North Carolina Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in North Carolina averaged 5.86% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 5.88% and one month ago for the week of 2023-04-20, the average rate was 5.88%.

    North Carolina's average rate one year ago was 4.74%.

    For refis of the same type during the week of 2023-05-25, the average rate was 5.24%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    North Carolina 30 Year Fixed Rate 2023-05-25 5.86%
    North Carolina 30 Year Fixed Rate Refi 2023-05-25 5.24%
    North Carolina 15 Year Fixed Rate 2023-05-25 5.66%
    North Carolina 15 Year Fixed Rate Refi 2023-05-25 4.55%
    North Carolina 30 Year FHA 2023-05-25 5.98%
    North Carolina 30 Year FHA Refi 2023-05-25 4.78%
    North Carolina 30 Year USDA 2023-05-25 6.01%
    North Carolina 30 Year USDA Refi 2023-05-25 6.53%
    North Carolina 30 Year VA 2023-05-25 5.96%
    North Carolina 30 Year VA Refi 2023-05-25 4.35%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within North Carolina.

    North Carolina Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the North Carolina market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    STATE EMPLOYEES' 19,529 3.91% $3,943
    QUICKEN LOANS, LLC 10,958 4.86% $6,588
    MOVEMENT MORTGAGE, LLC 7,287 4.95% $5,091
    Wells Fargo Bank 5,256 4.56% $3,986
    UNITED WHOLESALE MORTGAGE, LLC 4,203 4.94% $6,058
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4,186 5.16% $5,823
    Truist 3,371 4.45% $4,489
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3,200 4.98% $5,046
    LOANDEPOT.COM, LLC 2,911 4.47% $6,005
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 2,583 3.94% $3,821
    Bank of America 2,231 4.00% $4,850
    First-Citizens Bank & Trust Company 2,222 4.26% $4,276
    GUARANTEED RATE, INC. 1,822 4.71% $5,468
    American Security Mortgage Corp. 1,792 4.83% $4,344
    DHI MORTGAGE COMPANY, LTD. 1,585 4.34% $3,356
    CROSSCOUNTRY MORTGAGE, LLC 1,401 5.22% $6,535
    JPMorgan Chase Bank 1,388 4.61% $4,097
    COASTAL Federal Credit Union 1,374 4.35% $3,447
    Prosperity Home Mortgage, LLC 1,317 4.97% $5,565
    Mr. Cooper ( Nationstar Mortgage ) 1,288 4.62% $7,621
    NAVY FEDERAL CREDIT UNION 1,266 4.97% $4,292
    EAGLE HOME MORTGAGE, LLC 1,235 4.92% $3,208
    AMERISAVE MORTGAGE CORPORATION 1,221 4.34% $7,545
    Alcova Mortgage LLC 1,210 5.09% $4,584
    PULTE MORTGAGE LLC 1,152 4.88% $1,667
    Corporate Investors Mortgage Group, Inc. 1,143 4.85% $4,781
    PENNYMAC LOAN SERVICES, LLC 1,049 4.45% $6,643
    NVR Mortgage Finance, Inc. 1,010 4.46% $7,554
    CALIBER HOME LOANS, INC. 968 4.85% $5,965
    BETTER MORTGAGE CORPORATION 952 3.87% $4,857
    UNION HOME MORTGAGE CORP. 937 4.96% $4,949
    PRIMELENDING, A PLAINSCAPITAL COMPANY 879 5.04% $6,282
    Citizens Bank 872 4.21% $7,466
    GoPrime Mortgage, Inc. 827 5.00% $4,623
    BROKER SOLUTIONS, INC. 819 5.02% $6,437
    PNC Bank 810 4.44% $4,722
    Towne Bank 802 4.84% $6,554
    CARDINAL FINANCIAL 792 4.74% $6,367
    South State Bank 770 4.39% $6,577
    NFM, INC. 767 5.11% $6,200
    U.S. Bank 713 4.46% $5,151
    FREEDOM MORTGAGE CORPORATION 711 4.79% $6,055
    CORNERSTONE HOME LENDING, INC. 711 4.98% $6,017
    Wyndham Capital Mortgage, Inc. 677 4.67% $3,624
    First National Bank of Pennsylvania 673 4.31% $4,839
    ANGEL OAK HOME LOANS LLC 672 5.07% $5,688
    VANDERBILT MORTGAGE AND FINANCE, INC. 645 5.50% $5,800
    United Community Bank 643 4.81% $4,859
    HOME POINT FINANCIAL CORPORATION 617 4.60% $5,710
    LATINO COMMUNITY CREDIT UNION 584 5.85% $4,232
    Flagstar Bank, FSB 578 4.55% $5,300
    MCLEAN MORTGAGE CORPORATION 562 4.75% $4,930
    First Bank 547 4.01% $3,886
    North State Bank 542 4.56% $4,570
    EQUITY RESOURCES, INC. 537 4.91% $4,184
    Pinnacle Bank 537 4.81% $4,539
    PROVIDENT FUNDING ASSOCIATES, L.P. 534 4.57% $4,178
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 520 5.03% $5,529
    NEWREZ LLC 502 4.64% $5,472
    INTERCOASTAL MORTGAGE COMPANY 497 4.72% $6,139
    Regions Bank 496 4.44% $5,824
    Ameris Bank 488 4.94% $5,585
    TD Bank 482 4.16% $5,921
    First Heritage Mortgage, LLC 478 4.94% $6,391
    M/I FINANCIAL, LLC 477 4.58% $6,631
    Allen Tate Mortgage Partners, LLC 471 5.11% $4,777
    Northpointe Bank 470 5.14% $6,505
    Fifth Third Bank 466 4.43% $4,981
    Ally Bank 461 4.03% $5,014
    FOUNDERS FEDERAL CREDIT UNION 460 4.20% $3,620
    Truliant Federal Credit Union 456 4.86% $3,496
    HOMESTAR FINANCIAL CORPORATION 440 5.17% $4,896
    CAPITAL CENTER, L.L.C. 430 4.26% $2,275
    CMG MORTGAGE, INC. 422 5.10% $6,156
    First Horizon Bank 416 4.40% $4,492
    SOUTHERN TRUST MORTGAGE, LLC 415 4.71% $6,065
    HOMESIDE FINANCIAL, LLC 411 4.98% $5,961
    Southern Bank and Trust Company 407 4.53% $4,064
    SeaTrust Mortgage Company 406 5.09% $5,994
    MATTAMY HOME FUNDING, LLC 406 4.81% $6,342
    GUILD MORTGAGE COMPANY 376 5.03% $5,572
    The Fidelity Bank 375 5.04% $5,827
    T2 FINANCIAL LLC 374 5.14% $6,249
    Alpha Mortgage Corporation 370 5.15% $5,237
    South Pacific Financial Corporation 366 5.01% $8,355
    Towne Mortgage of the Carolinas, LLC 349 5.03% $5,709
    HOMEBRIDGE FINANCIAL SERVICES, INC. 336 5.15% $5,896
    Uwharrie Bank 333 5.00% $3,685
    Morgan Stanley Private Bank 324 3.85% $3,994
    PRIMARY RESIDENTIAL MORTGAGE, INC. 320 4.94% $6,548
    MUTUAL OF OMAHA MORTGAGE, INC. 300 4.98% $6,250
    HomeTrust Bank 300 4.41% $4,007
    Renasant Bank 290 4.64% $5,193
    Third Federal Savings and Loan Association of Cleveland 286 3.62% $2,043
    Champion Credit Union 286 4.58% $9,603
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 278 5.15% $4,754
    The Central Trust Bank 270 4.67% $4,607
    INSPIRE HOME LOANS INC. 250 5.02% $5,952
    AmeriHome Mortgage Company, LLC 241 4.43% $5,399
    AMERIFIRST FINANCIAL CORPORATION 236 5.16% $5,437
    Blue Ridge Bank 224 4.79% $6,326
    RAPID MORTGAGE COMPANY 221 5.35% $7,335
    AMERICAN FINANCING CORPORATION 219 4.42% $5,874
    ALLEGACY FEDERAL CREDIT UNION 218 4.80% $4,500
    LAKEVIEW LOAN SERVICING, LLC 218 4.49% $4,508
    KELLER MORTGAGE, LLC 214 4.51% $4,335
    Mortgage Research Center, LLC 212 5.02% $4,699
    ZILLOW HOME LOANS, LLC 211 4.73% $5,240
    SHARONVIEW FEDERAL CREDIT UNION 208 4.36% $3,826
    UNITED 199 4.84% $4,868
    First Federal Bank 199 4.59% $5,927
    Piedmont Federal Savings Bank 199 4.04% $3,011
    ACADEMY MORTGAGE CORPORATION 198 4.76% $5,143
    GUARANTEED RATE AFFINITY, LLC 197 5.07% $4,362
    RELIANCE FIRST CAPITAL, LLC 197 4.94% $7,293
    NBKC BANK 195 4.59% $4,031
    AgFirst Farm Credit Bank 194 4.84% $6,302
    KeyBank 193 4.37% $6,272
    THE MORTGAGE FIRM, INC. 190 5.19% $5,524
    PENTAGON FEDERAL CREDIT UNION 188 4.33% $3,696
    CHARLOTTE METRO FEDERAL CREDIT UNION 186 4.60% $5,445
    CORNING 185 4.48% $3,506
    FIRST HOME MORTGAGE CORPORATION 184 5.33% $5,957
    CERTAINTY HOME LOANS, LLC 182 4.87% $6,318
    The Huntington National Bank 178 4.44% $5,004
    Wolfe Financial, Inc 172 5.04% $5,194
    DIGITAL Federal Credit Union 172 4.06% $4,430
    Carrington Mortgage Services, LLC 171 5.05% $6,753
    North American Savings Bank, F.S.B. 166 4.91% $3,931
    RESOURCE FINANCIAL SERVICES, INC. 166 4.77% $4,453
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 164 3.99% $3,911
    BAY EQUITY LLC 163 5.29% $7,856
    JET HOMELOANS, LLC 160 5.35% $6,848
    Paramount Residential Mortgage Group, Inc. 157 5.11% $6,607
    ROYAL UNITED MORTGAGE LLC 156 5.60% $6,560
    AMERICAN PACIFIC MORTGAGE CORPORATION 153 5.32% $6,409
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 153 4.84% $3,999
    FINANCE OF AMERICA MORTGAGE LLC 151 4.49% $5,332
    ACOPIA, LLC 151 4.91% $6,236
    KBHS HOME LOANS, LLC 147 4.84% $7,334
    USAA Federal Savings Bank 145 5.54% $5,532
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 142 5.36% $6,395
    EVERETT FINANCIAL, INC. 140 4.94% $2,621
    Charles Schwab Bank, SSB 135 3.68% $4,563
    PHH Mortgage Corporation 133 4.32% $6,280
    The Federal Savings Bank 131 5.24% $7,687
    CHURCHILL MORTGAGE CORPORATION 128 5.25% $5,010
    Citibank 127 4.06% $4,983
    First Reliance Bank 126 4.76% $4,759
    ANGEL OAK MORTGAGE SOLUTIONS LLC 119 6.48% $8,898
    M&T Bank 117 4.40% $5,007
    Dollar Bank, Federal Savings Bank 117 4.73% $6,460
    Nations Lending Corporation 116 4.86% $6,874
    LOANPAL, LLC 113 4.10% $8,863
    TBI MORTGAGE COMPANY 108 4.32% $6,605
    SUCCESS MORTGAGE PARTNERS, INC. 108 4.81% $5,265
    UBS Bank USA 107 3.86% $5,570
    HOMESPIRE MORTGAGE CORPORATION 104 4.82% $4,756
    PREMIER LENDING, INC. 101 5.00% $5,201
    GREAT LAKES 99 4.03% $4,586
    Peoples Bank 99 4.39% $3,619
    United Nations Federal Credit Union 97 3.91% $4,146
    TJC Mortgage, Inc. 96 5.25% $6,916
    Strong Home Mortgage, LLC 92 4.20% $2,887
    Atlantic Coast Mortgage, LLC 90 5.20% $7,130
    Bank of England 89 5.03% $6,213
    Gateway First Bank 88 5.07% $3,644
    Stifel Bank and Trust 87 3.49% $3,352
    PREMIA MORTGAGE, LLC 83 4.89% $1,558
    HOMESTEAD FUNDING CORP. 83 4.92% $4,270
    FirstBank 83 3.94% $3,452
    Mortgage Assurance Inc. 80 4.59% $4,796
    Discover Bank 80 5.18% $0
    EMM LOANS LLC 80 4.87% $6,769
    First Guaranty Mortgage Corporation 79 4.32% $5,636
    ON Q FINANCIAL, INC. 78 4.97% $6,092
    Raymond James Bank 77 3.47% $3,726
    NTFN, INC. 76 5.06% $3,832
    Bank of Tennessee 72 6.08% $5,613
    Colten Mortgage, LLC 72 4.76% $6,935
    Deere Employees Credit Union 72 3.46% $3,161
    Hometown Lenders, Inc. 71 4.99% $6,672
    George Mason Mortgage, LLC 71 4.50% $5,360
    Capital City Home Loans, LLC 71 4.68% $6,071
    EXCITE Credit Union 71 3.74% $3,534
    C & F Mortgage Corporation 71 4.95% $4,650
    Arvest Bank 70 4.29% $6,419
    MICHIGAN MUTUAL, INC. 70 5.10% $5,635
    21ST MORTGAGE CORPORATION 70 6.56% $6,031
    United Bank 70 5.07% $4,220
    Kwik Mortgage Corporation 68 4.49% $4,455
    FBC MORTGAGE, LLC 67 5.21% $5,794
    The Park National Bank 66 4.95% $4,875
    BNC National Bank 65 4.53% $4,795
    DRAPER AND KRAMER MORTGAGE CORP. 64 4.55% $4,110
    THRIVE MORTGAGE, LLC 64 5.09% $5,418
    EMBRACE HOME LOANS, INC. 64 4.89% $5,604
    CAROLINAS TELCO FEDERAL CREDIT UNION 62 4.54% $4,561
    Shamrock Home Loans, Inc. 62 4.52% $5,137
    NexBank 61 5.18% $6,882
    Magnolia Bank 60 4.36% $4,378
    First National Bank of America 60 9.02% $9,809
    Amerifirst Financial, Inc. 60 5.21% $5,176
    PLAZA HOME MORTGAGE, INC. 60 5.12% $6,241
    CBM Mortgage, Inc. 58 4.99% $5,644
    City National Bank 57 4.02% $5,006
    American National Bank and Trust Company 57 4.62% $3,960
    GENEVA FINANCIAL, LLC 57 5.04% $8,026
    Baxter Credit Union 55 4.48% $3,682
    FIRST COMMUNITY MORTGAGE, INC. 55 4.95% $5,697
    SIRVA MORTGAGE, INC. 54 5.02% $1,898
    RESIDENTIAL BANCORP. 54 4.32% $5,940
    LADERA LENDING, INC. 53 4.33% $6,662
    PLANET HOME LENDING, LLC 52 4.74% $5,446
    SOFI LENDING CORP. 52 3.86% $6,190
    VELOCIO MORTGAGE L.L.C. 51 5.10% $10,703
    HOMEOWNERS FINANCIAL GROUP USA, LLC 51 5.10% $7,105
    UIF CORPORATION 51 5.34% $5,419
    TIDEWATER MORTGAGE SERVICES, INC. 51 4.88% $5,004
    FIRST EQUITY MORTGAGE INCORPORATED 50 4.62% $5,709
    Southern First Bank 50 4.52% $3,554
    RUOFF MORTGAGE COMPANY, INC. 49 4.66% $3,100
    MORTGAGE FINANCIAL GROUP, INC. 49 5.00% $5,747
    CRESCENT MORTGAGE COMPANY 49 4.70% $4,212
    Northwest Federal Credit Union 49 4.34% $4,432
    ABSOLUTE HOME MORTGAGE CORPORATION 49 4.59% $6,180
    PANORAMA MORTGAGE GROUP, LLC 49 5.50% $6,666
    FRANKLIN MINT 49 3.43% $7,424
    First Savings Bank 49 4.72% $5,896
    Victorian Finance, LLC 48 4.74% $5,401
    NEXERA HOLDING LLC 48 7.05% $10,878
    CALCON MUTUAL MORTGAGE LLC 47 5.30% $7,335
    OVM FINANCIAL, INC. 47 4.13% $3,984
    Lakeview Community Capital, LLC 46 4.64% $3,785
    Mortgage Network, Inc. 46 4.86% $4,622
    SHELTER HOME MORTGAGE, LLC 46 4.79% $5,923
    NP, Inc. 46 3.99% $4,319
    TOWNE MORTGAGE COMPANY 44 4.37% $7,319
    BNY Mellon 44 3.74% $5,169
    First Mortgage Solutions, LLC 44 4.02% $3,915
    RADIUS FINANCIAL GROUP INC. 43 5.36% $4,894
    SECURITYNATIONAL MORTGAGE COMPANY 43 5.78% $7,860
    MILEND, INC. 42 4.65% $7,883
    First Community Bank 42 4.35% $4,069
    GUIDANCE RESIDENTIAL, LLC 42 5.29% $4,694
    SWBC MORTGAGE CORPORATION 42 4.86% $3,872
    Quontic Bank 42 6.90% $10,508
    Plains Commerce Bank 41 5.43% $5,776
    AMERICAN FEDERAL MORTGAGE CORPORATION 41 4.82% $4,307
    Benchmark Community Bank 40 4.37% $5,515
    CONSUMERS COOPERATIVE CREDIT UNION 39 3.62% $4,676
    GSF Mortgage Corporation 38 4.99% $4,595
    MORTGAGE SOLUTIONS OF COLORADO, LLC 38 4.97% $6,938
    FIRST ALLIANCE HOME MORTGAGE, LLC 38 4.11% $3,922
    Bethpage Federal Credit Union 37 4.40% $5,202
    IMPAC MORTGAGE CORP. 37 4.79% $3,203
    West Town Bank & Trust 37 4.75% $5,341
    GUARANTY HOME MORTGAGE CORPORATION 36 6.06% $5,574
    ALLIED MORTGAGE GROUP, INC. 35 4.77% $6,387
    CANOPY MORTGAGE, LLC 35 4.45% $3,613
    AMERICAN INTERNET MORTGAGE, INC. 35 3.77% $6,012
    DIRECT MORTGAGE LOANS, LLC 34 5.09% $6,787
    Shea Mortgage Inc. 34 5.90% $2,315
    HAMILTON HOME LOANS, INC. 34 4.65% $5,934
    MID AMERICA MORTGAGE, INC. 34 5.18% $4,430
    Encompass Lending Group, LP 34 4.80% $6,436
    ALLIANT CREDIT UNION 34 4.70% $4,812
    Telco Community Credit Union 34 4.94% $4,537
    LAND HOME FINANCIAL SERVICES, INC. 32 4.70% $5,748
    DEEPHAVEN MORTGAGE LLC 32 7.87% $13,495
    ARC HOME LLC 32 5.02% $6,472
    Towne Mortgage, LLC 31 5.31% $6,833
    NATIONWIDE MORTGAGE BANKERS, INC. 31 5.56% $8,230
    First Home Bank 31 5.37% $8,090
    CONTOUR MORTGAGE CORPORATION 30 4.74% $8,578
    Platinum Home Mortgage Corporation 30 5.15% $6,640
    Sierra Pacific Mortgage Company, Inc. 30 4.89% $5,832
    Watermark Capital, Inc. 29 4.09% $4,641
    Merchants Bank of Indiana 29 5.10% $5,321
    RBC Bank, (Georgia) 28 4.72% $2,720
    PROPONENT Federal Credit Union 28 3.99% $4,290
    WNC Community Credit Union 28 4.23% $1,939
    Citadel Servicing Corporation 28 6.93% $10,288
    Beeline Loans, Inc. 27 4.72% $4,757
    NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 27 3.65% $5,727
    LENDSURE MORTGAGE CORP. 27 6.62% $14,174
    TOP FLITE FINANCIAL, INC. 27 5.55% $11,181
    DAS Acquisition Company, LLC 26 5.56% $6,478
    SUN WEST MORTGAGE COMPANY, INC. 26 4.60% $5,209
    Cornerstone First Mortgage, Inc 26 4.59% $6,227
    EASTMAN 26 5.09% $4,544
    AgCarolina Farm Credit, FLCA 26 6.25% $9,745
    FEDERATED MORTGAGE CORP. 26 4.10% $3,920
    Aurora Financial, LLC 25 4.10% $2,097
    MORTGAGE ACCESS CORP. 25 5.48% $4,608
    NETWORK CAPITAL FUNDING CORPORATION 25 6.04% $7,240
    UNITED PREMIER FUNDING, LLC 24 5.05% $4,351
    MORTGAGE INVESTORS GROUP, INC. 24 5.36% $5,804
    First Republic Bank 24 3.43% $4,107
    Carolina Farm Credit, ACA 24 6.26% $7,632
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 24 4.15% $7,241
    PIKE CREEK MORTGAGE SERVICES, INC. 23 4.26% $5,310
    First Internet Bank of Indiana 23 4.07% $3,983
    FIRST TECHNOLOGY 23 4.29% $5,556
    BancorpSouth Bank 23 4.25% $5,446
    AmRes Corporation 23 4.67% $5,225
    Colonial Savings, F.A. 22 5.02% $6,944
    Goldman Sachs Bank USA 21 3.71% $4,036
    Synovus Bank 21 4.74% $6,460
    NJ LENDERS CORP. 21 4.96% $5,114
    WINGS FINANCIAL 21 4.51% $3,281
    MLD MORTGAGE INC. 21 4.16% $5,038
    HSBC BANK USA, NATIONAL ASSOCIATION 21 4.80% $4,816
    LIBERTY HOME MORTGAGE CORPORATION 20 4.91% $5,162
    Amalgamated Bank 20 4.04% $5,393
    Sunflower Bank 20 5.60% $5,660
    ABNB Federal Credit Union 20 4.16% $3,312
    Atlantic Union Bank 20 4.93% $5,405
    Tidewater Home Funding, LLC 20 4.51% $5,594
    Princeton Mortgage Corporation 20 5.29% $7,937
    Advance Financial Group, LLC 19 5.23% $5,386
    ONY GLO, INC. 19 4.53% $5,022
    UNITED MORTGAGE CORP. 19 5.85% $8,771
    Simmons Bank 19 4.47% $2,507
    VAN DYK MORTGAGE CORPORATION 19 5.09% $3,685
    MORIA DEVELOPMENT, INC. 19 5.00% $6,130
    LOANFLIGHT LENDING, LLC 19 3.75% $4,959
    BMO Harris Bank 19 4.61% $5,906
    STAR ONE CREDIT UNION 18 4.44% $2,753
    US MORTGAGE CORPORATION 18 4.69% $9,385
    WEYCO COMMUNITY CREDIT UNION 18 3.04% $3,326
    CITIZENS EQUITY FIRST 18 4.33% $3,092
    Waterstone Mortgage Corporation 18 5.11% $5,809
    Presidential Bank, FSB 18 4.85% $5,535
    Integrity Home Mortgage Corp 18 6.08% $5,756
    BANKSOUTH MORTGAGE COMPANY, LLC 17 5.08% $6,653
    TEACHERS 17 4.70% $4,491
    NORTHERN MORTGAGE SERVICES, LLC 17 5.04% $4,845
    MORTGAGE EQUITY PARTNERS LLC 17 4.79% $5,769
    Barrington Bank & Trust Company, N.A. 17 5.21% $4,615
    Ixonia Bank 17 5.48% $7,689
    Equity Prime Mortgage LLC 17 5.17% $6,722
    CIS Financial Services, Inc. 17 5.61% $4,341
    FIRST SAVINGS MORTGAGE CORPORATION 16 4.74% $6,662
    Bank-Fund Staff Federal Credit Union 16 2.94% $3,776
    Armed Forces Bank 16 5.54% $4,118
    Opendoor Home Loans LLC 16 4.76% $2,861
    Bell Bank 16 4.92% $5,515
    HOMEXPRESS MORTGAGE CORP. 15 7.32% $15,299
    SOUTH CAROLINA FEDERAL CREDIT UNION 15 4.86% $7,691
    LENOX FINANCIAL MORTGAGE CORPORATION 15 4.68% $5,652
    Advisors Mortgage Group, L.L.C. 15 5.05% $5,235
    Silicon Valley Bank 14 3.24% $4,935
    Assurance Financial Group, L.L.C. 14 4.29% $4,486
    FIRST BANCORP, INC. 14 5.62% $3,853
    POLARIS HOME FUNDING CORP. 14 5.25% $7,745
    LANGLEY 14 4.13% $3,285
    BOKF 14 4.58% $3,852
    THRIVENT Federal Credit Union 14 3.88% $4,129
    Axos Bank 13 4.35% $4,936
    NEWPORT NEWS SHIPBUILDING EMPLOYEES 13 5.11% $5,257
    AMCAP MORTGAGE, LTD. 13 5.37% $6,014
    Evolve Bank & Trust 13 4.82% $3,763
    General Mortgage Capital Corporation 13 6.05% $4,307
    TOWER 13 3.52% $4,288
    Meridian Bank Corporation 13 5.29% $4,702
    Devon Bank 13 5.24% $4,306
    HALLMARK HOME MORTGAGE, LLC 13 5.55% $7,130
    FINANCIAL RESOURCES FEDERAL CREDIT UNION 13 3.95% $3,212
    AMERICAN FINANCIAL RESOURCES, INC. 13 5.23% $4,770
    HUNT MORTGAGE CORPORATION 13 5.04% $9,333
    Goldwater Bank, N.A. 12 4.84% $6,389
    South Atlantic Bank 12 5.00% $5,605
    MEMBER HOME LOAN, L.L.C. 12 4.39% $4,936
    Bangor Savings Bank 12 4.05% $4,227
    CASTLE & COOKE MORTGAGE, LLC 12 5.05% $7,397
    DELMAR FINANCIAL COMPANY 11 5.03% $6,378
    Texana Bank 11 4.89% $7,703
    GMFS LLC 11 3.76% $4,756
    The Northern Trust Company 11 3.07% $7,622
    ITHINK FINANCIAL Credit Union 11 4.22% $5,638
    Cf Bank 11 3.76% $2,262
    TOTAL MORTGAGE SERVICES, LLC 11 5.11% $6,211
    Valley National Bank 11 5.17% $5,058
    A&D Mortgage LLC 11 7.26% $14,823
    MY MORTGAGE, INC. 11 5.25% $5,572
    LEGEND LENDING CORPORATION 11 7.19% $9,279
    Community First Bank, Inc. 11 4.77% $4,708
    First Palmetto Bank 11 5.03% $4,044
    Fulton Bank 11 4.74% $5,171
    OCMBC, INC. 11 7.26% $12,748
    CHERRY CREEK MORTGAGE, LLC 11 5.89% $853
    Florida Capital Bank 11 5.08% $5,470
    Semper Home Loans, Inc. 10 4.89% $4,014
    Luxury Mortgage Corp. 10 6.11% $14,139
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 10 5.56% $4,872
    ENVOY MORTGAGE, LTD 10 5.80% $4,434
    Toyota Financial Savings Bank 10 4.48% $4,858
    Apple Federal Credit Union 10 4.36% $6,341
    BAYSHORE MORTGAGE FUNDING, LLC 10 4.91% $4,929
    ATLANTA POSTAL 10 4.65% $4,575
    STOCKTON MORTGAGE CORPORATION 10 5.75% $7,874
    Old National Bank 9 4.63% $3,420
    INLAND BANK & TRUST 9 4.53% $4,834
    First Federal Bank of the Midwest 9 4.97% $3,811
    NEW FED MORTGAGE, CORP. 9 6.12% $5,596
    HONDA Federal Credit Union 9 4.75% $3,900
    Servion, Inc. 9 4.79% $5,197
    FAIR WAY LENDING LLC 9 6.21% $6,040
    Sandy Spring Bank 9 4.58% $6,711
    Leader Bank 9 4.82% $4,134
    Dover Federal Credit Union 9 3.76% $6,455
    ADVANCIAL 9 6.24% $6,401
    First Western Trust Bank 9 5.06% $6,734
    MDE Home Loans, LLC 9 4.18% $7,390
    NATIONS DIRECT MORTGAGE, LLC 9 5.07% $13,628
    CIBC Bank USA 8 3.31% $6,004
    NBH Bank 8 4.67% $7,328
    FORT FINANCIAL Federal Credit Union 8 4.75% $3,949
    EUSTIS AND AMERICAN MORTGAGE COMPANY 8 4.86% $4,278
    Elements Financial Federal Credit Union 8 5.48% $4,089
    Ukrainian Federal Credit Union 8 3.92% $4,746
    East Coast Capital Corp. 8 5.42% $6,952
    DEVELOPER'S MORTGAGE COMPANY 8 4.86% $3,951
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 8 4.91% $7,580
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 8 4.02% $4,533
    INTERCAP LENDING INC. 8 4.66% $5,292
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 8 3.94% $5,066
    NATIONS RELIABLE LENDING, LLC 8 4.30% $5,303
    ServisFirst Bank 8 5.26% $8,297
    OPEN MORTGAGE, LLC 8 4.73% $8,192
    LEADERONE FINANCIAL CORPORATION 8 5.97% $4,985
    Firstrust Savings Bank 8 4.95% $9,421
    WesBanco Bank, Inc. 8 4.58% $7,879
    Signature Federal Credit Union 8 4.44% $7,011
    NASA Federal Credit Union 8 5.14% $9,557
    Bank OZK 8 5.19% $3,049
    Warsaw Federal Savings and Loan Association 7 4.24% $5,522
    1ST SIGNATURE LENDING, LLC 7 4.41% $5,954
    Union Savings Bank 7 3.71% $3,057
    STANFORD Federal Credit Union 7 3.95% $3,441
    The Freedom Bank of Virginia 7 4.71% $3,273
    Webster Bank 7 4.20% $10,314
    AFFINITY 7 3.89% $2,465
    Loan Simple, Inc. 7 4.59% $5,875
    Carter Bank & Trust 7 5.46% $3,528
    DELTA COMMUNITY CREDIT UNION 7 3.88% $4,851
    Capital Bank 7 4.70% $3,920
    USAlliance Federal Credit Union 7 2.96% $4,469
    PLUS RELOCATION MORTGAGE, LLC 7 6.05% $5,650
    PREMIER MORTGAGE RESOURCES, L.L.C. 7 5.34% $5,518
    Metro City Bank 7 5.55% $6,518
    PURDUE FEDERAL CREDIT UNION 7 4.21% $3,554
    First Federal Savings and Loan Association of Lakewood 7 3.68% $4,388
    MIDLAND MORTGAGE CORPORATION 7 4.89% $5,100
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 7 4.89% $7,726
    EVANSVILLE TEACHERS 7 4.00% $5,303
    F & M BANK CORP. 7 4.66% $6,030
    Mortgage Bank of California 7 8.09% $25,069
    1st National Bank 7 5.38% $2,299
    UNITED NORTHERN MORTGAGE BANKERS LIMITED 7 4.50% $7,553
    Suncoast Credit Union 7 3.70% $3,163
    Auto Club Trust, FSB 7 4.53% $2,713
    Paramount Bank 7 5.20% $4,694
    NORWICH COMMERCIAL GROUP, INC. 7 5.93% $7,346
    New Peoples Bank, Inc. 7 4.57% $3,030
    BLUELEAF LENDING, LLC 6 3.79% $3,951
    NewTowne Mortgage, LLC 6 5.67% $7,415
    First United Bank and Trust Company 6 4.77% $6,276
    The Bank of South Carolina 6 4.75% $3,566
    JMAC LENDING, INC. 6 5.27% $6,201
    COMPASS MORTGAGE, INC. 6 5.23% $4,734
    Acre Mortgage and Financial Inc 6 4.22% $4,100
    DUKE UNIVERSITY FEDERAL CREDIT UNION 6 4.56% $4,589
    Arthur State Bank 6 4.63% $6,549
    OCEANSIDE MORTGAGE COMPANY 6 3.83% $1,790
    CITY FIRST MORTGAGE SERVICES, L.L.C. 6 5.17% $4,286
    Alerus Financial 6 4.94% $5,124
    City National Bank of Florida 6 4.35% $3,613
    Preston Home Loans Inc 6 6.64% $4,692
    SUMMIT FUNDING, INC. 6 5.06% $4,124
    CNB Bank 6 3.67% $3,000
    Capitol Federal Savings Bank 6 4.96% $5,665
    First Community Bank 6 4.81% $6,172
    V.I.P. MORTGAGE, INC. 6 4.83% $5,168
    BEST CAPITAL FUNDING 5 4.68% $6,895
    S1L, Inc. 5 4.90% $8,403
    GEORGIA'S OWN 5 4.50% $7,246
    ASSEMBLIES OF GOD Credit Union 5 4.65% $4,018
    Coastal Carolina National Bank 5 5.35% $3,853
    The Union Bank Company 5 4.45% $5,801
    Commerce Home Mortgage, Inc. 5 5.72% $10,039
    Vellum Mortgage, Inc. 5 4.27% $7,269
    Academy Bank 5 5.58% $4,886
    State Department Federal Credit Union 5 5.63% $6,350
    PROPER RATE, LLC 5 5.20% $6,061
    First Federal Bank of Kansas City 5 4.83% $4,814
    TRIAD FINANCIAL SERVICES, INC. 5 5.00% $7,172
    CapStar Bank 5 4.22% $3,775
    MASON MCDUFFIE MORTGAGE CORPORATION 5 4.47% $3,896
    Republic Bank & Trust Company 5 3.85% $4,266
    CityWorth Mortgage LLC 5 4.45% $10,490
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 5 5.53% $8,430
    FineMark National Bank & Trust 5 4.55% $8,512
    DIRECT MORTGAGE, CORP. 5 5.03% $8,680
    SOUTHPOINT FINANCIAL SERVICES, INC. 5 5.95% $10,669
    Northwest Bank 5 4.53% $7,316
    EagleBank 5 4.68% $6,636
    First Bank 5 6.20% $4,981
    Bronco Federal Credit Union 5 4.15% $9,226
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 5 3.98% $5,923
    First State Bank of St. Charles, Missouri 5 5.13% $3,345
    NMSI, INC. 5 5.83% $6,524
    Greenbox Loans, Inc. 5 7.17% $14,187
    Austin Capital Bank SSB 5 4.10% $6,972
    Empower Federal Credit Union 5 4.45% $5,761
    ENCORE BANK 5 1.85% $3,003
    JET DIRECT FUNDING CORP 5 3.80% $8,582
    Century Mortgage Company DBA Century Lending Company 4 5.16% $6,531
    First Merchants Bank 4 3.56% $3,574
    First American Bank and Trust Company 4 4.50% $5,346
    Trustmark National Bank 4 5.00% $3,989
    FIDELITY DIRECT MORTGAGE, LLC 4 5.31% $4,819
    FEDEX EMPLOYEES CREDIT ASSOCIATION 4 4.84% $6,143
    FIRST STATE MORTGAGE SERVICES, LLC 4 6.06% $4,672
    FREEDOM FIRST 4 4.47% $3,910
    FAIRWINDS CREDIT UNION 4 4.97% $4,283
    GREENWAY MORTGAGE FUNDING CORP. 4 5.39% $6,401
    GROUP MORTGAGE, LLC 4 5.19% $7,642
    Univest Bank and Trust Co. 4 5.31% $5,798
    Hancock Whitney Bank 4 3.47% $7,915
    HANSCOM 4 4.19% $3,888
    DATA MORTGAGE, INC. 4 3.94% $8,921
    Congressional Bank 4 4.15% $5,731
    INTERLINC MORTGAGE SERVICES, LLC 4 5.25% $10,859
    Christian Community Credit Union 4 4.41% $5,712
    CHEVRON 4 4.84% $3,991
    CHARTWAY FEDERAL CREDIT UNION 4 3.88% $12,897
    The Fidelity Deposit and Discount Bank 4 4.53% $6,939
    THE EQUITABLE MORTGAGE CORPORATION 4 4.53% $3,291
    MEMBERS 1ST FEDERAL CREDIT UNION 4 5.69% $4,232
    BAY CAPITAL MORTGAGE CORPORATION 4 5.22% $6,176
    Wilmington Savings Fund Society, FSB 4 5.44% $7,003
    Shore United Bank 4 4.80% $5,775
    STEARNS LENDING, LLC 4 3.56% $4,819
    UMB Bank 4 3.59% $3,193
    Willamette Valley Bank 3 6.29% $12,074
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 3 3.46% $11,380
    NATION ONE MORTGAGE CORPORATION 3 4.42% $6,373
    Mutual Federal Bank 3 4.83% $7,089
    BAYCOAST MORTGAGE COMPANY, LLC 3 4.25% $3,724
    N R L Federal Credit Union 3 4.21% $6,199
    BAYER HERITAGE 3 5.17% $7,337
    Mortgage Lenders Investment Trading Corporation 3 6.33% $3,571
    Beverly - Hanks Mortgage Services, Inc. 3 3.50% $5,611
    OAKTREE FUNDING CORP. 3 7.33% $10,782
    The Camden National Bank 3 4.46% $4,099
    MIAMI FIREFIGHTERS FCU 3 3.92% $3,227
    MEMBER FIRST MORTGAGE, LLC 3 5.67% $4,539
    MEMBER ADVANTAGE MORTGAGE, LLC 3 4.00% $8,269
    Old Second National Bank 3 4.54% $4,002
    First Option Mortgage, LLC 3 5.29% $8,022
    CAMPUS USA 3 4.63% $4,990
    First Financial Bank 3 4.83% $5,793
    CHAMPIONS MORTGAGE LLC 3 5.00% $5,710
    LAFAYETTE FEDERAL CREDIT UNION 3 4.88% $39,705
    The Loan Store, Inc. 3 4.17% $5,511
    Kearny Bank 3 5.54% $2,742
    JUSTICE Federal Credit Union 3 4.88% $6,511
    VERITAS FUNDING, LLC 3 3.63% $8,979
    SCIENT Federal Credit Union 3 3.50% $2,169
    JMJ FINANCIAL GROUP 3 5.21% $8,786
    Santander Bank, N.A. 3 3.38% $4,079
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 3 3.46% $8,019
    Stock Yards Bank & Trust Company 3 5.83% $5,873
    SOVEREIGN LENDING GROUP INCORPORATED 3 5.25% $6,239
    IVY MORTGAGE, INC. 3 5.13% $2,559
    INTERSTATE HOME LOAN CENTER, INC. 3 4.75% $4,976
    Comerica Bank 3 3.38% $5,537
    Commerce Bank 3 5.29% $4,603
    Huntingdon Valley Bank 3 4.71% $9,284
    HOME TOWN FUNDING, INC. 3 4.13% $3,856
    Consolidated Federal Credit Union 3 4.29% $13,758
    UTILITIES EMPLOYEES CREDIT UNION 3 3.83% $3,317
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 3 5.04% $4,779
    5TH STREET CAPITAL, INC. 3 7.67% $15,181
    RESIDENTIAL HOME FUNDING CORP. 3 4.63% $9,349
    TOGETHER CREDIT UNION 3 4.19% $3,441
    HANCOCK MORTGAGE PARTNERS, LLC 3 5.79% $5,605
    First Midwest Bank 3 3.42% $4,368
    GuardHill Financial Corp. 3 4.71% $7,572
    Grow Financial Federal Credit Union 3 4.04% $4,900
    EDUCATIONAL SYSTEMS 3 6.04% $6,560
    UNIVERSAL MORTGAGE & FINANCE, INC. 3 5.67% $4,073
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 3 4.58% $5,177
    York Traditions Bank 3 4.83% $6,761
    Fidelity Bank 3 6.08% $4,107
    Figure Lending LLC 3 4.00% $3,498
    NEW DAY FINANCIAL, LLC 3 4.38% $2,700
    AXIA FINANCIAL, LLC 3 4.13% $7,732
    Prime Choice Funding Inc. 3 3.29% $3,346
    Zions Bancorporation, N.A. 2 2.94% $3,105
    1ST PREFERENCE MORTGAGE CORP. 2 3.13% $3,984
    Actors Federal Credit Union 2 3.75% $5,447
    AIR ACADEMY 2 4.05% $2,891
    Allied First Bank,sb 2 4.81% $7,672
    AMERICAN FINANCE HOUSE LARIBA 2 5.07% $5,672
    AMERICAN HERITAGE LENDING, INC. 2 9.81% $10,136
    American Mortgage & Equity Consultants, Inc. 2 6.56% $5,780
    ANDREWS FEDERAL CREDIT UNION 2 3.38% $3,877
    APEX HOME LOANS, INC. 2 5.37% $6,645
    ATHAS CAPITAL GROUP, INC. 2 8.19% $12,732
    Bank of Springfield 2 4.96% $3,326
    BankPlus 2 6.06% $3,889
    BELEM SERVICING LLC 2 3.81% $5,929
    BENCHMARK Federal Credit Union 2 3.81% $3,565
    BOND STREET MORTGAGE, LLC 2 4.63%