Ufcw Community Fcu Mortgage Rates, Fees & Info
WYOMING, PALEI: 2549001CXZMOEGURA883
Tax ID: 24-0839485
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Mortgage Data
Review & Overview
Ufcw Community Fcu is a smaller credit union specializing in Cash Out Refi and Home Purchase loans. Ufcw Community Fcu has a high proportion of conventional loans. Their top (well, only) market is Scranton.Ufcw Community Fcu has an above average approval rate when compared to the average across all lenders.
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Originations
44Origination Dollar Volume (All Markets)
$3,890,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 44 | $3,890,000 | $88,409 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 44 | $3,890,000 | $88,409 | $0 | 0.00% |
For 2019, Ufcw Community Fcu's most frequently originated type of loan was Conventional, with 44 originations.
Loan Reason
For 2019, Ufcw Community Fcu's most frequently cited loan purpose was Cash Out Refi, with 18 originations. The 2nd most popular reason was Home Purchase, with 10 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 44 | $3,890,000 | $88,409 | $0 | 0.00% |
For 2019, Ufcw Community Fcu's most frequently cited loan duration was Other, with 44 originations.
Loan Sizing
2019 saw Ufcw Community Fcu place emphasis on $100,000 or less loans with 28 originations, totaling $1,260,000 in origination value.
Applicant Income
Ufcw Community Fcu lent most frequently to those with incomes in the $50k-75k range, with 15 originations. The second most popular income band? $100k-150k, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 44 | $3,890,000 | $88,409 | $0 | 0.00% |
Ufcw Community Fcu lent most frequently to those with DTI ratios of Exempt%, with 44 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 44 | $3,890,000 | $88,409 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
Ufcw Community Fcu has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 44 | $3,890,000 | $88,409 |