Pioneer West Virginia Mortgage Rates, Fees & Info
Charleston, WVLEI: 5493003ST36V2G6YFH54
Tax ID: 55-0365729
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Pioneer West Virginia is a smaller mortgage company specializing in Cash Out Refi, Home Purchase, and Refi loans. Pioneer West Virginia has a high proportion of conventional loans.Pioneer West Virginia has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
72Origination Dollar Volume (All Markets)
$10,120,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 72 | $10,120,000 | $140,556 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 72 | $10,120,000 | $140,556 | $0 | 0.00% |
For 2024, Pioneer West Virginia's most frequently originated type of loan was Conventional, with 72 originations.
Loan Reason
For 2024, Pioneer West Virginia's most frequently cited loan purpose was Cash Out Refi, with 40 originations. The 2nd most popular reason was Home Purchase, with 17 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 72 | $10,120,000 | $140,556 | $0 | 0.00% |
For 2024, Pioneer West Virginia's most frequently cited loan duration was Other, with 72 originations.
Loan Sizing
2024 saw Pioneer West Virginia place emphasis on $100,000 or less loans with 41 originations, totaling $2,215,000 in origination value.
Applicant Income
Pioneer West Virginia lent most frequently to those with incomes in the $50k-75k range, with 20 originations. The second most popular income band? $75k-100k, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 72 | $10,120,000 | $140,556 | $0 | 0.00% |
Pioneer West Virginia lent most frequently to those with DTI ratios of Exempt%, with 72 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 70 | $10,030,000 | $143,286 | $0 | 0.00% |
| Black | 2 | $90,000 | $45,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications71.64%
Pioneer West Virginia has a below average approval rate.
Pick Rate
Approvals leading to origination86.11%
Pioneer West Virginia has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 72 | $10,120,000 | $140,556 |