Vineyard Haven VA Loan Rates, Closing Costs & Stats
Vineyard Haven, MA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Vineyard Haven's 1 lenders originated 1 VA loans during 2023. The total origination value was $955,000, with an average VA loan value of $955,000.
Vineyard Haven VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Vineyard Haven
averaged
6.67%
for the week of 2024-04-19, compared to the national average (all VA variants) of
6.758% for the same period.
Vineyard Haven's average VA mortgage closing costs are $11,225.
The average rate for the prior week (2024-04-12) was
6.7% and
one month ago for the week of 2024-03-15, the
average rate was 6.37%.
The average rate one year ago was 5.86%.
For refis of the same type during the week of 2024-04-19, the average rate
was 6.86%.
Vineyard Haven VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Vineyard Haven level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| FREEDOM MORTGAGE CORPORATION | 1 | 6.38% | $21,848 |
The lowest fee Vineyard Haven VA lenders (with over 10 loans originated) are
.
The lowest rate Vineyard Haven VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Vineyard Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $1,290,750 (-0.7%) | $2,004,288 (-12.7%) | 0.00 | 134 |
| 2018-02-01 | $1,246,250 (-8.5%) | $1,968,505 (-15.5%) | 0.00 | 130 |
| 2018-03-01 | $1,250,000 (-7.4%) | $2,012,418 (-10.4%) | 0.00 | 140 |
| 2018-04-01 | $1,265,000 (-10.4%) | $2,126,835 (-6.6%) | 0.00 | 156 |
| 2018-05-01 | $1,466,000 (-3.7%) | $2,337,929 (-1.4%) | 0.00 | 181 |
| 2018-06-01 | $1,495,000 (2.5%) | $2,367,540 (2.3%) | 0.00 | 212 |
| 2018-07-01 | $1,491,250 (6.8%) | $2,496,788 (19.2%) | 0.00 | 214 |
| 2018-08-01 | $1,498,250 (7.2%) | $2,519,893 (16.5%) | 0.00 | 223 |
| 2018-09-01 | $1,500,000 (5.3%) | $2,414,543 (5.5%) | 0.00 | 217 |
| 2018-10-01 | $1,497,500 (7.5%) | $2,415,051 (8.4%) | 0.00 | 215 |
| 2018-11-01 | $1,398,000 (2.1%) | $2,415,074 (10.6%) | 0.00 | 223 |
| 2018-12-01 | $1,495,000 (7.2%) | $2,466,905 (13.1%) | 0.00 | 203 |
| 2019-01-01 | $1,495,000 (15.8%) | $2,501,216 (24.8%) | 0.00 | 159 |
| 2019-02-01 | $1,395,000 (11.9%) | $2,482,304 (26.1%) | 0.00 | 163 |
| 2019-03-01 | $1,438,714 (15.1%) | $2,550,065 (26.7%) | 0.00 | 169 |
| 2019-04-01 | $1,489,714 (17.8%) | $2,521,501 (18.6%) | 0.00 | 176 |
| 2019-05-01 | $1,499,450 (2.3%) | $2,359,888 (0.9%) | 0.00 | 206 |
| 2019-06-01 | $1,564,500 (4.7%) | $2,462,511 (4.0%) | 0.00 | 234 |
| 2019-07-01 | $1,660,000 (11.3%) | $2,685,172 (7.6%) | 0.00 | 242 |
| 2019-08-01 | $1,655,455 (10.5%) | $2,689,066 (6.7%) | 0.00 | 248 |
| 2019-09-01 | $1,596,136 (6.4%) | $2,601,378 (7.7%) | 0.00 | 246 |
| 2019-10-01 | $1,525,000 (1.8%) | $2,526,759 (4.6%) | 0.00 | 242 |
| 2019-11-01 | $1,449,500 (3.7%) | $2,474,528 (2.5%) | 0.00 | 212 |
| 2019-12-01 | $1,499,000 (0.3%) | $2,535,718 (2.8%) | 0.00 | 199 |
| 2020-01-01 | $1,474,250 (-1.4%) | $2,435,704 (-2.6%) | 0.00 | 142 |
| 2020-02-01 | $1,500,000 (7.5%) | $2,275,718 (-8.3%) | 0.00 | 125 |
| 2020-03-01 | $1,397,500 (-2.9%) | $2,231,057 (-12.5%) | 0.00 | 139 |
| 2020-04-01 | $1,560,000 (4.7%) | $2,322,058 (-7.9%) | 0.00 | 149 |
| 2020-05-01 | $1,442,500 (-3.8%) | $2,216,019 (-6.1%) | 0.00 | 162 |
| 2020-06-01 | $1,425,000 (-8.9%) | $2,515,969 (2.2%) | 0.00 | 180 |
| 2020-07-01 | $1,474,500 (-11.2%) | $2,747,547 (2.3%) | 0.00 | 178 |
| 2020-08-01 | $1,695,000 (2.4%) | $3,274,247 (21.8%) | 0.00 | 278 |
| 2020-09-01 | $1,773,750 (11.1%) | $3,302,149 (26.9%) | 0.00 | 267 |
| 2020-10-01 | $1,812,500 (18.9%) | $3,336,230 (32.0%) | 0.00 | 252 |
| 2020-11-01 | $1,837,500 (26.8%) | $3,359,835 (35.8%) | 0.00 | 218 |
| 2020-12-01 | $2,226,500 (48.5%) | $3,707,590 (46.2%) | 0.00 | 182 |
| 2021-01-01 | $2,172,500 (47.4%) | $3,612,139 (48.3%) | 0.00 | 150 |
| 2021-02-01 | $2,203,500 (46.9%) | $3,804,575 (67.2%) | 0.00 | 127 |
| 2021-03-01 | $2,598,750 (86.0%) | $4,245,147 (90.3%) | 0.00 | 106 |
| 2021-04-01 | $2,522,500 (61.7%) | $4,362,831 (87.9%) | 0.00 | 110 |
| 2021-05-01 | $2,297,000 (59.2%) | $4,053,684 (82.9%) | 0.00 | 116 |
| 2021-06-01 | $2,295,000 (61.1%) | $3,994,093 (58.8%) | 0.00 | 122 |
| 2021-07-01 | $2,950,000 (100.1%) | $4,381,786 (59.5%) | 0.00 | 121 |
| 2021-08-01 | $2,700,000 (59.3%) | $4,011,992 (22.5%) | 0.00 | 137 |
| 2021-09-01 | $2,997,500 (69.0%) | $4,126,977 (25.0%) | 0.00 | 129 |
| 2021-10-01 | $2,972,500 (64.0%) | $4,131,698 (23.8%) | 0.00 | 131 |
| 2021-11-01 | $2,586,250 (40.8%) | $3,902,412 (16.2%) | 0.00 | 116 |
| 2021-12-01 | $2,572,500 (15.5%) | $3,988,041 (7.6%) | 0.00 | 97 |
| 2022-01-01 | $2,985,000 (37.4%) | $4,145,088 (14.8%) | 0.00 | 90 |
| 2022-02-01 | $3,196,250 (45.1%) | $4,526,055 (19.0%) | 0.00 | 83 |
| 2022-03-01 | $2,880,375 (10.8%) | $3,990,342 (-6.0%) | 0.00 | 83 |
| 2022-04-01 | $2,962,500 (17.4%) | $4,024,178 (-7.8%) | 0.00 | 93 |
| 2022-05-01 | $2,968,750 (29.2%) | $4,412,902 (8.9%) | 0.00 | 113 |
| 2022-06-01 | $2,986,250 (30.1%) | $4,545,206 (13.8%) | 0.00 | 133 |
| 2022-07-01 | $2,750,000 (-6.8%) | $4,528,686 (3.4%) | 0.00 | 144 |
| 2022-08-01 | $2,595,000 (-3.9%) | $4,342,632 (8.2%) | 0.00 | 158 |
| 2022-09-01 | $2,566,250 (-14.4%) | $4,416,587 (7.0%) | 0.00 | 152 |
| 2022-10-01 | $2,599,000 (-12.6%) | $4,451,459 (7.7%) | 0.00 | 147 |
| 2022-11-01 | $2,500,000 (-3.3%) | $4,200,935 (7.7%) | 0.00 | 150 |
| 2022-12-01 | $2,549,500 (-0.9%) | $4,322,548 (8.4%) | 0.00 | 139 |
| 2023-01-01 | $2,496,250 (-16.4%) | $4,025,680 (-2.9%) | 0.00 | 113 |
| 2023-02-01 | $2,481,000 (-22.4%) | $3,796,455 (-16.1%) | 0.00 | 105 |
| 2023-03-01 | $2,362,500 (-18.0%) | $3,135,270 (-21.4%) | 0.00 | 97 |
| 2023-04-01 | $2,450,000 (-17.3%) | $3,406,659 (-15.4%) | 0.00 | 103 |
| 2023-05-01 | $2,511,250 (-15.4%) | $3,509,411 (-20.5%) | 0.00 | 122 |
| 2023-06-01 | $2,772,500 (-7.2%) | $3,841,700 (-15.5%) | 0.00 | 142 |
| 2023-07-01 | $2,795,000 (1.6%) | $3,906,215 (-13.8%) | 0.00 | 164 |
| 2023-08-01 | $2,776,800 (7.0%) | $4,299,871 (-1.0%) | 0.00 | 189 |
| 2023-09-01 | $2,810,000 (9.5%) | $4,441,180 (0.6%) | 0.00 | 194 |
| 2023-10-01 | $2,872,475 (10.5%) | $4,380,673 (-1.6%) | 0.00 | 207 |
| 2023-11-01 | $2,764,600 (10.6%) | $4,227,689 (0.6%) | 0.00 | 200 |
| 2023-12-01 | $2,692,500 (5.6%) | $4,131,294 (-4.4%) | 0.00 | 171 |
| 2024-01-01 | $2,555,000 (2.4%) | $3,950,163 (-1.9%) | 0.00 | 147 |
| 2024-02-01 | $2,436,250 (-1.8%) | $3,871,615 (2.0%) | 0.00 | 138 |
| 2024-03-01 | $2,450,000 (3.7%) | $3,930,340 (25.4%) | 0.00 | 135 |
Vineyard Haven's median listing price comes in at 0% of the national average.
Vineyard Haven's average listing price for 2024-03-01 was $3,930,340, a difference of $795,070 (25.4%) versus the prior year and $58,725 versus the prior month.
For the 2024-03-01 period, Vineyard Haven had 135 MLS listings, a difference of -3 listings (-2%) versus the prior month and 38 listings (39%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Vineyard Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,022 sqft |
| 2018-02-01 | 0 days | 1,990 sqft |
| 2018-03-01 | 0 days | 2,081 sqft |
| 2018-04-01 | 0 days | 2,086 sqft |
| 2018-05-01 | 0 days | 2,251 sqft |
| 2018-06-01 | 0 days | 2,151 sqft |
| 2018-07-01 | 0 days | 2,100 sqft |
| 2018-08-01 | 0 days | 2,209 sqft |
| 2018-09-01 | 0 days | 2,303 sqft |
| 2018-10-01 | 0 days | 2,327 sqft |
| 2018-11-01 | 0 days | 2,262 sqft |
| 2018-12-01 | 0 days | 2,228 sqft |
| 2019-01-01 | 0 days | 2,200 sqft |
| 2019-02-01 | 0 days | 2,207 sqft |
| 2019-03-01 | 0 days | 2,274 sqft |
| 2019-04-01 | 0 days | 2,344 sqft |
| 2019-05-01 | 0 days | 2,331 sqft |
| 2019-06-01 | 0 days | 2,378 sqft |
| 2019-07-01 | 0 days | 2,410 sqft |
| 2019-08-01 | 0 days | 2,350 sqft |
| 2019-09-01 | 0 days | 2,275 sqft |
| 2019-10-01 | 0 days | 2,204 sqft |
| 2019-11-01 | 0 days | 2,191 sqft |
| 2019-12-01 | 0 days | 2,233 sqft |
| 2020-01-01 | 0 days | 2,145 sqft |
| 2020-02-01 | 0 days | 2,100 sqft |
| 2020-03-01 | 0 days | 2,036 sqft |
| 2020-04-01 | 0 days | 2,063 sqft |
| 2020-05-01 | 0 days | 2,100 sqft |
| 2020-06-01 | 0 days | 2,100 sqft |
| 2020-07-01 | 0 days | 2,176 sqft |
| 2020-08-01 | 0 days | 2,337 sqft |
| 2020-09-01 | 0 days | 2,358 sqft |
| 2020-10-01 | 0 days | 2,422 sqft |
| 2020-11-01 | 0 days | 2,441 sqft |
| 2020-12-01 | 0 days | 2,676 sqft |
| 2021-01-01 | 0 days | 2,676 sqft |
| 2021-02-01 | 0 days | 2,629 sqft |
| 2021-03-01 | 0 days | 2,909 sqft |
| 2021-04-01 | 0 days | 3,030 sqft |
| 2021-05-01 | 0 days | 2,906 sqft |
| 2021-06-01 | 0 days | 2,463 sqft |
| 2021-07-01 | 0 days | 2,719 sqft |
| 2021-08-01 | 0 days | 2,639 sqft |
| 2021-09-01 | 0 days | 2,616 sqft |
| 2021-10-01 | 0 days | 2,470 sqft |
| 2021-11-01 | 0 days | 2,344 sqft |
| 2021-12-01 | 0 days | 2,479 sqft |
| 2022-01-01 | 0 days | 2,648 sqft |
| 2022-02-01 | 0 days | 2,691 sqft |
| 2022-03-01 | 0 days | 2,420 sqft |
| 2022-04-01 | 0 days | 2,451 sqft |
| 2022-05-01 | 0 days | 2,458 sqft |
| 2022-06-01 | 0 days | 2,549 sqft |
| 2022-07-01 | 0 days | 2,486 sqft |
| 2022-08-01 | 0 days | 2,447 sqft |
| 2022-09-01 | 0 days | 2,481 sqft |
| 2022-10-01 | 0 days | 2,486 sqft |
| 2022-11-01 | 0 days | 2,469 sqft |
| 2022-12-01 | 0 days | 2,468 sqft |
| 2023-01-01 | 0 days | 2,434 sqft |
| 2023-02-01 | 0 days | 2,400 sqft |
| 2023-03-01 | 0 days | 1,940 sqft |
| 2023-04-01 | 0 days | 2,024 sqft |
| 2023-05-01 | 0 days | 2,090 sqft |
| 2023-06-01 | 0 days | 2,292 sqft |
| 2023-07-01 | 0 days | 2,420 sqft |
| 2023-08-01 | 0 days | 2,277 sqft |
| 2023-09-01 | 0 days | 2,338 sqft |
| 2023-10-01 | 0 days | 2,452 sqft |
| 2023-11-01 | 0 days | 2,413 sqft |
| 2023-12-01 | 0 days | 2,407 sqft |
| 2024-01-01 | 0 days | 2,414 sqft |
| 2024-02-01 | 0 days | 2,367 sqft |
| 2024-03-01 | 0 days | 2,337 sqft |
Vineyard Haven's median square footage for active listings during the 2024-03-01 period was 2,337 sqft. One year prior, the average listing was 1,940 sqft.