Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. Mortgage Rates, Fees & Info

Camuy,

LEI: 25490099XNQQU8T3WI97

Tax ID: 66-0236963

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. is a smaller mortgage company specializing in Cash Out Refi and Refi loans. Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. has a high proportion of conventional loans. Their top markets by origination volume include: Arecibo, Aguadilla, and Ponce among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. has an above average approval rate when compared to the average across all lenders.

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    Originations

    34

    Origination Dollar Volume (All Markets)

    $2,790,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Arecibo, PR (FHA|USDA|VA) 17 $1,465,000 $86,176 $0 0.00%
    AGUADILLA-ISABELA, PR (FHA|USDA|VA) 16 $1,260,000 $78,750 $0 0.00%
    PONCE, PR (FHA|USDA|VA) 1 $65,000 $65,000 $0 0.00%
    Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r.'s top markets include Arecibo, Aguadilla, and Ponce among others.

    Their top states include:
  • Puerto Rico (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 34 $2,790,000 $82,059 $0 0.00%

    For 2018, Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r.'s most frequently originated type of loan was Conventional, with 34 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 22 $1,690,000 $76,818 $0 0.00%
    Refi 8 $770,000 $96,250 $0 0.00%
    Home Purchase 4 $330,000 $82,500 $0 0.00%

    For 2018, Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r.'s most frequently cited loan purpose was Cash Out Refi, with 22 originations. The 2nd most popular reason was Refi, with 8 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 34 $2,790,000 $82,059 $0 0.00%

    For 2018, Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r.'s most frequently cited loan duration was Other, with 34 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 27 $1,915,000 $70,926 $0 0.00%
    $100k-200k 7 $875,000 $125,000 $0 0.00%

    2018 saw Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. place emphasis on $100,000 or less loans with 27 originations, totaling $1,915,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 23 $1,695,000 $73,696 $0 0.00%
    $50k-75k 6 $590,000 $98,333 $0 0.00%
    $75k-100k 4 $430,000 $107,500 $0 0.00%
    $100k-150k 1 $75,000 $75,000 $0 0.00%

    Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. lent most frequently to those with incomes in the $50k or less range, with 23 originations. The second most popular income band? $50k-75k, with 6 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 34 $2,790,000 $82,059 $0 0.00%

    Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. lent most frequently to those with DTI ratios of Exempt%, with 34 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 34 $2,790,000 $82,059 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Cooperativa De Ahoro Y Crédito Bo. Quebrada De Camuy P.r. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 34 $2,790,000 $82,059

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 34 $2,790,000 $82,059