Lakeview Community Capital Mortgage Rates, Fees & Info

Phoenix, AZ

LEI: 5493005EYZOUVJUXAX38

Tax ID: 32-0517445

2.6 stars - Updated: 12/17/24 - out of 5 stars, based on 39 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Lakeview Community Capital is a smaller mortgage company specializing in Cash Out Refi loans. Lakeview Community Capital has a high proportion of conventional loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Atlanta, Riverside, Miami, Washington, and Phoenix among others. We have data for 254 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lakeview Community Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Lakeview Community Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.76% 12/17/24
30 Year Conventional Refi 6.66% 12/17/24
30 Year Cash-out Refi 7.43% 12/17/24
30 Year FHA Purchase 6.73% 12/17/24
30 Year FHA Refi 7.21% 12/17/24
30 Year VA Purchase 5.88% 12/17/24
30 Year VA Refi 5.94% 12/17/24
15 Year Conventional Refi 6.35% 12/17/24
15 Year Cash-out Refi 6.35% 12/17/24
15 Year FHA Refi 6.96% 12/17/24
15 Year VA Refi 6.51% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lakeview Community Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Lakeview Community Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,508

Origination Dollar Volume (All Markets)

$268,840,000
Show all (16) awards

Relative Rate

Lakeview Community Capital's average 30 year fixed mortgage rate was 7.81%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 1.33%.

Relative Fees (Closing Costs)

Lakeview Community Capital's average total fees/closing costs for a 30 year fixed rate mortgage were $7,499.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 118 $19,870,000 $168,390 $7,276 8.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 99 $19,775,000 $199,747 $8,953 7.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 50 $13,440,000 $268,800 $10,158 7.44%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 55 $13,145,000 $239,000 $9,643 7.71%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 46 $10,530,000 $228,913 $8,585 7.99%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 63 $10,045,000 $159,444 $6,388 8.32%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 41 $8,735,000 $213,049 $8,353 8.27%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 38 $7,820,000 $205,789 $8,703 7.42%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 40 $7,530,000 $188,250 $8,321 7.69%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 26 $7,100,000 $273,077 $10,517 7.73%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 29 $6,615,000 $228,103 $9,156 6.87%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 33 $6,615,000 $200,455 $9,508 6.97%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 38 $5,530,000 $145,526 $7,059 7.59%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 20 $5,080,000 $254,000 $10,703 7.04%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 34 $4,870,000 $143,235 $7,100 7.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 26 $4,260,000 $163,846 $6,242 7.81%
FRESNO, CA (FHA|USDA|VA) 16 $3,890,000 $243,125 $11,700 6.75%
RICHMOND, VA (FHA|USDA|VA) 20 $3,240,000 $162,000 $7,633 7.46%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $2,820,000 $176,250 $8,263 6.54%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 8 $2,790,000 $348,750 $12,209 8.16%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 11 $2,575,000 $234,091 $10,231 7.01%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 13 $2,565,000 $197,308 $6,722 7.97%
TUCSON, AZ (FHA|USDA|VA) 12 $2,480,000 $206,667 $9,064 6.58%
COLUMBUS, OH (FHA|USDA|VA) 14 $2,380,000 $170,000 $9,031 7.11%
JACKSONVILLE, FL (FHA|USDA|VA) 14 $2,380,000 $170,000 $6,200 8.36%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 8 $2,330,000 $291,250 $10,166 7.12%
BAKERSFIELD, CA (FHA|USDA|VA) 12 $2,240,000 $186,667 $9,426 6.89%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $2,200,000 $275,000 $8,323 7.72%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $2,150,000 $215,000 $11,161 6.76%
YAKIMA, WA (FHA|USDA|VA) 11 $2,125,000 $193,182 $8,589 6.84%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 15 $2,015,000 $134,333 $4,702 8.40%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $1,895,000 $210,556 $8,282 7.06%
PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $1,885,000 $269,286 $14,184 6.09%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 7 $1,645,000 $235,000 $11,439 6.62%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $1,620,000 $202,500 $6,209 7.08%
RALEIGH-CARY, NC (FHA|USDA|VA) 8 $1,580,000 $197,500 $9,161 7.13%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $1,440,000 $240,000 $11,328 6.62%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $1,430,000 $143,000 $7,435 6.73%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $1,375,000 $275,000 $11,498 7.48%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $1,360,000 $226,667 $9,640 6.42%
SAVANNAH, GA (FHA|USDA|VA) 9 $1,355,000 $150,556 $6,888 7.24%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $1,335,000 $190,714 $9,450 7.29%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $1,250,000 $208,333 $9,194 6.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 6 $1,220,000 $203,333 $8,334 7.33%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $1,190,000 $198,333 $5,793 7.75%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6 $1,180,000 $196,667 $8,215 8.54%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 11 $1,175,000 $106,818 $4,777 8.94%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $1,115,000 $123,889 $4,422 8.78%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $1,090,000 $136,250 $4,959 8.14%
MERCED, CA (FHA|USDA|VA) 5 $1,085,000 $217,000 $9,644 7.55%
OCALA, FL (FHA|USDA|VA) 6 $1,000,000 $166,667 $8,093 7.27%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $995,000 $199,000 $9,215 6.85%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $975,000 $139,286 $4,726 8.30%
PUEBLO, CO (FHA|USDA|VA) 5 $945,000 $189,000 $11,181 6.55%
COLUMBIA, SC (FHA|USDA|VA) 5 $925,000 $185,000 $12,382 6.53%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $915,000 $183,000 $7,888 7.32%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 6 $910,000 $151,667 $8,740 6.40%
GAINESVILLE, GA (FHA|USDA|VA) 5 $905,000 $181,000 $7,169 8.10%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $890,000 $222,500 $13,686 6.59%
SPARTANBURG, SC (FHA|USDA|VA) 4 $880,000 $220,000 $11,310 6.72%
LYNCHBURG, VA (FHA|USDA|VA) 5 $875,000 $175,000 $8,514 6.78%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $860,000 $215,000 $11,277 6.56%
MODESTO, CA (FHA|USDA|VA) 4 $770,000 $192,500 $9,368 8.06%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $765,000 $153,000 $6,239 7.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $755,000 $107,857 $2,237 9.38%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $745,000 $149,000 $5,916 8.53%
STOCKTON, CA (FHA|USDA|VA) 6 $740,000 $123,333 $3,502 9.40%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $735,000 $147,000 $5,538 8.25%
ROANOKE, VA (FHA|USDA|VA) 5 $735,000 $147,000 $7,573 8.05%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $715,000 $238,333 $9,556 8.21%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $700,000 $175,000 $6,310 8.01%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $700,000 $175,000 $6,103 8.00%
PANAMA CITY, FL (FHA|USDA|VA) 3 $665,000 $221,667 $13,351 6.79%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $660,000 $110,000 $4,003 8.61%
LAFAYETTE, LA (FHA|USDA|VA) 3 $625,000 $208,333 $8,218 7.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $615,000 $123,000 $7,740 6.85%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $610,000 $305,000 $2,172 8.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $590,000 $295,000 $12,554 5.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $590,000 $147,500 $6,906 6.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $585,000 $195,000 $7,387 5.71%
MADERA, CA (FHA|USDA|VA) 2 $580,000 $290,000 $14,305 5.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $575,000 $575,000 $29,533 5.75%
EL CENTRO, CA (FHA|USDA|VA) 2 $570,000 $285,000 $11,548 7.06%
SUMTER, SC (FHA|USDA|VA) 3 $565,000 $188,333 $11,904 6.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $560,000 $140,000 $8,439 6.25%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $530,000 $132,500 $5,819 8.09%
BATON ROUGE, LA (FHA|USDA|VA) 4 $530,000 $132,500 $7,718 7.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $525,000 $75,000 $1,860 9.16%
EL PASO, TX (FHA|USDA|VA) 2 $520,000 $260,000 $11,536 7.18%
PITTSBURGH, PA (FHA|USDA|VA) 6 $510,000 $85,000 $4,090 9.15%
LINCOLN, NE (FHA|USDA|VA) 2 $490,000 $245,000 $10,116 6.69%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $485,000 $161,667 $7,399 8.29%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $475,000 $158,333 $7,357 7.17%
GREELEY, CO (FHA|USDA|VA) 3 $455,000 $151,667 $6,822 9.08%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $445,000 $148,333 $8,532 6.71%
TOLEDO, OH (FHA|USDA|VA) 3 $435,000 $145,000 $6,144 7.79%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $420,000 $70,000 $1,647 9.35%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $420,000 $210,000 $8,133 6.50%
YUMA, AZ (FHA|USDA|VA) 3 $415,000 $138,333 $5,817 7.13%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $405,000 $405,000 $13,677 6.13%
LANCASTER, PA (FHA|USDA|VA) 2 $400,000 $200,000 $9,281 6.56%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $390,000 $97,500 $5,484 7.09%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $375,000 $375,000 $10,112 6.25%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $375,000 $125,000 $5,051 7.75%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $360,000 $90,000 $3,172 8.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $355,000 $118,333 $5,801 8.54%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $350,000 $175,000 $9,290 6.81%
BELLINGHAM, WA (FHA|USDA|VA) 1 $335,000 $335,000 $8,992 6.38%
Wilson, NC (FHA|USDA|VA) 1 $335,000 $335,000 $18,037 6.50%
HINESVILLE, GA (FHA|USDA|VA) 2 $330,000 $165,000 $5,981 6.13%
LOUISVILLE, KY (FHA|USDA|VA) 2 $330,000 $165,000 $6,658 6.69%
ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $315,000 $63,000 $1,753 9.68%
Danville, VA (FHA|USDA|VA) 2 $310,000 $155,000 $10,037 6.63%
Red Bluff, CA (FHA|USDA|VA) 1 $305,000 $305,000 $13,083 6.25%
ASHEVILLE, NC (FHA|USDA|VA) 3 $295,000 $98,333 $3,430 9.17%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $290,000 $145,000 $5,340 8.81%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $290,000 $145,000 $7,665 7.06%
LUBBOCK, TX (FHA|USDA|VA) 1 $285,000 $285,000 $10,503 6.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $280,000 $140,000 $7,463 7.49%
VALDOSTA, GA (FHA|USDA|VA) 2 $280,000 $140,000 $8,187 6.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $265,000 $265,000 $8,560 6.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $265,000 $265,000 $15,681 6.63%
Findlay, OH (FHA|USDA|VA) 1 $265,000 $265,000 $6,785 5.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $260,000 $130,000 $7,204 8.25%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $255,000 $85,000 $3,248 8.63%
Martinsville, VA (FHA|USDA|VA) 1 $255,000 $255,000 $13,681 5.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $245,000 $245,000 $8,929 6.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $240,000 $120,000 $4,814 8.06%
VALLEJO, CA (FHA|USDA|VA) 4 $240,000 $60,000 $406 10.22%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $235,000 $235,000 $9,923 7.38%
FLORENCE, SC (FHA|USDA|VA) 1 $235,000 $235,000 $13,938 6.75%
BURLINGTON, NC (FHA|USDA|VA) 2 $230,000 $115,000 $5,022 7.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $225,000 $225,000 $10,907 7.25%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $220,000 $110,000 $4,980 8.25%
PEORIA, IL (FHA|USDA|VA) 3 $215,000 $71,667 $3,937 8.13%
Susanville, CA (FHA|USDA|VA) 1 $215,000 $215,000 $9,632 5.75%
Thomaston, GA (FHA|USDA|VA) 1 $215,000 $215,000 $11,428 5.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $210,000 $105,000 $4,068 8.50%
ROME, GA (FHA|USDA|VA) 1 $205,000 $205,000 $11,157 6.25%
WILMINGTON, NC (FHA|USDA|VA) 3 $205,000 $68,333 $560 10.04%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $195,000 $195,000 $9,119 5.75%
Jesup, GA (FHA|USDA|VA) 1 $195,000 $195,000 $11,138 6.75%
READING, PA (FHA|USDA|VA) 3 $195,000 $65,000 $408 8.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $190,000 $47,500 $430 11.65%
KANKAKEE, IL (FHA|USDA|VA) 3 $185,000 $61,667 $2,902 8.79%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $185,000 $61,667 $484 10.13%
Hereford, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,064 7.13%
ROCKFORD, IL (FHA|USDA|VA) 1 $175,000 $175,000 $6,421 7.99%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,710 7.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $165,000 $165,000 $11,886 6.25%
VISALIA, CA (FHA|USDA|VA) 1 $165,000 $165,000 $6,535 7.13%
Shelby, NC (FHA|USDA|VA) 1 $165,000 $165,000 $10,323 5.25%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $165,000 $55,000 $457 10.71%
Dumas, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,555 6.88%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $160,000 $80,000 $428 9.69%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,592 6.75%
GOLDSBORO, NC (FHA|USDA|VA) 1 $155,000 $155,000 $6,982 5.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $155,000 $155,000 $9,009 5.25%
Madisonville, KY (FHA|USDA|VA) 1 $155,000 $155,000 $7,353 5.63%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $150,000 $75,000 $4,219 8.31%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $150,000 $75,000 $3,673 9.13%
Marshalltown, IA (FHA|USDA|VA) 1 $145,000 $145,000 $8,089 5.75%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $140,000 $70,000 $391 9.63%
Greenwood, SC (FHA|USDA|VA) 1 $125,000 $125,000 $8,923 6.13%
Rochelle, IL (FHA|USDA|VA) 1 $125,000 $125,000 $6,919 7.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,593 6.63%
TULSA, OK (FHA|USDA|VA) 3 $125,000 $41,667 $425 10.79%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $120,000 $60,000 $414 11.19%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $115,000 $38,333 $443 10.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $115,000 $115,000 $7,438 6.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,873 6.13%
Albert Lea, MN (FHA|USDA|VA) 1 $115,000 $115,000 $6,386 6.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $105,000 $105,000 $468 9.63%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $5,849 6.63%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $105,000 $105,000 $386 9.50%
JACKSON, MS (FHA|USDA|VA) 2 $100,000 $50,000 $677 10.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $95,000 $95,000 $458 10.88%
FLINT, MI (FHA|USDA|VA) 3 $95,000 $31,667 $483 11.08%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $85,000 $28,333 $467 10.50%
CHICO, CA (FHA|USDA|VA) 1 $85,000 $85,000 $432 10.75%
AKRON, OH (FHA|USDA|VA) 3 $85,000 $28,333 $443 10.17%
Orangeburg, SC (FHA|USDA|VA) 1 $85,000 $85,000 $4,838 7.25%
Stillwater, OK (FHA|USDA|VA) 1 $85,000 $85,000 $447 10.88%
WACO, TX (FHA|USDA|VA) 1 $85,000 $85,000 $5,559 7.50%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $75,000 $75,000 $447 11.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $65,000 $65,000 $1,027 9.50%
Cambridge, MD (FHA|USDA|VA) 1 $65,000 $65,000 $395 9.50%
Marion, NC (FHA|USDA|VA) 1 $65,000 $65,000 $549 9.63%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $65,000 $65,000 $563 10.63%
Laconia, NH (FHA|USDA|VA) 1 $65,000 $65,000 $416 9.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $65,000 $65,000 $382 10.25%
Mount Airy, NC (FHA|USDA|VA) 2 $60,000 $30,000 $565 10.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $55,000 $55,000 $459 9.63%
LOGAN, UT-ID (FHA|USDA|VA) 1 $55,000 $55,000 $449 11.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $55,000 $55,000 $440 9.25%
Keene, NH (FHA|USDA|VA) 1 $55,000 $55,000 $739 12.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $55,000 $55,000 $458 10.75%
Bainbridge, GA (FHA|USDA|VA) 1 $55,000 $55,000 $651 9.47%
BAY CITY, MI (FHA|USDA|VA) 1 $55,000 $55,000 $472 11.00%
Wilmington, OH (FHA|USDA|VA) 1 $55,000 $55,000 $1,042 9.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $55,000 $55,000 $486 10.75%
Newport, OR (FHA|USDA|VA) 1 $55,000 $55,000 $478 10.00%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $55,000 $55,000 $403 10.00%
PINE BLUFF, AR (FHA|USDA|VA) 2 $50,000 $25,000 $503 10.56%
Lake City, FL (FHA|USDA|VA) 2 $50,000 $25,000 $414 9.81%
Concord, NH (FHA|USDA|VA) 2 $50,000 $25,000 $432 10.06%
Roseburg, OR (FHA|USDA|VA) 1 $45,000 $45,000 $437 11.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $45,000 $45,000 $478 9.63%
Jefferson, GA (FHA|USDA|VA) 1 $45,000 $45,000 $545 9.88%
Thomasville, GA (FHA|USDA|VA) 1 $45,000 $45,000 $574 10.88%
Alma, MI (FHA|USDA|VA) 1 $45,000 $45,000 $692 12.50%
Cadillac, MI (FHA|USDA|VA) 1 $45,000 $45,000 $441 10.50%
FOND DU LAC, WI (FHA|USDA|VA) 1 $45,000 $45,000 $486 12.50%
Effingham, IL (FHA|USDA|VA) 1 $45,000 $45,000 $472 10.75%
Taylorville, IL (FHA|USDA|VA) 1 $35,000 $35,000 $491 10.38%
Forest City, NC (FHA|USDA|VA) 1 $35,000 $35,000 $549 9.88%
Ottawa, IL (FHA|USDA|VA) 1 $35,000 $35,000 $443 9.50%
Tifton, GA (FHA|USDA|VA) 1 $35,000 $35,000 $545 9.88%
Toccoa, GA (FHA|USDA|VA) 1 $35,000 $35,000 $511 9.88%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $35,000 $35,000 $486 10.75%
MONROE, MI (FHA|USDA|VA) 1 $35,000 $35,000 $407 10.25%
DALTON, GA (FHA|USDA|VA) 1 $35,000 $35,000 $574 10.75%
St. Marys, GA (FHA|USDA|VA) 1 $35,000 $35,000 $545 9.63%
Port Angeles, WA (FHA|USDA|VA) 1 $35,000 $35,000 $454 10.88%
Vidalia, GA (FHA|USDA|VA) 1 $35,000 $35,000 $574 12.13%
Central City, KY (FHA|USDA|VA) 1 $35,000 $35,000 $1,263 10.38%
Mountain Home, AR (FHA|USDA|VA) 1 $35,000 $35,000 $416 10.13%
Cambridge, OH (FHA|USDA|VA) 1 $35,000 $35,000 $991 10.38%
JONESBORO, AR (FHA|USDA|VA) 1 $35,000 $35,000 $434 9.88%
Salem, OH (FHA|USDA|VA) 1 $35,000 $35,000 $457 9.88%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $35,000 $35,000 $375 10.13%
Nogales, AZ (FHA|USDA|VA) 1 $35,000 $35,000 $440 9.75%
Whitewater, WI (FHA|USDA|VA) 1 $35,000 $35,000 $486 10.75%
Sturgis, MI (FHA|USDA|VA) 1 $35,000 $35,000 $472 12.00%
ALBANY, GA (FHA|USDA|VA) 1 $25,000 $25,000 $676 13.00%
ST. GEORGE, UT (FHA|USDA|VA) 1 $25,000 $25,000 $382 10.38%
Malvern, AR (FHA|USDA|VA) 1 $25,000 $25,000 $425 9.50%
Marietta, OH (FHA|USDA|VA) 1 $25,000 $25,000 $423 10.00%
Glenwood Springs, CO (FHA|USDA|VA) 1 $25,000 $25,000 $582 10.50%
Tahlequah, OK (FHA|USDA|VA) 1 $25,000 $25,000 $416 10.38%
GAINESVILLE, FL (FHA|USDA|VA) 1 $25,000 $25,000 $395 9.88%
FORT COLLINS, CO (FHA|USDA|VA) 1 $25,000 $25,000 $444 9.88%
Moses Lake, WA (FHA|USDA|VA) 1 $25,000 $25,000 $454 9.96%
DANVILLE, IL (FHA|USDA|VA) 1 $25,000 $25,000 $934 9.63%
Coos Bay, OR (FHA|USDA|VA) 1 $25,000 $25,000 $1,519 9.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $25,000 $25,000 $367 9.88%
WICHITA, KS (FHA|USDA|VA) 1 $25,000 $25,000 $418 10.63%
BRUNSWICK, GA (FHA|USDA|VA) 1 $25,000 $25,000 $734 10.38%
Ruston, LA (FHA|USDA|VA) 1 $25,000 $25,000 $549 9.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $25,000 $25,000 $447 12.25%
Wooster, OH (FHA|USDA|VA) 1 $25,000 $25,000 $498 10.31%
ALTOONA, PA (FHA|USDA|VA) 1 $25,000 $25,000 $434 10.00%
Payson, AZ (FHA|USDA|VA) 1 $25,000 $25,000 $403 9.88%
LaGrange, GA-AL (FHA|USDA|VA) 1 $25,000 $25,000 $587 10.63%
Lakeview Community Capital's top markets include Atlanta, Riverside, Miami, Washington, and Phoenix among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Lakeview Community Capital based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    ACNB Bank
    Similarity Rank: 64
    ABNB Federal Credit Union
    Similarity Rank: 65
    ROBINS FINANCIAL
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    JOHNSON MORTGAGE COMPANY, L.L.C.
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    PIMA Federal Credit Union
    Similarity Rank: 110
    Provident Credit Union
    Similarity Rank: 135
    FIRST COMMERCE CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 821 $86,565,000 $105,438 $2,948 9.18%
    FHA 554 $139,870,000 $252,473 $12,998 6.15%
    VA 133 $42,405,000 $318,835 $12,146 6.08%

    For 2023, Lakeview Community Capital's most frequently originated type of loan was Conventional, with 821 originations. Their 2nd most popular type was FHA, with 554 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 919 $235,895,000 $256,687 $11,916 6.29%
    Other 569 $28,695,000 $50,431 $499 10.24%
    Refi 16 $3,600,000 $225,000 $8,019 6.33%
    Home Purchase 4 $650,000 $162,500 $4,346 9.43%

    For 2023, Lakeview Community Capital's most frequently cited loan purpose was Cash Out Refi, with 919 originations. The 2nd most popular reason was Other, with 569 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,484 $264,590,000 $178,295 $7,499 7.81%
    15 Year 10 $2,270,000 $227,000 $9,432 5.60%
    20 Year 8 $1,320,000 $165,000 $8,241 6.54%
    Other 4 $600,000 $150,000 $6,753 6.63%
    10 Year 2 $60,000 $30,000 $483 10.99%

    For 2023, Lakeview Community Capital's most frequently cited loan duration was 30 Year, with 1,484 originations. The 2nd most popular length was 15 Year, with 10 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 633 $182,475,000 $288,270
    $<1k 573 $29,235,000 $51,021
    $4k-5k 135 $26,695,000 $197,741
    $3k-4k 103 $18,355,000 $178,204
    $2k-3k 36 $6,120,000 $170,000
    $1k-2k 11 $2,625,000 $238,636

    Lakeview Community Capital's average total fees were $7,499, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 633 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 575 $29,855,000 $51,922
    6-7% 446 $112,290,000 $251,771
    5-6% 361 $98,335,000 $272,396
    7-8% 124 $27,920,000 $225,161
    4-5% 2 $440,000 $220,000

    During 2023, Lakeview Community Capital's average interest rate for loans was 7.81%, while their most frequently originated rate bucket for loans was Over 8%, with 575 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 562 $27,440,000 $48,826 $669 10.11%
    $200k-400k 516 $140,940,000 $273,140 $12,711 6.20%
    $100k-200k 330 $50,540,000 $153,152 $7,709 6.80%
    $400k-600k 88 $42,000,000 $477,273 $17,878 6.14%
    $600k-1MM 12 $7,920,000 $660,000 $22,690 6.55%

    2023 saw Lakeview Community Capital place emphasis on $100,000 or less loans with 562 originations, totaling $27,440,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,506 $268,040,000 $177,981 $7,501 7.79%

    Lakeview Community Capital lent most frequently to those with incomes in the $50k or less range, with 1,506 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 257 $69,945,000 $272,160 $13,058 6.15%
    30-36% 184 $25,590,000 $139,076 $5,316 8.46%
    20-30% 125 $16,895,000 $135,160 $4,767 8.41%
    49% 124 $15,670,000 $126,371 $4,798 8.72%
    47% 90 $11,800,000 $131,111 $5,060 8.61%
    48% 83 $13,915,000 $167,651 $6,626 8.20%
    42% 76 $12,470,000 $164,079 $6,885 8.00%
    40% 71 $12,415,000 $174,859 $6,933 7.83%
    46% 69 $13,085,000 $189,638 $7,922 7.80%
    45% 66 $13,020,000 $197,273 $8,374 7.45%
    43% 62 $10,540,000 $170,000 $7,152 8.05%
    44% 61 $13,845,000 $226,967 $9,175 7.06%
    36% 51 $7,545,000 $147,941 $6,596 7.88%
    41% 47 $7,675,000 $163,298 $7,188 7.95%
    38% 42 $6,710,000 $159,762 $6,237 7.90%
    37% 42 $6,240,000 $148,571 $5,968 8.11%
    39% 38 $7,690,000 $202,368 $8,671 7.62%
    <20% 11 $1,035,000 $94,091 $2,459 9.41%
    >60% 7 $1,955,000 $279,286 $12,233 6.70%

    Lakeview Community Capital lent most frequently to those with DTI ratios of 50-60%, with 257 originations. The next most common DTI ratio? 30-36%, with 184 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Black 563 $129,015,000 $229,156 $10,668 6.66%
    White 739 $107,865,000 $145,961 $5,496 8.51%
    Not provided 168 $26,320,000 $156,667 $6,094 8.19%
    Asian 23 $2,975,000 $129,348 $4,702 9.31%
    American Indian 14 $2,640,000 $188,571 $8,470 7.47%
    Native Hawaiian or Islander 1 $25,000 $25,000 $406 10.38%

    Approval Rates

    Total approvals of all applications
    99.25%

    Lakeview Community Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.69%

    Lakeview Community Capital has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,508 $268,840,000 $178,276

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,508 $268,840,000 $178,276

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 88 $8,180,000 $92,955 $1,948 9.46%
    40-60% 150 $30,350,000 $202,333 $9,119 6.35%
    60-80% 501 $127,295,000 $254,082 $12,074 6.34%
    80-100% 262 $78,250,000 $298,664 $13,326 6.15%
    Under 20% 507 $24,765,000 $48,846 $505 10.21%