Axiom Bank N.a. Mortgage Rates, Fees & Info
Maitland, FLLEI: 254900FIT283V26LD641
Tax ID: 59-1008568
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Mortgage Data
Bank Data
Review & Overview
Axiom Bank N.a. is a smaller bank specializing in various types of mortgages.We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
0Origination Dollar Volume (All Markets)
$0Employee count
197Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Axiom Bank, National Association | 1000 N Wickham Road Melbourne, FL 32935 | Full Service Retail | $2,493 |
| Axiom Bank, National Association | 1050 East Van Fleet Drive Bartow, FL 33830 | Full Service Retail | $6,708 |
| Axiom Bank, National Association | 11110 Causeway Boulevard Brandon, FL 33511 | Full Service Retail | $6,214 |
| Axiom Bank, National Association | 13490 Beach Blvd Jacksonville, FL 32224 | Full Service Retail | $16,462 |
| Axiom Bank, National Association | 1471 East Osceola Parkway Kissimmee, FL 34744 | Full Service Retail | $16,935 |
| Axiom Bank, National Association | 1590 Dunlawton Ave Port Orange, FL 32127 | Full Service Retail | $61,463 |
| Axiom Bank, National Association | 1601 Rinehart Rd Sanford, FL 32771 | Full Service Retail | $16,750 |
| Axiom Bank, National Association | 16418 New Independence Parkway Winter Garden, FL 34787 | Full Service B&M | $2,965 |
| Axiom Bank, National Association | 19910 Bruce B Downs Blvd Tampa, FL 33647 | Full Service Retail | $1,752 |
| Axiom Bank, National Association | 2500 S Kirkman Rd Orlando, FL 32811 | Full Service Retail | $5,121 |
| Axiom Bank, National Association | 2501 Citrus Blvd Leesburg, FL 34748 | Full Service Retail | $29,079 |
| Axiom Bank, National Association | 258 Southhall Lane Maitland, FL 32751 | Full Service B&M | $132,295 |
| Axiom Bank, National Association | 2600 Southwest 19th Avenue Ocala, FL 34471 | Full Service Retail | $8,885 |
| Axiom Bank, National Association | 2602 James L Redman Pkwy Plant City, FL 33566 | Full Service Retail | $1,271 |
| Axiom Bank, National Association | 3501 South Florida Avenue Lakeland, FL 33803 | Full Service Retail | $9,424 |
| Axiom Bank, National Association | 355 Cypress Gardens Blvd Winter Haven, FL 33880 | Full Service Retail | $20,524 |
| Axiom Bank, National Association | 4400 13th St Saint Cloud, FL 34769 | Full Service Retail | $20,841 |
| Axiom Bank, National Association | 508 10th St E Palmetto, FL 34221 | Full Service Retail | $35,359 |
| Axiom Bank, National Association | 5315 Cortez Road West Bradenton, FL 34210 | Full Service Retail | $15,827 |
| Axiom Bank, National Association | 5991 S. Goldenrod Rd Orlando, FL 32822 | Full Service Retail | $15,135 |
| Axiom Bank, National Association | 715 South Goldwyn Avenue Orlando, FL 32805 | Full Service Retail | $7,961 |
| Axiom Bank, National Association | 8101 S John Young Parkway Orlando, FL 32819 | Full Service Retail | $1,682 |
| Axiom Bank, National Association | 8808 Beach Blvd Jacksonville, FL 32216 | Full Service Retail | $9,741 |
| Axiom Bank, National Association | 899 Blanding Blvd Orange Park, FL 32065 | Full Service Retail | $15,292 |
| Axiom Bank, National Association | 9205 Gibsonton Dr Gibsonton, FL 33534 | Full Service Retail | $10,623 |
For 2018, Axiom Bank N.a. had 25 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $33,338 |
| Net interest income | $26,088 |
| Total noninterest income | $7,263 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $2,676 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $4,587 |
| Pre-tax net operating income | $2,776 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $2,085 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $2,085 |
| Minority interest net income | $0 |
| Net income | $2,085 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $2,085 |
Axiom Bank N.a.'s gross interest income from loans was $33,338,000.
Axiom Bank N.a.'s net interest income from loans was $26,088,000.
Axiom Bank N.a.'s fee based income from loans was $2,676,000.
Axiom Bank N.a.'s net income from loans was $2,085,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $7,250 |
| Provision for credit losses | $-350 |
| Total noninterest expense | $30,925 |
| Salaries and employee benefits | $15,712 |
| Premises and equipment expense | $3,320 |
| Additional noninterest expense | $11,893 |
| Applicable income taxes | $691 |
| Net charge-offs | $1,549 |
| Cash dividends | $0 |
Axiom Bank N.a.'s interest expense for loans was $7,250,000.
Axiom Bank N.a.'s payroll and benefits expense were $15,712,000.
Axiom Bank N.a.'s property, plant and equipment expenses $3,320,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 2.0% |
| HELOC loans | 0.0% |
| All other family | 2.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $475,056 |
| Deposits held in domestic offices | $475,056 |
| Deposits by Individuals, partnerships, and corporations | $467,858 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $4,956 |
| Deposits by Commercial banks and other depository institutions in U.S. | $2,242 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $69,326 |
| Demand deposits | $62,586 |
| Nontransaction accounts | $405,730 |
| Money market deposit accounts (MMDAs) | $89,056 |
| Other savings deposits (excluding MMDAs) | $5,957 |
| Total time deposits | $310,718 |
| Total time and savings deposits | $412,470 |
| Noninterest-bearing deposits | $62,581 |
| Interest-bearing deposits | $412,475 |
| Retail deposits | $342,536 |
| IRAs and Keogh plan accounts | $24,016 |
| Brokered deposits | $91,329 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $631,518 |
| Cash & Balances due from depository institutions | $46,972 |
| Interest-bearing balances | $36,776 |
| Total securities | $46,830 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $497,538 |
| Loan and leases loss allowance | $5,157 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $11,348 |
| Other real estate owned | $196 |
| Goodwill and other intangibles | $16,071 |
| All other assets | $12,563 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $631,518 |
| Total Liabilities | $532,305 |
| Total deposits | $475,056 |
| Interest-bearing deposits | $412,475 |
| Deposits held in domestic offices | $475,056 |
| % insured (estimated) | $76 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $52,000 |
| Subordinated debt | $0 |
| All other liabilities | $5,249 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $497,538 |
| Loan and leases loss allowance | $5,157 |
| Total loans and leases (domestic) | $502,695 |
| All real estate loans | $392,846 |
| Real estate loans in domestic offices | $392,846 |
| Construction and development loans | $84,533 |
| Residential 1-4 family construction | $33,137 |
| Other construction, all land development and other land | $51,396 |
| Loans secured by nonfarm nonresidential properties | $114,237 |
| Nonfarm nonresidential secured by owner-occupied properties | $11,990 |
| Commercial real estate & other non-farm, non-residential | $102,247 |
| Multifamily residential real estate | $8,304 |
| 1-4 family residential loans | $185,772 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $49,431 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $60,909 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $60,909 |
| All other loans & leases | $135 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $135 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $4,320 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
Axiom Bank N.A. had $497,538,000 of loans outstanding in 2018. $392,846,000 of loans were in real estate loans. $84,533,000 of loans were in development loans. $8,304,000 of loans were in multifamily mortgage loans. $185,772,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 11 | $3,625 | $329,545 |
| Nonfarm, nonresidential loans - $100-250k | 2 | $310 | $155,000 |
| Nonfarm, nonresidential loans - $250k-1MM | 9 | $3,315 | $368,333 |
| Commercial & Industrial, US addressed loans - <$1MM | 73 | $18,662 | $255,644 |
| Commercial & Industrial, US addressed loans - <$100k | 26 | $1,167 | $44,885 |
| Commercial & Industrial, US addressed loans - $100-250k | 15 | $1,684 | $112,267 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 32 | $15,811 | $494,094 |