Torrington Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Torrington averaged 5.91% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.98% and one month ago for the week of 2022-05-19, the average rate was 5.15%.

Torrington's average rate one year ago was 3.32%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Torrington 30 Year Fixed Rate 2022-06-23 5.91%
Torrington 30 Year Fixed Rate Refi 2022-06-23 5.92%
Torrington 15 Year Fixed Rate 2022-06-23 5.38%
Torrington 15 Year Fixed Rate Refi 2022-06-23 5.23%
Torrington 30 Year FHA 2022-06-23 -0.03%
Torrington 30 Year FHA Refi 2022-06-23 -0.17%
Torrington 30 Year USDA 2022-06-23 0.26%
Torrington 30 Year USDA Refi 2022-06-23 -0.11%
Torrington 30 Year VA 2022-06-23 0.06%
Torrington 30 Year VA Refi 2022-06-23 -0.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Torrington, CT.

Torrington Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Torrington, CT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 380 3.09% $5,177
TOTAL MORTGAGE SERVICES, LLC 230 3.27% $5,022
The Torrington Savings Bank 171 3.07% $2,660
Citizens Bank 129 3.07% $4,649
Wells Fargo Bank 126 3.08% $4,184
NORWICH COMMERCIAL GROUP, INC. 124 3.23% $4,446
Thomaston Savings Bank 120 3.19% $3,426
LOANDEPOT.COM, LLC 119 3.00% $5,034
GUARANTEED RATE, INC. 118 3.04% $4,826
Webster Bank 114 2.98% $4,799
JPMorgan Chase Bank 100 2.86% $4,664
Northwest Community Bank 95 3.17% $3,384
FIRST WORLD MORTGAGE CORPORATION 84 3.37% $4,619
Newtown Savings Bank 80 3.06% $4,254
GUARANTEED RATE AFFINITY, LLC 79 3.14% $4,930
UNITED WHOLESALE MORTGAGE, LLC 77 3.01% $4,855
Bank of America 73 2.59% $5,363
NEWREZ LLC 67 3.11% $5,667
Union Savings Bank 63 3.17% $3,625
BETTER MORTGAGE CORPORATION 62 2.89% $3,490
CROSSCOUNTRY MORTGAGE, LLC 61 3.09% $5,007
HOME POINT FINANCIAL CORPORATION 55 2.94% $4,784
AMERISAVE MORTGAGE CORPORATION 51 3.05% $5,685
WILLIAM RAVEIS MORTGAGE, LLC 46 2.90% $4,423
Mr. Cooper ( Nationstar Mortgage ) 46 3.39% $5,852
Evolve Bank & Trust 43 2.96% $3,557
Flagstar Bank, FSB 40 3.15% $4,509
Citibank 39 2.72% $7,636
U.S. Bank 38 2.86% $4,750
People's United Bank 37 2.98% $4,579
TD Bank 35 2.96% $3,909
Prosperity Home Mortgage, LLC 32 3.16% $4,171
MOVEMENT MORTGAGE, LLC 32 3.09% $3,782
CALIBER HOME LOANS, INC. 29 3.01% $4,827
FREEDOM MORTGAGE CORPORATION 29 3.24% $3,619
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 27 3.16% $4,368
Savings Bank of Danbury 26 3.03% $3,790
First Republic Bank 22 2.75% $5,483
HOMESTEAD FUNDING CORP. 22 3.24% $3,530
PRIMELENDING, A PLAINSCAPITAL COMPANY 21 3.16% $4,897
HOMEBRIDGE FINANCIAL SERVICES, INC. 20 3.35% $5,825
BROKER SOLUTIONS, INC. 19 2.98% $4,944
Liberty Bank 17 3.14% $3,815
Morgan Stanley Private Bank 17 2.76% $4,261
PENNYMAC LOAN SERVICES, LLC 17 3.03% $5,753
Magnolia Bank 15 3.33% $4,544
MUTUAL OF OMAHA MORTGAGE, INC. 13 3.32% $4,004
BAY EQUITY LLC 13 3.06% $4,736
ENVOY MORTGAGE, LTD 13 3.25% $4,140
ARK-LA-TEX FINANCIAL SERVICES, LLC. 13 3.30% $5,487
EQUITY RESOURCES, INC. 12 3.24% $3,952
PRYSMA LENDING GROUP, LLC 12 4.16% $6,932
Charles Schwab Bank, SSB 12 2.31% $4,462
FINANCE OF AMERICA MORTGAGE LLC 11 3.02% $3,728
STEARNS LENDING, LLC 11 3.18% $3,168
Bank of England 11 3.10% $6,161
Leader Bank 11 2.85% $4,024
NAVY FEDERAL CREDIT UNION 10 3.41% $5,459
KeyBank 10 2.84% $4,880
Atlantic Home Loans, Inc. 10 3.13% $3,512
PROVIDENT FUNDING ASSOCIATES, L.P. 10 2.79% $4,080
Manufacturers and Traders Trust Company 10 3.23% $5,948
PNC Bank 10 2.80% $5,333
RESIDENTIAL MORTGAGE SERVICES, INC. 9 3.06% $3,699
MORTGAGE MARKETS CUSO, LLC 9 2.86% $5,052
Fairfield County Bank 9 3.11% $4,280
First Federal Bank 9 3.10% $6,253
HOMESIDE FINANCIAL, LLC 9 2.97% $5,652
PLAZA HOME MORTGAGE, INC. 8 3.31% $4,977
ZILLOW HOME LOANS, LLC 8 3.17% $4,223
CONTOUR MORTGAGE CORPORATION 8 2.77% $3,920
NATIONWIDE MORTGAGE BANKERS, INC. 7 3.37% $6,148
UNITED MORTGAGE CORP. 7 3.50% $4,491
PROVINCE MORTGAGE ASSOCIATES, INC. 7 3.27% $4,875
MUTUAL SECURITY CREDIT UNION 7 3.14% $3,140
SIKORSKY FINANCIAL 7 3.03% $3,191
EMBRACE HOME LOANS, INC. 7 2.64% $3,901
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 7 3.25% $5,920
City National Bank 6 2.86% $6,988
Stifel Bank and Trust 6 2.69% $8,759
AMERICAN FINANCIAL NETWORK, INC. 6 3.27% $11,120
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 3.19% $4,532
Valley National Bank 6 2.85% $6,447
UBS Bank USA 6 2.65% $8,827
ALLIED MORTGAGE GROUP, INC. 6 3.42% $4,619
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 3.02% $4,249
RELIANCE FIRST CAPITAL, LLC 5 3.45% $8,784
AMERICAN EAGLE FINANCIAL CREDIT UNION 5 2.85% $3,015
The Federal Savings Bank 5 3.10% $9,350
Carrington Mortgage Services, LLC 5 3.23% $4,834
Wyndham Capital Mortgage, Inc. 5 2.83% $3,617
PHH Mortgage Corporation 5 3.03% $8,558
Quontic Bank 5 4.93% $8,656
NBKC BANK 5 2.87% $3,829
MEMBERS MORTGAGE COMPANY, INC. 5 3.05% $2,495
Nations Lending Corporation 5 3.27% $5,651
AMERICAN FEDERAL MORTGAGE CORPORATION 4 2.69% $2,742
GREENWAY MORTGAGE FUNDING CORP. 4 3.15% $5,271
Santander Bank, N.A. 4 3.22% $4,945
SUN WEST MORTGAGE COMPANY, INC. 4 3.01% $1,946
FM Home Loans, LLC 4 2.81% $4,887
InterContinental Capital Group, Inc 4 3.40% $4,062
First National Bank of America 4 6.91% $9,816
Luxury Mortgage Corp. 4 3.25% $4,966
Mortgage Research Center, LLC 4 2.94% $4,422
GuardHill Financial Corp. 4 3.06% $7,253
Northpointe Bank 4 3.40% $4,147
HSBC BANK USA, NATIONAL ASSOCIATION 4 2.92% $4,070
SOFI LENDING CORP. 3 3.25% $4,015
CMG MORTGAGE, INC. 3 3.67% $7,010
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 3 3.13% $6,914
TIAA, FSB 3 3.17% $4,087
Truist Bank 3 3.14% $5,398
Chicago Mortgage Solutions LLC 3 3.07% $1,282
Discover Bank 3 4.41% $0
AMERICAN FINANCING CORPORATION 3 3.17% $4,606
Paramount Residential Mortgage Group, Inc. 3 3.25% $4,579
GUARANTY HOME MORTGAGE CORPORATION 3 3.04% $6,061
HUDSON VALLEY CREDIT UNION 3 3.08% $5,113
BAYCOAST MORTGAGE COMPANY, LLC 3 2.96% $2,748
Watermark Capital, Inc. 3 2.71% $3,458
Sanborn Mortgage Corporation 3 2.95% $3,641
Citadel Servicing Corporation 3 4.83% $12,283
Goldman Sachs Bank USA 3 2.45% $4,598
Ally Bank 3 2.92% $3,184
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 4.62% $28,846
First Home Bank 3 3.04% $4,590
NJ LENDERS CORP. 3 3.13% $4,502
ACADEMY MORTGAGE CORPORATION 3 3.67% $3,896
ABSOLUTE HOME MORTGAGE CORPORATION 2 3.13% $3,394
ARC HOME LLC 2 2.88% $6,391
Barrington Bank & Trust Company, N.A. 2 3.13% $3,409
Bethpage Federal Credit Union 2 3.25% $2,876
BNC National Bank 2 2.75% $3,450
BNY Mellon 2 2.63% $6,163
CALCON MUTUAL MORTGAGE LLC 2 3.06% $3,632
CHERRY CREEK MORTGAGE, LLC 2 2.75% $2,551
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 2.44% $3,366
Farm Credit East, ACA 2 4.25% $6,132
First Guaranty Mortgage Corporation 2 2.88% $5,941
HARBORONE MORTGAGE, LLC 2 3.06% $3,827
Investors Bank 2 3.06% $4,469
Ixonia Bank 2 2.56% $5,245
LAKEVIEW LOAN SERVICING, LLC 2 3.12% $3,617
LEADERONE FINANCIAL CORPORATION 2 3.25% $2,483
LENDERFI, INC. 2 3.00% $3,504
LENDING CAPITAL GROUP Inc 2 2.69% $3,634
LOANPAL, LLC 2 3.12% $7,085
MID AMERICA MORTGAGE, INC. 2 3.13% $2,821
Mortgage Unlimited, L.L.C. 2 3.00% $6,364
NUTMEG STATE FINANCIAL 2 2.81% $4,038
PENTAGON FEDERAL CREDIT UNION 2 2.81% $3,879
Poli Mortgage Group, Inc. 2 2.81% $2,409
RADIUS FINANCIAL GROUP INC. 2 2.69% $1,453
USAA Federal Savings Bank 2 2.81% $5,913
Waterstone Mortgage Corporation 2 3.81% $4,865
Westfield Bank 1 3.00% $3,208
POLISH & SLAVIC FEDERAL CREDIT UNION 1 3.13% $3,857
PREMIA MORTGAGE, LLC 1 2.75% $25
North American Savings Bank, F.S.B. 1 3.38% $2,286
NFM, INC. 1 3.38% $845
Progress Bank and Trust 1 3.13% $4,960
PROPONENT Federal Credit Union 1 3.50% $3,858
NEW DAY FINANCIAL, LLC 1 2.99% $6,406
MSA MORTGAGE, LLC 1 3.38% $3,260
Mortgage Network, Inc. 1 2.88% $11,583
LOANSNAP, INC. 1 2.63% $291
Lakeview Community Capital, LLC 1 3.88% $9,046
KELLER MORTGAGE, LLC 1 3.13% $2,518
Advisors Mortgage Group, L.L.C. 1 2.99% $5,916
Raymond James Bank 1 2.75% $4,272
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 2.63% $9,138
INB 1 3.13% $4,181
RESIDENTIAL HOME FUNDING CORP. 1 3.50% $5,128
RESIDENTIAL HOME MORTGAGE CORPORATION 1 3.63% $7,578
HOMEXPRESS MORTGAGE CORP. 1 5.13% $5,300
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 4.25% $8,047
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.25% $2,485
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 1 3.38% $2,951
Gate City Bank 1 2.50% $4,560
Servion, Inc. 1 3.50% $6,240
Sierra Pacific Mortgage Company, Inc. 1 3.88% $4,196
First Federal Bank of Kansas City 1 3.25% $2,453
Silicon Valley Bank 1 2.75% $1,803
SIRVA MORTGAGE, INC. 1 3.13% $2,624
First-Citizens Bank & Trust Company 1 2.89% $3,655
SPRING EQ, LLC 1 3.50% $0
FirstBank 1 2.88% $2,743
FAMILY FIRST FUNDING LLC 1 3.38% $5,083
SUCCESS MORTGAGE PARTNERS, INC. 1 4.25% $3,405
Equity Prime Mortgage LLC 1 3.00% $4,047
Envision Bank 1 3.50% $2,030
The Central Trust Bank 1 2.99% $2,758
EMM LOANS LLC 1 3.38% $4,511
The Northern Trust Company 1 3.00% $6,281
EMIGRANT MORTGAGE COMPANY, INC. 1 3.25% $3,950
The Washington Trust Company, of Westerly 1 3.75% $3,225
Third Federal Savings and Loan Association of Cleveland 1 2.49% $295
DRAPER AND KRAMER MORTGAGE CORP. 1 2.63% $2,129
Country Bank for Savings 1 2.88% $13,394
CLIFFCO, INC. 1 3.38% $6,175
Triumph Bank 1 2.50% $4,583
Chelsea Groton Bank 1 3.22% $2,975
Capital Bank 1 4.25% $9,906
BNB Bank 1 2.50% $5,352
BMO Harris Bank 1 1.63% $5,191
United Nations Federal Credit Union 1 3.38% $5,683
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 3.25% $4,339
BAYSHORE MORTGAGE FUNDING, LLC 1 3.00% $3,349
A&D Mortgage LLC 1 4.38% $9,734
USAlliance Federal Credit Union 1 3.00% $5,814
ATHAS CAPITAL GROUP, INC. 1 5.75% $6,436
AmeriHome Mortgage Company, LLC 1 3.50% $3,796
WASHINGTON TRUST MORTGAGE COMPANY LLC 1 2.88% $3,656
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 2.75% $4,231
Acre Mortgage and Financial Inc 1 3.63% $4,785
AMERICAN INTERNET MORTGAGE, INC. 1 2.75% $2,965
Amalgamated Bank 1 2.50% $2,924
Peoples Bank 1 3.00% $12,023
Platinum Home Mortgage Corporation 1 3.50% $12,974
Paramount Bank 1 2.88% $2,826
OAKTREE FUNDING CORP. 1 5.75% $6,805

Torrington, CT's 222 lenders originated 8,504 loans during 2021. The total origination value was $2,297,880,000, with an average loan value of $270,212.

The top Torrington lender as defined by loan originations is QUICKEN LOANS, LLC, with 380 loans originated. Their average total fees are $5,177, which is $155 higher than the next largest lender, TOTAL MORTGAGE SERVICES, LLC.

The lowest fee Torrington lenders (with over 10 loans originated) are The Torrington Savings Bank ($2,660), STEARNS LENDING, LLC ($3,168), Northwest Community Bank ($3,384), Thomaston Savings Bank ($3,426) and BETTER MORTGAGE CORPORATION ($3,490).

The lowest rate Torrington lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.31%), Bank of America (2.59%), Citibank (2.72%), First Republic Bank (2.75%) and Morgan Stanley Private Bank (2.76%).

Torrington, CT Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $134,815,000 $181,775,000 34.8% 7.9%
TOTAL MORTGAGE SERVICES, LLC $84,050,000 $92,140,000 9.6% 4.0%
JPMorgan Chase Bank $79,330,000 $91,340,000 15.1% 4.0%
Webster Bank $78,730,000 $86,695,000 10.1% 3.8%
Thomaston Savings Bank $60,375,000 $79,230,000 31.2% 3.4%
Wells Fargo Bank $79,890,000 $77,555,000 -2.9% 3.4%
The Torrington Savings Bank $65,620,000 $64,290,000 -2.0% 2.8%
Salisbury Bank and Trust Company $52,215,000 $63,310,000 21.2% 2.8%
LOANDEPOT.COM, LLC $39,565,000 $63,045,000 59.3% 2.7%
Bank of America $55,900,000 $61,000,000 9.1% 2.7%
Citizens Bank $51,995,000 $56,145,000 8.0% 2.4%
GUARANTEED RATE, INC. $40,870,000 $55,650,000 36.2% 2.4%
NORWICH COMMERCIAL GROUP, INC. $59,770,000 $54,920,000 -8.1% 2.4%
Citibank $69,440,000 $53,795,000 -22.5% 2.3%
Northwest Community Bank $11,745,000 $51,720,000 340.4% 2.3%
FREEDOM MORTGAGE CORPORATION $37,550,000 $43,335,000 15.4% 1.9%
FIRST WORLD MORTGAGE CORPORATION $31,810,000 $41,135,000 29.3% 1.8%
NEWREZ LLC $20,175,000 $38,625,000 91.4% 1.7%
Union Savings Bank $43,505,000 $38,275,000 -12.0% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $23,645,000 $36,730,000 55.3% 1.6%
Newtown Savings Bank $40,050,000 $36,635,000 -8.5% 1.6%
BETTER MORTGAGE CORPORATION $11,965,000 $32,645,000 172.8% 1.4%
GUARANTEED RATE AFFINITY, LLC $28,580,000 $31,800,000 11.3% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $7,580,000 $31,530,000 316.0% 1.4%
Mr. Cooper ( Nationstar Mortgage ) $16,640,000 $28,795,000 73.0% 1.3%
U.S. Bank $19,670,000 $28,490,000 44.8% 1.2%
HOME POINT FINANCIAL CORPORATION $20,920,000 $27,425,000 31.1% 1.2%
AMERISAVE MORTGAGE CORPORATION $10,950,000 $25,955,000 137.0% 1.1%
People's United Bank $22,315,000 $24,790,000 11.1% 1.1%
First Republic Bank $16,695,000 $21,495,000 28.8% 0.9%
TD Bank $19,905,000 $21,160,000 6.3% 0.9%
Flagstar Bank, FSB $25,455,000 $20,305,000 -20.2% 0.9%
Mortgage Research Center, LLC $20,135,000 $18,485,000 -8.2% 0.8%
WILLIAM RAVEIS MORTGAGE, LLC $13,195,000 $15,255,000 15.6% 0.7%
CALIBER HOME LOANS, INC. $6,665,000 $14,760,000 121.5% 0.6%
Evolve Bank & Trust $25,860,000 $13,925,000 -46.2% 0.6%
PENNYMAC LOAN SERVICES, LLC $8,180,000 $13,290,000 62.5% 0.6%
Morgan Stanley Private Bank $18,330,000 $12,485,000 -31.9% 0.5%
MOVEMENT MORTGAGE, LLC $10,310,000 $12,145,000 17.8% 0.5%
GREYSTONE SERVICING COMPANY LLC $11,925,000 n/a 0.5%
City National Bank $5,040,000 $11,905,000 136.2% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,020,000 $11,795,000 -21.5% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $15,300,000 $11,785,000 -23.0% 0.5%
Charles Schwab Bank, SSB $5,820,000 $11,100,000 90.7% 0.5%
Savings Bank of Danbury $11,475,000 $10,955,000 -4.5% 0.5%
Prosperity Home Mortgage, LLC $12,140,000 $10,860,000 -10.5% 0.5%
Ion Bank $10,895,000 $10,695,000 -1.8% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $9,655,000 $10,440,000 8.1% 0.5%
Carrington Mortgage Services, LLC $6,405,000 $10,160,000 58.6% 0.4%
Liberty Bank $11,125,000 $10,000,000 -10.1% 0.4%
UBS Bank USA $5,790,000 $9,915,000 71.2% 0.4%
LAKEVIEW LOAN SERVICING, LLC $4,830,000 $8,655,000 79.2% 0.4%
PNC Bank $2,800,000 $8,385,000 199.5% 0.4%
NAVY FEDERAL CREDIT UNION $6,435,000 $8,010,000 24.5% 0.3%
Stifel Bank and Trust $4,955,000 $7,760,000 56.6% 0.3%
HOMESTEAD FUNDING CORP. $9,925,000 $7,530,000 -24.1% 0.3%
Bank of England $3,205,000 $7,270,000 126.8% 0.3%
BROKER SOLUTIONS, INC. $3,100,000 $7,060,000 127.7% 0.3%
Manufacturers and Traders Trust Company $6,460,000 $6,965,000 7.8% 0.3%
BAY EQUITY LLC $7,865,000 $6,805,000 -13.5% 0.3%
WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION $9,850,000 $6,785,000 -31.1% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,940,000 $6,780,000 72.1% 0.3%
KeyBank $4,170,000 $6,495,000 55.8% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,405,000 $6,475,000 90.2% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,405,000 $6,210,000 41.0% 0.3%
Leader Bank $3,395,000 $6,005,000 76.9% 0.3%
Capital One $5,560,000 n/a 0.2%
Magnolia Bank $5,620,000 $5,165,000 -8.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $5,050,000 $4,925,000 -2.5% 0.2%
PLAZA HOME MORTGAGE, INC. $10,700,000 $4,725,000 -55.8% 0.2%
ENVOY MORTGAGE, LTD $4,830,000 $4,715,000 -2.4% 0.2%
SIKORSKY FINANCIAL $5,605,000 $4,685,000 -16.4% 0.2%
Fairfield County Bank $3,355,000 $4,500,000 34.1% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $2,725,000 $4,455,000 63.5% 0.2%
HOMESIDE FINANCIAL, LLC $985,000 $4,430,000 349.7% 0.2%
NUTMEG STATE FINANCIAL $585,000 $4,335,000 641.0% 0.2%
The Federal Savings Bank $2,295,000 $4,320,000 88.2% 0.2%
EQUITY RESOURCES, INC. $5,905,000 $4,215,000 -28.6% 0.2%
PRYSMA LENDING GROUP, LLC $3,630,000 $3,970,000 9.4% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $1,590,000 $3,915,000 146.2% 0.2%
USAA Federal Savings Bank $5,210,000 $3,905,000 -25.0% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $380,000 $3,750,000 886.8% 0.2%
RESIDENTIAL MORTGAGE SERVICES, INC. $1,865,000 $3,565,000 91.2% 0.2%
MORTGAGE MARKETS CUSO, LLC $4,865,000 $3,515,000 -27.7% 0.2%
MUTUAL SECURITY CREDIT UNION $3,820,000 $3,480,000 -8.9% 0.2%
CONNECTICUT STATE EMPLOYEES $2,890,000 $3,340,000 15.6% 0.1%
Valley National Bank $1,760,000 $3,270,000 85.8% 0.1%
EMBRACE HOME LOANS, INC. $2,010,000 $3,265,000 62.4% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,780,000 $3,055,000 71.6% 0.1%
NBKC BANK $995,000 $3,035,000 205.0% 0.1%
ZILLOW HOME LOANS, LLC $1,605,000 $2,990,000 86.3% 0.1%
MEMBERS MORTGAGE COMPANY, INC. $1,495,000 $2,980,000 99.3% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $800,000 $2,980,000 272.5% 0.1%
CMG MORTGAGE, INC. $640,000 $2,930,000 357.8% 0.1%
NEW DAY FINANCIAL, LLC $1,345,000 $2,875,000 113.8% 0.1%
First Federal Bank $3,120,000 $2,865,000 -8.2% 0.1%
Atlantic Home Loans, Inc. $2,845,000 n/a 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $3,610,000 $2,750,000 -23.8% 0.1%
Wyndham Capital Mortgage, Inc. $895,000 $2,695,000 201.1% 0.1%
PROVINCE MORTGAGE ASSOCIATES, INC. $1,825,000 $2,680,000 46.8% 0.1%
Barrington Bank & Trust Company, N.A. $710,000 $2,650,000 273.2% 0.1%
AMERICAN EAGLE FINANCIAL CREDIT UNION $3,570,000 $2,645,000 -25.9% 0.1%
CONTOUR MORTGAGE CORPORATION $4,380,000 $2,630,000 -40.0% 0.1%
Nations Lending Corporation $330,000 $2,625,000 695.5% 0.1%
First Guaranty Mortgage Corporation $2,750,000 $2,575,000 -6.4% 0.1%
Goldman Sachs Bank USA $7,955,000 $2,515,000 -68.4% 0.1%
STEARNS LENDING, LLC $1,760,000 $2,485,000 41.2% 0.1%
ARC HOME LLC $3,320,000 $2,390,000 -28.0% 0.1%
AmeriHome Mortgage Company, LLC $1,715,000 $2,280,000 32.9% 0.1%
UNITED MORTGAGE CORP. $1,680,000 $2,280,000 35.7% 0.1%
BNY Mellon $2,175,000 $2,210,000 1.6% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $605,000 $2,170,000 258.7% 0.1%
SOFI LENDING CORP. $510,000 $2,150,000 321.6% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,555,000 $2,110,000 35.7% 0.1%
North American Savings Bank, F.S.B. $2,155,000 $2,070,000 -3.9% 0.1%
PHH Mortgage Corporation $2,535,000 $1,970,000 -22.3% 0.1%
FM Home Loans, LLC $2,155,000 $1,925,000 -10.7% 0.1%
AMERICAN FINANCING CORPORATION $380,000 $1,920,000 405.3% 0.1%
Ally Bank $345,000 $1,905,000 452.2% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,685,000 $1,880,000 -49.0% 0.1%
The Pittsfield Co-operative Bank $205,000 $1,850,000 802.4% 0.1%
ALLIED MORTGAGE GROUP, INC. $1,570,000 $1,830,000 16.6% 0.1%
TIAA, FSB $1,405,000 $1,810,000 28.8% 0.1%
CHERRY CREEK MORTGAGE, LLC $900,000 $1,790,000 98.9% 0.1%
Truist Bank $2,345,000 $1,785,000 -23.9% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $755,000 $1,730,000 129.1% 0.1%
GuardHill Financial Corp. $2,435,000 $1,705,000 -30.0% 0.1%
Chicago Mortgage Solutions LLC $1,700,000 n/a 0.1%
InterContinental Capital Group, Inc $640,000 $1,665,000 160.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,075,000 $1,640,000 -21.0% 0.1%
Lakeview Community Capital, LLC $640,000 $1,625,000 153.9% 0.1%
Santander Bank, N.A. $1,780,000 $1,600,000 -10.1% 0.1%
Charter Oak Federal Credit Union $145,000 $1,565,000 979.3% 0.1%
HUDSON VALLEY CREDIT UNION $1,700,000 $1,545,000 -9.1% 0.1%
MID AMERICA MORTGAGE, INC. $1,505,000 n/a 0.1%
Raymond James Bank $1,485,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $720,000 $1,475,000 104.9% 0.1%
BAYCOAST MORTGAGE COMPANY, LLC $2,335,000 $1,460,000 -37.5% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $290,000 $1,460,000 403.4% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $545,000 $1,445,000 165.1% 0.1%
Watermark Capital, Inc. $980,000 $1,415,000 44.4% 0.1%
Third Federal Savings and Loan Association of Cleveland $610,000 $1,385,000 127.0% 0.1%
Northpointe Bank $2,925,000 $1,375,000 -53.0% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $2,860,000 $1,370,000 -52.1% 0.1%
Citadel Servicing Corporation $225,000 $1,365,000 506.7% 0.1%
Quontic Bank $1,670,000 $1,335,000 -20.1% 0.1%
Luxury Mortgage Corp. $470,000 $1,260,000 168.1% 0.1%
Discover Bank $190,000 $1,225,000 544.7% 0.1%
Hometown Equity Mortgage, LLC $1,220,000 n/a 0.1%
Mortgage Network, Inc. $840,000 $1,215,000 44.6% 0.1%
Farm Credit East, ACA $1,160,000 n/a 0.1%
BNC National Bank $485,000 $1,125,000 132.0% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $1,125,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $2,385,000 $1,120,000 -53.0% 0.0%
The Northern Trust Company $3,865,000 $1,105,000 -71.4% 0.0%
First County Bank $715,000 $1,100,000 53.8% 0.0%
GREENWAY MORTGAGE FUNDING CORP. $1,455,000 $1,100,000 -24.4% 0.0%
NJ LENDERS CORP. $1,390,000 $1,080,000 -22.3% 0.0%
FirstBank $1,075,000 n/a 0.0%
Poli Mortgage Group, Inc. $325,000 $1,065,000 227.7% 0.0%
LENDINGHOME FUNDING CORPORATION $570,000 $1,055,000 85.1% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,025,000 n/a 0.0%
Orange Bank &Trust Company $995,000 n/a 0.0%
Ixonia Bank $990,000 n/a 0.0%
EASTERN CONNECTICUT SAVINGS BANK $1,230,000 $970,000 -21.1% 0.0%
ALLIANT CREDIT UNION $610,000 $925,000 51.6% 0.0%
ACCELERATE MORTGAGE, LLC $920,000 n/a 0.0%
AmRes Corporation $1,595,000 $905,000 -43.3% 0.0%
Mahopac Bank $4,590,000 $900,000 -80.4% 0.0%
Sanborn Mortgage Corporation $890,000 n/a 0.0%
HARBORONE MORTGAGE, LLC $350,000 $880,000 151.4% 0.0%
LEADERONE FINANCIAL CORPORATION $880,000 n/a 0.0%
LENDERFI, INC. $875,000 n/a 0.0%
Hartford Federal Credit Union $370,000 $855,000 131.1% 0.0%
Silicon Valley Bank $725,000 $825,000 13.8% 0.0%
SPRING EQ, LLC $315,000 $825,000 161.9% 0.0%
ACADEMY MORTGAGE CORPORATION $530,000 $820,000 54.7% 0.0%
LENDSURE MORTGAGE CORP. $785,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $370,000 $785,000 112.2% 0.0%
First Mortgage Solutions, LLC $970,000 $780,000 -19.6% 0.0%
First National Bank of America $1,225,000 $775,000 -36.7% 0.0%
Investors Bank $365,000 $770,000 111.0% 0.0%
BMO Harris Bank $750,000 n/a 0.0%
First-Citizens Bank & Trust Company $745,000 n/a 0.0%
Mortgage Bank of California $745,000 n/a 0.0%
Equity Prime Mortgage LLC $1,330,000 $740,000 -44.4% 0.0%
Westfield Bank $285,000 $735,000 157.9% 0.0%
Strong Home Mortgage, LLC $480,000 $730,000 52.1% 0.0%
ConnectOne Bank $725,000 n/a 0.0%
Figure Lending LLC $155,000 $705,000 354.8% 0.0%
First Home Bank $880,000 $685,000 -22.2% 0.0%
CALCON MUTUAL MORTGAGE LLC $570,000 $675,000 18.4% 0.0%
Windosr Federal Savings & Loan Association $675,000 n/a 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $915,000 $655,000 -28.4% 0.0%
USAlliance Federal Credit Union $1,125,000 $655,000 -41.8% 0.0%
BNB Bank $635,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $630,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $625,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $990,000 $595,000 -39.9% 0.0%
United Nations Federal Credit Union $1,150,000 $595,000 -48.3% 0.0%
The Washington Trust Company, of Westerly $5,225,000 $590,000 -88.7% 0.0%
PCSB Bank $455,000 $575,000 26.4% 0.0%
WASHINGTON TRUST MORTGAGE COMPANY LLC $2,135,000 $570,000 -73.3% 0.0%
Mortgage Unlimited, L.L.C. $1,555,000 $560,000 -64.0% 0.0%
RESIDENTIAL HOME FUNDING CORP. $560,000 n/a 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $365,000 $560,000 53.4% 0.0%
Dime Bank $4,285,000 $545,000 -87.3% 0.0%
Union Savings Bank $43,505,000 $545,000 -98.7% 0.0%
INB $535,000 n/a 0.0%
Platinum Home Mortgage Corporation $515,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $510,000 n/a 0.0%
Essex Savings Bank $175,000 $505,000 188.6% 0.0%
LOANPAL, LLC $935,000 $505,000 -46.0% 0.0%
Walden Savings Bank $505,000 n/a 0.0%
SILVER HILL FUNDING, LLC $500,000 n/a 0.0%
EMIGRANT MORTGAGE COMPANY, INC. $495,000 n/a 0.0%
Capital Bank $245,000 $485,000 98.0% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $745,000 $480,000 -35.6% 0.0%
Low VA Rates, LLC $570,000 $480,000 -15.8% 0.0%
OAKTREE FUNDING CORP. $475,000 n/a 0.0%
Progress Bank and Trust $465,000 n/a 0.0%
Ross Mortgage Company, Inc. $445,000 n/a 0.0%
Paramount Bank $275,000 $440,000 60.0% 0.0%
First Internet Bank of Indiana $435,000 n/a 0.0%
LENDING CAPITAL GROUP Inc $750,000 $435,000 -42.0% 0.0%
LYONS MORTGAGE SERVICES, INC. $490,000 $435,000 -11.2% 0.0%
AMERICAN ADVISORS GROUP $620,000 $430,000 -30.6% 0.0%
Triumph Bank $415,000 n/a 0.0%
First Federal Bank of Kansas City $410,000 n/a 0.0%
The Central Trust Bank $405,000 n/a 0.0%
EMM LOANS LLC $630,000 $400,000 -36.5% 0.0%
360 Federal Credit Union $395,000 n/a 0.0%
Axos Bank $1,050,000 $395,000 -62.4% 0.0%
NFM, INC. $325,000 $390,000 20.0% 0.0%
PREMIA MORTGAGE, LLC $385,000 n/a 0.0%
Guilford Savings Bank The $370,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $205,000 $370,000 80.5% 0.0%
Chelsea Groton Bank $420,000 $360,000 -14.3% 0.0%
Metro City Bank $420,000 $360,000 -14.3% 0.0%
Secured Investment Corp. $360,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $175,000 $355,000 102.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $845,000 $340,000 -59.8% 0.0%
Sierra Pacific Mortgage Company, Inc. $325,000 $340,000 4.6% 0.0%
Baxter Credit Union $215,000 $335,000 55.8% 0.0%
LOANSNAP, INC. $335,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $670,000 $335,000 -50.0% 0.0%
SeaTrust Mortgage Company $325,000 n/a 0.0%
Servion, Inc. $325,000 n/a 0.0%
Texana Bank $165,000 $325,000 97.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $320,000 n/a 0.0%
Shamrock Home Loans, Inc. $460,000 $315,000 -31.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $155,000 $305,000 96.8% 0.0%
FAMILY FIRST FUNDING LLC $305,000 n/a 0.0%
LENDINGONE, LLC $480,000 $300,000 -37.5% 0.0%
Waterstone Mortgage Corporation $165,000 $300,000 81.8% 0.0%
RUOFF MORTGAGE COMPANY, INC. $450,000 $285,000 -36.7% 0.0%
Acre Mortgage and Financial Inc $275,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $275,000 n/a 0.0%
DIGITAL Federal Credit Union $70,000 $275,000 292.9% 0.0%
OCMBC, INC. $225,000 $270,000 20.0% 0.0%
RADIUS FINANCIAL GROUP INC. $270,000 $270,000 0.0% 0.0%
GREYLOCK $265,000 n/a 0.0%
Peoples Bank $265,000 n/a 0.0%
POLISH & SLAVIC FEDERAL CREDIT UNION $265,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $260,000 n/a 0.0%
Bethpage Federal Credit Union $1,065,000 $255,000 -76.1% 0.0%
MLD MORTGAGE INC. $995,000 $255,000 -74.4% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $255,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $125,000 $250,000 100.0% 0.0%
Brighton Bank $245,000 n/a 0.0%
Envision Bank $405,000 $245,000 -39.5% 0.0%
First Savings Bank $465,000 $245,000 -47.3% 0.0%
MSA MORTGAGE, LLC $245,000 n/a 0.0%
Jewett City Savings Bank $240,000 n/a 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $235,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $245,000 $235,000 -4.1% 0.0%
Country Bank for Savings $225,000 n/a 0.0%
KELLER MORTGAGE, LLC $1,130,000 $225,000 -80.1% 0.0%
PANORAMA MORTGAGE GROUP, LLC $195,000 $225,000 15.4% 0.0%
Seasons Federal Credit Union $225,000 n/a 0.0%
SIWELL, INC. $655,000 $225,000 -65.6% 0.0%
TEG Federal Credit Union $225,000 n/a 0.0%
The Union Bank Company $225,000 n/a 0.0%
Gate City Bank $215,000 n/a 0.0%
SIRVA MORTGAGE, INC. $115,000 $215,000 87.0% 0.0%
Greenbox Loans, Inc. $205,000 n/a 0.0%
HANSCOM $270,000 $205,000 -24.1% 0.0%
JET DIRECT FUNDING CORP $205,000 n/a 0.0%
Plains Commerce Bank $205,000 n/a 0.0%
A&D Mortgage LLC $195,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $195,000 n/a 0.0%
NP, Inc. $195,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $555,000 $195,000 -64.9% 0.0%
PROPONENT Federal Credit Union $355,000 $195,000 -45.1% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $185,000 n/a 0.0%
MORTGAGE ACCESS CORP. $185,000 n/a 0.0%
Berkshire Bank $1,820,000 $175,000 -90.4% 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $195,000 $175,000 -10.3% 0.0%
INOVA FEDERAL CREDIT UNION $175,000 n/a 0.0%
Navigant Credit Union $165,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $165,000 n/a 0.0%
Amalgamated Bank $315,000 $155,000 -50.8% 0.0%
FINEX CREDIT UNION $125,000 $155,000 24.0% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $155,000 n/a 0.0%
PLANET HOME LENDING, LLC $460,000 $155,000 -66.3% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $145,000 n/a 0.0%
GUILD MORTGAGE COMPANY $145,000 n/a 0.0%
Hometown Lenders, Inc. $135,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $125,000 n/a 0.0%
The Dutch Point Credit Union, Inc. $125,000 $125,000 0.0% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $80,000 $120,000 50.0% 0.0%
CORPORATE AMERICA FAMILY $75,000 $115,000 53.3% 0.0%
QUORUM FEDERAL CREDIT UNION $205,000 $115,000 -43.9% 0.0%
UIF CORPORATION $155,000 $115,000 -25.8% 0.0%
CLIFFCO, INC. $105,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $95,000 n/a 0.0%
First National Bank of Omaha $95,000 n/a 0.0%
Deere Employees Credit Union $75,000 n/a 0.0%
MidFirst Bank $75,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 $75,000 -11.8% 0.0%
TCF National Bank $215,000 $65,000 -69.8% 0.0%
CONNEX CREDIT UNION $190,000 $45,000 -76.3% 0.0%
Tyndall Federal Credit Union $35,000 $45,000 28.6% 0.0%
NORTHEAST FAMILY Federal Credit Union $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $310,000 $25,000 -91.9% 0.0%

Torrington's top lender by overall market share is QUICKEN LOANS, LLC, with 7.9% market share. In second place, with 4.0%, is TOTAL MORTGAGE SERVICES, LLC, having originated $92,140,000 in loans. In third place, with 4.0%, is JPMorgan Chase Bank, having originated $91,340,000 in loans. In third place, with 3.8%, is Webster Bank, having originated $86,695,000 in loans. In third place, with 3.4%, is Thomaston Savings Bank, having originated $79,230,000 in loans.


Torrington, CT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,222 $801,350,000 $248,712
Home Purchase 3,182 $959,140,000 $301,427
Cash Out Refi 1,574 $428,000,000 $271,919
Other 266 $77,110,000 $289,887
Home Improvement 260 $32,280,000 $124,154

Torrington's most frequently cited loan purpose was Refi, with 3,222 originations. The 2nd most popular reason was Home Purchase, with 3,182 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,472 $996,620,000 $287,045
3-4% 2,825 $694,285,000 $245,765
<2.5% 1,505 $450,035,000 $299,027
4-5% 302 $49,640,000 $164,371
5-6% 74 $8,420,000 $113,784
6-7% 31 $3,535,000 $114,032
Over 8% 25 $2,695,000 $107,800
7-8% 21 $1,455,000 $69,286

During 2021, Torrington's most frequently originated rate bucket was 2.5-3%, with 3,472 originations.

Loan Sizing (Torrington, CT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,749 $1,032,035,000 $275,283
$100k-200k 2,890 $440,660,000 $152,478
$100,000 or less 793 $48,715,000 $61,431
$400k-600k 718 $341,580,000 $475,738
$600k-1000k 192 $143,750,000 $748,698
$Over $1MM 162 $291,140,000 $1,797,160

Torrington's loan sizing saw the bucket of loans from $200k-400k with 3,749 originations, totaling $1,032,035,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 3,057 $936,385,000 $306,308
80-100% 2,747 $755,805,000 $275,138
40-60% 1,284 $335,890,000 $261,597
20-40% 528 $92,420,000 $175,038
Under 20% 386 $25,500,000 $66,062
Over 100% 59 $19,885,000 $337,034

Torrington's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,057 originations, totaling $936,385,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Torrington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $332,450 (-8.3%) $588,580 (-18.8%) 1.22 1,550
2018-02-01 $338,250 (-8.0%) $593,574 (-19.3%) 1.22 1,545
2018-03-01 $339,000 (-9.5%) $586,564 (-22.3%) 1.17 1,656
2018-04-01 $338,250 (-12.7%) $584,362 (-22.5%) 1.14 1,791
2018-05-01 $329,900 (-15.3%) $580,193 (-21.6%) 1.10 1,987
2018-06-01 $329,900 (-14.8%) $589,427 (-20.1%) 1.10 2,094
2018-07-01 $336,250 (-13.6%) $610,107 (-17.3%) 1.12 2,132
2018-08-01 $337,000 (2.1%) $617,136 (-3.4%) 1.13 2,119
2018-09-01 $330,000 (-2.9%) $624,278 (-1.1%) 1.10 2,112
2018-10-01 $329,900 (-2.8%) $636,091 (2.8%) 1.10 2,062
2018-11-01 $329,950 (-2.9%) $642,085 (3.7%) 1.11 1,903
2018-12-01 $329,000 (-0.3%) $661,886 (12.7%) 1.13 1,718
2019-01-01 $329,450 (-0.9%) $681,258 (15.8%) 1.14 1,579
2019-02-01 $330,000 (-2.4%) $673,620 (13.5%) 1.11 1,593
2019-03-01 $334,243 (-1.4%) $663,759 (13.2%) 1.09 1,636
2019-04-01 $339,900 (0.5%) $653,121 (11.8%) 1.07 1,677
2019-05-01 $342,400 (3.8%) $637,969 (10.0%) 1.06 1,839
2019-06-01 $339,000 (2.8%) $626,431 (6.3%) 1.04 1,966
2019-07-01 $339,450 (1.0%) $612,328 (0.4%) 1.05 1,993
2019-08-01 $339,429 (0.7%) $611,712 (-0.9%) 1.07 1,963
2019-09-01 $342,500 (3.8%) $613,966 (-1.7%) 1.09 1,929
2019-10-01 $348,900 (5.8%) $611,501 (-3.9%) 1.11 1,904
2019-11-01 $349,000 (5.8%) $632,995 (-1.4%) 1.13 1,740
2019-12-01 $349,450 (6.2%) $657,951 (-0.6%) 1.17 1,499
2020-01-01 $354,500 (7.6%) $675,619 (-0.8%) 1.18 1,361
2020-02-01 $349,900 (6.0%) $669,933 (-0.6%) 1.13 1,374
2020-03-01 $349,750 (4.6%) $657,156 (-1.0%) 1.09 1,386
2020-04-01 $359,900 (5.9%) $669,825 (2.6%) 1.12 1,269
2020-05-01 $362,500 (5.9%) $645,732 (1.2%) 1.10 1,251
2020-06-01 $367,000 (8.3%) $691,017 (10.3%) 1.07 1,365
2020-07-01 $372,000 (9.6%) $704,326 (15.0%) 1.07 1,397
2020-08-01 $375,000 (10.5%) $698,596 (14.2%) 1.07 1,385
2020-09-01 $379,900 (10.9%) $698,698 (13.8%) 1.09 1,409
2020-10-01 $380,000 (8.9%) $704,352 (15.2%) 1.09 1,406
2020-11-01 $381,900 (9.4%) $755,682 (19.4%) 1.09 1,267
2020-12-01 $395,000 (13.0%) $784,053 (19.2%) 1.16 1,047
2021-01-01 $419,900 (18.5%) $858,799 (27.1%) 1.24 841
2021-02-01 $399,900 (14.3%) $871,771 (30.1%) 1.15 771
2021-03-01 $399,900 (14.3%) $881,642 (34.2%) 1.12 761
2021-04-01 $399,950 (11.1%) $855,371 (27.7%) 1.07 795
2021-05-01 $400,000 (10.3%) $813,386 (26.0%) 1.05 864
2021-06-01 $512,000 (39.5%) $1,051,408 (52.2%) 1.33 597
2021-07-01 $499,500 (34.3%) $1,041,920 (47.9%) 1.30 654
2021-08-01 $499,000 (33.1%) $989,560 (41.7%) 1.31 690
2021-09-01 $499,900 (31.6%) $992,850 (42.1%) 1.32 658
2021-10-01 $495,000 (30.3%) $985,589 (39.9%) 1.30 641
2021-11-01 $494,450 (29.5%) $1,020,280 (35.0%) 1.30 556
2021-12-01 $504,900 (27.8%) $1,039,323 (32.6%) 1.35 475
2022-01-01 $529,900 (26.2%) $1,176,604 (37.0%) 1.41 405
2022-02-01 $572,000 (43.0%) $1,246,324 (43.0%) 1.46 343
2022-03-01 $563,450 (40.9%) $1,181,494 (34.0%) 1.39 336
2022-04-01 $550,000 (37.5%) $1,157,131 (35.3%) 1.29 352
2022-05-01 $550,000 (37.5%) $1,149,584 (41.3%) 1.23 438
Torrington's median listing price for 2022-05-01 was $550,000, a difference of $150,000 (37.5%) versus the prior year and $0 versus the prior month.

Torrington's median listing price comes in at 123% of the national average.

Torrington's average listing price for 2022-05-01 was $1,149,584, a difference of $336,198 (41.3%) versus the prior year and $-7,547 versus the prior month.

For the 2022-05-01 period, Torrington had 438 MLS listings, a difference of 86 listings (24%) versus the prior month and -426 listings (-49%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Torrington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 135 days 1,912 sqft
2018-02-01 141 days 1,927 sqft
2018-03-01 137 days 1,908 sqft
2018-04-01 88 days 1,933 sqft
2018-05-01 73 days 1,937 sqft
2018-06-01 72 days 1,956 sqft
2018-07-01 81 days 1,996 sqft
2018-08-01 96 days 2,013 sqft
2018-09-01 102 days 2,000 sqft
2018-10-01 112 days 1,992 sqft
2018-11-01 121 days 1,988 sqft
2018-12-01 126 days 1,978 sqft
2019-01-01 141 days 1,960 sqft
2019-02-01 147 days 1,973 sqft
2019-03-01 134 days 1,996 sqft
2019-04-01 87 days 2,018 sqft
2019-05-01 73 days 2,107 sqft
2019-06-01 73 days 2,175 sqft
2019-07-01 78 days 2,178 sqft
2019-08-01 88 days 2,181 sqft
2019-09-01 97 days 2,189 sqft
2019-10-01 100 days 2,200 sqft
2019-11-01 106 days 2,200 sqft
2019-12-01 124 days 2,183 sqft
2020-01-01 132 days 2,181 sqft
2020-02-01 135 days 2,180 sqft
2020-03-01 122 days 2,193 sqft
2020-04-01 97 days 2,197 sqft
2020-05-01 93 days 2,184 sqft
2020-06-01 78 days 2,207 sqft
2020-07-01 55 days 2,243 sqft
2020-08-01 56 days 2,238 sqft
2020-09-01 54 days 2,232 sqft
2020-10-01 55 days 2,200 sqft
2020-11-01 61 days 2,191 sqft
2020-12-01 75 days 2,232 sqft
2021-01-01 93 days 2,256 sqft
2021-02-01 100 days 2,208 sqft
2021-03-01 77 days 2,192 sqft
2021-04-01 47 days 2,187 sqft
2021-05-01 42 days 2,100 sqft
2021-06-01 47 days 2,315 sqft
2021-07-01 48 days 2,304 sqft
2021-08-01 53 days 2,131 sqft
2021-09-01 63 days 2,149 sqft
2021-10-01 75 days 2,130 sqft
2021-11-01 86 days 2,158 sqft
2021-12-01 88 days 2,164 sqft
2022-01-01 99 days 2,256 sqft
2022-02-01 108 days 2,340 sqft
2022-03-01 69 days 2,218 sqft
2022-04-01 50 days 2,174 sqft
2022-05-01 39 days 2,166 sqft
Torrington's median listing age (time on market) for 2022-05-01 was 39 days. This is -8% shorter than the same period one year ago.

Torrington's median square footage for active listings during the 2022-05-01 period was 2,166 sqft. One year prior, the average listing was 2,100 sqft.