Lakeview Community Capital Mortgage Rates, Fees & Info

Phoenix, AZ

LEI: 5493005EYZOUVJUXAX38

Tax ID: 32-0517445

5 stars - out of 5 stars, based on 134 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Lakeview Community Capital is a mid-sized mortgage company specializing in loans. They have a a high proportion of FHA loans. Lakeview Community Capital has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Riverside, Dallas, Houston, and Los Angeles among others. We have data for 352 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Lakeview Community Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Lakeview Community Capital is typically an average fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.07% 8/6/22
    30 Year Conventional Refi 5.73% 8/6/22
    30 Year Cash-out Refi 5.95% 8/6/22
    30 Year FHA Refi 6.27% 8/6/22
    30 Year VA Purchase 5.18% 8/6/22
    30 Year VA Refi 4.92% 8/6/22
    30 Year USDA Refi 6.02% 8/6/22
    15 Year Conventional Refi 4.86% 8/6/22
    15 Year Cash-out Refi 4.86% 8/6/22
    15 Year FHA Refi 5.38% 8/6/22
    15 Year VA Refi 4.64% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    17,960

    Origination Dollar Volume (All Markets)

    $4,687,190,000
    Show all (233) awards

    Relative Rate

    Lakeview Community Capital 's average 30 year fixed rate mortgage of loans were 2.87%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.28%.

    Relative Fees

    Lakeview Community Capital 's average total fees for a 30 year fixed rate mortgage are $4,539.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 924 $334,340,000 $361,840 $5,145 2.72%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 836 $262,480,000 $313,971 $4,907 2.79%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 1,061 $257,785,000 $242,964 $5,048 2.93%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 1,131 $251,285,000 $222,179 $4,872 3.00%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 603 $249,045,000 $413,010 $6,338 2.78%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 1,008 $234,180,000 $232,321 $4,189 2.93%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 795 $220,175,000 $276,950 $5,032 2.99%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 705 $176,445,000 $250,277 $4,123 2.84%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 661 $158,035,000 $239,085 $4,424 2.83%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 565 $136,975,000 $242,434 $4,280 2.92%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 505 $112,305,000 $222,386 $4,125 2.95%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 256 $108,220,000 $422,734 $4,636 2.57%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 429 $100,665,000 $234,650 $3,875 2.89%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 369 $91,725,000 $248,577 $3,091 2.65%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 306 $89,930,000 $293,889 $4,686 2.81%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 363 $85,555,000 $235,689 $4,015 2.79%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 241 $83,355,000 $345,871 $5,421 2.79%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 288 $72,430,000 $251,493 $4,732 2.86%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 190 $68,090,000 $358,368 $4,612 2.65%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 188 $63,330,000 $336,862 $4,923 2.80%
    Outside of Metro Areas 218 $54,600,000 $250,459 $4,234 2.79%
    JACKSONVILLE, FL (FHA|USDA|VA) » 229 $53,965,000 $235,655 $3,663 2.83%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 229 $50,775,000 $221,725 $2,915 2.67%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 108 $49,550,000 $458,796 $6,476 2.73%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 235 $49,195,000 $209,340 $4,821 3.04%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 170 $48,880,000 $287,529 $5,598 2.93%
    RICHMOND, VA (FHA|USDA|VA) » 175 $40,205,000 $229,743 $3,773 2.84%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 131 $32,535,000 $248,359 $3,994 2.77%
    BAKERSFIELD, CA (FHA|USDA|VA) » 131 $32,145,000 $245,382 $4,287 2.91%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 108 $31,790,000 $294,352 $3,173 2.59%
    FRESNO, CA (FHA|USDA|VA) » 127 $31,595,000 $248,780 $4,258 2.89%
    STOCKTON, CA (FHA|USDA|VA) » 105 $31,325,000 $298,333 $4,792 2.92%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 148 $30,350,000 $205,068 $4,234 3.02%
    EL PASO, TX (FHA|USDA|VA) » 148 $27,430,000 $185,338 $3,509 2.97%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 125 $25,625,000 $205,000 $4,119 3.04%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 53 $24,175,000 $456,132 $5,293 2.65%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 98 $23,790,000 $242,755 $3,909 2.71%
    TUCSON, AZ (FHA|USDA|VA) » 106 $22,510,000 $212,358 $3,562 2.77%
    COLUMBIA, SC (FHA|USDA|VA) » 110 $22,200,000 $201,818 $3,243 2.86%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 104 $21,450,000 $206,250 $2,384 2.63%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 114 $20,280,000 $177,895 $4,188 3.13%
    VALLEJO, CA (FHA|USDA|VA) » 51 $18,835,000 $369,314 $4,578 2.70%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 94 $18,360,000 $195,319 $3,773 3.01%
    MODESTO, CA (FHA|USDA|VA) » 68 $18,160,000 $267,059 $4,270 2.87%
    VISALIA, CA (FHA|USDA|VA) » 76 $17,720,000 $233,158 $4,286 2.92%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 75 $17,435,000 $232,467 $4,408 2.96%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 31 $15,695,000 $506,290 $7,316 2.71%
    COLUMBUS, OH (FHA|USDA|VA) » 67 $15,605,000 $232,910 $3,740 2.95%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 54 $15,360,000 $284,444 $5,634 2.92%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 52 $14,670,000 $282,115 $5,571 2.99%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 70 $14,260,000 $203,714 $4,002 3.07%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 73 $14,175,000 $194,178 $3,526 2.86%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 63 $13,765,000 $218,492 $3,140 2.71%
    SALINAS, CA (FHA|USDA|VA) » 31 $12,985,000 $418,871 $5,931 2.81%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 60 $12,560,000 $209,333 $4,538 2.97%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 49 $12,095,000 $246,837 $4,374 2.96%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 49 $11,995,000 $244,796 $3,939 2.82%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 46 $11,590,000 $251,957 $2,986 2.64%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 50 $11,220,000 $224,400 $4,102 2.95%
    MIDLAND, TX (FHA|USDA|VA) » 49 $10,845,000 $221,327 $5,271 3.02%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 34 $10,430,000 $306,765 $3,164 2.64%
    LAREDO, TX (FHA|USDA|VA) » 53 $10,075,000 $190,094 $4,628 3.03%
    SAVANNAH, GA (FHA|USDA|VA) » 45 $9,975,000 $221,667 $3,195 2.75%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 50 $9,960,000 $199,200 $4,083 2.94%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 48 $9,340,000 $194,583 $4,968 3.12%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 38 $9,110,000 $239,737 $4,564 2.89%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 44 $9,080,000 $206,364 $3,857 2.99%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 38 $9,030,000 $237,632 $3,824 2.79%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 41 $8,665,000 $211,341 $4,362 2.91%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 35 $8,345,000 $238,429 $3,509 2.68%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 18 $7,970,000 $442,778 $6,285 2.63%
    SPARTANBURG, SC (FHA|USDA|VA) » 43 $7,955,000 $185,000 $3,984 2.98%
    EL CENTRO, CA (FHA|USDA|VA) » 33 $7,825,000 $237,121 $4,010 2.87%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 40 $7,820,000 $195,500 $3,725 2.92%
    JACKSON, MS (FHA|USDA|VA) » 38 $7,820,000 $205,789 $3,337 2.90%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 37 $7,775,000 $210,135 $3,961 2.88%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 22 $7,650,000 $347,727 $1,763 2.37%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 35 $7,605,000 $217,286 $3,626 2.82%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) » 28 $7,450,000 $266,071 $4,099 2.77%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 21 $7,445,000 $354,524 $3,140 2.67%
    BATON ROUGE, LA (FHA|USDA|VA) » 41 $7,205,000 $175,732 $3,313 2.93%
    MERCED, CA (FHA|USDA|VA) » 27 $7,075,000 $262,037 $4,282 2.89%
    GREELEY, CO (FHA|USDA|VA) » 26 $7,010,000 $269,615 $5,497 2.96%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 35 $6,525,000 $186,429 $3,533 3.02%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 32 $6,200,000 $193,750 $4,168 3.03%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 30 $5,990,000 $199,667 $2,737 2.82%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 19 $5,775,000 $303,947 $3,996 2.72%
    MADERA, CA (FHA|USDA|VA) » 26 $5,630,000 $216,538 $3,965 2.89%
    ODESSA, TX (FHA|USDA|VA) » 28 $5,540,000 $197,857 $4,734 3.13%
    YUMA, AZ (FHA|USDA|VA) » 27 $5,525,000 $204,630 $3,321 2.87%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 30 $5,490,000 $183,000 $3,788 2.96%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 25 $5,205,000 $208,200 $2,936 2.66%
    WACO, TX (FHA|USDA|VA) » 26 $5,100,000 $196,154 $3,535 3.00%
    JACKSONVILLE, NC (FHA|USDA|VA) » 29 $5,095,000 $175,690 $2,265 2.78%
    FLORENCE, SC (FHA|USDA|VA) » 26 $4,660,000 $179,231 $3,687 3.07%
    OCALA, FL (FHA|USDA|VA) » 23 $4,465,000 $194,130 $3,033 3.02%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 23 $4,405,000 $191,522 $3,943 3.23%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 19 $4,395,000 $231,316 $2,791 2.72%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 22 $4,330,000 $196,818 $5,230 3.12%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 11 $3,995,000 $363,182 $5,076 2.68%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 18 $3,970,000 $220,556 $3,920 2.93%
    FORT COLLINS, CO (FHA|USDA|VA) » 12 $3,960,000 $330,000 $4,693 2.73%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 8 $3,950,000 $493,750 $6,549 2.59%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 20 $3,940,000 $197,000 $3,070 2.75%
    YORK-HANOVER, PA (FHA|USDA|VA) » 18 $3,940,000 $218,889 $4,814 2.99%
    WARNER ROBINS, GA (FHA|USDA|VA) » 21 $3,895,000 $185,476 $2,392 2.83%
    TALLAHASSEE, FL (FHA|USDA|VA) » 19 $3,805,000 $200,263 $3,532 2.90%
    AMARILLO, TX (FHA|USDA|VA) » 19 $3,745,000 $197,105 $4,304 3.04%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 17 $3,545,000 $208,529 $4,055 3.01%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 19 $3,415,000 $179,737 $3,386 2.97%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 19 $3,355,000 $176,579 $3,384 2.87%
    LANCASTER, PA (FHA|USDA|VA) » 14 $3,250,000 $232,143 $5,503 2.85%
    READING, PA (FHA|USDA|VA) » 18 $3,190,000 $177,222 $4,811 3.12%
    HINESVILLE, GA (FHA|USDA|VA) » 15 $3,165,000 $211,000 $2,313 2.74%
    PITTSBURGH, PA (FHA|USDA|VA) » 16 $3,140,000 $196,250 $4,032 2.96%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 17 $3,125,000 $183,824 $3,659 2.95%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 16 $3,110,000 $194,375 $2,456 2.73%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 11 $2,985,000 $271,364 $4,592 3.26%
    AKRON, OH (FHA|USDA|VA) » 15 $2,875,000 $191,667 $3,421 2.98%
    LAFAYETTE, LA (FHA|USDA|VA) » 16 $2,840,000 $177,500 $3,990 2.87%
    LUBBOCK, TX (FHA|USDA|VA) » 15 $2,815,000 $187,667 $4,344 3.04%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 15 $2,815,000 $187,667 $3,631 2.85%
    NAPA, CA (FHA|USDA|VA) » 7 $2,755,000 $393,571 $7,440 2.84%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 8 $2,740,000 $342,500 $5,406 2.62%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 13 $2,645,000 $203,462 $4,400 2.90%
    BOULDER, CO (FHA|USDA|VA) » 8 $2,630,000 $328,750 $5,114 3.06%
    YUBA CITY, CA (FHA|USDA|VA) » 10 $2,610,000 $261,000 $4,965 2.59%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 8 $2,540,000 $317,500 $3,956 2.61%
    FLINT, MI (FHA|USDA|VA) » 12 $2,470,000 $205,833 $3,284 3.07%
    GAINESVILLE, GA (FHA|USDA|VA) » 11 $2,435,000 $221,364 $4,422 2.98%
    Key West, FL (FHA|USDA|VA) » 7 $2,415,000 $345,000 $3,608 2.54%
    PUEBLO, CO (FHA|USDA|VA) » 11 $2,375,000 $215,909 $4,121 2.84%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » 8 $2,350,000 $293,750 $4,484 2.83%
    PANAMA CITY, FL (FHA|USDA|VA) » 11 $2,345,000 $213,182 $3,410 2.65%
    ABILENE, TX (FHA|USDA|VA) » 9 $2,315,000 $257,222 $4,519 2.83%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 8 $2,290,000 $286,250 $4,311 2.53%
    PUNTA GORDA, FL (FHA|USDA|VA) » 10 $2,270,000 $227,000 $3,709 2.81%
    SUMTER, SC (FHA|USDA|VA) » 13 $2,225,000 $171,154 $3,049 2.84%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 12 $2,180,000 $181,667 $2,871 2.85%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 12 $2,160,000 $180,000 $4,623 2.97%
    VALDOSTA, GA (FHA|USDA|VA) » 11 $2,135,000 $194,091 $2,740 2.74%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 10 $2,090,000 $209,000 $3,392 2.89%
    WILMINGTON, NC (FHA|USDA|VA) » 9 $2,025,000 $225,000 $2,476 2.74%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 10 $2,020,000 $202,000 $3,509 3.01%
    Glenwood Springs, CO (FHA|USDA|VA) » 7 $1,995,000 $285,000 $5,439 2.93%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 7 $1,985,000 $283,571 $2,011 2.45%
    ROANOKE, VA (FHA|USDA|VA) » 11 $1,975,000 $179,545 $3,833 2.95%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) » 10 $1,850,000 $185,000 $3,721 3.12%
    YAKIMA, WA (FHA|USDA|VA) » 7 $1,835,000 $262,143 $4,716 3.00%
    WENATCHEE, WA (FHA|USDA|VA) » 7 $1,795,000 $256,429 $5,206 3.16%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 7 $1,755,000 $250,714 $3,864 2.80%
    CHICO, CA (FHA|USDA|VA) » 6 $1,750,000 $291,667 $3,468 2.83%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 8 $1,730,000 $216,250 $4,795 2.95%
    NEW BERN, NC (FHA|USDA|VA) » 8 $1,630,000 $203,750 $2,290 2.66%
    Torrington, CT (FHA|USDA|VA) » 7 $1,625,000 $232,143 $5,584 3.14%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) » 10 $1,620,000 $162,000 $3,740 3.15%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 10 $1,620,000 $162,000 $3,104 3.04%
    BURLINGTON, NC (FHA|USDA|VA) » 8 $1,610,000 $201,250 $3,309 2.76%
    ALEXANDRIA, LA (FHA|USDA|VA) » 8 $1,580,000 $197,500 $2,868 2.64%
    Clearlake, CA (FHA|USDA|VA) » 7 $1,575,000 $225,000 $3,886 3.04%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 7 $1,545,000 $220,714 $4,297 2.98%
    Safford, AZ (FHA|USDA|VA) » 8 $1,520,000 $190,000 $4,240 2.95%
    TOLEDO, OH (FHA|USDA|VA) » 7 $1,485,000 $212,143 $4,247 2.80%
    Ukiah, CA (FHA|USDA|VA) » 4 $1,480,000 $370,000 $5,191 2.81%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 5 $1,465,000 $293,000 $3,375 3.00%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 6 $1,440,000 $240,000 $5,101 2.79%
    Calhoun, GA (FHA|USDA|VA) » 6 $1,370,000 $228,333 $4,218 2.96%
    Clewiston, FL (FHA|USDA|VA) » 8 $1,350,000 $168,750 $3,594 3.28%
    BELLINGHAM, WA (FHA|USDA|VA) » 5 $1,325,000 $265,000 $3,880 2.90%
    Del Rio, TX (FHA|USDA|VA) » 7 $1,305,000 $186,429 $4,248 3.02%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 6 $1,300,000 $216,667 $3,826 2.83%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 5 $1,295,000 $259,000 $3,295 2.80%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 5 $1,285,000 $257,000 $5,449 2.99%
    GAINESVILLE, FL (FHA|USDA|VA) » 8 $1,280,000 $160,000 $3,889 2.93%
    GREENVILLE, NC (FHA|USDA|VA) » 6 $1,210,000 $201,667 $3,267 2.73%
    HARRISONBURG, VA (FHA|USDA|VA) » 4 $1,150,000 $287,500 $3,671 2.88%
    LAKE CHARLES, LA (FHA|USDA|VA) » 6 $1,150,000 $191,667 $2,218 2.92%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 7 $1,145,000 $163,571 $3,291 3.18%
    TYLER, TX (FHA|USDA|VA) » 6 $1,140,000 $190,000 $4,817 3.08%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 7 $1,105,000 $157,857 $3,194 2.93%
    SALISBURY, MD-DE (FHA|USDA|VA) » 5 $1,055,000 $211,000 $3,324 2.85%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 5 $1,045,000 $209,000 $4,163 3.02%
    ANN ARBOR, MI (FHA|USDA|VA) » 6 $1,030,000 $171,667 $2,989 3.11%
    STAUNTON, VA (FHA|USDA|VA) » 3 $1,025,000 $341,667 $2,807 2.63%
    Oak Harbor, WA (FHA|USDA|VA) » 4 $1,020,000 $255,000 $5,268 2.47%
    ALBANY, GA (FHA|USDA|VA) » 6 $1,000,000 $166,667 $2,759 2.92%
    ASHEVILLE, NC (FHA|USDA|VA) » 5 $995,000 $199,000 $4,472 3.02%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) » 4 $980,000 $245,000 $2,104 2.50%
    Tupelo, MS (FHA|USDA|VA) » 6 $940,000 $156,667 $2,039 3.04%
    LYNCHBURG, VA (FHA|USDA|VA) » 6 $920,000 $153,333 $2,897 3.10%
    Shelton, WA (FHA|USDA|VA) » 4 $910,000 $227,500 $4,681 2.62%
    Show Low, AZ (FHA|USDA|VA) » 5 $905,000 $181,000 $2,160 3.00%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) » 6 $890,000 $148,333 $3,660 3.17%
    Sanford, NC (FHA|USDA|VA) » 4 $890,000 $222,500 $2,499 2.84%
    GOLDSBORO, NC (FHA|USDA|VA) » 5 $845,000 $169,000 $2,729 2.85%
    BOWLING GREEN, KY (FHA|USDA|VA) » 3 $845,000 $281,667 $4,126 2.58%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) » 4 $830,000 $207,500 $3,908 2.78%
    Danville, VA (FHA|USDA|VA) » 6 $830,000 $138,333 $3,116 3.31%
    ROCKFORD, IL (FHA|USDA|VA) » 5 $825,000 $165,000 $3,615 3.15%
    SAN ANGELO, TX (FHA|USDA|VA) » 5 $815,000 $163,000 $2,949 3.10%
    Eagle Pass, TX (FHA|USDA|VA) » 5 $805,000 $161,000 $4,149 3.22%
    Centralia, WA (FHA|USDA|VA) » 3 $785,000 $261,667 $3,571 2.63%
    TEXARKANA, TX-AR (FHA|USDA|VA) » 5 $775,000 $155,000 $3,617 3.00%
    Milledgeville, GA (FHA|USDA|VA) » 4 $770,000 $192,500 $3,536 2.84%
    Andrews, TX (FHA|USDA|VA) » 3 $745,000 $248,333 $3,892 2.87%
    HAMMOND, LA (FHA|USDA|VA) » 4 $740,000 $185,000 $4,096 2.94%
    REDDING, CA (FHA|USDA|VA) » 3 $725,000 $241,667 $5,115 2.75%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 4 $680,000 $170,000 $3,156 3.39%
    VICTORIA, TX (FHA|USDA|VA) » 3 $675,000 $225,000 $5,429 3.08%
    SAGINAW, MI (FHA|USDA|VA) » 3 $665,000 $221,667 $2,649 2.71%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » 4 $650,000 $162,500 $3,676 3.28%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 4 $650,000 $162,500 $4,045 3.31%
    MONROE, LA (FHA|USDA|VA) » 3 $615,000 $205,000 $2,349 2.83%
    LONGVIEW, TX (FHA|USDA|VA) » 3 $615,000 $205,000 $5,099 2.83%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 4 $610,000 $152,500 $4,320 3.16%
    Eureka-Arcata, CA (FHA|USDA|VA) » 2 $600,000 $300,000 $3,031 2.50%
    SIOUX FALLS, SD (FHA|USDA|VA) » 2 $600,000 $300,000 $4,619 2.50%
    DALTON, GA (FHA|USDA|VA) » 4 $560,000 $140,000 $3,402 3.22%
    Athens, TX (FHA|USDA|VA) » 3 $555,000 $185,000 $4,633 3.25%
    Shelby, NC (FHA|USDA|VA) » 4 $550,000 $137,500 $3,323 3.00%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 4 $540,000 $135,000 $3,109 3.03%
    Wilson, NC (FHA|USDA|VA) » 4 $530,000 $132,500 $3,160 3.21%
    Mount Pleasant, TX (FHA|USDA|VA) » 3 $525,000 $175,000 $4,571 3.16%
    Granbury, TX (FHA|USDA|VA) » 1 $525,000 $525,000 $4,530 2.38%
    WHEELING, WV-OH (FHA|USDA|VA) » 2 $520,000 $260,000 $5,483 2.87%
    GETTYSBURG, PA (FHA|USDA|VA) » 2 $520,000 $260,000 $4,873 2.75%
    Dumas, TX (FHA|USDA|VA) » 3 $515,000 $171,667 $4,399 3.25%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 3 $515,000 $171,667 $2,162 2.75%
    RAPID CITY, SD (FHA|USDA|VA) » 3 $515,000 $171,667 $1,555 2.79%
    MIDLAND, MI (FHA|USDA|VA) » 2 $510,000 $255,000 $5,354 3.12%
    LaGrange, GA-AL (FHA|USDA|VA) » 3 $505,000 $168,333 $2,185 2.83%
    DULUTH, MN-WI (FHA|USDA|VA) » 2 $500,000 $250,000 $5,320 3.06%
    BLOOMINGTON, IL (FHA|USDA|VA) » 3 $465,000 $155,000 $3,097 2.71%
    Jefferson, GA (FHA|USDA|VA) » 2 $460,000 $230,000 $5,204 2.81%
    Ruston, LA (FHA|USDA|VA) » 2 $450,000 $225,000 $4,241 2.63%
    Aberdeen, WA (FHA|USDA|VA) » 2 $450,000 $225,000 $3,536 2.88%
    WORCESTER, MA-CT (FHA|USDA|VA) » 3 $445,000 $148,333 $3,476 3.13%
    BRUNSWICK, GA (FHA|USDA|VA) » 2 $440,000 $220,000 $1,479 2.44%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 2 $440,000 $220,000 $1,075 2.87%
    Red Bluff, CA (FHA|USDA|VA) » 2 $440,000 $220,000 $5,659 2.93%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 3 $435,000 $145,000 $3,272 2.96%
    NILES, MI (FHA|USDA|VA) » 2 $420,000 $210,000 $2,117 3.38%
    AMES, IA (FHA|USDA|VA) » 2 $410,000 $205,000 $3,388 2.50%
    STATE COLLEGE, PA (FHA|USDA|VA) » 2 $410,000 $205,000 $5,778 3.06%
    ROME, GA (FHA|USDA|VA) » 2 $410,000 $205,000 $4,695 3.08%
    Fort Polk South, LA (FHA|USDA|VA) » 2 $400,000 $200,000 $1,480 2.69%
    Columbus, MS (FHA|USDA|VA) » 2 $400,000 $200,000 $3,021 2.75%
    Plainview, TX (FHA|USDA|VA) » 3 $395,000 $131,667 $3,897 3.27%
    Greenville, MS (FHA|USDA|VA) » 3 $375,000 $125,000 $2,921 3.12%
    Payson, AZ (FHA|USDA|VA) » 2 $360,000 $180,000 $4,197 2.50%
    Frankfort, KY (FHA|USDA|VA) » 2 $360,000 $180,000 $2,222 2.56%
    Uvalde, TX (FHA|USDA|VA) » 2 $360,000 $180,000 $4,692 3.19%
    Orangeburg, SC (FHA|USDA|VA) » 3 $355,000 $118,333 $3,096 3.40%
    Kerrville, TX (FHA|USDA|VA) » 2 $350,000 $175,000 $2,331 3.13%
    Thomasville, GA (FHA|USDA|VA) » 2 $350,000 $175,000 $2,151 2.94%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 2 $340,000 $170,000 $1,010 2.81%
    Martinsville, VA (FHA|USDA|VA) » 2 $320,000 $160,000 $3,156 2.94%
    Natchitoches, LA (FHA|USDA|VA) » 1 $315,000 $315,000 $6,499 2.88%
    London, KY (FHA|USDA|VA) » 1 $315,000 $315,000 $6,619 2.50%
    CaƱon City, CO (FHA|USDA|VA) » 1 $315,000 $315,000 $5,598 2.63%
    Cedartown, GA (FHA|USDA|VA) » 2 $310,000 $155,000 $2,943 3.43%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 2 $310,000 $155,000 $3,595 3.18%
    Richmond-Berea, KY (FHA|USDA|VA) » 2 $300,000 $150,000 $3,651 2.56%
    Greenwood, SC (FHA|USDA|VA) » 2 $300,000 $150,000 $3,557 3.21%
    WALLA WALLA, WA (FHA|USDA|VA) » 1 $295,000 $295,000 $6,624 2.25%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) » 2 $290,000 $145,000 $1,868 2.87%
    Nogales, AZ (FHA|USDA|VA) » 2 $290,000 $145,000 $3,388 3.12%
    Minden, LA (FHA|USDA|VA) » 1 $285,000 $285,000 $6,027 2.75%
    Pecos, TX (FHA|USDA|VA) » 1 $285,000 $285,000 $6,561 2.75%
    Rockport, TX (FHA|USDA|VA) » 1 $285,000 $285,000 $6,526 3.25%
    Meridian, MS (FHA|USDA|VA) » 2 $280,000 $140,000 $3,091 2.94%
    LEBANON, PA (FHA|USDA|VA) » 2 $280,000 $140,000 $3,719 3.38%
    Pullman, WA (FHA|USDA|VA) » 1 $275,000 $275,000 $5,840 2.75%
    Edwards, CO (FHA|USDA|VA) » 1 $275,000 $275,000 $3,011 2.75%
    Salem, OH (FHA|USDA|VA) » 1 $275,000 $275,000 $1,093 2.50%
    Paris, TX (FHA|USDA|VA) » 2 $270,000 $135,000 $3,734 3.38%
    Port Angeles, WA (FHA|USDA|VA) » 2 $270,000 $135,000 $3,470 3.25%
    Othello, WA (FHA|USDA|VA) » 1 $265,000 $265,000 $6,258 2.75%
    Lufkin, TX (FHA|USDA|VA) » 1 $265,000 $265,000 $6,290 3.25%
    PEORIA, IL (FHA|USDA|VA) » 2 $260,000 $130,000 $3,096 2.69%
    Big Spring, TX (FHA|USDA|VA) » 1 $255,000 $255,000 $5,988 2.75%
    Huntsville, TX (FHA|USDA|VA) » 1 $245,000 $245,000 $2,894 2.75%
    Lewisburg, PA (FHA|USDA|VA) » 1 $245,000 $245,000 $4,721 2.25%
    Mount Pleasant, MI (FHA|USDA|VA) » 1 $235,000 $235,000 $4,893 2.75%
    Starkville, MS (FHA|USDA|VA) » 1 $235,000 $235,000 $4,947 2.75%
    Douglas, GA (FHA|USDA|VA) » 1 $235,000 $235,000 $1,193 2.50%
    Newberry, SC (FHA|USDA|VA) » 1 $225,000 $225,000 $6,167 2.38%
    Henderson, NC (FHA|USDA|VA) » 1 $225,000 $225,000 $3,914 2.25%
    Morehead City, NC (FHA|USDA|VA) » 1 $225,000 $225,000 $1,700 2.38%
    El Campo, TX (FHA|USDA|VA) » 1 $225,000 $225,000 $5,324 2.99%
    HATTIESBURG, MS (FHA|USDA|VA) » 1 $215,000 $215,000 $2,013 2.25%
    Georgetown, SC (FHA|USDA|VA) » 1 $215,000 $215,000 $4,664 2.75%
    Brenham, TX (FHA|USDA|VA) » 1 $215,000 $215,000 $5,389 3.38%
    Palatka, FL (FHA|USDA|VA) » 2 $210,000 $105,000 $1,912 3.06%
    THE VILLAGES, FL (FHA|USDA|VA) » 1 $205,000 $205,000 $2,143 2.38%
    LONGVIEW, WA (FHA|USDA|VA) » 1 $205,000 $205,000 $4,431 2.99%
    Easton, MD (FHA|USDA|VA) » 1 $205,000 $205,000 $4,487 2.99%
    Pearsall, TX (FHA|USDA|VA) » 1 $205,000 $205,000 $5,031 2.99%
    Central City, KY (FHA|USDA|VA) » 1 $205,000 $205,000 $6,683 3.25%
    DUBUQUE, IA (FHA|USDA|VA) » 2 $200,000 $100,000 $2,449 3.06%
    ROCHESTER, MN (FHA|USDA|VA) » 1 $195,000 $195,000 $4,178 2.99%
    Paducah, KY-IL (FHA|USDA|VA) » 1 $195,000 $195,000 $2,361 2.75%
    Kinston, NC (FHA|USDA|VA) » 1 $185,000 $185,000 $3,992 2.88%
    Washington, NC (FHA|USDA|VA) » 1 $185,000 $185,000 $1,088 2.75%
    Portsmouth, OH (FHA|USDA|VA) » 1 $185,000 $185,000 $913 2.75%
    Kingsville, TX (FHA|USDA|VA) » 1 $185,000 $185,000 $4,593 2.99%
    CARBONDALE-MARION, IL (FHA|USDA|VA) » 1 $185,000 $185,000 $3,994 2.88%
    Faribault-Northfield, MN (FHA|USDA|VA) » 1 $185,000 $185,000 $4,078 3.25%
    ERIE, PA (FHA|USDA|VA) » 1 $185,000 $185,000 $5,238 2.99%
    Elizabeth City, NC (FHA|USDA|VA) » 1 $185,000 $185,000 $1,095 4.38%
    Mount Airy, NC (FHA|USDA|VA) » 1 $175,000 $175,000 $933 2.75%
    Okeechobee, FL (FHA|USDA|VA) » 1 $175,000 $175,000 $3,949 3.63%
    Rio Grande City-Roma, TX (FHA|USDA|VA) » 1 $175,000 $175,000 $4,491 3.38%
    Arcadia, FL (FHA|USDA|VA) » 1 $175,000 $175,000 $4,212 2.75%
    Madisonville, KY (FHA|USDA|VA) » 1 $175,000 $175,000 $4,022 2.99%
    Ludington, MI (FHA|USDA|VA) » 1 $175,000 $175,000 $3,991 2.63%
    Bay City, TX (FHA|USDA|VA) » 1 $165,000 $165,000 $0 2.99%
    Dublin, GA (FHA|USDA|VA) » 1 $165,000 $165,000 $3,978 3.13%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) » 1 $165,000 $165,000 $3,602 3.25%
    Fort Morgan, CO (FHA|USDA|VA) » 1 $165,000 $165,000 $4,054 3.13%
    DeRidder, LA (FHA|USDA|VA) » 1 $165,000 $165,000 $798 2.88%
    BANGOR, ME (FHA|USDA|VA) » 1 $155,000 $155,000 $3,422 3.13%
    Mount Vernon, IL (FHA|USDA|VA) » 1 $155,000 $155,000 $936 2.88%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 1 $155,000 $155,000 $3,609 2.88%
    Willmar, MN (FHA|USDA|VA) » 1 $155,000 $155,000 $1,591 2.75%
    Sterling, CO (FHA|USDA|VA) » 1 $155,000 $155,000 $4,313 2.75%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » 1 $155,000 $155,000 $3,615 2.99%
    Moses Lake, WA (FHA|USDA|VA) » 1 $145,000 $145,000 $3,342 3.25%
    Zanesville, OH (FHA|USDA|VA) » 1 $145,000 $145,000 $2,009 3.99%
    Jackson, OH (FHA|USDA|VA) » 1 $145,000 $145,000 $3,473 2.99%
    Snyder, TX (FHA|USDA|VA) » 1 $145,000 $145,000 $3,877 3.38%
    Vicksburg, MS (FHA|USDA|VA) » 1 $145,000 $145,000 $3,464 3.25%
    Owatonna, MN (FHA|USDA|VA) » 1 $135,000 $135,000 $3,204 3.25%
    MANKATO, MN (FHA|USDA|VA) » 1 $135,000 $135,000 $3,299 2.99%
    Laurel, MS (FHA|USDA|VA) » 1 $135,000 $135,000 $3,234 3.25%
    KANKAKEE, IL (FHA|USDA|VA) » 1 $135,000 $135,000 $3,073 3.13%
    JACKSON, MI (FHA|USDA|VA) » 1 $135,000 $135,000 $3,166 3.25%
    Wauchula, FL (FHA|USDA|VA) » 1 $135,000 $135,000 $3,126 3.25%
    McComb, MS (FHA|USDA|VA) » 1 $135,000 $135,000 $3,233 3.76%
    Ottawa, IL (FHA|USDA|VA) » 1 $125,000 $125,000 $0 2.25%
    Union, SC (FHA|USDA|VA) » 1 $125,000 $125,000 $2,502 2.75%
    MONROE, MI (FHA|USDA|VA) » 1 $125,000 $125,000 $2,985 3.50%
    LIMA, OH (FHA|USDA|VA) » 1 $125,000 $125,000 $3,324 3.13%
    Storm Lake, IA (FHA|USDA|VA) » 1 $125,000 $125,000 $2,760 3.25%
    St. Marys, GA (FHA|USDA|VA) » 1 $115,000 $115,000 $3,102 3.50%
    Forest City, NC (FHA|USDA|VA) » 1 $115,000 $115,000 $2,723 3.13%
    Rochelle, IL (FHA|USDA|VA) » 1 $115,000 $115,000 $3,012 2.88%
    Statesboro, GA (FHA|USDA|VA) » 1 $115,000 $115,000 $0 3.13%
    Lumberton, NC (FHA|USDA|VA) » 1 $115,000 $115,000 $1,673 2.99%
    Moultrie, GA (FHA|USDA|VA) » 1 $95,000 $95,000 $2,610 3.55%
    DECATUR, IL (FHA|USDA|VA) » 1 $85,000 $85,000 $2,489 3.50%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 1 $85,000 $85,000 $899 3.00%

    Lakeview Community Capital 's top markets include Washington, Riverside, Dallas, Houston, and Los Angeles among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    FHA » 11,356 $2,747,930,000 $241,980 $5,388 2.97%
    VA » 5,091 $1,517,955,000 $298,164 $2,659 2.48%
    Conventional » 1,512 $421,090,000 $278,499 $3,201 3.34%
    USDA » 1 $215,000 $215,000 $5,295 3.25%

    For the 2021 period, Lakeview Community Capital 's most frequently originated loan type of loans were FHA, with 11,356 originations. Their 2nd most popular type is VA, with 5,091 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Refi » 16,982 $4,412,680,000 $259,845 $4,447 2.84%
    Cash Out Refi » 954 $268,170,000 $281,101 $4,387 3.28%
    Home Purchase » 19 $6,085,000 $320,263 $7,164 3.27%
    Other » 5 $255,000 $51,000 $677 5.59%

    For the 2021, Lakeview Community Capital 's most frequently cited loan purpose of loans were Refi, with 16,982 originations. The 2nd most popular reason of loans were Cash Out Refi, with 954 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 15,826 $4,176,340,000 $263,891 $4,539 2.87%
    Other » 1,700 $417,620,000 $245,659 $3,904 2.83%
    15 Year » 268 $57,430,000 $214,291 $3,076 2.77%
    20 Year » 160 $34,700,000 $216,875 $3,114 2.92%
    10 Year » 6 $1,100,000 $183,333 $2,102 3.19%

    For the 2021, Lakeview Community Capital 's most frequently cited loan length of loans were 30 Year, with 15,826 originations. The 2nd most popular length of loans were Other, with 1,700 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $<1k » 15,554 $4,012,160,000 $257,950
    $1k-2k » 1,019 $273,135,000 $268,042
    $2k-3k » 511 $141,685,000 $277,270
    $3k-4k » 234 $69,740,000 $298,034
    $5k+ » 149 $57,465,000 $385,671
    $4k-5k » 133 $49,265,000 $370,414

    $4,539 of loans were Lakeview Community Capital 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 15,554 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% » 8,228 $2,143,310,000 $260,490
    3-4% » 5,481 $1,165,005,000 $212,553
    <2.5% » 4,181 $1,362,285,000 $325,828
    4-5% » 60 $14,770,000 $246,167
    5-6% » 5 $255,000 $51,000

    During 2021, Lakeview Community Capital 's average interest rate of loans were 2.87%, while their most frequently originated rate bucket of loans were 2.5-3%, with 8,228 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k » 10,907 $2,968,965,000 $272,207 $4,638 2.80%
    $100k-200k » 5,167 $837,545,000 $162,095 $3,601 3.09%
    $400k-600k » 1,560 $734,340,000 $470,731 $5,605 2.60%
    $600k-1MM » 193 $131,035,000 $678,938 $7,713 2.57%
    $100,000 or less » 130 $11,330,000 $87,154 $2,330 3.41%
    $1MM+ » 3 $3,975,000 $1,325,000 $6,269 2.42%

    2021 saw Lakeview Community Capital place emphasis on $200k-400k loans with 10,907 originations, totaling $2,968,965,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less » 16,220 $4,186,930,000 $258,134 $4,510 2.83%
    $100k-150k » 573 $176,285,000 $307,653 $3,887 3.23%
    $75k-100k » 468 $124,010,000 $264,979 $3,907 3.24%
    $50k-75k » 406 $92,190,000 $227,069 $3,615 3.25%
    $150k-250k » 239 $87,375,000 $365,586 $3,953 3.24%
    $250k+ » 54 $20,400,000 $377,778 $3,876 3.21%

    Lakeview Community Capital lent most frequently to those with incomes in the $50k or less range, with 16,220 originations. The second most popular income band? $100k-150k, with 573 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 376 $103,270,000 $274,654 $3,516 3.22%
    30-36% » 339 $94,965,000 $280,133 $3,789 3.29%
    44% » 118 $34,650,000 $293,644 $3,932 3.35%
    37% » 90 $23,790,000 $264,333 $3,497 3.29%
    43% » 89 $24,575,000 $276,124 $4,419 3.29%
    41% » 85 $24,385,000 $286,882 $3,247 3.34%
    <20% » 83 $21,525,000 $259,337 $3,314 3.14%
    42% » 83 $23,455,000 $282,590 $3,759 3.25%
    50-60% » 78 $23,000,000 $294,872 $6,008 2.88%
    38% » 77 $22,415,000 $291,104 $3,545 3.21%
    36% » 74 $20,760,000 $280,541 $3,735 3.22%
    40% » 71 $20,215,000 $284,718 $3,376 3.25%
    39% » 70 $19,930,000 $284,714 $3,690 3.35%
    45% » 56 $15,270,000 $272,679 $3,793 3.21%
    47% » 52 $13,860,000 $266,538 $4,102 3.26%
    49% » 51 $13,905,000 $272,647 $3,783 3.23%
    46% » 50 $12,860,000 $257,200 $3,736 3.28%
    48% » 46 $11,640,000 $253,043 $4,923 3.14%
    >60% » 10 $3,160,000 $316,000 $4,432 2.85%

    Lakeview Community Capital lent most frequently to those with DTI ratios of 20-30%, with 376 originations. The next most common DTI ratio? 30-36%, with 339 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Black » 8,297 $2,132,365,000 $257,004 $4,275 2.85%
    White » 7,594 $2,000,840,000 $263,476 $4,574 2.88%
    Not provided » 1,762 $461,330,000 $261,822 $4,680 2.91%
    American Indian » 158 $46,070,000 $291,582 $4,413 2.75%
    Asian » 130 $41,250,000 $317,308 $4,635 2.78%
    Native Hawaiian or Islander » 18 $5,240,000 $291,111 $4,206 2.60%
    Filipino » 1 $95,000 $95,000 $2,087 3.63%

    Approval Rates

    Total approvals of all applications
    99.39%

    Lakeview Community Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.46%

    Lakeview Community Capital has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 17,960 $4,687,190,000 $260,979

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 17,960 $4,687,190,000 $260,979

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 55 $9,805,000 $178,273 $3,197 3.11%
    40-60% » 434 $105,790,000 $243,756 $2,985 3.20%
    60-80% » 1,880 $486,430,000 $258,739 $3,981 3.15%
    80-100% » 15,419 $4,028,625,000 $261,277 $4,553 2.82%
    Over 100% » 167 $56,285,000 $337,036 $3,819 2.40%
    Under 20% » 5 $255,000 $51,000 $677 5.59%