PARKERSBURG - VIENNA Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Rent Data
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Parkersburg - Vienna averaged 6.84% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.57% and one month ago for the week of 2024-10-03, the average rate was 6.07%.

    Parkersburg - Vienna's average rate one year ago was 7.61%.

    For refis of the same type during the week of 2024-11-07, the average rate was 7.39%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Parkersburg - Vienna 30 Year Fixed Rate 2024-11-07 6.84%
    Parkersburg - Vienna 30 Year Fixed Rate Refi 2024-11-07 7.39%
    Parkersburg - Vienna 15 Year Fixed Rate 2024-11-07 5.8%
    Parkersburg - Vienna 15 Year Fixed Rate Refi 2024-11-07 6.3%
    Parkersburg - Vienna 30 Year FHA 2024-11-07 5.79%
    Parkersburg - Vienna 30 Year FHA Refi 2024-11-07 6.43%
    Parkersburg - Vienna 30 Year USDA 2024-11-07 6.48%
    Parkersburg - Vienna 30 Year USDA Refi 2024-11-07 6.58%
    Parkersburg - Vienna 30 Year VA 2024-11-07 6.38%
    Parkersburg - Vienna 30 Year VA Refi 2024-11-07 6.44%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PARKERSBURG-VIENNA, WV.

    PARKERSBURG - VIENNA Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PARKERSBURG-VIENNA, WV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Peoples Bank 55 6.63% $3,777
    WesBanco 43 6.15% $4,166
    MOVEMENT MORTGAGE, LLC 33 6.58% $6,113
    PRIMELENDING, A PLAINSCAPITAL COMPANY 30 6.90% $5,398
    QUICKEN LOANS, LLC 30 7.02% $5,771
    The Huntington National Bank 25 6.75% $4,279
    JPMorgan Chase Bank 9 6.83% $3,522
    United Bank 9 6.50% $3,647
    INTERCOASTAL MORTGAGE COMPANY 9 6.21% $3,774
    Truist 9 7.01% $3,294
    Victorian Finance, LLC 4 6.45% $4,672
    Flagstar Bank, FSB 4 6.84% $4,943
    Wells Fargo Bank 4 7.06% $4,703
    City National Bank of West Virginia 3 5.92% $2,179
    POLARIS HOME FUNDING CORP. 3 6.96% $5,230
    LOANDEPOT.COM, LLC 3 6.15% $6,355
    UNITED WHOLESALE MORTGAGE, LLC 3 6.70% $5,415
    CROSSCOUNTRY MORTGAGE, LLC 3 7.73% $6,141
    Farm Credit of the Virginias, ACA 2 8.80% $2,838
    ROYAL UNITED MORTGAGE LLC 2 7.06% $4,615
    Mr. Cooper ( Nationstar Mortgage ) 2 6.74% $5,432
    NAVY FEDERAL CREDIT UNION 2 7.06% $2,303
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.75% $8,856
    First National Bank of Pennsylvania 2 5.88% $4,425
    Ally Bank 1 6.00% $3,287
    ZILLOW HOME LOANS, LLC 1 6.75% $5,274
    AMERISAVE MORTGAGE CORPORATION 1 5.50% $4,788
    Bank of America 1 7.13% $3,410
    BAYER HERITAGE 1 5.88% $5,348
    BROKER SOLUTIONS, INC. 1 7.63% $6,483
    CALIBER HOME LOANS, INC. 1 6.63% $4,151
    CRESCENT MORTGAGE COMPANY 1 7.63% $3,031
    DAS Acquisition Company, LLC 1 6.75% $4,817
    Fifth Third Bank 1 6.13% $4,155
    First Community Bank 1 6.38% $3,454
    First Federal Bank of the Midwest 1 6.13% $4,037
    Gateway First Bank 1 6.50% $5,131
    MYCUMORTGAGE, LLC 1 7.50% $3,432
    NBKC BANK 1 6.00% $1,997
    PENTAGON FEDERAL CREDIT UNION 1 5.75% $4,788
    PHH Mortgage Corporation 1 7.25% $6,320
    PNC Bank 1 6.75% $3,719
    T2 FINANCIAL LLC 1 7.99% $4,147
    The Central Trust Bank 1 7.13% $3,682
    The Farmers Bank & Savings Company 1 6.25% $5,947
    The Federal Savings Bank 1 7.75% $8,464
    The Ohio Valley Bank Company 1 5.56% $3,219
    USAA Federal Savings Bank 1 6.75% $4,419
    U.S. Bank 1 6.99% $3,508

    PARKERSBURG - VIENNA Average Closing Costs & Other Stats

    PARKERSBURG-VIENNA, WV's 49 lenders originated 1,308 loans during 2023. The total origination value was $186,690,000, with an average loan value of $142,729.

    PARKERSBURG - VIENNA's average closing costs are $4,581.

    The top PARKERSBURG - VIENNA lender as defined by loan originations is Peoples Bank, with 55 loans originated. Their average total fees are $3,777, which is $389 lower than the next largest lender, WesBanco.

    The lowest fee PARKERSBURG - VIENNA lenders (with over 10 loans originated) are Peoples Bank ($3,777), WesBanco ($4,166), The Huntington National Bank ($4,279), PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,398) and QUICKEN LOANS, LLC ($5,771).

    The lowest rate PARKERSBURG - VIENNA lenders (with over 10 loans originated) are WesBanco (6.15%), MOVEMENT MORTGAGE, LLC (6.58%), Peoples Bank (6.63%), The Huntington National Bank (6.75%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (6.90%).

    PARKERSBURG-VIENNA, WV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Peoples Bank $18,370,000 $17,585,000 -4.3% 9.4%
    MOVEMENT MORTGAGE, LLC $20,390,000 $17,555,000 -13.9% 9.4%
    WesBanco $13,835,000 $15,915,000 15.0% 8.5%
    Community Bank of Parkersburg $30,635,000 $14,480,000 -52.7% 7.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $17,625,000 $14,275,000 -19.0% 7.6%
    The Huntington National Bank $13,515,000 $11,990,000 -11.3% 6.4%
    QUICKEN LOANS, LLC $17,695,000 $11,020,000 -37.7% 5.9%
    Williamstown Bank, Inc $6,865,000 n/a 3.7%
    Mortgage Research Center, LLC $6,805,000 $5,625,000 -17.3% 3.0%
    FIRST NEIGHBORHOOD BANK INC $5,345,000 n/a 2.9%
    WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $5,110,000 $5,075,000 -0.7% 2.7%
    POLARIS HOME FUNDING CORP. $3,460,000 $3,090,000 -10.7% 1.7%
    Truist $5,495,000 $2,965,000 -46.0% 1.6%
    Flagstar Bank, FSB $3,575,000 $2,710,000 -24.2% 1.5%
    NAVY FEDERAL CREDIT UNION $385,000 $2,365,000 514.3% 1.3%
    United Bank $4,895,000 $2,360,000 -51.8% 1.3%
    LOANDEPOT.COM, LLC $5,035,000 $2,340,000 -53.5% 1.3%
    JPMorgan Chase Bank $7,075,000 $2,305,000 -67.4% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,050,000 $2,190,000 108.6% 1.2%
    Arbor Realty Trust, Inc. $1,935,000 n/a 1.0%
    Calhoun County Bank, Inc. $3,920,000 $1,775,000 -54.7% 1.0%
    INTERCOASTAL MORTGAGE COMPANY $145,000 $1,730,000 1,093.1% 0.9%
    First Federal Bank of the Midwest $2,110,000 $1,480,000 -29.9% 0.8%
    BROKER SOLUTIONS, INC. $775,000 $1,385,000 78.7% 0.7%
    PNC Bank $585,000 $1,270,000 117.1% 0.7%
    FREEDOM MORTGAGE CORPORATION $1,145,000 $1,265,000 10.5% 0.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $730,000 $1,265,000 73.3% 0.7%
    Nations Lending Corporation $520,000 $1,235,000 137.5% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $1,055,000 $1,165,000 10.4% 0.6%
    City National Bank of West Virginia $990,000 $1,090,000 10.1% 0.6%
    First National Bank of Pennsylvania $155,000 $960,000 519.4% 0.5%
    Victorian Finance, LLC $2,185,000 $955,000 -56.3% 0.5%
    AMERICAN FINANCIAL RESOURCES, INC. $590,000 $840,000 42.4% 0.4%
    AMERISAVE MORTGAGE CORPORATION $2,220,000 $840,000 -62.2% 0.4%
    Wells Fargo Bank $1,875,000 $615,000 -67.2% 0.3%
    USAA Federal Savings Bank $1,670,000 $595,000 -64.4% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $440,000 $580,000 31.8% 0.3%
    Discover Bank $35,000 $575,000 1,542.9% 0.3%
    The Farmers Bank & Savings Company $450,000 $535,000 18.9% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $430,000 $530,000 23.3% 0.3%
    Gateway First Bank $600,000 $515,000 -14.2% 0.3%
    PLANET HOME LENDING, LLC $495,000 n/a 0.3%
    Carrington Mortgage Services, LLC $270,000 $480,000 77.8% 0.3%
    U.S. Bank $895,000 $460,000 -48.6% 0.2%
    AMERICAN FINANCING CORPORATION $625,000 $455,000 -27.2% 0.2%
    First Horizon Bank $455,000 n/a 0.2%
    One Community Federal Credit Union $425,000 n/a 0.2%
    The Ohio Valley Bank Company $45,000 $390,000 766.7% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $375,000 n/a 0.2%
    The Federal Savings Bank $275,000 $355,000 29.1% 0.2%
    Dollar Bank, Federal Savings Bank $345,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $350,000 $330,000 -5.7% 0.2%
    BAYER HERITAGE $200,000 $325,000 62.5% 0.2%
    NORWICH COMMERCIAL GROUP, INC. $325,000 n/a 0.2%
    Farm Credit of the Virginias, ACA $360,000 $310,000 -13.9% 0.2%
    PENNYMAC LOAN SERVICES, LLC $1,465,000 $275,000 -81.2% 0.1%
    PHH Mortgage Corporation $270,000 n/a 0.1%
    The Central Trust Bank $265,000 n/a 0.1%
    DAS Acquisition Company, LLC $260,000 n/a 0.1%
    GUARANTEED RATE, INC. $275,000 $255,000 -7.3% 0.1%
    GUILD MORTGAGE COMPANY $205,000 $250,000 22.0% 0.1%
    General Mortgage Capital Corporation $245,000 n/a 0.1%
    DOMINION FINANCIAL SERVICES, LLC $240,000 n/a 0.1%
    FIRST OHIO HOME FINANCE, INC. $350,000 $240,000 -31.4% 0.1%
    Fifth Third Bank $365,000 $235,000 -35.6% 0.1%
    NBKC BANK $235,000 n/a 0.1%
    CARDINAL FINANCIAL $330,000 $215,000 -34.8% 0.1%
    First Community Bank $205,000 n/a 0.1%
    T2 FINANCIAL LLC $195,000 n/a 0.1%
    CALIBER HOME LOANS, INC. $235,000 $175,000 -25.5% 0.1%
    Heartland Bank $175,000 n/a 0.1%
    The Poca Valley Bank, Inc. $1,125,000 $175,000 -84.4% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,060,000 $160,000 -84.9% 0.1%
    Putnam County Bank $155,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $135,000 n/a 0.1%
    OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION $245,000 $135,000 -44.9% 0.1%
    Paramount Residential Mortgage Group, Inc. $380,000 $135,000 -64.5% 0.1%
    21ST MORTGAGE CORPORATION $25,000 $130,000 420.0% 0.1%
    Ally Bank $520,000 $125,000 -76.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $360,000 $125,000 -65.3% 0.1%
    The Park National Bank $435,000 $125,000 -71.3% 0.1%
    APCI Federal Credit Union $115,000 n/a 0.1%
    Clay County Bank, Inc. $115,000 n/a 0.1%
    MEMBER FIRST MORTGAGE, LLC $115,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $65,000 $105,000 61.5% 0.1%
    LIMA ONE CAPITAL, LLC $65,000 $105,000 61.5% 0.1%
    Bank of America $300,000 $100,000 -66.7% 0.1%
    MYCUMORTGAGE, LLC $1,580,000 $95,000 -94.0% 0.1%
    ZILLOW HOME LOANS, LLC $85,000 n/a 0.0%
    LENDINGHOME FUNDING CORPORATION $115,000 $75,000 -34.8% 0.0%
    UNION HOME MORTGAGE CORP. $75,000 n/a 0.0%
    CRESCENT MORTGAGE COMPANY $65,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%

    PARKERSBURG - VIENNA's top lender by overall market share is Peoples Bank, with 9.4% market share. In second place, with 9.4%, is MOVEMENT MORTGAGE, LLC, having originated $17,555,000 in loans. In third place, with 8.5%, is WesBanco, having originated $15,915,000 in loans. In fourth place, with 7.8%, is Community Bank of Parkersburg, having originated $14,480,000 in loans. In fifth place, with 7.6%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $14,275,000 in loans.

    PARKERSBURG-VIENNA, WV Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    25252 Parkersburg-Vienna, WV MSA $580 $660 $760 $1,070 $1,100
    25270 Parkersburg-Vienna, WV MSA $620 $630 $740 $1,000 $1,050
    25275 Parkersburg-Vienna, WV MSA $640 $750 $860 $1,210 $1,250
    26101 Parkersburg-Vienna, WV MSA $720 $730 $860 $1,170 $1,230
    26102 Parkersburg-Vienna, WV MSA $670 $680 $800 $1,080 $1,140
    26103 Parkersburg-Vienna, WV MSA $670 $680 $800 $1,080 $1,140
    26104 Parkersburg-Vienna, WV MSA $650 $650 $770 $1,040 $1,100
    26105 Parkersburg-Vienna, WV MSA $670 $680 $800 $1,080 $1,140
    26121 Parkersburg-Vienna, WV MSA $670 $680 $800 $1,080 $1,140
    26133 Parkersburg-Vienna, WV MSA $720 $770 $890 $1,230 $1,290
    26138 Parkersburg-Vienna, WV MSA $620 $630 $740 $1,000 $1,050
    26141 Parkersburg-Vienna, WV MSA $620 $630 $740 $1,000 $1,050
    26142 Parkersburg-Vienna, WV MSA $630 $640 $750 $1,020 $1,070
    26143 Parkersburg-Vienna, WV MSA $650 $650 $770 $1,050 $1,100
    26150 Parkersburg-Vienna, WV MSA $770 $780 $920 $1,250 $1,310
    26152 Parkersburg-Vienna, WV MSA $620 $630 $740 $1,000 $1,050
    26160 Parkersburg-Vienna, WV MSA $620 $630 $740 $1,000 $1,050
    26161 Parkersburg-Vienna, WV MSA $620 $630 $740 $1,000 $1,050
    26164 Parkersburg-Vienna, WV MSA $690 $830 $940 $1,330 $1,370
    26169 Parkersburg-Vienna, WV MSA $720 $740 $870 $1,200 $1,250
    26170 Parkersburg-Vienna, WV MSA $670 $680 $800 $1,080 $1,140
    26180 Parkersburg-Vienna, WV MSA $670 $670 $790 $1,080 $1,130
    26181 Parkersburg-Vienna, WV MSA $720 $730 $860 $1,170 $1,230
    26184 Parkersburg-Vienna, WV MSA $700 $700 $830 $1,130 $1,180
    26187 Parkersburg-Vienna, WV MSA $720 $730 $860 $1,170 $1,230
    26337 Parkersburg-Vienna, WV MSA $620 $630 $740 $1,000 $1,050

    2022 Average & Median Rent Data Statistics
    PARKERSBURG-VIENNA, WV average 1BR rent: $686, median: $680
    PARKERSBURG-VIENNA, WV average 2BR rent: $804, median: $800
    PARKERSBURG-VIENNA, WV average 3BR rent: $1,097, median: $1,080

    PARKERSBURG-VIENNA, WV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 835 $140,455,000 $168,210
    Cash Out Refi 157 $19,455,000 $123,917
    Home Improvement 119 $8,315,000 $69,874
    Other 104 $7,680,000 $73,846
    Refi 93 $10,785,000 $115,968

    Parkersburg - Vienna's most frequently cited loan purpose was Home Purchase, with 835 originations. The 2nd most popular reason was Cash Out Refi, with 157 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 357 $63,025,000 $176,541
    7-8% 222 $32,790,000 $147,703
    5-6% 217 $34,635,000 $159,608
    Over 8% 131 $10,075,000 $76,908
    <2.5% 54 $3,010,000 $55,741
    3-4% 43 $3,885,000 $90,349
    4-5% 7 $715,000 $102,143
    2.5-3% 2 $130,000 $65,000

    During 2023, Parkersburg - Vienna's most frequently originated rate bucket was 6-7%, with 357 originations.

    Loan Sizing (PARKERSBURG-VIENNA, WV MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 566 $81,130,000 $143,339
    $100,000 or less 490 $27,920,000 $56,980
    $200k-400k 213 $55,975,000 $262,793
    $400k-600k 33 $15,955,000 $483,485
    $600k-1000k 4 $2,650,000 $662,500
    $Over $1MM 2 $3,060,000 $1,530,000

    PARKERSBURG - VIENNA's loan sizing saw the bucket of loans from $100k-200k with 566 originations, totaling $81,130,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 560 $94,340,000 $168,464
    60-80% 155 $26,445,000 $170,613
    Under 20% 112 $3,200,000 $28,571
    20-40% 96 $6,560,000 $68,333
    40-60% 84 $11,880,000 $141,429
    Over 100% 21 $5,585,000 $265,952

    PARKERSBURG - VIENNA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 560 originations, totaling $94,340,000 in origination value.