Lakeview Community Capital Mortgage Rates, Fees & Info

Phoenix, AZ

LEI: 5493005EYZOUVJUXAX38

Tax ID: 32-0517445

5 stars - Updated: 4/5/25 - out of 5 stars, based on 51 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Lakeview Community Capital is a smaller mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. Lakeview Community Capital has an average proportion of conventional loans. Their top markets by origination volume include: Atlanta, Dallas, Riverside, Washington, and Los Angeles among others. We have data for 286 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lakeview Community Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lakeview Community Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Refi 6.89% 4/5/25
30 Year Cash-out Refi 7.35% 4/5/25
30 Year FHA Refi 7.18% 4/5/25
30 Year VA Refi 5.97% 4/5/25
15 Year Conventional Refi 6.42% 4/5/25
15 Year Cash-out Refi 6.42% 4/5/25
15 Year VA Refi 6.13% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lakeview Community Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Lakeview Community Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,610

Origination Dollar Volume (All Markets)

$982,850,000
Show all (79) awards

Relative Rate

Lakeview Community Capital's average 30 year fixed mortgage rate was 6.18%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.37%.

Relative Fees (Closing Costs)

Lakeview Community Capital's average total fees/closing costs for a 30 year fixed rate mortgage were $8,199.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 195 $69,605,000 $356,949 $8,251 6.16%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 120 $48,680,000 $405,667 $8,683 6.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 99 $45,085,000 $455,404 $9,277 6.08%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 92 $42,460,000 $461,522 $9,748 6.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 69 $39,705,000 $575,435 $10,832 6.02%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 95 $36,465,000 $383,842 $8,268 6.27%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 94 $35,630,000 $379,043 $8,028 6.20%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 75 $31,055,000 $414,067 $9,343 6.66%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 61 $27,365,000 $448,607 $11,275 6.18%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 64 $25,030,000 $391,094 $7,790 5.95%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 67 $22,785,000 $340,075 $7,660 6.35%
Outside of Metro Areas 64 $20,920,000 $326,875 $8,374 6.14%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 50 $17,590,000 $351,800 $6,782 5.98%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 44 $16,860,000 $383,182 $7,879 6.20%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 44 $16,180,000 $367,727 $8,650 6.24%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 30 $15,790,000 $526,333 $9,306 6.08%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 46 $15,160,000 $329,565 $8,154 6.22%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 24 $14,830,000 $617,917 $13,313 5.73%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 32 $13,230,000 $413,438 $6,055 6.10%
RALEIGH-CARY, NC (FHA|USDA|VA) 35 $13,225,000 $377,857 $8,049 5.99%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 38 $12,800,000 $336,842 $8,043 6.16%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 38 $12,060,000 $317,368 $9,160 6.76%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 27 $11,935,000 $442,037 $9,356 6.07%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 24 $11,710,000 $487,917 $9,818 6.23%
JACKSONVILLE, FL (FHA|USDA|VA) 29 $10,935,000 $377,069 $6,053 5.87%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 19 $9,725,000 $511,842 $9,340 5.81%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 30 $8,850,000 $295,000 $8,223 6.32%
FAYETTEVILLE, NC (FHA|USDA|VA) 26 $8,840,000 $340,000 $5,572 5.84%
BAKERSFIELD, CA (FHA|USDA|VA) 23 $8,395,000 $365,000 $8,857 6.05%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 13 $7,985,000 $614,231 $14,519 5.98%
RICHMOND, VA (FHA|USDA|VA) 22 $7,730,000 $351,364 $8,241 6.43%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 30 $7,710,000 $257,000 $6,910 6.24%
EL PASO, TX (FHA|USDA|VA) 24 $7,710,000 $321,250 $6,634 6.11%
COLORADO SPRINGS, CO (FHA|USDA|VA) 16 $7,320,000 $457,500 $6,433 5.98%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 21 $6,345,000 $302,143 $6,603 6.01%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 18 $6,340,000 $352,222 $6,481 6.17%
COLUMBIA, SC (FHA|USDA|VA) 23 $6,205,000 $269,783 $6,626 6.07%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 10 $5,800,000 $580,000 $9,510 6.04%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 18 $5,670,000 $315,000 $7,457 6.38%
FRESNO, CA (FHA|USDA|VA) 17 $5,585,000 $328,529 $9,085 6.11%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $5,420,000 $387,143 $10,925 5.96%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 12 $5,400,000 $450,000 $9,617 6.28%
STOCKTON, CA (FHA|USDA|VA) 12 $5,250,000 $437,500 $9,237 5.97%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 14 $5,210,000 $372,143 $6,932 6.11%
TUCSON, AZ (FHA|USDA|VA) 17 $5,025,000 $295,588 $6,472 6.76%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 13 $4,805,000 $369,615 $9,221 6.26%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $4,585,000 $352,692 $7,583 5.83%
VALLEJO, CA (FHA|USDA|VA) 7 $4,395,000 $627,857 $10,937 6.11%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 11 $4,245,000 $385,909 $6,250 5.64%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 14 $4,200,000 $300,000 $6,205 6.48%
YUMA, AZ (FHA|USDA|VA) 12 $4,130,000 $344,167 $6,110 6.02%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $3,880,000 $323,333 $6,928 6.12%
LOUISVILLE, KY (FHA|USDA|VA) 12 $3,870,000 $322,500 $7,980 6.22%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 9 $3,665,000 $407,222 $6,210 5.62%
HUNTSVILLE, AL (FHA|USDA|VA) 10 $3,610,000 $361,000 $5,856 5.93%
WARNER ROBINS, GA (FHA|USDA|VA) 9 $3,185,000 $353,889 $6,058 6.21%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $3,170,000 $317,000 $4,992 5.96%
JACKSON, MS (FHA|USDA|VA) 10 $3,120,000 $312,000 $6,550 6.26%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $2,945,000 $327,222 $8,146 6.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 8 $2,870,000 $358,750 $4,438 5.83%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $2,690,000 $336,250 $6,733 6.33%
COLUMBUS, OH (FHA|USDA|VA) 9 $2,645,000 $293,889 $7,720 6.19%
SPARTANBURG, SC (FHA|USDA|VA) 8 $2,460,000 $307,500 $7,780 6.16%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 9 $2,415,000 $268,333 $7,851 6.31%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $2,355,000 $785,000 $14,746 6.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $2,230,000 $371,667 $5,427 6.25%
VISALIA, CA (FHA|USDA|VA) 7 $2,215,000 $316,429 $7,665 6.27%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $2,125,000 $303,571 $6,185 6.82%
NAPA, CA (FHA|USDA|VA) 3 $2,115,000 $705,000 $19,954 5.96%
SALEM, OR (FHA|USDA|VA) 5 $2,115,000 $423,000 $6,830 5.90%
SAVANNAH, GA (FHA|USDA|VA) 5 $2,085,000 $417,000 $7,706 5.67%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 7 $2,015,000 $287,857 $5,984 5.86%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $1,895,000 $379,000 $8,374 6.03%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,875,000 $375,000 $7,752 6.33%
MODESTO, CA (FHA|USDA|VA) 5 $1,835,000 $367,000 $7,318 6.38%
SALINAS, CA (FHA|USDA|VA) 3 $1,815,000 $605,000 $11,629 6.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $1,760,000 $176,000 $6,985 7.51%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,740,000 $290,000 $6,634 6.96%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $1,690,000 $281,667 $6,427 5.90%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $1,680,000 $280,000 $7,057 6.35%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,660,000 $415,000 $10,587 6.09%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,645,000 $235,000 $6,845 6.22%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,635,000 $233,571 $8,941 6.30%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,605,000 $535,000 $7,135 5.71%
OCALA, FL (FHA|USDA|VA) 6 $1,590,000 $265,000 $7,882 6.27%
BATON ROUGE, LA (FHA|USDA|VA) 8 $1,580,000 $197,500 $6,532 6.62%
FLORENCE, SC (FHA|USDA|VA) 5 $1,565,000 $313,000 $7,874 6.23%
PUEBLO, CO (FHA|USDA|VA) 5 $1,545,000 $309,000 $10,799 6.23%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,540,000 $385,000 $5,547 6.12%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,405,000 $281,000 $6,268 6.12%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $1,400,000 $350,000 $6,852 5.94%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $1,395,000 $465,000 $7,388 5.96%
PANAMA CITY, FL (FHA|USDA|VA) 4 $1,390,000 $347,500 $8,521 5.88%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $1,360,000 $340,000 $7,148 6.03%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,350,000 $675,000 $15,864 6.38%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $1,335,000 $445,000 $9,303 6.21%
MONTGOMERY, AL (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,795 5.50%
MADERA, CA (FHA|USDA|VA) 3 $1,235,000 $411,667 $8,121 6.08%
YUBA CITY, CA (FHA|USDA|VA) 3 $1,235,000 $411,667 $8,885 5.83%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,165,000 $388,333 $12,440 5.88%
GAINESVILLE, GA (FHA|USDA|VA) 3 $1,155,000 $385,000 $10,935 6.42%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $1,155,000 $385,000 $6,706 5.79%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $1,145,000 $381,667 $7,402 5.58%
WACO, TX (FHA|USDA|VA) 3 $1,135,000 $378,333 $7,115 6.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $1,105,000 $368,333 $7,097 5.79%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $1,100,000 $275,000 $6,638 6.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $1,085,000 $217,000 $7,300 7.03%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,147 7.00%
MOBILE, AL (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,976 5.72%
GREELEY, CO (FHA|USDA|VA) 2 $1,030,000 $515,000 $10,568 6.69%
MERCED, CA (FHA|USDA|VA) 3 $1,015,000 $338,333 $9,236 6.00%
ODESSA, TX (FHA|USDA|VA) 3 $1,005,000 $335,000 $8,192 6.42%
HAMMOND, LA (FHA|USDA|VA) 3 $995,000 $331,667 $8,593 5.92%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $975,000 $325,000 $7,735 6.00%
YAKIMA, WA (FHA|USDA|VA) 3 $965,000 $321,667 $8,494 5.74%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $955,000 $318,333 $9,010 6.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $955,000 $318,333 $8,498 6.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $945,000 $315,000 $4,086 5.79%
BURLINGTON, NC (FHA|USDA|VA) 3 $945,000 $315,000 $4,153 6.58%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $935,000 $311,667 $9,738 5.92%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $930,000 $232,500 $6,730 6.78%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $920,000 $460,000 $8,260 6.44%
LUBBOCK, TX (FHA|USDA|VA) 3 $915,000 $305,000 $6,767 6.08%
ABILENE, TX (FHA|USDA|VA) 3 $905,000 $301,667 $4,921 6.08%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $900,000 $450,000 $10,029 6.25%
MIDLAND, TX (FHA|USDA|VA) 3 $895,000 $298,333 $7,385 6.92%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $895,000 $179,000 $6,368 6.35%
Jefferson, GA (FHA|USDA|VA) 2 $880,000 $440,000 $8,814 6.44%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $850,000 $425,000 $8,504 5.62%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $850,000 $425,000 $6,667 6.00%
GOLDSBORO, NC (FHA|USDA|VA) 4 $850,000 $212,500 $6,961 6.03%
VICTORIA, TX (FHA|USDA|VA) 2 $840,000 $420,000 $5,072 6.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $830,000 $415,000 $3,098 6.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $825,000 $275,000 $12,422 6.54%
VALDOSTA, GA (FHA|USDA|VA) 2 $820,000 $410,000 $7,199 6.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $810,000 $405,000 $6,634 6.37%
GAINESVILLE, FL (FHA|USDA|VA) 4 $800,000 $200,000 $7,909 6.59%
HATTIESBURG, MS (FHA|USDA|VA) 2 $800,000 $400,000 $5,327 5.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $800,000 $400,000 $11,856 5.94%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $785,000 $261,667 $7,728 6.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $785,000 $261,667 $9,663 6.58%
ROANOKE, VA (FHA|USDA|VA) 4 $780,000 $195,000 $7,378 6.74%
Orangeburg, SC (FHA|USDA|VA) 3 $775,000 $258,333 $7,331 5.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $770,000 $385,000 $7,683 6.50%
CHICO, CA (FHA|USDA|VA) 2 $760,000 $380,000 $7,149 5.69%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $760,000 $380,000 $7,820 6.00%
LYNCHBURG, VA (FHA|USDA|VA) 3 $755,000 $251,667 $6,250 6.25%
HINESVILLE, GA (FHA|USDA|VA) 3 $755,000 $251,667 $4,803 5.88%
Menomonie, WI (FHA|USDA|VA) 1 $725,000 $725,000 $1,707 5.25%
ASHEVILLE, NC (FHA|USDA|VA) 2 $720,000 $360,000 $8,228 6.38%
LAREDO, TX (FHA|USDA|VA) 2 $720,000 $360,000 $8,250 6.44%
Moses Lake, WA (FHA|USDA|VA) 2 $700,000 $350,000 $7,732 5.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $700,000 $350,000 $6,427 6.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $690,000 $345,000 $7,083 6.25%
READING, PA (FHA|USDA|VA) 2 $690,000 $345,000 $11,959 6.37%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $685,000 $228,333 $5,209 6.33%
Del Rio, TX (FHA|USDA|VA) 2 $670,000 $335,000 $8,392 6.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $660,000 $330,000 $6,303 6.50%
WENATCHEE, WA (FHA|USDA|VA) 1 $655,000 $655,000 $7,610 5.25%
Palatka, FL (FHA|USDA|VA) 2 $630,000 $315,000 $4,265 6.12%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $625,000 $208,333 $10,778 6.54%
BELLINGHAM, WA (FHA|USDA|VA) 1 $585,000 $585,000 $11,509 5.75%
BEND, OR (FHA|USDA|VA) 1 $565,000 $565,000 $9,176 5.75%
ST. CLOUD, MN (FHA|USDA|VA) 2 $560,000 $280,000 $6,434 6.50%
ALBANY, GA (FHA|USDA|VA) 1 $555,000 $555,000 $1,436 6.25%
TOPEKA, KS (FHA|USDA|VA) 2 $540,000 $270,000 $5,294 6.00%
Magnolia, AR (FHA|USDA|VA) 2 $540,000 $270,000 $2,298 6.00%
Shelby, NC (FHA|USDA|VA) 2 $530,000 $265,000 $7,891 6.75%
WILMINGTON, NC (FHA|USDA|VA) 2 $530,000 $265,000 $9,010 6.25%
Ukiah, CA (FHA|USDA|VA) 1 $525,000 $525,000 $10,080 5.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $520,000 $260,000 $5,274 6.00%
ROCKFORD, IL (FHA|USDA|VA) 2 $510,000 $255,000 $8,948 6.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $505,000 $505,000 $2,487 5.63%
MONROE, LA (FHA|USDA|VA) 2 $490,000 $245,000 $5,971 6.50%
MANHATTAN, KS (FHA|USDA|VA) 2 $490,000 $245,000 $7,111 5.75%
FLINT, MI (FHA|USDA|VA) 1 $485,000 $485,000 $6,451 5.25%
Traverse City, MI (FHA|USDA|VA) 2 $480,000 $240,000 $4,542 8.75%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $475,000 $475,000 $7,627 4.99%
BOISE CITY, ID (FHA|USDA|VA) 1 $455,000 $455,000 $4,424 5.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $455,000 $455,000 $8,802 6.25%
EL CENTRO, CA (FHA|USDA|VA) 1 $445,000 $445,000 $3,882 6.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $445,000 $445,000 $8,894 5.75%
Lumberton, NC (FHA|USDA|VA) 1 $445,000 $445,000 $8,842 6.25%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $440,000 $220,000 $4,204 8.19%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $440,000 $220,000 $11,458 6.50%
Clewiston, FL (FHA|USDA|VA) 1 $425,000 $425,000 $5,171 5.75%
Fredericksburg, TX (FHA|USDA|VA) 1 $425,000 $425,000 $11,372 6.63%
Glenwood Springs, CO (FHA|USDA|VA) 1 $415,000 $415,000 $24,924 6.99%
PITTSBURGH, PA (FHA|USDA|VA) 2 $410,000 $205,000 $5,620 6.50%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $405,000 $405,000 $8,296 5.63%
HARRISONBURG, VA (FHA|USDA|VA) 1 $405,000 $405,000 $8,062 6.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $395,000 $395,000 $4,398 5.25%
FORT COLLINS, CO (FHA|USDA|VA) 1 $395,000 $395,000 $9,176 5.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $395,000 $395,000 $2,710 5.75%
LONGVIEW, WA (FHA|USDA|VA) 1 $385,000 $385,000 $8,003 5.75%
LAWRENCE, KS (FHA|USDA|VA) 1 $385,000 $385,000 $7,848 5.75%
Tupelo, MS (FHA|USDA|VA) 1 $385,000 $385,000 $8,577 4.99%
FARGO, ND-MN (FHA|USDA|VA) 1 $375,000 $375,000 $3,347 5.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $375,000 $375,000 $7,632 5.75%
DECATUR, AL (FHA|USDA|VA) 1 $375,000 $375,000 $4,025 5.25%
Toccoa, GA (FHA|USDA|VA) 1 $365,000 $365,000 $5,031 5.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $365,000 $365,000 $7,375 5.25%
MEDFORD, OR (FHA|USDA|VA) 1 $365,000 $365,000 $8,616 5.25%
LaGrange, GA-AL (FHA|USDA|VA) 1 $355,000 $355,000 $5,294 5.99%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $355,000 $355,000 $9,039 6.75%
MANKATO, MN (FHA|USDA|VA) 1 $355,000 $355,000 $7,256 6.25%
LAWTON, OK (FHA|USDA|VA) 1 $345,000 $345,000 $8,961 5.75%
LANCASTER, PA (FHA|USDA|VA) 1 $345,000 $345,000 $7,953 4.99%
Granbury, TX (FHA|USDA|VA) 1 $345,000 $345,000 $3,753 5.63%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $345,000 $345,000 $3,569 6.25%
AMARILLO, TX (FHA|USDA|VA) 1 $345,000 $345,000 $9,560 6.63%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $335,000 $335,000 $7,803 5.99%
Big Spring, TX (FHA|USDA|VA) 1 $335,000 $335,000 $2,010 5.75%
Crescent City, CA (FHA|USDA|VA) 1 $335,000 $335,000 $8,371 6.63%
MONROE, MI (FHA|USDA|VA) 1 $325,000 $325,000 $3,005 5.75%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $325,000 $325,000 $12,613 6.75%
North Wilkesboro, NC (FHA|USDA|VA) 1 $325,000 $325,000 $5,656 6.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $325,000 $325,000 $6,469 4.99%
St. Marys, GA (FHA|USDA|VA) 1 $325,000 $325,000 $4,299 5.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $320,000 $160,000 $5,729 6.38%
MUSKEGON, MI (FHA|USDA|VA) 2 $320,000 $160,000 $9,609 5.75%
WALLA WALLA, WA (FHA|USDA|VA) 1 $315,000 $315,000 $8,095 6.25%
Lebanon, NH-VT (FHA|USDA|VA) 1 $315,000 $315,000 $6,591 7.25%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $315,000 $315,000 $3,020 5.75%
TYLER, TX (FHA|USDA|VA) 1 $315,000 $315,000 $7,387 6.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $305,000 $305,000 $4,500 5.63%
Roseburg, OR (FHA|USDA|VA) 1 $305,000 $305,000 $17,305 5.99%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $305,000 $305,000 $6,996 5.75%
NEW BERN, NC (FHA|USDA|VA) 1 $305,000 $305,000 $0 5.25%
Brownwood, TX (FHA|USDA|VA) 1 $305,000 $305,000 $7,094 6.75%
Sanford, NC (FHA|USDA|VA) 1 $295,000 $295,000 $2,795 5.63%
Gaffney, SC (FHA|USDA|VA) 1 $295,000 $295,000 $1,316 6.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $295,000 $295,000 $6,379 5.75%
Ashtabula, OH (FHA|USDA|VA) 1 $295,000 $295,000 $5,760 5.75%
Albert Lea, MN (FHA|USDA|VA) 1 $295,000 $295,000 $6,143 6.63%
Bedford, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,993 5.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $285,000 $285,000 $5,743 5.25%
Thomasville, GA (FHA|USDA|VA) 1 $285,000 $285,000 $2,987 5.63%
Jesup, GA (FHA|USDA|VA) 1 $285,000 $285,000 $6,582 5.25%
Eagle Pass, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,843 5.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $275,000 $275,000 $5,844 6.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,392 6.25%
Nacogdoches, TX (FHA|USDA|VA) 1 $275,000 $275,000 $10,090 7.63%
PEORIA, IL (FHA|USDA|VA) 1 $275,000 $275,000 $4,388 5.25%
WICHITA, KS (FHA|USDA|VA) 1 $265,000 $265,000 $5,673 6.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $265,000 $265,000 $4,365 6.25%
AKRON, OH (FHA|USDA|VA) 1 $265,000 $265,000 $7,079 6.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $255,000 $255,000 $11,871 5.25%
Sandusky, OH (FHA|USDA|VA) 1 $245,000 $245,000 $5,265 6.63%
CaƱon City, CO (FHA|USDA|VA) 1 $245,000 $245,000 $5,642 6.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $235,000 $235,000 $12,537 5.99%
Milledgeville, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,695 5.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $225,000 $225,000 $7,005 7.13%
Muskogee, OK (FHA|USDA|VA) 1 $225,000 $225,000 $4,977 5.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $225,000 $225,000 $11,974 5.99%
ERIE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $5,604 5.25%
Fort Polk South, LA (FHA|USDA|VA) 1 $215,000 $215,000 $6,109 5.50%
Borger, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,222 6.25%
Safford, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $10,402 7.25%
Wooster, OH (FHA|USDA|VA) 1 $195,000 $195,000 $7,455 6.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $8,009 7.42%
Wilson, NC (FHA|USDA|VA) 1 $195,000 $195,000 $9,703 5.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $185,000 $185,000 $7,235 6.50%
Seneca, SC (FHA|USDA|VA) 1 $175,000 $175,000 $11,020 6.75%
Newberry, SC (FHA|USDA|VA) 1 $175,000 $175,000 $11,480 5.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $165,000 $165,000 $10,900 6.75%
Madisonville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $9,561 6.75%
Moultrie, GA (FHA|USDA|VA) 1 $165,000 $165,000 $8,572 6.75%
TULSA, OK (FHA|USDA|VA) 1 $155,000 $155,000 $9,923 5.75%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $155,000 $155,000 $10,465 5.75%
Sulphur Springs, TX (FHA|USDA|VA) 1 $155,000 $155,000 $8,886 6.63%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $155,000 $155,000 $7,344 6.99%
Ozark, AL (FHA|USDA|VA) 1 $155,000 $155,000 $10,762 5.75%
Mount Airy, NC (FHA|USDA|VA) 1 $135,000 $135,000 $6,604 6.25%
SUMTER, SC (FHA|USDA|VA) 1 $125,000 $125,000 $8,053 7.25%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $125,000 $125,000 $7,647 7.23%
Mount Pleasant, MI (FHA|USDA|VA) 1 $115,000 $115,000 $7,593 6.25%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,774 6.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,065 6.25%
Centralia, WA (FHA|USDA|VA) 1 $105,000 $105,000 $6,259 7.13%
Danville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $7,587 7.25%
Austin, MN (FHA|USDA|VA) 1 $95,000 $95,000 $7,419 6.25%
Port Angeles, WA (FHA|USDA|VA) 1 $85,000 $85,000 $5,287 6.50%
Danville, KY (FHA|USDA|VA) 1 $45,000 $45,000 $790 11.00%
New Castle, PA (FHA|USDA|VA) 1 $35,000 $35,000 $615 11.50%
Ottumwa, IA (FHA|USDA|VA) 1 $25,000 $25,000 $540 11.13%
Lakeview Community Capital's top markets include Atlanta, Dallas, Riverside, Washington, and Los Angeles among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Lakeview Community Capital based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    American Southwest Credit Union
    Similarity Rank: 78
    ROBINS FINANCIAL
    Similarity Rank: 92
    FIRST COMMERCE CREDIT UNION
    Similarity Rank: 144
    ACNB Bank
    Similarity Rank: 150
    SAN ANTONIO CITIZENS
    Similarity Rank: 156
    Mid-Atlantic Federal Credit Union
    Similarity Rank: 168
    Envision Credit Union
    Similarity Rank: 180

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 1,424 $516,450,000 $362,676 $9,608 6.28%
    VA 961 $410,095,000 $426,738 $6,317 5.70%
    Conventional 225 $56,305,000 $250,244 $7,501 7.56%

    For 2024, Lakeview Community Capital's most frequently originated type of loan was FHA, with 1,424 originations. Their 2nd most popular type was VA, with 961 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,942 $809,510,000 $416,843 $7,442 6.00%
    Cash Out Refi 625 $171,035,000 $273,656 $11,163 6.43%
    Other 43 $2,305,000 $53,605 $723 10.75%

    For 2024, Lakeview Community Capital's most frequently cited loan purpose was Refi, with 1,942 originations. The 2nd most popular reason was Cash Out Refi, with 625 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,500 $940,690,000 $376,276 $8,199 6.18%
    Other 82 $36,000,000 $439,024 $8,836 6.02%
    15 Year 20 $4,360,000 $218,000 $7,988 6.22%
    20 Year 7 $1,745,000 $249,286 $9,684 6.34%
    10 Year 1 $55,000 $55,000 $878 10.00%

    For 2024, Lakeview Community Capital's most frequently cited loan duration was 30 Year, with 2,500 originations. The 2nd most popular length was Other, with 82 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,051 $416,665,000 $396,446
    $5k+ 619 $251,265,000 $405,921
    $1k-2k 243 $85,815,000 $353,148
    $3k-4k 242 $76,520,000 $316,198
    $2k-3k 239 $85,285,000 $356,841
    $4k-5k 195 $59,955,000 $307,462

    Lakeview Community Capital's average total fees were $8,199, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,051 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,338 $480,460,000 $359,088
    5-6% 1,029 $433,445,000 $421,229
    7-8% 125 $33,075,000 $264,600
    4-5% 74 $33,420,000 $451,622
    Over 8% 44 $2,450,000 $55,682

    During 2024, Lakeview Community Capital's average interest rate for loans was 6.18%, while their most frequently originated rate bucket for loans was 6-7%, with 1,338 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,410 $436,530,000 $309,596 $7,629 6.13%
    $400k-600k 737 $350,895,000 $476,113 $9,066 6.00%
    $600k-1MM 221 $153,355,000 $693,914 $10,241 5.77%
    $100k-200k 176 $27,720,000 $157,500 $8,248 6.67%
    $100,000 or less 57 $3,465,000 $60,789 $1,922 9.77%
    $1MM+ 9 $10,885,000 $1,209,444 $20,753 5.83%

    2024 saw Lakeview Community Capital place emphasis on $200k-400k loans with 1,410 originations, totaling $436,530,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 713 $191,415,000 $268,464 $10,315 6.69%

    Lakeview Community Capital lent most frequently to those with incomes in the $50k or less range, with 713 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 206 $62,200,000 $301,942 $12,282 6.25%
    30-36% 66 $16,240,000 $246,061 $9,227 6.58%
    49% 50 $10,440,000 $208,800 $7,658 7.75%
    44% 46 $15,690,000 $341,087 $11,750 6.54%
    42% 35 $9,095,000 $259,857 $9,165 7.19%
    43% 35 $10,345,000 $295,571 $10,358 6.78%
    20-30% 33 $8,065,000 $244,394 $8,484 6.51%
    46% 30 $6,250,000 $208,333 $8,953 7.05%
    47% 27 $7,085,000 $262,407 $10,778 6.76%
    48% 26 $6,620,000 $254,615 $9,519 7.23%
    41% 24 $5,590,000 $232,917 $8,802 6.65%
    39% 24 $6,120,000 $255,000 $8,928 6.89%
    40% 23 $5,855,000 $254,565 $10,272 7.08%
    45% 23 $7,015,000 $305,000 $12,332 6.36%
    37% 21 $4,955,000 $235,952 $8,762 6.81%
    38% 19 $4,415,000 $232,368 $8,538 6.66%
    36% 13 $2,665,000 $205,000 $8,706 6.61%
    <20% 8 $1,930,000 $241,250 $8,081 7.14%
    >60% 4 $840,000 $210,000 $11,291 6.38%

    Lakeview Community Capital lent most frequently to those with DTI ratios of 50-60%, with 206 originations. The next most common DTI ratio? 30-36%, with 66 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Black 1,352 $501,220,000 $370,725 $7,994 6.13%
    White 951 $363,555,000 $382,287 $8,429 6.24%
    Not provided 252 $94,960,000 $376,825 $8,711 6.22%
    American Indian 33 $13,805,000 $418,333 $7,624 6.06%
    Asian 17 $7,095,000 $417,353 $8,150 5.99%
    Native Hawaiian or Islander 5 $2,215,000 $443,000 $7,926 5.93%

    Approval Rates

    Total approvals of all applications
    98.58%

    Lakeview Community Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    88.51%

    Lakeview Community Capital has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,610 $982,850,000 $376,571

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,610 $982,850,000 $376,571

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 27 $3,845,000 $142,407 $5,203 7.63%
    40-60% 91 $20,215,000 $222,143 $8,935 6.52%
    60-80% 422 $121,550,000 $288,033 $10,955 6.41%
    80-100% 1,539 $613,175,000 $398,424 $8,153 6.13%
    Over 100% 494 $222,110,000 $449,615 $6,695 5.67%
    Under 20% 37 $1,955,000 $52,838 $725 10.71%