Wenatchee USDA Loan Rates, Closing Costs & Stats

WENATCHEE, WA

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Wenatchee USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Wenatchee averaged -0.14% for the week of 2024-11-29, compared to the national average (all USDA variants) of 0% for the same period.

Wenatchee's average USDA mortgage closing costs are $7,907.

The average rate for the prior week (2024-11-22) was 6.46% and one month ago for the week of 2024-10-25, the average rate was 6.16%.

The average rate one year ago was 7.36%.

For refis of the same type during the week of 2024-11-29, the average rate was 0.1%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Wenatchee USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Wenatchee level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs

The lowest fee Wenatchee USDA lenders (with over 10 loans originated) are .

The lowest rate Wenatchee USDA lenders (with over 10 loans originated) are .


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Wenatchee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $398,000 (14.9%) $493,503 (-0.3%) 0.00 328
2018-02-01 $401,950 (15.6%) $506,773 (3.9%) 0.00 317
2018-03-01 $424,900 (21.4%) $539,631 (9.2%) 0.00 311
2018-04-01 $424,900 (17.3%) $543,699 (9.6%) 0.00 329
2018-05-01 $408,725 (4.3%) $536,501 (4.6%) 0.00 407
2018-06-01 $429,000 (7.3%) $557,494 (6.0%) 0.00 449
2018-07-01 $432,923 (8.3%) $544,393 (3.6%) 0.00 526
2018-08-01 $429,450 (7.8%) $543,259 (4.8%) 0.00 552
2018-09-01 $429,900 (7.5%) $554,610 (6.0%) 0.00 575
2018-10-01 $421,950 (5.6%) $557,205 (6.6%) 0.00 551
2018-11-01 $399,225 (0.1%) $542,926 (7.5%) 0.00 497
2018-12-01 $380,000 (-2.3%) $527,028 (5.6%) 0.00 434
2019-01-01 $382,925 (-3.8%) $528,686 (7.1%) 0.00 384
2019-02-01 $389,950 (-3.0%) $528,126 (4.2%) 0.00 371
2019-03-01 $397,286 (-6.5%) $542,437 (0.5%) 0.00 361
2019-04-01 $397,511 (-6.5%) $548,269 (0.8%) 0.00 358
2019-05-01 $433,950 (6.2%) $585,439 (9.1%) 0.00 425
2019-06-01 $439,000 (2.3%) $588,046 (5.5%) 0.00 481
2019-07-01 $448,475 (3.6%) $577,540 (6.1%) 0.00 516
2019-08-01 $441,727 (2.9%) $571,452 (5.2%) 0.00 535
2019-09-01 $445,818 (3.7%) $566,579 (2.2%) 0.00 530
2019-10-01 $443,545 (5.1%) $563,403 (1.1%) 0.00 520
2019-11-01 $445,000 (11.5%) $574,092 (5.7%) 0.00 465
2019-12-01 $439,900 (15.8%) $570,482 (8.3%) 0.00 397
2020-01-01 $458,450 (19.7%) $571,994 (8.2%) 0.00 323
2020-02-01 $464,950 (19.2%) $580,626 (9.9%) 0.00 299
2020-03-01 $461,950 (16.3%) $573,460 (5.7%) 0.00 342
2020-04-01 $445,000 (12.0%) $563,218 (2.7%) 0.00 347
2020-05-01 $463,900 (6.9%) $578,479 (-1.2%) 0.00 382
2020-06-01 $467,400 (6.5%) $580,591 (-1.3%) 0.00 360
2020-07-01 $459,200 (2.4%) $572,078 (-1.0%) 0.00 331
2020-08-01 $479,500 (8.6%) $602,346 (5.4%) 0.00 290
2020-09-01 $456,725 (2.5%) $580,242 (2.4%) 0.00 282
2020-10-01 $459,000 (3.5%) $584,322 (3.7%) 0.00 259
2020-11-01 $437,248 (-1.7%) $557,521 (-2.9%) 0.00 218
2020-12-01 $426,675 (-3.0%) $555,073 (-2.7%) 0.00 163
2021-01-01 $425,000 (-7.3%) $557,866 (-2.5%) 0.00 139
2021-02-01 $422,500 (-9.1%) $624,411 (7.5%) 0.00 115
2021-03-01 $437,075 (-5.4%) $646,206 (12.7%) 0.00 122
2021-04-01 $441,625 (-0.8%) $635,543 (12.8%) 0.00 123
2021-05-01 $469,900 (1.3%) $702,228 (21.4%) 0.00 138
2021-06-01 $592,175 (26.7%) $787,708 (35.7%) 0.00 161
2021-07-01 $579,900 (26.3%) $812,709 (42.1%) 0.00 192
2021-08-01 $579,950 (21.0%) $805,967 (33.8%) 0.00 225
2021-09-01 $569,450 (24.7%) $805,782 (38.9%) 0.00 248
2021-10-01 $587,000 (27.9%) $813,908 (39.3%) 0.00 262
2021-11-01 $580,725 (32.8%) $837,961 (50.3%) 0.00 237
2021-12-01 $589,500 (38.2%) $892,890 (60.9%) 0.00 192
2022-01-01 $599,000 (40.9%) $867,031 (55.4%) 0.00 153
2022-02-01 $652,450 (54.4%) $882,556 (41.3%) 0.00 95
2022-03-01 $661,000 (51.2%) $867,996 (34.3%) 0.00 122
2022-04-01 $679,900 (54.0%) $867,459 (36.5%) 0.00 145
2022-05-01 $701,000 (49.2%) $909,999 (29.6%) 0.00 211
2022-06-01 $699,000 (18.0%) $888,430 (12.8%) 0.00 262
2022-07-01 $684,000 (18.0%) $855,762 (5.3%) 0.00 323
2022-08-01 $677,450 (16.8%) $855,484 (6.1%) 0.00 363
2022-09-01 $661,998 (16.3%) $849,859 (5.5%) 0.00 357
2022-10-01 $642,000 (9.4%) $804,464 (-1.2%) 0.00 342
2022-11-01 $615,000 (5.9%) $787,320 (-6.0%) 0.00 320
2022-12-01 $627,500 (6.5%) $796,002 (-10.9%) 0.00 250
2023-01-01 $667,248 (11.4%) $846,300 (-2.4%) 0.00 221
2023-02-01 $674,998 (3.5%) $880,901 (-0.2%) 0.00 204
2023-03-01 $660,945 (0.0%) $849,939 (-2.1%) 0.00 222
2023-04-01 $649,000 (-4.5%) $810,354 (-6.6%) 0.00 238
2023-05-01 $652,000 (-7.0%) $828,286 (-9.0%) 0.00 236
2023-06-01 $654,700 (-6.3%) $867,397 (-2.4%) 0.00 284
2023-07-01 $679,495 (-0.7%) $910,939 (6.5%) 0.00 318
2023-08-01 $695,995 (2.7%) $908,661 (6.2%) 0.00 346
2023-09-01 $679,990 (2.7%) $888,170 (4.5%) 0.00 350
2023-10-01 $665,950 (3.7%) $866,932 (7.8%) 0.00 345
2023-11-01 $649,475 (5.6%) $850,309 (8.0%) 0.00 310
2023-12-01 $644,450 (2.7%) $830,034 (4.3%) 0.00 285
2024-01-01 $646,700 (-3.1%) $828,883 (-2.1%) 0.00 219
2024-02-01 $641,100 (-5.0%) $810,556 (-8.0%) 0.00 188
2024-03-01 $699,000 (5.8%) $859,432 (1.1%) 0.00 230
2024-04-01 $731,000 (12.6%) $918,556 (13.4%) 0.00 305
2024-05-01 $749,000 (14.9%) $953,900 (15.2%) 0.00 429
2024-06-01 $650,000 (-0.7%) $793,733 (-8.5%) 0.00 568
2024-07-01 $650,000 (-4.3%) $798,665 (-12.3%) 0.00 593
2024-08-01 $645,000 (-7.3%) $796,963 (-12.3%) 0.00 624
2024-09-01 $627,450 (-7.7%) $789,993 (-11.1%) 0.00 630
2024-10-01 $607,975 (-8.7%) $771,099 (-11.1%) 0.00 603
Wenatchee's median listing price for 2024-10-01 was $607,975, a difference of $-57,975 (-8.7%) versus the prior year and $-19,475 versus the prior month.

Wenatchee's median listing price comes in at 0% of the national average.

Wenatchee's average listing price for 2024-10-01 was $771,099, a difference of $-95,833 (-11.1%) versus the prior year and $-18,894 versus the prior month.

For the 2024-10-01 period, Wenatchee had 603 MLS listings, a difference of -27 listings (-4%) versus the prior month and 258 listings (75%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Wenatchee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,024 sqft
2018-02-01 0 days 2,019 sqft
2018-03-01 0 days 2,000 sqft
2018-04-01 0 days 1,938 sqft
2018-05-01 0 days 1,953 sqft
2018-06-01 0 days 2,016 sqft
2018-07-01 0 days 1,998 sqft
2018-08-01 0 days 1,986 sqft
2018-09-01 0 days 1,986 sqft
2018-10-01 0 days 1,990 sqft
2018-11-01 0 days 1,950 sqft
2018-12-01 0 days 1,900 sqft
2019-01-01 0 days 1,879 sqft
2019-02-01 0 days 1,855 sqft
2019-03-01 0 days 1,902 sqft
2019-04-01 0 days 1,983 sqft
2019-05-01 0 days 2,004 sqft
2019-06-01 0 days 2,016 sqft
2019-07-01 0 days 2,105 sqft
2019-08-01 0 days 2,048 sqft
2019-09-01 0 days 1,981 sqft
2019-10-01 0 days 1,915 sqft
2019-11-01 0 days 1,901 sqft
2019-12-01 0 days 1,825 sqft
2020-01-01 0 days 1,815 sqft
2020-02-01 0 days 1,824 sqft
2020-03-01 0 days 1,827 sqft
2020-04-01 0 days 1,884 sqft
2020-05-01 0 days 1,841 sqft
2020-06-01 0 days 1,919 sqft
2020-07-01 0 days 2,038 sqft
2020-08-01 0 days 2,100 sqft
2020-09-01 0 days 2,089 sqft
2020-10-01 0 days 2,045 sqft
2020-11-01 0 days 1,920 sqft
2020-12-01 0 days 1,848 sqft
2021-01-01 0 days 1,874 sqft
2021-02-01 0 days 1,904 sqft
2021-03-01 0 days 1,899 sqft
2021-04-01 0 days 1,890 sqft
2021-05-01 0 days 1,980 sqft
2021-06-01 0 days 2,004 sqft
2021-07-01 0 days 2,021 sqft
2021-08-01 0 days 2,080 sqft
2021-09-01 0 days 2,096 sqft
2021-10-01 0 days 2,150 sqft
2021-11-01 0 days 2,123 sqft
2021-12-01 0 days 2,180 sqft
2022-01-01 0 days 2,178 sqft
2022-02-01 0 days 2,003 sqft
2022-03-01 0 days 2,099 sqft
2022-04-01 0 days 2,078 sqft
2022-05-01 0 days 2,129 sqft
2022-06-01 0 days 2,021 sqft
2022-07-01 0 days 2,000 sqft
2022-08-01 0 days 2,023 sqft
2022-09-01 0 days 2,009 sqft
2022-10-01 0 days 1,982 sqft
2022-11-01 0 days 1,952 sqft
2022-12-01 0 days 2,000 sqft
2023-01-01 0 days 2,182 sqft
2023-02-01 0 days 2,268 sqft
2023-03-01 0 days 2,180 sqft
2023-04-01 0 days 2,081 sqft
2023-05-01 0 days 1,996 sqft
2023-06-01 0 days 2,107 sqft
2023-07-01 0 days 2,080 sqft
2023-08-01 0 days 2,166 sqft
2023-09-01 0 days 2,144 sqft
2023-10-01 0 days 2,099 sqft
2023-11-01 0 days 2,005 sqft
2023-12-01 0 days 2,001 sqft
2024-01-01 0 days 1,986 sqft
2024-02-01 0 days 1,993 sqft
2024-03-01 0 days 2,020 sqft
2024-04-01 0 days 2,096 sqft
2024-05-01 0 days 2,124 sqft
2024-06-01 0 days 1,882 sqft
2024-07-01 0 days 1,865 sqft
2024-08-01 0 days 1,837 sqft
2024-09-01 0 days 1,790 sqft
2024-10-01 0 days 1,733 sqft
Wenatchee's median listing age (time on market) for 2024-10-01 was 0 days.

Wenatchee's median square footage for active listings during the 2024-10-01 period was 1,733 sqft. One year prior, the average listing was 2,099 sqft.