Calhoun County Bank Mortgage Rates, Fees & Info
Grantsville, WVLEI: 54930001GYIWKBD35H65
Tax ID: 55-0681478
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Mortgage Data
Review & Overview
Calhoun County Bank is a smaller bank specializing in Home Purchase and Refi loans. Calhoun County Bank has a high proportion of conventional loans. Their top two markets are Parkersburg and Charleston .Calhoun County Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
101Origination Dollar Volume (All Markets)
$9,455,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 79 | $7,445,000 | $94,241 | $0 | 0.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 19 | $1,775,000 | $93,421 | $0 | 0.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 101 | $9,455,000 | $93,614 | $0 | 0.00% |
For 2023, Calhoun County Bank's most frequently originated type of loan was Conventional, with 101 originations.
Loan Reason
For 2023, Calhoun County Bank's most frequently cited loan purpose was Home Purchase, with 55 originations. The 2nd most popular reason was Refi, with 35 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 101 | $9,455,000 | $93,614 | $0 | 0.00% |
For 2023, Calhoun County Bank's most frequently cited loan duration was Other, with 101 originations.
Loan Sizing
2023 saw Calhoun County Bank place emphasis on $100,000 or less loans with 68 originations, totaling $3,530,000 in origination value.
Applicant Income
Calhoun County Bank lent most frequently to those with incomes in the $50k-75k range, with 36 originations. The second most popular income band? $50k or less, with 26 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 101 | $9,455,000 | $93,614 | $0 | 0.00% |
Calhoun County Bank lent most frequently to those with DTI ratios of Exempt%, with 101 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 100 | $9,390,000 | $93,900 | $0 | 0.00% |
| Native Hawaiian or Islander | 1 | $65,000 | $65,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications72.25%
Calhoun County Bank has a below average approval rate.
Pick Rate
Approvals leading to origination78.22%
Calhoun County Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 101 | $9,455,000 | $93,614 |