Peoples Bank Of Moniteau County Mortgage Rates, Fees & Info
Jamestown, MOLEI: 2549004VOV9Z4QJDLG33
Tax ID: 44-0387841
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Mortgage Data
Review & Overview
Peoples Bank Of Moniteau County is a smaller bank specializing in Home Purchase and Refi loans. Peoples Bank Of Moniteau County has a high proportion of conventional loans. Their top two markets are Jefferson City and Columbia .Peoples Bank Of Moniteau County has an average approval rate when compared to the average across all lenders.
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Originations
43Origination Dollar Volume (All Markets)
$3,345,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JEFFERSON CITY, MO (FHA|USDA|VA) | 34 | $2,810,000 | $82,647 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $415,000 | $59,286 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $120,000 | $60,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 43 | $3,345,000 | $77,791 | $0 | 0.00% |
For 2023, Peoples Bank Of Moniteau County's most frequently originated type of loan was Conventional, with 43 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 20 | $2,210,000 | $110,500 | $0 | 0.00% |
| Refi | 15 | $835,000 | $55,667 | $0 | 0.00% |
| Home Improvement | 8 | $300,000 | $37,500 | $0 | 0.00% |
For 2023, Peoples Bank Of Moniteau County's most frequently cited loan purpose was Home Purchase, with 20 originations. The 2nd most popular reason was Refi, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 43 | $3,345,000 | $77,791 | $0 | 0.00% |
For 2023, Peoples Bank Of Moniteau County's most frequently cited loan duration was Other, with 43 originations.
Loan Sizing
2023 saw Peoples Bank Of Moniteau County place emphasis on $100,000 or less loans with 33 originations, totaling $1,545,000 in origination value.
Applicant Income
Peoples Bank Of Moniteau County lent most frequently to those with incomes in the $50k or less range, with 20 originations. The second most popular income band? $50k-75k, with 7 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 43 | $3,345,000 | $77,791 | $0 | 0.00% |
Peoples Bank Of Moniteau County lent most frequently to those with DTI ratios of Exempt%, with 43 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 38 | $2,890,000 | $76,053 | $0 | 0.00% |
| Not applicable | 4 | $370,000 | $92,500 | $0 | 0.00% |
| Black | 1 | $85,000 | $85,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications89.58%
Peoples Bank Of Moniteau County has an average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 43 | $3,345,000 | $77,791 |