BRIDGEPORT - STAMFORD - NORWALK Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Bridgeport - Stamford - Norwalk averaged
6.37%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.4% and
one month ago for the week of 2024-10-03, the
average rate was 5.7%.
Bridgeport - Stamford - Norwalk's average rate one year ago was 7.54%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.17%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Bridgeport - Stamford - Norwalk 30 Year Fixed Rate | 2024-11-07 | 6.37% |
| Bridgeport - Stamford - Norwalk 30 Year Fixed Rate Refi | 2024-11-07 | 7.17% |
| Bridgeport - Stamford - Norwalk 15 Year Fixed Rate | 2024-11-07 | 5.67% |
| Bridgeport - Stamford - Norwalk 15 Year Fixed Rate Refi | 2024-11-07 | 6.4% |
| Bridgeport - Stamford - Norwalk 30 Year FHA | 2024-11-07 | 6.02% |
| Bridgeport - Stamford - Norwalk 30 Year FHA Refi | 2024-11-07 | 6.43% |
| Bridgeport - Stamford - Norwalk 30 Year USDA | 2024-11-07 | 6.38% |
| Bridgeport - Stamford - Norwalk 30 Year USDA Refi | 2024-11-07 | 6.28% |
| Bridgeport - Stamford - Norwalk 30 Year VA | 2024-11-07 | 6.3% |
| Bridgeport - Stamford - Norwalk 30 Year VA Refi | 2024-11-07 | 6.54% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BRIDGEPORT-STAMFORD-NORWALK, CT.
BRIDGEPORT - STAMFORD - NORWALK Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BRIDGEPORT-STAMFORD-NORWALK, CT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BRIDGEPORT - STAMFORD - NORWALK Average Closing Costs & Other Stats
BRIDGEPORT-STAMFORD-NORWALK, CT's 261 lenders originated 14,277
loans during 2023. The total origination value was $7,547,275,000, with an average loan value of
$528,632.
BRIDGEPORT - STAMFORD - NORWALK's average closing costs are $6,799.
The top BRIDGEPORT - STAMFORD - NORWALK lender as defined by loan originations is JPMorgan Chase Bank, with
425 loans originated. Their average total fees are
$9,183, which is $221
higher than the next largest lender,
U.S. Bank.
The lowest fee BRIDGEPORT - STAMFORD - NORWALK lenders (with over 10 loans originated) are
MEMBERS MORTGAGE COMPANY, INC. ($3,963), MUTUAL SECURITY CREDIT UNION ($4,743), Liberty Bank ($4,895), The Milford Bank ($4,913) and SIKORSKY FINANCIAL ($5,004).
The lowest rate BRIDGEPORT - STAMFORD - NORWALK lenders (with over 10 loans originated) are
First Republic Bank (4.79%), Thomaston Savings Bank (5.16%), SIKORSKY FINANCIAL (5.31%), Raymond James Bank (5.41%) and Union Savings Bank (5.42%).
BRIDGEPORT-STAMFORD-NORWALK, CT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| U.S. Bank | $670,070,000 | $538,670,000 | -19.6% | 7.1% |
| JPMorgan Chase Bank | $825,860,000 | $532,200,000 | -35.6% | 7.1% |
| Citizens Bank | $583,870,000 | $375,510,000 | -35.7% | 5.0% |
| Bank of America | $783,060,000 | $362,505,000 | -53.7% | 4.8% |
| Citibank | $452,940,000 | $294,945,000 | -34.9% | 3.9% |
| GREYSTONE SERVICING COMPANY LLC | $29,400,000 | $286,415,000 | 874.2% | 3.8% |
| Wells Fargo Bank | $820,150,000 | $244,255,000 | -70.2% | 3.2% |
| Webster Bank | $422,040,000 | $222,905,000 | -47.2% | 3.0% |
| Newtown Savings Bank | $265,040,000 | $209,255,000 | -21.0% | 2.8% |
| M&T Bank | $241,645,000 | $191,165,000 | -20.9% | 2.5% |
| QUICKEN LOANS, LLC | $342,175,000 | $182,235,000 | -46.7% | 2.4% |
| Morgan Stanley Private Bank | $322,600,000 | $180,195,000 | -44.1% | 2.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $180,650,000 | $166,720,000 | -7.7% | 2.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $268,320,000 | $166,320,000 | -38.0% | 2.2% |
| TOTAL MORTGAGE SERVICES, LLC | $262,775,000 | $165,170,000 | -37.1% | 2.2% |
| Savings Bank of Danbury | $155,755,000 | $157,085,000 | 0.9% | 2.1% |
| TD Bank | $237,135,000 | $124,750,000 | -47.4% | 1.7% |
| Union Savings Bank | $126,270,000 | $123,720,000 | -2.0% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $133,750,000 | $122,610,000 | -8.3% | 1.6% |
| SIKORSKY FINANCIAL | $86,625,000 | $94,835,000 | 9.5% | 1.3% |
| Ion Bank | $25,705,000 | $94,430,000 | 267.4% | 1.3% |
| UBS Bank USA | $125,710,000 | $93,935,000 | -25.3% | 1.2% |
| Liberty Bank | $123,250,000 | $88,375,000 | -28.3% | 1.2% |
| Fairfield County Bank | $159,450,000 | $85,555,000 | -46.3% | 1.1% |
| Valley National Bank | $13,140,000 | $74,800,000 | 469.3% | 1.0% |
| GUARANTEED RATE AFFINITY, LLC | $175,875,000 | $71,525,000 | -59.3% | 0.9% |
| First Republic Bank | $580,860,000 | $71,490,000 | -87.7% | 0.9% |
| First County Bank | $184,915,000 | $70,495,000 | -61.9% | 0.9% |
| Prosperity Home Mortgage, LLC | $106,980,000 | $67,960,000 | -36.5% | 0.9% |
| NEWREZ LLC | $40,970,000 | $61,635,000 | 50.4% | 0.8% |
| LOANDEPOT.COM, LLC | $313,160,000 | $61,125,000 | -80.5% | 0.8% |
| GUARANTEED RATE, INC. | $175,425,000 | $59,500,000 | -66.1% | 0.8% |
| WILLIAM RAVEIS MORTGAGE, LLC | $59,500,000 | $42,820,000 | -28.0% | 0.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $89,365,000 | $38,455,000 | -57.0% | 0.5% |
| Ridgewood Savings Bank | $68,860,000 | $35,845,000 | -47.9% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $76,675,000 | $35,560,000 | -53.6% | 0.5% |
| PRYSMA LENDING GROUP, LLC | $38,250,000 | $33,645,000 | -12.0% | 0.4% |
| Charles Schwab Bank, SSB | $90,065,000 | $33,495,000 | -62.8% | 0.4% |
| CMG MORTGAGE, INC. | $6,950,000 | $30,805,000 | 343.2% | 0.4% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $56,105,000 | $30,710,000 | -45.3% | 0.4% |
| PNC Bank | $67,390,000 | $29,940,000 | -55.6% | 0.4% |
| Goldman Sachs Bank USA | $56,455,000 | $29,145,000 | -48.4% | 0.4% |
| BERKELEY POINT CAPITAL LLC | $29,125,000 | n/a | 0.4% | |
| MOVEMENT MORTGAGE, LLC | $40,855,000 | $27,540,000 | -32.6% | 0.4% |
| First National Bank of America | $34,040,000 | $26,300,000 | -22.7% | 0.3% |
| The First Bank of Greenwich | $25,630,000 | n/a | 0.3% | |
| Grandbridge Real Estate Capital LLC | $24,965,000 | n/a | 0.3% | |
| CARDINAL FINANCIAL | $21,575,000 | $24,720,000 | 14.6% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $20,245,000 | $22,925,000 | 13.2% | 0.3% |
| CALIBER HOME LOANS, INC. | $111,450,000 | $21,700,000 | -80.5% | 0.3% |
| Raymond James Bank | $14,205,000 | $21,665,000 | 52.5% | 0.3% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $10,225,000 | $20,090,000 | 96.5% | 0.3% |
| City National Bank | $82,160,000 | $19,760,000 | -75.9% | 0.3% |
| KeyBank | $118,215,000 | $19,680,000 | -83.4% | 0.3% |
| BNY Mellon | $36,330,000 | $18,810,000 | -48.2% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $20,265,000 | $18,460,000 | -8.9% | 0.2% |
| PENNYMAC LOAN SERVICES, LLC | $32,125,000 | $18,370,000 | -42.8% | 0.2% |
| NORWICH COMMERCIAL GROUP, INC. | $13,105,000 | $16,920,000 | 29.1% | 0.2% |
| First-Citizens Bank & Trust Company | $1,575,000 | $16,895,000 | 972.7% | 0.2% |
| HOMESTEAD FUNDING CORP. | $15,450,000 | $16,790,000 | 8.7% | 0.2% |
| The Washington Trust Company, of Westerly | $8,650,000 | $15,835,000 | 83.1% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $46,665,000 | $15,305,000 | -67.2% | 0.2% |
| Mortgage Research Center, LLC | $25,625,000 | $14,980,000 | -41.5% | 0.2% |
| GREYSTONE FUNDING COMPANY LLC | $29,540,000 | $14,745,000 | -50.1% | 0.2% |
| FIRST WORLD MORTGAGE CORPORATION | $27,640,000 | $14,515,000 | -47.5% | 0.2% |
| Guilford Savings Bank The | $34,715,000 | $14,385,000 | -58.6% | 0.2% |
| First Horizon Bank | $31,545,000 | $14,000,000 | -55.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $52,150,000 | $13,710,000 | -73.7% | 0.2% |
| Commerce Home Mortgage, Inc. | $9,920,000 | $13,515,000 | 36.2% | 0.2% |
| USAlliance Federal Credit Union | $46,240,000 | $13,265,000 | -71.3% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $8,425,000 | $13,115,000 | 55.7% | 0.2% |
| Hometown Equity Mortgage, LLC | $5,090,000 | $12,740,000 | 150.3% | 0.2% |
| OCMBC, INC. | $930,000 | $12,305,000 | 1,223.1% | 0.2% |
| Flagstar Bank, FSB | $60,905,000 | $12,240,000 | -79.9% | 0.2% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $22,180,000 | $12,185,000 | -45.1% | 0.2% |
| WALKER & DUNLOP, LLC | $130,010,000 | $12,075,000 | -90.7% | 0.2% |
| NP, Inc. | $235,000 | $11,680,000 | 4,870.2% | 0.2% |
| The Federal Savings Bank | $26,040,000 | $11,680,000 | -55.1% | 0.2% |
| A&D Mortgage LLC | $21,785,000 | $11,340,000 | -47.9% | 0.2% |
| Bethpage Federal Credit Union | $34,140,000 | $11,335,000 | -66.8% | 0.2% |
| Thomaston Savings Bank | $9,355,000 | $11,065,000 | 18.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $11,015,000 | n/a | 0.1% | |
| Logan Finance Corporation | $155,000 | $10,475,000 | 6,658.1% | 0.1% |
| Fieldpoint Private Bank & Trust | $13,610,000 | $10,345,000 | -24.0% | 0.1% |
| Carrington Mortgage Services, LLC | $13,505,000 | $10,325,000 | -23.5% | 0.1% |
| MUTUAL SECURITY CREDIT UNION | $24,110,000 | $10,180,000 | -57.8% | 0.1% |
| SUMA YONKERS Federal Credit Union | $10,870,000 | $10,175,000 | -6.4% | 0.1% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $19,225,000 | $10,175,000 | -47.1% | 0.1% |
| Berkshire Bank | $11,710,000 | $10,125,000 | -13.5% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,370,000 | $10,000,000 | 57.0% | 0.1% |
| NexBank | $2,675,000 | $9,840,000 | 267.9% | 0.1% |
| Evolve Bank & Trust | $22,100,000 | $9,815,000 | -55.6% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $18,810,000 | $9,685,000 | -48.5% | 0.1% |
| FM Home Loans, LLC | $31,235,000 | $9,525,000 | -69.5% | 0.1% |
| United Nations Federal Credit Union | $10,645,000 | $9,515,000 | -10.6% | 0.1% |
| Citadel Servicing Corporation | $13,230,000 | $9,440,000 | -28.6% | 0.1% |
| Arbor Realty Trust, Inc. | $39,245,000 | $9,110,000 | -76.8% | 0.1% |
| BMO Harris Bank | $3,420,000 | $8,740,000 | 155.6% | 0.1% |
| Discover Bank | $8,005,000 | $8,575,000 | 7.1% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $19,975,000 | $8,480,000 | -57.5% | 0.1% |
| Figure Lending LLC | $5,485,000 | $8,415,000 | 53.4% | 0.1% |
| Plains Commerce Bank | $8,380,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $515,000 | $8,300,000 | 1,511.7% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $8,255,000 | n/a | 0.1% | |
| MEMBERS MORTGAGE COMPANY, INC. | $7,640,000 | $8,045,000 | 5.3% | 0.1% |
| The Milford Bank | $4,725,000 | $8,045,000 | 70.3% | 0.1% |
| NBKC BANK | $8,895,000 | $7,905,000 | -11.1% | 0.1% |
| Magnolia Bank | $7,895,000 | $7,840,000 | -0.7% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $8,440,000 | $7,825,000 | -7.3% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $12,300,000 | $7,700,000 | -37.4% | 0.1% |
| BROKER SOLUTIONS, INC. | $16,715,000 | $7,610,000 | -54.5% | 0.1% |
| Cambridge Trust Company | $2,075,000 | $7,610,000 | 266.7% | 0.1% |
| DIGITAL Federal Credit Union | $5,105,000 | $7,415,000 | 45.2% | 0.1% |
| Stifel Bank and Trust | $22,735,000 | $7,410,000 | -67.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $59,415,000 | $7,375,000 | -87.6% | 0.1% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $6,205,000 | $7,200,000 | 16.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $20,445,000 | $7,190,000 | -64.8% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $42,335,000 | $7,180,000 | -83.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $8,720,000 | $7,105,000 | -18.5% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $7,935,000 | $7,100,000 | -10.5% | 0.1% |
| First Bank | $6,925,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $1,900,000 | $6,925,000 | 264.5% | 0.1% |
| GuardHill Financial Corp. | $10,690,000 | $6,780,000 | -36.6% | 0.1% |
| AFFINITY | $5,185,000 | $6,665,000 | 28.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $19,690,000 | $6,640,000 | -66.3% | 0.1% |
| EQUITY RESOURCES, INC. | $13,510,000 | $6,525,000 | -51.7% | 0.1% |
| PREMIA MORTGAGE, LLC | $3,610,000 | $6,470,000 | 79.2% | 0.1% |
| PCSB Bank | $10,295,000 | $6,355,000 | -38.3% | 0.1% |
| SELF RELIANCE NY Federal Credit Union | $2,980,000 | $6,350,000 | 113.1% | 0.1% |
| EMBRACE HOME LOANS, INC. | $12,335,000 | $6,195,000 | -49.8% | 0.1% |
| USAA Federal Savings Bank | $8,215,000 | $6,145,000 | -25.2% | 0.1% |
| LIMA ONE CAPITAL, LLC | $5,585,000 | $6,100,000 | 9.2% | 0.1% |
| BAYPORT FUNDING LLC | $6,005,000 | n/a | 0.1% | |
| Northwest Community Bank | $9,790,000 | $5,960,000 | -39.1% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $8,785,000 | $5,705,000 | -35.1% | 0.1% |
| WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION | $6,235,000 | $5,610,000 | -10.0% | 0.1% |
| EVERETT FINANCIAL, INC. | $6,985,000 | $5,565,000 | -20.3% | 0.1% |
| ARC HOME LLC | $13,330,000 | $5,530,000 | -58.5% | 0.1% |
| Charter Oak Federal Credit Union | $1,630,000 | $5,440,000 | 233.7% | 0.1% |
| HUDSON VALLEY CREDIT UNION | $7,380,000 | $5,420,000 | -26.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $945,000 | $5,230,000 | 453.4% | 0.1% |
| Dime Bank | $4,975,000 | $5,115,000 | 2.8% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $5,705,000 | $5,100,000 | -10.6% | 0.1% |
| Bank of Springfield | $5,035,000 | n/a | 0.1% | |
| The Huntington National Bank | $23,950,000 | $5,000,000 | -79.1% | 0.1% |
| CONNEX CREDIT UNION | $1,365,000 | $4,820,000 | 253.1% | 0.1% |
| East Coast Capital Corp. | $8,280,000 | $4,805,000 | -42.0% | 0.1% |
| NJ LENDERS CORP. | $8,360,000 | $4,350,000 | -48.0% | 0.1% |
| TBI MORTGAGE COMPANY | $19,295,000 | $4,320,000 | -77.6% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $11,415,000 | $4,195,000 | -63.3% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $7,600,000 | $4,185,000 | -44.9% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $13,635,000 | $4,085,000 | -70.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $5,200,000 | $4,085,000 | -21.4% | 0.1% |
| Bank of England | $4,940,000 | $4,070,000 | -17.6% | 0.1% |
| NUTMEG STATE FINANCIAL | $8,745,000 | $4,050,000 | -53.7% | 0.1% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $2,655,000 | $3,950,000 | 48.8% | 0.1% |
| JET DIRECT FUNDING CORP | $5,070,000 | $3,945,000 | -22.2% | 0.1% |
| AMWEST FUNDING CORP. | $1,575,000 | $3,740,000 | 137.5% | 0.0% |
| TEACHERS | $2,240,000 | $3,535,000 | 57.8% | 0.0% |
| The Torrington Savings Bank | $2,340,000 | $3,500,000 | 49.6% | 0.0% |
| KINECTA | $375,000 | $3,465,000 | 824.0% | 0.0% |
| Leader Bank | $7,150,000 | $3,375,000 | -52.8% | 0.0% |
| Farmers Bank & Trust | $115,000 | $3,285,000 | 2,756.5% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,795,000 | $3,260,000 | -52.0% | 0.0% |
| Salisbury Bank and Trust Company | $1,055,000 | $3,250,000 | 208.1% | 0.0% |
| Truist | $25,030,000 | $3,245,000 | -87.0% | 0.0% |
| Chelsea Groton Bank | $6,705,000 | $3,175,000 | -52.6% | 0.0% |
| CLIFFCO, INC. | $1,635,000 | $3,170,000 | 93.9% | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | $8,800,000 | $3,085,000 | -64.9% | 0.0% |
| SPRING EQ, LLC | $13,490,000 | $3,035,000 | -77.5% | 0.0% |
| ADVANCIAL | $3,595,000 | $2,985,000 | -17.0% | 0.0% |
| ALLIANT CREDIT UNION | $5,465,000 | $2,970,000 | -45.7% | 0.0% |
| Ally Bank | $27,555,000 | $2,800,000 | -89.8% | 0.0% |
| CONTINENTAL MORTGAGE BANKERS, INC. | $2,690,000 | $2,770,000 | 3.0% | 0.0% |
| SILVER HILL FUNDING, LLC | $8,765,000 | $2,750,000 | -68.6% | 0.0% |
| Tompkins Trust Company | $1,850,000 | $2,580,000 | 39.5% | 0.0% |
| The Northern Trust Company | $4,470,000 | $2,555,000 | -42.8% | 0.0% |
| Northpointe Bank | $12,665,000 | $2,530,000 | -80.0% | 0.0% |
| The First National Bank of Long Island | $1,725,000 | $2,520,000 | 46.1% | 0.0% |
| Lakeland Bank | $2,505,000 | n/a | 0.0% | |
| Needham Bank | $2,505,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $3,440,000 | $2,335,000 | -32.1% | 0.0% |
| The Fidelity Deposit and Discount Bank | $85,000 | $2,330,000 | 2,641.2% | 0.0% |
| ASSOCIATED MORTGAGE BANKERS, INC. | $1,590,000 | $2,295,000 | 44.3% | 0.0% |
| Sanborn Mortgage Corporation | $645,000 | $2,255,000 | 249.6% | 0.0% |
| Quontic Bank | $19,155,000 | $2,250,000 | -88.3% | 0.0% |
| Keystone Funding, Inc. | $2,230,000 | n/a | 0.0% | |
| Metro City Bank | $3,760,000 | $2,230,000 | -40.7% | 0.0% |
| Municipal Credit Union | $2,225,000 | n/a | 0.0% | |
| WALL STREET MORTGAGE BANKERS, LTD. | $2,450,000 | $2,200,000 | -10.2% | 0.0% |
| Premium Mortgage Corporation | $790,000 | $2,185,000 | 176.6% | 0.0% |
| TOWER | $420,000 | $2,180,000 | 419.0% | 0.0% |
| US MORTGAGE CORPORATION | $3,375,000 | $2,135,000 | -36.7% | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $4,190,000 | $2,120,000 | -49.4% | 0.0% |
| BayCoast Bank | $1,655,000 | $2,100,000 | 26.9% | 0.0% |
| Comerica Bank | $15,360,000 | $2,095,000 | -86.4% | 0.0% |
| T2 FINANCIAL LLC | $1,005,000 | $2,035,000 | 102.5% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $1,720,000 | $2,010,000 | 16.9% | 0.0% |
| PLANET HOME LENDING, LLC | $4,980,000 | $1,965,000 | -60.5% | 0.0% |
| HomeTrust Bank | $1,240,000 | $1,960,000 | 58.1% | 0.0% |
| Centreville Bank | $1,955,000 | n/a | 0.0% | |
| First Savings Bank | $1,675,000 | $1,940,000 | 15.8% | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | $21,590,000 | $1,860,000 | -91.4% | 0.0% |
| CONNECTICUT STATE EMPLOYEES | $2,955,000 | $1,860,000 | -37.1% | 0.0% |
| MLD MORTGAGE INC. | $2,985,000 | $1,850,000 | -38.0% | 0.0% |
| Mortgage Bank of California | $3,285,000 | $1,850,000 | -43.7% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,835,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $6,075,000 | $1,815,000 | -70.1% | 0.0% |
| Columbia Bank | $1,755,000 | n/a | 0.0% | |
| The Central Trust Bank | $1,155,000 | $1,740,000 | 50.6% | 0.0% |
| NEXERA HOLDING LLC | $2,955,000 | $1,725,000 | -41.6% | 0.0% |
| UIF CORPORATION | $690,000 | $1,680,000 | 143.5% | 0.0% |
| LENDSURE MORTGAGE CORP. | $6,375,000 | $1,660,000 | -74.0% | 0.0% |
| GEORGIA'S OWN | $1,225,000 | $1,655,000 | 35.1% | 0.0% |
| HANSCOM | $1,040,000 | $1,640,000 | 57.7% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,590,000 | $1,635,000 | 2.8% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $315,000 | $1,635,000 | 419.0% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $3,720,000 | $1,630,000 | -56.2% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $2,500,000 | $1,630,000 | -34.8% | 0.0% |
| BOKF | $190,000 | $1,620,000 | 752.6% | 0.0% |
| PHH Mortgage Corporation | $9,055,000 | $1,565,000 | -82.7% | 0.0% |
| Habib American Bank | $1,525,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $3,360,000 | $1,520,000 | -54.8% | 0.0% |
| Easthampton Savings Bank | $1,495,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $810,000 | $1,485,000 | 83.3% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $9,970,000 | $1,450,000 | -85.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,445,000 | n/a | 0.0% | |
| CIBC Bank USA | $8,230,000 | $1,445,000 | -82.4% | 0.0% |
| Ixonia Bank | $425,000 | $1,445,000 | 240.0% | 0.0% |
| BM Real Estate Services, Inc. | $245,000 | $1,415,000 | 477.6% | 0.0% |
| MORTGAGE MARKETS CUSO, LLC | $4,455,000 | $1,410,000 | -68.4% | 0.0% |
| NBT Bank | $1,405,000 | n/a | 0.0% | |
| EMM LOANS LLC | $2,000,000 | $1,370,000 | -31.5% | 0.0% |
| Greenbox Loans, Inc. | $4,065,000 | $1,370,000 | -66.3% | 0.0% |
| Ocean Financial Federal Credit Union | $1,370,000 | n/a | 0.0% | |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $5,400,000 | $1,360,000 | -74.8% | 0.0% |
| North American Savings Bank, F.S.B. | $6,510,000 | $1,355,000 | -79.2% | 0.0% |
| SIRVA MORTGAGE, INC. | $3,735,000 | $1,310,000 | -64.9% | 0.0% |
| Heritage Bank | $55,000 | $1,290,000 | 2,245.5% | 0.0% |
| STAR ONE CREDIT UNION | $625,000 | $1,285,000 | 105.6% | 0.0% |
| Loan Simple, Inc. | $1,235,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,410,000 | $1,235,000 | -12.4% | 0.0% |
| Bank of Hope | $1,205,000 | n/a | 0.0% | |
| Dedham Institution for Savings | $1,205,000 | n/a | 0.0% | |
| Gold Coast Bank | $1,475,000 | $1,175,000 | -20.3% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $1,175,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $14,785,000 | $1,175,000 | -92.1% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $1,370,000 | $1,125,000 | -17.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $8,470,000 | $1,125,000 | -86.7% | 0.0% |
| GTE Federal Credit Union | $870,000 | $1,105,000 | 27.0% | 0.0% |
| AmeriHome Mortgage Company, LLC | $5,095,000 | $1,095,000 | -78.5% | 0.0% |
| NEW DAY FINANCIAL, LLC | $2,765,000 | $1,090,000 | -60.6% | 0.0% |
| General Mortgage Capital Corporation | $450,000 | $1,060,000 | 135.6% | 0.0% |
| RESIDENTIAL HOME FUNDING CORP. | $9,065,000 | $1,035,000 | -88.6% | 0.0% |
| State Department Federal Credit Union | $2,270,000 | $1,010,000 | -55.5% | 0.0% |
| RF Renovo Management Company, LLC | $3,205,000 | $1,000,000 | -68.8% | 0.0% |
| Luxury Mortgage Corp. | $14,570,000 | $995,000 | -93.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,345,000 | $990,000 | -26.4% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $345,000 | $980,000 | 184.1% | 0.0% |
| First IC Corporation | $975,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $695,000 | $955,000 | 37.4% | 0.0% |
| BankNewport | $950,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $1,800,000 | $950,000 | -47.2% | 0.0% |
| OAKTREE FUNDING CORP. | $940,000 | n/a | 0.0% | |
| AmRes Corporation | $1,800,000 | $925,000 | -48.6% | 0.0% |
| Popular Bank | $1,065,000 | $900,000 | -15.5% | 0.0% |
| First Federal Bank | $1,030,000 | $885,000 | -14.1% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $4,180,000 | $875,000 | -79.1% | 0.0% |
| Bangor Savings Bank | $845,000 | n/a | 0.0% | |
| NFM, INC. | $645,000 | $825,000 | 27.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,740,000 | $820,000 | -52.9% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $85,000 | $815,000 | 858.8% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $4,960,000 | $790,000 | -84.1% | 0.0% |
| HUDSON HERITAGE | $770,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $4,475,000 | $760,000 | -83.0% | 0.0% |
| JUSTICE Federal Credit Union | $185,000 | $760,000 | 310.8% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $2,550,000 | $740,000 | -71.0% | 0.0% |
| GSF Mortgage Corporation | $1,310,000 | $725,000 | -44.7% | 0.0% |
| Old National Bank | $530,000 | $725,000 | 36.8% | 0.0% |
| Service Federal Credit Union | $305,000 | $720,000 | 136.1% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $715,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,730,000 | $710,000 | -59.0% | 0.0% |
| UniBank for Savings | $275,000 | $705,000 | 156.4% | 0.0% |
| PATRIOT ONE MORTGAGE BANKERS, LLC | $700,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $915,000 | $700,000 | -23.5% | 0.0% |
| Farm Credit East, ACA | $805,000 | $675,000 | -16.1% | 0.0% |
| The Loan Store, Inc. | $295,000 | $670,000 | 127.1% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $660,000 | n/a | 0.0% | |
| Hanover Community Bank | $3,750,000 | $660,000 | -82.4% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $3,765,000 | $645,000 | -82.9% | 0.0% |
| Nations Lending Corporation | $820,000 | $645,000 | -21.3% | 0.0% |
| EQUITY NOW INC. | $640,000 | n/a | 0.0% | |
| MDE Home Loans, LLC | $780,000 | $635,000 | -18.6% | 0.0% |
| Residential Mortgage Solutions, Inc. | $630,000 | n/a | 0.0% | |
| Axos Bank | $6,070,000 | $605,000 | -90.0% | 0.0% |
| CIBM Bank | $595,000 | n/a | 0.0% | |
| Republic State Mortgage Co. | $595,000 | n/a | 0.0% | |
| Gateway First Bank | $585,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $475,000 | $575,000 | 21.1% | 0.0% |
| First Western Trust Bank | $565,000 | n/a | 0.0% | |
| UKRAINIAN NATIONAL Federal Credit Union | $895,000 | $565,000 | -36.9% | 0.0% |
| AMERICAN EAGLE FINANCIAL CREDIT UNION | $7,645,000 | $560,000 | -92.7% | 0.0% |
| Peoples Bank | $535,000 | n/a | 0.0% | |
| The Camden National Bank | $2,155,000 | $535,000 | -75.2% | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | $320,000 | $530,000 | 65.6% | 0.0% |
| MICHIGAN FIRST CREDIT UNION | $805,000 | $525,000 | -34.8% | 0.0% |
| Kearny Bank | $10,635,000 | $515,000 | -95.2% | 0.0% |
| Arvest Bank | $1,560,000 | $505,000 | -67.6% | 0.0% |
| Main Street Bank | $505,000 | n/a | 0.0% | |
| Eastern Bank | $665,000 | $485,000 | -27.1% | 0.0% |
| AMCAP MORTGAGE, LTD. | $455,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $395,000 | $455,000 | 15.2% | 0.0% |
| First United Bank and Trust Company | $455,000 | n/a | 0.0% | |
| Connexus Credit Union | $445,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $610,000 | $440,000 | -27.9% | 0.0% |
| BNB Bank | $34,265,000 | $435,000 | -98.7% | 0.0% |
| SCIENT Federal Credit Union | $790,000 | $435,000 | -44.9% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,705,000 | $425,000 | -75.1% | 0.0% |
| Florida Capital Bank | $715,000 | $425,000 | -40.6% | 0.0% |
| FUNDLOANS CAPITAL | $735,000 | $425,000 | -42.2% | 0.0% |
| ARK MORTGAGE, INC. | $415,000 | n/a | 0.0% | |
| Abacus Federal Savings Bank | $405,000 | n/a | 0.0% | |
| Acre Mortgage and Financial Inc | $1,020,000 | $405,000 | -60.3% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $385,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $385,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $385,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $2,120,000 | $380,000 | -82.1% | 0.0% |
| American Broadcast Employees Federal Credit Union | $270,000 | $375,000 | 38.9% | 0.0% |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $525,000 | $375,000 | -28.6% | 0.0% |
| The Upstate National Bank | $375,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $355,000 | n/a | 0.0% | |
| NORTHPOINT MORTGAGE, INC. | $880,000 | $355,000 | -59.7% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $335,000 | n/a | 0.0% | |
| BNC National Bank | $2,795,000 | $325,000 | -88.4% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $245,000 | $325,000 | 32.7% | 0.0% |
| Empower Federal Credit Union | $590,000 | $320,000 | -45.8% | 0.0% |
| The Dutch Point Credit Union, Inc. | $180,000 | $310,000 | 72.2% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $355,000 | $305,000 | -14.1% | 0.0% |
| First Central Savings Bank | $305,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $305,000 | n/a | 0.0% | |
| MY MORTGAGE, INC. | $905,000 | $295,000 | -67.4% | 0.0% |
| Baxter Credit Union | $315,000 | $280,000 | -11.1% | 0.0% |
| Westfield Bank | $1,760,000 | $275,000 | -84.4% | 0.0% |
| AMERICAN HERITAGE FCU | $105,000 | $265,000 | 152.4% | 0.0% |
| PROPONENT Federal Credit Union | $95,000 | $265,000 | 178.9% | 0.0% |
| Signature Federal Credit Union | $260,000 | n/a | 0.0% | |
| HarborOne Bank | $12,160,000 | $255,000 | -97.9% | 0.0% |
| MembersFirst CT FCU | $255,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $170,000 | $255,000 | 50.0% | 0.0% |
| Peapack-Gladstone Bank | $680,000 | $255,000 | -62.5% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $245,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $4,645,000 | $245,000 | -94.7% | 0.0% |
| MASSMUTUAL | $235,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $4,050,000 | $225,000 | -94.4% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $460,000 | $215,000 | -53.3% | 0.0% |
| United States Senate Federal Credit Union | $145,000 | $215,000 | 48.3% | 0.0% |
| PeoplesBank | $5,495,000 | $210,000 | -96.2% | 0.0% |
| HARVARD UNIVERSITY EMPLOYEES | $685,000 | $205,000 | -70.1% | 0.0% |
| CANOPY MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| FIRST SOUTH FINANCIAL | $195,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $190,000 | $190,000 | 0.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $185,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $1,025,000 | $185,000 | -82.0% | 0.0% |
| SUN Federal Credit Union | $185,000 | n/a | 0.0% | |
| Actors Federal Credit Union | $920,000 | $175,000 | -81.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $2,525,000 | $175,000 | -93.1% | 0.0% |
| Liberty Savings Bank, F.S.B. | $175,000 | n/a | 0.0% | |
| Ponce Bank | $175,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $1,970,000 | $165,000 | -91.6% | 0.0% |
| KELLER MORTGAGE, LLC | $380,000 | $165,000 | -56.6% | 0.0% |
| MidFirst Bank | $3,225,000 | $165,000 | -94.9% | 0.0% |
| Paramount Bank | $165,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $135,000 | $155,000 | 14.8% | 0.0% |
| FIRST ATLANTIC FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $145,000 | $155,000 | 6.9% | 0.0% |
| American Airlines Federal Credit Union | $515,000 | $125,000 | -75.7% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| WESTERLY COMMUNITY | $105,000 | n/a | 0.0% | |
| CORNING | $165,000 | $85,000 | -48.5% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $1,760,000 | $75,000 | -95.7% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $42,375,000 | $75,000 | -99.8% | 0.0% |
| PEOPLE'S ALLIANCE FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $2,905,000 | $75,000 | -97.4% | 0.0% |
| GREENWOOD | $185,000 | $65,000 | -64.9% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $105,000 | $55,000 | -47.6% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $470,000 | $55,000 | -88.3% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
BRIDGEPORT - STAMFORD - NORWALK's top lender by overall market share is U.S. Bank, with 7.1% market share. In second place, with 7.1%, is JPMorgan Chase Bank, having originated $532,200,000 in loans. In third place, with 5.0%, is Citizens Bank, having originated $375,510,000 in loans. In fourth place, with 4.8%, is Bank of America, having originated $362,505,000 in loans. In fifth place, with 3.9%, is Citibank, having originated $294,945,000 in loans.
BRIDGEPORT-STAMFORD-NORWALK, CT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 8,171 | $5,241,475,000 | $641,473 |
| Home Improvement | 1,672 | $373,510,000 | $223,391 |
| Other | 1,657 | $437,465,000 | $264,010 |
| Refi | 1,415 | $896,545,000 | $633,601 |
| Cash Out Refi | 1,361 | $598,245,000 | $439,563 |
| NA | 1 | $35,000 | $35,000 |
Bridgeport - Stamford - Norwalk's most frequently cited loan purpose was Home Purchase, with 8,171 originations. The 2nd most popular reason was Home Improvement, with 1,672 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,814 | $2,466,130,000 | $512,283 |
| 7-8% | 2,750 | $1,022,910,000 | $371,967 |
| Over 8% | 2,728 | $704,510,000 | $258,251 |
| 5-6% | 2,657 | $2,072,685,000 | $780,085 |
| 4-5% | 604 | $642,550,000 | $1,063,825 |
| <2.5% | 269 | $41,745,000 | $155,186 |
| 3-4% | 64 | $35,990,000 | $562,344 |
| 2.5-3% | 37 | $13,705,000 | $370,405 |
During 2023, Bridgeport - Stamford - Norwalk's most frequently originated rate bucket was 6-7%, with 4,814 originations.
Loan Sizing (BRIDGEPORT-STAMFORD-NORWALK, CT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,308 | $1,263,210,000 | $293,224 |
| $400k-600k | 2,626 | $1,274,810,000 | $485,457 |
| $100k-200k | 2,250 | $317,130,000 | $140,947 |
| $100,000 or less | 1,976 | $107,630,000 | $54,469 |
| $600k-1000k | 1,731 | $1,295,885,000 | $748,634 |
| $Over $1MM | 1,386 | $3,288,610,000 | $2,372,734 |
BRIDGEPORT - STAMFORD - NORWALK's loan sizing saw the bucket of loans from $200k-400k with 4,308 originations, totaling $1,263,210,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,948 | $2,266,250,000 | $574,025 |
| 60-80% | 3,514 | $2,986,270,000 | $849,821 |
| Under 20% | 3,002 | $371,190,000 | $123,648 |
| 20-40% | 2,007 | $626,655,000 | $312,235 |
| 40-60% | 1,444 | $1,010,390,000 | $699,716 |
| Over 100% | 36 | $18,100,000 | $502,778 |
BRIDGEPORT - STAMFORD - NORWALK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,948 originations, totaling $2,266,250,000 in origination value.