Lakeview Community Capital Mortgage Rates, Fees & Info

Phoenix, AZ

LEI: 5493005EYZOUVJUXAX38

Tax ID: 32-0517445

5 stars - out of 5 stars, based on 107 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Lakeview Community Capital is a mid-sized mortgage company specializing in Refi loans. Lakeview Community Capital has They have a a high proportion of FHA loans. a low ratio of conventional loans. Their top markets include Washington, Riverside, Los Angeles, Atlanta, and Phoenix among others. They have an above average approval rate for mortages when compared nationally -- and they have an average pick rate when compared to the same sample of other lendors. Lakeview Community Capital is typically an average fee lendor.


Originations

11,447

Origination Dollar Volume (All Markets)

$3,436,635,000
Show all (159) awards

Relative Rate

Lakeview Community Capital 's average 30 year fixed rate mortgage of loans were 3.14%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of -0.22%.

Relative Fees

Lakeview Community Capital 's average total fees for a 30 year fixed rate mortgage are $4,430.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 650 $265,270,000 $408,108 $4,800 2.95%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 606 $212,070,000 $349,950 $4,894 3.04%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 443 $197,745,000 $446,377 $6,416 3.05%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 580 $155,730,000 $268,500 $4,172 3.22%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 578 $152,940,000 $264,602 $4,045 3.15%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 563 $138,595,000 $246,172 $4,729 3.32%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 475 $128,205,000 $269,905 $5,155 3.30%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 466 $122,330,000 $262,511 $4,109 3.07%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 262 $120,670,000 $460,573 $4,921 2.84%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 375 $101,385,000 $270,360 $4,060 3.19%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 273 $73,025,000 $267,491 $2,947 2.93%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 209 $72,155,000 $345,239 $4,662 3.06%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 268 $70,540,000 $263,209 $3,988 3.19%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 265 $69,085,000 $260,698 $4,674 3.25%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 171 $64,115,000 $374,942 $5,479 3.04%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 161 $59,275,000 $368,168 $5,022 3.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 228 $59,030,000 $258,904 $3,509 3.14%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 214 $58,220,000 $272,056 $4,777 3.18%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 109 $55,205,000 $506,468 $6,568 3.00%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 184 $53,840,000 $292,609 $5,319 3.48%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 175 $51,675,000 $295,286 $4,709 3.31%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 211 $50,765,000 $240,592 $4,235 3.30%
JACKSONVILLE, FL (FHA|USDA|VA) 189 $50,105,000 $265,106 $3,547 3.06%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 199 $46,505,000 $233,693 $2,820 2.97%
Outside of Metro Areas 187 $43,655,000 $233,449 $3,675 3.24%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 102 $35,640,000 $349,412 $4,140 2.90%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 63 $32,895,000 $522,143 $6,557 2.99%
COLORADO SPRINGS, CO (FHA|USDA|VA) 95 $31,725,000 $333,947 $3,123 2.83%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 67 $29,065,000 $433,806 $5,602 3.07%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 55 $28,115,000 $511,182 $5,610 2.94%
RICHMOND, VA (FHA|USDA|VA) 103 $27,925,000 $271,117 $3,577 3.09%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 67 $27,225,000 $406,343 $5,133 3.03%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 90 $26,020,000 $289,111 $4,660 3.32%
VALLEJO, CA (FHA|USDA|VA) 63 $25,575,000 $405,952 $5,186 3.01%
RALEIGH-CARY, NC (FHA|USDA|VA) 87 $23,515,000 $270,287 $3,714 3.14%
STOCKTON, CA (FHA|USDA|VA) 68 $22,800,000 $335,294 $5,139 3.16%
Outside of Metro Areas 78 $22,780,000 $292,051 $4,467 3.16%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 90 $20,400,000 $226,667 $4,089 3.38%
TUCSON, AZ (FHA|USDA|VA) 81 $19,745,000 $243,765 $3,275 3.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 80 $18,580,000 $232,250 $2,531 2.92%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 69 $18,325,000 $265,580 $3,492 3.10%
COLUMBIA, SC (FHA|USDA|VA) 78 $17,830,000 $228,590 $3,064 3.06%
FRESNO, CA (FHA|USDA|VA) 59 $15,675,000 $265,678 $3,987 3.07%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 59 $13,295,000 $225,339 $2,322 2.86%
SALINAS, CA (FHA|USDA|VA) 29 $13,235,000 $456,379 $6,085 2.92%
BAKERSFIELD, CA (FHA|USDA|VA) 54 $13,130,000 $243,148 $3,898 3.25%
VISALIA, CA (FHA|USDA|VA) 47 $12,855,000 $273,511 $4,269 3.27%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 22 $12,140,000 $551,818 $6,031 2.80%
PORT ST. LUCIE, FL (FHA|USDA|VA) 48 $11,750,000 $244,792 $3,820 3.46%
MODESTO, CA (FHA|USDA|VA) 37 $11,055,000 $298,784 $5,037 3.15%
EL PASO, TX (FHA|USDA|VA) 49 $10,995,000 $224,388 $3,305 3.09%
COLUMBUS, OH (FHA|USDA|VA) 45 $10,875,000 $241,667 $3,968 3.30%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 46 $10,330,000 $224,565 $4,070 3.31%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 34 $10,310,000 $303,235 $5,751 3.52%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 34 $10,120,000 $297,647 $4,001 3.10%
SAVANNAH, GA (FHA|USDA|VA) 40 $9,940,000 $248,500 $2,820 2.98%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 37 $9,535,000 $257,703 $3,624 3.03%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 39 $9,055,000 $232,179 $3,330 3.27%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 26 $8,700,000 $334,615 $2,952 2.75%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 32 $8,500,000 $265,625 $3,642 3.16%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 35 $8,145,000 $232,714 $4,197 3.35%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $7,995,000 $257,903 $2,913 3.07%
GREELEY, CO (FHA|USDA|VA) 25 $7,985,000 $319,400 $5,191 3.28%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 38 $7,980,000 $210,000 $3,940 3.30%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 25 $7,755,000 $310,200 $2,491 2.85%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 32 $7,370,000 $230,313 $3,530 3.20%
JACKSONVILLE, NC (FHA|USDA|VA) 28 $6,650,000 $237,500 $2,138 2.94%
MERCED, CA (FHA|USDA|VA) 27 $6,595,000 $244,259 $3,943 3.28%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 23 $6,415,000 $278,913 $2,890 2.86%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 22 $6,120,000 $278,182 $2,836 3.00%
MIDLAND, TX (FHA|USDA|VA) 24 $5,840,000 $243,333 $5,535 3.52%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 18 $5,800,000 $322,222 $6,165 3.27%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 18 $5,760,000 $320,000 $4,730 2.95%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 23 $5,685,000 $247,174 $3,822 3.08%
FLORENCE, SC (FHA|USDA|VA) 25 $5,475,000 $219,000 $4,191 3.49%
PHILADELPHIA, PA (FHA|USDA|VA) 27 $5,375,000 $199,074 $4,596 3.48%
ELGIN, IL (FHA|USDA|VA) 21 $5,275,000 $251,190 $4,010 3.18%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 19 $5,105,000 $268,684 $3,720 2.90%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 15 $5,025,000 $335,000 $6,526 3.01%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $5,015,000 $385,769 $5,044 2.88%
WARNER ROBINS, GA (FHA|USDA|VA) 21 $5,005,000 $238,333 $2,693 3.06%
WINSTON-SALEM, NC (FHA|USDA|VA) 23 $4,865,000 $211,522 $3,705 3.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $4,850,000 $485,000 $5,791 2.98%
ODESSA, TX (FHA|USDA|VA) 21 $4,675,000 $222,619 $4,769 3.34%
SPARTANBURG, SC (FHA|USDA|VA) 22 $4,640,000 $210,909 $4,262 3.47%
DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) 22 $4,470,000 $203,182 $3,066 3.06%
EL CENTRO, CA (FHA|USDA|VA) 18 $4,410,000 $245,000 $4,293 3.20%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 16 $4,280,000 $267,500 $3,175 3.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 18 $4,160,000 $231,111 $3,814 3.24%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 18 $3,910,000 $217,222 $2,879 3.21%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 16 $3,890,000 $243,125 $4,304 3.24%
MADERA, CA (FHA|USDA|VA) 14 $3,750,000 $267,857 $3,178 3.07%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 14 $3,580,000 $255,714 $2,510 2.86%
ST. LOUIS, MO-IL (FHA|USDA|VA) 16 $3,580,000 $223,750 $3,731 2.99%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,550,000 $443,750 $5,997 2.98%
COLUMBUS, GA-AL (FHA|USDA|VA) 17 $3,535,000 $207,941 $2,717 3.01%
TALLAHASSEE, FL (FHA|USDA|VA) 13 $3,475,000 $267,308 $3,391 2.94%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 16 $3,390,000 $211,875 $5,137 3.25%
WACO, TX (FHA|USDA|VA) 13 $3,355,000 $258,077 $3,258 3.21%
JACKSON, MS (FHA|USDA|VA) 14 $3,340,000 $238,571 $3,620 3.24%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 17 $3,305,000 $194,412 $3,955 3.42%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $3,150,000 $262,500 $3,513 2.91%
FORT COLLINS, CO (FHA|USDA|VA) 9 $3,045,000 $338,333 $3,532 2.93%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $3,010,000 $250,833 $3,912 3.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 9 $2,975,000 $330,556 $3,483 3.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $2,890,000 $240,833 $3,854 3.27%
SUMTER, SC (FHA|USDA|VA) 11 $2,855,000 $259,545 $2,912 3.20%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $2,845,000 $258,636 $4,195 2.72%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 9 $2,845,000 $316,111 $3,365 3.22%
PUEBLO, CO (FHA|USDA|VA) 12 $2,820,000 $235,000 $4,103 3.27%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 13 $2,705,000 $208,077 $2,767 2.80%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,640,000 $440,000 $3,829 3.05%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 10 $2,490,000 $249,000 $3,708 3.11%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,270,000 $283,750 $3,368 2.87%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $2,245,000 $320,714 $4,602 2.68%
YUMA, AZ (FHA|USDA|VA) 11 $2,215,000 $201,364 $2,512 3.11%
WILMINGTON, NC (FHA|USDA|VA) 7 $2,035,000 $290,714 $2,946 2.86%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $1,945,000 $277,857 $3,799 3.14%
GAINESVILLE, FL (FHA|USDA|VA) 9 $1,915,000 $212,778 $3,822 3.35%
PANAMA CITY, FL (FHA|USDA|VA) 7 $1,905,000 $272,143 $2,871 2.71%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $1,905,000 $272,143 $4,446 3.05%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $1,900,000 $190,000 $3,473 3.12%
NAPA, CA (FHA|USDA|VA) 4 $1,890,000 $472,500 $7,685 3.15%
GOLDSBORO, NC (FHA|USDA|VA) 8 $1,760,000 $220,000 $2,763 2.87%
LAREDO, TX (FHA|USDA|VA) 10 $1,750,000 $175,000 $3,820 3.62%
AKRON, OH (FHA|USDA|VA) 7 $1,745,000 $249,286 $2,656 3.15%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $1,730,000 $216,250 $3,512 3.22%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,700,000 $212,500 $4,181 3.14%
YAKIMA, WA (FHA|USDA|VA) 6 $1,670,000 $278,333 $3,645 3.31%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 7 $1,645,000 $235,000 $2,824 3.34%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 7 $1,625,000 $232,143 $2,654 3.28%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $1,395,000 $279,000 $3,327 2.98%
LUBBOCK, TX (FHA|USDA|VA) 8 $1,390,000 $173,750 $3,299 3.30%
TYLER, TX (FHA|USDA|VA) 5 $1,385,000 $277,000 $3,488 2.95%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 2 $1,320,000 $660,000 $3,674 3.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 6 $1,310,000 $218,333 $2,477 3.15%
GAINESVILLE, GA (FHA|USDA|VA) 4 $1,300,000 $325,000 $3,972 2.81%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,290,000 $322,500 $5,169 3.56%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,215,000 $243,000 $5,031 3.42%
SAN RAFAEL, CA (FHA|USDA|VA) 2 $1,180,000 $590,000 $8,094 3.06%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,639 3.20%
LANCASTER, PA (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,966 3.23%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $1,145,000 $229,000 $2,749 3.10%
AMARILLO, TX (FHA|USDA|VA) 5 $1,135,000 $227,000 $5,420 3.39%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,294 3.37%
OCALA, FL (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,728 3.50%
READING, PA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,718 3.47%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,608 2.89%
VALDOSTA, GA (FHA|USDA|VA) 5 $1,045,000 $209,000 $2,966 3.10%
LYNCHBURG, VA (FHA|USDA|VA) 5 $1,025,000 $205,000 $2,351 3.20%
FLINT, MI (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,405 3.38%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $985,000 $197,000 $3,498 2.74%
NEW BERN, NC (FHA|USDA|VA) 5 $955,000 $191,000 $3,399 3.08%
ASHEVILLE, NC (FHA|USDA|VA) 3 $945,000 $315,000 $4,155 2.75%
ANN ARBOR, MI (FHA|USDA|VA) 4 $940,000 $235,000 $3,520 3.19%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $905,000 $301,667 $3,264 2.91%
PITTSBURGH, PA (FHA|USDA|VA) 4 $900,000 $225,000 $3,462 3.31%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $900,000 $225,000 $3,950 2.75%
HATTIESBURG, MS (FHA|USDA|VA) 4 $890,000 $222,500 $3,136 2.69%
SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) 3 $835,000 $278,333 $5,153 3.13%
HINESVILLE, GA (FHA|USDA|VA) 5 $815,000 $163,000 $1,956 3.05%
ALBANY, GA (FHA|USDA|VA) 3 $795,000 $265,000 $3,771 2.92%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $785,000 $261,667 $3,852 2.92%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $760,000 $190,000 $3,826 3.60%
KANKAKEE, IL (FHA|USDA|VA) 4 $760,000 $190,000 $2,762 3.53%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $745,000 $248,333 $2,063 3.17%
LONGVIEW, WA (FHA|USDA|VA) 2 $740,000 $370,000 $3,501 3.50%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $725,000 $241,667 $5,069 3.82%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $725,000 $241,667 $2,282 2.99%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $725,000 $241,667 $3,657 2.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $715,000 $238,333 $4,117 3.08%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $695,000 $231,667 $3,645 3.29%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $695,000 $231,667 $1,740 3.12%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $605,000 $201,667 $3,470 2.83%
WILMINGTON, DE-MD-NJ (FHA|USDA|VA) 2 $550,000 $275,000 $5,928 2.62%
WENATCHEE, WA (FHA|USDA|VA) 2 $550,000 $275,000 $6,290 3.75%
LONGVIEW, TX (FHA|USDA|VA) 2 $550,000 $275,000 $2,933 2.87%
BRUNSWICK, GA (FHA|USDA|VA) 3 $545,000 $181,667 $1,821 3.21%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $535,000 $535,000 $4,605 2.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $535,000 $178,333 $1,900 3.16%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $500,000 $250,000 $5,938 3.25%
BOULDER, CO (FHA|USDA|VA) 1 $485,000 $485,000 $1,882 2.75%
BURLINGTON, NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,573 3.12%
NEWARK, NJ-PA (FHA|USDA|VA) 1 $455,000 $455,000 $3,527 2.75%
ROANOKE, VA (FHA|USDA|VA) 2 $440,000 $220,000 $3,128 2.81%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $420,000 $210,000 $5,322 3.25%
CHICO, CA (FHA|USDA|VA) 2 $400,000 $200,000 $2,472 3.19%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $400,000 $200,000 $4,145 2.88%
ABILENE, TX (FHA|USDA|VA) 2 $390,000 $195,000 $4,707 3.00%
SAGINAW, MI (FHA|USDA|VA) 1 $365,000 $365,000 $9,187 2.75%
MIDLAND, MI (FHA|USDA|VA) 2 $360,000 $180,000 $4,089 3.00%
BELLINGHAM, WA (FHA|USDA|VA) 1 $335,000 $335,000 $6,807 3.25%
GREENVILLE, NC (FHA|USDA|VA) 2 $320,000 $160,000 $1,492 3.19%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $295,000 $295,000 $6,042 3.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $285,000 $285,000 $5,715 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $270,000 $135,000 $2,611 3.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $265,000 $265,000 $2,302 2.75%
LEBANON, PA (FHA|USDA|VA) 1 $265,000 $265,000 $6,511 2.75%
MONROE, MI (FHA|USDA|VA) 1 $255,000 $255,000 $978 2.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $245,000 $245,000 $2,646 2.75%
TOLEDO, OH (FHA|USDA|VA) 1 $245,000 $245,000 $2,164 3.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,047 3.99%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $235,000 $235,000 $6,502 3.25%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $230,000 $115,000 $1,666 3.38%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $215,000 $215,000 $2,687 3.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $205,000 $205,000 $4,348 3.25%
RAPID CITY, SD (FHA|USDA|VA) 1 $195,000 $195,000 $2,676 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,306 3.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,894 2.50%
STAUNTON, VA (FHA|USDA|VA) 1 $165,000 $165,000 $1,874 3.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,648 2.75%
PEORIA, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,979 2.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,136 4.25%

Lakeview Community Capital 's top markets include Washington, Riverside, Los Angeles, Atlanta, and Phoenix among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
VA 5,642 $1,815,310,000 $321,749 $2,857 2.81%
FHA 5,431 $1,523,325,000 $280,487 $5,996 3.44%
Conventional 374 $98,000,000 $262,032 $3,395 3.45%

For the 2020 period, Lakeview Community Capital 's most frequently originated loan type of loans were VA, with 5,642 originations. Their 2nd most popular type is FHA, with 5,431 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 11,291 $3,398,405,000 $300,984 $4,377 3.12%
Cash Out Refi 143 $35,145,000 $245,769 $4,274 3.63%
Home Purchase 13 $3,085,000 $237,308 $5,812 3.41%

For the 2020, Lakeview Community Capital 's most frequently cited loan purpose of loans were Refi, with 11,291 originations. The 2nd most popular reason of loans were Cash Out Refi, with 143 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 10,811 $3,256,125,000 $301,186 $4,430 3.14%
Other 484 $144,750,000 $299,070 $3,584 2.95%
15 Year 96 $22,050,000 $229,688 $2,919 2.95%
20 Year 55 $13,365,000 $243,000 $3,184 2.98%
10 Year 1 $345,000 $345,000 $5,317 2.75%

For the 2020, Lakeview Community Capital 's most frequently cited loan length of loans were 30 Year, with 10,811 originations. The 2nd most popular length of loans were Other, with 484 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 9,184 $2,732,310,000 $297,508
$1k-2k 902 $255,610,000 $283,381
$2k-3k 663 $198,035,000 $298,695
$3k-4k 452 $158,400,000 $350,442
$5k+ 119 $60,045,000 $504,580

$4,430 of loans were Lakeview Community Capital 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 9,184 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 5,385 $1,465,675,000 $272,177
2.5-3% 3,975 $1,315,115,000 $330,847
<2.5% 1,459 $501,295,000 $343,588
4-5% 628 $154,550,000 $246,099

During 2020, Lakeview Community Capital 's average interest rate of loans were 3.14%, while their most frequently originated rate bucket of loans were 3-4%, with 5,385 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 7,702 $2,152,380,000 $279,457 $4,314 3.13%
$100k-200k 1,722 $285,910,000 $166,034 $3,352 3.41%
$400k-600k 1,722 $815,840,000 $473,775 $5,304 2.88%
$600k-1MM 258 $172,970,000 $670,426 $6,997 2.89%
$100,000 or less 38 $3,370,000 $88,684 $2,009 3.52%
$1MM+ 5 $6,165,000 $1,233,000 $6,953 2.98%

2020 saw Lakeview Community Capital place emphasis on $200k-400k loans with 7,702 originations, totaling $2,152,380,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 121 $24,925,000 $205,992 $3,799 3.39%
$100k-150k 102 $30,620,000 $300,196 $3,409 3.50%
$75k-100k 91 $23,175,000 $254,670 $3,752 3.49%
$150k-250k 69 $24,135,000 $349,783 $3,835 3.35%
$50k or less 45 $7,265,000 $161,444 $3,406 3.45%
$250k+ 6 $2,150,000 $358,333 $5,458 3.54%

Lakeview Community Capital lent most frequently to those with incomes in the $50k-75k range, with 121 originations. The second most popular income band? $100k-150k, with 102 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 92 $24,090,000 $261,848 $3,185 3.38%
30-36% 77 $18,885,000 $245,260 $3,390 3.51%
44% 26 $6,500,000 $250,000 $4,084 3.30%
40% 23 $6,105,000 $265,435 $3,014 3.61%
39% 22 $5,670,000 $257,727 $3,450 3.44%
43% 20 $5,530,000 $276,500 $4,716 3.57%
<20% 19 $5,035,000 $265,000 $2,487 3.30%
42% 18 $4,680,000 $260,000 $2,907 3.58%
36% 18 $5,010,000 $278,333 $5,395 3.47%
41% 18 $3,960,000 $220,000 $3,787 3.47%
37% 16 $3,790,000 $236,875 $3,773 3.44%
49% 14 $3,340,000 $238,571 $4,446 3.37%
50-60% 14 $3,450,000 $246,429 $6,109 3.34%
46% 14 $3,240,000 $231,429 $3,378 3.11%
38% 12 $3,100,000 $258,333 $3,252 3.58%
47% 12 $3,550,000 $295,833 $4,752 3.61%
45% 11 $3,955,000 $359,545 $5,317 3.32%
48% 8 $2,380,000 $297,500 $3,420 3.45%
>60% 1 $215,000 $215,000 $4,639 3.63%

Lakeview Community Capital lent most frequently to those with DTI ratios of 20-30%, with 92 originations. The next most common DTI ratio? 30-36%, with 77 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
Black 5,569 $1,647,565,000 $295,846 $4,129 3.11%
White 4,690 $1,421,440,000 $303,079 $4,545 3.14%
Not provided 974 $293,400,000 $301,232 $4,932 3.18%
Asian 100 $35,490,000 $354,900 $4,461 2.99%
American Indian 90 $29,940,000 $332,667 $4,394 2.97%
Native Hawaiian 24 $8,800,000 $366,667 $5,809 3.01%

Approval Rates

Total approvals of all applications
99.08%

Lakeview Community Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
93.87%

Lakeview Community Capital has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 11,447 $3,436,635,000 $300,221

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Site-Built 11,447 $3,436,635,000 $300,221

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 11 $2,495,000 $226,818 $2,057 3.32%
40-60% 123 $30,055,000 $244,350 $3,213 3.39%
60-80% 430 $111,780,000 $259,953 $4,118 3.34%
80-100% 10,446 $3,145,730,000 $301,142 $4,419 3.13%
Over 100% 436 $146,520,000 $336,055 $3,994 2.79%
Under 20% 1 $55,000 $55,000 $1,261 3.13%