Silicon Valley Bank Mortgage Rates, Fees & Info

Santa Clara, CA

LEI: 0K2D5AK28E3O5CC06E35

Tax ID: 94-2875288

5 stars - out of 5 stars, based on 29 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Silicon Valley Bank is a small bank specializing in Home Purchase and Cash Out Refi loans. Silicon Valley Bank has a high proportion of conventional loans. Their top markets include San Francisco, Los Angeles, San Jose, New York, and Miami among others. Silicon Valley Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Silicon Valley Bank is typically a high fee lendor.


Originations

868

Origination Dollar Volume (All Markets)

$1,892,530,000

Employee count

6,203 Show all (15) awards

Relative Rate

Silicon Valley Bank's average 30 year fixed rate mortgage of loans were 2.57%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.58%.

Relative Fees

Silicon Valley Bank's average total fees for a 30 year fixed rate mortgage are $6,391.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 214 $576,750,000 $2,695,093 $5,772 2.54%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 61 $168,315,000 $2,759,262 $7,555 2.56%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 50 $122,560,000 $2,451,200 $5,101 2.49%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 47 $98,225,000 $2,089,894 $7,035 2.52%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 31 $87,455,000 $2,821,129 $11,489 2.53%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 33 $68,995,000 $2,090,758 $12,526 2.51%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 45 $68,975,000 $1,532,778 $5,783 2.61%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 34 $62,070,000 $1,825,588 $4,734 2.55%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 20 $40,760,000 $2,038,000 $7,145 2.78%
Heber, UT (FHA|USDA|VA) 11 $33,165,000 $3,015,000 $6,368 2.35%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $32,605,000 $4,657,857 $8,517 2.39%
Jackson, WY-ID (FHA|USDA|VA) 10 $32,570,000 $3,257,000 $7,343 2.44%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 14 $28,530,000 $2,037,857 $4,614 2.57%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 13 $26,415,000 $2,031,923 $5,537 2.73%
SALINAS, CA (FHA|USDA|VA) 4 $25,470,000 $6,367,500 $9,397 2.53%
NAPA, CA (FHA|USDA|VA) 10 $24,360,000 $2,436,000 $5,225 2.60%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 13 $23,575,000 $1,813,462 $4,770 2.63%
Outside of Metro Areas 11 $22,915,000 $2,083,182 $7,103 2.59%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 20 $22,190,000 $1,109,500 $4,202 2.66%
Key West, FL (FHA|USDA|VA) 3 $21,215,000 $7,071,667 $23,846 2.54%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 22 $15,880,000 $721,818 $4,841 2.74%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 8 $13,760,000 $1,720,000 $5,024 2.70%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 9 $13,165,000 $1,462,778 $9,062 2.64%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $12,745,000 $1,820,714 $5,875 2.54%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 9 $12,555,000 $1,395,000 $4,175 2.56%
Glenwood Springs, CO (FHA|USDA|VA) 2 $12,510,000 $6,255,000 $13,364 2.44%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $12,280,000 $6,140,000 $11,841 2.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 8 $11,890,000 $1,486,250 $4,325 2.70%
BOULDER, CO (FHA|USDA|VA) 9 $10,885,000 $1,209,444 $3,589 2.46%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $10,195,000 $2,039,000 $7,414 2.43%
Hilo, HI (FHA|USDA|VA) 3 $8,985,000 $2,995,000 $5,690 2.54%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $8,780,000 $1,463,333 $9,141 2.69%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 9 $8,385,000 $931,667 $4,307 2.79%
COLUMBUS, OH (FHA|USDA|VA) 7 $7,885,000 $1,126,429 $4,076 2.79%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 6 $7,480,000 $1,246,667 $4,367 2.73%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 4 $6,580,000 $1,645,000 $8,158 2.47%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 4 $6,460,000 $1,615,000 $4,149 2.25%
Edwards, CO (FHA|USDA|VA) 4 $6,190,000 $1,547,500 $3,644 2.13%
SALT LAKE CITY, UT (FHA|USDA|VA) 7 $6,085,000 $869,286 $4,244 2.38%
RENO, NV (FHA|USDA|VA) 5 $5,945,000 $1,189,000 $3,778 2.50%
Hailey, ID (FHA|USDA|VA) 2 $5,480,000 $2,740,000 $12,148 2.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $5,105,000 $5,105,000 $16,460 2.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $4,960,000 $1,240,000 $4,033 2.78%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $4,595,000 $4,595,000 $25,407 2.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $4,565,000 $1,521,667 $4,692 2.92%
BEND, OR (FHA|USDA|VA) 3 $4,445,000 $1,481,667 $5,711 2.71%
Kapaa, HI (FHA|USDA|VA) 1 $4,355,000 $4,355,000 $7,123 2.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $4,260,000 $2,130,000 $5,591 2.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $4,205,000 $4,205,000 $19,966 2.25%
STOCKTON, CA (FHA|USDA|VA) 5 $3,755,000 $751,000 $5,305 2.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $3,525,000 $3,525,000 $11,881 1.88%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 6 $3,500,000 $583,333 $3,451 2.77%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $3,410,000 $1,705,000 $6,252 2.69%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $3,130,000 $1,565,000 $5,374 3.13%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $3,015,000 $1,005,000 $4,218 2.63%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $2,630,000 $1,315,000 $7,388 2.69%
Durango, CO (FHA|USDA|VA) 1 $2,565,000 $2,565,000 $4,803 2.50%
Kalispell, MT (FHA|USDA|VA) 1 $2,485,000 $2,485,000 $5,196 2.50%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $2,315,000 $771,667 $3,996 2.50%
Steamboat Springs, CO (FHA|USDA|VA) 2 $2,200,000 $1,100,000 $3,289 2.75%
Oak Harbor, WA (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $4,178 2.75%
Cullowhee, NC (FHA|USDA|VA) 1 $1,965,000 $1,965,000 $7,840 2.13%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $1,905,000 $1,905,000 $3,094 2.50%
PITTSFIELD, MA (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $11,035 2.88%
KINGSTON, NY (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $6,925 2.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $1,375,000 $1,375,000 $4,069 2.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $1,325,000 $1,325,000 $3,064 2.88%
Bozeman, MT (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $5,513 3.25%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $1,290,000 $645,000 $6,578 2.94%
TUCSON, AZ (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $4,644 2.75%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $1,230,000 $615,000 $3,355 2.75%
Vineyard Haven, MA (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $2,490 2.50%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $1,145,000 $1,145,000 $6,168 3.00%
BOISE CITY, ID (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $2,999 2.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $5,749 2.38%
PITTSBURGH, PA (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $7,426 2.88%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $6,119 2.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $6,224 2.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $985,000 $985,000 $4,462 3.25%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $960,000 $480,000 $4,440 2.88%
Torrington, CT (FHA|USDA|VA) 1 $825,000 $825,000 $1,803 2.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $785,000 $785,000 $3,730 2.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $705,000 $705,000 $2,800 2.63%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $635,000 $635,000 $5,740 3.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $625,000 $625,000 $3,081 2.25%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $515,000 $515,000 $2,414 3.88%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $345,000 $345,000 $4,220 2.75%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $325,000 $325,000 $4,463 3.25%
Lebanon, NH-VT (FHA|USDA|VA) 1 $315,000 $315,000 $3,107 3.38%
Ellensburg, WA (FHA|USDA|VA) 1 $305,000 $305,000 $4,078 2.75%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $285,000 $285,000 $2,414 3.38%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $255,000 $255,000 $1,720 2.38%

Silicon Valley Bank's top markets include San Francisco, Los Angeles, San Jose, New York, and Miami among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 868 $1,892,530,000 $2,180,334 $6,370 2.57%

For the 2021 period, Silicon Valley Bank's most frequently originated loan type of loans were Conventional, with 868 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 404 $779,180,000 $1,928,663 $7,234 2.54%
Cash Out Refi 247 $569,335,000 $2,305,000 $5,578 2.66%
Other 120 $357,280,000 $2,977,333 $6,457 2.42%
Refi 96 $158,730,000 $1,653,438 $4,663 2.68%
Home Improvement 1 $28,005,000 $28,005,000 $0 2.25%

For the 2021, Silicon Valley Bank's most frequently cited loan purpose of loans were Home Purchase, with 404 originations. The 2nd most popular reason of loans were Cash Out Refi, with 247 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 856 $1,847,170,000 $2,157,909 $6,391 2.57%
15 Year 11 $17,355,000 $1,577,727 $4,734 2.77%
Other 1 $28,005,000 $28,005,000 $0 2.25%

For the 2021, Silicon Valley Bank's most frequently cited loan length of loans were 30 Year, with 856 originations. The 2nd most popular length of loans were 15 Year, with 11 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 731 $1,729,845,000 $2,366,409
$2k-3k 117 $111,945,000 $956,795
$1k-2k 15 $13,515,000 $901,000
$3k-4k 1 $3,085,000 $3,085,000

$6,391 of loans were Silicon Valley Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 731 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
<2.5% 446 $1,250,590,000 $2,804,013
2.5-3% 342 $566,310,000 $1,655,877
3-4% 80 $75,630,000 $945,375

During 2021, Silicon Valley Bank's average interest rate of loans were 2.57%, while their most frequently originated rate bucket of loans were <2.5%, with 446 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$1MM+ 645 $1,743,335,000 $2,702,845 $7,146 2.49%
$600k-1MM 143 $113,275,000 $792,133 $4,318 2.81%
$400k-600k 53 $27,455,000 $518,019 $3,899 2.83%
$200k-400k 26 $8,270,000 $318,077 $3,654 2.93%
$100k-200k 1 $195,000 $195,000 $1,583 2.75%

2021 saw Silicon Valley Bank place emphasis on $1MM+ loans with 645 originations, totaling $1,743,335,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 594 $1,333,730,000 $2,245,337 $6,414 2.54%
$150k-250k 48 $44,590,000 $928,958 $4,316 2.92%
$100k-150k 9 $4,015,000 $446,111 $2,903 3.25%

Silicon Valley Bank lent most frequently to those with incomes in the $250k+ range, with 594 originations. The second most popular income band? $150k-250k, with 48 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 167 $317,835,000 $1,903,204 $5,862 2.62%
30-36% 153 $253,875,000 $1,659,314 $5,630 2.66%
<20% 90 $158,800,000 $1,764,444 $5,823 2.56%
49% 39 $83,655,000 $2,145,000 $6,541 2.50%
48% 36 $78,480,000 $2,180,000 $6,297 2.55%
38% 32 $64,150,000 $2,004,688 $7,024 2.57%
39% 31 $60,975,000 $1,966,935 $5,702 2.60%
43% 29 $65,255,000 $2,250,172 $6,191 2.56%
46% 25 $57,615,000 $2,304,600 $5,597 2.49%
42% 24 $34,180,000 $1,424,167 $4,966 2.77%
36% 24 $54,190,000 $2,257,917 $7,268 2.42%
37% 24 $50,340,000 $2,097,500 $7,111 2.62%
44% 24 $42,780,000 $1,782,500 $6,206 2.64%
41% 23 $43,175,000 $1,877,174 $5,497 2.62%
47% 22 $53,870,000 $2,448,636 $6,598 2.45%
40% 20 $42,470,000 $2,123,500 $8,055 2.51%
50-60% 12 $33,240,000 $2,770,000 $10,986 2.61%
45% 9 $13,835,000 $1,537,222 $5,103 2.58%

Silicon Valley Bank lent most frequently to those with DTI ratios of 20-30%, with 167 originations. The next most common DTI ratio? 30-36%, with 153 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 479 $898,995,000 $1,876,816 $6,141 2.63%
Not provided 191 $399,335,000 $2,090,759 $6,033 2.54%
Not applicable 83 $383,025,000 $4,614,759 $8,876 2.38%
Asian 92 $168,770,000 $1,834,457 $6,232 2.53%
Asian Indian 11 $17,335,000 $1,575,909 $4,842 2.40%
Black 8 $13,290,000 $1,661,250 $5,856 2.67%
Other Asian 3 $11,205,000 $3,735,000 $7,925 2.25%
American Indian 1 $575,000 $575,000 $3,500 2.88%

Approval Rates

Total approvals of all applications
98.89%

Silicon Valley Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
85.44%

Silicon Valley Bank has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 868 $1,892,530,000 $2,180,334

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
868 $1,892,530,000 $2,180,334

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 44 $69,210,000 $1,572,955 $4,813 2.61%
40-60% 129 $370,775,000 $2,874,225 $6,458 2.50%
60-80% 382 $983,690,000 $2,575,105 $6,876 2.53%
80-100% 304 $462,040,000 $1,519,868 $5,985 2.64%
Under 20% 9 $6,815,000 $757,222 $4,215 3.03%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Silicon Valley Bank 2400 Hanover St. Palo Alto, CA 94304 Full Service B&M $1,608,359
Silicon Valley Bank 2770 Sand Hill Road Menlo Park, CA 94025 Full Service B&M $12,651,805
Silicon Valley Bank 3003 Tasman Drive Santa Clara, CA 95054 Full Service B&M $119,865,445
Silicon Valley Bank 899 Adams Street, Suite G-2 St. Helena, CA 94574 Full Service B&M $258,894

For 2021, Silicon Valley Bank had 4 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $3,288,000
Net interest income $3,226,000
Total noninterest income $796,000
Gross Fiduciary activities income $5,000
Service charges on deposit accounts $105,000
Trading account gains and fees $13,000
Additional Noninterest Income $673,000
Pre-tax net operating income $1,686,000
Securities gains (or losses, -) $46,000
Income before extraordinary items $1,294,000
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $1,294,000
Minority interest net income $0
Net income $1,294,000
Sale, conversion, retirement of capital stock, net $67,000
Net operating income $1,257,660

Silicon Valley Bank's gross interest income from loans was $3,288,000,000.
Silicon Valley Bank's net interest income from loans was $3,226,000,000.
Silicon Valley Bank's fee based income from loans was $105,000,000.
Silicon Valley Bank's net income from loans was $1,294,000,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $62,000
Provision for credit losses $123,000
Total noninterest expense $2,213,000
Salaries and employee benefits $1,376,000
Premises and equipment expense $131,000
Additional noninterest expense $706,000
Applicable income taxes $438,000
Net charge-offs $113,000
Cash dividends $0

Silicon Valley Bank's interest expense for loans was $62,000,000.
Silicon Valley Bank's payroll and benefits expense were $1,376,000,000.
Silicon Valley Bank's property, plant and equipment expenses $131,000,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $191,431,000
Deposits held in domestic offices $175,378,000
Deposits by Individuals, partnerships, and corporations $175,232,000
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $137,000
Deposits by Commercial banks and other depository institutions in U.S. $9,000
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $7,299,000
Demand deposits $7,231,000
Nontransaction accounts $168,079,000
Money market deposit accounts (MMDAs) $163,723,000
Other savings deposits (excluding MMDAs) $3,978,000
Total time deposits $378,000
Total time and savings deposits $168,147,000
Noninterest-bearing deposits $121,685,000
Interest-bearing deposits $53,693,000
Retail deposits $175,096,000
IRAs and Keogh plan accounts $45,000
Brokered deposits $0
Deposits held in foreign offices $16,053,000

Assets

Asset Value (in 000's)
Total Assets $208,581,000
Cash & Balances due from depository institutions $13,125,000
Interest-bearing balances $11,085,000
Total securities $125,288,000
Federal funds sold & reverse repurchase $599,000
Net loans and leases $65,852,000
Loan and leases loss allowance $423,000
Trading account assets $141,000
Bank premises and fixed assets $190,000
Other real estate owned $1,000
Goodwill and other intangibles $298,000
All other assets $3,087,000

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $208,581,000
Total Liabilities $193,786,000
Total deposits $191,431,000
Interest-bearing deposits $63,352,000
Deposits held in domestic offices $175,378,000
% insured (estimated) $9
Federal funds purchased and repurchase agreements $61,000
Trading liabilities $236,000
Other borrowed funds $60,000
Subordinated debt $0
All other liabilities $1,998,000

Issued Loan Types

Type Value (in 000's)
Net loans and leases $65,852,000
Loan and leases loss allowance $423,000
Total loans and leases (domestic) $66,275,000
All real estate loans $11,226,000
Real estate loans in domestic offices $11,226,000
Construction and development loans $319,000
Residential 1-4 family construction $34,000
Other construction, all land development and other land $285,000
Loans secured by nonfarm nonresidential properties $1,830,000
Nonfarm nonresidential secured by owner-occupied properties $374,000
Commercial real estate & other non-farm, non-residential $1,456,000
Multifamily residential real estate $707,000
1-4 family residential loans $7,657,000
Farmland loans $713,000
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $16,070,000
To non-U.S. addressees $2,064,000
Loans to individuals $503,000
Credit card loans $0
Related Plans $364,000
Consumer Auto Loans $0
Other loans to individuals $139,000
All other loans & leases $38,476,000
Loans to foreign governments and official institutions $0
Other loans $37,745,000
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $9,000
Restructured Loans & leases $41,000
Non 1-4 family restructured loans & leases $33,000
Total loans and leases (foreign) $6,161,000

Silicon Valley Bank had $65,852,000,000 of loans outstanding in 2021. $11,226,000,000 of loans were in real estate loans. $319,000,000 of loans were in development loans. $707,000,000 of loans were in multifamily mortgage loans. $7,657,000,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 202 $76,000 $376,238
Nonfarm, nonresidential loans - <$100k 22 $1,000 $45,455
Nonfarm, nonresidential loans - $100-250k 34 $5,000 $147,059
Nonfarm, nonresidential loans - $250k-1MM 146 $70,000 $479,452
Commercial & Industrial, US addressed loans - <$1MM 8,421 $388,000 $46,075
Commercial & Industrial, US addressed loans - <$100k 7,034 $59,000 $8,388
Commercial & Industrial, US addressed loans - $100-250k 642 $64,000 $99,688
Commercial & Industrial, US addressed loans - $250k-1MM 745 $265,000 $355,705
Farmland loans - <$1MM 6 $2,000 $333,333
Farmland loans - $100-250k 3 $1,000 $333,333
Farmland loans - $250k-1MM 3 $1,000 $333,333