Axiom Bank N.a. Mortgage Rates, Fees & Info

Maitland, FL

LEI: 254900FIT283V26LD641

Tax ID: 59-1008568

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Axiom Bank N.a. is a smaller bank specializing in Home Improvement loans. Axiom Bank N.a. has a high proportion of conventional loans. Their top (well, only) market is Orlando.

    Axiom Bank N.a. has an above average approval rate when compared to the average across all lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    1

    Origination Dollar Volume (All Markets)

    $255,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $255,000 $255,000 $1,644 7.50%
    Axiom Bank N.a.'s top markets include and Orlando among others.

    Their top states include:
  • Florida (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1 $255,000 $255,000 $1,644 7.50%

    For 2022, Axiom Bank N.a.'s most frequently originated type of loan was Conventional, with 1 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 1 $255,000 $255,000 $1,644 7.50%

    For 2022, Axiom Bank N.a.'s most frequently cited loan purpose was Home Improvement, with 1 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 1 $255,000 $255,000 $1,644 7.50%

    For 2022, Axiom Bank N.a.'s most frequently cited loan duration was 10 Year, with 1 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1 $255,000 $255,000

    Axiom Bank N.a.'s average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 1 $255,000 $255,000

    During 2022, Axiom Bank N.a.'s average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 7-8%, with 1 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1 $255,000 $255,000 $1,644 7.50%

    2022 saw Axiom Bank N.a. place emphasis on $200k-400k loans with 1 originations, totaling $255,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 1 $255,000 $255,000 $1,644 7.50%

    Axiom Bank N.a. lent most frequently to those with incomes in the $250k+ range, with 1 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 1 $255,000 $255,000 $1,644 7.50%

    Axiom Bank N.a. lent most frequently to those with DTI ratios of <20%, with 1 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1 $255,000 $255,000 $1,644 7.50%

    Approval Rates

    Total approvals of all applications
    100.00%

    Axiom Bank N.a. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1 $255,000 $255,000

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1 $255,000 $255,000

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    Under 20% 1 $255,000 $255,000 $1,644 7.50%