Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. Mortgage Rates, Fees & Info
Camuy,LEI: 25490099XNQQU8T3WI97
Tax ID: 66-0236963
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Mortgage Data
Review & Overview
Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. is a smaller mortgage company specializing in Other and Home Purchase loans. Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. has a high proportion of conventional loans. Their top markets by origination volume include: Arecibo, Aguadilla, San Juan, San GermÁn, and MayagÜez among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. has an above average approval rate when compared to the average across all lenders.
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Originations
28Origination Dollar Volume (All Markets)
$2,520,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Arecibo, PR (FHA|USDA|VA) | 16 | $1,470,000 | $91,875 | $0 | 0.00% |
| AGUADILLA-ISABELA, PR (FHA|USDA|VA) | 8 | $560,000 | $70,000 | $0 | 0.00% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 0.00% |
| SAN GERMÁN, PR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| MAYAGÜEZ, PR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 28 | $2,520,000 | $90,000 | $0 | 0.00% |
For 2023, Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r.'s most frequently originated type of loan was Conventional, with 28 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Other | 13 | $1,215,000 | $93,462 | $0 | 0.00% |
| Home Purchase | 12 | $1,000,000 | $83,333 | $0 | 0.00% |
| Cash Out Refi | 3 | $305,000 | $101,667 | $0 | 0.00% |
For 2023, Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r.'s most frequently cited loan purpose was Other, with 13 originations. The 2nd most popular reason was Home Purchase, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 28 | $2,520,000 | $90,000 | $0 | 0.00% |
For 2023, Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r.'s most frequently cited loan duration was Other, with 28 originations.
Loan Sizing
2023 saw Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. place emphasis on $100,000 or less loans with 16 originations, totaling $970,000 in origination value.
Applicant Income
Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. lent most frequently to those with incomes in the $50k or less range, with 15 originations. The second most popular income band? $50k-75k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 28 | $2,520,000 | $90,000 | $0 | 0.00% |
Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. lent most frequently to those with DTI ratios of Exempt%, with 28 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 18 | $1,440,000 | $80,000 | $0 | 0.00% |
| Black | 10 | $1,080,000 | $108,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 28 | $2,520,000 | $90,000 |