Lakeview Community Capital Mortgage Rates, Fees & Info

Phoenix, AZ

LEI: 5493005EYZOUVJUXAX38

Tax ID: 32-0517445

5 stars - out of 5 stars, based on 134 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Lakeview Community Capital is a mid-sized mortgage company specializing in loans. They have a a high proportion of FHA loans. Lakeview Community Capital has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Riverside, Dallas, Houston, and Los Angeles among others. We have data for 352 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Lakeview Community Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Lakeview Community Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.38% 11/27/22
    30 Year Conventional Refi 7.04% 11/27/22
    30 Year Cash-out Refi 7.26% 11/27/22
    30 Year FHA Refi 7.58% 11/27/22
    30 Year VA Purchase 6.49% 11/27/22
    30 Year VA Refi 6.23% 11/27/22
    30 Year USDA Refi 7.33% 11/27/22
    15 Year Conventional Refi 6.50% 11/27/22
    15 Year Cash-out Refi 6.50% 11/27/22
    15 Year FHA Refi 7.02% 11/27/22
    15 Year VA Refi 6.28% 11/27/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    17,960

    Origination Dollar Volume (All Markets)

    $4,687,190,000
    Show all (233) awards

    Relative Rate

    Lakeview Community Capital's average 30 year fixed mortgage rate was 2.87%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.28%.

    Relative Fees (Closing Costs)

    Lakeview Community Capital's average total fees/closing costs for a 30 year fixed rate mortgage were $4,539.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 924 $334,340,000 $361,840 $5,145 2.72%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 836 $262,480,000 $313,971 $4,907 2.79%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,061 $257,785,000 $242,964 $5,048 2.93%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,131 $251,285,000 $222,179 $4,872 3.00%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 603 $249,045,000 $413,010 $6,338 2.78%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,008 $234,180,000 $232,321 $4,189 2.93%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 795 $220,175,000 $276,950 $5,032 2.99%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 705 $176,445,000 $250,277 $4,123 2.84%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 661 $158,035,000 $239,085 $4,424 2.83%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 565 $136,975,000 $242,434 $4,280 2.92%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 505 $112,305,000 $222,386 $4,125 2.95%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 256 $108,220,000 $422,734 $4,636 2.57%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 429 $100,665,000 $234,650 $3,875 2.89%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 369 $91,725,000 $248,577 $3,091 2.65%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 306 $89,930,000 $293,889 $4,686 2.81%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 363 $85,555,000 $235,689 $4,015 2.79%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 241 $83,355,000 $345,871 $5,421 2.79%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 288 $72,430,000 $251,493 $4,732 2.86%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 190 $68,090,000 $358,368 $4,612 2.65%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 188 $63,330,000 $336,862 $4,923 2.80%
    Outside of Metro Areas 218 $54,600,000 $250,459 $4,234 2.79%
    JACKSONVILLE, FL (FHA|USDA|VA) 229 $53,965,000 $235,655 $3,663 2.83%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 229 $50,775,000 $221,725 $2,915 2.67%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 108 $49,550,000 $458,796 $6,476 2.73%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 235 $49,195,000 $209,340 $4,821 3.04%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 170 $48,880,000 $287,529 $5,598 2.93%
    RICHMOND, VA (FHA|USDA|VA) 175 $40,205,000 $229,743 $3,773 2.84%
    RALEIGH-CARY, NC (FHA|USDA|VA) 131 $32,535,000 $248,359 $3,994 2.77%
    BAKERSFIELD, CA (FHA|USDA|VA) 131 $32,145,000 $245,382 $4,287 2.91%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 108 $31,790,000 $294,352 $3,173 2.59%
    FRESNO, CA (FHA|USDA|VA) 127 $31,595,000 $248,780 $4,258 2.89%
    STOCKTON, CA (FHA|USDA|VA) 105 $31,325,000 $298,333 $4,792 2.92%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 148 $30,350,000 $205,068 $4,234 3.02%
    EL PASO, TX (FHA|USDA|VA) 148 $27,430,000 $185,338 $3,509 2.97%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 125 $25,625,000 $205,000 $4,119 3.04%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 53 $24,175,000 $456,132 $5,293 2.65%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 98 $23,790,000 $242,755 $3,909 2.71%
    TUCSON, AZ (FHA|USDA|VA) 106 $22,510,000 $212,358 $3,562 2.77%
    COLUMBIA, SC (FHA|USDA|VA) 110 $22,200,000 $201,818 $3,243 2.86%
    FAYETTEVILLE, NC (FHA|USDA|VA) 104 $21,450,000 $206,250 $2,384 2.63%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 114 $20,280,000 $177,895 $4,188 3.13%
    VALLEJO, CA (FHA|USDA|VA) 51 $18,835,000 $369,314 $4,578 2.70%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 94 $18,360,000 $195,319 $3,773 3.01%
    MODESTO, CA (FHA|USDA|VA) 68 $18,160,000 $267,059 $4,270 2.87%
    VISALIA, CA (FHA|USDA|VA) 76 $17,720,000 $233,158 $4,286 2.92%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 75 $17,435,000 $232,467 $4,408 2.96%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 31 $15,695,000 $506,290 $7,316 2.71%
    COLUMBUS, OH (FHA|USDA|VA) 67 $15,605,000 $232,910 $3,740 2.95%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 54 $15,360,000 $284,444 $5,634 2.92%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 52 $14,670,000 $282,115 $5,571 2.99%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 70 $14,260,000 $203,714 $4,002 3.07%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 73 $14,175,000 $194,178 $3,526 2.86%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 63 $13,765,000 $218,492 $3,140 2.71%
    SALINAS, CA (FHA|USDA|VA) 31 $12,985,000 $418,871 $5,931 2.81%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 60 $12,560,000 $209,333 $4,538 2.97%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 49 $12,095,000 $246,837 $4,374 2.96%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 49 $11,995,000 $244,796 $3,939 2.82%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 46 $11,590,000 $251,957 $2,986 2.64%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 50 $11,220,000 $224,400 $4,102 2.95%
    MIDLAND, TX (FHA|USDA|VA) 49 $10,845,000 $221,327 $5,271 3.02%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 34 $10,430,000 $306,765 $3,164 2.64%
    LAREDO, TX (FHA|USDA|VA) 53 $10,075,000 $190,094 $4,628 3.03%
    SAVANNAH, GA (FHA|USDA|VA) 45 $9,975,000 $221,667 $3,195 2.75%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 50 $9,960,000 $199,200 $4,083 2.94%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 48 $9,340,000 $194,583 $4,968 3.12%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 38 $9,110,000 $239,737 $4,564 2.89%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 44 $9,080,000 $206,364 $3,857 2.99%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 38 $9,030,000 $237,632 $3,824 2.79%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 41 $8,665,000 $211,341 $4,362 2.91%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 35 $8,345,000 $238,429 $3,509 2.68%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 18 $7,970,000 $442,778 $6,285 2.63%
    SPARTANBURG, SC (FHA|USDA|VA) 43 $7,955,000 $185,000 $3,984 2.98%
    EL CENTRO, CA (FHA|USDA|VA) 33 $7,825,000 $237,121 $4,010 2.87%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 40 $7,820,000 $195,500 $3,725 2.92%
    JACKSON, MS (FHA|USDA|VA) 38 $7,820,000 $205,789 $3,337 2.90%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 37 $7,775,000 $210,135 $3,961 2.88%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 22 $7,650,000 $347,727 $1,763 2.37%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 35 $7,605,000 $217,286 $3,626 2.82%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 28 $7,450,000 $266,071 $4,099 2.77%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 21 $7,445,000 $354,524 $3,140 2.67%
    BATON ROUGE, LA (FHA|USDA|VA) 41 $7,205,000 $175,732 $3,313 2.93%
    MERCED, CA (FHA|USDA|VA) 27 $7,075,000 $262,037 $4,282 2.89%
    GREELEY, CO (FHA|USDA|VA) 26 $7,010,000 $269,615 $5,497 2.96%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 35 $6,525,000 $186,429 $3,533 3.02%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 32 $6,200,000 $193,750 $4,168 3.03%
    COLUMBUS, GA-AL (FHA|USDA|VA) 30 $5,990,000 $199,667 $2,737 2.82%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 19 $5,775,000 $303,947 $3,996 2.72%
    MADERA, CA (FHA|USDA|VA) 26 $5,630,000 $216,538 $3,965 2.89%
    ODESSA, TX (FHA|USDA|VA) 28 $5,540,000 $197,857 $4,734 3.13%
    YUMA, AZ (FHA|USDA|VA) 27 $5,525,000 $204,630 $3,321 2.87%
    WINSTON-SALEM, NC (FHA|USDA|VA) 30 $5,490,000 $183,000 $3,788 2.96%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 25 $5,205,000 $208,200 $2,936 2.66%
    WACO, TX (FHA|USDA|VA) 26 $5,100,000 $196,154 $3,535 3.00%
    JACKSONVILLE, NC (FHA|USDA|VA) 29 $5,095,000 $175,690 $2,265 2.78%
    FLORENCE, SC (FHA|USDA|VA) 26 $4,660,000 $179,231 $3,687 3.07%
    OCALA, FL (FHA|USDA|VA) 23 $4,465,000 $194,130 $3,033 3.02%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 23 $4,405,000 $191,522 $3,943 3.23%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 19 $4,395,000 $231,316 $2,791 2.72%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 22 $4,330,000 $196,818 $5,230 3.12%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $3,995,000 $363,182 $5,076 2.68%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 18 $3,970,000 $220,556 $3,920 2.93%
    FORT COLLINS, CO (FHA|USDA|VA) 12 $3,960,000 $330,000 $4,693 2.73%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 8 $3,950,000 $493,750 $6,549 2.59%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 20 $3,940,000 $197,000 $3,070 2.75%
    YORK-HANOVER, PA (FHA|USDA|VA) 18 $3,940,000 $218,889 $4,814 2.99%
    WARNER ROBINS, GA (FHA|USDA|VA) 21 $3,895,000 $185,476 $2,392 2.83%
    TALLAHASSEE, FL (FHA|USDA|VA) 19 $3,805,000 $200,263 $3,532 2.90%
    AMARILLO, TX (FHA|USDA|VA) 19 $3,745,000 $197,105 $4,304 3.04%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 17 $3,545,000 $208,529 $4,055 3.01%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 19 $3,415,000 $179,737 $3,386 2.97%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 19 $3,355,000 $176,579 $3,384 2.87%
    LANCASTER, PA (FHA|USDA|VA) 14 $3,250,000 $232,143 $5,503 2.85%
    READING, PA (FHA|USDA|VA) 18 $3,190,000 $177,222 $4,811 3.12%
    HINESVILLE, GA (FHA|USDA|VA) 15 $3,165,000 $211,000 $2,313 2.74%
    PITTSBURGH, PA (FHA|USDA|VA) 16 $3,140,000 $196,250 $4,032 2.96%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 17 $3,125,000 $183,824 $3,659 2.95%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 16 $3,110,000 $194,375 $2,456 2.73%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 11 $2,985,000 $271,364 $4,592 3.26%
    AKRON, OH (FHA|USDA|VA) 15 $2,875,000 $191,667 $3,421 2.98%
    LAFAYETTE, LA (FHA|USDA|VA) 16 $2,840,000 $177,500 $3,990 2.87%
    LUBBOCK, TX (FHA|USDA|VA) 15 $2,815,000 $187,667 $4,344 3.04%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 15 $2,815,000 $187,667 $3,631 2.85%
    NAPA, CA (FHA|USDA|VA) 7 $2,755,000 $393,571 $7,440 2.84%
    FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,740,000 $342,500 $5,406 2.62%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 13 $2,645,000 $203,462 $4,400 2.90%
    BOULDER, CO (FHA|USDA|VA) 8 $2,630,000 $328,750 $5,114 3.06%
    YUBA CITY, CA (FHA|USDA|VA) 10 $2,610,000 $261,000 $4,965 2.59%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 8 $2,540,000 $317,500 $3,956 2.61%
    FLINT, MI (FHA|USDA|VA) 12 $2,470,000 $205,833 $3,284 3.07%
    GAINESVILLE, GA (FHA|USDA|VA) 11 $2,435,000 $221,364 $4,422 2.98%
    Key West, FL (FHA|USDA|VA) 7 $2,415,000 $345,000 $3,608 2.54%
    PUEBLO, CO (FHA|USDA|VA) 11 $2,375,000 $215,909 $4,121 2.84%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $2,350,000 $293,750 $4,484 2.83%
    PANAMA CITY, FL (FHA|USDA|VA) 11 $2,345,000 $213,182 $3,410 2.65%
    ABILENE, TX (FHA|USDA|VA) 9 $2,315,000 $257,222 $4,519 2.83%
    GRAND JUNCTION, CO (FHA|USDA|VA) 8 $2,290,000 $286,250 $4,311 2.53%
    PUNTA GORDA, FL (FHA|USDA|VA) 10 $2,270,000 $227,000 $3,709 2.81%
    SUMTER, SC (FHA|USDA|VA) 13 $2,225,000 $171,154 $3,049 2.84%
    ROCKY MOUNT, NC (FHA|USDA|VA) 12 $2,180,000 $181,667 $2,871 2.85%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 12 $2,160,000 $180,000 $4,623 2.97%
    VALDOSTA, GA (FHA|USDA|VA) 11 $2,135,000 $194,091 $2,740 2.74%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 10 $2,090,000 $209,000 $3,392 2.89%
    WILMINGTON, NC (FHA|USDA|VA) 9 $2,025,000 $225,000 $2,476 2.74%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $2,020,000 $202,000 $3,509 3.01%
    Glenwood Springs, CO (FHA|USDA|VA) 7 $1,995,000 $285,000 $5,439 2.93%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 7 $1,985,000 $283,571 $2,011 2.45%
    ROANOKE, VA (FHA|USDA|VA) 11 $1,975,000 $179,545 $3,833 2.95%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $1,850,000 $185,000 $3,721 3.12%
    YAKIMA, WA (FHA|USDA|VA) 7 $1,835,000 $262,143 $4,716 3.00%
    WENATCHEE, WA (FHA|USDA|VA) 7 $1,795,000 $256,429 $5,206 3.16%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 7 $1,755,000 $250,714 $3,864 2.80%
    CHICO, CA (FHA|USDA|VA) 6 $1,750,000 $291,667 $3,468 2.83%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 8 $1,730,000 $216,250 $4,795 2.95%
    NEW BERN, NC (FHA|USDA|VA) 8 $1,630,000 $203,750 $2,290 2.66%
    Torrington, CT (FHA|USDA|VA) 7 $1,625,000 $232,143 $5,584 3.14%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 10 $1,620,000 $162,000 $3,740 3.15%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 10 $1,620,000 $162,000 $3,104 3.04%
    BURLINGTON, NC (FHA|USDA|VA) 8 $1,610,000 $201,250 $3,309 2.76%
    ALEXANDRIA, LA (FHA|USDA|VA) 8 $1,580,000 $197,500 $2,868 2.64%
    Clearlake, CA (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,886 3.04%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,297 2.98%
    Safford, AZ (FHA|USDA|VA) 8 $1,520,000 $190,000 $4,240 2.95%
    TOLEDO, OH (FHA|USDA|VA) 7 $1,485,000 $212,143 $4,247 2.80%
    Ukiah, CA (FHA|USDA|VA) 4 $1,480,000 $370,000 $5,191 2.81%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,465,000 $293,000 $3,375 3.00%
    WINCHESTER, VA-WV (FHA|USDA|VA) 6 $1,440,000 $240,000 $5,101 2.79%
    Calhoun, GA (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,218 2.96%
    Clewiston, FL (FHA|USDA|VA) 8 $1,350,000 $168,750 $3,594 3.28%
    BELLINGHAM, WA (FHA|USDA|VA) 5 $1,325,000 $265,000 $3,880 2.90%
    Del Rio, TX (FHA|USDA|VA) 7 $1,305,000 $186,429 $4,248 3.02%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,300,000 $216,667 $3,826 2.83%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $1,295,000 $259,000 $3,295 2.80%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $1,285,000 $257,000 $5,449 2.99%
    GAINESVILLE, FL (FHA|USDA|VA) 8 $1,280,000 $160,000 $3,889 2.93%
    GREENVILLE, NC (FHA|USDA|VA) 6 $1,210,000 $201,667 $3,267 2.73%
    HARRISONBURG, VA (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,671 2.88%
    LAKE CHARLES, LA (FHA|USDA|VA) 6 $1,150,000 $191,667 $2,218 2.92%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,291 3.18%
    TYLER, TX (FHA|USDA|VA) 6 $1,140,000 $190,000 $4,817 3.08%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,105,000 $157,857 $3,194 2.93%
    SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,324 2.85%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,163 3.02%
    ANN ARBOR, MI (FHA|USDA|VA) 6 $1,030,000 $171,667 $2,989 3.11%
    STAUNTON, VA (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,807 2.63%
    Oak Harbor, WA (FHA|USDA|VA) 4 $1,020,000 $255,000 $5,268 2.47%
    ALBANY, GA (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,759 2.92%
    ASHEVILLE, NC (FHA|USDA|VA) 5 $995,000 $199,000 $4,472 3.02%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $980,000 $245,000 $2,104 2.50%
    Tupelo, MS (FHA|USDA|VA) 6 $940,000 $156,667 $2,039 3.04%
    LYNCHBURG, VA (FHA|USDA|VA) 6 $920,000 $153,333 $2,897 3.10%
    Shelton, WA (FHA|USDA|VA) 4 $910,000 $227,500 $4,681 2.62%
    Show Low, AZ (FHA|USDA|VA) 5 $905,000 $181,000 $2,160 3.00%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $890,000 $148,333 $3,660 3.17%
    Sanford, NC (FHA|USDA|VA) 4 $890,000 $222,500 $2,499 2.84%
    GOLDSBORO, NC (FHA|USDA|VA) 5 $845,000 $169,000 $2,729 2.85%
    BOWLING GREEN, KY (FHA|USDA|VA) 3 $845,000 $281,667 $4,126 2.58%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $830,000 $207,500 $3,908 2.78%
    Danville, VA (FHA|USDA|VA) 6 $830,000 $138,333 $3,116 3.31%
    ROCKFORD, IL (FHA|USDA|VA) 5 $825,000 $165,000 $3,615 3.15%
    SAN ANGELO, TX (FHA|USDA|VA) 5 $815,000 $163,000 $2,949 3.10%
    Eagle Pass, TX (FHA|USDA|VA) 5 $805,000 $161,000 $4,149 3.22%
    Centralia, WA (FHA|USDA|VA) 3 $785,000 $261,667 $3,571 2.63%
    TEXARKANA, TX-AR (FHA|USDA|VA) 5 $775,000 $155,000 $3,617 3.00%
    Milledgeville, GA (FHA|USDA|VA) 4 $770,000 $192,500 $3,536 2.84%
    Andrews, TX (FHA|USDA|VA) 3 $745,000 $248,333 $3,892 2.87%
    HAMMOND, LA (FHA|USDA|VA) 4 $740,000 $185,000 $4,096 2.94%
    REDDING, CA (FHA|USDA|VA) 3 $725,000 $241,667 $5,115 2.75%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $680,000 $170,000 $3,156 3.39%
    VICTORIA, TX (FHA|USDA|VA) 3 $675,000 $225,000 $5,429 3.08%
    SAGINAW, MI (FHA|USDA|VA) 3 $665,000 $221,667 $2,649 2.71%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $650,000 $162,500 $3,676 3.28%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $650,000 $162,500 $4,045 3.31%
    MONROE, LA (FHA|USDA|VA) 3 $615,000 $205,000 $2,349 2.83%
    LONGVIEW, TX (FHA|USDA|VA) 3 $615,000 $205,000 $5,099 2.83%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $610,000 $152,500 $4,320 3.16%
    Eureka-Arcata, CA (FHA|USDA|VA) 2 $600,000 $300,000 $3,031 2.50%
    SIOUX FALLS, SD (FHA|USDA|VA) 2 $600,000 $300,000 $4,619 2.50%
    DALTON, GA (FHA|USDA|VA) 4 $560,000 $140,000 $3,402 3.22%
    Athens, TX (FHA|USDA|VA) 3 $555,000 $185,000 $4,633 3.25%
    Shelby, NC (FHA|USDA|VA) 4 $550,000 $137,500 $3,323 3.00%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $540,000 $135,000 $3,109 3.03%
    Wilson, NC (FHA|USDA|VA) 4 $530,000 $132,500 $3,160 3.21%
    Mount Pleasant, TX (FHA|USDA|VA) 3 $525,000 $175,000 $4,571 3.16%
    Granbury, TX (FHA|USDA|VA) 1 $525,000 $525,000 $4,530 2.38%
    WHEELING, WV-OH (FHA|USDA|VA) 2 $520,000 $260,000 $5,483 2.87%
    GETTYSBURG, PA (FHA|USDA|VA) 2 $520,000 $260,000 $4,873 2.75%
    Dumas, TX (FHA|USDA|VA) 3 $515,000 $171,667 $4,399 3.25%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $515,000 $171,667 $2,162 2.75%
    RAPID CITY, SD (FHA|USDA|VA) 3 $515,000 $171,667 $1,555 2.79%
    MIDLAND, MI (FHA|USDA|VA) 2 $510,000 $255,000 $5,354 3.12%
    LaGrange, GA-AL (FHA|USDA|VA) 3 $505,000 $168,333 $2,185 2.83%
    DULUTH, MN-WI (FHA|USDA|VA) 2 $500,000 $250,000 $5,320 3.06%
    BLOOMINGTON, IL (FHA|USDA|VA) 3 $465,000 $155,000 $3,097 2.71%
    Jefferson, GA (FHA|USDA|VA) 2 $460,000 $230,000 $5,204 2.81%
    Ruston, LA (FHA|USDA|VA) 2 $450,000 $225,000 $4,241 2.63%
    Aberdeen, WA (FHA|USDA|VA) 2 $450,000 $225,000 $3,536 2.88%
    WORCESTER, MA-CT (FHA|USDA|VA) 3 $445,000 $148,333 $3,476 3.13%
    BRUNSWICK, GA (FHA|USDA|VA) 2 $440,000 $220,000 $1,479 2.44%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $440,000 $220,000 $1,075 2.87%
    Red Bluff, CA (FHA|USDA|VA) 2 $440,000 $220,000 $5,659 2.93%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $435,000 $145,000 $3,272 2.96%
    NILES, MI (FHA|USDA|VA) 2 $420,000 $210,000 $2,117 3.38%
    AMES, IA (FHA|USDA|VA) 2 $410,000 $205,000 $3,388 2.50%
    STATE COLLEGE, PA (FHA|USDA|VA) 2 $410,000 $205,000 $5,778 3.06%
    ROME, GA (FHA|USDA|VA) 2 $410,000 $205,000 $4,695 3.08%
    Fort Polk South, LA (FHA|USDA|VA) 2 $400,000 $200,000 $1,480 2.69%
    Columbus, MS (FHA|USDA|VA) 2 $400,000 $200,000 $3,021 2.75%
    Plainview, TX (FHA|USDA|VA) 3 $395,000 $131,667 $3,897 3.27%
    Greenville, MS (FHA|USDA|VA) 3 $375,000 $125,000 $2,921 3.12%
    Payson, AZ (FHA|USDA|VA) 2 $360,000 $180,000 $4,197 2.50%
    Frankfort, KY (FHA|USDA|VA) 2 $360,000 $180,000 $2,222 2.56%
    Uvalde, TX (FHA|USDA|VA) 2 $360,000 $180,000 $4,692 3.19%
    Orangeburg, SC (FHA|USDA|VA) 3 $355,000 $118,333 $3,096 3.40%
    Kerrville, TX (FHA|USDA|VA) 2 $350,000 $175,000 $2,331 3.13%
    Thomasville, GA (FHA|USDA|VA) 2 $350,000 $175,000 $2,151 2.94%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $340,000 $170,000 $1,010 2.81%
    Martinsville, VA (FHA|USDA|VA) 2 $320,000 $160,000 $3,156 2.94%
    Natchitoches, LA (FHA|USDA|VA) 1 $315,000 $315,000 $6,499 2.88%
    London, KY (FHA|USDA|VA) 1 $315,000 $315,000 $6,619 2.50%
    CaƱon City, CO (FHA|USDA|VA) 1 $315,000 $315,000 $5,598 2.63%
    Cedartown, GA (FHA|USDA|VA) 2 $310,000 $155,000 $2,943 3.43%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $310,000 $155,000 $3,595 3.18%
    Richmond-Berea, KY (FHA|USDA|VA) 2 $300,000 $150,000 $3,651 2.56%
    Greenwood, SC (FHA|USDA|VA) 2 $300,000 $150,000 $3,557 3.21%
    WALLA WALLA, WA (FHA|USDA|VA) 1 $295,000 $295,000 $6,624 2.25%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $290,000 $145,000 $1,868 2.87%
    Nogales, AZ (FHA|USDA|VA) 2 $290,000 $145,000 $3,388 3.12%
    Minden, LA (FHA|USDA|VA) 1 $285,000 $285,000 $6,027 2.75%
    Pecos, TX (FHA|USDA|VA) 1 $285,000 $285,000 $6,561 2.75%
    Rockport, TX (FHA|USDA|VA) 1 $285,000 $285,000 $6,526 3.25%
    Meridian, MS (FHA|USDA|VA) 2 $280,000 $140,000 $3,091 2.94%
    LEBANON, PA (FHA|USDA|VA) 2 $280,000 $140,000 $3,719 3.38%
    Pullman, WA (FHA|USDA|VA) 1 $275,000 $275,000 $5,840 2.75%
    Edwards, CO (FHA|USDA|VA) 1 $275,000 $275,000 $3,011 2.75%
    Salem, OH (FHA|USDA|VA) 1 $275,000 $275,000 $1,093 2.50%
    Paris, TX (FHA|USDA|VA) 2 $270,000 $135,000 $3,734 3.38%
    Port Angeles, WA (FHA|USDA|VA) 2 $270,000 $135,000 $3,470 3.25%
    Othello, WA (FHA|USDA|VA) 1 $265,000 $265,000 $6,258 2.75%
    Lufkin, TX (FHA|USDA|VA) 1 $265,000 $265,000 $6,290 3.25%
    PEORIA, IL (FHA|USDA|VA) 2 $260,000 $130,000 $3,096 2.69%
    Big Spring, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,988 2.75%
    Huntsville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $2,894 2.75%
    Lewisburg, PA (FHA|USDA|VA) 1 $245,000 $245,000 $4,721 2.25%
    Mount Pleasant, MI (FHA|USDA|VA) 1 $235,000 $235,000 $4,893 2.75%
    Starkville, MS (FHA|USDA|VA) 1 $235,000 $235,000 $4,947 2.75%
    Douglas, GA (FHA|USDA|VA) 1 $235,000 $235,000 $1,193 2.50%
    Newberry, SC (FHA|USDA|VA) 1 $225,000 $225,000 $6,167 2.38%
    Henderson, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,914 2.25%
    Morehead City, NC (FHA|USDA|VA) 1 $225,000 $225,000 $1,700 2.38%
    El Campo, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,324 2.99%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $215,000 $215,000 $2,013 2.25%
    Georgetown, SC (FHA|USDA|VA) 1 $215,000 $215,000 $4,664 2.75%
    Brenham, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,389 3.38%
    Palatka, FL (FHA|USDA|VA) 2 $210,000 $105,000 $1,912 3.06%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,143 2.38%
    LONGVIEW, WA (FHA|USDA|VA) 1 $205,000 $205,000 $4,431 2.99%
    Easton, MD (FHA|USDA|VA) 1 $205,000 $205,000 $4,487 2.99%
    Pearsall, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,031 2.99%
    Central City, KY (FHA|USDA|VA) 1 $205,000 $205,000 $6,683 3.25%
    DUBUQUE, IA (FHA|USDA|VA) 2 $200,000 $100,000 $2,449 3.06%
    ROCHESTER, MN (FHA|USDA|VA) 1 $195,000 $195,000 $4,178 2.99%
    Paducah, KY-IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,361 2.75%
    Kinston, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,992 2.88%
    Washington, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,088 2.75%
    Portsmouth, OH (FHA|USDA|VA) 1 $185,000 $185,000 $913 2.75%
    Kingsville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,593 2.99%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $185,000 $185,000 $3,994 2.88%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $185,000 $185,000 $4,078 3.25%
    ERIE, PA (FHA|USDA|VA) 1 $185,000 $185,000 $5,238 2.99%
    Elizabeth City, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,095 4.38%
    Mount Airy, NC (FHA|USDA|VA) 1 $175,000 $175,000 $933 2.75%
    Okeechobee, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,949 3.63%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,491 3.38%
    Arcadia, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,212 2.75%
    Madisonville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $4,022 2.99%
    Ludington, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,991 2.63%
    Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.99%
    Dublin, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,978 3.13%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $165,000 $165,000 $3,602 3.25%
    Fort Morgan, CO (FHA|USDA|VA) 1 $165,000 $165,000 $4,054 3.13%
    DeRidder, LA (FHA|USDA|VA) 1 $165,000 $165,000 $798 2.88%
    BANGOR, ME (FHA|USDA|VA) 1 $155,000 $155,000 $3,422 3.13%
    Mount Vernon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $936 2.88%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,609 2.88%
    Willmar, MN (FHA|USDA|VA) 1 $155,000 $155,000 $1,591 2.75%
    Sterling, CO (FHA|USDA|VA) 1 $155,000 $155,000 $4,313 2.75%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,615 2.99%
    Moses Lake, WA (FHA|USDA|VA) 1 $145,000 $145,000 $3,342 3.25%
    Zanesville, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,009 3.99%
    Jackson, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,473 2.99%
    Snyder, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,877 3.38%
    Vicksburg, MS (FHA|USDA|VA) 1 $145,000 $145,000 $3,464 3.25%
    Owatonna, MN (FHA|USDA|VA) 1 $135,000 $135,000 $3,204 3.25%
    MANKATO, MN (FHA|USDA|VA) 1 $135,000 $135,000 $3,299 2.99%
    Laurel, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,234 3.25%
    KANKAKEE, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,073 3.13%
    JACKSON, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,166 3.25%
    Wauchula, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,126 3.25%
    McComb, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,233 3.76%
    Ottawa, IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.25%
    Union, SC (FHA|USDA|VA) 1 $125,000 $125,000 $2,502 2.75%
    MONROE, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,985 3.50%
    LIMA, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,324 3.13%
    Storm Lake, IA (FHA|USDA|VA) 1 $125,000 $125,000 $2,760 3.25%
    St. Marys, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,102 3.50%
    Forest City, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,723 3.13%
    Rochelle, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,012 2.88%
    Statesboro, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.13%
    Lumberton, NC (FHA|USDA|VA) 1 $115,000 $115,000 $1,673 2.99%
    Moultrie, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,610 3.55%
    DECATUR, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,489 3.50%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $85,000 $85,000 $899 3.00%
    Lakeview Community Capital's top markets include Washington, Riverside, Dallas, Houston, and Los Angeles among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Lakeview Community Capital based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    POINT BREEZE
    Similarity Rank: 63
    First Central Credit Union
    Similarity Rank: 153
    First Credit Union
    Similarity Rank: 180
    SAFE 1 CREDIT UNION
    Similarity Rank: 228
    Gulf Winds Credit Union
    Similarity Rank: 240
    AMERICA'S CHOICE HOME LOANS LP
    Similarity Rank: 264
    Foote Capital Mortgage Company
    Similarity Rank: 266
    1ST NORTHERN CALIFORNIA
    Similarity Rank: 276
    FIRST COMMERCE CREDIT UNION
    Similarity Rank: 483
    CAROLINA FOOTHILLS
    Similarity Rank: 484

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 11,356 $2,747,930,000 $241,980 $5,388 2.97%
    VA 5,091 $1,517,955,000 $298,164 $2,659 2.48%
    Conventional 1,512 $421,090,000 $278,499 $3,201 3.34%
    USDA 1 $215,000 $215,000 $5,295 3.25%

    For 2021, Lakeview Community Capital's most frequently originated type of loan was FHA, with 11,356 originations. Their 2nd most popular type was VA, with 5,091 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 16,982 $4,412,680,000 $259,845 $4,447 2.84%
    Cash Out Refi 954 $268,170,000 $281,101 $4,387 3.28%
    Home Purchase 19 $6,085,000 $320,263 $7,164 3.27%
    Other 5 $255,000 $51,000 $677 5.59%

    For 2021, Lakeview Community Capital's most frequently cited loan purpose was Refi, with 16,982 originations. The 2nd most popular reason was Cash Out Refi, with 954 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 15,826 $4,176,340,000 $263,891 $4,539 2.87%
    Other 1,700 $417,620,000 $245,659 $3,904 2.83%
    15 Year 268 $57,430,000 $214,291 $3,076 2.77%
    20 Year 160 $34,700,000 $216,875 $3,114 2.92%
    10 Year 6 $1,100,000 $183,333 $2,102 3.19%

    For 2021, Lakeview Community Capital's most frequently cited loan duration was 30 Year, with 15,826 originations. The 2nd most popular length was Other, with 1,700 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 15,554 $4,012,160,000 $257,950
    $1k-2k 1,019 $273,135,000 $268,042
    $2k-3k 511 $141,685,000 $277,270
    $3k-4k 234 $69,740,000 $298,034
    $5k+ 149 $57,465,000 $385,671
    $4k-5k 133 $49,265,000 $370,414

    Lakeview Community Capital's average total fees were $4,539, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 15,554 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 8,228 $2,143,310,000 $260,490
    3-4% 5,481 $1,165,005,000 $212,553
    <2.5% 4,181 $1,362,285,000 $325,828
    4-5% 60 $14,770,000 $246,167
    5-6% 5 $255,000 $51,000

    During 2021, Lakeview Community Capital's average interest rate for loans was 2.87%, while their most frequently originated rate bucket for loans was 2.5-3%, with 8,228 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,907 $2,968,965,000 $272,207 $4,638 2.80%
    $100k-200k 5,167 $837,545,000 $162,095 $3,601 3.09%
    $400k-600k 1,560 $734,340,000 $470,731 $5,605 2.60%
    $600k-1MM 193 $131,035,000 $678,938 $7,713 2.57%
    $100,000 or less 130 $11,330,000 $87,154 $2,330 3.41%
    $1MM+ 3 $3,975,000 $1,325,000 $6,269 2.42%

    2021 saw Lakeview Community Capital place emphasis on $200k-400k loans with 10,907 originations, totaling $2,968,965,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 16,220 $4,186,930,000 $258,134 $4,510 2.83%
    $100k-150k 573 $176,285,000 $307,653 $3,887 3.23%
    $75k-100k 468 $124,010,000 $264,979 $3,907 3.24%
    $50k-75k 406 $92,190,000 $227,069 $3,615 3.25%
    $150k-250k 239 $87,375,000 $365,586 $3,953 3.24%
    $250k+ 54 $20,400,000 $377,778 $3,876 3.21%

    Lakeview Community Capital lent most frequently to those with incomes in the $50k or less range, with 16,220 originations. The second most popular income band? $100k-150k, with 573 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 376 $103,270,000 $274,654 $3,516 3.22%
    30-36% 339 $94,965,000 $280,133 $3,789 3.29%
    44% 118 $34,650,000 $293,644 $3,932 3.35%
    37% 90 $23,790,000 $264,333 $3,497 3.29%
    43% 89 $24,575,000 $276,124 $4,419 3.29%
    41% 85 $24,385,000 $286,882 $3,247 3.34%
    <20% 83 $21,525,000 $259,337 $3,314 3.14%
    42% 83 $23,455,000 $282,590 $3,759 3.25%
    50-60% 78 $23,000,000 $294,872 $6,008 2.88%
    38% 77 $22,415,000 $291,104 $3,545 3.21%
    36% 74 $20,760,000 $280,541 $3,735 3.22%
    40% 71 $20,215,000 $284,718 $3,376 3.25%
    39% 70 $19,930,000 $284,714 $3,690 3.35%
    45% 56 $15,270,000 $272,679 $3,793 3.21%
    47% 52 $13,860,000 $266,538 $4,102 3.26%
    49% 51 $13,905,000 $272,647 $3,783 3.23%
    46% 50 $12,860,000 $257,200 $3,736 3.28%
    48% 46 $11,640,000 $253,043 $4,923 3.14%
    >60% 10 $3,160,000 $316,000 $4,432 2.85%

    Lakeview Community Capital lent most frequently to those with DTI ratios of 20-30%, with 376 originations. The next most common DTI ratio? 30-36%, with 339 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Black 8,297 $2,132,365,000 $257,004 $4,275 2.85%
    White 7,594 $2,000,840,000 $263,476 $4,574 2.88%
    Not provided 1,762 $461,330,000 $261,822 $4,680 2.91%
    American Indian 158 $46,070,000 $291,582 $4,413 2.75%
    Asian 130 $41,250,000 $317,308 $4,635 2.78%
    Native Hawaiian or Islander 18 $5,240,000 $291,111 $4,206 2.60%
    Filipino 1 $95,000 $95,000 $2,087 3.63%

    Approval Rates

    Total approvals of all applications
    99.39%

    Lakeview Community Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.46%

    Lakeview Community Capital has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 17,960 $4,687,190,000 $260,979

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    17,960 $4,687,190,000 $260,979

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 55 $9,805,000 $178,273 $3,197 3.11%
    40-60% 434 $105,790,000 $243,756 $2,985 3.20%
    60-80% 1,880 $486,430,000 $258,739 $3,981 3.15%
    80-100% 15,419 $4,028,625,000 $261,277 $4,553 2.82%
    Over 100% 167 $56,285,000 $337,036 $3,819 2.40%
    Under 20% 5 $255,000 $51,000 $677 5.59%