Little Horn State Bank Mortgage Rates, Fees & Info
Hardin, MTLEI: 254900XA5WVWGS9RET72
Tax ID: 81-0160150
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Mortgage Data
Review & Overview
Little Horn State Bank is a smaller bank specializing in Home Purchase and Refi loans. Little Horn State Bank has a high proportion of conventional loans. Their top two markets are Billings and Helena .Little Horn State Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
28Origination Dollar Volume (All Markets)
$2,550,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 13 | $1,325,000 | $101,923 | $0 | 0.00% |
| BILLINGS, MT (FHA|USDA|VA) | 14 | $1,090,000 | $77,857 | $0 | 0.00% |
| Helena, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 28 | $2,550,000 | $91,071 | $0 | 0.00% |
For 2018, Little Horn State Bank's most frequently originated type of loan was Conventional, with 28 originations.
Loan Reason
For 2018, Little Horn State Bank's most frequently cited loan purpose was Home Purchase, with 10 originations. The 2nd most popular reason was Refi, with 7 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 28 | $2,550,000 | $91,071 | $0 | 0.00% |
For 2018, Little Horn State Bank's most frequently cited loan duration was Other, with 28 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100,000 or less | 18 | $810,000 | $45,000 | $0 | 0.00% |
| $100k-200k | 6 | $780,000 | $130,000 | $0 | 0.00% |
| $200k-400k | 4 | $960,000 | $240,000 | $0 | 0.00% |
2018 saw Little Horn State Bank place emphasis on $100,000 or less loans with 18 originations, totaling $810,000 in origination value.
Applicant Income
Little Horn State Bank lent most frequently to those with incomes in the $50k or less range, with 12 originations. The second most popular income band? $150k-250k, with 5 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 28 | $2,550,000 | $91,071 | $0 | 0.00% |
Little Horn State Bank lent most frequently to those with DTI ratios of Exempt%, with 28 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.11%
Little Horn State Bank has an average approval rate.
Pick Rate
Approvals leading to origination89.29%
Little Horn State Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 28 | $2,550,000 | $91,071 |