Torrington Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Torrington averaged
6.71%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.74% and
one month ago for the week of 2025-05-15, the
average rate was 6.71%.
Torrington's average rate one year ago was 6.95%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.21%.
| Loan Type |
Date |
Rate |
| US 30 Year Fixed Rate |
2025-06-18 |
6.81% |
| Torrington 30 Year Fixed Rate |
2025-06-18 |
6.71% |
| Torrington 30 Year Fixed Rate Refi |
2025-06-18 |
7.21% |
| Torrington 15 Year Fixed Rate |
2025-06-18 |
5.76% |
| Torrington 15 Year Fixed Rate Refi |
2025-06-18 |
6.36% |
| Torrington 30 Year FHA |
2025-06-18 |
0.3% |
| Torrington 30 Year FHA Refi |
2025-06-18 |
0.3% |
| Torrington 30 Year USDA |
2025-06-18 |
-0.1% |
| Torrington 30 Year USDA Refi |
2025-06-18 |
0.2% |
| Torrington 30 Year VA |
2025-06-18 |
0.2% |
| Torrington 30 Year VA Refi |
2025-06-18 |
-0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Torrington, CT.
Torrington Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Torrington, CT market. This
includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
| Name |
# of Loans |
2024 Avg. 30yFix Rate |
2024 Avg. Closing Costs |
Torrington, CT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that
larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name |
2023 Loan Value |
2024 Loan Value |
% Change |
2024 Market Share |
Torrington, CT Market Loan Reason
| Loan Purpose |
Originations |
Total Value |
Average Loan |
Interest Rate Frequencies
| Loan Rate |
Originations |
Total Value |
Average Loan |
Loan Sizing (Torrington, CT MSA)
| Loan Size |
Originations |
Total Value |
Average Loan |
LTV Distribution
| Loan to Value |
Originations |
Total Value |
Average Loan |