Silicon Valley Bank Mortgage Rates, Fees & Info

Santa Clara, CA

LEI: 0K2D5AK28E3O5CC06E35

Tax ID: 94-2875288

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Mortgage Data

Bank Data

Review & Overview

Silicon Valley Bank is a small bank specializing in Home Purchase, Refi, and Cash Out Refi loans. Silicon Valley Bank has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, San Jose, Los Angeles, Boston, and New York among others. We have data for 74 markets. (Some data included below & more in-depth data is available with an active subscription.)

Silicon Valley Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Silicon Valley Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 5.09% 11/22/24
30 Year Conventional Refi 5.58% 11/22/24
30 Year Cash-out Refi 5.58% 11/22/24
15 Year Conventional Purchase 4.64% 11/22/24
15 Year Conventional Refi 5.39% 11/22/24
15 Year Cash-out Refi 5.39% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Silicon Valley Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Silicon Valley Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

814

Origination Dollar Volume (All Markets)

$1,155,530,000

Employee count

3,140 Show all (13) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 258 $470,500,000 $1,823,643 $4,616 2.96%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 85 $130,285,000 $1,532,765 $3,977 2.77%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 63 $108,125,000 $1,716,270 $5,029 2.99%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 52 $58,880,000 $1,132,308 $4,855 2.87%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 35 $48,025,000 $1,372,143 $5,392 2.96%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 9 $36,525,000 $4,058,333 $10,124 3.46%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 26 $30,040,000 $1,155,385 $3,789 3.26%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 51 $23,515,000 $461,078 $4,700 2.98%
NAPA, CA (FHA|USDA|VA) 8 $20,940,000 $2,617,500 $6,351 2.80%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 11 $19,505,000 $1,773,182 $6,351 3.14%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 16 $17,850,000 $1,115,625 $4,387 3.01%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 8 $13,480,000 $1,685,000 $7,838 2.91%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 17 $12,995,000 $764,412 $5,943 3.03%
Hilo, HI (FHA|USDA|VA) 1 $12,005,000 $12,005,000 $32,129 2.75%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 18 $11,570,000 $642,778 $3,424 3.06%
Heber, UT (FHA|USDA|VA) 6 $11,190,000 $1,865,000 $4,741 2.92%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 9 $9,215,000 $1,023,889 $5,343 2.78%
BOULDER, CO (FHA|USDA|VA) 8 $8,100,000 $1,012,500 $2,829 3.02%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 8 $7,470,000 $933,750 $3,408 3.09%
SALT LAKE CITY, UT (FHA|USDA|VA) 13 $7,335,000 $564,231 $4,142 3.04%
Outside of Metro Areas 9 $6,135,000 $681,667 $3,972 3.29%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 5 $6,025,000 $1,205,000 $4,192 3.30%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $5,615,000 $1,123,000 $3,968 3.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 7 $5,065,000 $723,571 $6,200 2.71%
Bozeman, MT (FHA|USDA|VA) 2 $4,800,000 $2,400,000 $10,508 3.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $4,655,000 $1,551,667 $4,009 3.21%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $4,500,000 $750,000 $3,537 3.50%
Glenwood Springs, CO (FHA|USDA|VA) 1 $4,005,000 $4,005,000 $3,014 2.88%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $3,920,000 $1,960,000 $5,034 3.19%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $3,785,000 $757,000 $3,280 3.60%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $3,740,000 $935,000 $3,888 3.19%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $3,010,000 $1,505,000 $4,400 2.50%
Edwards, CO (FHA|USDA|VA) 2 $3,000,000 $1,500,000 $3,097 2.69%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $2,135,000 $711,667 $4,982 3.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 4 $1,880,000 $470,000 $2,682 3.53%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $1,790,000 $895,000 $5,195 3.00%
Vineyard Haven, MA (FHA|USDA|VA) 1 $1,705,000 $1,705,000 $3,597 2.63%
COLUMBUS, OH (FHA|USDA|VA) 2 $1,630,000 $815,000 $4,364 3.11%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $1,615,000 $1,615,000 $8,682 3.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $1,545,000 $515,000 $3,905 2.96%
Hailey, ID (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $3,341 3.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $1,460,000 $730,000 $2,740 3.06%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $1,445,000 $1,445,000 $1,317 2.88%
STOCKTON, CA (FHA|USDA|VA) 2 $1,290,000 $645,000 $4,707 2.69%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $3,523 2.88%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $1,050,000 $525,000 $4,596 3.25%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $2,684 3.88%
SALINAS, CA (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $2,669 3.13%
Hudson, NY (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $4,699 2.75%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $985,000 $985,000 $3,348 2.63%
Barre, VT (FHA|USDA|VA) 1 $965,000 $965,000 $2,920 2.63%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $955,000 $318,333 $3,400 3.33%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $940,000 $470,000 $2,660 3.38%
PROVO-OREM, UT (FHA|USDA|VA) 3 $935,000 $311,667 $2,892 3.21%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $925,000 $925,000 $3,603 3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $915,000 $915,000 $3,514 3.75%
KINGSTON, NY (FHA|USDA|VA) 1 $895,000 $895,000 $6,570 3.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $830,000 $415,000 $4,140 3.50%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $805,000 $805,000 $3,682 3.50%
Steamboat Springs, CO (FHA|USDA|VA) 1 $785,000 $785,000 $2,050 3.38%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $755,000 $755,000 $2,414 2.50%
WALLA WALLA, WA (FHA|USDA|VA) 1 $755,000 $755,000 $2,313 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $675,000 $675,000 $6,284 3.25%
Sandpoint, ID (FHA|USDA|VA) 1 $655,000 $655,000 $3,406 2.88%
Concord, NH (FHA|USDA|VA) 1 $645,000 $645,000 $3,309 3.50%
PITTSFIELD, MA (FHA|USDA|VA) 1 $575,000 $575,000 $2,553 2.38%
FORT COLLINS, CO (FHA|USDA|VA) 1 $485,000 $485,000 $3,231 3.88%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $465,000 $465,000 $4,072 2.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $435,000 $435,000 $2,153 3.00%
STAUNTON, VA (FHA|USDA|VA) 1 $335,000 $335,000 $2,235 3.50%
SAVANNAH, GA (FHA|USDA|VA) 1 $305,000 $305,000 $3,208 3.25%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $255,000 $255,000 $3,819 3.00%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $1,457 3.75%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $85,000 $85,000 $1,746 4.00%
Silicon Valley Bank's top markets include San Francisco, San Jose, Los Angeles, Boston, and New York among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 814 $1,155,530,000 $1,419,570 $4,655 2.99%

    For 2019, Silicon Valley Bank's most frequently originated type of loan was Conventional, with 814 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 350 $540,920,000 $1,545,486 $5,584 3.02%
    Refi 226 $261,790,000 $1,158,363 $3,921 2.89%
    Cash Out Refi 170 $231,270,000 $1,360,412 $3,864 2.97%
    Other 65 $102,415,000 $1,575,615 $4,329 3.13%
    Home Improvement 3 $19,135,000 $6,378,333 $3,177 3.68%

    For 2019, Silicon Valley Bank's most frequently cited loan purpose was Home Purchase, with 350 originations. The 2nd most popular reason was Refi, with 226 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 789 $1,127,415,000 $1,428,916 $4,681 2.99%
    15 Year 24 $12,950,000 $539,583 $3,786 2.87%
    Other 1 $15,165,000 $15,165,000 $0 4.30%

    For 2019, Silicon Valley Bank's most frequently cited loan duration was 30 Year, with 789 originations. The 2nd most popular length was 15 Year, with 24 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 544 $945,320,000 $1,737,721
    $2k-3k 230 $158,610,000 $689,609
    $1k-2k 38 $32,430,000 $853,421
    $5k+ 1 $4,005,000 $4,005,000

    Silicon Valley Bank's average total fees were $4,681, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 544 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 376 $559,450,000 $1,487,899
    3-4% 310 $343,440,000 $1,107,871
    <2.5% 127 $237,475,000 $1,869,882
    4-5% 1 $15,165,000 $15,165,000

    During 2019, Silicon Valley Bank's average interest rate for loans was 2.99%, while their most frequently originated rate bucket for loans was 2.5-3%, with 376 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 401 $912,675,000 $2,275,998 $5,450 2.93%
    $600k-1MM 205 $160,975,000 $785,244 $4,120 3.00%
    $400k-600k 109 $52,825,000 $484,633 $3,623 3.06%
    $200k-400k 88 $27,340,000 $310,682 $3,823 3.06%
    $100k-200k 9 $1,555,000 $172,778 $2,661 3.40%
    $100,000 or less 2 $160,000 $80,000 $2,000 4.00%

    2019 saw Silicon Valley Bank place emphasis on $1MM+ loans with 401 originations, totaling $912,675,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 434 $785,290,000 $1,809,424 $4,647 3.04%
    $150k-250k 52 $36,180,000 $695,769 $3,148 3.27%
    $100k-150k 6 $3,170,000 $528,333 $2,823 3.29%
    $75k-100k 2 $780,000 $390,000 $3,276 3.44%
    $50k-75k 1 $425,000 $425,000 $2,989 2.75%

    Silicon Valley Bank lent most frequently to those with incomes in the $250k+ range, with 434 originations. The second most popular income band? $150k-250k, with 52 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 201 $237,195,000 $1,180,075 $4,474 2.88%
    30-36% 132 $170,640,000 $1,292,727 $4,359 3.00%
    <20% 103 $88,405,000 $858,301 $4,178 2.85%
    49% 34 $51,030,000 $1,500,882 $4,732 3.23%
    39% 34 $48,530,000 $1,427,353 $4,371 3.02%
    44% 32 $56,680,000 $1,771,250 $5,068 3.05%
    36% 26 $37,360,000 $1,436,923 $4,962 3.03%
    41% 25 $34,415,000 $1,376,600 $4,511 2.95%
    37% 24 $33,200,000 $1,383,333 $4,450 3.12%
    40% 23 $37,425,000 $1,627,174 $4,587 2.94%
    43% 23 $27,825,000 $1,209,783 $4,477 3.12%
    42% 22 $41,800,000 $1,900,000 $4,308 3.01%
    46% 19 $31,255,000 $1,645,000 $5,472 3.01%
    38% 16 $22,470,000 $1,404,375 $4,382 3.17%
    48% 15 $27,195,000 $1,813,000 $5,181 2.99%
    47% 14 $21,170,000 $1,512,143 $5,704 3.23%
    45% 12 $19,720,000 $1,643,333 $3,848 3.00%
    50-60% 9 $31,605,000 $3,511,667 $8,462 2.90%

    Silicon Valley Bank lent most frequently to those with DTI ratios of 20-30%, with 201 originations. The next most common DTI ratio? 30-36%, with 132 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 404 $515,940,000 $1,277,079 $4,567 3.02%
    Not provided 228 $355,520,000 $1,559,298 $4,506 2.98%
    Not applicable 50 $137,610,000 $2,752,200 $6,149 3.18%
    Asian 117 $129,565,000 $1,107,393 $4,571 2.81%
    Black 9 $9,825,000 $1,091,667 $4,477 2.85%
    Asian Indian 4 $5,820,000 $1,455,000 $6,313 2.91%
    Native Hawaiian or Islander 1 $725,000 $725,000 $5,855 3.13%
    American Indian 1 $525,000 $525,000 $4,394 3.50%

    Approval Rates

    Total approvals of all applications
    98.90%

    Silicon Valley Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    87.10%

    Silicon Valley Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 814 $1,155,530,000 $1,419,570

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 1 $15,165,000 $15,165,000
    Single Family (1-4 Units):Site-Built 813 $1,140,365,000 $1,402,663

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 58 $48,570,000 $837,414 $3,648 2.96%
    40-60% 131 $203,295,000 $1,551,870 $4,592 2.94%
    60-80% 373 $614,765,000 $1,648,164 $4,720 3.00%
    80-100% 244 $281,460,000 $1,153,525 $4,836 3.00%
    Under 20% 8 $7,440,000 $930,000 $4,291 3.05%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Silicon Valley Bank 2400 Hanover St. Palo Alto, CA 94304 Full Service B&M $305,427
    Silicon Valley Bank 2770 Sand Hill Road Menlo Park, CA 94025 Full Service B&M $1,118,710
    Silicon Valley Bank 3000 Sand Hill Road, Suite 150, Building 3 Menlo Park, CA 94025 Full Service B&M $3,230,773
    Silicon Valley Bank 3003 Tasman Drive Santa Clara, CA 95054 Full Service B&M $46,258,659
    Silicon Valley Bank 899 Adams Street, Suite G-2 St. Helena, CA 94574 Full Service B&M $160,000

    For 2019, Silicon Valley Bank had 5 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $2,305,949
    Net interest income $2,124,686
    Total noninterest income $661,163
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $83,958
    Trading account gains and fees $30,839
    Additional Noninterest Income $546,366
    Pre-tax net operating income $1,425,534
    Securities gains (or losses, -) $-3,905
    Income before extraordinary items $1,036,618
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $1,036,618
    Minority interest net income $0
    Net income $1,036,618
    Sale, conversion, retirement of capital stock, net $38,836
    Net operating income $1,039,702

    Silicon Valley Bank's gross interest income from loans was $2,305,949,000.
    Silicon Valley Bank's net interest income from loans was $2,124,686,000.
    Silicon Valley Bank's fee based income from loans was $83,958,000.
    Silicon Valley Bank's net income from loans was $1,036,618,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $181,263
    Provision for credit losses $94,062
    Total noninterest expense $1,266,253
    Salaries and employee benefits $761,548
    Premises and equipment expense $68,067
    Additional noninterest expense $436,638
    Applicable income taxes $385,011
    Net charge-offs $71,565
    Cash dividends $733,000

    Silicon Valley Bank's interest expense for loans was $181,263,000.
    Silicon Valley Bank's payroll and benefits expense were $761,548,000.
    Silicon Valley Bank's property, plant and equipment expenses $68,067,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 4.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $62,943,752
    Deposits held in domestic offices $56,595,148
    Deposits by Individuals, partnerships, and corporations $56,595,148
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $0
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $4,003,242
    Demand deposits $3,998,803
    Nontransaction accounts $52,591,906
    Money market deposit accounts (MMDAs) $52,555,424
    Other savings deposits (excluding MMDAs) $2,622
    Total time deposits $33,860
    Total time and savings deposits $52,596,345
    Noninterest-bearing deposits $40,272,759
    Interest-bearing deposits $16,322,389
    Retail deposits $56,569,328
    IRAs and Keogh plan accounts $0
    Brokered deposits $0
    Deposits held in foreign offices $6,348,604

    Assets

    Asset Value (in 000's)
    Total Assets $69,942,929
    Cash & Balances due from depository institutions $6,178,789
    Interest-bearing balances $5,520,226
    Total securities $27,752,756
    Federal funds sold & reverse repurchase $281,123
    Net loans and leases $32,844,500
    Loan and leases loss allowance $304,803
    Trading account assets $167,341
    Bank premises and fixed assets $143,397
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $2,575,023

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $69,942,929
    Total Liabilities $64,908,834
    Total deposits $62,943,752
    Interest-bearing deposits $20,916,237
    Deposits held in domestic offices $56,595,148
    % insured (estimated) $10
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $135,830
    Other borrowed funds $105,180
    Subordinated debt $0
    All other liabilities $1,724,072

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $32,844,500
    Loan and leases loss allowance $304,803
    Total loans and leases (domestic) $33,149,303
    All real estate loans $4,267,903
    Real estate loans in domestic offices $4,267,903
    Construction and development loans $151,353
    Residential 1-4 family construction $0
    Other construction, all land development and other land $151,353
    Loans secured by nonfarm nonresidential properties $197,258
    Nonfarm nonresidential secured by owner-occupied properties $125,094
    Commercial real estate & other non-farm, non-residential $72,164
    Multifamily residential real estate $5,916
    1-4 family residential loans $3,188,619
    Farmland loans $724,757
    Loans held in foreign offices $0
    Farm loans $1,330
    Commercial and industrial loans $11,413,286
    To non-U.S. addressees $1,573,612
    Loans to individuals $181,166
    Credit card loans $335
    Related Plans $110,453
    Consumer Auto Loans $0
    Other loans to individuals $70,378
    All other loans & leases $17,448,581
    Loans to foreign governments and official institutions $0
    Other loans $17,412,451
    Loans to depository institutions and acceptances of other banks $36,130
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $18,907
    Restructured Loans & leases $28,120
    Non 1-4 family restructured loans & leases $27,808
    Total loans and leases (foreign) $3,121,115

    Silicon Valley Bank had $32,844,500,000 of loans outstanding in 2019. $4,267,903,000 of loans were in real estate loans. $151,353,000 of loans were in development loans. $5,916,000 of loans were in multifamily mortgage loans. $3,188,619,000 of loans were in 1-4 family mortgage loans. $1,330,000 of loans were in farm loans. $335,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 3 $1,549 $516,333
    Nonfarm, nonresidential loans - $250k-1MM 3 $1,549 $516,333
    Commercial & Industrial, US addressed loans - <$1MM 6,913 $236,254 $34,175
    Commercial & Industrial, US addressed loans - <$100k 5,515 $46,576 $8,445
    Commercial & Industrial, US addressed loans - $100-250k 771 $38,666 $50,150
    Commercial & Industrial, US addressed loans - $250k-1MM 627 $151,012 $240,848
    Farmland loans - <$1MM 7 $1,550 $221,429
    Farmland loans - <$100k 2 $38 $19,000
    Farmland loans - $100-250k 3 $716 $238,667
    Farmland loans - $250k-1MM 2 $796 $398,000