Guild Mortgage Company Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300AQ3T62GXDU7D76

Tax ID: 95-2146137

4.6 stars - Updated: 4/22/24 - out of 5 stars, based on 221 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Guild Mortgage Company is a large mortgage company specializing in Home Purchase loans. Guild Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Portland, Seattle, St. Louis, Las Vegas, and Boston among others. We have data for 703 markets. (Some data included below & more in-depth data is available with an active subscription.)

Guild Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guild Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.68% 4/22/24
30 Year Conventional Refi 6.61% 4/22/24
30 Year Cash-out Refi 6.83% 4/22/24
30 Year FHA Purchase 7.62% 4/22/24
30 Year FHA Refi 7.37% 4/22/24
30 Year VA Purchase 6.47% 4/22/24
30 Year VA Refi 6.03% 4/22/24
30 Year USDA Purchase 6.99% 4/22/24
30 Year USDA Refi 6.67% 4/22/24
15 Year Conventional Purchase 6.12% 4/22/24
15 Year Conventional Refi 6.09% 4/22/24
15 Year Cash-out Refi 6.09% 4/22/24
15 Year FHA Purchase 7.50% 4/22/24
15 Year FHA Refi 7.17% 4/22/24
15 Year VA Purchase 6.58% 4/22/24
15 Year VA Refi 5.77% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Guild Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Guild Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

48,675

Origination Dollar Volume (All Markets)

$14,518,905,000
Show all (108) awards

Relative Rate

Guild Mortgage Company's average 30 year fixed mortgage rate was 6.58%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.1%.

Relative Fees (Closing Costs)

Guild Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $9,177.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,685 $683,665,000 $405,736 $9,867 6.65%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,305 $640,885,000 $491,100 $11,290 6.31%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2,768 $620,500,000 $224,169 $5,754 6.73%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,592 $541,420,000 $340,088 $12,099 6.11%
Outside of Metro Areas 2,356 $522,380,000 $221,723 $9,674 6.50%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 954 $435,630,000 $456,635 $7,920 6.47%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,014 $426,930,000 $421,036 $8,014 6.16%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,035 $394,895,000 $381,541 $10,120 5.90%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,356 $388,580,000 $286,563 $11,268 6.07%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 805 $289,545,000 $359,683 $10,942 6.77%
RENO, NV (FHA|USDA|VA) 696 $271,940,000 $390,718 $13,137 6.52%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 858 $264,770,000 $308,590 $11,242 6.56%
COLUMBIA, SC (FHA|USDA|VA) 1,109 $253,375,000 $228,472 $7,116 6.32%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 631 $230,195,000 $364,810 $7,178 6.57%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 642 $208,790,000 $325,218 $8,679 6.55%
ALBUQUERQUE, NM (FHA|USDA|VA) 773 $185,425,000 $239,877 $7,955 6.99%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 478 $177,710,000 $371,778 $7,016 7.00%
TUCSON, AZ (FHA|USDA|VA) 630 $159,130,000 $252,587 $10,322 6.16%
KANSAS CITY, MO-KS (FHA|USDA|VA) 561 $156,565,000 $279,082 $5,342 6.83%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 679 $154,555,000 $227,622 $7,413 6.15%
BOISE CITY, ID (FHA|USDA|VA) 495 $150,175,000 $303,384 $9,268 6.81%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 295 $141,105,000 $478,322 $13,483 6.16%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 302 $141,060,000 $467,086 $13,294 6.02%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 327 $130,555,000 $399,251 $11,788 6.53%
LANCASTER, PA (FHA|USDA|VA) 476 $128,890,000 $270,777 $7,205 6.43%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 357 $128,235,000 $359,202 $6,371 6.33%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 437 $121,705,000 $278,501 $11,861 6.17%
SALEM, OR (FHA|USDA|VA) 314 $111,280,000 $354,395 $11,290 6.70%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 342 $107,420,000 $314,094 $8,318 6.44%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 223 $106,615,000 $478,094 $12,766 5.73%
MONTGOMERY, AL (FHA|USDA|VA) 486 $105,590,000 $217,263 $7,991 6.74%
ST. GEORGE, UT (FHA|USDA|VA) 294 $100,920,000 $343,265 $12,203 6.67%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 440 $97,220,000 $220,955 $8,289 6.42%
MEDFORD, OR (FHA|USDA|VA) 274 $94,840,000 $346,131 $9,709 6.79%
WORCESTER, MA-CT (FHA|USDA|VA) 295 $94,745,000 $321,169 $7,562 6.30%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 387 $89,845,000 $232,158 $5,445 6.05%
BEND, OR (FHA|USDA|VA) 192 $87,530,000 $455,885 $13,433 6.70%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 357 $86,415,000 $242,059 $7,096 6.73%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 321 $84,915,000 $264,533 $5,942 6.76%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 228 $84,300,000 $369,737 $12,286 6.36%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 248 $77,890,000 $314,073 $12,155 6.64%
LOGAN, UT-ID (FHA|USDA|VA) 225 $71,465,000 $317,622 $10,163 6.51%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 218 $68,330,000 $313,440 $8,585 6.16%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 359 $67,825,000 $188,928 $6,827 6.42%
MADISON, WI (FHA|USDA|VA) 208 $64,550,000 $310,337 $6,971 6.71%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 231 $63,125,000 $273,268 $7,420 6.59%
Fernley, NV (FHA|USDA|VA) 204 $58,900,000 $288,725 $12,572 6.08%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 188 $58,710,000 $312,287 $8,996 6.18%
Elko, NV (FHA|USDA|VA) 200 $56,820,000 $284,100 $12,576 6.24%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 158 $55,310,000 $350,063 $10,556 6.64%
VALLEJO, CA (FHA|USDA|VA) 159 $55,255,000 $347,516 $11,931 5.22%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 161 $55,175,000 $342,702 $8,758 7.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 214 $54,880,000 $256,449 $5,361 6.59%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 140 $54,770,000 $391,214 $10,100 6.45%
COLORADO SPRINGS, CO (FHA|USDA|VA) 136 $53,940,000 $396,618 $9,071 5.66%
SAVANNAH, GA (FHA|USDA|VA) 170 $51,230,000 $301,353 $8,728 6.75%
LONGVIEW, WA (FHA|USDA|VA) 181 $50,625,000 $279,696 $8,742 6.11%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 148 $49,680,000 $335,676 $10,196 6.66%
Gardnerville Ranchos, NV (FHA|USDA|VA) 126 $48,840,000 $387,619 $10,923 6.67%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 190 $48,630,000 $255,947 $7,057 6.78%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 196 $48,220,000 $246,020 $5,586 6.29%
JACKSONVILLE, NC (FHA|USDA|VA) 179 $48,165,000 $269,078 $6,509 6.52%
SALT LAKE CITY, UT (FHA|USDA|VA) 115 $47,355,000 $411,783 $8,636 6.56%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 158 $47,320,000 $299,494 $8,345 6.26%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 197 $45,605,000 $231,497 $6,958 6.33%
Moses Lake, WA (FHA|USDA|VA) 167 $44,725,000 $267,814 $10,542 6.08%
BELLINGHAM, WA (FHA|USDA|VA) 113 $44,595,000 $394,646 $8,247 6.47%
URBAN HONOLULU, HI (FHA|USDA|VA) 74 $44,530,000 $601,757 $18,159 6.69%
Augusta-Waterville, ME (FHA|USDA|VA) 168 $44,510,000 $264,940 $7,026 6.76%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 74 $44,290,000 $598,514 $16,005 6.55%
Oak Harbor, WA (FHA|USDA|VA) 107 $42,705,000 $399,112 $13,411 5.88%
SPRINGFIELD, MA (FHA|USDA|VA) 160 $42,380,000 $264,875 $6,390 6.20%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 135 $42,355,000 $313,741 $9,849 6.52%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 81 $41,965,000 $518,086 $12,497 6.24%
LONGVIEW, TX (FHA|USDA|VA) 199 $41,665,000 $209,372 $9,209 6.35%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 161 $41,445,000 $257,422 $7,006 5.79%
Hermiston-Pendleton, OR (FHA|USDA|VA) 153 $40,315,000 $263,497 $10,315 6.73%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 145 $40,255,000 $277,621 $7,380 6.90%
GREELEY, CO (FHA|USDA|VA) 127 $39,985,000 $314,843 $8,997 5.68%
WENATCHEE, WA (FHA|USDA|VA) 104 $39,900,000 $383,654 $11,920 6.51%
Farmington, MO (FHA|USDA|VA) 229 $38,845,000 $169,629 $6,253 6.70%
YORK-HANOVER, PA (FHA|USDA|VA) 178 $38,690,000 $217,360 $7,790 6.17%
Coos Bay, OR (FHA|USDA|VA) 134 $38,620,000 $288,209 $10,905 6.83%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 81 $37,745,000 $465,988 $10,404 6.49%
CARSON CITY, NV (FHA|USDA|VA) 109 $37,625,000 $345,183 $12,975 6.56%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 132 $37,170,000 $281,591 $9,319 6.25%
YUMA, AZ (FHA|USDA|VA) 171 $36,245,000 $211,959 $9,547 6.60%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 157 $36,155,000 $230,287 $9,443 6.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 94 $36,020,000 $383,191 $10,734 6.12%
SHERMAN-DENISON, TX (FHA|USDA|VA) 154 $35,440,000 $230,130 $9,741 6.12%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 87 $35,325,000 $406,034 $12,886 6.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 152 $35,060,000 $230,658 $11,198 6.22%
ANCHORAGE, AK (FHA|USDA|VA) 104 $34,930,000 $335,865 $9,400 6.50%
WARNER ROBINS, GA (FHA|USDA|VA) 166 $34,870,000 $210,060 $8,463 6.54%
READING, PA (FHA|USDA|VA) 148 $34,590,000 $233,716 $7,500 6.33%
YUBA CITY, CA (FHA|USDA|VA) 115 $34,085,000 $296,391 $10,357 5.78%
FORT COLLINS, CO (FHA|USDA|VA) 92 $33,380,000 $362,826 $8,837 6.23%
Aberdeen, WA (FHA|USDA|VA) 134 $33,220,000 $247,910 $8,694 5.59%
PITTSBURGH, PA (FHA|USDA|VA) 131 $32,545,000 $248,435 $6,615 6.22%
COLUMBUS, OH (FHA|USDA|VA) 121 $32,275,000 $266,736 $10,102 6.49%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 223 $31,675,000 $142,040 $3,351 3.65%
GREEN BAY, WI (FHA|USDA|VA) 139 $31,425,000 $226,079 $4,438 6.68%
Concord, NH (FHA|USDA|VA) 94 $30,150,000 $320,745 $6,628 6.27%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 151 $29,805,000 $197,384 $6,524 6.99%
DOVER, DE (FHA|USDA|VA) 114 $29,760,000 $261,053 $9,739 6.33%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 57 $28,895,000 $506,930 $13,532 6.36%
Cedar City, UT (FHA|USDA|VA) 90 $28,880,000 $320,889 $14,006 6.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 110 $28,610,000 $260,091 $6,497 5.87%
BILLINGS, MT (FHA|USDA|VA) 103 $27,575,000 $267,718 $9,629 6.67%
BOULDER, CO (FHA|USDA|VA) 53 $27,515,000 $519,151 $5,887 7.07%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 69 $27,395,000 $397,029 $10,835 6.62%
CHEYENNE, WY (FHA|USDA|VA) 96 $26,540,000 $276,458 $8,147 5.98%
TWIN FALLS, ID (FHA|USDA|VA) 105 $25,685,000 $244,619 $8,165 6.87%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 91 $25,025,000 $275,000 $8,197 6.65%
Truckee-Grass Valley, CA (FHA|USDA|VA) 50 $24,470,000 $489,400 $9,698 6.84%
STOCKTON, CA (FHA|USDA|VA) 59 $24,135,000 $409,068 $11,535 6.52%
SALISBURY, MD-DE (FHA|USDA|VA) 74 $23,520,000 $317,838 $8,681 6.86%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 94 $22,710,000 $241,596 $7,458 5.68%
RICHMOND, VA (FHA|USDA|VA) 76 $22,180,000 $291,842 $8,460 6.98%
Rockport, TX (FHA|USDA|VA) 77 $22,105,000 $287,078 $10,480 7.19%
AMES, IA (FHA|USDA|VA) 107 $22,015,000 $205,748 $5,214 6.09%
APPLETON, WI (FHA|USDA|VA) 95 $21,305,000 $224,263 $4,792 6.92%
Butte-Silver Bow, MT (FHA|USDA|VA) 96 $21,300,000 $221,875 $7,044 6.05%
WAUSAU-WESTON, WI (FHA|USDA|VA) 116 $21,240,000 $183,103 $5,355 6.57%
BAKERSFIELD, CA (FHA|USDA|VA) 87 $21,125,000 $242,816 $8,175 6.08%
CASPER, WY (FHA|USDA|VA) 125 $21,115,000 $168,920 $6,333 4.86%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 89 $20,975,000 $235,674 $7,060 6.40%
Show Low, AZ (FHA|USDA|VA) 78 $20,170,000 $258,590 $7,869 7.11%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 61 $19,705,000 $323,033 $5,476 7.01%
Jackson, WY-ID (FHA|USDA|VA) 36 $19,620,000 $545,000 $7,426 6.89%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 83 $18,705,000 $225,361 $5,818 6.76%
Vernal, UT (FHA|USDA|VA) 94 $18,270,000 $194,362 $8,385 7.21%
OKLAHOMA CITY, OK (FHA|USDA|VA) 82 $18,100,000 $220,732 $8,835 6.55%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 85 $17,965,000 $211,353 $8,402 6.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 117 $17,825,000 $152,350 $4,126 6.46%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 43 $17,715,000 $411,977 $6,359 6.87%
SAN ANGELO, TX (FHA|USDA|VA) 99 $17,575,000 $177,525 $9,671 5.94%
PROVO-OREM, UT (FHA|USDA|VA) 41 $17,195,000 $419,390 $13,963 6.75%
FRESNO, CA (FHA|USDA|VA) 62 $16,930,000 $273,065 $10,248 6.66%
CHICO, CA (FHA|USDA|VA) 65 $16,645,000 $256,077 $9,137 6.05%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 52 $16,610,000 $319,423 $10,719 6.54%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 73 $16,325,000 $223,630 $7,807 6.85%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 66 $16,280,000 $246,667 $10,685 6.10%
SANTA FE, NM (FHA|USDA|VA) 44 $16,160,000 $367,273 $11,489 6.49%
Bonham, TX (FHA|USDA|VA) 84 $16,050,000 $191,071 $9,236 5.78%
ALBANY-LEBANON, OR (FHA|USDA|VA) 45 $15,885,000 $353,000 $11,847 6.68%
Sayre, PA (FHA|USDA|VA) 114 $15,870,000 $139,211 $6,182 5.77%
Lebanon, NH-VT (FHA|USDA|VA) 62 $15,860,000 $255,806 $6,230 6.25%
Prineville, OR (FHA|USDA|VA) 45 $15,655,000 $347,889 $13,589 6.30%
FARMINGTON, NM (FHA|USDA|VA) 93 $15,625,000 $168,011 $6,797 6.94%
LEBANON, PA (FHA|USDA|VA) 69 $15,455,000 $223,986 $7,332 6.02%
REDDING, CA (FHA|USDA|VA) 56 $15,400,000 $275,000 $8,679 6.07%
LAS CRUCES, NM (FHA|USDA|VA) 65 $15,205,000 $233,923 $7,180 7.01%
Durant, OK (FHA|USDA|VA) 77 $14,785,000 $192,013 $8,723 6.95%
Newport, OR (FHA|USDA|VA) 41 $14,625,000 $356,707 $9,627 7.31%
GRANTS PASS, OR (FHA|USDA|VA) 43 $14,115,000 $328,256 $11,071 6.77%
COLUMBUS, GA-AL (FHA|USDA|VA) 68 $14,070,000 $206,912 $8,978 6.29%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 43 $13,995,000 $325,465 $7,561 6.67%
Pahrump, NV (FHA|USDA|VA) 60 $13,420,000 $223,667 $10,627 6.08%
Heber, UT (FHA|USDA|VA) 24 $13,270,000 $552,917 $18,280 6.80%
Shelton, WA (FHA|USDA|VA) 41 $13,085,000 $319,146 $10,585 6.07%
Bozeman, MT (FHA|USDA|VA) 24 $12,900,000 $537,500 $9,736 7.24%
EAST STROUDSBURG, PA (FHA|USDA|VA) 49 $12,695,000 $259,082 $8,384 6.60%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 63 $12,515,000 $198,651 $6,325 6.31%
ROANOKE, VA (FHA|USDA|VA) 54 $12,480,000 $231,111 $8,090 7.10%
Outside of Metro Areas 30 $12,360,000 $412,000 $9,945 6.82%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 45 $12,305,000 $273,444 $9,860 6.45%
TYLER, TX (FHA|USDA|VA) 57 $12,285,000 $215,526 $9,042 5.65%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 20 $12,180,000 $609,000 $16,821 6.84%
LUBBOCK, TX (FHA|USDA|VA) 52 $11,880,000 $228,462 $8,763 6.39%
Hilo, HI (FHA|USDA|VA) 26 $11,640,000 $447,692 $11,971 6.86%
Granbury, TX (FHA|USDA|VA) 52 $11,590,000 $222,885 $9,831 6.12%
HINESVILLE, GA (FHA|USDA|VA) 50 $11,430,000 $228,600 $8,695 5.98%
SPARTANBURG, SC (FHA|USDA|VA) 68 $11,190,000 $164,559 $6,540 5.36%
Baraboo, WI (FHA|USDA|VA) 47 $11,135,000 $236,915 $6,878 7.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 26 $11,040,000 $424,615 $11,680 6.50%
MODESTO, CA (FHA|USDA|VA) 31 $10,765,000 $347,258 $10,340 6.17%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 31 $10,755,000 $346,935 $6,858 6.75%
JACKSONVILLE, FL (FHA|USDA|VA) 42 $10,600,000 $252,381 $8,017 5.90%
BANGOR, ME (FHA|USDA|VA) 43 $10,255,000 $238,488 $7,379 6.82%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 31 $10,045,000 $324,032 $8,944 6.30%
Cullman, AL (FHA|USDA|VA) 50 $9,990,000 $199,800 $8,099 6.79%
HUNTSVILLE, AL (FHA|USDA|VA) 35 $9,945,000 $284,143 $10,759 6.92%
Astoria, OR (FHA|USDA|VA) 23 $9,895,000 $430,217 $11,072 7.09%
Fallon, NV (FHA|USDA|VA) 37 $9,765,000 $263,919 $11,164 5.91%
CORVALLIS, OR (FHA|USDA|VA) 23 $9,645,000 $419,348 $11,590 6.90%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 57 $9,595,000 $168,333 $7,319 6.33%
Laconia, NH (FHA|USDA|VA) 26 $9,480,000 $364,615 $7,888 6.74%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 27 $9,435,000 $349,444 $8,238 6.61%
Stephenville, TX (FHA|USDA|VA) 38 $9,380,000 $246,842 $9,886 6.49%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 52 $9,320,000 $179,231 $6,375 6.36%
SPRINGFIELD, MO (FHA|USDA|VA) 37 $9,015,000 $243,649 $5,913 6.80%
Safford, AZ (FHA|USDA|VA) 36 $9,010,000 $250,278 $11,211 6.56%
Centralia, WA (FHA|USDA|VA) 28 $9,000,000 $321,429 $10,803 6.42%
LOUISVILLE, KY (FHA|USDA|VA) 46 $8,960,000 $194,783 $6,728 6.31%
Gainesville, TX (FHA|USDA|VA) 45 $8,945,000 $198,778 $9,723 6.49%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 28 $8,910,000 $318,214 $10,384 6.66%
Roseburg, OR (FHA|USDA|VA) 29 $8,775,000 $302,586 $11,341 6.64%
RALEIGH-CARY, NC (FHA|USDA|VA) 23 $8,745,000 $380,217 $10,220 7.01%
VISALIA, CA (FHA|USDA|VA) 41 $8,375,000 $204,268 $7,293 5.94%
FAIRBANKS, AK (FHA|USDA|VA) 26 $8,310,000 $319,615 $9,052 6.41%
Pullman, WA (FHA|USDA|VA) 25 $8,255,000 $330,200 $6,017 6.37%
DAYTON-KETTERING, OH (FHA|USDA|VA) 34 $8,210,000 $241,471 $8,683 6.50%
Pottsville, PA (FHA|USDA|VA) 44 $8,100,000 $184,091 $7,420 6.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 30 $8,100,000 $270,000 $9,288 6.99%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 25 $8,075,000 $323,000 $8,626 6.68%
SHEBOYGAN, WI (FHA|USDA|VA) 39 $8,055,000 $206,538 $5,356 6.89%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 40 $8,050,000 $201,250 $4,800 6.31%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 45 $8,035,000 $178,556 $8,183 6.38%
WACO, TX (FHA|USDA|VA) 31 $7,935,000 $255,968 $10,154 6.49%
TUSCALOOSA, AL (FHA|USDA|VA) 33 $7,825,000 $237,121 $7,217 6.76%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 19 $7,675,000 $403,947 $10,404 6.63%
Carlsbad-Artesia, NM (FHA|USDA|VA) 33 $7,635,000 $231,364 $7,992 6.49%
OCALA, FL (FHA|USDA|VA) 37 $7,605,000 $205,541 $8,027 6.05%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 21 $7,565,000 $360,238 $9,081 6.42%
MERCED, CA (FHA|USDA|VA) 27 $7,455,000 $276,111 $11,197 5.97%
TEXARKANA, TX-AR (FHA|USDA|VA) 38 $7,450,000 $196,053 $7,699 6.74%
BATON ROUGE, LA (FHA|USDA|VA) 34 $7,430,000 $218,529 $8,678 6.81%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 28 $7,200,000 $257,143 $9,961 6.88%
SUMTER, SC (FHA|USDA|VA) 36 $7,150,000 $198,611 $8,424 6.44%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 48 $7,150,000 $148,958 $3,881 4.43%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 39 $7,125,000 $182,692 $8,330 6.26%
Jasper, AL (FHA|USDA|VA) 43 $7,095,000 $165,000 $6,381 6.69%
WINCHESTER, VA-WV (FHA|USDA|VA) 26 $7,080,000 $272,308 $9,934 6.95%
Othello, WA (FHA|USDA|VA) 28 $7,070,000 $252,500 $10,604 5.79%
Harrison, AR (FHA|USDA|VA) 40 $6,980,000 $174,500 $7,516 6.80%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 16 $6,920,000 $432,500 $9,480 7.19%
Ontario, OR-ID (FHA|USDA|VA) 30 $6,860,000 $228,667 $7,562 7.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 36 $6,850,000 $190,278 $6,553 5.67%
WINSTON-SALEM, NC (FHA|USDA|VA) 37 $6,815,000 $184,189 $4,756 5.72%
RACINE, WI (FHA|USDA|VA) 28 $6,730,000 $240,357 $4,958 6.96%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 31 $6,555,000 $211,452 $4,731 7.16%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 28 $6,530,000 $233,214 $8,330 6.94%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 36 $6,490,000 $180,278 $4,757 5.81%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 52 $6,450,000 $124,038 $5,445 6.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $6,440,000 $322,000 $10,742 6.34%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 22 $6,400,000 $290,909 $5,644 6.89%
Athens, TX (FHA|USDA|VA) 31 $6,365,000 $205,323 $9,355 5.51%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 21 $6,355,000 $302,619 $7,653 7.10%
GADSDEN, AL (FHA|USDA|VA) 39 $6,185,000 $158,590 $6,569 6.83%
Payson, AZ (FHA|USDA|VA) 24 $5,960,000 $248,333 $9,595 6.92%
Beeville, TX (FHA|USDA|VA) 31 $5,885,000 $189,839 $9,683 6.62%
EL CENTRO, CA (FHA|USDA|VA) 26 $5,820,000 $223,846 $8,729 5.42%
Breckenridge, CO (FHA|USDA|VA) 6 $5,800,000 $966,667 $4,382 7.19%
PUEBLO, CO (FHA|USDA|VA) 32 $5,700,000 $178,125 $6,203 4.48%
Georgetown, SC (FHA|USDA|VA) 17 $5,645,000 $332,059 $6,760 6.03%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 22 $5,630,000 $255,909 $6,759 6.83%
TULSA, OK (FHA|USDA|VA) 25 $5,525,000 $221,000 $8,032 6.65%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 18 $5,520,000 $306,667 $6,854 6.89%
Ellensburg, WA (FHA|USDA|VA) 13 $5,485,000 $421,923 $10,352 6.71%
Keene, NH (FHA|USDA|VA) 24 $5,400,000 $225,000 $4,462 5.71%
Whitewater, WI (FHA|USDA|VA) 23 $5,385,000 $234,130 $5,082 7.07%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 24 $5,350,000 $222,917 $8,051 6.68%
Newberry, SC (FHA|USDA|VA) 22 $5,320,000 $241,818 $7,488 6.54%
Orangeburg, SC (FHA|USDA|VA) 27 $5,235,000 $193,889 $7,594 6.04%
AKRON, OH (FHA|USDA|VA) 27 $5,195,000 $192,407 $6,605 6.87%
SALINAS, CA (FHA|USDA|VA) 10 $5,040,000 $504,000 $14,274 7.25%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 8 $5,020,000 $627,500 $11,579 7.00%
EL PASO, TX (FHA|USDA|VA) 22 $4,980,000 $226,364 $8,131 6.33%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 17 $4,915,000 $289,118 $8,297 6.41%
Manitowoc, WI (FHA|USDA|VA) 29 $4,865,000 $167,759 $3,976 6.66%
Silver City, NM (FHA|USDA|VA) 30 $4,850,000 $161,667 $6,742 7.00%
MADERA, CA (FHA|USDA|VA) 16 $4,810,000 $300,625 $9,758 5.70%
IDAHO FALLS, ID (FHA|USDA|VA) 12 $4,790,000 $399,167 $9,112 6.99%
DALTON, GA (FHA|USDA|VA) 24 $4,740,000 $197,500 $8,751 6.27%
Roswell, NM (FHA|USDA|VA) 35 $4,715,000 $134,714 $5,361 7.18%
McAlester, OK (FHA|USDA|VA) 27 $4,695,000 $173,889 $8,087 6.79%
KNOXVILLE, TN (FHA|USDA|VA) 16 $4,650,000 $290,625 $10,194 6.04%
Clearlake, CA (FHA|USDA|VA) 19 $4,635,000 $243,947 $8,267 5.51%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 26 $4,620,000 $177,692 $5,256 7.06%
Riverton, WY (FHA|USDA|VA) 27 $4,605,000 $170,556 $5,637 5.98%
Kapaa, HI (FHA|USDA|VA) 7 $4,595,000 $656,429 $13,775 7.43%
Rolla, MO (FHA|USDA|VA) 25 $4,535,000 $181,400 $6,319 6.54%
AMARILLO, TX (FHA|USDA|VA) 35 $4,515,000 $129,000 $8,944 4.71%
YAKIMA, WA (FHA|USDA|VA) 15 $4,425,000 $295,000 $7,496 6.07%
CEDAR RAPIDS, IA (FHA|USDA|VA) 26 $4,420,000 $170,000 $7,138 6.58%
Cadillac, MI (FHA|USDA|VA) 26 $4,400,000 $169,231 $6,207 7.47%
Red Bluff, CA (FHA|USDA|VA) 16 $4,330,000 $270,625 $10,715 6.16%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 18 $4,320,000 $240,000 $10,043 7.18%
Sanford, NC (FHA|USDA|VA) 19 $4,315,000 $227,105 $7,549 7.36%
PUNTA GORDA, FL (FHA|USDA|VA) 18 $4,240,000 $235,556 $7,006 6.79%
LINCOLN, NE (FHA|USDA|VA) 14 $4,000,000 $285,714 $6,335 6.33%
GETTYSBURG, PA (FHA|USDA|VA) 14 $3,980,000 $284,286 $9,095 6.71%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 20 $3,950,000 $197,500 $5,519 6.86%
FLORENCE, SC (FHA|USDA|VA) 28 $3,950,000 $141,071 $6,557 5.39%
MIDLAND, TX (FHA|USDA|VA) 11 $3,935,000 $357,727 $12,872 6.92%
Beaver Dam, WI (FHA|USDA|VA) 18 $3,920,000 $217,778 $6,153 6.65%
The Dalles, OR (FHA|USDA|VA) 13 $3,785,000 $291,154 $9,117 6.92%
Statesboro, GA (FHA|USDA|VA) 14 $3,740,000 $267,143 $8,411 7.11%
Montrose, CO (FHA|USDA|VA) 17 $3,725,000 $219,118 $6,414 6.43%
Gaffney, SC (FHA|USDA|VA) 23 $3,705,000 $161,087 $6,417 5.18%
NEW BERN, NC (FHA|USDA|VA) 15 $3,655,000 $243,667 $6,447 6.78%
ROCKFORD, IL (FHA|USDA|VA) 22 $3,610,000 $164,091 $5,529 6.16%
Sterling, IL (FHA|USDA|VA) 27 $3,595,000 $133,148 $5,523 6.71%
Woodward, OK (FHA|USDA|VA) 19 $3,555,000 $187,105 $5,740 6.90%
DECATUR, AL (FHA|USDA|VA) 13 $3,525,000 $271,154 $6,255 7.05%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $3,520,000 $440,000 $8,459 6.98%
Fredericksburg, TX (FHA|USDA|VA) 8 $3,430,000 $428,750 $13,278 6.95%
Port Angeles, WA (FHA|USDA|VA) 7 $3,425,000 $489,286 $6,848 6.93%
Klamath Falls, OR (FHA|USDA|VA) 13 $3,345,000 $257,308 $11,054 6.11%
Corsicana, TX (FHA|USDA|VA) 19 $3,325,000 $175,000 $9,593 5.97%
LAWTON, OK (FHA|USDA|VA) 20 $3,320,000 $166,000 $8,367 7.28%
Mountain Home, ID (FHA|USDA|VA) 13 $3,285,000 $252,692 $9,181 6.83%
Durango, CO (FHA|USDA|VA) 6 $3,280,000 $546,667 $7,182 6.81%
Brookings, OR (FHA|USDA|VA) 9 $3,195,000 $355,000 $7,540 7.01%
WICHITA FALLS, TX (FHA|USDA|VA) 16 $3,180,000 $198,750 $8,070 6.72%
Talladega-Sylacauga, AL (FHA|USDA|VA) 16 $3,150,000 $196,875 $8,549 6.60%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 15 $3,145,000 $209,667 $6,857 6.31%
POCATELLO, ID (FHA|USDA|VA) 13 $3,125,000 $240,385 $7,019 6.78%
Kalispell, MT (FHA|USDA|VA) 4 $3,040,000 $760,000 $20,462 7.12%
ASHEVILLE, NC (FHA|USDA|VA) 7 $3,035,000 $433,571 $9,175 7.09%
Fort Leonard Wood, MO (FHA|USDA|VA) 17 $2,995,000 $176,176 $6,795 6.60%
Deming, NM (FHA|USDA|VA) 29 $2,995,000 $103,276 $4,914 5.88%
Kerrville, TX (FHA|USDA|VA) 12 $2,970,000 $247,500 $8,579 7.10%
WILMINGTON, NC (FHA|USDA|VA) 9 $2,965,000 $329,444 $7,276 6.71%
Ukiah, CA (FHA|USDA|VA) 7 $2,915,000 $416,429 $11,375 6.59%
Berlin, NH (FHA|USDA|VA) 14 $2,880,000 $205,714 $5,620 5.95%
Shawano, WI (FHA|USDA|VA) 16 $2,850,000 $178,125 $5,078 6.99%
Glenwood Springs, CO (FHA|USDA|VA) 7 $2,705,000 $386,429 $9,577 6.67%
PEORIA, IL (FHA|USDA|VA) 13 $2,705,000 $208,077 $6,064 5.52%
Rock Springs, WY (FHA|USDA|VA) 12 $2,690,000 $224,167 $7,875 6.23%
Blackfoot, ID (FHA|USDA|VA) 7 $2,685,000 $383,571 $10,979 6.71%
Sterling, CO (FHA|USDA|VA) 17 $2,625,000 $154,412 $4,719 4.99%
Winnemucca, NV (FHA|USDA|VA) 8 $2,600,000 $325,000 $14,880 6.83%
WALLA WALLA, WA (FHA|USDA|VA) 7 $2,595,000 $370,714 $7,179 6.64%
Hailey, ID (FHA|USDA|VA) 3 $2,595,000 $865,000 $8,560 7.71%
Mineral Wells, TX (FHA|USDA|VA) 11 $2,585,000 $235,000 $10,149 6.32%
MUSKEGON, MI (FHA|USDA|VA) 13 $2,535,000 $195,000 $5,283 7.11%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 12 $2,520,000 $210,000 $6,601 6.35%
TOPEKA, KS (FHA|USDA|VA) 11 $2,505,000 $227,727 $5,179 6.82%
Stevens Point, WI (FHA|USDA|VA) 11 $2,505,000 $227,727 $6,800 7.32%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 17 $2,495,000 $146,765 $4,764 5.63%
Paris, TX (FHA|USDA|VA) 15 $2,495,000 $166,333 $8,206 5.89%
Fort Morgan, CO (FHA|USDA|VA) 14 $2,480,000 $177,143 $4,891 4.98%
Torrington, CT (FHA|USDA|VA) 21 $2,475,000 $117,857 $2,727 3.91%
BRUNSWICK, GA (FHA|USDA|VA) 9 $2,365,000 $262,778 $7,502 6.65%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 12 $2,360,000 $196,667 $6,770 6.78%
Troy, AL (FHA|USDA|VA) 11 $2,355,000 $214,091 $7,560 7.13%
Rochelle, IL (FHA|USDA|VA) 13 $2,335,000 $179,615 $7,421 7.04%
Steamboat Springs, CO (FHA|USDA|VA) 4 $2,270,000 $567,500 $12,070 6.81%
Dickinson, ND (FHA|USDA|VA) 11 $2,205,000 $200,455 $8,443 6.35%
Sulphur Springs, TX (FHA|USDA|VA) 9 $2,175,000 $241,667 $11,377 6.07%
JACKSON, MS (FHA|USDA|VA) 11 $2,175,000 $197,727 $6,496 7.13%
Hood River, OR (FHA|USDA|VA) 4 $2,170,000 $542,500 $9,316 7.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 13 $2,125,000 $163,462 $5,656 5.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $2,125,000 $303,571 $11,920 6.59%
CaƱon City, CO (FHA|USDA|VA) 9 $2,115,000 $235,000 $5,942 5.53%
GREAT FALLS, MT (FHA|USDA|VA) 8 $2,110,000 $263,750 $9,605 6.81%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 8 $2,090,000 $261,250 $8,088 7.76%
LYNCHBURG, VA (FHA|USDA|VA) 13 $2,065,000 $158,846 $5,183 7.08%
VALDOSTA, GA (FHA|USDA|VA) 9 $2,045,000 $227,222 $9,140 6.35%
Albertville, AL (FHA|USDA|VA) 10 $2,040,000 $204,000 $7,500 7.10%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 11 $1,925,000 $175,000 $7,049 7.14%
MISSOULA, MT (FHA|USDA|VA) 6 $1,910,000 $318,333 $7,560 6.64%
Alexander City, AL (FHA|USDA|VA) 8 $1,850,000 $231,250 $8,871 7.01%
Burley, ID (FHA|USDA|VA) 8 $1,760,000 $220,000 $7,993 6.63%
EAU CLAIRE, WI (FHA|USDA|VA) 8 $1,750,000 $218,750 $4,978 7.09%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,715,000 $343,000 $8,092 7.25%
PITTSFIELD, MA (FHA|USDA|VA) 7 $1,705,000 $243,571 $4,894 6.39%
Morehead City, NC (FHA|USDA|VA) 5 $1,695,000 $339,000 $7,688 7.23%
Los Alamos, NM (FHA|USDA|VA) 4 $1,690,000 $422,500 $6,036 6.75%
FOND DU LAC, WI (FHA|USDA|VA) 9 $1,665,000 $185,000 $4,013 7.22%
Jesup, GA (FHA|USDA|VA) 9 $1,645,000 $182,778 $6,368 6.03%
WICHITA, KS (FHA|USDA|VA) 6 $1,640,000 $273,333 $7,225 6.81%
Uvalde, TX (FHA|USDA|VA) 15 $1,635,000 $109,000 $8,569 4.42%
DOTHAN, AL (FHA|USDA|VA) 9 $1,625,000 $180,556 $9,888 6.60%
Rexburg, ID (FHA|USDA|VA) 5 $1,615,000 $323,000 $12,158 6.61%
Nogales, AZ (FHA|USDA|VA) 8 $1,610,000 $201,250 $9,044 5.61%
RAPID CITY, SD (FHA|USDA|VA) 4 $1,590,000 $397,500 $12,919 6.19%
Stillwater, OK (FHA|USDA|VA) 4 $1,590,000 $397,500 $11,113 6.59%
Kinston, NC (FHA|USDA|VA) 7 $1,585,000 $226,429 $5,266 5.63%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,570,000 $196,250 $7,812 6.98%
Edwards, CO (FHA|USDA|VA) 3 $1,565,000 $521,667 $8,492 7.33%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 7 $1,565,000 $223,571 $7,337 5.75%
Sandpoint, ID (FHA|USDA|VA) 4 $1,550,000 $387,500 $10,392 6.81%
Sonora, CA (FHA|USDA|VA) 5 $1,545,000 $309,000 $9,085 7.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 8 $1,520,000 $190,000 $3,486 3.80%
MOBILE, AL (FHA|USDA|VA) 6 $1,480,000 $246,667 $8,684 6.69%
Lock Haven, PA (FHA|USDA|VA) 9 $1,465,000 $162,778 $5,049 5.18%
Marshalltown, IA (FHA|USDA|VA) 9 $1,455,000 $161,667 $4,261 5.46%
West Plains, MO (FHA|USDA|VA) 6 $1,450,000 $241,667 $6,881 6.98%
Moscow, ID (FHA|USDA|VA) 5 $1,445,000 $289,000 $6,968 6.90%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 7 $1,445,000 $206,429 $11,315 6.59%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 8 $1,440,000 $180,000 $3,695 4.75%
Ardmore, OK (FHA|USDA|VA) 10 $1,440,000 $144,000 $7,895 7.05%
Helena, MT (FHA|USDA|VA) 4 $1,430,000 $357,500 $6,571 7.28%
El Campo, TX (FHA|USDA|VA) 8 $1,420,000 $177,500 $6,772 6.23%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $1,390,000 $231,667 $5,246 6.56%
Huntsville, TX (FHA|USDA|VA) 6 $1,380,000 $230,000 $11,632 6.94%
NAPA, CA (FHA|USDA|VA) 2 $1,370,000 $685,000 $26,311 7.38%
ODESSA, TX (FHA|USDA|VA) 8 $1,360,000 $170,000 $9,099 6.55%
COLUMBIA, MO (FHA|USDA|VA) 5 $1,355,000 $271,000 $4,511 6.98%
LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,345,000 $269,000 $9,488 6.60%
Shelby, NC (FHA|USDA|VA) 7 $1,335,000 $190,714 $7,534 6.73%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,325,000 $189,286 $4,582 5.88%
DULUTH, MN-WI (FHA|USDA|VA) 7 $1,295,000 $185,000 $7,167 6.98%
Dayton, TN (FHA|USDA|VA) 3 $1,295,000 $431,667 $19,097 7.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,275,000 $255,000 $6,231 7.07%
Crescent City, CA (FHA|USDA|VA) 4 $1,270,000 $317,500 $5,153 5.87%
Enterprise, AL (FHA|USDA|VA) 6 $1,260,000 $210,000 $7,271 6.21%
Susanville, CA (FHA|USDA|VA) 7 $1,235,000 $176,429 $7,826 5.75%
Warrensburg, MO (FHA|USDA|VA) 4 $1,210,000 $302,500 $7,662 7.03%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,200,000 $150,000 $5,572 5.20%
Branson, MO (FHA|USDA|VA) 7 $1,195,000 $170,714 $5,833 6.84%
LAREDO, TX (FHA|USDA|VA) 4 $1,190,000 $297,500 $8,932 5.87%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,190,000 $297,500 $5,000 5.48%
Sevierville, TN (FHA|USDA|VA) 3 $1,185,000 $395,000 $12,327 7.13%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $1,160,000 $290,000 $7,914 7.15%
Jacksonville, TX (FHA|USDA|VA) 5 $1,155,000 $231,000 $13,970 5.03%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $1,140,000 $285,000 $9,121 6.69%
Holland, MI (FHA|USDA|VA) 5 $1,125,000 $225,000 $6,688 7.28%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,333 7.00%
GAINESVILLE, GA (FHA|USDA|VA) 4 $1,110,000 $277,500 $8,248 6.66%
Big Rapids, MI (FHA|USDA|VA) 5 $1,105,000 $221,000 $7,798 7.12%
Nacogdoches, TX (FHA|USDA|VA) 4 $1,100,000 $275,000 $8,363 6.72%
ABILENE, TX (FHA|USDA|VA) 6 $1,080,000 $180,000 $10,743 5.33%
Albemarle, NC (FHA|USDA|VA) 4 $1,080,000 $270,000 $10,215 6.56%
Cullowhee, NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $6,151 7.67%
Las Vegas, NM (FHA|USDA|VA) 4 $1,070,000 $267,500 $9,925 7.44%
Sunbury, PA (FHA|USDA|VA) 9 $1,065,000 $118,333 $5,184 5.35%
Ada, OK (FHA|USDA|VA) 4 $1,060,000 $265,000 $8,746 6.94%
HATTIESBURG, MS (FHA|USDA|VA) 7 $1,055,000 $150,714 $7,442 7.10%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 7 $1,035,000 $147,857 $4,690 6.91%
Dixon, IL (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,084 7.19%
SPRINGFIELD, IL (FHA|USDA|VA) 7 $1,025,000 $146,429 $3,310 5.86%
LaGrange, GA-AL (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,978 6.94%
MORRISTOWN, TN (FHA|USDA|VA) 2 $1,010,000 $505,000 $4,669 7.50%
Ottawa, IL (FHA|USDA|VA) 5 $995,000 $199,000 $6,868 7.23%
Ruidoso, NM (FHA|USDA|VA) 4 $990,000 $247,500 $4,100 7.40%
Lufkin, TX (FHA|USDA|VA) 3 $985,000 $328,333 $15,676 6.46%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $985,000 $328,333 $7,511 6.79%
BLOOMINGTON, IL (FHA|USDA|VA) 6 $970,000 $161,667 $5,864 7.04%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $970,000 $121,250 $2,627 5.16%
Cookeville, TN (FHA|USDA|VA) 3 $965,000 $321,667 $8,825 6.71%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $960,000 $240,000 $6,844 6.97%
Meridian, MS (FHA|USDA|VA) 5 $955,000 $191,000 $8,824 6.72%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 6 $950,000 $158,333 $4,739 7.67%
Atmore, AL (FHA|USDA|VA) 7 $945,000 $135,000 $6,611 6.84%
Ludington, MI (FHA|USDA|VA) 2 $940,000 $470,000 $6,063 7.81%
Palestine, TX (FHA|USDA|VA) 6 $940,000 $156,667 $9,295 4.42%
GAINESVILLE, FL (FHA|USDA|VA) 4 $930,000 $232,500 $8,006 6.66%
JACKSON, MI (FHA|USDA|VA) 4 $920,000 $230,000 $9,342 7.78%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $920,000 $230,000 $11,387 5.13%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 6 $910,000 $151,667 $5,761 6.03%
Minden, LA (FHA|USDA|VA) 5 $895,000 $179,000 $7,451 6.90%
JOPLIN, MO (FHA|USDA|VA) 5 $895,000 $179,000 $7,588 6.70%
IOWA CITY, IA (FHA|USDA|VA) 4 $890,000 $222,500 $8,177 6.97%
ALTOONA, PA (FHA|USDA|VA) 3 $875,000 $291,667 $11,489 6.63%
BISMARCK, ND (FHA|USDA|VA) 3 $875,000 $291,667 $12,178 6.04%
Forest City, NC (FHA|USDA|VA) 6 $870,000 $145,000 $7,515 6.52%
Sheridan, WY (FHA|USDA|VA) 4 $870,000 $217,500 $3,554 5.09%
Crossville, TN (FHA|USDA|VA) 5 $855,000 $171,000 $7,318 7.05%
Kingsville, TX (FHA|USDA|VA) 6 $850,000 $141,667 $8,836 6.83%
EspaƱola, NM (FHA|USDA|VA) 5 $845,000 $169,000 $5,946 7.48%
Greenwood, SC (FHA|USDA|VA) 6 $840,000 $140,000 $4,877 5.38%
Alice, TX (FHA|USDA|VA) 5 $835,000 $167,000 $8,701 6.85%
Wilmington, OH (FHA|USDA|VA) 4 $830,000 $207,500 $6,366 6.75%
La Grande, OR (FHA|USDA|VA) 4 $830,000 $207,500 $7,298 6.38%
Gillette, WY (FHA|USDA|VA) 3 $825,000 $275,000 $7,854 6.38%
Muskogee, OK (FHA|USDA|VA) 3 $825,000 $275,000 $10,904 7.25%
Rutland, VT (FHA|USDA|VA) 3 $815,000 $271,667 $7,374 7.67%
Scottsbluff, NE (FHA|USDA|VA) 7 $815,000 $116,429 $4,959 5.00%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $810,000 $202,500 $6,582 5.25%
FORT WAYNE, IN (FHA|USDA|VA) 4 $800,000 $200,000 $10,764 7.34%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $780,000 $195,000 $8,904 7.06%
FARGO, ND-MN (FHA|USDA|VA) 3 $775,000 $258,333 $7,249 6.97%
Lake City, FL (FHA|USDA|VA) 3 $775,000 $258,333 $8,142 7.17%
Mason City, IA (FHA|USDA|VA) 4 $770,000 $192,500 $5,532 7.03%
Weatherford, OK (FHA|USDA|VA) 7 $755,000 $107,857 $4,072 6.86%
Craig, CO (FHA|USDA|VA) 4 $750,000 $187,500 $7,381 5.28%
McMinnville, TN (FHA|USDA|VA) 4 $730,000 $182,500 $6,289 5.03%
Freeport, IL (FHA|USDA|VA) 3 $715,000 $238,333 $11,121 6.70%
Calhoun, GA (FHA|USDA|VA) 2 $710,000 $355,000 $8,875 5.87%
Milledgeville, GA (FHA|USDA|VA) 3 $705,000 $235,000 $8,067 7.25%
Lebanon, MO (FHA|USDA|VA) 3 $695,000 $231,667 $5,048 6.71%
NILES, MI (FHA|USDA|VA) 3 $695,000 $231,667 $8,903 6.66%
MANHATTAN, KS (FHA|USDA|VA) 2 $680,000 $340,000 $3,639 6.81%
Fremont, NE (FHA|USDA|VA) 5 $675,000 $135,000 $5,841 6.28%
BATTLE CREEK, MI (FHA|USDA|VA) 5 $675,000 $135,000 $7,047 5.55%
Laramie, WY (FHA|USDA|VA) 3 $675,000 $225,000 $6,588 6.38%
HARRISONBURG, VA (FHA|USDA|VA) 3 $665,000 $221,667 $3,525 5.92%
Shawnee, OK (FHA|USDA|VA) 3 $665,000 $221,667 $7,669 7.38%
Douglas, GA (FHA|USDA|VA) 4 $660,000 $165,000 $6,668 5.03%
Selma, AL (FHA|USDA|VA) 8 $660,000 $82,500 $4,594 6.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $655,000 $218,333 $8,337 6.04%
Mount Pleasant, TX (FHA|USDA|VA) 4 $650,000 $162,500 $9,254 6.91%
BURLINGTON, NC (FHA|USDA|VA) 2 $650,000 $325,000 $2,524 7.38%
Marinette, WI-MI (FHA|USDA|VA) 6 $640,000 $106,667 $3,421 6.17%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $635,000 $211,667 $3,951 9.17%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $635,000 $211,667 $4,985 6.50%
Athens, OH (FHA|USDA|VA) 3 $635,000 $211,667 $6,930 6.75%
Washington, NC (FHA|USDA|VA) 3 $635,000 $211,667 $5,047 7.41%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $625,000 $125,000 $6,423 6.93%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $625,000 $208,333 $5,883 6.92%
Evanston, WY (FHA|USDA|VA) 4 $620,000 $155,000 $6,478 4.59%
PANAMA CITY, FL (FHA|USDA|VA) 3 $605,000 $201,667 $7,922 7.13%
Bay City, TX (FHA|USDA|VA) 2 $600,000 $300,000 $11,392 6.56%
ANN ARBOR, MI (FHA|USDA|VA) 3 $595,000 $198,333 $4,026 4.17%
Price, UT (FHA|USDA|VA) 3 $585,000 $195,000 $4,704 6.62%
Clovis, NM (FHA|USDA|VA) 3 $585,000 $195,000 $7,072 6.38%
Cornelia, GA (FHA|USDA|VA) 1 $575,000 $575,000 $0 6.50%
Lewisburg, PA (FHA|USDA|VA) 2 $570,000 $285,000 $16,912 6.56%
Cambridge, MD (FHA|USDA|VA) 2 $570,000 $285,000 $7,511 6.81%
Washington Court House, OH (FHA|USDA|VA) 3 $565,000 $188,333 $7,128 6.79%
Vidalia, GA (FHA|USDA|VA) 3 $555,000 $185,000 $11,580 6.58%
Pecos, TX (FHA|USDA|VA) 2 $550,000 $275,000 $17,773 6.44%
Boone, NC (FHA|USDA|VA) 1 $545,000 $545,000 $4,053 6.50%
Brownwood, TX (FHA|USDA|VA) 3 $545,000 $181,667 $9,432 6.54%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $540,000 $270,000 $8,356 6.69%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $540,000 $270,000 $3,017 6.06%
Tupelo, MS (FHA|USDA|VA) 2 $540,000 $270,000 $16,264 7.02%
Palatka, FL (FHA|USDA|VA) 3 $535,000 $178,333 $8,085 7.67%
Del Rio, TX (FHA|USDA|VA) 3 $535,000 $178,333 $15,831 4.33%
Seneca, SC (FHA|USDA|VA) 4 $530,000 $132,500 $4,769 6.65%
Duncan, OK (FHA|USDA|VA) 3 $525,000 $175,000 $8,976 7.54%
Alamogordo, NM (FHA|USDA|VA) 2 $520,000 $260,000 $10,043 7.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $510,000 $255,000 $6,236 7.06%
Hobbs, NM (FHA|USDA|VA) 2 $510,000 $255,000 $9,997 6.38%
Fort Dodge, IA (FHA|USDA|VA) 3 $505,000 $168,333 $6,395 6.92%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $505,000 $168,333 $5,248 6.25%
Borger, TX (FHA|USDA|VA) 6 $480,000 $80,000 $7,581 3.48%
STAUNTON, VA (FHA|USDA|VA) 2 $480,000 $240,000 $5,535 6.31%
Mount Vernon, OH (FHA|USDA|VA) 2 $470,000 $235,000 $7,446 6.63%
Fort Payne, AL (FHA|USDA|VA) 4 $470,000 $117,500 $6,699 6.88%
Oskaloosa, IA (FHA|USDA|VA) 2 $470,000 $235,000 $6,262 6.63%
ST. CLOUD, MN (FHA|USDA|VA) 3 $465,000 $155,000 $11,615 6.57%
New Castle, PA (FHA|USDA|VA) 2 $460,000 $230,000 $8,296 6.56%
Pella, IA (FHA|USDA|VA) 2 $450,000 $225,000 $7,813 6.00%
HAMMOND, LA (FHA|USDA|VA) 2 $450,000 $225,000 $11,412 6.38%
VICTORIA, TX (FHA|USDA|VA) 3 $445,000 $148,333 $10,222 4.83%
Bartlesville, OK (FHA|USDA|VA) 4 $440,000 $110,000 $5,408 7.69%
Crawfordsville, IN (FHA|USDA|VA) 4 $440,000 $110,000 $4,549 5.22%
Scottsburg, IN (FHA|USDA|VA) 3 $435,000 $145,000 $7,594 7.42%
ROME, GA (FHA|USDA|VA) 2 $430,000 $215,000 $11,561 6.38%
Union, SC (FHA|USDA|VA) 5 $425,000 $85,000 $4,409 3.83%
PINE BLUFF, AR (FHA|USDA|VA) 2 $420,000 $210,000 $5,814 7.31%
Cordele, GA (FHA|USDA|VA) 2 $420,000 $210,000 $6,431 6.88%
Clewiston, FL (FHA|USDA|VA) 1 $415,000 $415,000 $5,146 6.00%
Sturgis, MI (FHA|USDA|VA) 1 $415,000 $415,000 $10,682 7.38%
Moberly, MO (FHA|USDA|VA) 2 $400,000 $200,000 $2,375 6.69%
Clarksburg, WV (FHA|USDA|VA) 1 $395,000 $395,000 $6,217 5.99%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $395,000 $131,667 $5,716 6.79%
Somerset, PA (FHA|USDA|VA) 1 $395,000 $395,000 $18,629 7.13%
Sikeston, MO (FHA|USDA|VA) 3 $395,000 $131,667 $4,863 7.08%
Arcadia, FL (FHA|USDA|VA) 2 $390,000 $195,000 $9,872 6.00%
Zanesville, OH (FHA|USDA|VA) 2 $390,000 $195,000 $8,898 7.13%
Sidney, OH (FHA|USDA|VA) 2 $390,000 $195,000 $9,150 6.38%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $385,000 $128,333 $2,391 8.29%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $375,000 $125,000 $6,764 6.88%
ROCHESTER, MN (FHA|USDA|VA) 1 $375,000 $375,000 $16,760 6.13%
Marion, OH (FHA|USDA|VA) 2 $370,000 $185,000 $9,972 5.94%
Austin, MN (FHA|USDA|VA) 1 $365,000 $365,000 $2,968 5.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $365,000 $121,667 $5,671 6.79%
Pontiac, IL (FHA|USDA|VA) 2 $360,000 $180,000 $4,776 7.50%
DuBois, PA (FHA|USDA|VA) 1 $355,000 $355,000 $16,639 6.50%
Grants, NM (FHA|USDA|VA) 3 $355,000 $118,333 $4,969 6.83%
Bemidji, MN (FHA|USDA|VA) 1 $355,000 $355,000 $7,485 5.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $350,000 $175,000 $7,428 6.81%
Dumas, TX (FHA|USDA|VA) 3 $345,000 $115,000 $9,456 5.42%
Muscatine, IA (FHA|USDA|VA) 3 $345,000 $115,000 $4,817 6.83%
Spearfish, SD (FHA|USDA|VA) 1 $345,000 $345,000 $16,482 6.50%
Snyder, TX (FHA|USDA|VA) 2 $340,000 $170,000 $10,328 5.69%
Lewistown, PA (FHA|USDA|VA) 2 $340,000 $170,000 $7,103 6.81%
KANKAKEE, IL (FHA|USDA|VA) 4 $340,000 $85,000 $3,670 3.41%
Traverse City, MI (FHA|USDA|VA) 2 $340,000 $170,000 $4,820 6.94%
GREENVILLE, NC (FHA|USDA|VA) 3 $335,000 $111,667 $3,858 4.75%
Sandusky, OH (FHA|USDA|VA) 2 $330,000 $165,000 $6,288 7.19%
CUMBERLAND, MD-WV (FHA|USDA|VA) 4 $330,000 $82,500 $5,060 5.07%
Burlington, IA-IL (FHA|USDA|VA) 2 $330,000 $165,000 $5,865 6.88%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $330,000 $165,000 $6,977 7.56%
Spirit Lake, IA (FHA|USDA|VA) 1 $325,000 $325,000 $4,418 6.63%
Levelland, TX (FHA|USDA|VA) 1 $325,000 $325,000 $20,912 6.13%
Coldwater, MI (FHA|USDA|VA) 1 $325,000 $325,000 $16,584 7.13%
ALBANY, GA (FHA|USDA|VA) 1 $325,000 $325,000 $7,393 6.99%
Huntingdon, PA (FHA|USDA|VA) 2 $320,000 $160,000 $7,670 6.56%
Vicksburg, MS (FHA|USDA|VA) 1 $315,000 $315,000 $4,600 6.99%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $310,000 $155,000 $4,564 7.00%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $305,000 $305,000 $2,808 7.88%
Mexico, MO (FHA|USDA|VA) 3 $305,000 $101,667 $3,265 6.88%
DECATUR, IL (FHA|USDA|VA) 2 $300,000 $150,000 $3,697 6.56%
MANSFIELD, OH (FHA|USDA|VA) 2 $300,000 $150,000 $5,730 6.75%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $300,000 $150,000 $7,223 7.38%
Sedalia, MO (FHA|USDA|VA) 2 $300,000 $150,000 $3,879 7.13%
Bardstown, KY (FHA|USDA|VA) 2 $300,000 $150,000 $0 6.81%
Salina, KS (FHA|USDA|VA) 1 $295,000 $295,000 $2,676 7.99%
Lumberton, NC (FHA|USDA|VA) 1 $295,000 $295,000 $11,807 7.13%
GOLDSBORO, NC (FHA|USDA|VA) 2 $290,000 $145,000 $6,745 6.31%
Brenham, TX (FHA|USDA|VA) 1 $285,000 $285,000 $16,231 6.63%
Mountain Home, AR (FHA|USDA|VA) 1 $275,000 $275,000 $12,200 6.13%
Toccoa, GA (FHA|USDA|VA) 1 $275,000 $275,000 $6,382 6.13%
Brainerd, MN (FHA|USDA|VA) 1 $275,000 $275,000 $5,841 6.38%
Thomaston, GA (FHA|USDA|VA) 1 $275,000 $275,000 $8,628 7.63%
Ozark, AL (FHA|USDA|VA) 1 $275,000 $275,000 $3,847 5.63%
Brookhaven, MS (FHA|USDA|VA) 1 $275,000 $275,000 $6,476 6.13%
Marietta, OH (FHA|USDA|VA) 2 $260,000 $130,000 $8,184 7.04%
Mount Vernon, IL (FHA|USDA|VA) 1 $255,000 $255,000 $12,097 7.13%
St. Marys, GA (FHA|USDA|VA) 1 $255,000 $255,000 $11,781 5.63%
Wooster, OH (FHA|USDA|VA) 1 $255,000 $255,000 $5,173 6.99%
Bennettsville, SC (FHA|USDA|VA) 2 $250,000 $125,000 $4,356 5.69%
Quincy, IL-MO (FHA|USDA|VA) 2 $250,000 $125,000 $5,426 7.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $250,000 $125,000 $5,139 5.94%
Lewisburg, TN (FHA|USDA|VA) 1 $245,000 $245,000 $6,136 6.63%
Cambridge, OH (FHA|USDA|VA) 1 $245,000 $245,000 $8,247 6.75%
Gallup, NM (FHA|USDA|VA) 1 $245,000 $245,000 $3,543 7.75%
Rockingham, NC (FHA|USDA|VA) 2 $240,000 $120,000 $5,363 6.81%
Wauchula, FL (FHA|USDA|VA) 2 $240,000 $120,000 $5,499 3.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.16%
Alma, MI (FHA|USDA|VA) 3 $235,000 $78,333 $2,152 4.33%
MORGANTOWN, WV (FHA|USDA|VA) 1 $225,000 $225,000 $1,104 4.88%
Washington, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,918 7.50%
Kendallville, IN (FHA|USDA|VA) 1 $225,000 $225,000 $5,440 7.00%
Bennington, VT (FHA|USDA|VA) 1 $225,000 $225,000 $9,047 6.00%
Americus, GA (FHA|USDA|VA) 1 $225,000 $225,000 $9,133 6.13%
Lincoln, IL (FHA|USDA|VA) 2 $220,000 $110,000 $3,675 7.25%
Paragould, AR (FHA|USDA|VA) 2 $220,000 $110,000 $4,662 6.50%
Celina, OH (FHA|USDA|VA) 2 $220,000 $110,000 $4,444 8.07%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $215,000 $215,000 $4,757 6.88%
Pearsall, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,248 7.50%
Portales, NM (FHA|USDA|VA) 1 $215,000 $215,000 $10,348 6.38%
Hannibal, MO (FHA|USDA|VA) 1 $215,000 $215,000 $2,334 7.13%
Portsmouth, OH (FHA|USDA|VA) 1 $205,000 $205,000 $8,252 6.13%
Hutchinson, KS (FHA|USDA|VA) 1 $205,000 $205,000 $9,477 6.50%
Indiana, PA (FHA|USDA|VA) 1 $205,000 $205,000 $14,022 6.63%
Jamestown, ND (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.75%
Frankfort, IN (FHA|USDA|VA) 2 $200,000 $100,000 $6,939 7.19%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $195,000 $195,000 $4,498 6.50%
WHEELING, WV-OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,005 7.88%
North Wilkesboro, NC (FHA|USDA|VA) 1 $195,000 $195,000 $5,815 7.13%
Plymouth, IN (FHA|USDA|VA) 2 $190,000 $95,000 $2,588 3.63%
Hereford, TX (FHA|USDA|VA) 1 $185,000 $185,000 $10,018 7.63%
Escanaba, MI (FHA|USDA|VA) 3 $185,000 $61,667 $3,033 7.71%
Beatrice, NE (FHA|USDA|VA) 1 $185,000 $185,000 $2,368 7.63%
Waycross, GA (FHA|USDA|VA) 1 $185,000 $185,000 $7,136 7.13%
TOLEDO, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,549 5.88%
Meadville, PA (FHA|USDA|VA) 1 $185,000 $185,000 $10,241 7.13%
DUBUQUE, IA (FHA|USDA|VA) 1 $185,000 $185,000 $6,733 6.63%
Russellville, AR (FHA|USDA|VA) 2 $180,000 $90,000 $4,693 7.06%
Corinth, MS (FHA|USDA|VA) 1 $175,000 $175,000 $6,507 5.63%
Blytheville, AR (FHA|USDA|VA) 1 $175,000 $175,000 $6,756 7.13%
Dublin, GA (FHA|USDA|VA) 2 $170,000 $85,000 $6,301 6.31%
Fort Polk South, LA (FHA|USDA|VA) 1 $165,000 $165,000 $7,731 6.13%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $165,000 $165,000 $8,516 6.99%
Greenville, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,453 6.63%
MIDLAND, MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,462 7.88%
Clinton, IA (FHA|USDA|VA) 1 $165,000 $165,000 $7,473 6.50%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.09%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $155,000 $155,000 $10,483 7.63%
Danville, VA (FHA|USDA|VA) 1 $155,000 $155,000 $4,706 6.50%
Plainview, TX (FHA|USDA|VA) 1 $155,000 $155,000 $9,425 5.50%
Laurel, MS (FHA|USDA|VA) 1 $155,000 $155,000 $7,263 6.13%
Vernon, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,237 6.50%
Big Spring, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,048 7.13%
BAY CITY, MI (FHA|USDA|VA) 1 $145,000 $145,000 $8,829 6.63%
Marion, NC (FHA|USDA|VA) 1 $145,000 $145,000 $7,329 7.38%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $145,000 $145,000 $3,613 6.00%
Grand Rapids, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,500 6.38%
CHARLESTON, WV (FHA|USDA|VA) 1 $145,000 $145,000 $7,126 6.00%
Chillicothe, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,357 7.38%
Martinsville, VA (FHA|USDA|VA) 1 $145,000 $145,000 $9,140 7.38%
Bluefield, WV-VA (FHA|USDA|VA) 2 $140,000 $70,000 $4,034 7.91%
Maryville, MO (FHA|USDA|VA) 1 $135,000 $135,000 $3,575 7.50%
Vincennes, IN (FHA|USDA|VA) 1 $135,000 $135,000 $8,411 6.63%
Elk City, OK (FHA|USDA|VA) 1 $135,000 $135,000 $1,928 7.13%
Salem, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,758 6.13%
Athens, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,637 6.00%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $125,000 $125,000 $5,512 6.50%
MONROE, LA (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.13%
KOKOMO, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,615 6.63%
Frankfort, KY (FHA|USDA|VA) 1 $125,000 $125,000 $10,190 6.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.78%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,349 7.25%
Tahlequah, OK (FHA|USDA|VA) 1 $125,000 $125,000 $6,044 8.00%
JACKSON, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,327 6.00%
Mount Pleasant, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,233 6.63%
ENID, OK (FHA|USDA|VA) 1 $115,000 $115,000 $4,940 7.00%
Port Lavaca, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,925 7.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,779 7.63%
Fremont, OH (FHA|USDA|VA) 1 $115,000 $115,000 $10,754 6.63%
Elizabeth City, NC (FHA|USDA|VA) 1 $115,000 $115,000 $6,063 5.75%
MUNCIE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,375 7.88%
Platteville, WI (FHA|USDA|VA) 1 $115,000 $115,000 $5,511 7.00%
Wilson, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.99%
Coshocton, OH (FHA|USDA|VA) 1 $105,000 $105,000 $7,271 6.63%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,632 7.50%
Easton, MD (FHA|USDA|VA) 1 $105,000 $105,000 $4,075 6.25%
Ottumwa, IA (FHA|USDA|VA) 1 $105,000 $105,000 $4,984 7.13%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $105,000 $105,000 $6,984 7.00%
Logansport, IN (FHA|USDA|VA) 1 $95,000 $95,000 $5,361 6.38%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.64%
Poplar Bluff, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,211 7.13%
Marquette, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,115 7.25%
Greeneville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.23%
Norwalk, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,945 7.25%
Ruston, LA (FHA|USDA|VA) 1 $85,000 $85,000 $5,945 7.63%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,716 6.63%
Searcy, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.55%
Selinsgrove, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,870 5.88%
Centralia, IL (FHA|USDA|VA) 2 $70,000 $35,000 $1,183 3.81%
Storm Lake, IA (FHA|USDA|VA) 1 $65,000 $65,000 $4,929 7.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.41%
Atchison, KS (FHA|USDA|VA) 1 $65,000 $65,000 $2,181 7.13%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,551 8.00%
Galesburg, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.61%
Guild Mortgage Company's top markets include Portland, Seattle, St. Louis, Las Vegas, and Boston among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 31,846 $9,489,120,000 $297,969 $6,840 6.33%
    FHA 11,368 $3,294,360,000 $289,792 $13,180 6.61%
    VA 3,950 $1,447,060,000 $366,344 $11,771 6.42%
    USDA 892 $166,920,000 $187,130 $7,410 6.53%
    FHA 618 $119,740,000 $193,754 $0 7.54%
    Reverse Mortgage 1 $1,705,000 $1,705,000 $0 9.74%

    For 2023, Guild Mortgage Company's most frequently originated type of loan was Conventional, with 31,846 originations. Their 2nd most popular type was FHA, with 11,368 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 44,736 $13,534,440,000 $302,540 $8,904 6.36%
    Cash Out Refi 3,152 $747,710,000 $237,218 $8,271 7.26%
    Refi 784 $235,420,000 $300,281 $8,100 6.82%
    Home Improvement 3 $1,335,000 $445,000 $22,107 6.79%

    For 2023, Guild Mortgage Company's most frequently cited loan purpose was Home Purchase, with 44,736 originations. The 2nd most popular reason was Cash Out Refi, with 3,152 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 45,260 $14,146,470,000 $312,560 $9,177 6.58%
    15 Year 910 $141,780,000 $155,802 $3,744 5.61%
    10 Year 838 $12,800,000 $15,274 $241 3.80%
    Other 778 $130,050,000 $167,159 $2,618 6.25%
    3 Year 440 $4,030,000 $9,159 $0 0.00%
    20 Year 207 $36,155,000 $174,662 $4,833 5.50%
    5 Year 136 $1,240,000 $9,118 $31 0.00%
    30+ year 106 $46,380,000 $437,547 $10,615 7.25%

    For 2023, Guild Mortgage Company's most frequently cited loan duration was 30 Year, with 45,260 originations. The 2nd most popular length was 15 Year, with 910 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 15,796 $6,496,860,000 $411,298
    $1k-2k 9,523 $2,932,445,000 $307,933
    $3k-4k 5,675 $1,421,235,000 $250,438
    $4k-5k 5,157 $1,492,885,000 $289,487
    $2k-3k 4,806 $1,138,960,000 $236,987
    $<1k 4,365 $411,425,000 $94,255

    Guild Mortgage Company's average total fees were $9,177, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 15,796 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 22,727 $7,381,815,000 $324,804
    7-8% 15,520 $4,831,400,000 $311,302
    5-6% 5,605 $1,850,525,000 $330,156
    <2.5% 2,904 $53,090,000 $18,282
    Over 8% 1,447 $253,305,000 $175,055
    4-5% 306 $101,100,000 $330,392
    2.5-3% 82 $25,450,000 $310,366
    3-4% 81 $21,225,000 $262,037

    During 2023, Guild Mortgage Company's average interest rate for loans was 6.58%, while their most frequently originated rate bucket for loans was 6-7%, with 22,727 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 22,052 $6,436,260,000 $291,867 $9,236 6.77%
    $100k-200k 9,628 $1,495,550,000 $155,333 $6,040 6.77%
    $400k-600k 8,378 $4,006,170,000 $478,177 $12,169 6.76%
    $100,000 or less 5,378 $173,520,000 $32,265 $2,473 3.66%
    $600k-1MM 3,027 $2,130,675,000 $703,890 $13,837 6.76%
    $1MM+ 212 $276,730,000 $1,305,330 $19,691 6.81%

    2023 saw Guild Mortgage Company place emphasis on $200k-400k loans with 22,052 originations, totaling $6,436,260,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 12,320 $4,079,500,000 $331,128 $9,868 6.53%
    $50k-75k 10,839 $2,099,255,000 $193,676 $7,015 6.11%
    $75k-100k 10,226 $2,601,340,000 $254,385 $9,170 6.25%
    $150k-250k 7,781 $3,440,025,000 $442,106 $10,561 6.81%
    $50k or less 4,477 $601,225,000 $134,292 $5,481 6.26%
    $250k+ 2,962 $1,674,700,000 $565,395 $10,795 7.01%

    Guild Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 12,320 originations. The second most popular income band? $50k-75k, with 10,839 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 6,544 $1,914,240,000 $292,518 $7,660 6.56%
    50-60% 5,651 $1,768,075,000 $312,878 $12,334 6.30%
    20-30% 4,866 $1,440,630,000 $296,060 $8,318 6.72%
    49% 3,298 $1,036,890,000 $314,400 $9,362 6.34%
    44% 2,773 $765,045,000 $275,891 $8,115 5.98%
    48% 2,388 $744,740,000 $311,868 $9,499 6.42%
    43% 2,296 $669,250,000 $291,485 $8,333 6.25%
    47% 2,179 $677,485,000 $310,916 $9,320 6.42%
    42% 2,113 $636,455,000 $301,209 $8,418 6.35%
    46% 2,096 $625,550,000 $298,449 $9,088 6.41%
    45% 2,067 $637,535,000 $308,435 $8,939 6.48%
    41% 1,942 $569,080,000 $293,038 $8,312 6.32%
    40% 1,886 $550,580,000 $291,930 $8,138 6.36%
    39% 1,782 $524,120,000 $294,119 $8,445 6.40%
    38% 1,658 $492,400,000 $296,984 $8,120 6.44%
    37% 1,507 $444,835,000 $295,179 $8,083 6.51%
    36% 1,445 $427,995,000 $296,190 $7,927 6.51%
    <20% 1,113 $315,455,000 $283,428 $6,551 6.83%
    >60% 120 $53,890,000 $449,083 $14,210 6.41%

    Guild Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 6,544 originations. The next most common DTI ratio? 50-60%, with 5,651 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 33,339 $9,782,415,000 $293,423 $8,600 6.46%
    Not provided 8,947 $2,820,315,000 $315,225 $9,460 6.41%
    Black 3,474 $872,710,000 $251,212 $9,195 6.14%
    Asian 1,670 $647,610,000 $387,790 $9,800 6.45%
    American Indian 569 $151,525,000 $266,301 $9,242 6.26%
    Asian Indian 171 $76,075,000 $444,883 $8,701 6.82%
    Native Hawaiian or Islander 119 $39,555,000 $332,395 $10,582 6.07%
    Filipino 88 $33,560,000 $381,364 $11,708 6.27%
    120 $30,890,000 $257,417 $8,783 6.02%
    Other Asian 68 $23,360,000 $343,529 $9,054 6.45%
    Other Pacific Islander 37 $12,485,000 $337,432 $10,461 6.25%
    Chinese 22 $8,770,000 $398,636 $7,186 6.91%
    Vietnamese 16 $6,420,000 $401,250 $7,352 7.09%
    Japanese 10 $4,740,000 $474,000 $12,018 7.02%
    Korean 12 $4,560,000 $380,000 $9,126 5.76%
    Guamanian 5 $1,745,000 $349,000 $11,146 6.58%
    Native Hawaiian 5 $1,475,000 $295,000 $11,598 6.80%
    Samoan 3 $695,000 $231,667 $7,038 3.92%

    Approval Rates

    Total approvals of all applications
    96.44%

    Guild Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    65.96%

    Guild Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 48,675 $14,518,905,000 $298,283

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    48,675 $14,518,905,000 $298,283

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,673 $312,035,000 $186,512 $5,375 6.57%
    40-60% 3,524 $966,900,000 $274,376 $7,025 6.85%
    60-80% 9,411 $3,294,895,000 $350,111 $8,423 6.91%
    80-100% 28,678 $9,403,930,000 $327,914 $10,049 6.76%
    Over 100% 1,073 $392,515,000 $365,811 $17,249 6.44%
    Under 20% 4,111 $90,325,000 $21,972 $588 2.71%