The Federal Savings Bank Mortgage Rates, Fees & Info
Chicago, ILLEI: 549300BX448ALT10FI43
Tax ID: 43-1883419
1 stars - Updated: 11/11/24
-
out of 5 stars, based on 97 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Federal Savings Bank is a mid-sized bank specializing in Home Purchase and Cash Out Refi loans. The Federal Savings Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Chicago, Washington, Atlanta, and Indianapolis among others. We have data for 616 markets. (Some data included below & more in-depth data is available with an active subscription.)The Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Federal Savings Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.88% | 11/11/24 |
| 30 Year Conventional Refi | 6.58% | 11/11/24 |
| 30 Year Cash-out Refi | 6.81% | 11/11/24 |
| 30 Year FHA Purchase | 7.31% | 11/11/24 |
| 30 Year FHA Refi | 6.96% | 11/11/24 |
| 30 Year VA Purchase | 6.28% | 11/11/24 |
| 30 Year VA Refi | 6.07% | 11/11/24 |
| 30 Year USDA Purchase | 6.51% | 11/11/24 |
| 30 Year USDA Refi | 6.27% | 11/11/24 |
| 15 Year Conventional Purchase | 6.39% | 11/11/24 |
| 15 Year Conventional Refi | 6.13% | 11/11/24 |
| 15 Year Cash-out Refi | 6.13% | 11/11/24 |
| 15 Year FHA Purchase | 1.37% | 11/11/24 |
| 15 Year FHA Refi | 5.68% | 11/11/24 |
| 15 Year VA Refi | 5.68% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
The Federal Savings Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from The Federal Savings Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,365Origination Dollar Volume (All Markets)
$3,267,285,000Awards
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The Federal Savings Bank - 2023
The Federal Savings Bank is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
The Federal Savings Bank's average 30 year fixed mortgage rate was
6.5%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.02%.
Relative Fees (Closing Costs)
The Federal Savings Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $14,963.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 909 | $483,805,000 | $532,239 | $20,721 | 6.50% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,430 | $367,490,000 | $256,986 | $8,464 | 6.11% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 310 | $145,000,000 | $467,742 | $15,645 | 6.47% |
| Outside of Metro Areas | 333 | $103,265,000 | $310,105 | $12,119 | 6.71% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 269 | $93,845,000 | $348,866 | $17,071 | 6.38% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 323 | $77,605,000 | $240,263 | $8,340 | 6.72% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 170 | $67,510,000 | $397,118 | $19,043 | 6.58% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 182 | $65,230,000 | $358,407 | $14,580 | 6.58% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 111 | $60,815,000 | $547,883 | $20,401 | 6.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 122 | $57,690,000 | $472,869 | $13,169 | 6.77% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 153 | $47,455,000 | $310,163 | $13,513 | 6.46% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 106 | $40,960,000 | $386,415 | $16,844 | 6.54% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 87 | $40,585,000 | $466,494 | $20,301 | 6.50% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 110 | $36,860,000 | $335,091 | $16,438 | 6.76% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 92 | $36,270,000 | $394,239 | $17,834 | 6.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 89 | $34,485,000 | $387,472 | $18,374 | 6.52% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 106 | $33,390,000 | $315,000 | $11,189 | 6.54% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 69 | $32,215,000 | $466,884 | $18,050 | 6.45% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 83 | $29,475,000 | $355,120 | $16,701 | 6.29% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 49 | $28,235,000 | $576,224 | $20,434 | 6.63% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 50 | $27,090,000 | $541,800 | $23,105 | 6.65% |
| COLUMBUS, OH (FHA|USDA|VA) | 92 | $26,930,000 | $292,717 | $11,529 | 6.79% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 56 | $25,150,000 | $449,107 | $18,621 | 6.64% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 52 | $20,470,000 | $393,654 | $13,558 | 6.82% |
| Sevierville, TN (FHA|USDA|VA) | 30 | $19,830,000 | $661,000 | $12,402 | 7.01% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 57 | $19,415,000 | $340,614 | $15,228 | 6.35% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 47 | $18,225,000 | $387,766 | $18,599 | 6.18% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 57 | $16,955,000 | $297,456 | $14,547 | 6.42% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 41 | $15,935,000 | $388,659 | $18,149 | 6.42% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 48 | $15,290,000 | $318,542 | $17,233 | 6.66% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 46 | $15,250,000 | $331,522 | $15,845 | 6.66% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 29 | $14,945,000 | $515,345 | $21,497 | 6.71% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 47 | $14,825,000 | $315,426 | $14,431 | 6.52% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 52 | $14,770,000 | $284,038 | $14,522 | 6.54% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 55 | $13,885,000 | $252,455 | $12,325 | 6.93% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 57 | $13,855,000 | $243,070 | $11,432 | 6.58% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 33 | $13,565,000 | $411,061 | $17,120 | 6.86% |
| RICHMOND, VA (FHA|USDA|VA) | 45 | $13,505,000 | $300,111 | $13,861 | 6.42% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 30 | $12,990,000 | $433,000 | $19,545 | 6.53% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 44 | $12,630,000 | $287,045 | $16,507 | 6.54% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 36 | $11,900,000 | $330,556 | $16,255 | 6.41% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 34 | $11,880,000 | $349,412 | $14,005 | 6.49% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 22 | $11,680,000 | $530,909 | $16,776 | 6.83% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 16 | $11,670,000 | $729,375 | $26,100 | 6.41% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 36 | $11,040,000 | $306,667 | $14,267 | 6.65% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 23 | $10,755,000 | $467,609 | $18,634 | 6.65% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 41 | $10,725,000 | $261,585 | $12,478 | 6.88% |
| TUCSON, AZ (FHA|USDA|VA) | 33 | $10,575,000 | $320,455 | $15,234 | 6.42% |
| ANCHORAGE, AK (FHA|USDA|VA) | 26 | $10,550,000 | $405,769 | $19,471 | 6.49% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 29 | $10,485,000 | $361,552 | $11,421 | 6.78% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 25 | $10,035,000 | $401,400 | $18,131 | 6.37% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 35 | $10,025,000 | $286,429 | $9,117 | 6.48% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 22 | $9,960,000 | $452,727 | $20,817 | 6.72% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 33 | $9,955,000 | $301,667 | $18,038 | 6.51% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 28 | $9,790,000 | $349,643 | $13,481 | 6.47% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 22 | $9,470,000 | $430,455 | $17,958 | 6.57% |
| FORT COLLINS, CO (FHA|USDA|VA) | 21 | $9,345,000 | $445,000 | $11,745 | 6.71% |
| GREELEY, CO (FHA|USDA|VA) | 19 | $9,275,000 | $488,158 | $13,986 | 7.01% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 29 | $9,135,000 | $315,000 | $15,462 | 6.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 22 | $9,110,000 | $414,091 | $19,192 | 6.45% |
| KNOXVILLE, TN (FHA|USDA|VA) | 30 | $9,050,000 | $301,667 | $13,703 | 6.55% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 29 | $9,005,000 | $310,517 | $16,790 | 6.39% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 30 | $9,000,000 | $300,000 | $13,314 | 6.62% |
| SAVANNAH, GA (FHA|USDA|VA) | 29 | $8,995,000 | $310,172 | $15,146 | 6.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 32 | $8,940,000 | $279,375 | $12,895 | 6.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 32 | $8,840,000 | $276,250 | $13,788 | 6.39% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $8,540,000 | $474,444 | $13,891 | 6.65% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 23 | $8,245,000 | $358,478 | $13,647 | 6.65% |
| COLUMBIA, SC (FHA|USDA|VA) | 31 | $8,215,000 | $265,000 | $11,926 | 6.82% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 32 | $8,210,000 | $256,563 | $10,393 | 7.08% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 15 | $8,185,000 | $545,667 | $26,931 | 6.38% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 24 | $8,070,000 | $336,250 | $17,539 | 6.31% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 21 | $8,015,000 | $381,667 | $24,633 | 7.12% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 25 | $7,925,000 | $317,000 | $15,527 | 6.36% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 27 | $7,635,000 | $282,778 | $13,553 | 6.51% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 18 | $7,580,000 | $421,111 | $24,389 | 6.47% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 22 | $7,570,000 | $344,091 | $14,368 | 6.92% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 26 | $7,400,000 | $284,615 | $12,801 | 6.86% |
| STOCKTON, CA (FHA|USDA|VA) | 15 | $7,095,000 | $473,000 | $18,996 | 6.60% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 25 | $7,055,000 | $282,200 | $13,652 | 6.53% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 26 | $6,840,000 | $263,077 | $14,235 | 6.17% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 21 | $6,705,000 | $319,286 | $15,819 | 6.37% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 20 | $6,690,000 | $334,500 | $10,039 | 6.89% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 16 | $6,630,000 | $414,375 | $20,292 | 6.18% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 24 | $6,440,000 | $268,333 | $13,890 | 6.56% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 17 | $6,265,000 | $368,529 | $11,977 | 6.65% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 22 | $6,260,000 | $284,545 | $7,672 | 6.54% |
| BOISE CITY, ID (FHA|USDA|VA) | 16 | $6,230,000 | $389,375 | $20,476 | 6.31% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 18 | $6,230,000 | $346,111 | $14,940 | 6.61% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 16 | $6,160,000 | $385,000 | $16,223 | 6.09% |
| SALEM, OR (FHA|USDA|VA) | 14 | $6,130,000 | $437,857 | $20,173 | 6.79% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 23 | $5,965,000 | $259,348 | $14,839 | 6.64% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 26 | $5,940,000 | $228,462 | $11,117 | 6.65% |
| PROVO-OREM, UT (FHA|USDA|VA) | 13 | $5,935,000 | $456,538 | $27,327 | 6.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 19 | $5,905,000 | $310,789 | $13,625 | 6.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 18 | $5,870,000 | $326,111 | $12,925 | 6.44% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 14 | $5,580,000 | $398,571 | $19,538 | 6.12% |
| PITTSBURGH, PA (FHA|USDA|VA) | 22 | $5,450,000 | $247,727 | $13,832 | 6.80% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 17 | $5,435,000 | $319,706 | $14,746 | 6.65% |
| MONTGOMERY, AL (FHA|USDA|VA) | 19 | $5,305,000 | $279,211 | $16,155 | 6.95% |
| RENO, NV (FHA|USDA|VA) | 11 | $5,265,000 | $478,636 | $23,839 | 6.77% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 14 | $5,070,000 | $362,143 | $21,215 | 6.62% |
| OCALA, FL (FHA|USDA|VA) | 15 | $5,065,000 | $337,667 | $18,425 | 7.06% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 16 | $4,990,000 | $311,875 | $14,243 | 6.20% |
| HINESVILLE, GA (FHA|USDA|VA) | 20 | $4,980,000 | $249,000 | $11,095 | 6.44% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 15 | $4,915,000 | $327,667 | $15,852 | 6.74% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 17 | $4,755,000 | $279,706 | $15,758 | 6.70% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 18 | $4,720,000 | $262,222 | $12,638 | 6.46% |
| DOVER, DE (FHA|USDA|VA) | 15 | $4,695,000 | $313,000 | $19,059 | 6.35% |
| FRESNO, CA (FHA|USDA|VA) | 15 | $4,675,000 | $311,667 | $12,713 | 6.61% |
| COLUMBIA, MO (FHA|USDA|VA) | 16 | $4,670,000 | $291,875 | $8,748 | 6.83% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 17 | $4,665,000 | $274,412 | $14,127 | 6.59% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 15 | $4,665,000 | $311,000 | $13,499 | 6.61% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $4,645,000 | $516,111 | $16,666 | 6.90% |
| Outside of Metro Areas | 8 | $4,640,000 | $580,000 | $21,324 | 6.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 12 | $4,490,000 | $374,167 | $15,183 | 6.41% |
| TULSA, OK (FHA|USDA|VA) | 17 | $4,415,000 | $259,706 | $14,670 | 6.53% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 13 | $4,395,000 | $338,077 | $14,972 | 6.48% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 17 | $4,295,000 | $252,647 | $15,251 | 7.16% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 12 | $4,220,000 | $351,667 | $18,460 | 6.46% |
| KANKAKEE, IL (FHA|USDA|VA) | 16 | $4,200,000 | $262,500 | $7,756 | 6.39% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 12 | $4,180,000 | $348,333 | $13,018 | 6.55% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $10,946 | 6.88% |
| JACKSON, MS (FHA|USDA|VA) | 13 | $3,895,000 | $299,615 | $13,226 | 6.43% |
| LAS CRUCES, NM (FHA|USDA|VA) | 13 | $3,825,000 | $294,231 | $16,560 | 6.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 10 | $3,730,000 | $373,000 | $8,665 | 6.83% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 11 | $3,705,000 | $336,818 | $11,509 | 6.56% |
| MOBILE, AL (FHA|USDA|VA) | 15 | $3,685,000 | $245,667 | $13,222 | 6.27% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $3,650,000 | $365,000 | $18,277 | 6.65% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 12 | $3,620,000 | $301,667 | $13,095 | 6.70% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 14 | $3,530,000 | $252,143 | $7,755 | 6.67% |
| MORRISTOWN, TN (FHA|USDA|VA) | 11 | $3,455,000 | $314,091 | $15,363 | 6.36% |
| ROCKFORD, IL (FHA|USDA|VA) | 19 | $3,405,000 | $179,211 | $5,949 | 6.24% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 8 | $3,350,000 | $418,750 | $14,943 | 6.58% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 9 | $3,315,000 | $368,333 | $15,299 | 5.96% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 12 | $3,250,000 | $270,833 | $11,120 | 6.64% |
| RACINE, WI (FHA|USDA|VA) | 8 | $3,200,000 | $400,000 | $14,579 | 6.42% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 11 | $3,165,000 | $287,727 | $14,636 | 7.10% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $3,105,000 | $345,000 | $15,977 | 6.78% |
| READING, PA (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $13,981 | 6.55% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $12,419 | 6.53% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 11 | $2,935,000 | $266,818 | $12,469 | 7.35% |
| VALDOSTA, GA (FHA|USDA|VA) | 9 | $2,865,000 | $318,333 | $17,907 | 6.71% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $2,860,000 | $476,667 | $15,024 | 6.83% |
| Hilo, HI (FHA|USDA|VA) | 7 | $2,835,000 | $405,000 | $21,387 | 6.57% |
| NEW BERN, NC (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $13,493 | 6.21% |
| THE VILLAGES, FL (FHA|USDA|VA) | 7 | $2,805,000 | $400,714 | $11,931 | 7.07% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 11 | $2,805,000 | $255,000 | $11,031 | 6.59% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,770,000 | $346,250 | $13,315 | 6.98% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $17,802 | 6.46% |
| WICHITA, KS (FHA|USDA|VA) | 10 | $2,720,000 | $272,000 | $11,501 | 7.18% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $12,148 | 7.09% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $2,695,000 | $539,000 | $19,243 | 6.83% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $14,256 | 6.34% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $2,520,000 | $420,000 | $17,669 | 6.56% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $11,217 | 6.77% |
| JACKSON, TN (FHA|USDA|VA) | 9 | $2,425,000 | $269,444 | $10,784 | 6.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $14,098 | 6.61% |
| Klamath Falls, OR (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $18,749 | 6.34% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $9,543 | 6.74% |
| Heber, UT (FHA|USDA|VA) | 4 | $2,340,000 | $585,000 | $20,530 | 7.47% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $16,393 | 6.40% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $2,325,000 | $465,000 | $13,911 | 7.05% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $11,232 | 6.14% |
| LAWTON, OK (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $14,072 | 6.43% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $16,428 | 6.05% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $14,290 | 6.70% |
| BURLINGTON, NC (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $10,924 | 7.03% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $14,577 | 6.22% |
| Pahrump, NV (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $13,984 | 6.73% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $9,529 | 7.06% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $13,298 | 6.52% |
| Aberdeen, WA (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $19,287 | 6.17% |
| Ottawa, IL (FHA|USDA|VA) | 14 | $2,110,000 | $150,714 | $7,555 | 5.85% |
| Lebanon, NH-VT (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $14,004 | 6.55% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 11 | $2,075,000 | $188,636 | $6,712 | 6.51% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $2,060,000 | $515,000 | $31,328 | 6.06% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $16,374 | 6.50% |
| CHEYENNE, WY (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $14,010 | 7.08% |
| Shelbyville, TN (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $13,507 | 6.52% |
| Seymour, IN (FHA|USDA|VA) | 12 | $1,890,000 | $157,500 | $6,680 | 6.71% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 12 | $1,880,000 | $156,667 | $8,104 | 5.01% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $11,619 | 6.67% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $17,960 | 6.88% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $19,352 | 6.48% |
| Cookeville, TN (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $10,564 | 7.06% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $33,269 | 6.67% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,825,000 | $608,333 | $18,565 | 6.92% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $16,198 | 6.15% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $12,466 | 6.59% |
| Dublin, GA (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $10,523 | 5.85% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $18,192 | 6.23% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $11,199 | 6.14% |
| AKRON, OH (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $12,155 | 7.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $10,344 | 6.81% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $15,243 | 6.53% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $12,142 | 6.97% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $17,515 | 6.40% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $24,062 | 6.53% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $17,551 | 6.72% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $19,214 | 6.55% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $22,649 | 5.88% |
| Laconia, NH (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $14,457 | 6.31% |
| RAPID CITY, SD (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $13,093 | 5.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $11,565 | 6.91% |
| FAIRBANKS, AK (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $17,273 | 6.70% |
| LaGrange, GA-AL (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $11,443 | 5.85% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $14,143 | 6.81% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $1,580,000 | $790,000 | $31,061 | 5.19% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $14,796 | 6.68% |
| KINGSTON, NY (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $16,747 | 6.35% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $13,096 | 6.53% |
| BANGOR, ME (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $13,721 | 5.96% |
| LIMA, OH (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $5,623 | 7.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $14,057 | 6.27% |
| NILES, MI (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $8,368 | 7.21% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,500,000 | $750,000 | $30,888 | 5.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $18,427 | 6.59% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $8,656 | 6.41% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $11,568 | 8.03% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $8,878 | 6.67% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $14,490 | 6.50% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $13,400 | 6.15% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $11,499 | 6.13% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $15,922 | 6.19% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $13,048 | 6.19% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $14,951 | 6.59% |
| SYRACUSE, NY (FHA|USDA|VA) | 10 | $1,400,000 | $140,000 | $10,463 | 7.05% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $9,787 | 6.90% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $1,385,000 | $1,385,000 | $22,554 | 6.50% |
| MADERA, CA (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $18,448 | 6.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $15,424 | 6.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $11,786 | 6.10% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $13,186 | 6.31% |
| Roseburg, OR (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $16,153 | 6.19% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $23,212 | 6.22% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $20,716 | 5.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $18,758 | 6.87% |
| GREAT FALLS, MT (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $12,030 | 7.42% |
| Seneca, SC (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $7,199 | 6.59% |
| Bluefield, WV-VA (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $10,504 | 6.46% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $15,675 | 6.71% |
| Marion, OH (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $15,570 | 6.06% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $18,655 | 6.72% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $11,695 | 6.98% |
| Easton, MD (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $8,143 | 6.69% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $27,298 | 6.53% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $16,058 | 6.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $19,905 | 6.59% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $7,005 | 7.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $15,764 | 6.13% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $5,629 | 6.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $12,241 | 6.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $1,215,000 | $1,215,000 | $16,044 | 5.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $16,584 | 6.08% |
| Juneau, AK (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $21,391 | 6.19% |
| COLUMBUS, IN (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $9,361 | 7.15% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $16,033 | 6.50% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $20,266 | 6.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $9,147 | 7.20% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $12,982 | 6.53% |
| ERIE, PA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $13,235 | 6.31% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $13,889 | 6.31% |
| Newport, OR (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $7,955 | 6.72% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $12,815 | 6.72% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $15,200 | 6.13% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $11,162 | 5.42% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $7,636 | 6.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $10,715 | 5.90% |
| WACO, TX (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $11,332 | 7.67% |
| Cambridge, MD (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $19,074 | 6.44% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $23,940 | 6.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $17,175 | 6.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $8,795 | 7.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $15,777 | 6.56% |
| Danville, VA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,116 | 6.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $6,989 | 6.55% |
| CHICO, CA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $17,750 | 7.08% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $13,370 | 6.50% |
| Helena, MT (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $20,945 | 6.13% |
| Batesville, AR (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $16,694 | 6.17% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $11,129 | 7.29% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,493 | 7.33% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $18,529 | 6.75% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $17,821 | 7.38% |
| Sanford, NC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $20,868 | 6.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $12,558 | 7.81% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $17,650 | 7.58% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,535 | 7.19% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $12,223 | 5.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $13,278 | 6.17% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $23,234 | 6.04% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $14,792 | 6.00% |
| Forest City, NC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $15,814 | 6.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $23,282 | 5.94% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,132 | 7.42% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $15,771 | 6.31% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $30,338 | 6.88% |
| Minot, ND (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $12,031 | 6.13% |
| Wapakoneta, OH (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $4,671 | 7.46% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $11,212 | 6.19% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $12,507 | 6.67% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $17,372 | 6.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $16,679 | 6.08% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $13,318 | 6.66% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $15,708 | 6.25% |
| Sonora, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $11,555 | 6.50% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $16,124 | 6.42% |
| Shelby, NC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $9,282 | 5.88% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $16,066 | 6.00% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $22,561 | 6.50% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $16,566 | 6.21% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $10,674 | 6.59% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $17,308 | 6.08% |
| Tifton, GA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $15,036 | 6.50% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $17,409 | 6.75% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $6,227 | 6.19% |
| Gillette, WY (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $19,508 | 6.38% |
| Bennington, VT (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $17,092 | 6.50% |
| FLINT, MI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $11,735 | 6.58% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $13,367 | 6.56% |
| Durango, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $13,965 | 6.06% |
| Branson, MO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $10,624 | 6.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $13,005 | 6.50% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $15,362 | 6.44% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $46,900 | 6.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $20,295 | 6.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,632 | 7.04% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $8,290 | 6.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $20,931 | 6.88% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $22,321 | 6.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $10,190 | 6.08% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $18,186 | 6.44% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $21,731 | 5.75% |
| Montrose, CO (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $19,669 | 6.31% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $7,469 | 8.00% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $11,416 | 7.17% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $19,381 | 6.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $42,819 | 6.13% |
| MONROE, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $18,093 | 6.63% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $20,567 | 5.88% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $22,003 | 6.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $21,832 | 6.25% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $10,959 | 6.92% |
| Bedford, IN (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,079 | 6.97% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $16,787 | 5.94% |
| Roswell, NM (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $18,097 | 6.44% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $19,606 | 5.63% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $10,609 | 6.50% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $19,906 | 6.00% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,548 | 6.56% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,336 | 6.72% |
| Henderson, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $8,174 | 6.58% |
| Wabash, IN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $10,932 | 6.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,763 | 6.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $15,699 | 6.19% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $15,596 | 5.63% |
| Keene, NH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $15,674 | 6.31% |
| Columbus, NE (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $24,483 | 5.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $11,273 | 6.88% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $13,270 | 6.69% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $19,847 | 5.88% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,938 | 6.71% |
| Concord, NH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $18,436 | 6.75% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,970 | 6.92% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $11,246 | 7.00% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $9,181 | 6.54% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,787 | 5.63% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $12,596 | 8.63% |
| Washington Court House, OH (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $9,748 | 6.38% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,567 | 7.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,872 | 6.31% |
| CASPER, WY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,784 | 6.69% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,623 | 5.56% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $20,000 | 6.69% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $12,687 | 6.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $15,181 | 5.94% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $13,758 | 6.56% |
| Brevard, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,784 | 6.81% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $11,530 | 6.69% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $17,020 | 6.69% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,573 | 6.50% |
| Laurel, MS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $12,358 | 6.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,074 | 6.71% |
| Defiance, OH (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $31,434 | 6.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $16,940 | 6.75% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,776 | 7.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,452 | 6.82% |
| Meridian, MS (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $23,323 | 6.75% |
| Riverton, WY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,350 | 6.63% |
| Adrian, MI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $17,713 | 5.88% |
| Dayton, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,117 | 6.88% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,737 | 6.38% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,670 | 6.63% |
| Willmar, MN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $41,220 | 7.25% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,602 | 7.00% |
| Auburn, NY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,313 | 7.75% |
| Shelton, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,302 | 6.31% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,801 | 7.50% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $13,278 | 6.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,593 | 6.81% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,333 | 6.50% |
| MONROE, LA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,120 | 6.50% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,994 | 6.69% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,690 | 6.69% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,185 | 6.75% |
| Angola, IN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $21,302 | 5.50% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $12,469 | 6.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $12,149 | 6.63% |
| Fernley, NV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $22,057 | 7.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $14,187 | 7.75% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,450 | 6.00% |
| Price, UT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $8,058 | 6.25% |
| Altus, OK (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $12,045 | 6.06% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,200 | 6.88% |
| Picayune, MS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,254 | 6.88% |
| Elk City, OK (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $32,079 | 5.75% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,467 | 7.06% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $15,789 | 6.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $18,252 | 5.69% |
| Waycross, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,273 | 7.38% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $9,386 | 4.08% |
| Durant, OK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $13,354 | 5.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,875 | 6.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $28,731 | 5.75% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $18,353 | 5.75% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,615 | 5.94% |
| Brookings, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $31,266 | 7.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $20,493 | 6.75% |
| North Platte, NE (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,708 | 7.13% |
| Atmore, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,343 | 6.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $31,023 | 5.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $22,738 | 6.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $18,219 | 7.25% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,337 | 7.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,958 | 6.63% |
| Pullman, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,829 | 7.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $20,468 | 7.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,928 | 6.75% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,950 | 7.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,437 | 4.29% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $20,099 | 6.25% |
| Albertville, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,383 | 6.63% |
| Decatur, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $21,230 | 5.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,429 | 6.00% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,562 | 6.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $20,944 | 6.63% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,076 | 5.75% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,958 | 6.25% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,464 | 7.75% |
| Ada, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,111 | 6.13% |
| Danville, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,328 | 7.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $12,512 | 6.00% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,700 | 6.75% |
| Cullman, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,392 | 6.44% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,650 | 6.63% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $23,976 | 5.50% |
| ROME, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,507 | 6.25% |
| Duncan, OK (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,437 | 6.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,158 | 7.25% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,479 | 6.25% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $16,649 | 5.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $17,519 | 5.75% |
| Sidney, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,793 | 6.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $17,737 | 5.75% |
| La Grande, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,536 | 6.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,051 | 6.38% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,676 | 7.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,447 | 6.25% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,605 | 6.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,296 | 7.13% |
| Searcy, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,817 | 6.50% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,623 | 6.00% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,178 | 7.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,725 | 6.75% |
| Brookings, SD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,741 | 7.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 6.94% |
| Athens, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,701 | 6.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,599 | 5.75% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,955 | 5.63% |
| Jasper, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,238 | 6.00% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,537 | 5.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $20,332 | 6.25% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,880 | 7.50% |
| Murray, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,018 | 6.75% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,624 | 7.63% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,875 | 6.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,773 | 5.63% |
| Jennings, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,395 | 6.25% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,678 | 6.75% |
| DALTON, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $22,768 | 7.50% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,530 | 6.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,861 | 7.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $18,624 | 5.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $16,150 | 6.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,838 | 6.13% |
| Hudson, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,006 | 6.75% |
| Troy, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,938 | 6.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.63% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,851 | 7.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $21,447 | 5.75% |
| Jesup, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,908 | 6.75% |
| Ashland, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,257 | 6.25% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,887 | 5.75% |
| McAlester, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,472 | 6.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $19,397 | 6.25% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,847 | 7.13% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,790 | 7.50% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,584 | 5.63% |
| Elko, NV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $17,127 | 6.50% |
| Burley, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $22,299 | 5.63% |
| Wilson, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,770 | 7.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $18,793 | 6.75% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,754 | 6.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,333 | 6.50% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,669 | 6.25% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $18,300 | 6.13% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,728 | 6.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $16,558 | 6.75% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $18,110 | 6.63% |
| Torrington, CT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,573 | 7.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,720 | 6.75% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $17,871 | 7.25% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,554 | 7.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,918 | 6.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,640 | 3.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,216 | 6.25% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,726 | 6.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $17,262 | 5.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,299 | 6.38% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,361 | 5.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,250 | 7.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,300 | 6.50% |
| Snyder, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,520 | 6.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $19,860 | 6.25% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,869 | 7.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,008 | 6.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,471 | 6.25% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $15,542 | 5.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,202 | 6.25% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,262 | 7.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $17,027 | 5.75% |
| Russellville, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,182 | 5.75% |
| Garden City, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,170 | 5.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,680 | 7.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,667 | 5.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,109 | 7.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,439 | 7.75% |
| Martin, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,915 | 5.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,646 | 5.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,130 | 6.25% |
| Kearney, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,051 | 7.25% |
| Dixon, IL (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $3,503 | 4.13% |
| MADISON, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,310 | 6.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,047 | 6.50% |
| Silver City, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,767 | 6.75% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $17,693 | 5.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,459 | 7.25% |
| AMES, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,161 | 6.13% |
| Union, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,069 | 6.13% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $17,614 | 6.88% |
| Guymon, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $16,645 | 7.13% |
| Portales, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,480 | 6.75% |
| Pampa, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,390 | 6.25% |
| Hastings, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,484 | 7.13% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,326 | 6.75% |
| Craig, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,162 | 6.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,465 | 6.50% |
| London, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,748 | 6.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,377 | 6.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,689 | 6.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,852 | 6.13% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,604 | 5.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,475 | 6.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,888 | 6.25% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $14,165 | 6.25% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,762 | 6.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,758 | 6.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,088 | 7.25% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,612 | 6.63% |
| Harrison, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,019 | 7.25% |
| Borger, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,308 | 7.63% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,970 | 8.50% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,188 | 3.81% |
| TYLER, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.64% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,774 | 5.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.13% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,884 | 6.00% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,693 | 7.25% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,514 | 6.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,265 | 7.00% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,428 | 7.88% |
| Fremont, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,131 | 7.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,166 | 6.13% |
| Jackson, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,197 | 7.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,050 | 7.13% |
| Salina, KS (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,691 | 7.88% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,032 | 6.38% |
| Kennett, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,523 | 6.63% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,325 | 3.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,477 | 6.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,549 | 6.25% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,574 | 6.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.88% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $693 | 6.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,258 | 7.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,773 | 7.25% |
| Safford, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,035 | 10.25% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,645 | 7.13% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,772 | 7.75% |
| Barre, VT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,998 | 11.50% |
| Ruston, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,683 | 9.50% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,278 | 10.25% |
| Columbus, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,173 | 10.50% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,293 | 10.00% |
| Athens, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,811 | 9.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against The Federal Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, The Federal Savings Bank's most frequently originated type of loan was VA, with 4,044 originations. Their 2nd most popular type was Conventional, with 3,419 originations.
Loan Reason
For 2023, The Federal Savings Bank's most frequently cited loan purpose was Home Purchase, with 4,406 originations. The 2nd most popular reason was Cash Out Refi, with 4,401 originations.
Loan Duration/Length
For 2023, The Federal Savings Bank's most frequently cited loan duration was 30 Year, with 8,680 originations. The 2nd most popular length was 15 Year, with 248 originations.
Origination Fees/Closing Costs
The Federal Savings Bank's average total fees were $14,963, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 5,838 originations.
Interest Rates
During 2023, The Federal Savings Bank's average interest rate for loans was 6.50%, while their most frequently originated rate bucket for loans was 6-7%, with 4,340 originations.
Loan Sizing
2023 saw The Federal Savings Bank place emphasis on $200k-400k loans with 4,647 originations, totaling $1,352,365,000 in origination value.
Applicant Income
The Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 2,535 originations. The second most popular income band? $75k-100k, with 2,124 originations.
Applicant Debt to Income Ratio
The Federal Savings Bank lent most frequently to those with DTI ratios of 50-60%, with 1,655 originations. The next most common DTI ratio? 30-36%, with 1,228 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.57%
The Federal Savings Bank has an average approval rate.
Pick Rate
Approvals leading to origination17.18%
The Federal Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,365 | $3,267,285,000 | $348,883 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 9,365 | $3,267,285,000 | $348,883 |