Ufcw Community Fcu Mortgage Rates, Fees & Info
WYOMING, PALEI: 2549001CXZMOEGURA883
Tax ID: 24-0839485
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ufcw Community Fcu is a smaller credit union specializing in Home Improvement and Cash Out Refi loans. Ufcw Community Fcu has a high proportion of conventional loans. Their top (well, only) market is Scranton.Ufcw Community Fcu has an average approval rate when compared to the average across all lenders.
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Originations
26Origination Dollar Volume (All Markets)
$2,340,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 26 | $2,340,000 | $90,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 26 | $2,340,000 | $90,000 | $0 | 0.00% |
For 2023, Ufcw Community Fcu's most frequently originated type of loan was Conventional, with 26 originations.
Loan Reason
For 2023, Ufcw Community Fcu's most frequently cited loan purpose was Home Improvement, with 12 originations. The 2nd most popular reason was Other, with 4 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 26 | $2,340,000 | $90,000 | $0 | 0.00% |
For 2023, Ufcw Community Fcu's most frequently cited loan duration was Other, with 26 originations.
Loan Sizing
2023 saw Ufcw Community Fcu place emphasis on $100,000 or less loans with 19 originations, totaling $1,105,000 in origination value.
Applicant Income
Ufcw Community Fcu lent most frequently to those with incomes in the $75k-100k range, with 8 originations. The second most popular income band? $50k-75k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 26 | $2,340,000 | $90,000 | $0 | 0.00% |
Ufcw Community Fcu lent most frequently to those with DTI ratios of Exempt%, with 26 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 26 | $2,340,000 | $90,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications76.47%
Ufcw Community Fcu has a below average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 26 | $2,340,000 | $90,000 |