Meritus Federal Credit Union Mortgage Rates, Fees & Info
Lafayette, LALEI: 549300333JQWIP8NLK67
Tax ID: 72-0596030
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Meritus Federal Credit Union is a smaller credit union specializing in various types of mortgages.We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.19% | 11/21/24 |
30 Year Conventional Refi | 5.58% | 11/21/24 |
30 Year Cash-out Refi | 5.63% | 11/21/24 |
30 Year FHA Purchase | 6.27% | 11/21/24 |
30 Year VA Purchase | 6.27% | 11/21/24 |
30 Year USDA Purchase | 6.27% | 11/21/24 |
15 Year Conventional Purchase | 4.86% | 11/21/24 |
15 Year Conventional Refi | 5.23% | 11/21/24 |
15 Year Cash-out Refi | 5.23% | 11/21/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Meritus Federal Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Meritus Federal Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
0Origination Dollar Volume (All Markets)
$0Similar Lenders
We use machine learning to identify the top lenders compared against MERITUS Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Bank of Abbeville & Trust Company
Similarity Rank: 161
Similarity Rank: 161
Abbeville Building & Loan (A State-Chartered Savings Bank)
Similarity Rank: 264
Similarity Rank: 264
DSLD MORTGAGE, LLC
Similarity Rank: 702
Similarity Rank: 702
Home Bank
Similarity Rank: 925
Similarity Rank: 925
The Bank
Similarity Rank: 931
Similarity Rank: 931
TIB The Independent Bankersbank
Similarity Rank: 2790
Similarity Rank: 2790
STANDARD MORTGAGE CORPORATION
Similarity Rank: 3648
Similarity Rank: 3648
ADVANCIAL
Similarity Rank: 4238
Similarity Rank: 4238
Lakeview Community Capital, LLC
Similarity Rank: 4928
Similarity Rank: 4928
Hancock Whitney Bank
Similarity Rank: 6144
Similarity Rank: 6144
Complaints
Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
MORTGAGE CLEARING CORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
MORTGAGE CLEARING CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |