Coosa Pines Mortgage Rates, Fees & Info
Childersburg, ALLEI: 549300311KRYLZVODK22
Tax ID: 63-0288902
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Coosa Pines is a smaller mortgage company specializing in Cash Out Refi loans. Coosa Pines has a high proportion of conventional loans.Coosa Pines has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
116Origination Dollar Volume (All Markets)
$15,680,000Top Markets
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| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 116 | $15,680,000 | $135,172 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 116 | $15,680,000 | $135,172 | $0 | 0.00% |
For 2021, Coosa Pines's most frequently originated type of loan was Conventional, with 116 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 76 | $10,740,000 | $141,316 | $0 | 0.00% |
| Home Purchase | 20 | $2,010,000 | $100,500 | $0 | 0.00% |
| Refi | 20 | $2,930,000 | $146,500 | $0 | 0.00% |
For 2021, Coosa Pines's most frequently cited loan purpose was Cash Out Refi, with 76 originations. The 2nd most popular reason was Home Purchase, with 20 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 116 | $15,680,000 | $135,172 | $0 | 0.00% |
For 2021, Coosa Pines's most frequently cited loan duration was Other, with 116 originations.
Loan Sizing
2021 saw Coosa Pines place emphasis on $100,000 or less loans with 54 originations, totaling $3,240,000 in origination value.
Applicant Income
Coosa Pines lent most frequently to those with incomes in the $50k or less range, with 32 originations. The second most popular income band? $75k-100k, with 25 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 116 | $15,680,000 | $135,172 | $0 | 0.00% |
Coosa Pines lent most frequently to those with DTI ratios of Exempt%, with 116 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.01%
Coosa Pines has an average approval rate.
Pick Rate
Approvals leading to origination85.34%
Coosa Pines has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 116 | $15,680,000 | $135,172 |