Coosa Pines Mortgage Rates, Fees & Info
Childersburg, ALLEI: 549300311KRYLZVODK22
Tax ID: 63-0288902
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Coosa Pines is a smaller mortgage company specializing in Cash Out Refi loans. Coosa Pines has a high proportion of conventional loans.Coosa Pines has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
105Origination Dollar Volume (All Markets)
$15,375,000Top Markets
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| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 105 | $15,375,000 | $146,429 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 105 | $15,375,000 | $146,429 | $0 | 0.00% |
For 2022, Coosa Pines's most frequently originated type of loan was Conventional, with 105 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 85 | $12,165,000 | $143,118 | $0 | 0.00% |
| Home Purchase | 14 | $2,830,000 | $202,143 | $0 | 0.00% |
| Refi | 6 | $380,000 | $63,333 | $0 | 0.00% |
For 2022, Coosa Pines's most frequently cited loan purpose was Cash Out Refi, with 85 originations. The 2nd most popular reason was Home Purchase, with 14 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 105 | $15,375,000 | $146,429 | $0 | 0.00% |
For 2022, Coosa Pines's most frequently cited loan duration was Other, with 105 originations.
Loan Sizing
2022 saw Coosa Pines place emphasis on $100,000 or less loans with 43 originations, totaling $2,425,000 in origination value.
Applicant Income
Coosa Pines lent most frequently to those with incomes in the $50k or less range, with 25 originations. The second most popular income band? $50k-75k, with 24 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 105 | $15,375,000 | $146,429 | $0 | 0.00% |
Coosa Pines lent most frequently to those with DTI ratios of Exempt%, with 105 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.98%
Coosa Pines has an average approval rate.
Pick Rate
Approvals leading to origination94.29%
Coosa Pines has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 105 | $15,375,000 | $146,429 |