Interlinc Mortgage Services Rates, Fees & Info
HOUSTON, TXLEI: 5493004OB0KD7VERQW98
Tax ID: 27-0349391
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Mortgage Data
Review & Overview
Interlinc Mortgage Services is a smaller mortgage company specializing in Home Purchase loans. Interlinc Mortgage Services has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Louisville, Nashville, Dallas, and Austin among others. We have data for 123 markets. (Some data included below & more in-depth data is available with an active subscription.)Interlinc Mortgage Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Interlinc Mortgage Services is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.03% | 7/7/25 |
| 30 Year Conventional Refi | 7.18% | 7/7/25 |
| 30 Year Cash-out Refi | 7.52% | 7/7/25 |
| 30 Year FHA Purchase | 7.09% | 7/7/25 |
| 30 Year FHA Refi | 7.65% | 7/7/25 |
| 30 Year VA Purchase | 6.19% | 7/7/25 |
| 30 Year USDA Purchase | 7.37% | 7/7/25 |
| 15 Year Conventional Purchase | 2.51% | 7/7/25 |
| 15 Year Conventional Refi | 6.73% | 7/7/25 |
| 15 Year Cash-out Refi | 6.73% | 7/7/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Interlinc Mortgage Services Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Interlinc Mortgage Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,725Origination Dollar Volume (All Markets)
$792,825,000Awards
INTERLINC MORTGAGE SERVICES - 2024
INTERLINC MORTGAGE SERVICES is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Interlinc Mortgage Services's average 30 year fixed mortgage rate was
6.58%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.03%.
Relative Fees (Closing Costs)
Interlinc Mortgage Services's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,888.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 892 | $289,710,000 | $324,787 | $7,557 | 6.26% |
| LOUISVILLE, KY (FHA|USDA|VA) | 363 | $95,905,000 | $264,201 | $5,353 | 6.79% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 193 | $71,665,000 | $371,321 | $7,122 | 6.67% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 126 | $58,150,000 | $461,508 | $10,644 | 6.54% |
| Outside of Metro Areas | 142 | $37,400,000 | $263,380 | $5,697 | 6.93% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 83 | $29,935,000 | $360,663 | $7,216 | 6.17% |
| DOTHAN, AL (FHA|USDA|VA) | 136 | $23,840,000 | $175,294 | $4,634 | 6.81% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 87 | $22,185,000 | $255,000 | $11,297 | 6.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 39 | $13,405,000 | $343,718 | $7,925 | 6.09% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 45 | $12,375,000 | $275,000 | $7,773 | 6.02% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 36 | $9,930,000 | $275,833 | $5,362 | 6.95% |
| Altus, OK (FHA|USDA|VA) | 39 | $7,785,000 | $199,615 | $5,483 | 7.22% |
| TULSA, OK (FHA|USDA|VA) | 23 | $6,255,000 | $271,957 | $5,618 | 6.97% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 21 | $6,155,000 | $293,095 | $7,666 | 6.89% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 40 | $5,930,000 | $148,250 | $4,562 | 5.92% |
| Weatherford, OK (FHA|USDA|VA) | 35 | $5,845,000 | $167,000 | $5,107 | 7.06% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 20 | $5,240,000 | $262,000 | $4,490 | 6.33% |
| Scottsburg, IN (FHA|USDA|VA) | 27 | $4,775,000 | $176,852 | $4,034 | 5.92% |
| Andrews, TX (FHA|USDA|VA) | 18 | $4,310,000 | $239,444 | $8,799 | 7.22% |
| COLUMBIA, SC (FHA|USDA|VA) | 29 | $4,295,000 | $148,103 | $6,869 | 4.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 19 | $4,265,000 | $224,474 | $7,087 | 7.37% |
| Elk City, OK (FHA|USDA|VA) | 23 | $3,895,000 | $169,348 | $4,224 | 6.94% |
| Bardstown, KY (FHA|USDA|VA) | 15 | $3,815,000 | $254,333 | $5,020 | 6.85% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 10 | $3,410,000 | $341,000 | $3,055 | 6.84% |
| Ozark, AL (FHA|USDA|VA) | 19 | $3,355,000 | $176,579 | $3,534 | 6.94% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 10 | $3,260,000 | $326,000 | $9,094 | 6.58% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $2,835,000 | $189,000 | $8,293 | 4.90% |
| Russellville, AR (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $4,896 | 6.76% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $10,477 | 4.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $6,370 | 6.82% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $6,266 | 6.75% |
| Lamesa, TX (FHA|USDA|VA) | 12 | $1,610,000 | $134,167 | $6,469 | 7.30% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $10,389 | 6.27% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $7,274 | 7.20% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $3,266 | 7.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,954 | 6.60% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $4,257 | 6.52% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $9,414 | 6.84% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,897 | 6.84% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $6,390 | 7.08% |
| Murray, KY (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $7,912 | 7.06% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,604 | 6.53% |
| LAREDO, TX (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,222 | 7.55% |
| TYLER, TX (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $7,360 | 8.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $6,539 | 5.20% |
| Jasper, IN (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $3,203 | 5.56% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $6,122 | 7.20% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,479 | 7.29% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $8,436 | 7.19% |
| Greenwood, SC (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $4,846 | 5.27% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $14,575 | 6.75% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,406 | 6.62% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $9,913 | 7.38% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,092 | 7.43% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $8,591 | 6.37% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,393 | 7.21% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,937 | 7.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,838 | 6.87% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,615 | 6.50% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,543 | 6.31% |
| Snyder, TX (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $7,566 | 7.35% |
| Eufaula, AL-GA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,067 | 7.58% |
| Madison, IN (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $12,101 | 7.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $6,814 | 7.63% |
| Seymour, IN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,093 | 6.63% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,819 | 7.38% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,603 | 6.75% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,345 | 7.25% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,398 | 7.62% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,403 | 7.19% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,870 | 7.49% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,881 | 7.13% |
| Athens, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,566 | 6.06% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,494 | 6.99% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,910 | 7.50% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,553 | 7.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,307 | 7.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,141 | 7.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,373 | 7.63% |
| Americus, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,682 | 7.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.50% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,391 | 6.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,098 | 6.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,063 | 7.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,500 | 6.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,313 | 6.99% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,948 | 7.13% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,757 | 6.00% |
| DALTON, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,139 | 7.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,931 | 6.13% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,394 | 7.99% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,264 | 7.13% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,057 | 7.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,022 | 6.50% |
| Picayune, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,103 | 7.00% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,609 | 6.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,465 | 5.75% |
| Crossville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,286 | 7.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,174 | 6.27% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,226 | 6.88% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,683 | 6.99% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,331 | 6.88% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,013 | 8.50% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,715 | 8.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,629 | 6.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,480 | 7.13% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,157 | 6.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,032 | 6.75% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.50% |
| Greenville, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,589 | 7.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $669 | 5.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,479 | 6.75% |
| Newberry, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,848 | 5.25% |
| Paris, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,816 | 7.63% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $7,871 | 3.06% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,359 | 7.38% |
| Zapata, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,093 | 6.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.13% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $550 | 6.38% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,743 | 6.88% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,730 | 6.50% |
| New Castle, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,685 | 6.75% |
Similar Lenders
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Product Mix
For 2024, Interlinc Mortgage Services's most frequently originated type of loan was Conventional, with 1,313 originations. Their 2nd most popular type was FHA, with 1,125 originations.
Loan Reason
For 2024, Interlinc Mortgage Services's most frequently cited loan purpose was Home Purchase, with 2,589 originations. The 2nd most popular reason was Cash Out Refi, with 77 originations.
Loan Duration/Length
For 2024, Interlinc Mortgage Services's most frequently cited loan duration was 30 Year, with 2,635 originations. The 2nd most popular length was 15 Year, with 36 originations.
Origination Fees/Closing Costs
Interlinc Mortgage Services's average total fees were $6,888, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,365 originations.
Interest Rates
During 2024, Interlinc Mortgage Services's average interest rate for loans was 6.58%, while their most frequently originated rate bucket for loans was 6-7%, with 1,277 originations.
Loan Sizing
2024 saw Interlinc Mortgage Services place emphasis on $200k-400k loans with 1,509 originations, totaling $445,275,000 in origination value.
Applicant Income
Interlinc Mortgage Services lent most frequently to those with incomes in the $100k-150k range, with 748 originations. The second most popular income band? $75k-100k, with 577 originations.
Applicant Debt to Income Ratio
Interlinc Mortgage Services lent most frequently to those with DTI ratios of 50-60%, with 413 originations. The next most common DTI ratio? 30-36%, with 397 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.80%
Interlinc Mortgage Services has an average approval rate.
Pick Rate
Approvals leading to origination70.42%
Interlinc Mortgage Services has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,725 | $792,825,000 | $290,945 |