Parkside Lending Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 5493009DTDMV4MI5MT96

Tax ID: 37-1493496

4 stars - out of 5 stars, based on 92 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Parkside Lending is a mid-sized mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. Parkside Lending has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, New York, San Francisco, Milwaukee, and Green Bay among others. We have data for 197 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Parkside Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Parkside Lending is typically an average fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.59% 8/6/22
    30 Year Conventional Refi 5.43% 8/6/22
    30 Year Cash-out Refi 5.57% 8/6/22
    30 Year FHA Purchase 6.16% 8/6/22
    30 Year FHA Refi 5.95% 8/6/22
    30 Year VA Purchase 5.12% 8/6/22
    30 Year VA Refi 4.84% 8/6/22
    30 Year USDA Purchase 6.00% 8/6/22
    30 Year USDA Refi 5.96% 8/6/22
    15 Year Conventional Purchase 4.37% 8/6/22
    15 Year Conventional Refi 4.37% 8/6/22
    15 Year Cash-out Refi 4.37% 8/6/22
    15 Year FHA Refi 6.31% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    8,478

    Origination Dollar Volume (All Markets)

    $3,027,590,000
    Show all (25) awards

    Relative Rate

    Parkside Lending 's average 30 year fixed rate mortgage of loans were 3.01%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.14%.

    Relative Fees

    Parkside Lending 's average total fees for a 30 year fixed rate mortgage are $6,118.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 959 $470,505,000 $490,620 $5,174 2.82%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 820 $379,060,000 $462,268 $12,394 3.06%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 680 $360,940,000 $530,794 $5,037 2.90%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 811 $192,135,000 $236,911 $3,227 2.81%
    GREEN BAY, WI (FHA|USDA|VA) » 631 $123,835,000 $196,252 $3,320 2.73%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 418 $104,190,000 $249,258 $3,388 2.77%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 188 $92,440,000 $491,702 $5,331 2.85%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 157 $87,965,000 $560,287 $4,947 2.74%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 225 $85,245,000 $378,867 $5,209 2.95%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 193 $84,025,000 $435,363 $6,814 2.90%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 174 $67,280,000 $386,667 $5,619 2.90%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) » 183 $63,625,000 $347,678 $10,000 3.17%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 209 $59,925,000 $286,722 $4,551 2.85%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 158 $52,240,000 $330,633 $8,359 2.97%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 133 $51,365,000 $386,203 $6,317 2.83%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 81 $36,645,000 $452,407 $4,632 2.78%
    Outside of Metro Areas 151 $34,275,000 $226,987 $4,255 2.96%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 138 $33,810,000 $245,000 $5,133 3.00%
    FRESNO, CA (FHA|USDA|VA) » 87 $26,905,000 $309,253 $5,560 2.76%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 57 $25,485,000 $447,105 $5,094 2.92%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 57 $24,275,000 $425,877 $5,917 2.85%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 53 $22,745,000 $429,151 $6,387 2.90%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 51 $22,545,000 $442,059 $6,043 2.98%
    APPLETON, WI (FHA|USDA|VA) » 106 $21,150,000 $199,528 $2,952 2.82%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 65 $20,215,000 $311,000 $5,329 2.91%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 47 $18,695,000 $397,766 $5,230 2.97%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 43 $17,305,000 $402,442 $6,647 2.87%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 44 $17,060,000 $387,727 $6,126 2.72%
    STOCKTON, CA (FHA|USDA|VA) » 46 $16,340,000 $355,217 $5,365 2.98%
    MADISON, WI (FHA|USDA|VA) » 60 $15,070,000 $251,167 $2,686 2.85%
    RACINE, WI (FHA|USDA|VA) » 66 $14,500,000 $219,697 $3,146 2.95%
    VALLEJO, CA (FHA|USDA|VA) » 33 $13,555,000 $410,758 $7,091 2.94%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 24 $13,500,000 $562,500 $6,902 2.87%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 27 $13,335,000 $493,889 $9,371 2.73%
    Marinette, WI-MI (FHA|USDA|VA) » 88 $13,080,000 $148,636 $3,170 2.89%
    LOGAN, UT-ID (FHA|USDA|VA) » 42 $12,180,000 $290,000 $4,900 3.01%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 45 $11,625,000 $258,333 $6,019 2.84%
    JACKSONVILLE, FL (FHA|USDA|VA) » 38 $10,320,000 $271,579 $7,557 2.94%
    FARGO, ND-MN (FHA|USDA|VA) » 35 $9,485,000 $271,000 $4,207 2.86%
    Whitewater, WI (FHA|USDA|VA) » 35 $9,455,000 $270,143 $3,472 2.85%
    BAKERSFIELD, CA (FHA|USDA|VA) » 30 $8,790,000 $293,000 $5,451 2.97%
    Key West, FL (FHA|USDA|VA) » 22 $8,740,000 $397,273 $9,885 2.95%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 22 $8,590,000 $390,455 $6,110 2.99%
    SALINAS, CA (FHA|USDA|VA) » 15 $8,245,000 $549,667 $7,768 2.89%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 27 $8,225,000 $304,630 $5,859 2.91%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 28 $8,040,000 $287,143 $4,274 2.82%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 37 $7,955,000 $215,000 $3,528 2.68%
    Heber, UT (FHA|USDA|VA) » 11 $7,945,000 $722,273 $7,884 2.94%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 26 $7,500,000 $288,462 $4,457 2.78%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) » 34 $7,480,000 $220,000 $2,999 2.82%
    ROCHESTER, NY (FHA|USDA|VA) » 39 $6,845,000 $175,513 $4,943 2.97%
    Stevens Point, WI (FHA|USDA|VA) » 39 $6,745,000 $172,949 $2,445 2.80%
    BOISE CITY, ID (FHA|USDA|VA) » 22 $6,740,000 $306,364 $4,572 2.87%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 19 $6,415,000 $337,632 $5,101 2.84%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 19 $6,365,000 $335,000 $4,326 2.74%
    NAPA, CA (FHA|USDA|VA) » 13 $6,275,000 $482,692 $7,325 2.93%
    Beaver Dam, WI (FHA|USDA|VA) » 34 $6,130,000 $180,294 $2,834 2.83%
    PROVO-OREM, UT (FHA|USDA|VA) » 15 $5,705,000 $380,333 $5,918 2.85%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 27 $5,415,000 $200,556 $2,474 2.98%
    Glenwood Springs, CO (FHA|USDA|VA) » 10 $5,090,000 $509,000 $3,202 2.70%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 18 $4,660,000 $258,889 $3,905 2.69%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 19 $4,575,000 $240,789 $2,628 2.66%
    EAU CLAIRE, WI (FHA|USDA|VA) » 23 $4,515,000 $196,304 $3,201 2.88%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 15 $4,455,000 $297,000 $3,855 3.03%
    Ukiah, CA (FHA|USDA|VA) » 11 $4,415,000 $401,364 $9,689 3.01%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 17 $4,045,000 $237,941 $5,411 2.93%
    BOULDER, CO (FHA|USDA|VA) » 7 $3,925,000 $560,714 $4,787 2.71%
    RICHMOND, VA (FHA|USDA|VA) » 16 $3,900,000 $243,750 $2,379 2.82%
    FOND DU LAC, WI (FHA|USDA|VA) » 17 $3,445,000 $202,647 $2,919 2.90%
    FORT COLLINS, CO (FHA|USDA|VA) » 10 $3,360,000 $336,000 $3,117 3.10%
    Edwards, CO (FHA|USDA|VA) » 7 $3,265,000 $466,429 $3,025 2.66%
    Manitowoc, WI (FHA|USDA|VA) » 21 $3,165,000 $150,714 $2,874 3.08%
    Shawano, WI (FHA|USDA|VA) » 18 $3,080,000 $171,111 $2,702 2.78%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 6 $2,970,000 $495,000 $6,394 3.17%
    SALEM, OR (FHA|USDA|VA) » 9 $2,815,000 $312,778 $7,599 3.19%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 10 $2,730,000 $273,000 $6,297 2.90%
    Durango, CO (FHA|USDA|VA) » 6 $2,630,000 $438,333 $5,677 2.94%
    SHEBOYGAN, WI (FHA|USDA|VA) » 15 $2,615,000 $174,333 $2,510 3.02%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 8 $2,440,000 $305,000 $5,859 3.08%
    WAUSAU-WESTON, WI (FHA|USDA|VA) » 11 $2,415,000 $219,545 $2,871 2.90%
    MODESTO, CA (FHA|USDA|VA) » 10 $2,380,000 $238,000 $4,481 3.10%
    Clearlake, CA (FHA|USDA|VA) » 7 $2,315,000 $330,714 $4,928 3.03%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) » 4 $2,180,000 $545,000 $8,564 3.06%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) » 5 $2,075,000 $415,000 $7,729 2.85%
    MADERA, CA (FHA|USDA|VA) » 6 $1,940,000 $323,333 $7,698 2.75%
    WORCESTER, MA-CT (FHA|USDA|VA) » 5 $1,805,000 $361,000 $8,619 2.80%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 5 $1,795,000 $359,000 $7,796 2.98%
    VISALIA, CA (FHA|USDA|VA) » 7 $1,645,000 $235,000 $4,975 3.00%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) » 9 $1,555,000 $172,778 $2,395 2.79%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) » 8 $1,480,000 $185,000 $3,654 3.16%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 5 $1,465,000 $293,000 $2,522 2.63%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 5 $1,455,000 $291,000 $4,072 3.07%
    GREELEY, CO (FHA|USDA|VA) » 3 $1,385,000 $461,667 $5,539 2.63%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 5 $1,345,000 $269,000 $4,308 2.98%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 4 $1,220,000 $305,000 $3,315 2.47%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 4 $1,190,000 $297,500 $3,780 2.78%
    MERCED, CA (FHA|USDA|VA) » 4 $1,130,000 $282,500 $3,493 3.06%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 2 $1,080,000 $540,000 $6,482 3.31%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » 6 $1,070,000 $178,333 $3,485 2.88%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 6 $1,010,000 $168,333 $3,278 3.08%
    REDDING, CA (FHA|USDA|VA) » 2 $960,000 $480,000 $8,011 3.00%
    MUSKEGON, MI (FHA|USDA|VA) » 3 $945,000 $315,000 $8,090 2.63%
    Eureka-Arcata, CA (FHA|USDA|VA) » 3 $935,000 $311,667 $3,692 3.08%
    DULUTH, MN-WI (FHA|USDA|VA) » 4 $920,000 $230,000 $3,004 3.21%
    TUCSON, AZ (FHA|USDA|VA) » 4 $920,000 $230,000 $5,396 2.75%
    KINGSTON, NY (FHA|USDA|VA) » 4 $900,000 $225,000 $6,741 3.06%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 4 $880,000 $220,000 $3,565 2.66%
    BEND, OR (FHA|USDA|VA) » 2 $850,000 $425,000 $7,880 2.94%
    PUNTA GORDA, FL (FHA|USDA|VA) » 2 $790,000 $395,000 $3,994 2.94%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 2 $730,000 $365,000 $6,658 2.44%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 2 $660,000 $330,000 $2,868 2.31%
    YUBA CITY, CA (FHA|USDA|VA) » 2 $640,000 $320,000 $6,185 2.99%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 4 $610,000 $152,500 $3,946 3.16%
    WICHITA, KS (FHA|USDA|VA) » 4 $590,000 $147,500 $4,628 2.66%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) » 6 $560,000 $93,333 $5,311 3.16%
    Payson, AZ (FHA|USDA|VA) » 2 $560,000 $280,000 $4,610 3.44%
    TALLAHASSEE, FL (FHA|USDA|VA) » 3 $555,000 $185,000 $4,778 2.96%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) » 4 $550,000 $137,500 $4,975 3.41%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 1 $545,000 $545,000 $3,488 3.25%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 2 $540,000 $270,000 $1,365 2.38%
    GAINESVILLE, FL (FHA|USDA|VA) » 2 $530,000 $265,000 $3,803 2.63%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 1 $525,000 $525,000 $5,351 3.50%
    ST. GEORGE, UT (FHA|USDA|VA) » 1 $505,000 $505,000 $4,846 2.88%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 1 $505,000 $505,000 $17,272 3.25%
    SALISBURY, MD-DE (FHA|USDA|VA) » 2 $490,000 $245,000 $4,046 3.13%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 2 $480,000 $240,000 $1,942 2.69%
    MIDLAND, TX (FHA|USDA|VA) » 1 $465,000 $465,000 $5,414 3.75%
    Menomonie, WI (FHA|USDA|VA) » 2 $450,000 $225,000 $3,102 3.00%
    OCALA, FL (FHA|USDA|VA) » 2 $450,000 $225,000 $6,866 2.75%
    Baraboo, WI (FHA|USDA|VA) » 2 $440,000 $220,000 $2,305 2.94%
    CORVALLIS, OR (FHA|USDA|VA) » 1 $435,000 $435,000 $11,955 2.88%
    ROCKFORD, IL (FHA|USDA|VA) » 2 $430,000 $215,000 $5,360 3.13%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 1 $415,000 $415,000 $2,512 2.38%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 1 $415,000 $415,000 $6,471 2.13%
    Shelton, WA (FHA|USDA|VA) » 1 $405,000 $405,000 $3,772 3.75%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 2 $390,000 $195,000 $2,879 2.50%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 2 $380,000 $190,000 $6,460 2.69%
    TWIN FALLS, ID (FHA|USDA|VA) » 2 $380,000 $190,000 $4,841 2.75%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 2 $360,000 $180,000 $4,260 2.63%
    Oak Harbor, WA (FHA|USDA|VA) » 1 $355,000 $355,000 $2,499 2.38%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 2 $350,000 $175,000 $4,248 2.68%
    PUEBLO, CO (FHA|USDA|VA) » 2 $330,000 $165,000 $3,345 3.00%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 1 $325,000 $325,000 $3,868 3.25%
    ANN ARBOR, MI (FHA|USDA|VA) » 2 $320,000 $160,000 $2,041 2.44%
    Steamboat Springs, CO (FHA|USDA|VA) » 1 $315,000 $315,000 $2,662 2.88%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 1 $315,000 $315,000 $7,842 3.88%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) » 1 $315,000 $315,000 $6,687 2.25%
    SYRACUSE, NY (FHA|USDA|VA) » 3 $315,000 $105,000 $5,555 3.63%
    Iron Mountain, MI-WI (FHA|USDA|VA) » 3 $295,000 $98,333 $1,698 2.50%
    GLENS FALLS, NY (FHA|USDA|VA) » 1 $295,000 $295,000 $5,378 2.88%
    Breckenridge, CO (FHA|USDA|VA) » 1 $285,000 $285,000 $3,669 3.00%
    Rexburg, ID (FHA|USDA|VA) » 1 $275,000 $275,000 $11,641 3.63%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) » 1 $275,000 $275,000 $3,572 2.38%
    Show Low, AZ (FHA|USDA|VA) » 1 $275,000 $275,000 $2,612 3.13%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 1 $265,000 $265,000 $4,656 3.25%
    Brainerd, MN (FHA|USDA|VA) » 1 $265,000 $265,000 $4,563 2.99%
    Batavia, NY (FHA|USDA|VA) » 2 $260,000 $130,000 $4,000 3.19%
    IDAHO FALLS, ID (FHA|USDA|VA) » 1 $255,000 $255,000 $4,229 2.75%
    TULSA, OK (FHA|USDA|VA) » 1 $245,000 $245,000 $3,577 2.75%
    Rochelle, IL (FHA|USDA|VA) » 1 $235,000 $235,000 $4,955 3.25%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 1 $225,000 $225,000 $5,218 3.38%
    Palatka, FL (FHA|USDA|VA) » 1 $215,000 $215,000 $9,560 3.38%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 1 $215,000 $215,000 $3,318 2.63%
    Augusta-Waterville, ME (FHA|USDA|VA) » 1 $215,000 $215,000 $4,929 3.38%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 1 $215,000 $215,000 $6,141 3.13%
    Fergus Falls, MN (FHA|USDA|VA) » 1 $205,000 $205,000 $3,785 3.13%
    Escanaba, MI (FHA|USDA|VA) » 1 $195,000 $195,000 $2,467 2.25%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 1 $195,000 $195,000 $7,556 3.13%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 1 $195,000 $195,000 $1,896 2.99%
    GRAND FORKS, ND-MN (FHA|USDA|VA) » 1 $185,000 $185,000 $2,757 2.88%
    FLINT, MI (FHA|USDA|VA) » 1 $185,000 $185,000 $2,460 2.75%
    Laconia, NH (FHA|USDA|VA) » 1 $185,000 $185,000 $2,697 2.99%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 2 $180,000 $90,000 $3,945 3.31%
    COLUMBUS, OH (FHA|USDA|VA) » 1 $175,000 $175,000 $5,928 3.63%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 1 $175,000 $175,000 $2,914 3.13%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 1 $175,000 $175,000 $2,241 2.75%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 1 $165,000 $165,000 $2,822 3.00%
    BATTLE CREEK, MI (FHA|USDA|VA) » 1 $165,000 $165,000 $2,778 3.25%
    Sonora, CA (FHA|USDA|VA) » 1 $155,000 $155,000 $3,237 3.13%
    KANKAKEE, IL (FHA|USDA|VA) » 1 $155,000 $155,000 $2,481 2.63%
    EL CENTRO, CA (FHA|USDA|VA) » 1 $155,000 $155,000 $1,784 2.25%
    Austin, MN (FHA|USDA|VA) » 1 $155,000 $155,000 $6,673 3.63%
    Winona, MN (FHA|USDA|VA) » 1 $155,000 $155,000 $3,306 2.75%
    SPRINGFIELD, MA (FHA|USDA|VA) » 1 $155,000 $155,000 $4,905 3.00%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 1 $145,000 $145,000 $1,037 2.50%
    LONGVIEW, WA (FHA|USDA|VA) » 1 $145,000 $145,000 $3,150 2.25%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 1 $145,000 $145,000 $1,839 2.75%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 1 $135,000 $135,000 $3,991 2.25%
    TYLER, TX (FHA|USDA|VA) » 1 $135,000 $135,000 $3,083 3.75%
    Okeechobee, FL (FHA|USDA|VA) » 1 $125,000 $125,000 $3,039 3.50%
    New Castle, IN (FHA|USDA|VA) » 1 $115,000 $115,000 $2,969 2.50%
    ST. CLOUD, MN (FHA|USDA|VA) » 1 $115,000 $115,000 $1,841 2.25%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) » 1 $105,000 $105,000 $5,104 3.63%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $3,396 3.38%
    JACKSONVILLE, NC (FHA|USDA|VA) » 1 $65,000 $65,000 $3,274 2.75%
    READING, PA (FHA|USDA|VA) » 1 $65,000 $65,000 $4,034 3.63%
    Urbana, OH (FHA|USDA|VA) » 1 $55,000 $55,000 $4,412 3.63%

    Parkside Lending 's top markets include Los Angeles, New York, San Francisco, Milwaukee, and Green Bay among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 8,047 $2,914,975,000 $362,244 $5,447 2.88%
    FHA » 290 $76,560,000 $264,000 $7,991 2.84%
    VA » 90 $29,120,000 $323,556 $6,013 2.62%
    USDA » 51 $6,935,000 $135,980 $3,965 3.02%

    For the 2021 period, Parkside Lending 's most frequently originated loan type of loans were Conventional, with 8,047 originations. Their 2nd most popular type is FHA, with 290 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Refi » 4,349 $1,523,295,000 $350,263 $4,553 2.76%
    Cash Out Refi » 2,124 $756,530,000 $356,182 $6,200 3.00%
    Home Purchase » 2,005 $747,765,000 $372,950 $6,945 3.01%

    For the 2021, Parkside Lending 's most frequently cited loan purpose of loans were Refi, with 4,349 originations. The 2nd most popular reason of loans were Cash Out Refi, with 2,124 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 6,401 $2,447,685,000 $382,391 $6,118 3.01%
    15 Year » 1,465 $413,585,000 $282,311 $3,657 2.37%
    20 Year » 379 $104,695,000 $276,240 $3,987 2.75%
    Other » 131 $40,135,000 $306,374 $4,178 2.83%
    10 Year » 102 $21,490,000 $210,686 $3,202 2.27%

    For the 2021, Parkside Lending 's most frequently cited loan length of loans were 30 Year, with 6,401 originations. The 2nd most popular length of loans were 15 Year, with 1,465 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k » 4,022 $1,350,820,000 $335,858
    $5k+ » 1,707 $883,075,000 $517,326
    $<1k » 1,019 $280,175,000 $274,951
    $2k-3k » 703 $198,895,000 $282,923
    $3k-4k » 592 $173,950,000 $293,834
    $4k-5k » 422 $134,090,000 $317,749

    $6,118 of loans were Parkside Lending 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 4,022 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% » 4,190 $1,588,950,000 $379,224
    3-4% » 2,436 $880,250,000 $361,351
    <2.5% » 1,798 $545,470,000 $303,376
    4-5% » 54 $12,920,000 $239,259

    During 2021, Parkside Lending 's average interest rate of loans were 3.01%, while their most frequently originated rate bucket of loans were 2.5-3%, with 4,190 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k » 3,610 $1,059,150,000 $293,393 $4,776 2.87%
    $400k-600k » 1,987 $962,015,000 $484,155 $6,611 2.87%
    $100k-200k » 1,738 $270,090,000 $155,403 $3,296 2.85%
    $600k-1MM » 711 $521,245,000 $733,115 $10,166 2.97%
    $100,000 or less » 280 $22,740,000 $81,214 $2,967 2.99%
    $1MM+ » 152 $192,350,000 $1,265,461 $18,119 3.02%

    2021 saw Parkside Lending place emphasis on $200k-400k loans with 3,610 originations, totaling $1,059,150,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k » 2,185 $786,695,000 $360,043 $5,425 2.86%
    $150k-250k » 1,740 $772,560,000 $444,000 $5,858 2.84%
    $75k-100k » 1,491 $445,455,000 $298,763 $5,102 2.88%
    $50k-75k » 1,399 $328,625,000 $234,900 $4,540 2.90%
    $250k+ » 888 $553,180,000 $622,950 $8,513 2.90%
    $50k or less » 691 $118,385,000 $171,324 $4,218 2.98%

    Parkside Lending lent most frequently to those with incomes in the $100k-150k range, with 2,185 originations. The second most popular income band? $150k-250k, with 1,740 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 2,035 $693,315,000 $340,695 $4,817 2.80%
    30-36% » 1,585 $586,875,000 $370,268 $5,271 2.90%
    <20% » 772 $249,830,000 $323,614 $4,228 2.73%
    44% » 355 $128,135,000 $360,944 $6,385 3.01%
    42% » 332 $131,220,000 $395,241 $6,400 2.98%
    43% » 311 $108,365,000 $348,441 $6,182 2.99%
    39% » 304 $120,670,000 $396,941 $5,498 2.97%
    41% » 297 $118,065,000 $397,525 $6,472 2.96%
    37% » 287 $109,385,000 $381,132 $5,727 2.91%
    40% » 285 $107,445,000 $377,000 $6,320 2.95%
    49% » 284 $100,880,000 $355,211 $6,706 2.92%
    36% » 283 $102,985,000 $363,905 $5,724 2.91%
    38% » 266 $94,740,000 $356,165 $5,664 2.89%
    48% » 229 $82,865,000 $361,856 $7,087 2.95%
    45% » 228 $82,720,000 $362,807 $6,160 2.99%
    47% » 221 $76,425,000 $345,814 $5,666 2.87%
    46% » 217 $77,835,000 $358,687 $6,561 2.94%
    50-60% » 100 $31,120,000 $311,200 $8,951 2.81%
    >60% » 3 $2,025,000 $675,000 $24,993 2.75%

    Parkside Lending lent most frequently to those with DTI ratios of 20-30%, with 2,035 originations. The next most common DTI ratio? 30-36%, with 1,585 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 6,182 $2,139,210,000 $346,038 $5,609 2.89%
    Asian » 1,043 $416,595,000 $399,420 $4,737 2.79%
    Not provided » 1,016 $390,690,000 $384,537 $5,608 2.90%
    Black » 201 $67,485,000 $335,746 $7,069 2.95%
    Native Hawaiian or Islander » 21 $8,465,000 $403,095 $4,100 2.89%
    American Indian » 15 $5,145,000 $343,000 $5,369 3.07%

    Approval Rates

    Total approvals of all applications
    83.35%

    Parkside Lending has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    87.89%

    Parkside Lending has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,478 $3,027,590,000 $357,111

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 8,478 $3,027,590,000 $357,111

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 748 $241,400,000 $322,727 $4,466 2.74%
    40-60% » 2,040 $756,760,000 $370,961 $4,627 2.75%
    60-80% » 3,647 $1,354,615,000 $371,433 $6,084 2.95%
    80-100% » 1,837 $616,895,000 $335,817 $5,923 2.95%
    Over 100% » 19 $6,875,000 $361,842 $12,167 2.76%
    Under 20% » 103 $28,355,000 $275,291 $3,896 2.78%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    PARKSIDE LENDING, LLC Conventional home mortgage Incorrect information on your report 1 16.7%
    PARKSIDE LENDING, LLC Conventional home mortgage Struggling to pay mortgage 1 16.7%
    PARKSIDE LENDING, LLC Conventional home mortgage Trouble during payment process 4 66.7%