Missouri Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Missouri averaged 6.9% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.47% and one month ago for the week of 2024-01-18, the average rate was 6.4%.

Missouri's average rate one year ago was 6.65%.

For refis of the same type during the week of 2024-02-22, the average rate was 6.2%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Missouri 30 Year Fixed Rate 2024-02-22 6.9%
Missouri 30 Year Fixed Rate Refi 2024-02-22 6.2%
Missouri 15 Year Fixed Rate 2024-02-22 5.99%
Missouri 15 Year Fixed Rate Refi 2024-02-22 5.18%
Missouri 30 Year FHA 2024-02-22 -0.47%
Missouri 30 Year FHA Refi 2024-02-22 -1.66%
Missouri 30 Year USDA 2024-02-22 -0.13%
Missouri 30 Year USDA Refi 2024-02-22 -0.1%
Missouri 30 Year VA 2024-02-22 -0.45%
Missouri 30 Year VA Refi 2024-02-22 -2.13%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Missouri.

Missouri Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Missouri market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 4,179 5.13% $3,202
DAS Acquisition Company, LLC 3,339 5.32% $4,038
QUICKEN LOANS, LLC 3,217 4.99% $5,837
The Central Trust Bank 2,475 4.93% $3,003
UNITED WHOLESALE MORTGAGE, LLC 2,449 5.16% $4,171
GUILD MORTGAGE COMPANY 2,217 5.28% $4,102
U.S. Bank 1,747 4.84% $3,285
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,635 5.17% $3,575
Stifel Bank and Trust 1,349 3.95% $2,485
First State Bank of St. Charles, Missouri 1,179 4.75% $3,346
BROKER SOLUTIONS, INC. 1,137 5.31% $4,328
GERSHMAN INVESTMENT CORP. 1,133 5.29% $3,576
PRIMELENDING, A PLAINSCAPITAL COMPANY 1,084 5.11% $3,894
Wells Fargo Bank 1,080 4.63% $3,550
Arvest Bank 995 4.59% $3,310
COMMUNITYAMERICA 956 4.70% $3,012
DELMAR FINANCIAL COMPANY 782 5.16% $4,009
Commerce Bank 728 5.01% $2,905
LOANDEPOT.COM, LLC 708 4.61% $5,169
Bank of America 661 4.19% $3,283
LEADERONE FINANCIAL CORPORATION 638 5.11% $4,321
First State Community Bank 634 4.85% $2,671
Prosperity Home Mortgage, LLC 611 5.19% $3,705
FIRST COMMUNITY 609 4.72% $1,593
GUARANTEED RATE AFFINITY, LLC 573 5.27% $4,041
Great Southern Bank 560 4.42% $2,942
JLB CORPORATION 546 4.98% $5,000
Flagstar Bank, FSB 546 5.14% $3,970
JPMorgan Chase Bank 519 4.78% $3,498
COMMUNITY MORTGAGE, LLC 518 4.95% $3,292
PENNYMAC LOAN SERVICES, LLC 498 4.84% $4,540
HOME POINT FINANCIAL CORPORATION 495 4.64% $4,600
Regions Bank 492 4.94% $3,580
Capitol Federal Savings Bank 491 4.24% $3,410
Oakstar Bank 476 4.14% $2,691
The Bank of Missouri 475 4.38% $2,572
ENDEAVOR CAPITAL, LLC. 470 5.08% $4,220
Mr. Cooper ( Nationstar Mortgage ) 469 4.91% $6,635
GUARANTEED RATE, INC. 466 5.06% $4,214
Southern Bank 464 5.26% $1,845
ASSEMBLIES OF GOD Credit Union 464 4.67% $3,083
Carrollton Bank 444 4.97% $2,905
TOGETHER CREDIT UNION 441 4.68% $2,648
F&B Acquisition Group LLC 417 5.23% $3,728
North American Savings Bank, F.S.B. 391 4.92% $2,837
Hawthorn Bank 368 4.95% $2,699
SUMMIT FUNDING, INC. 366 5.70% $4,422
First Bank 344 4.83% $3,321
UMB Bank 342 4.90% $2,273
Simmons Bank 337 5.05% $2,910
AMERISAVE MORTGAGE CORPORATION 332 4.59% $6,588
Paramount Bank 323 5.03% $3,306
NEWREZ LLC 316 4.73% $4,051
NBKC BANK 301 4.88% $3,035
FREEDOM MORTGAGE CORPORATION 298 4.89% $5,375
Bell Bank 277 5.18% $3,962
Mortgage Research Center, LLC 263 5.41% $3,539
Associated Bank 258 4.17% $5,417
Springfield First Community Bank 252 4.62% $2,786
NAVY FEDERAL CREDIT UNION 247 5.34% $3,553
CALIBER HOME LOANS, INC. 246 4.84% $4,770
Citizens Bank 243 4.79% $3,677
MOVEMENT MORTGAGE, LLC 234 5.33% $3,529
Southwest Missouri Bank 218 4.90% $2,070
HNB National Bank 216 5.01% $1,474
The Home Loan Expert LLC 216 4.86% $4,616
Midwest BankCentre 214 4.96% $2,852
FAMILY FINANCE MORTGAGE, LLC 213 5.24% $3,926
UNION HOME MORTGAGE CORP. 211 5.11% $4,235
Sullivan Bank 210 4.87% $1,956
Truist 204 4.76% $2,933
BancorpSouth 196 4.96% $3,331
MISSOURI Credit Union 193 4.91% $2,298
EVERETT FINANCIAL, INC. 184 5.48% $1,795
Plains Commerce Bank 176 5.01% $4,259
BETTER MORTGAGE CORPORATION 175 4.01% $4,022
NBH Bank 172 5.22% $2,728
FRONTIER FINANCIAL, INC. 163 5.17% $3,248
FIRST INTEGRITY MORTGAGE SERVICES, INC. 163 5.38% $4,067
Ozarks Federal Savings and Loan Association 160 4.17% $1,963
First Federal Bank of Kansas City 160 4.73% $3,378
FINANCE OF AMERICA MORTGAGE LLC 159 5.37% $3,826
United Bank of Union 152 4.65% $1,959
Town & Country Bank 150 4.62% $1,479
MUTUAL OF OMAHA MORTGAGE, INC. 140 5.12% $5,620
WEST COMMUNITY 134 4.67% $3,147
CROSSCOUNTRY MORTGAGE, LLC 133 5.49% $5,181
PNC Bank 131 4.79% $4,018
Carrington Mortgage Services, LLC 128 5.20% $5,510
First Horizon Bank 128 5.34% $3,171
ROYAL UNITED MORTGAGE LLC 125 5.47% $6,557
ALLIANCE CREDIT UNION 125 4.61% $6,242
Community Mortgage Banc Corporation 119 4.95% $2,477
CARDINAL FINANCIAL 117 4.35% $5,221
LAKEVIEW LOAN SERVICING, LLC 116 4.80% $4,170
INLANTA MORTGAGE, INC. 114 5.09% $4,492
VANDERBILT MORTGAGE AND FINANCE, INC. 114 4.74% $6,170
ACCESS CAPITAL FUNDING, L.L.C. 113 4.56% $2,012
United Fidelity Funding Corp. 113 5.70% $6,026
Flanagan State Bank 113 5.00% $5,284
Midwest Mortgage Associates Corporation 113 5.29% $6,121
Bank of Springfield 112 5.15% $3,097
Citizens National Bank of Greater St. Louis 110 4.54% $4,411
Mazuma Credit Union 109 5.49% $3,769
Bank of Washington 108 4.77% $2,548
Ally Bank 104 4.48% $3,487
PROVIDENT FUNDING ASSOCIATES, L.P. 103 4.98% $3,414
Servion, Inc. 101 4.96% $3,185
Gateway First Bank 101 5.33% $3,386
ACADEMY MORTGAGE CORPORATION 100 5.36% $3,609
BOKF 100 5.11% $3,558
AMERICAN FINANCING CORPORATION 99 4.56% $5,343
MEGASTAR FINANCIAL CORP. 96 5.53% $3,718
GENEVA FINANCIAL, LLC 95 5.42% $5,870
The Callaway Bank 90 4.87% $2,044
Community National Bank & Trust 90 4.94% $1,969
U S WIDE FINANCIAL LLC 89 4.68% $2,874
Wood & Huston Bank 89 5.36% $2,078
MID AMERICA MORTGAGE, INC. 86 5.32% $4,370
Paramount Residential Mortgage Group, Inc. 83 5.20% $4,637
ON Q FINANCIAL, INC. 81 5.52% $3,951
First Community Bank 78 4.83% $5,371
SCOTT CREDIT UNION 78 5.01% $2,741
PLANET HOME LENDING, LLC 77 4.69% $6,124
HOMEBRIDGE FINANCIAL SERVICES, INC. 75 4.89% $4,820
HomeBank 74 5.09% $1,645
Busey Bank 73 4.30% $2,730
BNC National Bank 73 4.97% $3,531
PEOPLES BANK & TRUST CO. 72 4.94% $3,019
Neighborhood Loans, Inc. 72 5.59% $4,319
USAA Federal Savings Bank 71 5.55% $4,274
First National Bank of Omaha 71 5.07% $2,954
Fidelity Bank 70 5.19% $3,175
AMERICAN PACIFIC MORTGAGE CORPORATION 68 5.36% $4,604
CHURCHILL MORTGAGE CORPORATION 66 5.46% $3,863
BMO Harris Bank 66 4.70% $4,677
The Huntington National Bank 65 4.18% $4,319
MISSOURI ELECTRIC COOPERATIVES EMPL 64 4.29% $1,801
HOMESITE MORTGAGE, LLC 63 4.85% $2,442
OPEN MORTGAGE, LLC 62 5.46% $5,404
CHERRY CREEK MORTGAGE, LLC 62 5.17% $744
PHH Mortgage Corporation 60 4.58% $5,409
Morgan Stanley Private Bank 59 3.91% $3,144
Amerifirst Financial, Inc. 59 5.84% $4,015
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 58 5.05% $3,905
Sierra Pacific Mortgage Company, Inc. 58 5.23% $4,231
CMG MORTGAGE, INC. 57 5.08% $5,353
Landmark National Bank 56 4.69% $2,386
ZILLOW HOME LOANS, LLC 54 5.26% $5,134
FirstTrust Home Loans, Inc. 54 5.47% $4,450
Discover Bank 53 5.07% $0
First Mid Bank & Trust 52 5.19% $2,480
KELLER MORTGAGE, LLC 52 4.69% $3,369
Wyndham Capital Mortgage, Inc. 51 4.83% $3,266
M&T Bank 50 4.60% $4,508
Enterprise Bank & Trust 49 4.79% $3,184
PENTAGON FEDERAL CREDIT UNION 49 4.56% $2,773
PREMIA MORTGAGE, LLC 49 4.92% $1,267
HOMESIDE FINANCIAL, LLC 49 4.59% $5,359
S1L, Inc. 48 5.48% $4,412
PANORAMA MORTGAGE GROUP, LLC 48 5.95% $6,315
BAY EQUITY LLC 47 5.54% $5,494
Equity Bank 46 4.67% $4,147
PLAZA HOME MORTGAGE, INC. 46 4.87% $4,169
Peoples National Bank , N.A. 46 4.76% $3,512
American Mortgage & Equity Consultants, Inc. 45 4.85% $3,488
First Guaranty Mortgage Corporation 44 4.34% $3,997
LOANPAL, LLC 44 4.41% $6,178
Charles Schwab Bank, SSB 43 3.45% $4,684
VICTORY MORTGAGE, L.L.C. 43 4.94% $2,255
BANK OF LITTLE ROCK MORTGAGE CORPORATION 41 5.02% $3,462
HOMESTAR FINANCIAL CORPORATION 41 5.43% $3,063
FCB Banks 41 4.57% $2,498
THOMPSON KANE & COMPANY, LLC 41 5.56% $2,253
Midland States Bank 41 4.53% $3,573
Fifth Third Bank 39 4.62% $3,660
Sunflower Bank 38 4.73% $4,355
Pinnacle Bank 38 4.66% $2,854
Merchants Bank of Indiana 37 4.98% $2,268
Mortgage Investment Services Corporation 37 5.32% $3,566
Academy Bank 35 4.82% $3,616
PREMIER MORTGAGE RESOURCES, L.L.C. 34 5.31% $3,961
ALLTRU Federal Credit Union 34 5.01% $3,470
ARK-LA-TEX FINANCIAL SERVICES, LLC. 34 5.79% $5,011
TOWNE MORTGAGE COMPANY 33 4.98% $7,404
Northpointe Bank 33 4.72% $4,703
MORTGAGE SOLUTIONS LLC 32 4.26% $3,715
Deere Employees Credit Union 32 3.56% $2,739
KeyBank 32 4.22% $4,128
Bank of England 31 5.32% $4,381
FCS Financial FLCA 31 5.89% $3,340
Citibank 31 4.24% $4,624
Gateway Metro Federal Credit Union 30 4.59% $2,794
Waterstone Mortgage Corporation 30 6.21% $4,678
LAND HOME FINANCIAL SERVICES, INC. 28 5.26% $4,073
Ameris Bank 28 5.67% $4,942
Financial Funding Solutions, Inc. 28 4.71% $4,391
Bank of the West 28 4.62% $4,604
First Mortgage Solutions, LLC 28 4.15% $2,942
AmeriHome Mortgage Company, LLC 28 4.39% $5,103
CITIZENS EQUITY FIRST 27 4.41% $1,825
Banterra Bank 27 4.99% $2,925
FirstBank 27 3.75% $3,186
JAMES B. NUTTER & COMPANY 27 6.19% $4,506
GUIDANCE RESIDENTIAL, LLC 26 5.70% $5,116
Iroquois Federal Savings and Loan Association 24 4.70% $2,565
Third Federal Savings and Loan Association of Cleveland 24 3.38% $1,541
MAINSTREET FEDERAL CREDIT UNION 24 4.74% $1,986
R-G Federal Credit Union 24 5.01% $3,728
Community First National Bank 23 4.68% $4,485
Nations Lending Corporation 23 4.75% $5,774
AMERICAN PORTFOLIO MORTGAGE CORPORATION 22 5.60% $3,507
ELECTRO SAVINGS CREDIT UNION 22 4.68% $4,103
Cornerstone First Mortgage, Inc 22 4.89% $4,579
First National Bank of America 22 8.15% $7,261
The Federal Savings Bank 22 5.13% $8,098
SECURITYNATIONAL MORTGAGE COMPANY 21 4.96% $4,787
FIRST COMMUNITY MORTGAGE, INC. 21 4.91% $3,718
Dollar Bank, Federal Savings Bank 21 4.01% $4,172
Equity Prime Mortgage LLC 21 5.54% $5,492
United Community Bank 20 5.20% $1,971
Mid-Continent Funding, Inc. 20 4.74% $2,724
NexBank 20 5.10% $4,843
First Savings Bank 19 5.42% $6,214
MORTGAGE FINANCIAL SERVICES, LLC 19 5.46% $4,370
THRIVE MORTGAGE, LLC 19 4.72% $4,064
AMERICAN INTERNET MORTGAGE, INC. 18 3.81% $4,302
Barrington Bank & Trust Company, N.A. 18 4.95% $4,035
Midwest Heritage Bank FSB 18 4.69% $2,300
SUN WEST MORTGAGE COMPANY, INC. 18 5.60% $6,457
MICHIGAN MUTUAL, INC. 17 5.08% $4,470
Raymond James Bank 17 3.43% $3,056
VERIDIAN CREDIT UNION 17 4.36% $2,193
T2 FINANCIAL LLC 16 5.31% $3,403
CENTRAL MISSOURI COMMUNITY CREDIT UNION 16 5.16% $2,649
Baxter Credit Union 16 4.50% $2,753
HANCOCK MORTGAGE PARTNERS, LLC 16 5.08% $4,826
Armed Forces Bank 16 5.30% $2,650
Mid-America Bank 16 5.32% $2,352
Magnolia Bank 16 4.42% $3,776
UBS Bank USA 15 3.60% $4,909
DRAPER AND KRAMER MORTGAGE CORP. 15 4.77% $4,652
Colonial Savings, F.A. 15 5.21% $5,201
CRESCENT MORTGAGE COMPANY 15 4.61% $3,019
1ST MIDAMERICA 15 4.58% $3,642
DIGITAL Federal Credit Union 14 4.58% $3,064
CANOPY MORTGAGE, LLC 14 5.00% $4,191
TIB The Independent Bankersbank 14 5.29% $3,246
City National Bank 14 3.90% $3,136
Hometown Lenders, Inc. 14 5.57% $6,843
UIF CORPORATION 14 5.78% $3,656
Northwest Bank 14 4.63% $4,022
EMBRACE HOME LOANS, INC. 14 5.11% $6,088
RUOFF MORTGAGE COMPANY, INC. 13 4.30% $3,403
CIBC Bank USA 13 4.23% $3,231
TOP FLITE FINANCIAL, INC. 13 4.96% $8,052
GSF Mortgage Corporation 13 4.56% $3,878
SIRVA MORTGAGE, INC. 13 5.11% $2,455
GUARANTY HOME MORTGAGE CORPORATION 12 5.70% $5,173
American Mortgage Bank, LLC 11 5.12% $5,961
IOWA BANKERS MORTGAGE CORPORATION 11 4.89% $2,976
Ixonia Bank 11 5.64% $5,761
First Internet Bank of Indiana 11 4.83% $3,093
Chicago Mortgage Solutions LLC 11 3.97% $3,454
Old National Bank 11 5.13% $3,766
First National Bank of Waterloo 11 4.32% $2,518
American Bank of Missouri 11 5.05% $2,970
LENDSURE MORTGAGE CORP. 10 7.91% $10,223
Central National Bank 10 5.08% $2,862
NP, Inc. 10 5.41% $3,831
21ST MORTGAGE CORPORATION 9 7.36% $5,995
PRIMARY RESIDENTIAL MORTGAGE, INC. 9 5.39% $5,754
First-Citizens Bank & Trust Company 9 4.80% $4,013
First Western Trust Bank 9 5.33% $3,434
Christensen Financial, Inc. 8 5.00% $5,393
CREDIT UNION OF AMERICA 8 5.27% $2,579
CREDIT UNION MORTGAGE ASSOCIATION, INC. 8 3.47% $4,284
Town & Country Banc Mortgage Services 8 4.97% $3,440
RBC Bank, (Georgia) 8 4.47% $1,936
Lincoln Savings Bank 8 4.30% $3,525
First Bankers Trust Company 8 5.36% $2,305
Boeing Employees Credit Union 8 4.80% $2,245
FIRST STATE MORTGAGE SERVICES, LLC 8 5.30% $4,241
First Interstate Bank 8 5.56% $3,301
ARC HOME LLC 7 5.66% $10,599
Renasant Bank 7 4.34% $3,305
First Home Bank 7 4.36% $3,800
Farm Credit Mid-America, ACA 7 5.13% $6,313
United Nations Federal Credit Union 7 3.27% $4,564
ALLIANT CREDIT UNION 7 5.07% $3,927
SUCCESS MORTGAGE PARTNERS, INC. 7 5.13% $6,214
UNIVERSITY CREDIT UNION 6 3.74% $3,035
Union Bank and Trust Company 6 5.23% $2,564
BLUELEAF LENDING, LLC 6 4.25% $3,405
RED DIAMOND HOME LOANS, LLC 6 4.98% $3,945
The Northern Trust Company 6 3.92% $3,335
STEARNS LENDING, LLC 6 3.37% $3,643
MORTGAGE SOLUTIONS OF COLORADO, LLC 5 5.50% $5,557
First United Bank and Trust Company 5 5.28% $4,707
Eagle Bank and Trust Company 5 5.63% $3,914
BNY Mellon 5 3.70% $3,906
Operating Engineers Local Union #3 5 4.70% $3,145
CASTLE & COOKE MORTGAGE, LLC 5 5.05% $2,780
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 5 4.50% $4,036
Centennial Bank 5 5.28% $3,293
ENCORE BANK 5 3.82% $5,451
Quontic Bank 5 7.05% $6,519
WINGS FINANCIAL 5 4.73% $2,886
Dieterich Bank 5 5.18% $2,212
Warsaw Federal Savings and Loan Association 5 5.69% $3,815
HOMESPIRE MORTGAGE CORPORATION 5 5.48% $2,800
Truity Federal Credit Union 5 4.73% $2,164
Petefish, Skiles & Co. 5 4.35% $3,265
American National Bank 5 6.40% $4,280
PINNACLE LENDING GROUP, INC. 5 5.45% $5,287
First Federal Bank 4 4.59% $6,211
Access Bank 4 5.00% $4,422
AMERICAN FINANCIAL RESOURCES, INC. 4 4.75% $3,711
Axos Bank 4 4.56% $2,712
CALCON MUTUAL MORTGAGE LLC 4 6.22% $5,114
CNB Bank And Trust, N.A. 4 4.89% $3,431
CoreFirst Bank & Trust 4 4.25% $2,737
Devon Bank 4 5.94% $5,260
Dundee Bank 4 5.81% $4,949
ENVOY MORTGAGE, LTD 4 6.38% $7,276
EVANSVILLE TEACHERS 4 4.84% $2,445
Florida Capital Bank 4 4.78% $6,184
Gate City Bank 4 4.09% $5,455
Generations Bank 4 4.09% $3,046
Goldman Sachs Bank USA 4 3.78% $3,003
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.59% $3,315
Goldwater Bank, N.A. 4 4.81% $3,402
HALLMARK HOME MORTGAGE, LLC 4 7.31% $3,473
HSBC BANK USA, NATIONAL ASSOCIATION 4 4.74% $4,937
I. H. MISSISSIPPI VALLEY CREDIT UNION 4 3.81% $1,998
Intrust Bank 4 4.34% $3,871
JUSTICE Federal Credit Union 4 5.47% $3,377
NEW DAY FINANCIAL, LLC 4 4.03% $5,486
Republic Bank & Trust Company 4 3.88% $3,274
TRIAD FINANCIAL SERVICES, INC. 4 5.69% $5,997
US MORTGAGE CORPORATION 4 6.03% $5,210
Northwest Federal Credit Union 3 5.00% $2,289
Leaders Credit Union 3 4.92% $205
UNIFY FINANCIAL Credit Union 3 5.10% $2,241
First National Bank 3 4.80% $1,410
INB 3 5.50% $5,158
RESIDENTIAL BANCORP 3 6.25% $8,908
SENB Bank 3 3.96% $2,642
NFM, INC. 3 6.00% $6,128
Pinnacle Bank 3 4.71% $3,863
Central Bank 3 4.33% $5,496
Central Bank 3 5.89% $3,128
Texana Bank 3 5.25% $6,784
ANGEL OAK HOME LOANS LLC 3 7.04% $3,725
THRIVENT Federal Credit Union 3 5.25% $2,664
Citadel Servicing Corporation 3 8.38% $9,012
Christian Community Credit Union 3 4.00% $3,122
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.92% $1,242
Bethpage Federal Credit Union 3 5.63% $4,747
Luana Savings Bank 3 5.09% $1,662
COMPASS MORTGAGE, INC. 3 6.21% $4,646
Deseret First Credit Union 3 6.50% $4,570
Evolve Bank & Trust 3 4.38% $3,852
Victorian Finance, LLC 3 5.50% $2,682
AMERICAN HOME LENDING USA, LLC 3 4.83% $6,564
First Financial Bank 3 4.83% $5,339
COMMUNITY 1ST CREDIT UNION 3 4.38% $1,958
Toyota Financial Savings Bank 3 4.08% $3,257
JMJ FINANCIAL GROUP 3 6.00% $9,599
Southwest Airlines Federal Credit Union 3 4.83% $5,148
Core Bank 3 4.63% $3,312
West Gate Bank 3 5.00% $2,578
The First National Bank of Fort Smith 3 4.83% $4,840
Morton Community Bank 3 4.00% $2,597
Bank of Whittier 3 4.42% $5,575
CHARTER WEST BANK 3 5.25% $2,574
Fortress Bank 3 4.88% $3,371
STAR ONE CREDIT UNION 3 4.42% $2,101
HEARTLAND CREDIT UNION 3 5.83% $2,434
CONSUMERS COOPERATIVE CREDIT UNION 2 4.44% $2,369
GREAT LAKES 2 4.56% $3,666
MICHIGAN FIRST CREDIT UNION 2 3.31% $4,364
PROPER RATE, LLC 2 4.38% $3,366
Stillman Bank 2 4.76% $3,324
First Bank 2 5.75% $5,917
Firstar Bank 2 4.63% $2,819
City Bank 2 5.94% $3,219
MEMBER HOME LOAN, L.L.C. 2 4.31% $5,347
HAMILTON HOME LOANS, INC. 2 4.81% $2,468
Frontier Bank 2 3.56% $2,088
Central Bank Illinois 2 3.88% $1,956
Adams Bank & Trust 2 5.50% $5,450
Think Mutual Bank 2 4.31% $3,311
Low VA Rates, LLC 2 4.56% $7,399
NORTHROP GRUMMAN Federal Credit Union 2 4.94% $3,843
TJC Mortgage, Inc. 2 4.06% $2,752
NASA Federal Credit Union 2 5.31% $3,927
BAYSHORE MORTGAGE FUNDING, LLC 2 5.06% $6,585
ESB Financial 2 5.19% $2,050
TruHome Solutions, LLC 2 4.31% $3,185
Envista Credit Union 2 5.19% $4,663
Bank of Colorado 2 3.36% $3,495
Hometown Equity Mortgage, LLC 2 4.50% $5,763
Azura Credit Union 2 5.81% $0
UNITED 2 3.56% $7,433
Austin Capital Bank SSB 2 4.44% $4,072
ATLANTA POSTAL 2 4.43% $3,689
Arbor Bank 2 4.87% $2,516
GREENSTATE CREDIT UNION 2 5.56% $3,758
AmRes Corporation 2 5.06% $8,264
INLAND BANK & TRUST 2 3.88% $3,972
NUMARK CREDIT UNION 2 5.50% $3,202
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 5.94% $6,382
Signature Bank of Arkansas 2 6.71% $2,663
Silicon Valley Bank 2 3.44% $2,931
Vibrant Credit Union 2 3.50% $2,602
Amarillo National Bank 2 5.56% $2,703
First Financial Bank 2 3.88% $2,298
OAKTREE FUNDING CORP. 2 6.06% $8,552
HOME BANK AND TRUST COMPANY 2 3.44% $2,716
Chickasaw Community Bank 1 4.88% $5,657
THE FAMILY CREDIT UNION 1 3.00% $2,942
CHEVRON 1 3.88% $495
Cf Bank 1 3.63% $780
The State Bank and Trust Company 1 4.00% $2,545
The Union Bank Company 1 4.00% $1,583
CBI Bank & Trust 1 5.50% $2,974
Byron Bank 1 4.50% $2,972
BLUCURRENT 1 6.75% $2,046
BEST CAPITAL FUNDING 1 4.75% $7,078
BECKAM FUNDING CORP. 1 6.63% $5,246
Actors Federal Credit Union 1 4.00% $4,269
Bank of Hillsboro 1 4.88% $3,964
Bank Midwest 1 5.35% $2,278
Bank Iowa 1 4.88% $3,228
Bankers Trust Company 1 4.38% $1,837
United Bank 1 3.00% $2,796
Atlantic Union Bank 1 4.99% $6,706
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.50% $7,752
AMERICA'S CREDIT UNION 1 4.50% $3,009
Zions Bank 1 4.25% $4,250
American Southwest Credit Union 1 8.13% $1,500
Valley First Credit Union 1 5.50% $2,412
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.38% $3,850
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 5.13% $6,354
VERITAS FUNDING, LLC 1 5.38% $13,199
American Bank and Trust Company 1 5.88% $6,192
ALL IN 1 3.38% $0
WesBanco 1 6.88% $3,249
WESCOM CENTRAL CREDIT UNION 1 4.75% $3,181
Alerus Financial 1 5.13% $3,358
Wichita Federal Credit Union 1 3.63% $2,560
Willamette Valley Bank 1 5.50% $4,400
Affiliated Bank 1 4.50% $5,273
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 3.50% $5,454
METRO CU 1 5.25% $2,922
Members Mortgage Services, L.L.C. 1 3.38% $2,483
Meridian Bank Corporation 1 4.99% $3,163
Marine Bank 1 4.63% $3,343
MidWestOne Bank 1 4.88% $8,355
Lincoln FSB of Nebraska 1 5.38% $1,844
Leader Bank 1 4.00% $3,925
Inwood National Bank 1 3.88% $3,149
Independent Bank 1 5.75% $2,317
ILLINOIS STATE CREDIT UNION 1 5.38% $2,153
IAA Credit Union 1 4.88% $2,707
MUFG Union Bank 1 2.00% $10,075
Huntingdon Valley Bank 1 5.25% $3,101
NATIONS RELIABLE LENDING, LLC 1 3.25% $2,875
Home State Bank 1 5.63% $3,285
Heritage Bank 1 6.13% $5,518
ADVANCIAL 1 6.88% $4,581
HEARTLAND 1 3.88% $2,921
HANSCOM 1 3.75% $3,538
NORTHERN MORTGAGE SERVICES, LLC 1 3.50% $3,535
Gulf Coast Bank and Trust Company 1 6.38% $3,592
GreenStone Farm Credit Services, FLCA 1 4.45% $4,478
Notre Dame Federal Credit Union Corporation 1 4.50% $2,761
N R L Federal Credit Union 1 3.25% $3,455
Great Western Bank 1 3.75% $2,440
Ohnward Bank & Trust 1 6.88% $2,474
Great Plains National Bank 1 4.88% $6,260
Grand Bank for Savings, FSB 1 7.25% $3,939
Goodfield State Bank 1 6.50% $2,514
Origin Bank 1 4.13% $3,334
Gold Coast Bank 1 3.13% $2,768
German American Bank 1 4.38% $2,973
General Mortgage Capital Corporation 1 5.12% $3,472
Patriot Bank 1 3.13% $3,215
F & M Bank 1 6.13% $4,103
Peoples Bank 1 4.38% $6,548
First State Bank of Middlebury 1 5.25% $5,365
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 3.25% $2,312
First National Bank Texas 1 3.25% $5,084
First National Bank 1 7.38% $3,136
First Midwest Bank 1 3.38% $2,963
First Merchants Bank 1 2.63% $3,366
First International Bank & Trust 1 5.63% $2,145
First Federal Savings Bank 1 3.63% $3,516
First Federal Savings Bank 1 4.88% $1,171
First Federal Bank, A FSB 1 5.00% $3,355
First Bank & Trust 1 5.38% $3,370
First Bank & Trust 1 5.50% $5,133
PURDUE FEDERAL CREDIT UNION 1 5.75% $2,106
First American Bank 1 5.63% $3,254
Figure Lending LLC 1 3.50% $2,167
Fidelity Bank & Trust 1 3.75% $6,111
RCB Bank 1 5.38% $6,845
FIDELITY BANK 1 4.00% $3,451
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 3.38% $3,842
FAY SERVICING, LLC 1 7.38% $3,191
Exchange Bank 1 4.38% $2,286
Rock Canyon Bank 1 5.00% $7,149
Royal Credit Union 1 3.75% $3,614
Emprise Bank 1 4.88% $2,346
SeaTrust Mortgage Company 1 5.25% $4,379
Elements Financial Federal Credit Union 1 6.50% $3,438
SENTE MORTGAGE, INC. 1 5.88% $8,859
Service Federal Credit Union 1 3.50% $2,427
DUPACO COMMUNITY 1 5.38% $3,156
Shore United Bank 1 3.38% $3,404
Signature Federal Credit Union 1 5.00% $5,824
CPM Federal Credit Union 1 4.49% $4,487
CORPORATE AMERICA FAMILY 1 3.25% $3,966
South State Bank 1 4.50% $4,071
SOUTHWEST STAGE FUNDING, LLC 1 4.88% $4,279
SPIRE Credit Union 1 5.38% $5,804
STANFORD Federal Credit Union 1 5.38% $6,578
State Department Federal Credit Union 1 4.13% $5,790
COMPEER FINANCIAL, FLCA 1 7.50% $2,387
COMMUNITY FIRST CREDIT UNION OF FLO 1 4.25% $1,924
Collins Community Credit Union 1 4.13% $3,081
City National Bank of Florida 1 3.63% $2,857
Citizens Tri-County Bank 1 6.88% $9,835
TEACHERS 1 5.38% $3,198
TEACHERS CREDIT UNION 1 4.75% $2,790

Missouri Average Closing Costs & Other Stats

Missouri's 536 lenders originated 162,120 loans during 2022. The total origination value was $37,041,650,000, with an average loan value of $228,483.

Missouri's average closing costs are $3,740.

The top Missouri lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 4,179 loans originated. Their average total fees are $3,202, which is $836 lower than the next largest lender, DAS Acquisition Company, LLC.

The lowest fee Missouri lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($744), PREMIA MORTGAGE, LLC ($1,267), HNB National Bank ($1,474) and Town & Country Bank ($1,479).

The lowest rate Missouri lenders (with over 10 loans originated) are Third Federal Savings and Loan Association of Cleveland (3.38%), Raymond James Bank (3.43%), Charles Schwab Bank, SSB (3.45%), Deere Employees Credit Union (3.56%) and UBS Bank USA (3.60%).

Missouri Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
FLAT BRANCH MORTGAGE, INC. $2,318,165,000 $1,577,325,000 -32.0% 4.3%
QUICKEN LOANS, LLC $2,922,105,000 $1,357,335,000 -53.5% 3.7%
DAS Acquisition Company, LLC $2,316,205,000 $1,242,920,000 -46.3% 3.4%
The Central Trust Bank $1,604,900,000 $1,175,000,000 -26.8% 3.2%
U.S. Bank $1,694,985,000 $1,079,670,000 -36.3% 2.9%
UNITED WHOLESALE MORTGAGE, LLC $1,568,705,000 $1,039,460,000 -33.7% 2.8%
GUILD MORTGAGE COMPANY $1,855,585,000 $919,640,000 -50.4% 2.5%
Stifel Bank and Trust $1,043,675,000 $714,965,000 -31.5% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,112,945,000 $657,580,000 -40.9% 1.8%
Mortgage Research Center, LLC $755,905,000 $629,000,000 -16.8% 1.7%
Wells Fargo Bank $1,066,110,000 $613,720,000 -42.4% 1.7%
Commerce Bank $677,050,000 $507,390,000 -25.1% 1.4%
COMMUNITYAMERICA $745,250,000 $506,015,000 -32.1% 1.4%
First State Bank of St. Charles, Missouri $975,465,000 $473,625,000 -51.4% 1.3%
BROKER SOLUTIONS, INC. $887,425,000 $466,195,000 -47.5% 1.3%
Arvest Bank $616,830,000 $464,860,000 -24.6% 1.3%
GERSHMAN INVESTMENT CORP. $833,170,000 $440,720,000 -47.1% 1.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $739,360,000 $394,385,000 -46.7% 1.1%
Great Southern Bank $453,635,000 $371,460,000 -18.1% 1.0%
Bank of America $574,100,000 $359,720,000 -37.3% 1.0%
BERKADIA COMMERCIAL MORTGAGE LLC $180,780,000 $332,685,000 84.0% 0.9%
LOANDEPOT.COM, LLC $646,300,000 $331,055,000 -48.8% 0.9%
First State Community Bank $448,990,000 $330,450,000 -26.4% 0.9%
FIRST COMMUNITY $383,850,000 $327,565,000 -14.7% 0.9%
Oakstar Bank $417,040,000 $323,790,000 -22.4% 0.9%
PENNYMAC LOAN SERVICES, LLC $703,320,000 $284,845,000 -59.5% 0.8%
Capitol Federal Savings Bank $295,745,000 $276,550,000 -6.5% 0.7%
DELMAR FINANCIAL COMPANY $601,145,000 $267,235,000 -55.5% 0.7%
Flagstar Bank, FSB $336,510,000 $267,115,000 -20.6% 0.7%
Carrollton Bank $471,875,000 $265,770,000 -43.7% 0.7%
LEADERONE FINANCIAL CORPORATION $407,535,000 $264,465,000 -35.1% 0.7%
FREEDOM MORTGAGE CORPORATION $1,183,840,000 $252,865,000 -78.6% 0.7%
Hawthorn Bank $295,560,000 $247,535,000 -16.2% 0.7%
UMB Bank $315,295,000 $239,280,000 -24.1% 0.6%
Southern Bank $213,555,000 $234,545,000 9.8% 0.6%
JLB CORPORATION $709,735,000 $233,465,000 -67.1% 0.6%
TOGETHER CREDIT UNION $331,010,000 $233,355,000 -29.5% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $418,860,000 $229,695,000 -45.2% 0.6%
Arbor Realty Trust, Inc. $93,995,000 $229,015,000 143.6% 0.6%
The Bank of Missouri $255,735,000 $227,435,000 -11.1% 0.6%
Regions Bank $344,140,000 $223,545,000 -35.0% 0.6%
JPMorgan Chase Bank $409,755,000 $217,880,000 -46.8% 0.6%
Prosperity Home Mortgage, LLC $246,345,000 $216,440,000 -12.1% 0.6%
FCB Banks $130,515,000 $216,210,000 65.7% 0.6%
Simmons Bank $213,415,000 $216,210,000 1.3% 0.6%
GUARANTEED RATE AFFINITY, LLC $267,525,000 $214,965,000 -19.6% 0.6%
HOME POINT FINANCIAL CORPORATION $622,110,000 $213,985,000 -65.6% 0.6%
Associated Bank $279,480,000 $211,015,000 -24.5% 0.6%
Springfield First Community Bank $148,000,000 $208,995,000 41.2% 0.6%
GUARANTEED RATE, INC. $412,510,000 $206,350,000 -50.0% 0.6%
COMMUNITY MORTGAGE, LLC $436,350,000 $196,425,000 -55.0% 0.5%
NAVY FEDERAL CREDIT UNION $209,980,000 $193,060,000 -8.1% 0.5%
INB $49,905,000 $180,640,000 262.0% 0.5%
Sullivan Bank $185,570,000 $177,700,000 -4.2% 0.5%
ENDEAVOR CAPITAL, LLC. $376,000,000 $172,310,000 -54.2% 0.5%
North American Savings Bank, F.S.B. $312,865,000 $172,125,000 -45.0% 0.5%
Midwest BankCentre $239,925,000 $170,930,000 -28.8% 0.5%
First Bank $325,000 $167,110,000 51,318.5% 0.5%
AMERISAVE MORTGAGE CORPORATION $333,905,000 $162,675,000 -51.3% 0.4%
PNC Bank $135,985,000 $157,050,000 15.5% 0.4%
NEWREZ LLC $339,840,000 $147,090,000 -56.7% 0.4%
SUMMIT FUNDING, INC. $91,090,000 $144,675,000 58.8% 0.4%
Merchants Bank of Indiana $250,575,000 $142,570,000 -43.1% 0.4%
ASSEMBLIES OF GOD Credit Union $144,620,000 $139,570,000 -3.5% 0.4%
Paramount Bank $367,160,000 $138,605,000 -62.2% 0.4%
F&B Acquisition Group LLC $382,120,000 $138,520,000 -63.7% 0.4%
Capital One $113,625,000 $138,470,000 21.9% 0.4%
NBKC BANK $213,710,000 $132,320,000 -38.1% 0.4%
CALIBER HOME LOANS, INC. $362,925,000 $126,945,000 -65.0% 0.3%
Grandbridge Real Estate Capital LLC $100,455,000 $119,115,000 18.6% 0.3%
The Northwestern Mutual Life Insurance Company $118,515,000 n/a 0.3%
Bell Bank $95,040,000 $116,575,000 22.7% 0.3%
First Federal Bank of Kansas City $193,065,000 $107,845,000 -44.1% 0.3%
VANTAGE Credit Union $20,570,000 $107,810,000 424.1% 0.3%
USAA Federal Savings Bank $158,800,000 $106,680,000 -32.8% 0.3%
WEST COMMUNITY $156,795,000 $105,780,000 -32.5% 0.3%
The Home Loan Expert LLC $184,090,000 $104,495,000 -43.2% 0.3%
BancorpSouth Bank $139,460,000 $102,410,000 -26.6% 0.3%
NBH Bank $105,485,000 $101,975,000 -3.3% 0.3%
MOVEMENT MORTGAGE, LLC $143,065,000 $100,930,000 -29.5% 0.3%
Midland States Bank $65,690,000 $90,965,000 38.5% 0.2%
HNB National Bank $133,280,000 $89,660,000 -32.7% 0.2%
Citizens Bank $225,000 $89,590,000 39,717.8% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $91,055,000 $88,610,000 -2.7% 0.2%
WALKER & DUNLOP, LLC $219,790,000 $88,225,000 -59.9% 0.2%