The Federal Savings Bank Mortgage Rates, Fees & Info

Chicago, IL

LEI: 549300BX448ALT10FI43

Tax ID: 43-1883419

2.8 stars - out of 5 stars, based on 171 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

The Federal Savings Bank is a large bank specializing in Refi, Cash Out Refi, and Home Purchase loans. The Federal Savings Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include New York, Chicago, Washington, Seattle, and Phoenix among others. The Federal Savings Bank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. The Federal Savings Bank is typically a high fee lendor.


Originations

29,182

Origination Dollar Volume (All Markets)

$9,867,380,000

Employee count

1,651 Show all (63) awards

Relative Rate

The Federal Savings Bank's average 30 year fixed rate mortgage of loans were 2.84%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.31%.

Relative Fees

The Federal Savings Bank's average total fees for a 30 year fixed rate mortgage are $7,902.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2,787 $1,354,295,000 $485,933 $10,993 2.96%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3,927 $1,073,235,000 $273,296 $5,880 3.05%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,560 $685,300,000 $439,295 $7,245 2.81%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 617 $262,855,000 $426,021 $9,173 2.71%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 772 $256,040,000 $331,658 $8,320 2.84%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 471 $251,635,000 $534,257 $9,467 2.76%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 511 $219,515,000 $429,579 $9,171 2.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 519 $172,775,000 $332,900 $7,897 2.75%
Outside of Metro Areas 609 $166,175,000 $272,865 $6,545 2.83%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 560 $154,330,000 $275,589 $6,102 2.78%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 507 $154,165,000 $304,073 $7,483 2.77%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 413 $153,595,000 $371,901 $9,023 2.76%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 425 $150,665,000 $354,506 $6,288 2.80%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 210 $139,210,000 $662,905 $10,275 2.76%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 254 $132,980,000 $523,543 $8,832 2.60%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 427 $121,835,000 $285,328 $7,966 2.87%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 295 $121,205,000 $410,864 $8,457 2.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 308 $117,210,000 $380,552 $7,928 2.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 279 $100,275,000 $359,409 $9,054 2.70%
URBAN HONOLULU, HI (FHA|USDA|VA) 175 $98,975,000 $565,571 $9,485 2.53%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 429 $92,295,000 $215,140 $5,248 3.12%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 295 $91,885,000 $311,475 $7,266 2.83%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 252 $78,190,000 $310,278 $8,443 2.76%
SALT LAKE CITY, UT (FHA|USDA|VA) 236 $76,110,000 $322,500 $9,607 2.72%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 182 $74,850,000 $411,264 $9,639 2.74%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 215 $73,115,000 $340,070 $8,841 2.84%
RALEIGH-CARY, NC (FHA|USDA|VA) 240 $71,220,000 $296,750 $7,267 2.87%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 205 $69,445,000 $338,756 $7,504 2.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 236 $66,890,000 $283,432 $6,835 2.73%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 173 $59,175,000 $342,052 $9,571 2.69%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 115 $58,655,000 $510,043 $8,488 2.88%
COLUMBUS, OH (FHA|USDA|VA) 218 $55,030,000 $252,431 $6,428 2.99%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 173 $52,665,000 $304,422 $7,880 2.83%
COLORADO SPRINGS, CO (FHA|USDA|VA) 159 $52,535,000 $330,409 $8,673 2.59%
ANCHORAGE, AK (FHA|USDA|VA) 145 $47,755,000 $329,345 $7,741 2.59%
ST. LOUIS, MO-IL (FHA|USDA|VA) 179 $47,215,000 $263,771 $6,218 2.67%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 137 $45,305,000 $330,693 $6,900 2.89%
RICHMOND, VA (FHA|USDA|VA) 138 $44,970,000 $325,870 $7,058 2.72%
KANSAS CITY, MO-KS (FHA|USDA|VA) 161 $43,445,000 $269,845 $6,453 2.79%
JACKSONVILLE, FL (FHA|USDA|VA) 148 $42,340,000 $286,081 $8,960 2.72%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 55 $40,535,000 $737,000 $11,751 2.66%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 102 $37,020,000 $362,941 $8,652 2.73%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 121 $36,275,000 $299,793 $7,009 2.98%
SALISBURY, MD-DE (FHA|USDA|VA) 104 $36,100,000 $347,115 $6,136 2.81%
RENO, NV (FHA|USDA|VA) 92 $35,210,000 $382,717 $8,758 2.71%
BOISE CITY, ID (FHA|USDA|VA) 100 $33,770,000 $337,700 $9,444 2.67%
ALBUQUERQUE, NM (FHA|USDA|VA) 124 $33,500,000 $270,161 $8,638 2.65%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 127 $32,875,000 $258,858 $6,715 2.80%
WORCESTER, MA-CT (FHA|USDA|VA) 113 $32,655,000 $288,982 $7,432 2.81%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 92 $32,380,000 $351,957 $8,552 2.69%
FORT COLLINS, CO (FHA|USDA|VA) 83 $30,805,000 $371,145 $5,547 2.94%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 129 $29,175,000 $226,163 $5,326 2.96%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 84 $28,970,000 $344,881 $9,654 2.55%
GREELEY, CO (FHA|USDA|VA) 81 $28,905,000 $356,852 $6,102 3.01%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 102 $27,780,000 $272,353 $7,929 2.78%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 99 $27,395,000 $276,717 $8,007 2.76%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 89 $27,255,000 $306,236 $8,311 2.93%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 80 $26,930,000 $336,625 $6,477 2.64%
PROVO-OREM, UT (FHA|USDA|VA) 81 $26,775,000 $330,556 $10,904 2.75%
TUCSON, AZ (FHA|USDA|VA) 93 $26,345,000 $283,280 $8,796 2.66%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 55 $26,075,000 $474,091 $9,973 2.56%
FAYETTEVILLE, NC (FHA|USDA|VA) 110 $25,960,000 $236,000 $6,303 2.79%
VALLEJO, CA (FHA|USDA|VA) 61 $24,685,000 $404,672 $7,865 2.64%
HUNTSVILLE, AL (FHA|USDA|VA) 82 $24,520,000 $299,024 $7,256 2.69%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 64 $23,810,000 $372,031 $6,740 2.93%
SAVANNAH, GA (FHA|USDA|VA) 88 $22,230,000 $252,614 $5,914 2.78%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 57 $22,225,000 $389,912 $9,542 2.76%
OKLAHOMA CITY, OK (FHA|USDA|VA) 79 $21,845,000 $276,519 $6,942 2.60%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 99 $20,975,000 $211,869 $5,365 3.10%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 74 $20,740,000 $280,270 $7,852 2.67%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 69 $20,635,000 $299,058 $7,675 2.72%
STOCKTON, CA (FHA|USDA|VA) 55 $20,135,000 $366,091 $9,597 2.69%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 67 $19,825,000 $295,896 $7,989 2.93%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 71 $19,705,000 $277,535 $7,411 3.04%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 72 $19,390,000 $269,306 $5,873 2.64%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 64 $18,710,000 $292,344 $6,443 2.76%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 60 $17,730,000 $295,500 $7,942 2.71%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 58 $17,630,000 $303,966 $8,530 2.66%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 68 $17,130,000 $251,912 $6,466 2.79%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 68 $16,620,000 $244,412 $6,682 2.68%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 55 $15,985,000 $290,636 $7,215 2.68%
SALINAS, CA (FHA|USDA|VA) 33 $15,855,000 $480,455 $7,948 2.64%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 58 $15,530,000 $267,759 $7,731 2.67%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 64 $15,340,000 $239,688 $7,851 2.83%
DOVER, DE (FHA|USDA|VA) 56 $15,060,000 $268,929 $6,761 2.80%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 53 $14,915,000 $281,415 $6,934 2.73%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 48 $14,820,000 $308,750 $9,175 2.66%
MODESTO, CA (FHA|USDA|VA) 47 $14,405,000 $306,489 $7,822 2.91%
PITTSBURGH, PA (FHA|USDA|VA) 55 $14,305,000 $260,091 $8,160 2.85%
COLUMBIA, SC (FHA|USDA|VA) 58 $14,140,000 $243,793 $6,522 2.82%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 36 $14,010,000 $389,167 $8,385 3.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 54 $13,990,000 $259,074 $6,633 2.82%
SALEM, OR (FHA|USDA|VA) 44 $13,700,000 $311,364 $9,884 2.68%
ST. GEORGE, UT (FHA|USDA|VA) 44 $13,620,000 $309,545 $8,588 2.62%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 53 $13,545,000 $255,566 $6,793 2.75%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 46 $13,200,000 $286,957 $9,485 2.66%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 46 $13,030,000 $283,261 $6,636 2.84%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 48 $12,960,000 $270,000 $7,888 2.78%
Outside of Metro Areas 29 $12,855,000 $443,276 $11,668 2.77%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 50 $12,700,000 $254,000 $5,420 2.71%
FRESNO, CA (FHA|USDA|VA) 42 $12,530,000 $298,333 $7,835 2.72%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 47 $12,105,000 $257,553 $8,140 2.81%
BAKERSFIELD, CA (FHA|USDA|VA) 43 $12,095,000 $281,279 $7,693 2.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 44 $11,850,000 $269,318 $6,758 2.81%
SPRINGFIELD, MA (FHA|USDA|VA) 48 $11,720,000 $244,167 $6,695 2.79%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 36 $11,650,000 $323,611 $8,925 2.77%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 26 $11,650,000 $448,077 $10,862 2.83%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 32 $11,510,000 $359,688 $7,780 2.75%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 22 $11,430,000 $519,545 $9,590 2.64%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 40 $11,170,000 $279,250 $6,236 2.79%
BATON ROUGE, LA (FHA|USDA|VA) 40 $11,130,000 $278,250 $7,588 2.79%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 45 $11,115,000 $247,000 $7,174 2.68%
Hilo, HI (FHA|USDA|VA) 32 $10,890,000 $340,313 $8,757 2.81%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 54 $10,860,000 $201,111 $4,655 2.72%
JACKSONVILLE, NC (FHA|USDA|VA) 50 $10,750,000 $215,000 $5,933 2.64%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 41 $10,715,000 $261,341 $8,429 2.80%
BELLINGHAM, WA (FHA|USDA|VA) 28 $10,650,000 $380,357 $9,496 2.88%
WILMINGTON, NC (FHA|USDA|VA) 34 $10,640,000 $312,941 $8,944 2.61%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 43 $10,485,000 $243,837 $7,044 2.99%
CHEYENNE, WY (FHA|USDA|VA) 38 $10,470,000 $275,526 $8,182 2.78%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 39 $10,205,000 $261,667 $6,031 2.92%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 36 $10,150,000 $281,944 $7,839 2.75%
Kapaa, HI (FHA|USDA|VA) 19 $10,145,000 $533,947 $14,932 2.65%
BOULDER, CO (FHA|USDA|VA) 20 $10,090,000 $504,500 $6,395 2.87%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 37 $9,985,000 $269,865 $5,853 2.63%
MEDFORD, OR (FHA|USDA|VA) 30 $9,730,000 $324,333 $9,232 2.55%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 39 $9,665,000 $247,821 $6,375 2.84%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 35 $9,605,000 $274,429 $6,695 2.66%
WINSTON-SALEM, NC (FHA|USDA|VA) 39 $9,585,000 $245,769 $8,654 2.84%
TULSA, OK (FHA|USDA|VA) 36 $9,490,000 $263,611 $7,694 2.63%
ASHEVILLE, NC (FHA|USDA|VA) 30 $9,290,000 $309,667 $8,496 2.82%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 36 $9,210,000 $255,833 $5,153 2.53%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 20 $9,130,000 $456,500 $8,267 2.61%
KNOXVILLE, TN (FHA|USDA|VA) 34 $9,120,000 $268,235 $6,680 2.76%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 37 $8,975,000 $242,568 $7,335 2.74%
BLOOMINGTON, IN (FHA|USDA|VA) 36 $8,920,000 $247,778 $4,039 2.84%
AKRON, OH (FHA|USDA|VA) 35 $8,865,000 $253,286 $8,580 2.97%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 26 $8,590,000 $330,385 $6,550 2.55%
BEND, OR (FHA|USDA|VA) 23 $8,415,000 $365,870 $10,677 2.71%
SANTA FE, NM (FHA|USDA|VA) 26 $8,410,000 $323,462 $7,903 2.87%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 16 $8,350,000 $521,875 $5,408 2.52%
ALBANY-LEBANON, OR (FHA|USDA|VA) 26 $8,190,000 $315,000 $11,870 2.70%
WICHITA, KS (FHA|USDA|VA) 35 $8,165,000 $233,286 $6,086 2.71%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 24 $8,160,000 $340,000 $10,995 2.77%
PORT ST. LUCIE, FL (FHA|USDA|VA) 29 $8,115,000 $279,828 $9,143 2.82%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 25 $8,065,000 $322,600 $6,324 2.81%
LONGVIEW, WA (FHA|USDA|VA) 32 $7,970,000 $249,063 $9,217 2.70%
YAKIMA, WA (FHA|USDA|VA) 32 $7,950,000 $248,438 $6,939 2.81%
Concord, NH (FHA|USDA|VA) 27 $7,935,000 $293,889 $7,996 2.86%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 32 $7,860,000 $245,625 $6,941 2.59%
YUBA CITY, CA (FHA|USDA|VA) 24 $7,560,000 $315,000 $6,206 2.62%
VISALIA, CA (FHA|USDA|VA) 29 $7,505,000 $258,793 $7,476 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 23 $6,935,000 $301,522 $5,531 2.87%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 27 $6,845,000 $253,519 $7,040 2.81%
MADISON, WI (FHA|USDA|VA) 21 $6,555,000 $312,143 $7,261 2.86%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 10 $6,340,000 $634,000 $6,761 2.85%
FAIRBANKS, AK (FHA|USDA|VA) 23 $6,335,000 $275,435 $9,033 2.62%
Fernley, NV (FHA|USDA|VA) 21 $6,325,000 $301,190 $8,252 2.60%
WARNER ROBINS, GA (FHA|USDA|VA) 27 $6,265,000 $232,037 $5,486 2.68%
PUNTA GORDA, FL (FHA|USDA|VA) 25 $6,245,000 $249,800 $6,579 2.76%
COLUMBUS, GA-AL (FHA|USDA|VA) 24 $6,100,000 $254,167 $5,747 2.64%
GRANTS PASS, OR (FHA|USDA|VA) 21 $6,095,000 $290,238 $8,872 2.58%
Oak Harbor, WA (FHA|USDA|VA) 18 $6,020,000 $334,444 $9,098 2.53%
JACKSON, MS (FHA|USDA|VA) 24 $5,970,000 $248,750 $7,336 2.76%
WINCHESTER, VA-WV (FHA|USDA|VA) 20 $5,920,000 $296,000 $6,774 2.88%
LAWTON, OK (FHA|USDA|VA) 22 $5,870,000 $266,818 $6,800 2.50%
RACINE, WI (FHA|USDA|VA) 33 $5,815,000 $176,212 $5,360 3.27%
ROANOKE, VA (FHA|USDA|VA) 23 $5,725,000 $248,913 $7,079 2.81%
BILLINGS, MT (FHA|USDA|VA) 22 $5,650,000 $256,818 $7,718 2.86%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 24 $5,640,000 $235,000 $8,671 2.82%
SPRINGFIELD, MO (FHA|USDA|VA) 23 $5,625,000 $244,565 $6,859 2.62%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 21 $5,535,000 $263,571 $5,818 2.61%
MADERA, CA (FHA|USDA|VA) 16 $5,510,000 $344,375 $8,583 2.72%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 19 $5,505,000 $289,737 $7,171 2.68%
PUEBLO, CO (FHA|USDA|VA) 18 $5,490,000 $305,000 $7,755 2.71%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 17 $5,455,000 $320,882 $8,669 2.74%
LAS CRUCES, NM (FHA|USDA|VA) 22 $5,440,000 $247,273 $6,972 2.64%
WENATCHEE, WA (FHA|USDA|VA) 18 $5,420,000 $301,111 $8,634 2.83%
TOLEDO, OH (FHA|USDA|VA) 19 $5,375,000 $282,895 $8,861 2.91%
Gardnerville Ranchos, NV (FHA|USDA|VA) 16 $5,360,000 $335,000 $9,984 3.01%
YORK-HANOVER, PA (FHA|USDA|VA) 20 $5,120,000 $256,000 $7,559 2.83%
GAINESVILLE, GA (FHA|USDA|VA) 16 $5,100,000 $318,750 $8,987 2.66%
Centralia, WA (FHA|USDA|VA) 18 $5,050,000 $280,556 $8,188 3.14%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 16 $5,050,000 $315,625 $6,430 2.66%
LOGAN, UT-ID (FHA|USDA|VA) 18 $4,880,000 $271,111 $6,989 2.72%
Seneca, SC (FHA|USDA|VA) 14 $4,840,000 $345,714 $8,160 3.04%
PANAMA CITY, FL (FHA|USDA|VA) 19 $4,825,000 $253,947 $8,070 2.99%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 19 $4,805,000 $252,895 $8,302 2.57%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 18 $4,800,000 $266,667 $8,579 2.60%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 23 $4,785,000 $208,043 $6,839 2.67%
EAST STROUDSBURG, PA (FHA|USDA|VA) 19 $4,745,000 $249,737 $6,552 2.89%
OCALA, FL (FHA|USDA|VA) 19 $4,595,000 $241,842 $6,077 2.78%
EL PASO, TX (FHA|USDA|VA) 21 $4,585,000 $218,333 $5,838 2.99%
ROCHESTER, MN (FHA|USDA|VA) 18 $4,560,000 $253,333 $6,985 2.92%
LANCASTER, PA (FHA|USDA|VA) 15 $4,535,000 $302,333 $11,529 2.66%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 19 $4,375,000 $230,263 $7,227 2.51%
YUMA, AZ (FHA|USDA|VA) 18 $4,360,000 $242,222 $5,541 2.85%
Pahrump, NV (FHA|USDA|VA) 17 $4,345,000 $255,588 $8,359 2.64%
Torrington, CT (FHA|USDA|VA) 14 $4,320,000 $308,571 $7,883 2.75%
READING, PA (FHA|USDA|VA) 17 $4,295,000 $252,647 $8,431 2.67%
ROCKFORD, IL (FHA|USDA|VA) 23 $4,235,000 $184,130 $5,174 3.03%
Breckenridge, CO (FHA|USDA|VA) 6 $4,170,000 $695,000 $13,755 2.69%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 15 $4,165,000 $277,667 $7,619 2.84%
Helena, MT (FHA|USDA|VA) 16 $4,140,000 $258,750 $8,292 2.78%
FLAGSTAFF, AZ (FHA|USDA|VA) 14 $4,120,000 $294,286 $7,975 2.85%
Aberdeen, WA (FHA|USDA|VA) 14 $4,100,000 $292,857 $10,926 2.79%
Heber, UT (FHA|USDA|VA) 6 $4,090,000 $681,667 $7,391 2.79%
DULUTH, MN-WI (FHA|USDA|VA) 17 $4,085,000 $240,294 $5,048 2.76%
Sevierville, TN (FHA|USDA|VA) 11 $4,075,000 $370,455 $7,900 3.23%
MERCED, CA (FHA|USDA|VA) 15 $4,065,000 $271,000 $7,837 2.89%
Cedar City, UT (FHA|USDA|VA) 14 $4,030,000 $287,857 $7,359 2.54%
NEW BERN, NC (FHA|USDA|VA) 19 $4,015,000 $211,316 $5,531 2.80%
RAPID CITY, SD (FHA|USDA|VA) 15 $3,995,000 $266,333 $5,842 2.70%
OCEAN CITY, NJ (FHA|USDA|VA) 12 $3,900,000 $325,000 $6,638 3.02%
NAPA, CA (FHA|USDA|VA) 8 $3,800,000 $475,000 $9,394 2.64%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 13 $3,785,000 $291,154 $7,164 2.75%
Warrensburg, MO (FHA|USDA|VA) 15 $3,675,000 $245,000 $5,663 2.68%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 13 $3,665,000 $281,923 $5,837 2.64%
KANKAKEE, IL (FHA|USDA|VA) 19 $3,655,000 $192,368 $5,635 2.88%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 16 $3,630,000 $226,875 $7,419 2.80%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 18 $3,620,000 $201,111 $4,577 2.84%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 18 $3,620,000 $201,111 $5,687 2.85%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 14 $3,610,000 $257,857 $6,397 2.69%
HINESVILLE, GA (FHA|USDA|VA) 18 $3,580,000 $198,889 $6,159 2.58%
MANHATTAN, KS (FHA|USDA|VA) 15 $3,555,000 $237,000 $6,691 2.72%
ROCHESTER, NY (FHA|USDA|VA) 17 $3,525,000 $207,353 $5,118 2.70%
Kalispell, MT (FHA|USDA|VA) 10 $3,480,000 $348,000 $14,685 2.84%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 14 $3,470,000 $247,857 $8,439 3.04%
Bedford, IN (FHA|USDA|VA) 15 $3,465,000 $231,000 $4,626 2.96%
TOPEKA, KS (FHA|USDA|VA) 14 $3,460,000 $247,143 $7,051 2.71%
Whitewater, WI (FHA|USDA|VA) 14 $3,450,000 $246,429 $5,412 3.12%
Moses Lake, WA (FHA|USDA|VA) 10 $3,420,000 $342,000 $8,173 2.55%
TALLAHASSEE, FL (FHA|USDA|VA) 12 $3,420,000 $285,000 $8,306 2.67%
CHICO, CA (FHA|USDA|VA) 12 $3,370,000 $280,833 $8,361 2.99%
Durango, CO (FHA|USDA|VA) 7 $3,365,000 $480,714 $15,935 2.70%
Laconia, NH (FHA|USDA|VA) 13 $3,365,000 $258,846 $7,805 2.69%
FORT WAYNE, IN (FHA|USDA|VA) 15 $3,365,000 $224,333 $5,610 2.76%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 10 $3,360,000 $336,000 $4,550 3.01%
Sanford, NC (FHA|USDA|VA) 16 $3,330,000 $208,125 $7,617 2.91%
Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $3,305,000 $367,222 $4,511 2.57%
CASPER, WY (FHA|USDA|VA) 12 $3,300,000 $275,000 $5,319 2.67%
LEBANON, PA (FHA|USDA|VA) 10 $3,300,000 $330,000 $6,455 2.65%
Shelton, WA (FHA|USDA|VA) 10 $3,300,000 $330,000 $7,544 2.71%
LYNCHBURG, VA (FHA|USDA|VA) 14 $3,280,000 $234,286 $7,330 2.83%
SUMTER, SC (FHA|USDA|VA) 15 $3,265,000 $217,667 $4,945 2.78%
Astoria, OR (FHA|USDA|VA) 9 $3,235,000 $359,444 $9,764 2.39%
SYRACUSE, NY (FHA|USDA|VA) 15 $3,235,000 $215,667 $7,197 2.83%
SPARTANBURG, SC (FHA|USDA|VA) 13 $3,205,000 $246,538 $7,406 2.86%
CANTON-MASSILLON, OH (FHA|USDA|VA) 13 $3,195,000 $245,769 $5,513 2.73%
KINGSTON, NY (FHA|USDA|VA) 11 $3,185,000 $289,545 $6,034 2.65%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 11 $3,155,000 $286,818 $6,943 3.01%
MONTGOMERY, AL (FHA|USDA|VA) 14 $3,110,000 $222,143 $4,799 2.86%
Lebanon, NH-VT (FHA|USDA|VA) 12 $3,100,000 $258,333 $7,324 2.68%
FARGO, ND-MN (FHA|USDA|VA) 15 $3,085,000 $205,667 $5,463 2.65%
MISSOULA, MT (FHA|USDA|VA) 9 $3,055,000 $339,444 $6,862 2.97%
THE VILLAGES, FL (FHA|USDA|VA) 10 $3,030,000 $303,000 $6,537 2.81%
Ottawa, IL (FHA|USDA|VA) 14 $2,980,000 $212,857 $4,651 2.96%
LINCOLN, NE (FHA|USDA|VA) 12 $2,970,000 $247,500 $4,361 2.68%
SPRINGFIELD, OH (FHA|USDA|VA) 11 $2,905,000 $264,091 $8,279 2.94%
IDAHO FALLS, ID (FHA|USDA|VA) 11 $2,905,000 $264,091 $10,812 2.62%
Easton, MD (FHA|USDA|VA) 4 $2,850,000 $712,500 $5,747 2.75%
Minot, ND (FHA|USDA|VA) 11 $2,815,000 $255,909 $4,186 2.49%
BISMARCK, ND (FHA|USDA|VA) 9 $2,745,000 $305,000 $5,711 2.57%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $2,665,000 $296,111 $9,064 2.72%
MOBILE, AL (FHA|USDA|VA) 13 $2,665,000 $205,000 $6,662 2.81%
ANN ARBOR, MI (FHA|USDA|VA) 10 $2,660,000 $266,000 $7,076 2.59%
GREEN BAY, WI (FHA|USDA|VA) 11 $2,615,000 $237,727 $6,806 2.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 11 $2,615,000 $237,727 $7,409 2.89%
GREENVILLE, NC (FHA|USDA|VA) 11 $2,615,000 $237,727 $6,155 2.64%
GOLDSBORO, NC (FHA|USDA|VA) 13 $2,565,000 $197,308 $6,006 2.85%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 11 $2,565,000 $233,182 $5,696 2.73%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $2,560,000 $1,280,000 $6,468 3.75%
GAINESVILLE, FL (FHA|USDA|VA) 12 $2,530,000 $210,833 $7,465 2.97%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 10 $2,500,000 $250,000 $9,181 2.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 12 $2,500,000 $208,333 $7,055 2.81%
Kill Devil Hills, NC (FHA|USDA|VA) 9 $2,495,000 $277,222 $7,062 2.79%
Roseburg, OR (FHA|USDA|VA) 12 $2,490,000 $207,500 $7,056 2.72%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 11 $2,465,000 $224,091 $5,669 2.70%
TWIN FALLS, ID (FHA|USDA|VA) 9 $2,345,000 $260,556 $9,211 2.79%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 10 $2,340,000 $234,000 $8,840 2.83%
COLUMBUS, IN (FHA|USDA|VA) 7 $2,315,000 $330,714 $7,183 3.04%
PITTSFIELD, MA (FHA|USDA|VA) 8 $2,310,000 $288,750 $5,958 2.61%
WAUSAU-WESTON, WI (FHA|USDA|VA) 8 $2,300,000 $287,500 $5,380 2.69%
Fort Leonard Wood, MO (FHA|USDA|VA) 11 $2,295,000 $208,636 $5,179 2.45%
PEORIA, IL (FHA|USDA|VA) 9 $2,285,000 $253,889 $4,179 2.88%
BURLINGTON, NC (FHA|USDA|VA) 10 $2,280,000 $228,000 $7,545 2.70%
FORT SMITH, AR-OK (FHA|USDA|VA) 11 $2,215,000 $201,364 $5,739 2.64%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $2,200,000 $220,000 $6,271 2.53%
Augusta-Waterville, ME (FHA|USDA|VA) 9 $2,185,000 $242,778 $6,765 2.89%
Prineville, OR (FHA|USDA|VA) 6 $2,170,000 $361,667 $10,870 3.29%
REDDING, CA (FHA|USDA|VA) 7 $2,145,000 $306,429 $12,412 2.80%
AMES, IA (FHA|USDA|VA) 7 $2,135,000 $305,000 $4,963 2.64%
Crawfordsville, IN (FHA|USDA|VA) 12 $2,110,000 $175,833 $4,362 3.16%
BANGOR, ME (FHA|USDA|VA) 8 $2,110,000 $263,750 $8,164 3.17%
Port Angeles, WA (FHA|USDA|VA) 6 $2,100,000 $350,000 $8,063 2.60%
Glenwood Springs, CO (FHA|USDA|VA) 6 $2,090,000 $348,333 $6,988 2.85%
Laramie, WY (FHA|USDA|VA) 5 $2,085,000 $417,000 $7,106 2.95%
LAFAYETTE, LA (FHA|USDA|VA) 10 $2,080,000 $208,000 $5,738 2.83%
VALDOSTA, GA (FHA|USDA|VA) 10 $2,050,000 $205,000 $5,792 2.64%
GETTYSBURG, PA (FHA|USDA|VA) 10 $2,040,000 $204,000 $7,736 2.96%
Mountain Home, ID (FHA|USDA|VA) 6 $2,020,000 $336,667 $12,156 2.65%
Tullahoma-Manchester, TN (FHA|USDA|VA) 8 $2,010,000 $251,250 $9,808 2.97%
LAWRENCE, KS (FHA|USDA|VA) 7 $1,995,000 $285,000 $5,333 2.96%
Juneau, AK (FHA|USDA|VA) 6 $1,990,000 $331,667 $8,809 2.65%
WHEELING, WV-OH (FHA|USDA|VA) 7 $1,965,000 $280,714 $6,373 2.98%
TUSCALOOSA, AL (FHA|USDA|VA) 10 $1,950,000 $195,000 $6,798 2.70%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 8 $1,940,000 $242,500 $4,986 2.66%
SIOUX FALLS, SD (FHA|USDA|VA) 7 $1,935,000 $276,429 $8,993 2.72%
Cañon City, CO (FHA|USDA|VA) 8 $1,930,000 $241,250 $6,876 2.67%
ST. CLOUD, MN (FHA|USDA|VA) 8 $1,920,000 $240,000 $7,824 2.83%
Newport, OR (FHA|USDA|VA) 7 $1,915,000 $273,571 $6,526 2.41%
Morehead City, NC (FHA|USDA|VA) 5 $1,915,000 $383,000 $5,808 2.88%
HOT SPRINGS, AR (FHA|USDA|VA) 9 $1,915,000 $212,778 $5,959 2.66%
Payson, AZ (FHA|USDA|VA) 7 $1,905,000 $272,143 $8,308 3.11%
CORVALLIS, OR (FHA|USDA|VA) 5 $1,895,000 $379,000 $7,987 2.95%
Clearlake, CA (FHA|USDA|VA) 7 $1,885,000 $269,286 $7,442 2.57%
EVANSVILLE, IN-KY (FHA|USDA|VA) 8 $1,850,000 $231,250 $5,654 2.69%
FLORENCE, SC (FHA|USDA|VA) 7 $1,845,000 $263,571 $8,758 2.50%
NILES, MI (FHA|USDA|VA) 9 $1,845,000 $205,000 $3,991 2.99%
St. Marys, GA (FHA|USDA|VA) 9 $1,845,000 $205,000 $5,088 2.81%
Clarksburg, WV (FHA|USDA|VA) 6 $1,840,000 $306,667 $4,783 2.69%
Traverse City, MI (FHA|USDA|VA) 4 $1,820,000 $455,000 $8,517 2.53%
Jefferson, GA (FHA|USDA|VA) 7 $1,815,000 $259,286 $7,430 2.80%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 7 $1,815,000 $259,286 $7,321 2.70%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,815,000 $363,000 $9,080 2.65%
Wilson, NC (FHA|USDA|VA) 9 $1,815,000 $201,667 $6,533 2.83%
SHEBOYGAN, WI (FHA|USDA|VA) 10 $1,810,000 $181,000 $5,058 3.38%
COLUMBIA, MO (FHA|USDA|VA) 8 $1,810,000 $226,250 $5,624 2.66%
DOTHAN, AL (FHA|USDA|VA) 6 $1,780,000 $296,667 $4,252 2.67%
LAKE CHARLES, LA (FHA|USDA|VA) 8 $1,760,000 $220,000 $4,879 2.78%
Lake City, FL (FHA|USDA|VA) 3 $1,715,000 $571,667 $8,088 2.71%
Gillette, WY (FHA|USDA|VA) 6 $1,710,000 $285,000 $13,104 2.77%
Fort Polk South, LA (FHA|USDA|VA) 8 $1,710,000 $213,750 $5,410 2.73%
Holland, MI (FHA|USDA|VA) 5 $1,695,000 $339,000 $5,054 2.98%
UTICA-ROME, NY (FHA|USDA|VA) 7 $1,695,000 $242,143 $6,405 2.89%
MUSKEGON, MI (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,275 2.88%
Edwards, CO (FHA|USDA|VA) 3 $1,685,000 $561,667 $7,591 2.92%
Coos Bay, OR (FHA|USDA|VA) 7 $1,675,000 $239,286 $7,484 2.52%
HATTIESBURG, MS (FHA|USDA|VA) 6 $1,640,000 $273,333 $9,116 2.98%
Sandpoint, ID (FHA|USDA|VA) 4 $1,630,000 $407,500 $9,404 2.91%
GREAT FALLS, MT (FHA|USDA|VA) 8 $1,630,000 $203,750 $5,522 2.66%
POCATELLO, ID (FHA|USDA|VA) 5 $1,625,000 $325,000 $10,408 2.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,625,000 $232,143 $4,236 3.04%
GRAND FORKS, ND-MN (FHA|USDA|VA) 6 $1,610,000 $268,333 $5,687 2.63%
Fairmont, WV (FHA|USDA|VA) 5 $1,605,000 $321,000 $8,337 2.73%
LEWISTON, ID-WA (FHA|USDA|VA) 6 $1,600,000 $266,667 $10,851 2.85%
WALLA WALLA, WA (FHA|USDA|VA) 7 $1,595,000 $227,857 $8,240 2.91%
GLENS FALLS, NY (FHA|USDA|VA) 6 $1,580,000 $263,333 $5,728 2.48%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,570,000 $261,667 $8,926 2.71%
STAUNTON, VA (FHA|USDA|VA) 6 $1,570,000 $261,667 $5,389 2.83%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 7 $1,545,000 $220,714 $7,101 2.96%
Evanston, WY (FHA|USDA|VA) 5 $1,525,000 $305,000 $7,257 2.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 7 $1,515,000 $216,429 $5,647 2.61%
CLEVELAND, TN (FHA|USDA|VA) 7 $1,515,000 $216,429 $5,934 2.79%
Pierre, SD (FHA|USDA|VA) 5 $1,505,000 $301,000 $3,425 3.18%
TYLER, TX (FHA|USDA|VA) 5 $1,495,000 $299,000 $3,516 3.15%
Safford, AZ (FHA|USDA|VA) 6 $1,490,000 $248,333 $5,716 2.92%
TERRE HAUTE, IN (FHA|USDA|VA) 7 $1,485,000 $212,143 $5,163 2.86%
Clovis, NM (FHA|USDA|VA) 7 $1,485,000 $212,143 $9,831 2.55%
Key West, FL (FHA|USDA|VA) 4 $1,480,000 $370,000 $7,820 3.81%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 6 $1,480,000 $246,667 $7,801 2.54%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $1,440,000 $240,000 $2,765 2.90%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $1,415,000 $202,143 $4,981 2.84%
ALEXANDRIA, LA (FHA|USDA|VA) 7 $1,415,000 $202,143 $4,514 2.77%
Montrose, CO (FHA|USDA|VA) 4 $1,410,000 $352,500 $7,390 3.44%
ALBANY, GA (FHA|USDA|VA) 5 $1,405,000 $281,000 $7,189 2.55%
La Grande, OR (FHA|USDA|VA) 5 $1,395,000 $279,000 $7,196 2.85%
Española, NM (FHA|USDA|VA) 4 $1,390,000 $347,500 $7,144 2.84%
Elko, NV (FHA|USDA|VA) 6 $1,380,000 $230,000 $8,436 2.92%
Alexandria, MN (FHA|USDA|VA) 3 $1,375,000 $458,333 $9,543 2.63%
Vineyard Haven, MA (FHA|USDA|VA) 3 $1,375,000 $458,333 $6,793 2.83%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 7 $1,375,000 $196,429 $4,127 2.86%
Shelbyville, TN (FHA|USDA|VA) 6 $1,360,000 $226,667 $4,557 2.85%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $1,350,000 $225,000 $6,552 2.73%
Show Low, AZ (FHA|USDA|VA) 4 $1,330,000 $332,500 $5,960 3.03%
DECATUR, AL (FHA|USDA|VA) 7 $1,325,000 $189,286 $3,802 2.91%
ODESSA, TX (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,005 2.70%
Sonora, CA (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,675 2.95%
Ellensburg, WA (FHA|USDA|VA) 3 $1,315,000 $438,333 $3,487 2.42%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,310,000 $218,333 $6,968 2.79%
Dickinson, ND (FHA|USDA|VA) 4 $1,310,000 $327,500 $9,513 2.44%
Georgetown, SC (FHA|USDA|VA) 2 $1,310,000 $655,000 $7,629 2.56%
Fremont, OH (FHA|USDA|VA) 6 $1,310,000 $218,333 $5,715 3.44%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $1,295,000 $259,000 $7,280 2.40%
Fergus Falls, MN (FHA|USDA|VA) 5 $1,275,000 $255,000 $4,130 2.33%
Cookeville, TN (FHA|USDA|VA) 5 $1,275,000 $255,000 $9,733 3.15%
MIDLAND, TX (FHA|USDA|VA) 4 $1,270,000 $317,500 $7,449 2.91%
Bartlesville, OK (FHA|USDA|VA) 4 $1,260,000 $315,000 $11,470 2.72%
Susanville, CA (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,758 2.78%
Blackfoot, ID (FHA|USDA|VA) 5 $1,245,000 $249,000 $8,564 2.88%
Richmond-Berea, KY (FHA|USDA|VA) 5 $1,245,000 $249,000 $5,628 2.68%
Wooster, OH (FHA|USDA|VA) 5 $1,245,000 $249,000 $3,828 3.05%
GRAND ISLAND, NE (FHA|USDA|VA) 5 $1,235,000 $247,000 $8,068 2.85%
Ruidoso, NM (FHA|USDA|VA) 5 $1,235,000 $247,000 $6,186 2.85%
Mountain Home, AR (FHA|USDA|VA) 3 $1,235,000 $411,667 $4,831 2.58%
Columbus, MS (FHA|USDA|VA) 5 $1,225,000 $245,000 $4,875 2.73%
Riverton, WY (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,893 3.10%
Albertville, AL (FHA|USDA|VA) 5 $1,195,000 $239,000 $11,592 2.55%
ABILENE, TX (FHA|USDA|VA) 4 $1,180,000 $295,000 $6,140 2.56%
Bozeman, MT (FHA|USDA|VA) 4 $1,170,000 $292,500 $14,055 2.56%
MORRISTOWN, TN (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,899 2.85%
Elizabeth City, NC (FHA|USDA|VA) 6 $1,160,000 $193,333 $5,846 2.92%
Rochelle, IL (FHA|USDA|VA) 4 $1,150,000 $287,500 $6,141 2.94%
Greeneville, TN (FHA|USDA|VA) 4 $1,150,000 $287,500 $9,104 2.78%
MONROE, LA (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,545 2.69%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,404 2.73%
New Philadelphia-Dover, OH (FHA|USDA|VA) 5 $1,145,000 $229,000 $7,239 2.63%
Bardstown, KY (FHA|USDA|VA) 5 $1,145,000 $229,000 $7,291 3.03%
Brainerd, MN (FHA|USDA|VA) 5 $1,135,000 $227,000 $7,390 2.50%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $1,130,000 $282,500 $6,085 2.59%
Craig, CO (FHA|USDA|VA) 4 $1,120,000 $280,000 $7,355 3.50%
HARRISONBURG, VA (FHA|USDA|VA) 4 $1,120,000 $280,000 $6,971 2.53%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $1,115,000 $223,000 $9,072 2.43%
MIDLAND, MI (FHA|USDA|VA) 5 $1,115,000 $223,000 $6,275 2.78%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $1,100,000 $550,000 $17,053 2.88%
MONROE, MI (FHA|USDA|VA) 4 $1,100,000 $275,000 $11,466 2.51%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $1,085,000 $217,000 $7,718 2.45%
APPLETON, WI (FHA|USDA|VA) 4 $1,070,000 $267,500 $7,066 2.97%
Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $1,065,000 $213,000 $6,281 2.85%
Albemarle, NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $8,016 2.78%
Kearney, NE (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,358 2.75%
Fallon, NV (FHA|USDA|VA) 4 $1,040,000 $260,000 $5,487 2.66%
Searcy, AR (FHA|USDA|VA) 3 $1,035,000 $345,000 $7,070 2.46%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $1,035,000 $207,000 $5,635 3.05%
JONESBORO, AR (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,506 3.41%
Palatka, FL (FHA|USDA|VA) 4 $1,030,000 $257,500 $9,085 2.53%
ENID, OK (FHA|USDA|VA) 5 $1,025,000 $205,000 $7,949 2.33%
Norwalk, OH (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,393 2.95%
Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $1,010,000 $252,500 $9,325 2.84%
Brevard, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $10,224 2.25%
Mount Vernon, OH (FHA|USDA|VA) 3 $995,000 $331,667 $3,151 2.50%
Spirit Lake, IA (FHA|USDA|VA) 2 $990,000 $495,000 $8,348 2.31%
Vernal, UT (FHA|USDA|VA) 5 $985,000 $197,000 $6,825 2.88%
Danville, VA (FHA|USDA|VA) 3 $975,000 $325,000 $6,351 2.50%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $970,000 $242,500 $5,373 2.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 5 $955,000 $191,000 $4,910 2.58%
AMARILLO, TX (FHA|USDA|VA) 3 $955,000 $318,333 $9,243 2.54%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $945,000 $189,000 $5,333 2.95%
Keene, NH (FHA|USDA|VA) 4 $940,000 $235,000 $6,818 2.41%
JACKSON, TN (FHA|USDA|VA) 5 $935,000 $187,000 $8,648 2.85%
HAMMOND, LA (FHA|USDA|VA) 3 $935,000 $311,667 $4,556 2.58%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $920,000 $230,000 $9,143 2.38%
Cullman, AL (FHA|USDA|VA) 4 $920,000 $230,000 $7,312 2.56%
Red Bluff, CA (FHA|USDA|VA) 5 $915,000 $183,000 $4,563 3.22%
Crescent City, CA (FHA|USDA|VA) 3 $915,000 $305,000 $3,588 2.42%
Warsaw, IN (FHA|USDA|VA) 4 $910,000 $227,500 $6,963 2.50%
Russellville, AR (FHA|USDA|VA) 4 $910,000 $227,500 $5,302 2.78%
Malone, NY (FHA|USDA|VA) 3 $905,000 $301,667 $5,739 2.58%
ERIE, PA (FHA|USDA|VA) 5 $905,000 $181,000 $6,432 3.35%
North Wilkesboro, NC (FHA|USDA|VA) 3 $905,000 $301,667 $9,097 2.63%
Farmington, MO (FHA|USDA|VA) 3 $885,000 $295,000 $5,378 2.25%
Ontario, OR-ID (FHA|USDA|VA) 3 $875,000 $291,667 $13,891 2.54%
Statesboro, GA (FHA|USDA|VA) 4 $870,000 $217,500 $3,537 2.81%
Sidney, OH (FHA|USDA|VA) 3 $865,000 $288,333 $5,902 2.92%
Huntingdon, PA (FHA|USDA|VA) 2 $860,000 $430,000 $6,121 2.38%
Ashtabula, OH (FHA|USDA|VA) 3 $855,000 $285,000 $3,359 1.92%
IOWA CITY, IA (FHA|USDA|VA) 3 $855,000 $285,000 $4,916 3.04%
DeRidder, LA (FHA|USDA|VA) 3 $835,000 $278,333 $7,457 2.50%
Rock Springs, WY (FHA|USDA|VA) 4 $830,000 $207,500 $4,980 3.06%
Natchitoches, LA (FHA|USDA|VA) 3 $825,000 $275,000 $4,183 2.83%
Shawnee, OK (FHA|USDA|VA) 3 $825,000 $275,000 $9,539 2.79%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $825,000 $275,000 $5,207 3.00%
Hailey, ID (FHA|USDA|VA) 2 $820,000 $410,000 $4,234 4.06%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $805,000 $268,333 $7,857 2.79%
Jesup, GA (FHA|USDA|VA) 3 $805,000 $268,333 $6,079 2.75%
Chillicothe, OH (FHA|USDA|VA) 3 $795,000 $265,000 $6,506 3.17%
Newport, TN (FHA|USDA|VA) 2 $790,000 $395,000 $4,628 2.31%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $790,000 $395,000 $6,385 2.50%
Findlay, OH (FHA|USDA|VA) 3 $785,000 $261,667 $11,896 2.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 4 $780,000 $195,000 $4,542 2.53%
LaGrange, GA-AL (FHA|USDA|VA) 3 $775,000 $258,333 $5,543 2.46%
Beaver Dam, WI (FHA|USDA|VA) 4 $770,000 $192,500 $4,858 2.81%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $765,000 $255,000 $7,805 2.58%
Hobbs, NM (FHA|USDA|VA) 2 $760,000 $380,000 $9,740 2.50%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $755,000 $251,667 $5,697 2.79%
DUBUQUE, IA (FHA|USDA|VA) 4 $750,000 $187,500 $6,235 2.50%
North Platte, NE (FHA|USDA|VA) 3 $745,000 $248,333 $7,004 2.75%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $745,000 $248,333 $8,493 2.50%
Salem, OH (FHA|USDA|VA) 3 $745,000 $248,333 $6,961 2.54%
Enterprise, AL (FHA|USDA|VA) 4 $740,000 $185,000 $5,191 2.50%
Marquette, MI (FHA|USDA|VA) 4 $740,000 $185,000 $6,715 2.53%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $735,000 $245,000 $10,688 2.71%
Marion, OH (FHA|USDA|VA) 3 $735,000 $245,000 $4,694 2.79%
Alexander City, AL (FHA|USDA|VA) 2 $730,000 $365,000 $6,101 2.94%
Portsmouth, OH (FHA|USDA|VA) 3 $725,000 $241,667 $4,435 3.50%
Cambridge, MD (FHA|USDA|VA) 3 $725,000 $241,667 $4,805 2.71%
Butte-Silver Bow, MT (FHA|USDA|VA) 3 $725,000 $241,667 $5,713 2.75%
CHARLESTON, WV (FHA|USDA|VA) 3 $725,000 $241,667 $5,745 2.63%
Celina, OH (FHA|USDA|VA) 3 $725,000 $241,667 $6,811 3.29%
Klamath Falls, OR (FHA|USDA|VA) 3 $715,000 $238,333 $7,159 2.46%
Williston, ND (FHA|USDA|VA) 2 $710,000 $355,000 $11,492 2.38%
Owatonna, MN (FHA|USDA|VA) 2 $710,000 $355,000 $4,523 2.25%
Dublin, GA (FHA|USDA|VA) 3 $705,000 $235,000 $7,179 2.92%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $700,000 $175,000 $5,850 2.84%
Steamboat Springs, CO (FHA|USDA|VA) 2 $700,000 $350,000 $3,410 2.88%
Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $700,000 $175,000 $5,889 3.03%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $695,000 $231,667 $3,726 3.08%
Berlin, NH (FHA|USDA|VA) 3 $685,000 $228,333 $5,092 3.46%
Effingham, IL (FHA|USDA|VA) 2 $680,000 $340,000 $3,133 2.50%
Boone, NC (FHA|USDA|VA) 2 $680,000 $340,000 $8,331 2.81%
Stillwater, OK (FHA|USDA|VA) 2 $680,000 $340,000 $16,994 2.44%
Ketchikan, AK (FHA|USDA|VA) 2 $680,000 $340,000 $7,151 2.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $675,000 $225,000 $3,082 2.75%
Winnemucca, NV (FHA|USDA|VA) 3 $675,000 $225,000 $7,309 3.08%
Los Alamos, NM (FHA|USDA|VA) 3 $665,000 $221,667 $5,759 2.71%
New Castle, IN (FHA|USDA|VA) 3 $665,000 $221,667 $6,581 2.88%
Seymour, IN (FHA|USDA|VA) 3 $665,000 $221,667 $4,270 3.25%
Tupelo, MS (FHA|USDA|VA) 3 $655,000 $218,333 $5,347 2.29%
Crossville, TN (FHA|USDA|VA) 3 $655,000 $218,333 $8,277 2.71%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $650,000 $162,500 $4,582 3.03%
ALTOONA, PA (FHA|USDA|VA) 3 $645,000 $215,000 $4,713 2.54%
Branson, MO (FHA|USDA|VA) 3 $645,000 $215,000 $5,928 2.54%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 3 $635,000 $211,667 $8,989 2.83%
MORGANTOWN, WV (FHA|USDA|VA) 3 $635,000 $211,667 $4,114 2.63%
Athens, OH (FHA|USDA|VA) 2 $630,000 $315,000 $4,961 4.00%
JOPLIN, MO (FHA|USDA|VA) 2 $630,000 $315,000 $5,000 2.50%
Ukiah, CA (FHA|USDA|VA) 3 $625,000 $208,333 $8,940 2.75%
FLINT, MI (FHA|USDA|VA) 3 $625,000 $208,333 $8,507 2.25%
Fremont, NE (FHA|USDA|VA) 2 $620,000 $310,000 $5,017 2.31%
Lewisburg, TN (FHA|USDA|VA) 3 $615,000 $205,000 $8,114 2.67%
Paragould, AR (FHA|USDA|VA) 3 $615,000 $205,000 $6,300 2.75%
Lebanon, MO (FHA|USDA|VA) 2 $610,000 $305,000 $2,275 2.50%
Warren, PA (FHA|USDA|VA) 1 $605,000 $605,000 $6,925 2.88%
ELMIRA, NY (FHA|USDA|VA) 1 $605,000 $605,000 $8,085 2.75%
Ozark, AL (FHA|USDA|VA) 2 $600,000 $300,000 $2,688 2.31%
McComb, MS (FHA|USDA|VA) 2 $600,000 $300,000 $8,643 2.81%
Clinton, IA (FHA|USDA|VA) 2 $600,000 $300,000 $10,161 2.50%
JACKSON, MI (FHA|USDA|VA) 3 $595,000 $198,333 $6,594 2.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $590,000 $295,000 $5,526 2.25%
ROME, GA (FHA|USDA|VA) 2 $590,000 $295,000 $9,569 2.63%
Thomasville, GA (FHA|USDA|VA) 2 $590,000 $295,000 $10,581 2.56%
Ruston, LA (FHA|USDA|VA) 2 $580,000 $290,000 $3,782 2.50%
Harrison, AR (FHA|USDA|VA) 2 $580,000 $290,000 $5,597 3.38%
Scottsboro, AL (FHA|USDA|VA) 1 $575,000 $575,000 $7,866 2.25%
Huntington, IN (FHA|USDA|VA) 3 $575,000 $191,667 $4,925 2.86%
Paris, TX (FHA|USDA|VA) 1 $565,000 $565,000 $5,083 2.25%
OWENSBORO, KY (FHA|USDA|VA) 3 $565,000 $188,333 $4,653 2.63%
Alamogordo, NM (FHA|USDA|VA) 4 $560,000 $140,000 $5,684 2.75%
MANKATO, MN (FHA|USDA|VA) 2 $550,000 $275,000 $9,303 2.31%
Ottawa, KS (FHA|USDA|VA) 2 $550,000 $275,000 $10,251 2.50%
Frankfort, KY (FHA|USDA|VA) 2 $550,000 $275,000 $9,586 2.69%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $540,000 $270,000 $6,344 2.50%
Ludington, MI (FHA|USDA|VA) 2 $530,000 $265,000 $5,825 2.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $530,000 $265,000 $3,910 2.50%
Nogales, AZ (FHA|USDA|VA) 2 $530,000 $265,000 $11,277 2.56%
Salina, KS (FHA|USDA|VA) 2 $520,000 $260,000 $11,296 2.81%
Marion, IN (FHA|USDA|VA) 2 $520,000 $260,000 $4,911 2.31%
The Dalles, OR (FHA|USDA|VA) 2 $520,000 $260,000 $8,878 2.69%
Cornelia, GA (FHA|USDA|VA) 2 $520,000 $260,000 $6,576 2.50%
Mitchell, SD (FHA|USDA|VA) 1 $505,000 $505,000 $2,690 2.50%
Lumberton, NC (FHA|USDA|VA) 3 $505,000 $168,333 $5,841 2.63%
West Plains, MO (FHA|USDA|VA) 2 $500,000 $250,000 $6,229 2.38%
Othello, WA (FHA|USDA|VA) 2 $500,000 $250,000 $2,890 3.50%
Corsicana, TX (FHA|USDA|VA) 2 $500,000 $250,000 $5,354 3.19%
Adrian, MI (FHA|USDA|VA) 2 $500,000 $250,000 $3,435 3.31%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $500,000 $250,000 $5,070 3.00%
Forest City, NC (FHA|USDA|VA) 3 $495,000 $165,000 $2,852 2.67%
Hudson, NY (FHA|USDA|VA) 2 $490,000 $245,000 $9,763 2.25%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $490,000 $245,000 $4,927 2.81%
Starkville, MS (FHA|USDA|VA) 2 $480,000 $240,000 $6,090 2.63%
Brookhaven, MS (FHA|USDA|VA) 2 $480,000 $240,000 $10,407 3.06%
London, KY (FHA|USDA|VA) 2 $480,000 $240,000 $5,330 2.81%
Orangeburg, SC (FHA|USDA|VA) 2 $470,000 $235,000 $7,540 2.69%
LONGVIEW, TX (FHA|USDA|VA) 2 $470,000 $235,000 $3,496 2.75%
Frankfort, IN (FHA|USDA|VA) 2 $470,000 $235,000 $5,379 3.13%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $465,000 $155,000 $3,501 3.00%
Urbana, OH (FHA|USDA|VA) 2 $460,000 $230,000 $3,756 3.31%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $460,000 $230,000 $3,151 2.56%
Pullman, WA (FHA|USDA|VA) 1 $455,000 $455,000 $24,180 2.75%
Zanesville, OH (FHA|USDA|VA) 2 $450,000 $225,000 $2,678 3.00%
Hillsdale, MI (FHA|USDA|VA) 3 $445,000 $148,333 $3,225 2.88%
EL CENTRO, CA (FHA|USDA|VA) 2 $440,000 $220,000 $9,488 3.13%
Lawrenceburg, TN (FHA|USDA|VA) 2 $440,000 $220,000 $5,126 2.63%
Nacogdoches, TX (FHA|USDA|VA) 2 $440,000 $220,000 $5,758 3.44%
CARSON CITY, NV (FHA|USDA|VA) 2 $440,000 $220,000 $3,423 2.42%
New Castle, PA (FHA|USDA|VA) 1 $435,000 $435,000 $7,095 2.25%
Granbury, TX (FHA|USDA|VA) 1 $435,000 $435,000 $3,843 3.00%
Meadville, PA (FHA|USDA|VA) 2 $430,000 $215,000 $5,246 3.00%
Stevens Point, WI (FHA|USDA|VA) 2 $430,000 $215,000 $8,403 2.81%
Americus, GA (FHA|USDA|VA) 2 $420,000 $210,000 $4,883 3.00%
Malvern, AR (FHA|USDA|VA) 2 $410,000 $205,000 $6,627 2.56%
Mount Airy, NC (FHA|USDA|VA) 2 $410,000 $205,000 $6,829 2.44%
Burley, ID (FHA|USDA|VA) 2 $410,000 $205,000 $9,302 2.94%
Mineral Wells, TX (FHA|USDA|VA) 1 $405,000 $405,000 $4,264 2.75%
FOND DU LAC, WI (FHA|USDA|VA) 2 $400,000 $200,000 $7,907 2.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $395,000 $395,000 $5,610 2.75%
Duncan, OK (FHA|USDA|VA) 1 $395,000 $395,000 $11,614 2.88%
Rolla, MO (FHA|USDA|VA) 2 $390,000 $195,000 $3,684 2.50%
Washington, NC (FHA|USDA|VA) 2 $390,000 $195,000 $7,641 2.63%
Indiana, PA (FHA|USDA|VA) 2 $390,000 $195,000 $6,297 2.81%
Brookings, SD (FHA|USDA|VA) 1 $385,000 $385,000 $3,716 3.63%
Sikeston, MO (FHA|USDA|VA) 1 $385,000 $385,000 $9,557 2.25%
MANSFIELD, OH (FHA|USDA|VA) 2 $380,000 $190,000 $7,014 2.50%
Marshall, MN (FHA|USDA|VA) 2 $380,000 $190,000 $2,084 2.50%
Lincoln, IL (FHA|USDA|VA) 2 $380,000 $190,000 $4,024 2.38%
Bemidji, MN (FHA|USDA|VA) 2 $380,000 $190,000 $12,412 2.38%
Austin, MN (FHA|USDA|VA) 2 $380,000 $190,000 $5,852 2.94%
Paducah, KY-IL (FHA|USDA|VA) 3 $375,000 $125,000 $4,452 3.00%
Altus, OK (FHA|USDA|VA) 2 $370,000 $185,000 $5,907 2.75%
Vicksburg, MS (FHA|USDA|VA) 2 $370,000 $185,000 $5,383 2.50%
Rutland, VT (FHA|USDA|VA) 2 $370,000 $185,000 $12,545 2.75%
Aberdeen, SD (FHA|USDA|VA) 2 $370,000 $185,000 $5,497 2.75%
Sturgis, MI (FHA|USDA|VA) 2 $360,000 $180,000 $5,371 3.19%
Calhoun, GA (FHA|USDA|VA) 2 $360,000 $180,000 $6,311 2.81%
Decatur, IN (FHA|USDA|VA) 2 $360,000 $180,000 $7,077 3.38%
Cedartown, GA (FHA|USDA|VA) 1 $355,000 $355,000 $6,881 2.75%
Willmar, MN (FHA|USDA|VA) 1 $355,000 $355,000 $7,872 2.25%
Athens, TX (FHA|USDA|VA) 1 $355,000 $355,000 $11,138 2.88%
Plymouth, IN (FHA|USDA|VA) 2 $350,000 $175,000 $2,174 3.69%
Moultrie, GA (FHA|USDA|VA) 2 $350,000 $175,000 $3,874 3.06%
Henderson, NC (FHA|USDA|VA) 1 $345,000 $345,000 $14,526 2.88%
Waycross, GA (FHA|USDA|VA) 1 $335,000 $335,000 $14,181 4.00%
Elk City, OK (FHA|USDA|VA) 1 $335,000 $335,000 $8,276 2.25%
WACO, TX (FHA|USDA|VA) 1 $335,000 $335,000 $8,370 2.75%
Baraboo, WI (FHA|USDA|VA) 1 $335,000 $335,000 $659 2.25%
Olean, NY (FHA|USDA|VA) 1 $335,000 $335,000 $4,334 3.13%
LAREDO, TX (FHA|USDA|VA) 2 $330,000 $165,000 $6,138 2.63%
Dixon, IL (FHA|USDA|VA) 1 $325,000 $325,000 $5,745 2.38%
Taylorville, IL (FHA|USDA|VA) 2 $320,000 $160,000 $4,748 3.00%
Peru, IN (FHA|USDA|VA) 2 $320,000 $160,000 $6,567 2.81%
Athens, TN (FHA|USDA|VA) 2 $320,000 $160,000 $5,934 2.88%
Rexburg, ID (FHA|USDA|VA) 1 $315,000 $315,000 $8,951 2.75%
Hastings, NE (FHA|USDA|VA) 1 $315,000 $315,000 $12,943 3.25%
Cortland, NY (FHA|USDA|VA) 1 $305,000 $305,000 $4,196 3.00%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $305,000 $305,000 $5,915 2.75%
DECATUR, IL (FHA|USDA|VA) 2 $300,000 $150,000 $4,708 3.19%
Somerset, KY (FHA|USDA|VA) 2 $300,000 $150,000 $3,400 2.88%
Washington Court House, OH (FHA|USDA|VA) 1 $295,000 $295,000 $1,763 2.38%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $295,000 $295,000 $10,531 2.25%
DALTON, GA (FHA|USDA|VA) 1 $295,000 $295,000 $10,633 3.00%
Manitowoc, WI (FHA|USDA|VA) 1 $295,000 $295,000 $18,272 2.63%
Kendallville, IN (FHA|USDA|VA) 2 $290,000 $145,000 $5,736 3.19%
Corning, NY (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.75%
Norfolk, NE (FHA|USDA|VA) 1 $285,000 $285,000 $8,894 3.63%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $280,000 $140,000 $5,168 3.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $275,000 $275,000 $8,067 2.50%
Paris, TN (FHA|USDA|VA) 1 $275,000 $275,000 $10,278 2.50%
Jamestown, ND (FHA|USDA|VA) 1 $275,000 $275,000 $2,965 2.25%
SAGINAW, MI (FHA|USDA|VA) 1 $275,000 $275,000 $8,331 2.25%
Fredericksburg, TX (FHA|USDA|VA) 1 $275,000 $275,000 $12,953 2.75%
Huntsville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $10,010 3.50%
Greenwood, SC (FHA|USDA|VA) 1 $265,000 $265,000 $3,376 2.25%
Ardmore, OK (FHA|USDA|VA) 1 $265,000 $265,000 $11,107 2.75%
El Dorado, AR (FHA|USDA|VA) 1 $255,000 $255,000 $8,101 2.88%
Moscow, ID (FHA|USDA|VA) 1 $255,000 $255,000 $7,258 2.88%
Marion, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,713 2.88%
Martin, TN (FHA|USDA|VA) 1 $255,000 $255,000 $13,343 2.88%
Scottsbluff, NE (FHA|USDA|VA) 1 $255,000 $255,000 $1,387 4.25%
Huron, SD (FHA|USDA|VA) 1 $245,000 $245,000 $14,576 2.63%
Sedalia, MO (FHA|USDA|VA) 1 $245,000 $245,000 $6,565 2.25%
Las Vegas, NM (FHA|USDA|VA) 1 $245,000 $245,000 $6,726 2.63%
Barre, VT (FHA|USDA|VA) 1 $245,000 $245,000 $6,501 2.25%
Douglas, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,388 2.25%
McMinnville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $17,783 2.75%
Pottsville, PA (FHA|USDA|VA) 1 $235,000 $235,000 $6,881 2.25%
Durant, OK (FHA|USDA|VA) 1 $235,000 $235,000 $19,509 3.00%
Alice, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,718 3.63%
Hannibal, MO (FHA|USDA|VA) 1 $235,000 $235,000 $6,040 2.25%
Forrest City, AR (FHA|USDA|VA) 1 $225,000 $225,000 $7,554 2.25%
DuBois, PA (FHA|USDA|VA) 1 $225,000 $225,000 $7,308 3.38%
Marietta, OH (FHA|USDA|VA) 1 $225,000 $225,000 $9,184 2.75%
Murray, KY (FHA|USDA|VA) 1 $225,000 $225,000 $5,508 2.25%
Sheridan, WY (FHA|USDA|VA) 1 $225,000 $225,000 $14,691 2.25%
VICTORIA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,852 2.88%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $225,000 $225,000 $16,821 2.38%
Escanaba, MI (FHA|USDA|VA) 1 $225,000 $225,000 $4,105 2.50%
Clewiston, FL (FHA|USDA|VA) 1 $225,000 $225,000 $16,024 2.50%
Cambridge, OH (FHA|USDA|VA) 1 $225,000 $225,000 $5,898 3.25%
Auburn, IN (FHA|USDA|VA) 1 $225,000 $225,000 $8,795 2.50%
Blytheville, AR (FHA|USDA|VA) 1 $215,000 $215,000 $12,920 2.75%
Red Wing, MN (FHA|USDA|VA) 1 $215,000 $215,000 $3,227 3.25%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $215,000 $215,000 $12,666 2.25%
Price, UT (FHA|USDA|VA) 1 $215,000 $215,000 $7,392 3.25%
Oskaloosa, IA (FHA|USDA|VA) 1 $215,000 $215,000 $2,044 2.75%
Oneonta, NY (FHA|USDA|VA) 1 $215,000 $215,000 $5,258 3.38%
Mount Vernon, IL (FHA|USDA|VA) 1 $215,000 $215,000 $8,168 2.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $215,000 $215,000 $16,913 2.63%
Tifton, GA (FHA|USDA|VA) 1 $205,000 $205,000 $10,237 2.25%
Bluffton, IN (FHA|USDA|VA) 1 $205,000 $205,000 $4,449 2.63%
Ada, OK (FHA|USDA|VA) 1 $205,000 $205,000 $8,860 3.13%
Beatrice, NE (FHA|USDA|VA) 1 $205,000 $205,000 $4,781 3.25%
Muskogee, OK (FHA|USDA|VA) 1 $205,000 $205,000 $5,598 2.25%
Hutchinson, KS (FHA|USDA|VA) 1 $205,000 $205,000 $6,840 2.75%
Picayune, MS (FHA|USDA|VA) 1 $205,000 $205,000 $4,614 3.13%
Summerville, GA (FHA|USDA|VA) 1 $205,000 $205,000 $6,927 2.38%
Angola, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,841 2.25%
Hutchinson, MN (FHA|USDA|VA) 1 $195,000 $195,000 $2,753 3.38%
Fort Payne, AL (FHA|USDA|VA) 1 $195,000 $195,000 $7,709 2.25%
Sandusky, OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,592 3.38%
Gloversville, NY (FHA|USDA|VA) 1 $195,000 $195,000 $3,347 2.25%
Rockingham, NC (FHA|USDA|VA) 1 $195,000 $195,000 $7,055 2.25%
Tiffin, OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,392 2.88%
Vincennes, IN (FHA|USDA|VA) 1 $185,000 $185,000 $5,442 2.75%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,341 2.38%
Brookings, OR (FHA|USDA|VA) 1 $185,000 $185,000 $5,895 2.25%
Thomaston, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,000 2.25%
Jasper, AL (FHA|USDA|VA) 1 $185,000 $185,000 $3,558 3.38%
Quincy, IL-MO (FHA|USDA|VA) 1 $185,000 $185,000 $5,404 2.38%
Somerset, PA (FHA|USDA|VA) 1 $185,000 $185,000 $7,280 2.75%
DANVILLE, IL (FHA|USDA|VA) 1 $185,000 $185,000 $3,952 2.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,552 2.75%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,084 3.63%
BAY CITY, MI (FHA|USDA|VA) 1 $175,000 $175,000 $9,960 2.38%
Jennings, LA (FHA|USDA|VA) 1 $175,000 $175,000 $5,610 2.75%
BECKLEY, WV (FHA|USDA|VA) 1 $175,000 $175,000 $13,630 2.50%
Opelousas, LA (FHA|USDA|VA) 1 $175,000 $175,000 $5,015 2.25%
Washington, IN (FHA|USDA|VA) 1 $165,000 $165,000 $4,219 2.75%
Coldwater, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,225 3.00%
LIMA, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,202 2.75%
Tahlequah, OK (FHA|USDA|VA) 1 $165,000 $165,000 $5,859 3.75%
Campbellsville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $4,244 2.25%
Danville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,999 2.88%
Atchison, KS (FHA|USDA|VA) 1 $155,000 $155,000 $6,944 2.25%
Roswell, NM (FHA|USDA|VA) 1 $155,000 $155,000 $3,423 2.88%
Bonham, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,763 2.75%
PINE BLUFF, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,198 2.50%
Garden City, KS (FHA|USDA|VA) 1 $145,000 $145,000 $8,684 2.75%
Big Rapids, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,808 3.25%
Silver City, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,210 2.75%
Defiance, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,653 2.75%
Centralia, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,529 2.75%
Dayton, TN (FHA|USDA|VA) 1 $125,000 $125,000 $4,172 5.00%
Bradford, PA (FHA|USDA|VA) 1 $125,000 $125,000 $6,853 2.75%
Sayre, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.58%
Laurel, MS (FHA|USDA|VA) 1 $85,000 $85,000 $2,740 2.75%
Winfield, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,363 2.88%
Newberry, SC (FHA|USDA|VA) 1 $65,000 $65,000 $644 4.99%

The Federal Savings Bank's top markets include New York, Chicago, Washington, Seattle, and Phoenix among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 12,943 $4,492,795,000 $347,122 $6,294 3.11%
VA 12,792 $4,290,660,000 $335,417 $8,098 2.55%
FHA 3,370 $1,068,010,000 $316,917 $11,663 2.87%
USDA 77 $15,915,000 $206,688 $4,984 2.58%

For the 2021 period, The Federal Savings Bank's most frequently originated loan type of loans were Conventional, with 12,943 originations. Their 2nd most popular type is VA, with 12,792 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 12,273 $4,053,725,000 $330,296 $5,558 2.67%
Cash Out Refi 9,679 $3,254,545,000 $336,248 $10,278 2.84%
Home Purchase 6,997 $2,502,025,000 $357,585 $7,942 3.09%
Other 203 $54,865,000 $270,271 $5,457 3.49%
Home Improvement 30 $2,220,000 $74,000 $1,058 5.29%

For the 2021, The Federal Savings Bank's most frequently cited loan purpose of loans were Refi, with 12,273 originations. The 2nd most popular reason of loans were Cash Out Refi, with 9,679 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 26,719 $9,211,265,000 $344,746 $7,902 2.84%
15 Year 1,255 $319,235,000 $254,371 $4,927 2.69%
20 Year 546 $147,520,000 $270,183 $6,047 2.83%
Other 528 $143,420,000 $271,629 $6,597 2.75%
30+ year 71 $32,905,000 $463,451 $9,298 4.10%
10 Year 62 $12,980,000 $209,355 $4,202 2.57%
1 Year 1 $55,000 $55,000 $545 4.90%

For the 2021, The Federal Savings Bank's most frequently cited loan length of loans were 30 Year, with 26,719 originations. The 2nd most popular length of loans were 15 Year, with 1,255 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$5k+ 8,443 $3,249,005,000 $384,816
$1k-2k 7,485 $2,415,495,000 $322,711
$3k-4k 5,413 $1,604,515,000 $296,419
$<1k 3,558 $1,339,500,000 $376,476
$2k-3k 2,866 $861,300,000 $300,523

$7,902 of loans were The Federal Savings Bank's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 8,443 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 12,220 $4,112,570,000 $336,544
<2.5% 8,748 $3,202,580,000 $366,093
3-4% 7,781 $2,446,905,000 $314,472
4-5% 403 $97,275,000 $241,377
5-6% 23 $6,195,000 $269,348
6-7% 7 $1,855,000 $265,000

During 2021, The Federal Savings Bank's average interest rate of loans were 2.84%, while their most frequently originated rate bucket of loans were 2.5-3%, with 12,220 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 16,075 $4,544,435,000 $282,702 $7,432 2.82%
$100k-200k 5,305 $879,095,000 $165,711 $5,183 2.94%
$400k-600k 5,124 $2,465,960,000 $481,257 $8,791 2.77%
$600k-1MM 2,017 $1,496,495,000 $741,941 $12,325 2.75%
$1MM+ 364 $458,060,000 $1,258,407 $17,287 2.73%
$100,000 or less 297 $23,335,000 $78,569 $3,276 3.60%

2021 saw The Federal Savings Bank place emphasis on $200k-400k loans with 16,075 originations, totaling $4,544,435,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 5,781 $1,518,695,000 $262,705 $8,251 2.93%
$100k-150k 5,018 $1,929,040,000 $384,424 $9,141 2.95%
$75k-100k 4,563 $1,438,345,000 $315,219 $8,714 2.95%
$50k or less 3,061 $622,555,000 $203,383 $7,320 2.92%
$150k-250k 2,832 $1,366,250,000 $482,433 $9,036 2.96%
$250k+ 1,229 $824,305,000 $670,712 $9,600 2.97%

The Federal Savings Bank lent most frequently to those with incomes in the $50k-75k range, with 5,781 originations. The second most popular income band? $100k-150k, with 5,018 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 3,641 $1,208,115,000 $331,809 $7,735 2.97%
20-30% 3,318 $1,136,280,000 $342,459 $7,265 2.93%
50-60% 2,098 $772,330,000 $368,127 $12,334 2.77%
44% 1,172 $390,080,000 $332,833 $8,195 3.06%
49% 1,114 $392,690,000 $352,504 $9,272 2.95%
42% 1,030 $367,240,000 $356,544 $8,620 3.01%
43% 992 $332,380,000 $335,060 $8,085 3.03%
41% 928 $318,150,000 $342,834 $8,348 3.00%
<20% 900 $313,710,000 $348,567 $6,279 2.88%
45% 892 $301,770,000 $338,307 $8,949 2.96%
40% 891 $292,795,000 $328,614 $8,162 3.00%
39% 808 $266,380,000 $329,678 $8,088 3.02%
38% 778 $260,990,000 $335,463 $8,008 3.00%
48% 776 $266,230,000 $343,080 $9,283 2.89%
37% 752 $255,970,000 $340,386 $8,235 2.98%
47% 750 $267,320,000 $356,427 $10,142 2.90%
46% 743 $249,555,000 $335,875 $9,252 2.92%
36% 681 $230,255,000 $338,113 $7,970 3.00%
>60% 128 $59,890,000 $467,891 $13,445 2.62%

The Federal Savings Bank lent most frequently to those with DTI ratios of 30-36%, with 3,641 originations. The next most common DTI ratio? 20-30%, with 3,318 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 16,029 $5,348,175,000 $333,656 $7,353 2.88%
Not provided 8,788 $2,949,560,000 $335,635 $7,848 2.73%
Black 3,113 $1,045,115,000 $335,726 $9,020 2.89%
Asian 960 $424,140,000 $441,813 $8,227 2.90%
American Indian 190 $56,700,000 $298,421 $7,595 2.90%
Native Hawaiian 100 $41,200,000 $412,000 $9,301 2.70%
Not applicable 1 $2,165,000 $2,165,000 $0 5.25%
Other Pacific Islander 1 $325,000 $325,000 $2,116 2.50%

Approval Rates

Total approvals of all applications
88.28%

The Federal Savings Bank has an average approval rate.

Pick Rate

Approvals leading to origination
66.29%

The Federal Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 29,182 $9,867,380,000 $338,132

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
29,182 $9,867,380,000 $338,132

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 730 $220,990,000 $302,726 $6,486 2.81%
40-60% 3,971 $1,277,355,000 $321,671 $6,335 2.78%
60-80% 11,258 $3,823,120,000 $339,591 $7,074 2.86%
80-100% 12,860 $4,404,170,000 $342,470 $8,545 2.83%
Over 100% 286 $128,170,000 $448,147 $15,718 2.71%
Under 20% 77 $13,575,000 $176,299 $3,931 4.08%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Tiptree Financial Inc. Other type of mortgage Closing on a mortgage 2 100.0%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
The Federal Savings Bank 4000 W Diversey Ave, Ste 5 Chicago, IL 60639 Full Service B&M $267,917
The Federal Savings Bank 664 N Western Ave Lake Forest, IL 60045 Full Service B&M $340,738

For 2021, The Federal Savings Bank had 2 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $25,075
Net interest income $15,440
Total noninterest income $447,675
Gross Fiduciary activities income $0
Service charges on deposit accounts $59
Trading account gains and fees $0
Additional Noninterest Income $447,616
Pre-tax net operating income $76,229
Securities gains (or losses, -) $0
Income before extraordinary items $56,879
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $56,879
Minority interest net income $0
Net income $56,879
Sale, conversion, retirement of capital stock, net $0
Net operating income $56,879

The Federal Savings Bank's gross interest income from loans was $25,075,000.
The Federal Savings Bank's net interest income from loans was $15,440,000.
The Federal Savings Bank's fee based income from loans was $59,000.
The Federal Savings Bank's net income from loans was $56,879,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $9,635
Provision for credit losses $-9,850
Total noninterest expense $396,736
Salaries and employee benefits $268,227
Premises and equipment expense $7,520
Additional noninterest expense $120,989
Applicable income taxes $19,350
Net charge-offs $-9,736
Cash dividends $51,673

The Federal Savings Bank's interest expense for loans was $9,635,000.
The Federal Savings Bank's payroll and benefits expense were $268,227,000.
The Federal Savings Bank's property, plant and equipment expenses $7,520,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 8.0%
1-4 family residential loans 0.0%
HELOC loans 9.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $584,719
Deposits held in domestic offices $584,719
Deposits by Individuals, partnerships, and corporations $571,511
Deposits by U.S. Government $59
Deposits by States and political subdivisions in the U.S. $412
Deposits by Commercial banks and other depository institutions in U.S. $12,737
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $91,148
Demand deposits $82,242
Nontransaction accounts $493,571
Money market deposit accounts (MMDAs) $128,192
Other savings deposits (excluding MMDAs) $2,941
Total time deposits $362,438
Total time and savings deposits $502,477
Noninterest-bearing deposits $82,273
Interest-bearing deposits $502,446
Retail deposits $466,822
IRAs and Keogh plan accounts $30,839
Brokered deposits $3,579
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $796,563
Cash & Balances due from depository institutions $111,449
Interest-bearing balances $108,606
Total securities $5,359
Federal funds sold & reverse repurchase $0
Net loans and leases $614,667
Loan and leases loss allowance $2,323
Trading account assets $0
Bank premises and fixed assets $9,642
Other real estate owned $0
Goodwill and other intangibles $39,869
All other assets $15,577

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $796,563
Total Liabilities $630,881
Total deposits $584,719
Interest-bearing deposits $502,446
Deposits held in domestic offices $584,719
% insured (estimated) $66
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $5,000
Subordinated debt $0
All other liabilities $41,162

Issued Loan Types

Type Value (in 000's)
Net loans and leases $614,667
Loan and leases loss allowance $2,323
Total loans and leases (domestic) $616,990
All real estate loans $597,856
Real estate loans in domestic offices $597,856
Construction and development loans $44,876
Residential 1-4 family construction $44,876
Other construction, all land development and other land $0
Loans secured by nonfarm nonresidential properties $507
Nonfarm nonresidential secured by owner-occupied properties $0
Commercial real estate & other non-farm, non-residential $507
Multifamily residential real estate $2,860
1-4 family residential loans $549,613
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $2,001
To non-U.S. addressees $0
Loans to individuals $17,008
Credit card loans $0
Related Plans $0
Consumer Auto Loans $0
Other loans to individuals $17,008
All other loans & leases $125
Loans to foreign governments and official institutions $0
Other loans $125
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $54
Non 1-4 family restructured loans & leases $54
Total loans and leases (foreign) $0

The Federal Savings Bank had $614,667,000 of loans outstanding in 2021. $597,856,000 of loans were in real estate loans. $44,876,000 of loans were in development loans. $2,860,000 of loans were in multifamily mortgage loans. $549,613,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 2 $507 $253,500
Nonfarm, nonresidential loans - <$100k 1 $257 $257,000
Nonfarm, nonresidential loans - $250k-1MM 1 $250 $250,000
Commercial & Industrial, US addressed loans - <$1MM 8 $2,001 $250,125
Commercial & Industrial, US addressed loans - <$100k 8 $2,001 $250,125