Little Horn State Bank Mortgage Rates, Fees & Info
Hardin, MTLEI: 254900XA5WVWGS9RET72
Tax ID: 81-0160150
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Little Horn State Bank is a smaller bank specializing in Home Purchase and Refi loans. Little Horn State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Billings, Sheridan, Dallas, Phoenix, and Greeley among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)Little Horn State Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
61Origination Dollar Volume (All Markets)
$21,335,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BILLINGS, MT (FHA|USDA|VA) | 39 | $11,625,000 | $298,077 | $0 | 0.00% |
| Sheridan, WY (FHA|USDA|VA) | 11 | $6,345,000 | $576,818 | $0 | 0.00% |
| Outside of Metro Areas | 8 | $1,810,000 | $226,250 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 61 | $21,335,000 | $349,754 | $0 | 0.00% |
For 2024, Little Horn State Bank's most frequently originated type of loan was Conventional, with 61 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 45 | $13,285,000 | $295,222 | $0 | 0.00% |
| Refi | 15 | $7,845,000 | $523,000 | $0 | 0.00% |
| Home Improvement | 1 | $205,000 | $205,000 | $0 | 0.00% |
For 2024, Little Horn State Bank's most frequently cited loan purpose was Home Purchase, with 45 originations. The 2nd most popular reason was Refi, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 61 | $21,335,000 | $349,754 | $0 | 0.00% |
For 2024, Little Horn State Bank's most frequently cited loan duration was Other, with 61 originations.
Loan Sizing
2024 saw Little Horn State Bank place emphasis on $200k-400k loans with 23 originations, totaling $6,095,000 in origination value.
Applicant Income
Little Horn State Bank lent most frequently to those with incomes in the $100k-150k range, with 7 originations. The second most popular income band? $250k+, with 7 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 61 | $21,335,000 | $349,754 | $0 | 0.00% |
Little Horn State Bank lent most frequently to those with DTI ratios of Exempt%, with 61 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.44%
Little Horn State Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination96.72%
Little Horn State Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 61 | $21,335,000 | $349,754 |