Guild Mortgage Company Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300AQ3T62GXDU7D76

Tax ID: 95-2146137

4 stars - out of 5 stars, based on 344 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Guild Mortgage Company is a large mortgage company specializing in Home Purchase and Refi loans. Guild Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Portland, Sacramento, St. Louis, and Las Vegas among others. We have data for 685 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Guild Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guild Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.55% 10/3/22
    30 Year Conventional Refi 6.56% 10/3/22
    30 Year Cash-out Refi 6.73% 10/3/22
    30 Year FHA Purchase 7.64% 10/3/22
    30 Year FHA Refi 7.14% 10/3/22
    30 Year VA Purchase 6.46% 10/3/22
    30 Year VA Refi 6.03% 10/3/22
    30 Year USDA Purchase 6.99% 10/3/22
    30 Year USDA Refi 6.70% 10/3/22
    15 Year Conventional Purchase 6.32% 10/3/22
    15 Year Conventional Refi 6.35% 10/3/22
    15 Year Cash-out Refi 6.35% 10/3/22
    15 Year FHA Purchase 7.69% 10/3/22
    15 Year FHA Refi 7.33% 10/3/22
    15 Year VA Purchase 6.73% 10/3/22
    15 Year VA Refi 6.18% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    118,241

    Origination Dollar Volume (All Markets)

    $33,581,305,000
    Show all (85) awards

    Relative Rate

    Guild Mortgage Company's average 30 year fixed mortgage rate was 3.05%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.1%.

    Relative Fees (Closing Costs)

    Guild Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $6,115.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 6,686 $2,839,700,000 $424,723 $6,031 2.91%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5,976 $2,158,740,000 $361,235 $6,794 3.00%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4,614 $1,657,230,000 $359,174 $5,625 2.90%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 6,683 $1,453,805,000 $217,538 $3,410 2.97%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4,361 $1,254,985,000 $287,775 $6,752 2.95%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3,546 $1,169,610,000 $329,839 $5,405 2.74%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3,649 $1,040,415,000 $285,123 $5,278 3.03%
    RENO, NV (FHA|USDA|VA) 3,111 $986,075,000 $316,964 $6,655 3.06%
    Outside of Metro Areas 4,532 $938,810,000 $207,151 $5,256 3.02%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,752 $774,600,000 $442,123 $7,695 2.92%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3,166 $763,590,000 $241,184 $7,331 2.85%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1,545 $693,335,000 $448,761 $7,208 2.93%
    COLUMBIA, SC (FHA|USDA|VA) 3,313 $681,125,000 $205,592 $4,730 2.91%
    BOISE CITY, ID (FHA|USDA|VA) 2,209 $608,915,000 $275,652 $6,453 3.00%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,049 $514,085,000 $490,071 $6,486 2.96%
    TUCSON, AZ (FHA|USDA|VA) 2,251 $490,455,000 $217,883 $6,307 2.87%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1,901 $487,865,000 $256,636 $3,309 3.05%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,194 $396,060,000 $331,709 $6,604 3.00%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1,449 $349,075,000 $240,908 $7,689 2.92%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,072 $342,240,000 $319,254 $7,197 2.85%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1,452 $331,560,000 $228,347 $5,104 3.16%
    SALEM, OR (FHA|USDA|VA) 1,087 $318,065,000 $292,608 $6,553 3.05%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,245 $317,725,000 $255,201 $7,618 2.94%
    MEDFORD, OR (FHA|USDA|VA) 981 $302,675,000 $308,537 $6,341 3.11%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 561 $300,935,000 $536,426 $5,865 2.99%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 930 $243,600,000 $261,935 $8,279 3.08%
    MONTGOMERY, AL (FHA|USDA|VA) 1,090 $226,030,000 $207,367 $5,214 3.06%
    SALT LAKE CITY, UT (FHA|USDA|VA) 631 $220,365,000 $349,231 $5,378 2.95%
    LONGVIEW, WA (FHA|USDA|VA) 861 $213,165,000 $247,578 $5,280 2.78%
    LOGAN, UT-ID (FHA|USDA|VA) 777 $208,735,000 $268,642 $6,124 3.02%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 757 $206,545,000 $272,847 $5,308 2.96%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 633 $202,465,000 $319,850 $6,174 2.88%
    BEND, OR (FHA|USDA|VA) 539 $201,815,000 $374,425 $7,407 3.06%
    Oak Harbor, WA (FHA|USDA|VA) 569 $199,265,000 $350,202 $6,336 2.69%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 462 $197,770,000 $428,074 $6,307 2.93%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 650 $190,360,000 $292,862 $5,504 3.12%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 662 $187,720,000 $283,565 $5,518 3.01%
    Fernley, NV (FHA|USDA|VA) 722 $187,550,000 $259,765 $7,040 2.95%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 761 $187,475,000 $246,353 $5,112 2.83%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 486 $186,760,000 $384,280 $6,491 2.94%
    ST. GEORGE, UT (FHA|USDA|VA) 581 $178,255,000 $306,807 $7,570 3.12%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 624 $167,040,000 $267,692 $5,008 3.01%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 578 $157,380,000 $272,284 $5,414 3.18%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 668 $156,390,000 $234,117 $4,658 3.08%
    MADISON, WI (FHA|USDA|VA) 584 $153,090,000 $262,140 $5,511 3.02%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 765 $150,765,000 $197,078 $6,924 3.06%
    BAKERSFIELD, CA (FHA|USDA|VA) 677 $148,195,000 $218,900 $6,056 2.88%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 457 $148,095,000 $324,059 $5,653 3.04%
    URBAN HONOLULU, HI (FHA|USDA|VA) 300 $146,070,000 $486,900 $10,970 2.93%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 299 $131,245,000 $438,946 $5,558 3.16%
    SAVANNAH, GA (FHA|USDA|VA) 572 $130,080,000 $227,413 $5,693 3.01%
    YUMA, AZ (FHA|USDA|VA) 697 $125,935,000 $180,681 $6,294 3.07%
    CARSON CITY, NV (FHA|USDA|VA) 435 $124,655,000 $286,563 $6,343 3.08%
    ALBUQUERQUE, NM (FHA|USDA|VA) 575 $120,275,000 $209,174 $5,700 3.12%
    WENATCHEE, WA (FHA|USDA|VA) 393 $118,875,000 $302,481 $5,432 3.00%
    VALLEJO, CA (FHA|USDA|VA) 336 $117,360,000 $349,286 $7,495 2.77%
    Elko, NV (FHA|USDA|VA) 480 $117,190,000 $244,146 $6,591 3.02%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 402 $109,980,000 $273,582 $5,385 3.06%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 559 $109,695,000 $196,234 $3,572 3.00%
    Moses Lake, WA (FHA|USDA|VA) 476 $108,280,000 $227,479 $5,891 2.93%
    GREELEY, CO (FHA|USDA|VA) 364 $105,140,000 $288,846 $5,912 2.67%
    BELLINGHAM, WA (FHA|USDA|VA) 289 $102,465,000 $354,550 $4,657 2.91%
    TWIN FALLS, ID (FHA|USDA|VA) 465 $100,285,000 $215,667 $6,103 3.02%
    Jackson, WY-ID (FHA|USDA|VA) 208 $98,050,000 $471,394 $4,213 2.95%
    GRAND JUNCTION, CO (FHA|USDA|VA) 437 $95,845,000 $219,325 $4,433 2.87%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 284 $92,050,000 $324,120 $5,066 2.80%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 194 $89,570,000 $461,701 $6,025 3.01%
    ANCHORAGE, AK (FHA|USDA|VA) 282 $88,970,000 $315,496 $7,357 2.92%
    Coos Bay, OR (FHA|USDA|VA) 342 $85,420,000 $249,766 $5,865 3.12%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 417 $84,325,000 $202,218 $7,442 2.76%
    Farmington, MO (FHA|USDA|VA) 518 $83,730,000 $161,641 $4,761 3.37%
    Heber, UT (FHA|USDA|VA) 203 $82,765,000 $407,709 $6,641 3.01%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 467 $82,675,000 $177,034 $4,655 3.00%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 439 $82,605,000 $188,166 $6,724 2.84%
    LONGVIEW, TX (FHA|USDA|VA) 453 $81,895,000 $180,784 $6,523 2.95%
    Aberdeen, WA (FHA|USDA|VA) 345 $81,515,000 $236,275 $5,329 2.98%
    PROVO-OREM, UT (FHA|USDA|VA) 254 $81,410,000 $320,512 $5,838 3.03%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 196 $81,280,000 $414,694 $6,260 3.03%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 281 $80,665,000 $287,064 $6,342 2.55%
    Show Low, AZ (FHA|USDA|VA) 335 $72,855,000 $217,478 $4,101 3.08%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 316 $71,520,000 $226,329 $5,524 3.06%
    GRANTS PASS, OR (FHA|USDA|VA) 249 $70,605,000 $283,554 $7,648 2.99%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 236 $68,260,000 $289,237 $5,338 3.01%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 320 $66,370,000 $207,406 $7,415 3.06%
    FRESNO, CA (FHA|USDA|VA) 297 $65,685,000 $221,162 $5,414 2.80%
    STOCKTON, CA (FHA|USDA|VA) 200 $65,420,000 $327,100 $6,119 2.85%
    WARNER ROBINS, GA (FHA|USDA|VA) 350 $64,080,000 $183,086 $6,527 2.99%
    MODESTO, CA (FHA|USDA|VA) 238 $63,240,000 $265,714 $5,485 2.89%
    COLUMBUS, OH (FHA|USDA|VA) 285 $62,525,000 $219,386 $5,623 3.00%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 171 $60,595,000 $354,357 $5,670 2.90%
    TULSA, OK (FHA|USDA|VA) 269 $60,285,000 $224,108 $7,420 2.89%
    REDDING, CA (FHA|USDA|VA) 239 $59,775,000 $250,105 $5,623 2.94%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 281 $59,365,000 $211,263 $5,026 3.09%
    SAN ANGELO, TX (FHA|USDA|VA) 288 $59,150,000 $205,382 $6,234 3.29%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 272 $58,080,000 $213,529 $4,683 2.78%
    BILLINGS, MT (FHA|USDA|VA) 243 $56,945,000 $234,342 $6,465 2.88%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 198 $53,020,000 $267,778 $5,264 3.00%
    LANCASTER, PA (FHA|USDA|VA) 234 $52,850,000 $225,855 $5,171 2.99%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 260 $52,080,000 $200,308 $5,772 3.06%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 248 $51,980,000 $209,597 $6,069 2.96%
    FORT COLLINS, CO (FHA|USDA|VA) 168 $50,910,000 $303,036 $5,500 2.72%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 110 $47,890,000 $435,364 $6,801 2.89%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 161 $47,575,000 $295,497 $6,457 3.05%
    Steamboat Springs, CO (FHA|USDA|VA) 116 $47,350,000 $408,190 $5,928 2.96%
    Vernal, UT (FHA|USDA|VA) 261 $46,505,000 $178,180 $5,883 3.14%
    SALINAS, CA (FHA|USDA|VA) 96 $46,400,000 $483,333 $5,984 3.06%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 158 $45,740,000 $289,494 $5,226 3.09%
    CHEYENNE, WY (FHA|USDA|VA) 185 $44,405,000 $240,027 $5,552 2.61%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 167 $42,985,000 $257,395 $5,778 3.02%
    RICHMOND, VA (FHA|USDA|VA) 189 $42,175,000 $223,148 $5,750 2.85%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 121 $41,765,000 $345,165 $5,202 3.14%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 145 $41,645,000 $287,207 $4,641 3.12%
    YUBA CITY, CA (FHA|USDA|VA) 157 $40,965,000 $260,924 $5,443 2.82%
    Centralia, WA (FHA|USDA|VA) 159 $40,915,000 $257,327 $5,489 2.78%
    CHICO, CA (FHA|USDA|VA) 143 $40,005,000 $279,755 $5,535 2.91%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 193 $39,745,000 $205,933 $6,009 3.07%
    Durant, OK (FHA|USDA|VA) 209 $39,255,000 $187,823 $5,548 3.12%
    BOULDER, CO (FHA|USDA|VA) 97 $37,205,000 $383,557 $4,938 2.89%
    MISSOULA, MT (FHA|USDA|VA) 125 $36,665,000 $293,320 $4,779 2.90%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 131 $35,765,000 $273,015 $5,577 2.97%
    EL CENTRO, CA (FHA|USDA|VA) 159 $34,575,000 $217,453 $6,508 2.80%
    Newport, OR (FHA|USDA|VA) 117 $34,235,000 $292,607 $6,197 3.11%
    Montrose, CO (FHA|USDA|VA) 143 $32,745,000 $228,986 $4,096 2.91%
    SUMTER, SC (FHA|USDA|VA) 194 $32,670,000 $168,402 $5,964 2.79%
    BATON ROUGE, LA (FHA|USDA|VA) 130 $32,620,000 $250,923 $6,227 3.19%
    FAIRBANKS, AK (FHA|USDA|VA) 121 $32,275,000 $266,736 $5,903 2.79%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 137 $31,815,000 $232,226 $5,004 2.83%
    Granbury, TX (FHA|USDA|VA) 142 $31,180,000 $219,577 $6,374 3.07%
    Shelton, WA (FHA|USDA|VA) 113 $30,885,000 $273,319 $5,591 2.87%
    CORVALLIS, OR (FHA|USDA|VA) 96 $30,650,000 $319,271 $5,663 3.09%
    SPARTANBURG, SC (FHA|USDA|VA) 174 $30,620,000 $175,977 $5,628 3.10%
    Bonham, TX (FHA|USDA|VA) 184 $30,260,000 $164,457 $6,583 2.83%
    COLUMBUS, GA-AL (FHA|USDA|VA) 155 $30,225,000 $195,000 $5,654 2.93%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 91 $28,495,000 $313,132 $4,429 3.23%
    Dickinson, ND (FHA|USDA|VA) 127 $28,285,000 $222,717 $6,401 2.54%
    ALEXANDRIA, LA (FHA|USDA|VA) 163 $28,225,000 $173,160 $6,932 3.13%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 73 $27,665,000 $378,973 $5,866 3.02%
    JACKSONVILLE, FL (FHA|USDA|VA) 129 $26,315,000 $203,992 $5,948 2.75%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 80 $25,150,000 $314,375 $5,550 3.03%
    Pahrump, NV (FHA|USDA|VA) 109 $25,095,000 $230,229 $7,477 2.96%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 127 $24,985,000 $196,732 $5,365 3.05%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 44 $24,900,000 $565,909 $7,130 3.10%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 116 $23,980,000 $206,724 $4,799 2.86%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 132 $23,580,000 $178,636 $4,967 3.19%
    Riverton, WY (FHA|USDA|VA) 100 $23,200,000 $232,000 $5,438 3.05%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 87 $22,595,000 $259,713 $4,763 2.75%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 124 $22,460,000 $181,129 $5,693 3.08%
    Outside of Metro Areas 67 $22,395,000 $334,254 $6,227 2.85%
    MERCED, CA (FHA|USDA|VA) 94 $22,100,000 $235,106 $5,531 2.68%
    Hilo, HI (FHA|USDA|VA) 61 $21,925,000 $359,426 $6,726 3.07%
    Rockport, TX (FHA|USDA|VA) 90 $21,530,000 $239,222 $6,724 3.19%
    WORCESTER, MA-CT (FHA|USDA|VA) 79 $21,515,000 $272,342 $4,701 3.27%
    TYLER, TX (FHA|USDA|VA) 110 $21,420,000 $194,727 $6,872 2.98%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 73 $21,025,000 $288,014 $5,685 2.74%
    YORK-HANOVER, PA (FHA|USDA|VA) 103 $20,785,000 $201,796 $5,421 3.07%
    Stephenville, TX (FHA|USDA|VA) 98 $20,670,000 $210,918 $5,668 3.09%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 128 $20,540,000 $160,469 $6,441 3.29%
    Georgetown, SC (FHA|USDA|VA) 71 $19,945,000 $280,915 $5,997 3.11%
    Prineville, OR (FHA|USDA|VA) 68 $19,300,000 $283,824 $7,578 2.99%
    TEXARKANA, TX-AR (FHA|USDA|VA) 113 $19,195,000 $169,867 $5,447 3.04%
    KNOXVILLE, TN (FHA|USDA|VA) 93 $18,955,000 $203,817 $5,437 3.29%
    Astoria, OR (FHA|USDA|VA) 60 $18,590,000 $309,833 $5,948 2.99%
    JACKSONVILLE, NC (FHA|USDA|VA) 82 $18,360,000 $223,902 $5,049 3.22%
    Ontario, OR-ID (FHA|USDA|VA) 94 $18,070,000 $192,234 $5,813 3.22%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 55 $18,055,000 $328,273 $5,859 2.93%
    HINESVILLE, GA (FHA|USDA|VA) 98 $17,910,000 $182,755 $6,779 3.01%
    Gainesville, TX (FHA|USDA|VA) 79 $17,855,000 $226,013 $7,308 3.03%
    Baraboo, WI (FHA|USDA|VA) 90 $17,840,000 $198,222 $5,626 3.12%
    Roseburg, OR (FHA|USDA|VA) 76 $17,120,000 $225,263 $6,742 3.09%
    FLAGSTAFF, AZ (FHA|USDA|VA) 69 $16,985,000 $246,159 $4,860 2.98%
    GADSDEN, AL (FHA|USDA|VA) 98 $16,900,000 $172,449 $6,106 2.99%
    Craig, CO (FHA|USDA|VA) 99 $16,665,000 $168,333 $4,824 2.25%
    Fallon, NV (FHA|USDA|VA) 67 $16,445,000 $245,448 $8,337 2.83%
    FARMINGTON, NM (FHA|USDA|VA) 104 $16,370,000 $157,404 $5,336 3.18%
    VISALIA, CA (FHA|USDA|VA) 78 $16,250,000 $208,333 $5,296 2.82%
    Othello, WA (FHA|USDA|VA) 75 $16,175,000 $215,667 $6,247 2.81%
    Kalispell, MT (FHA|USDA|VA) 49 $15,975,000 $326,020 $7,560 2.91%
    Rock Springs, WY (FHA|USDA|VA) 76 $15,930,000 $209,605 $4,667 2.57%
    PITTSBURGH, PA (FHA|USDA|VA) 69 $15,535,000 $225,145 $5,121 2.96%
    The Dalles, OR (FHA|USDA|VA) 59 $15,045,000 $255,000 $7,890 2.99%
    Breckenridge, CO (FHA|USDA|VA) 28 $15,020,000 $536,429 $4,659 3.08%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 56 $14,950,000 $266,964 $4,685 3.07%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 83 $14,715,000 $177,289 $4,037 3.07%
    YAKIMA, WA (FHA|USDA|VA) 57 $14,675,000 $257,456 $4,298 2.92%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 64 $14,660,000 $229,063 $4,426 3.03%
    LAKE CHARLES, LA (FHA|USDA|VA) 70 $14,360,000 $205,143 $7,059 2.84%
    READING, PA (FHA|USDA|VA) 59 $13,815,000 $234,153 $5,152 3.06%
    Harrison, AR (FHA|USDA|VA) 105 $13,635,000 $129,857 $5,129 3.13%
    IDAHO FALLS, ID (FHA|USDA|VA) 56 $13,300,000 $237,500 $6,304 2.96%
    Ellensburg, WA (FHA|USDA|VA) 34 $13,210,000 $388,529 $5,902 2.97%
    POCATELLO, ID (FHA|USDA|VA) 66 $13,170,000 $199,545 $5,900 2.96%
    Jasper, AL (FHA|USDA|VA) 80 $13,100,000 $163,750 $5,482 3.08%
    WACO, TX (FHA|USDA|VA) 56 $12,630,000 $225,536 $6,223 2.96%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 69 $12,345,000 $178,913 $5,491 3.27%
    RALEIGH-CARY, NC (FHA|USDA|VA) 42 $12,250,000 $291,667 $3,945 3.07%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 24 $12,170,000 $507,083 $9,303 3.15%
    Brenham, TX (FHA|USDA|VA) 51 $12,075,000 $236,765 $7,366 3.02%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 65 $11,955,000 $183,923 $2,929 2.79%
    FLORENCE, SC (FHA|USDA|VA) 62 $11,900,000 $191,935 $6,149 3.05%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 52 $11,740,000 $225,769 $7,056 3.03%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 52 $11,600,000 $223,077 $5,531 3.03%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 45 $11,405,000 $253,444 $6,013 3.06%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 47 $11,325,000 $240,957 $5,699 3.13%
    Cedar City, UT (FHA|USDA|VA) 47 $11,285,000 $240,106 $7,615 3.23%
    Kapaa, HI (FHA|USDA|VA) 22 $11,120,000 $505,455 $10,172 2.97%
    DOTHAN, AL (FHA|USDA|VA) 80 $11,100,000 $138,750 $4,252 3.01%
    Safford, AZ (FHA|USDA|VA) 49 $10,765,000 $219,694 $6,786 3.05%
    MADERA, CA (FHA|USDA|VA) 47 $10,635,000 $226,277 $5,412 2.92%
    Payson, AZ (FHA|USDA|VA) 55 $10,575,000 $192,273 $5,360 3.23%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 33 $10,475,000 $317,424 $6,667 2.70%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 54 $10,460,000 $193,704 $5,786 2.93%
    SANTA FE, NM (FHA|USDA|VA) 36 $10,450,000 $290,278 $6,763 3.16%
    HARRISONBURG, VA (FHA|USDA|VA) 44 $10,410,000 $236,591 $3,138 2.96%
    Corsicana, TX (FHA|USDA|VA) 63 $10,395,000 $165,000 $7,358 2.73%
    Red Bluff, CA (FHA|USDA|VA) 48 $10,350,000 $215,625 $6,452 2.99%
    Athens, TX (FHA|USDA|VA) 56 $10,170,000 $181,607 $7,283 2.83%
    Mineral Wells, TX (FHA|USDA|VA) 71 $10,105,000 $142,324 $7,241 2.49%
    PUEBLO, CO (FHA|USDA|VA) 65 $9,825,000 $151,154 $4,446 2.06%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 39 $9,765,000 $250,385 $4,334 2.91%
    Burley, ID (FHA|USDA|VA) 52 $9,620,000 $185,000 $5,890 3.01%
    WALLA WALLA, WA (FHA|USDA|VA) 38 $9,570,000 $251,842 $4,558 3.06%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 32 $9,550,000 $298,438 $4,886 2.98%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 37 $9,435,000 $255,000 $5,814 3.15%
    Newberry, SC (FHA|USDA|VA) 49 $9,345,000 $190,714 $4,506 2.99%
    Port Angeles, WA (FHA|USDA|VA) 27 $9,305,000 $344,630 $5,700 2.88%
    Concord, NH (FHA|USDA|VA) 38 $9,200,000 $242,105 $4,155 2.99%
    Sonora, CA (FHA|USDA|VA) 31 $9,095,000 $293,387 $5,570 3.02%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 38 $9,080,000 $238,947 $5,402 3.20%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 21 $9,065,000 $431,667 $3,855 3.09%
    WICHITA, KS (FHA|USDA|VA) 52 $9,060,000 $174,231 $3,729 2.95%
    DULUTH, MN-WI (FHA|USDA|VA) 48 $8,780,000 $182,917 $4,375 2.83%
    Klamath Falls, OR (FHA|USDA|VA) 36 $8,770,000 $243,611 $6,723 3.05%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 44 $8,600,000 $195,455 $6,475 3.28%
    Mountain Home, ID (FHA|USDA|VA) 43 $8,505,000 $197,791 $6,155 3.07%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 30 $8,460,000 $282,000 $5,520 3.25%
    NAPA, CA (FHA|USDA|VA) 21 $8,405,000 $400,238 $5,763 3.01%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 44 $8,320,000 $189,091 $6,974 2.80%
    Durango, CO (FHA|USDA|VA) 20 $8,180,000 $409,000 $5,379 3.16%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 28 $8,000,000 $285,714 $5,926 3.06%
    Glenwood Springs, CO (FHA|USDA|VA) 29 $7,955,000 $274,310 $6,430 2.75%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 27 $7,715,000 $285,741 $4,969 3.13%
    Fort Morgan, CO (FHA|USDA|VA) 38 $7,690,000 $202,368 $5,675 2.21%
    Kingsville, TX (FHA|USDA|VA) 53 $7,665,000 $144,623 $7,357 2.53%
    ABILENE, TX (FHA|USDA|VA) 40 $7,600,000 $190,000 $4,977 3.09%
    Williston, ND (FHA|USDA|VA) 28 $7,330,000 $261,786 $5,840 2.69%
    Brookings, OR (FHA|USDA|VA) 24 $7,320,000 $305,000 $7,911 3.16%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 33 $7,255,000 $219,848 $6,273 2.85%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 44 $7,250,000 $164,773 $6,333 3.10%
    Orangeburg, SC (FHA|USDA|VA) 44 $7,230,000 $164,318 $4,920 2.81%
    Beeville, TX (FHA|USDA|VA) 40 $7,190,000 $179,750 $7,204 3.42%
    Rexburg, ID (FHA|USDA|VA) 32 $7,190,000 $224,688 $6,507 3.00%
    LEBANON, PA (FHA|USDA|VA) 34 $7,060,000 $207,647 $5,187 2.90%
    Sandpoint, ID (FHA|USDA|VA) 25 $7,045,000 $281,800 $5,466 3.06%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 34 $7,030,000 $206,765 $5,362 2.94%
    LAS CRUCES, NM (FHA|USDA|VA) 34 $6,990,000 $205,588 $5,011 2.87%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 30 $6,910,000 $230,333 $6,607 3.15%
    DUBUQUE, IA (FHA|USDA|VA) 41 $6,845,000 $166,951 $3,376 2.67%
    Clearlake, CA (FHA|USDA|VA) 31 $6,845,000 $220,806 $4,608 2.94%
    Kerrville, TX (FHA|USDA|VA) 26 $6,530,000 $251,154 $6,867 3.09%
    Alexander City, AL (FHA|USDA|VA) 30 $6,380,000 $212,667 $4,456 3.00%
    SPRINGFIELD, MA (FHA|USDA|VA) 27 $6,375,000 $236,111 $3,468 3.02%
    Helena, MT (FHA|USDA|VA) 23 $6,255,000 $271,957 $5,649 2.89%
    SALISBURY, MD-DE (FHA|USDA|VA) 21 $6,065,000 $288,810 $4,735 3.19%
    Troy, AL (FHA|USDA|VA) 33 $6,065,000 $183,788 $4,637 3.18%
    Fredericksburg, TX (FHA|USDA|VA) 18 $6,020,000 $334,444 $7,961 3.01%
    Enterprise, AL (FHA|USDA|VA) 35 $5,975,000 $170,714 $4,682 3.08%
    Hood River, OR (FHA|USDA|VA) 17 $5,965,000 $350,882 $6,766 3.03%
    DOVER, DE (FHA|USDA|VA) 28 $5,940,000 $212,143 $6,327 3.06%
    Woodward, OK (FHA|USDA|VA) 30 $5,920,000 $197,333 $4,339 3.01%
    DALTON, GA (FHA|USDA|VA) 34 $5,880,000 $172,941 $5,149 2.97%
    Winnemucca, NV (FHA|USDA|VA) 25 $5,825,000 $233,000 $7,973 3.36%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 28 $5,770,000 $206,071 $4,717 3.26%
    Statesboro, GA (FHA|USDA|VA) 33 $5,755,000 $174,394 $5,939 2.98%
    Cullman, AL (FHA|USDA|VA) 30 $5,730,000 $191,000 $4,932 3.25%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 30 $5,720,000 $190,667 $3,750 2.72%
    Edwards, CO (FHA|USDA|VA) 13 $5,455,000 $419,615 $5,006 3.06%
    Gaffney, SC (FHA|USDA|VA) 33 $5,445,000 $165,000 $6,032 3.35%
    ODESSA, TX (FHA|USDA|VA) 26 $5,410,000 $208,077 $8,538 3.44%
    SPRINGFIELD, MO (FHA|USDA|VA) 23 $5,205,000 $226,304 $3,066 3.14%
    OCALA, FL (FHA|USDA|VA) 29 $5,115,000 $176,379 $5,287 2.83%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 27 $5,025,000 $186,111 $4,950 2.82%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 22 $5,010,000 $227,727 $6,414 2.90%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 15 $4,825,000 $321,667 $5,940 3.14%
    MOBILE, AL (FHA|USDA|VA) 28 $4,820,000 $172,143 $4,174 3.11%
    Nogales, AZ (FHA|USDA|VA) 27 $4,785,000 $177,222 $7,151 2.73%
    WICHITA FALLS, TX (FHA|USDA|VA) 32 $4,650,000 $145,313 $5,627 2.64%
    LINCOLN, NE (FHA|USDA|VA) 24 $4,640,000 $193,333 $2,928 2.98%
    ASHEVILLE, NC (FHA|USDA|VA) 16 $4,640,000 $290,000 $4,405 3.12%
    GAINESVILLE, GA (FHA|USDA|VA) 16 $4,440,000 $277,500 $9,655 3.09%
    Sevierville, TN (FHA|USDA|VA) 20 $4,440,000 $222,000 $6,104 3.17%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 20 $4,420,000 $221,000 $4,735 3.36%
    Brownwood, TX (FHA|USDA|VA) 26 $4,380,000 $168,462 $6,594 2.69%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 15 $4,335,000 $289,000 $6,355 3.06%
    Hailey, ID (FHA|USDA|VA) 15 $4,315,000 $287,667 $6,642 2.85%
    Paris, TX (FHA|USDA|VA) 28 $4,270,000 $152,500 $6,979 2.72%
    MIDLAND, TX (FHA|USDA|VA) 20 $4,250,000 $212,500 $6,734 3.36%
    Price, UT (FHA|USDA|VA) 30 $4,220,000 $140,667 $4,840 3.70%
    Ukiah, CA (FHA|USDA|VA) 10 $4,190,000 $419,000 $7,096 3.09%
    Rolla, MO (FHA|USDA|VA) 22 $4,160,000 $189,091 $4,681 3.22%
    Sayre, PA (FHA|USDA|VA) 28 $4,140,000 $147,857 $5,618 3.32%
    Bozeman, MT (FHA|USDA|VA) 16 $4,130,000 $258,125 $4,161 3.00%
    Warrensburg, MO (FHA|USDA|VA) 20 $4,100,000 $205,000 $4,107 2.90%
    Blackfoot, ID (FHA|USDA|VA) 20 $4,090,000 $204,500 $5,579 3.06%
    Sterling, CO (FHA|USDA|VA) 32 $4,060,000 $126,875 $4,064 2.47%
    LAWRENCE, KS (FHA|USDA|VA) 15 $4,035,000 $269,000 $4,549 3.09%
    Augusta-Waterville, ME (FHA|USDA|VA) 16 $4,030,000 $251,875 $4,952 3.15%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 21 $4,025,000 $191,667 $6,451 2.97%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 14 $4,000,000 $285,714 $7,981 3.19%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 21 $3,975,000 $189,286 $7,008 3.18%
    AMES, IA (FHA|USDA|VA) 25 $3,885,000 $155,400 $3,392 2.89%
    Uvalde, TX (FHA|USDA|VA) 23 $3,835,000 $166,739 $6,448 3.09%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 21 $3,805,000 $181,190 $4,689 3.17%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 15 $3,655,000 $243,667 $7,257 3.02%
    Seneca, SC (FHA|USDA|VA) 18 $3,610,000 $200,556 $5,670 2.99%
    Eureka-Arcata, CA (FHA|USDA|VA) 11 $3,605,000 $327,727 $6,066 3.04%
    Ozark, AL (FHA|USDA|VA) 29 $3,575,000 $123,276 $4,061 3.05%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 18 $3,570,000 $198,333 $5,408 3.32%
    HATTIESBURG, MS (FHA|USDA|VA) 19 $3,485,000 $183,421 $5,254 2.85%
    GETTYSBURG, PA (FHA|USDA|VA) 14 $3,430,000 $245,000 $6,326 3.22%
    LAFAYETTE, LA (FHA|USDA|VA) 19 $3,415,000 $179,737 $6,639 2.80%
    Susanville, CA (FHA|USDA|VA) 21 $3,395,000 $161,667 $5,496 2.66%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $3,385,000 $260,385 $6,101 2.96%
    COLUMBIA, MO (FHA|USDA|VA) 17 $3,335,000 $196,176 $2,844 2.95%
    Pullman, WA (FHA|USDA|VA) 14 $3,280,000 $234,286 $5,685 2.86%
    Butte-Silver Bow, MT (FHA|USDA|VA) 19 $3,255,000 $171,316 $5,251 2.94%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 11 $3,225,000 $293,182 $3,673 3.07%
    TUSCALOOSA, AL (FHA|USDA|VA) 13 $3,195,000 $245,769 $5,380 2.74%
    EL PASO, TX (FHA|USDA|VA) 18 $3,190,000 $177,222 $5,148 2.89%
    LUBBOCK, TX (FHA|USDA|VA) 20 $3,170,000 $158,500 $6,154 3.06%
    Alice, TX (FHA|USDA|VA) 17 $3,145,000 $185,000 $8,177 2.80%
    Jacksonville, TX (FHA|USDA|VA) 19 $3,135,000 $165,000 $6,750 3.13%
    HUNTSVILLE, AL (FHA|USDA|VA) 11 $3,035,000 $275,909 $4,766 3.04%
    WINCHESTER, VA-WV (FHA|USDA|VA) 12 $3,020,000 $251,667 $5,406 3.16%
    Beaver Dam, WI (FHA|USDA|VA) 22 $2,990,000 $135,909 $4,699 3.24%
    FAYETTEVILLE, NC (FHA|USDA|VA) 17 $2,975,000 $175,000 $5,217 2.94%
    PANAMA CITY, FL (FHA|USDA|VA) 10 $2,890,000 $289,000 $6,305 3.11%
    Nacogdoches, TX (FHA|USDA|VA) 14 $2,880,000 $205,714 $6,455 3.17%
    Fremont, NE (FHA|USDA|VA) 18 $2,860,000 $158,889 $3,342 3.15%
    Sulphur Springs, TX (FHA|USDA|VA) 15 $2,855,000 $190,333 $8,176 2.66%
    WILMINGTON, NC (FHA|USDA|VA) 10 $2,800,000 $280,000 $4,805 3.21%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 12 $2,720,000 $226,667 $8,021 2.68%
    GREAT FALLS, MT (FHA|USDA|VA) 14 $2,720,000 $194,286 $5,016 2.94%
    West Plains, MO (FHA|USDA|VA) 15 $2,665,000 $177,667 $4,817 3.18%
    AMARILLO, TX (FHA|USDA|VA) 14 $2,560,000 $182,857 $6,191 2.97%
    IOWA CITY, IA (FHA|USDA|VA) 11 $2,435,000 $221,364 $4,178 2.97%
    Lebanon, NH-VT (FHA|USDA|VA) 11 $2,415,000 $219,545 $3,803 3.07%
    Calhoun, GA (FHA|USDA|VA) 14 $2,320,000 $165,714 $5,827 3.11%
    SIOUX FALLS, SD (FHA|USDA|VA) 9 $2,315,000 $257,222 $6,504 2.97%
    Fort Polk South, LA (FHA|USDA|VA) 15 $2,315,000 $154,333 $5,763 3.27%
    McAlester, OK (FHA|USDA|VA) 12 $2,310,000 $192,500 $6,149 3.26%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 12 $2,270,000 $189,167 $5,348 3.05%
    ROME, GA (FHA|USDA|VA) 14 $2,230,000 $159,286 $5,176 3.12%
    BANGOR, ME (FHA|USDA|VA) 11 $2,185,000 $198,636 $5,167 3.11%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 8 $2,160,000 $270,000 $8,215 2.39%
    PUNTA GORDA, FL (FHA|USDA|VA) 10 $2,160,000 $216,000 $5,266 2.90%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 12 $2,160,000 $180,000 $4,897 3.12%
    Cañon City, CO (FHA|USDA|VA) 10 $2,150,000 $215,000 $3,597 2.76%
    Evanston, WY (FHA|USDA|VA) 10 $2,150,000 $215,000 $5,156 2.80%
    Lufkin, TX (FHA|USDA|VA) 14 $2,130,000 $152,143 $6,370 3.03%
    APPLETON, WI (FHA|USDA|VA) 9 $2,115,000 $235,000 $4,796 3.17%
    TOPEKA, KS (FHA|USDA|VA) 12 $2,110,000 $175,833 $3,965 3.13%
    Shelby, NC (FHA|USDA|VA) 12 $2,100,000 $175,000 $4,789 3.25%
    AKRON, OH (FHA|USDA|VA) 14 $2,090,000 $149,286 $4,630 3.28%
    Atmore, AL (FHA|USDA|VA) 11 $2,045,000 $185,909 $5,982 3.55%
    LEWISTON, ID-WA (FHA|USDA|VA) 8 $2,040,000 $255,000 $5,463 3.08%
    Laconia, NH (FHA|USDA|VA) 7 $2,025,000 $289,286 $4,138 3.29%
    Whitewater, WI (FHA|USDA|VA) 6 $2,010,000 $335,000 $4,841 2.96%
    VICTORIA, TX (FHA|USDA|VA) 6 $2,010,000 $335,000 $9,147 3.27%
    Palestine, TX (FHA|USDA|VA) 13 $2,005,000 $154,231 $7,566 2.91%
    Sikeston, MO (FHA|USDA|VA) 18 $2,000,000 $111,111 $4,049 3.54%
    Ardmore, OK (FHA|USDA|VA) 12 $1,990,000 $165,833 $5,689 2.75%
    Gillette, WY (FHA|USDA|VA) 12 $1,980,000 $165,000 $4,209 2.72%
    MORRISTOWN, TN (FHA|USDA|VA) 11 $1,965,000 $178,636 $6,060 3.39%
    Sedalia, MO (FHA|USDA|VA) 9 $1,955,000 $217,222 $3,761 3.22%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,935,000 $387,000 $5,186 3.13%
    WINSTON-SALEM, NC (FHA|USDA|VA) 9 $1,925,000 $213,889 $3,871 3.04%
    Branson, MO (FHA|USDA|VA) 7 $1,905,000 $272,143 $4,879 3.05%
    LaGrange, GA-AL (FHA|USDA|VA) 8 $1,900,000 $237,500 $5,465 2.97%
    Keene, NH (FHA|USDA|VA) 10 $1,880,000 $188,000 $4,026 2.77%
    BISMARCK, ND (FHA|USDA|VA) 9 $1,855,000 $206,111 $5,483 2.66%
    Batesville, AR (FHA|USDA|VA) 14 $1,850,000 $132,143 $4,985 3.07%
    Mason City, IA (FHA|USDA|VA) 11 $1,845,000 $167,727 $3,658 2.88%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 10 $1,810,000 $181,000 $4,902 2.81%
    BRUNSWICK, GA (FHA|USDA|VA) 8 $1,800,000 $225,000 $6,845 3.11%
    La Grande, OR (FHA|USDA|VA) 8 $1,800,000 $225,000 $5,852 3.31%
    Muscatine, IA (FHA|USDA|VA) 11 $1,785,000 $162,273 $5,832 2.82%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 8 $1,770,000 $221,250 $4,801 2.86%
    SPRINGFIELD, OH (FHA|USDA|VA) 8 $1,770,000 $221,250 $5,559 3.39%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $1,760,000 $293,333 $5,352 2.98%
    Las Vegas, NM (FHA|USDA|VA) 8 $1,750,000 $218,750 $4,983 2.73%
    MANHATTAN, KS (FHA|USDA|VA) 6 $1,740,000 $290,000 $5,444 2.89%
    ROANOKE, VA (FHA|USDA|VA) 5 $1,705,000 $341,000 $10,741 3.15%
    Laramie, WY (FHA|USDA|VA) 9 $1,625,000 $180,556 $4,964 2.93%
    Crescent City, CA (FHA|USDA|VA) 9 $1,595,000 $177,222 $4,646 2.42%
    Shawnee, OK (FHA|USDA|VA) 10 $1,590,000 $159,000 $6,866 3.12%
    LAWTON, OK (FHA|USDA|VA) 10 $1,570,000 $157,000 $4,265 3.14%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,555,000 $222,143 $4,948 2.84%
    Greenwood, SC (FHA|USDA|VA) 11 $1,555,000 $141,364 $4,992 3.12%
    TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,555,000 $222,143 $6,109 2.46%
    STAUNTON, VA (FHA|USDA|VA) 6 $1,530,000 $255,000 $3,977 2.83%
    Fort Leonard Wood, MO (FHA|USDA|VA) 11 $1,515,000 $137,727 $2,923 3.50%
    Ottawa, KS (FHA|USDA|VA) 8 $1,510,000 $188,750 $5,431 3.28%
    Marshalltown, IA (FHA|USDA|VA) 14 $1,470,000 $105,000 $4,301 3.04%
    Mountain Home, AR (FHA|USDA|VA) 11 $1,455,000 $132,273 $4,075 2.99%
    Los Alamos, NM (FHA|USDA|VA) 3 $1,455,000 $485,000 $9,649 3.04%
    Minot, ND (FHA|USDA|VA) 6 $1,450,000 $241,667 $4,008 2.54%
    CASPER, WY (FHA|USDA|VA) 6 $1,450,000 $241,667 $5,759 3.00%
    JEFFERSON CITY, MO (FHA|USDA|VA) 9 $1,445,000 $160,556 $3,327 3.01%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $1,435,000 $159,444 $2,978 3.25%
    JOPLIN, MO (FHA|USDA|VA) 9 $1,425,000 $158,333 $4,285 3.07%
    Muskogee, OK (FHA|USDA|VA) 6 $1,400,000 $233,333 $6,568 2.67%
    SPRINGFIELD, IL (FHA|USDA|VA) 6 $1,390,000 $231,667 $3,166 3.06%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 8 $1,380,000 $172,500 $4,406 3.06%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 6 $1,380,000 $230,000 $5,699 3.17%
    Ottumwa, IA (FHA|USDA|VA) 10 $1,360,000 $136,000 $3,509 2.78%
    Laurel, MS (FHA|USDA|VA) 12 $1,350,000 $112,500 $4,715 3.04%
    DeRidder, LA (FHA|USDA|VA) 7 $1,345,000 $192,143 $8,305 2.79%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 9 $1,335,000 $148,333 $3,439 3.19%
    Brainerd, MN (FHA|USDA|VA) 6 $1,330,000 $221,667 $5,664 2.56%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 9 $1,325,000 $147,222 $3,001 2.93%
    Hannibal, MO (FHA|USDA|VA) 7 $1,325,000 $189,286 $5,810 3.25%
    NEW BERN, NC (FHA|USDA|VA) 3 $1,315,000 $438,333 $7,918 3.00%
    Athens, TN (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,837 3.33%
    Opelousas, LA (FHA|USDA|VA) 10 $1,260,000 $126,000 $5,999 2.41%
    FORT SMITH, AR-OK (FHA|USDA|VA) 7 $1,245,000 $177,857 $4,472 2.82%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,240,000 $310,000 $5,405 3.63%
    TOLEDO, OH (FHA|USDA|VA) 5 $1,225,000 $245,000 $4,590 2.88%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $1,220,000 $203,333 $4,850 3.02%
    Bay City, TX (FHA|USDA|VA) 6 $1,220,000 $203,333 $6,655 3.23%
    Ada, OK (FHA|USDA|VA) 8 $1,210,000 $151,250 $3,942 2.67%
    Stillwater, OK (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,015 3.12%
    Mount Pleasant, TX (FHA|USDA|VA) 5 $1,205,000 $241,000 $9,156 2.75%
    Oskaloosa, IA (FHA|USDA|VA) 8 $1,200,000 $150,000 $4,526 2.91%
    Cedartown, GA (FHA|USDA|VA) 5 $1,185,000 $237,000 $7,940 2.78%
    Fairfield, IA (FHA|USDA|VA) 7 $1,175,000 $167,857 $3,519 2.88%
    Spearfish, SD (FHA|USDA|VA) 2 $1,160,000 $580,000 $4,246 3.13%
    RAPID CITY, SD (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,883 3.13%
    GREEN BAY, WI (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,818 2.90%
    OCEAN CITY, NJ (FHA|USDA|VA) 2 $1,150,000 $575,000 $7,849 3.00%
    Albertville, AL (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,836 2.94%
    El Campo, TX (FHA|USDA|VA) 6 $1,130,000 $188,333 $6,622 3.14%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $1,125,000 $225,000 $7,046 3.30%
    Selma, AL (FHA|USDA|VA) 7 $1,115,000 $159,286 $5,304 2.82%
    Moberly, MO (FHA|USDA|VA) 8 $1,100,000 $137,500 $2,758 3.01%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,100,000 $137,500 $4,728 2.83%
    Pottsville, PA (FHA|USDA|VA) 3 $1,085,000 $361,667 $7,041 3.46%
    Marion, OH (FHA|USDA|VA) 6 $1,080,000 $180,000 $6,266 2.71%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,770 3.00%
    HAMMOND, LA (FHA|USDA|VA) 4 $1,050,000 $262,500 $7,846 3.22%
    Sheridan, WY (FHA|USDA|VA) 4 $1,040,000 $260,000 $6,117 2.81%
    Hutchinson, MN (FHA|USDA|VA) 3 $1,035,000 $345,000 $5,840 3.04%
    RACINE, WI (FHA|USDA|VA) 3 $1,025,000 $341,667 $6,089 2.71%
    JONESBORO, AR (FHA|USDA|VA) 7 $1,025,000 $146,429 $5,611 3.03%
    Del Rio, TX (FHA|USDA|VA) 12 $1,020,000 $85,000 $6,329 2.18%
    Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,015,000 $338,333 $5,037 3.79%
    Platteville, WI (FHA|USDA|VA) 7 $1,015,000 $145,000 $4,756 3.07%
    Roswell, NM (FHA|USDA|VA) 9 $1,005,000 $111,667 $4,031 3.00%
    Forest City, NC (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,057 3.12%
    Grand Rapids, MN (FHA|USDA|VA) 6 $980,000 $163,333 $5,377 2.40%
    GAINESVILLE, FL (FHA|USDA|VA) 5 $965,000 $193,000 $4,876 3.23%
    ST. CLOUD, MN (FHA|USDA|VA) 6 $960,000 $160,000 $5,201 2.77%
    Weatherford, OK (FHA|USDA|VA) 5 $925,000 $185,000 $5,131 2.63%
    Vidalia, GA (FHA|USDA|VA) 3 $925,000 $308,333 $6,699 3.50%
    Tupelo, MS (FHA|USDA|VA) 4 $910,000 $227,500 $4,829 3.06%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $905,000 $181,000 $3,747 3.35%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $895,000 $298,333 $4,288 2.54%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $860,000 $143,333 $3,465 3.06%
    Pella, IA (FHA|USDA|VA) 6 $860,000 $143,333 $2,915 2.79%
    PEORIA, IL (FHA|USDA|VA) 5 $855,000 $171,000 $2,764 3.07%
    Burlington, IA-IL (FHA|USDA|VA) 7 $855,000 $122,143 $2,865 3.14%
    Silver City, NM (FHA|USDA|VA) 4 $850,000 $212,500 $5,259 3.06%
    Richmond-Berea, KY (FHA|USDA|VA) 4 $820,000 $205,000 $3,585 2.72%
    Stevens Point, WI (FHA|USDA|VA) 3 $795,000 $265,000 $4,573 2.83%
    JACKSON, MS (FHA|USDA|VA) 3 $795,000 $265,000 $6,391 3.13%
    Jesup, GA (FHA|USDA|VA) 4 $790,000 $197,500 $5,028 3.06%
    Brevard, NC (FHA|USDA|VA) 4 $780,000 $195,000 $2,957 2.90%
    Russellville, AR (FHA|USDA|VA) 4 $770,000 $192,500 $3,975 3.09%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $765,000 $255,000 $4,574 2.91%
    FOND DU LAC, WI (FHA|USDA|VA) 5 $765,000 $153,000 $5,469 2.40%
    Crossville, TN (FHA|USDA|VA) 3 $765,000 $255,000 $6,749 2.83%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $760,000 $190,000 $6,054 3.15%
    ROCKFORD, IL (FHA|USDA|VA) 5 $755,000 $151,000 $4,306 3.20%
    Pecos, TX (FHA|USDA|VA) 4 $750,000 $187,500 $9,016 3.28%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $740,000 $185,000 $3,276 3.13%
    Union, SC (FHA|USDA|VA) 5 $735,000 $147,000 $6,029 3.60%
    Dublin, GA (FHA|USDA|VA) 4 $730,000 $182,500 $5,837 3.22%
    BURLINGTON, NC (FHA|USDA|VA) 3 $715,000 $238,333 $4,301 2.87%
    St. Marys, GA (FHA|USDA|VA) 3 $685,000 $228,333 $8,878 3.25%
    Hobbs, NM (FHA|USDA|VA) 3 $675,000 $225,000 $6,448 3.33%
    Milledgeville, GA (FHA|USDA|VA) 5 $675,000 $135,000 $5,842 3.63%
    GOLDSBORO, NC (FHA|USDA|VA) 3 $665,000 $221,667 $5,027 3.54%
    JACKSON, TN (FHA|USDA|VA) 3 $655,000 $218,333 $5,801 2.75%
    McMinnville, TN (FHA|USDA|VA) 3 $655,000 $218,333 $7,124 2.54%
    Lebanon, MO (FHA|USDA|VA) 4 $640,000 $160,000 $4,483 3.00%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $635,000 $211,667 $3,596 3.41%
    WILLIAMSPORT, PA (FHA|USDA|VA) 4 $630,000 $157,500 $4,423 3.13%
    Mount Vernon, OH (FHA|USDA|VA) 1 $625,000 $625,000 $7,977 3.00%
    Paragould, AR (FHA|USDA|VA) 4 $620,000 $155,000 $4,454 3.15%
    Bartlesville, OK (FHA|USDA|VA) 4 $620,000 $155,000 $6,724 3.00%
    Jefferson, GA (FHA|USDA|VA) 3 $615,000 $205,000 $5,049 3.00%
    FLINT, MI (FHA|USDA|VA) 2 $610,000 $305,000 $4,930 2.68%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $610,000 $305,000 $6,615 2.75%
    SHEBOYGAN, WI (FHA|USDA|VA) 4 $590,000 $147,500 $4,623 2.78%
    MONROE, LA (FHA|USDA|VA) 2 $580,000 $290,000 $14,186 3.31%
    Natchitoches, LA (FHA|USDA|VA) 2 $580,000 $290,000 $15,531 3.38%
    Port Lavaca, TX (FHA|USDA|VA) 2 $560,000 $280,000 $5,847 3.38%
    ROCHESTER, MN (FHA|USDA|VA) 3 $555,000 $185,000 $3,853 2.79%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $550,000 $275,000 $5,647 3.06%
    Greeneville, TN (FHA|USDA|VA) 1 $545,000 $545,000 $6,869 3.38%
    Clovis, NM (FHA|USDA|VA) 3 $545,000 $181,667 $9,602 2.83%
    Chillicothe, OH (FHA|USDA|VA) 3 $545,000 $181,667 $8,269 3.42%
    Española, NM (FHA|USDA|VA) 5 $545,000 $109,000 $4,225 3.35%
    Clinton, IA (FHA|USDA|VA) 4 $540,000 $135,000 $2,892 2.66%
    Andrews, TX (FHA|USDA|VA) 2 $520,000 $260,000 $6,907 2.75%
    Charleston-Mattoon, IL (FHA|USDA|VA) 4 $520,000 $130,000 $1,996 2.19%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $520,000 $260,000 $5,601 3.06%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $505,000 $168,333 $3,971 2.96%
    Selinsgrove, PA (FHA|USDA|VA) 1 $495,000 $495,000 $6,048 3.13%
    DECATUR, AL (FHA|USDA|VA) 3 $495,000 $165,000 $5,003 3.37%
    Morehead City, NC (FHA|USDA|VA) 2 $490,000 $245,000 $3,434 3.68%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $485,000 $161,667 $4,818 3.38%
    JOHNSON CITY, TN (FHA|USDA|VA) 3 $485,000 $161,667 $3,254 2.58%
    Lewisburg, TN (FHA|USDA|VA) 2 $480,000 $240,000 $2,959 2.75%
    Waycross, GA (FHA|USDA|VA) 4 $470,000 $117,500 $6,126 3.13%
    Jennings, LA (FHA|USDA|VA) 2 $460,000 $230,000 $6,272 3.00%
    Garden City, KS (FHA|USDA|VA) 2 $460,000 $230,000 $4,151 3.06%
    Cordele, GA (FHA|USDA|VA) 3 $455,000 $151,667 $7,789 3.63%
    Bennettsville, SC (FHA|USDA|VA) 3 $455,000 $151,667 $5,802 2.96%
    Washington Court House, OH (FHA|USDA|VA) 2 $450,000 $225,000 $4,927 3.06%
    FARGO, ND-MN (FHA|USDA|VA) 2 $430,000 $215,000 $3,288 2.88%
    Oxford, MS (FHA|USDA|VA) 2 $420,000 $210,000 $3,671 2.81%
    Spirit Lake, IA (FHA|USDA|VA) 2 $420,000 $210,000 $3,256 2.56%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $410,000 $205,000 $4,253 2.93%
    DECATUR, IL (FHA|USDA|VA) 1 $405,000 $405,000 $2,581 2.99%
    Willmar, MN (FHA|USDA|VA) 3 $405,000 $135,000 $3,212 2.92%
    VALDOSTA, GA (FHA|USDA|VA) 2 $400,000 $200,000 $13,409 3.25%
    Huron, SD (FHA|USDA|VA) 4 $400,000 $100,000 $2,509 2.69%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $400,000 $200,000 $3,664 2.94%
    Fort Dodge, IA (FHA|USDA|VA) 4 $400,000 $100,000 $4,304 2.87%
    Mount Vernon, IL (FHA|USDA|VA) 3 $395,000 $131,667 $2,664 2.88%
    GREENVILLE, NC (FHA|USDA|VA) 2 $390,000 $195,000 $4,961 3.19%
    Deming, NM (FHA|USDA|VA) 3 $385,000 $128,333 $5,018 3.00%
    GRAND ISLAND, NE (FHA|USDA|VA) 2 $380,000 $190,000 $4,310 3.13%
    Atchison, KS (FHA|USDA|VA) 3 $365,000 $121,667 $4,162 3.25%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $365,000 $365,000 $7,031 2.99%
    Marinette, WI-MI (FHA|USDA|VA) 3 $365,000 $121,667 $3,475 2.88%
    Elk City, OK (FHA|USDA|VA) 4 $360,000 $90,000 $4,558 2.94%
    ALBANY, GA (FHA|USDA|VA) 2 $360,000 $180,000 $8,567 3.06%
    Wooster, OH (FHA|USDA|VA) 2 $360,000 $180,000 $4,885 2.94%
    Poplar Bluff, MO (FHA|USDA|VA) 3 $355,000 $118,333 $3,237 3.50%
    Taos, NM (FHA|USDA|VA) 2 $350,000 $175,000 $3,370 2.94%
    Blytheville, AR (FHA|USDA|VA) 3 $345,000 $115,000 $4,096 3.88%
    Boone, NC (FHA|USDA|VA) 1 $345,000 $345,000 $3,163 2.75%
    NILES, MI (FHA|USDA|VA) 1 $345,000 $345,000 $4,274 3.13%
    MIDLAND, MI (FHA|USDA|VA) 1 $345,000 $345,000 $2,722 3.25%
    Kirksville, MO (FHA|USDA|VA) 3 $345,000 $115,000 $1,827 3.08%
    Carroll, IA (FHA|USDA|VA) 2 $340,000 $170,000 $6,251 3.19%
    CLEVELAND, TN (FHA|USDA|VA) 2 $340,000 $170,000 $6,929 3.06%
    Lawrenceburg, TN (FHA|USDA|VA) 1 $335,000 $335,000 $14,528 2.38%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $335,000 $335,000 $3,115 3.50%
    Ponca City, OK (FHA|USDA|VA) 2 $330,000 $165,000 $6,184 2.75%
    Scottsbluff, NE (FHA|USDA|VA) 4 $330,000 $82,500 $2,687 1.94%
    Duncan, OK (FHA|USDA|VA) 2 $330,000 $165,000 $3,847 3.31%
    Tahlequah, OK (FHA|USDA|VA) 2 $320,000 $160,000 $5,572 3.81%
    Bainbridge, GA (FHA|USDA|VA) 1 $315,000 $315,000 $3,549 2.25%
    Scottsboro, AL (FHA|USDA|VA) 2 $310,000 $155,000 $3,426 3.19%
    Quincy, IL-MO (FHA|USDA|VA) 2 $310,000 $155,000 $3,559 3.88%
    Ruidoso, NM (FHA|USDA|VA) 2 $300,000 $150,000 $4,023 3.50%
    Natchez, MS-LA (FHA|USDA|VA) 2 $300,000 $150,000 $5,664 3.69%
    Sweetwater, TX (FHA|USDA|VA) 1 $295,000 $295,000 $13,206 3.13%
    Scottsburg, IN (FHA|USDA|VA) 1 $295,000 $295,000 $9,094 3.63%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $295,000 $295,000 $4,191 2.38%
    Cookeville, TN (FHA|USDA|VA) 2 $290,000 $145,000 $6,217 2.38%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,330 3.00%
    Martinsville, VA (FHA|USDA|VA) 2 $290,000 $145,000 $3,859 3.13%
    El Dorado, AR (FHA|USDA|VA) 1 $285,000 $285,000 $5,538 3.25%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $285,000 $285,000 $7,606 3.63%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 3 $285,000 $95,000 $4,247 3.50%
    Meridian, MS (FHA|USDA|VA) 1 $285,000 $285,000 $2,151 2.50%
    Salina, KS (FHA|USDA|VA) 2 $280,000 $140,000 $3,815 3.00%
    Storm Lake, IA (FHA|USDA|VA) 2 $280,000 $140,000 $5,275 3.00%
    Athens, OH (FHA|USDA|VA) 1 $275,000 $275,000 $9,989 2.63%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $275,000 $275,000 $2,206 2.63%
    Okeechobee, FL (FHA|USDA|VA) 1 $275,000 $275,000 $9,162 2.88%
    Galesburg, IL (FHA|USDA|VA) 1 $275,000 $275,000 $7,386 2.88%
    Adrian, MI (FHA|USDA|VA) 1 $275,000 $275,000 $16,115 2.88%
    Jasper, IN (FHA|USDA|VA) 1 $265,000 $265,000 $3,192 2.99%
    Pierre, SD (FHA|USDA|VA) 1 $265,000 $265,000 $2,549 3.13%
    Escanaba, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,164 2.13%
    Lake City, FL (FHA|USDA|VA) 1 $265,000 $265,000 $4,210 2.99%
    Traverse City, MI (FHA|USDA|VA) 1 $265,000 $265,000 $3,150 3.13%
    Brookings, SD (FHA|USDA|VA) 1 $265,000 $265,000 $3,268 3.25%
    Albemarle, NC (FHA|USDA|VA) 2 $260,000 $130,000 $5,302 2.69%
    Ruston, LA (FHA|USDA|VA) 1 $255,000 $255,000 $7,653 3.13%
    Berlin, NH (FHA|USDA|VA) 3 $255,000 $85,000 $3,247 2.42%
    Sanford, NC (FHA|USDA|VA) 1 $255,000 $255,000 $4,439 2.63%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $1,451 3.38%
    Shelbyville, TN (FHA|USDA|VA) 2 $250,000 $125,000 $4,330 2.81%
    Dodge City, KS (FHA|USDA|VA) 1 $245,000 $245,000 $6,955 3.13%
    Frankfort, KY (FHA|USDA|VA) 1 $245,000 $245,000 $7,449 2.99%
    Wahpeton, ND-MN (FHA|USDA|VA) 1 $245,000 $245,000 $3,688 3.38%
    Vernon, TX (FHA|USDA|VA) 3 $235,000 $78,333 $5,548 2.50%
    Greenville, OH (FHA|USDA|VA) 1 $235,000 $235,000 $4,544 3.38%
    Sandusky, OH (FHA|USDA|VA) 1 $235,000 $235,000 $3,581 3.38%
    Mexico, MO (FHA|USDA|VA) 3 $235,000 $78,333 $3,101 3.21%
    Hays, KS (FHA|USDA|VA) 1 $235,000 $235,000 $3,683 2.63%
    Borger, TX (FHA|USDA|VA) 2 $230,000 $115,000 $5,178 3.00%
    Portales, NM (FHA|USDA|VA) 2 $230,000 $115,000 $3,578 3.31%
    LYNCHBURG, VA (FHA|USDA|VA) 2 $230,000 $115,000 $4,510 3.00%
    Big Spring, TX (FHA|USDA|VA) 1 $225,000 $225,000 $10,578 2.50%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $225,000 $225,000 $3,680 2.88%
    New Castle, PA (FHA|USDA|VA) 1 $225,000 $225,000 $9,456 3.13%
    Mount Sterling, KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,741 2.63%
    Warren, PA (FHA|USDA|VA) 2 $220,000 $110,000 $4,993 3.13%
    Moscow, ID (FHA|USDA|VA) 1 $215,000 $215,000 $2,955 2.63%
    Sterling, IL (FHA|USDA|VA) 2 $210,000 $105,000 $2,826 2.56%
    Cambridge, MD (FHA|USDA|VA) 1 $205,000 $205,000 $4,766 3.13%
    Juneau, AK (FHA|USDA|VA) 1 $205,000 $205,000 $6,438 3.63%
    Wauchula, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,376 3.50%
    Arcadia, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,634 3.13%
    Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,325 3.88%
    Palatka, FL (FHA|USDA|VA) 2 $200,000 $100,000 $3,616 3.99%
    Fort Payne, AL (FHA|USDA|VA) 1 $195,000 $195,000 $5,061 3.25%
    Pearsall, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,590 4.13%
    Ashland, OH (FHA|USDA|VA) 1 $195,000 $195,000 $7,070 2.88%
    Emporia, KS (FHA|USDA|VA) 1 $185,000 $185,000 $2,524 3.63%
    Brownsville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $2,874 3.13%
    Spencer, IA (FHA|USDA|VA) 1 $185,000 $185,000 $4,106 3.00%
    Manitowoc, WI (FHA|USDA|VA) 2 $180,000 $90,000 $4,060 3.50%
    LAREDO, TX (FHA|USDA|VA) 2 $180,000 $90,000 $3,769 2.94%
    Danville, VA (FHA|USDA|VA) 1 $175,000 $175,000 $3,919 3.13%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,789 2.99%
    Urbana, OH (FHA|USDA|VA) 1 $175,000 $175,000 $1,806 3.00%
    Americus, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,016 3.13%
    Thomaston, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,759 3.50%
    Hastings, NE (FHA|USDA|VA) 1 $175,000 $175,000 $2,638 2.25%
    Ottawa, IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,071 3.00%
    KANKAKEE, IL (FHA|USDA|VA) 1 $165,000 $165,000 $8,827 3.63%
    Lumberton, NC (FHA|USDA|VA) 1 $165,000 $165,000 $6,004 3.50%
    ENID, OK (FHA|USDA|VA) 2 $160,000 $80,000 $4,125 3.38%
    Eufaula, AL-GA (FHA|USDA|VA) 2 $160,000 $80,000 $4,392 3.13%
    Somerset, KY (FHA|USDA|VA) 1 $155,000 $155,000 $8,137 4.13%
    Centralia, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,498 3.75%
    Dyersburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $4,745 2.25%
    Key West, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,138 2.88%
    Ludington, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,719 2.88%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,987 3.25%
    Torrington, CT (FHA|USDA|VA) 1 $145,000 $145,000 $6,742 2.75%
    Marion, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,433 3.13%
    Rutland, VT (FHA|USDA|VA) 1 $145,000 $145,000 $3,827 3.13%
    MANKATO, MN (FHA|USDA|VA) 1 $145,000 $145,000 $2,144 2.38%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,473 3.63%
    MONROE, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,572 2.99%
    Owatonna, MN (FHA|USDA|VA) 1 $135,000 $135,000 $2,016 2.88%
    Alamogordo, NM (FHA|USDA|VA) 1 $135,000 $135,000 $7,858 2.88%
    Wilson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,226 2.38%
    Shawano, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,269 2.50%
    Bogalusa, LA (FHA|USDA|VA) 1 $135,000 $135,000 $5,467 3.13%
    Henderson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,866 3.38%
    Portsmouth, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,051 3.38%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $135,000 $135,000 $5,159 3.99%
    Hillsdale, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,864 3.50%
    DANVILLE, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,313 2.75%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,322 3.13%
    Morgan City, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,368 2.88%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,930 3.38%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,220 2.75%
    Levelland, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,833 2.99%
    Rockingham, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,990 3.13%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $115,000 $115,000 $4,274 3.38%
    Dayton, TN (FHA|USDA|VA) 1 $105,000 $105,000 $2,654 3.13%
    MANSFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,955 3.13%
    Wilmington, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,488 3.38%
    Forrest City, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,783 2.99%
    Huntsville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,097 4.13%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $95,000 $95,000 $8,160 3.63%
    Paducah, KY-IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,417 3.25%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $85,000 $85,000 $3,499 2.50%
    Minden, LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,286 3.38%
    Huntingdon, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,145 4.00%
    Lincoln, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,021 3.63%
    Central City, KY (FHA|USDA|VA) 1 $75,000 $75,000 $4,548 4.00%
    ERIE, PA (FHA|USDA|VA) 1 $55,000 $55,000 $4,357 2.99%
    Macomb, IL (FHA|USDA|VA) 1 $55,000 $55,000 $5,066 3.63%
    Sunbury, PA (FHA|USDA|VA) 1 $55,000 $55,000 $4,927 3.50%

    Guild Mortgage Company's top markets include Seattle, Portland, Sacramento, St. Louis, and Las Vegas among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 86,084 $24,743,010,000 $287,429 $4,841 2.96%
    FHA 18,543 $4,757,925,000 $256,589 $9,533 3.12%
    VA 11,445 $3,674,795,000 $321,083 $7,249 2.75%
    USDA 2,169 $405,575,000 $186,987 $6,159 3.07%

    For 2021, Guild Mortgage Company's most frequently originated type of loan was Conventional, with 86,084 originations. Their 2nd most popular type was FHA, with 18,543 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 62,162 $17,776,560,000 $285,971 $6,739 2.95%
    Refi 35,752 $9,916,530,000 $277,370 $4,472 2.89%
    Cash Out Refi 20,322 $5,886,440,000 $289,658 $5,640 3.15%
    Home Improvement 5 $1,775,000 $355,000 $5,413 2.95%

    For 2021, Guild Mortgage Company's most frequently cited loan purpose was Home Purchase, with 62,162 originations. The 2nd most popular reason was Refi, with 35,752 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 104,011 $30,895,075,000 $297,037 $6,115 3.05%
    15 Year 7,193 $1,544,755,000 $214,758 $3,809 2.58%
    20 Year 2,670 $611,070,000 $228,865 $4,156 2.93%
    Other 1,768 $430,740,000 $243,631 $3,848 2.72%
    3 Year 1,458 $13,740,000 $9,424 $0 0.00%
    10 Year 1,050 $83,660,000 $79,676 $1,510 2.45%
    5 Year 80 $460,000 $5,750 $7 0.00%
    1 Year 10 $1,590,000 $159,000 $3,766 5.95%
    30+ year 1 $215,000 $215,000 $1,265 4.13%

    For 2021, Guild Mortgage Company's most frequently cited loan duration was 30 Year, with 104,011 originations. The 2nd most popular length was 15 Year, with 7,193 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 55,882 $16,271,580,000 $291,177
    $2k-3k 17,404 $4,321,950,000 $248,331
    $3k-4k 14,147 $3,851,855,000 $272,274
    $5k+ 12,941 $5,316,755,000 $410,846
    $4k-5k 8,799 $2,811,895,000 $319,570
    $<1k 7,196 $990,420,000 $137,635

    Guild Mortgage Company's average total fees were $6,115, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 55,882 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 52,453 $15,230,305,000 $290,361
    2.5-3% 47,611 $14,700,525,000 $308,763
    <2.5% 15,924 $3,218,230,000 $202,099
    4-5% 2,043 $426,955,000 $208,984
    5-6% 191 $5,175,000 $27,094
    7-8% 19 $115,000 $6,053

    During 2021, Guild Mortgage Company's average interest rate for loans was 3.05%, while their most frequently originated rate bucket for loans was 3-4%, with 52,453 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 57,574 $16,516,580,000 $286,876 $6,181 3.07%
    $100k-200k 28,805 $4,487,965,000 $155,805 $4,579 3.09%
    $400k-600k 18,665 $8,944,485,000 $479,212 $7,478 3.05%
    $100,000 or less 8,892 $353,850,000 $39,794 $2,022 1.69%
    $600k-1MM 3,926 $2,792,110,000 $711,184 $8,909 3.00%
    $1MM+ 379 $486,315,000 $1,283,153 $11,298 3.00%

    2021 saw Guild Mortgage Company place emphasis on $200k-400k loans with 57,574 originations, totaling $16,516,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 30,307 $6,800,085,000 $224,373 $5,776 2.93%
    $100k-150k 23,678 $8,127,960,000 $343,271 $6,251 3.03%
    $75k-100k 22,812 $6,415,310,000 $281,225 $6,152 2.98%
    $50k or less 18,056 $2,844,140,000 $157,518 $4,901 2.94%
    $150k-250k 12,686 $5,371,410,000 $423,412 $6,258 3.06%
    $250k+ 3,899 $2,075,355,000 $532,279 $6,690 3.06%

    Guild Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 30,307 originations. The second most popular income band? $100k-150k, with 23,678 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 20,187 $5,718,105,000 $283,257 $5,029 3.01%
    30-36% 19,750 $5,682,460,000 $287,719 $5,519 3.02%
    50-60% 6,212 $1,764,330,000 $284,020 $9,374 2.92%
    <20% 5,820 $1,536,020,000 $263,921 $4,509 2.96%
    44% 5,805 $1,600,325,000 $275,680 $6,170 2.94%
    43% 5,068 $1,403,730,000 $276,979 $6,002 2.95%
    42% 4,719 $1,368,145,000 $289,923 $6,088 2.99%
    40% 4,520 $1,294,970,000 $286,498 $6,052 2.99%
    41% 4,408 $1,282,730,000 $291,000 $6,056 3.02%
    39% 4,391 $1,263,485,000 $287,744 $5,991 2.99%
    49% 4,336 $1,229,250,000 $283,499 $6,519 2.90%
    38% 4,098 $1,169,090,000 $285,283 $5,913 2.99%
    45% 3,979 $1,130,945,000 $284,228 $6,157 3.02%
    37% 3,920 $1,137,440,000 $290,163 $5,716 3.01%
    36% 3,819 $1,084,555,000 $283,989 $5,708 3.01%
    46% 3,413 $968,035,000 $283,632 $6,420 2.96%
    48% 3,342 $954,500,000 $285,607 $6,454 2.96%
    47% 3,292 $937,560,000 $284,800 $6,510 2.96%
    >60% 154 $52,720,000 $342,338 $8,323 2.96%

    Guild Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 20,187 originations. The next most common DTI ratio? 30-36%, with 19,750 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 80,310 $22,390,440,000 $278,800 $5,692 2.97%
    Not provided 25,735 $7,727,635,000 $300,277 $6,026 2.97%
    Black 6,346 $1,525,990,000 $240,465 $6,630 2.88%
    Asian 3,315 $1,163,925,000 $351,109 $6,234 2.96%
    American Indian 1,084 $275,500,000 $254,151 $6,277 2.94%
    Native Hawaiian or Islander 348 $117,410,000 $337,385 $8,439 2.88%
    Asian Indian 231 $98,705,000 $427,294 $5,980 3.03%
    Filipino 250 $86,840,000 $347,360 $6,935 2.86%
    231 $61,145,000 $264,697 $6,579 2.93%
    Other Asian 100 $32,570,000 $325,700 $6,132 2.91%
    Chinese 75 $28,575,000 $381,000 $6,247 2.95%
    Other Pacific Islander 51 $17,475,000 $342,647 $7,000 2.96%
    Vietnamese 38 $13,160,000 $346,316 $6,194 2.97%
    Japanese 27 $10,475,000 $387,963 $5,876 2.99%
    Korean 34 $10,060,000 $295,882 $5,490 3.02%
    Samoan 28 $9,420,000 $336,429 $6,965 3.01%
    Native Hawaiian 23 $7,655,000 $332,826 $7,572 2.89%
    Guamanian 15 $4,325,000 $288,333 $5,728 2.72%

    Approval Rates

    Total approvals of all applications
    96.98%

    Guild Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    67.20%

    Guild Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    100.0 3 $25,000 $8,333
    25.0 1 $15,000 $15,000
    75.0 4 $40,000 $10,000
    NA 118,233 $33,581,225,000 $284,026

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    118,241 $33,581,305,000 $284,007

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 4,783 $946,395,000 $197,866 $4,006 2.89%
    40-60% 15,894 $4,289,110,000 $269,857 $4,385 2.96%
    60-80% 37,248 $11,725,440,000 $314,794 $5,291 3.12%
    80-100% 52,570 $15,766,810,000 $299,920 $6,926 3.10%
    Over 100% 2,219 $746,435,000 $336,384 $13,013 2.88%
    Under 20% 5,497 $103,505,000 $18,829 $524 0.75%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Guild Mortgage Company LLC VA mortgage Trouble during payment process 1 2.6%
    Guild Mortgage Company LLC FHA mortgage Incorrect information on your report 1 2.6%
    Guild Mortgage Company LLC FHA mortgage Struggling to pay mortgage 4 10.5%
    Guild Mortgage Company LLC FHA mortgage Trouble during payment process 4 10.5%
    Guild Mortgage Company LLC Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 2.6%
    Guild Mortgage Company LLC Home equity loan or line of credit (HELOC) Trouble during payment process 1 2.6%
    Guild Mortgage Company LLC Other type of mortgage Closing on a mortgage 1 2.6%
    Guild Mortgage Company LLC Other type of mortgage Trouble during payment process 1 2.6%
    Guild Mortgage Company LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 2.6%
    Guild Mortgage Company LLC VA mortgage Closing on a mortgage 2 5.3%
    Guild Mortgage Company LLC VA mortgage Struggling to pay mortgage 1 2.6%
    Guild Mortgage Company LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 10.5%
    Guild Mortgage Company LLC Conventional home mortgage Closing on a mortgage 5 13.2%
    Guild Mortgage Company LLC Conventional home mortgage Improper use of your report 1 2.6%
    Guild Mortgage Company LLC Conventional home mortgage Struggling to pay mortgage 2 5.3%
    Guild Mortgage Company LLC Conventional home mortgage Trouble during payment process 5 13.2%
    Guild Mortgage Company LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 5.3%
    Guild Mortgage Company LLC FHA mortgage Closing on a mortgage 1 2.6%