093 $2,708 2.53%
Other 47 $9,795,000 $208,404 $4,796 3.11%
30+ year 4 $1,480,000 $370,000 $10,088 3.87%

For the 2021, Interlinc Mortgage Services 's most frequently cited loan length of loans were 30 Year, with 9,272 originations. The 2nd most popular length of loans were 15 Year, with 487 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 3,887 $910,505,000 $234,244
$1k-2k 3,073 $797,675,000 $259,575
$3k-4k 1,130 $310,340,000 $274,637
$2k-3k 838 $201,990,000 $241,038
$5k+ 596 $222,640,000 $373,557

$5,493 of loans were Interlinc Mortgage Services 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 3,887 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 6,390 $1,614,870,000 $252,718
2.5-3% 2,741 $696,155,000 $253,978
4-5% 455 $104,015,000 $228,604
<2.5% 431 $111,335,000 $258,318
5-6% 38 $11,520,000 $303,158
7-8% 1 $305,000 $305,000

During 2021, Interlinc Mortgage Services 's average interest rate of loans were 3.31%, while their most frequently originated rate bucket of loans were 3-4%, with 6,390 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 5,360 $1,491,520,000 $278,269 $5,888 3.28%
$100k-200k 3,130 $493,520,000 $157,674 $4,056 3.29%
$400k-600k 912 $430,150,000 $471,656 $7,050 3.22%
$100,000 or less 540 $35,520,000 $65,778 $2,832 3.14%
$600k-1MM 104 $74,400,000 $715,385 $11,497 3.17%
$1MM+ 10 $13,090,000 $1,309,000 $10,211 3.30%

2021 saw Interlinc Mortgage Services place emphasis on $200k-400k loans with 5,360 originations, totaling $1,491,520,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 2,763 $591,315,000 $214,012 $5,161 3.29%
$100k-150k 2,133 $638,795,000 $299,482 $6,079 3.26%
$75k-100k 1,883 $484,285,000 $257,188 $5,759 3.29%
$50k or less 1,691 $257,455,000 $152,250 $4,005 3.21%
$150k-250k 1,071 $367,885,000 $343,497 $5,967 3.28%
$250k+ 407 $167,295,000 $411,044 $7,006 3.37%

Interlinc Mortgage Services lent most frequently to those with incomes in the $50k-75k range, with 2,763 originations. The second most popular income band? $100k-150k, with 2,133 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,802 $451,510,000 $250,560 $4,638 3.19%
30-36% 1,753 $446,155,000 $254,509 $4,963 3.25%
50-60% 937 $237,175,000 $253,122 $7,593 3.36%
<20% 545 $126,495,000 $232,101 $3,720 3.13%
44% 407 $103,545,000 $254,410 $5,493 3.31%
43% 395 $101,475,000 $256,899 $5,308 3.33%
42% 392 $100,270,000 $255,791 $5,497 3.30%
39% 374 $95,000,000 $254,011 $5,324 3.31%
41% 369 $91,925,000 $249,119 $5,414 3.31%
40% 359 $90,485,000 $252,047 $5,222 3.31%
45% 352 $92,310,000 $262,244 $5,710 3.32%
38% 351 $85,645,000 $244,003 $4,979 3.30%
37% 350 $84,530,000 $241,514 $5,028 3.29%
36% 343 $82,925,000 $241,764 $5,182 3.23%
49% 327 $83,735,000 $256,070 $5,606 3.33%
47% 318 $81,390,000 $255,943 $6,416 3.32%
46% 296 $77,930,000 $263,277 $6,217 3.31%
48% 285 $73,255,000 $257,035 $6,238 3.32%
>60% 42 $16,670,000 $396,905 $10,979 3.08%

Interlinc Mortgage Services lent most frequently to those with DTI ratios of 20-30%, with 1,802 originations. The next most common DTI ratio? 30-36%, with 1,753 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 7,196 $1,807,050,000 $251,119 $5,268 3.27%
Black 1,245 $314,115,000 $252,301 $6,149 3.31%
Not provided 1,166 $297,230,000 $254,914 $5,380 3.21%
Asian 361 $97,415,000 $269,848 $5,282 3.25%
American Indian 55 $12,625,000 $229,545 $6,117 3.37%
Native Hawaiian 16 $4,340,000 $271,250 $4,989 3.13%
Asian Indian 10 $3,650,000 $365,000 $5,901 3.43%
Chinese 3 $715,000 $238,333 $25 3.83%
Other Asian 2 $530,000 $265,000 $3,753 3.75%
Japanese 1 $415,000 $415,000 $5,584 3.38%
Guamanian 1 $115,000 $115,000 $1,645 3.75%

Approval Rates

Total approvals of all applications
92.39%

Interlinc Mortgage Services has an average approval rate.

Pick Rate

Approvals leading to origination
76.86%

Interlinc Mortgage Services has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 10,056 $2,538,200,000 $252,407

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
10,056 $2,538,200,000 $252,407

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 155 $24,845,000 $160,290 $3,704 3.02%
40-60% 553 $118,155,000 $213,662 $4,000 3.06%
60-80% 2,290 $592,600,000 $258,777 $4,751 3.27%
80-100% 6,654 $1,705,350,000 $256,289 $5,412 3.31%
Over 100% 293 $95,145,000 $324,727 $12,458 3.10%
Under 20% 111 $2,105,000 $18,964 $3,494 2.22%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
InterLinc Mortgage Services, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%
InterLinc Mortgage Services, LLC VA mortgage Trouble during payment process 1 16.7%
InterLinc Mortgage Services, LLC FHA mortgage Trouble during payment process 1 16.7%
InterLinc Mortgage Services, LLC Conventional home mortgage Trouble during payment process 3 50.0%