Parkside Lending Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 5493009DTDMV4MI5MT96

Tax ID: 37-1493496

4 stars - out of 5 stars, based on 92 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Parkside Lending is a mid-sized mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. Parkside Lending has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, New York, San Francisco, Milwaukee, and Green Bay among others. We have data for 197 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Parkside Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Parkside Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.90% 11/26/22
    30 Year Conventional Refi 6.74% 11/26/22
    30 Year Cash-out Refi 6.88% 11/26/22
    30 Year FHA Purchase 7.47% 11/26/22
    30 Year FHA Refi 7.26% 11/26/22
    30 Year VA Purchase 6.43% 11/26/22
    30 Year VA Refi 6.15% 11/26/22
    30 Year USDA Purchase 7.31% 11/26/22
    30 Year USDA Refi 7.27% 11/26/22
    15 Year Conventional Purchase 6.01% 11/26/22
    15 Year Conventional Refi 6.01% 11/26/22
    15 Year Cash-out Refi 6.01% 11/26/22
    15 Year FHA Refi 7.95% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    8,478

    Origination Dollar Volume (All Markets)

    $3,027,590,000
    Show all (25) awards

    Relative Rate

    Parkside Lending's average 30 year fixed mortgage rate was 3.01%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.14%.

    Relative Fees (Closing Costs)

    Parkside Lending's average total fees/closing costs for a 30 year fixed rate mortgage were $6,118.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 959 $470,505,000 $490,620 $5,174 2.82%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 820 $379,060,000 $462,268 $12,394 3.06%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 680 $360,940,000 $530,794 $5,037 2.90%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 811 $192,135,000 $236,911 $3,227 2.81%
    GREEN BAY, WI (FHA|USDA|VA) 631 $123,835,000 $196,252 $3,320 2.73%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 418 $104,190,000 $249,258 $3,388 2.77%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 188 $92,440,000 $491,702 $5,331 2.85%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 157 $87,965,000 $560,287 $4,947 2.74%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 225 $85,245,000 $378,867 $5,209 2.95%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 193 $84,025,000 $435,363 $6,814 2.90%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 174 $67,280,000 $386,667 $5,619 2.90%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 183 $63,625,000 $347,678 $10,000 3.17%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 209 $59,925,000 $286,722 $4,551 2.85%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 158 $52,240,000 $330,633 $8,359 2.97%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 133 $51,365,000 $386,203 $6,317 2.83%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 81 $36,645,000 $452,407 $4,632 2.78%
    Outside of Metro Areas 151 $34,275,000 $226,987 $4,255 2.96%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 138 $33,810,000 $245,000 $5,133 3.00%
    FRESNO, CA (FHA|USDA|VA) 87 $26,905,000 $309,253 $5,560 2.76%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 57 $25,485,000 $447,105 $5,094 2.92%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 57 $24,275,000 $425,877 $5,917 2.85%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 53 $22,745,000 $429,151 $6,387 2.90%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 51 $22,545,000 $442,059 $6,043 2.98%
    APPLETON, WI (FHA|USDA|VA) 106 $21,150,000 $199,528 $2,952 2.82%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 65 $20,215,000 $311,000 $5,329 2.91%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 47 $18,695,000 $397,766 $5,230 2.97%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 43 $17,305,000 $402,442 $6,647 2.87%
    SALT LAKE CITY, UT (FHA|USDA|VA) 44 $17,060,000 $387,727 $6,126 2.72%
    STOCKTON, CA (FHA|USDA|VA) 46 $16,340,000 $355,217 $5,365 2.98%
    MADISON, WI (FHA|USDA|VA) 60 $15,070,000 $251,167 $2,686 2.85%
    RACINE, WI (FHA|USDA|VA) 66 $14,500,000 $219,697 $3,146 2.95%
    VALLEJO, CA (FHA|USDA|VA) 33 $13,555,000 $410,758 $7,091 2.94%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 24 $13,500,000 $562,500 $6,902 2.87%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 27 $13,335,000 $493,889 $9,371 2.73%
    Marinette, WI-MI (FHA|USDA|VA) 88 $13,080,000 $148,636 $3,170 2.89%
    LOGAN, UT-ID (FHA|USDA|VA) 42 $12,180,000 $290,000 $4,900 3.01%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 45 $11,625,000 $258,333 $6,019 2.84%
    JACKSONVILLE, FL (FHA|USDA|VA) 38 $10,320,000 $271,579 $7,557 2.94%
    FARGO, ND-MN (FHA|USDA|VA) 35 $9,485,000 $271,000 $4,207 2.86%
    Whitewater, WI (FHA|USDA|VA) 35 $9,455,000 $270,143 $3,472 2.85%
    BAKERSFIELD, CA (FHA|USDA|VA) 30 $8,790,000 $293,000 $5,451 2.97%
    Key West, FL (FHA|USDA|VA) 22 $8,740,000 $397,273 $9,885 2.95%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 22 $8,590,000 $390,455 $6,110 2.99%
    SALINAS, CA (FHA|USDA|VA) 15 $8,245,000 $549,667 $7,768 2.89%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 27 $8,225,000 $304,630 $5,859 2.91%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 28 $8,040,000 $287,143 $4,274 2.82%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 37 $7,955,000 $215,000 $3,528 2.68%
    Heber, UT (FHA|USDA|VA) 11 $7,945,000 $722,273 $7,884 2.94%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 26 $7,500,000 $288,462 $4,457 2.78%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 34 $7,480,000 $220,000 $2,999 2.82%
    ROCHESTER, NY (FHA|USDA|VA) 39 $6,845,000 $175,513 $4,943 2.97%
    Stevens Point, WI (FHA|USDA|VA) 39 $6,745,000 $172,949 $2,445 2.80%
    BOISE CITY, ID (FHA|USDA|VA) 22 $6,740,000 $306,364 $4,572 2.87%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 19 $6,415,000 $337,632 $5,101 2.84%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 19 $6,365,000 $335,000 $4,326 2.74%
    NAPA, CA (FHA|USDA|VA) 13 $6,275,000 $482,692 $7,325 2.93%
    Beaver Dam, WI (FHA|USDA|VA) 34 $6,130,000 $180,294 $2,834 2.83%
    PROVO-OREM, UT (FHA|USDA|VA) 15 $5,705,000 $380,333 $5,918 2.85%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 27 $5,415,000 $200,556 $2,474 2.98%
    Glenwood Springs, CO (FHA|USDA|VA) 10 $5,090,000 $509,000 $3,202 2.70%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 18 $4,660,000 $258,889 $3,905 2.69%
    RALEIGH-CARY, NC (FHA|USDA|VA) 19 $4,575,000 $240,789 $2,628 2.66%
    EAU CLAIRE, WI (FHA|USDA|VA) 23 $4,515,000 $196,304 $3,201 2.88%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 15 $4,455,000 $297,000 $3,855 3.03%
    Ukiah, CA (FHA|USDA|VA) 11 $4,415,000 $401,364 $9,689 3.01%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 17 $4,045,000 $237,941 $5,411 2.93%
    BOULDER, CO (FHA|USDA|VA) 7 $3,925,000 $560,714 $4,787 2.71%
    RICHMOND, VA (FHA|USDA|VA) 16 $3,900,000 $243,750 $2,379 2.82%
    FOND DU LAC, WI (FHA|USDA|VA) 17 $3,445,000 $202,647 $2,919 2.90%
    FORT COLLINS, CO (FHA|USDA|VA) 10 $3,360,000 $336,000 $3,117 3.10%
    Edwards, CO (FHA|USDA|VA) 7 $3,265,000 $466,429 $3,025 2.66%
    Manitowoc, WI (FHA|USDA|VA) 21 $3,165,000 $150,714 $2,874 3.08%
    Shawano, WI (FHA|USDA|VA) 18 $3,080,000 $171,111 $2,702 2.78%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $2,970,000 $495,000 $6,394 3.17%
    SALEM, OR (FHA|USDA|VA) 9 $2,815,000 $312,778 $7,599 3.19%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 10 $2,730,000 $273,000 $6,297 2.90%
    Durango, CO (FHA|USDA|VA) 6 $2,630,000 $438,333 $5,677 2.94%
    SHEBOYGAN, WI (FHA|USDA|VA) 15 $2,615,000 $174,333 $2,510 3.02%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $2,440,000 $305,000 $5,859 3.08%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 11 $2,415,000 $219,545 $2,871 2.90%
    MODESTO, CA (FHA|USDA|VA) 10 $2,380,000 $238,000 $4,481 3.10%
    Clearlake, CA (FHA|USDA|VA) 7 $2,315,000 $330,714 $4,928 3.03%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $2,180,000 $545,000 $8,564 3.06%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $2,075,000 $415,000 $7,729 2.85%
    MADERA, CA (FHA|USDA|VA) 6 $1,940,000 $323,333 $7,698 2.75%
    WORCESTER, MA-CT (FHA|USDA|VA) 5 $1,805,000 $361,000 $8,619 2.80%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,795,000 $359,000 $7,796 2.98%
    VISALIA, CA (FHA|USDA|VA) 7 $1,645,000 $235,000 $4,975 3.00%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 9 $1,555,000 $172,778 $2,395 2.79%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 8 $1,480,000 $185,000 $3,654 3.16%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,465,000 $293,000 $2,522 2.63%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,455,000 $291,000 $4,072 3.07%
    GREELEY, CO (FHA|USDA|VA) 3 $1,385,000 $461,667 $5,539 2.63%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,308 2.98%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,220,000 $305,000 $3,315 2.47%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $1,190,000 $297,500 $3,780 2.78%
    MERCED, CA (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,493 3.06%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $1,080,000 $540,000 $6,482 3.31%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,485 2.88%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,010,000 $168,333 $3,278 3.08%
    REDDING, CA (FHA|USDA|VA) 2 $960,000 $480,000 $8,011 3.00%
    MUSKEGON, MI (FHA|USDA|VA) 3 $945,000 $315,000 $8,090 2.63%
    Eureka-Arcata, CA (FHA|USDA|VA) 3 $935,000 $311,667 $3,692 3.08%
    DULUTH, MN-WI (FHA|USDA|VA) 4 $920,000 $230,000 $3,004 3.21%
    TUCSON, AZ (FHA|USDA|VA) 4 $920,000 $230,000 $5,396 2.75%
    KINGSTON, NY (FHA|USDA|VA) 4 $900,000 $225,000 $6,741 3.06%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $880,000 $220,000 $3,565 2.66%
    BEND, OR (FHA|USDA|VA) 2 $850,000 $425,000 $7,880 2.94%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $790,000 $395,000 $3,994 2.94%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $730,000 $365,000 $6,658 2.44%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $660,000 $330,000 $2,868 2.31%
    YUBA CITY, CA (FHA|USDA|VA) 2 $640,000 $320,000 $6,185 2.99%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $610,000 $152,500 $3,946 3.16%
    WICHITA, KS (FHA|USDA|VA) 4 $590,000 $147,500 $4,628 2.66%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $560,000 $93,333 $5,311 3.16%
    Payson, AZ (FHA|USDA|VA) 2 $560,000 $280,000 $4,610 3.44%
    TALLAHASSEE, FL (FHA|USDA|VA) 3 $555,000 $185,000 $4,778 2.96%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $550,000 $137,500 $4,975 3.41%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $545,000 $545,000 $3,488 3.25%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $540,000 $270,000 $1,365 2.38%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $530,000 $265,000 $3,803 2.63%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $525,000 $525,000 $5,351 3.50%
    ST. GEORGE, UT (FHA|USDA|VA) 1 $505,000 $505,000 $4,846 2.88%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $505,000 $505,000 $17,272 3.25%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $490,000 $245,000 $4,046 3.13%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $480,000 $240,000 $1,942 2.69%
    MIDLAND, TX (FHA|USDA|VA) 1 $465,000 $465,000 $5,414 3.75%
    Menomonie, WI (FHA|USDA|VA) 2 $450,000 $225,000 $3,102 3.00%
    OCALA, FL (FHA|USDA|VA) 2 $450,000 $225,000 $6,866 2.75%
    Baraboo, WI (FHA|USDA|VA) 2 $440,000 $220,000 $2,305 2.94%
    CORVALLIS, OR (FHA|USDA|VA) 1 $435,000 $435,000 $11,955 2.88%
    ROCKFORD, IL (FHA|USDA|VA) 2 $430,000 $215,000 $5,360 3.13%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $415,000 $415,000 $2,512 2.38%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $415,000 $415,000 $6,471 2.13%
    Shelton, WA (FHA|USDA|VA) 1 $405,000 $405,000 $3,772 3.75%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $390,000 $195,000 $2,879 2.50%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $380,000 $190,000 $6,460 2.69%
    TWIN FALLS, ID (FHA|USDA|VA) 2 $380,000 $190,000 $4,841 2.75%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $360,000 $180,000 $4,260 2.63%
    Oak Harbor, WA (FHA|USDA|VA) 1 $355,000 $355,000 $2,499 2.38%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $4,248 2.68%
    PUEBLO, CO (FHA|USDA|VA) 2 $330,000 $165,000 $3,345 3.00%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $325,000 $325,000 $3,868 3.25%
    ANN ARBOR, MI (FHA|USDA|VA) 2 $320,000 $160,000 $2,041 2.44%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $315,000 $315,000 $2,662 2.88%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $315,000 $315,000 $7,842 3.88%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $315,000 $315,000 $6,687 2.25%
    SYRACUSE, NY (FHA|USDA|VA) 3 $315,000 $105,000 $5,555 3.63%
    Iron Mountain, MI-WI (FHA|USDA|VA) 3 $295,000 $98,333 $1,698 2.50%
    GLENS FALLS, NY (FHA|USDA|VA) 1 $295,000 $295,000 $5,378 2.88%
    Breckenridge, CO (FHA|USDA|VA) 1 $285,000 $285,000 $3,669 3.00%
    Rexburg, ID (FHA|USDA|VA) 1 $275,000 $275,000 $11,641 3.63%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,572 2.38%
    Show Low, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $2,612 3.13%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $265,000 $265,000 $4,656 3.25%
    Brainerd, MN (FHA|USDA|VA) 1 $265,000 $265,000 $4,563 2.99%
    Batavia, NY (FHA|USDA|VA) 2 $260,000 $130,000 $4,000 3.19%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $255,000 $255,000 $4,229 2.75%
    TULSA, OK (FHA|USDA|VA) 1 $245,000 $245,000 $3,577 2.75%
    Rochelle, IL (FHA|USDA|VA) 1 $235,000 $235,000 $4,955 3.25%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $225,000 $225,000 $5,218 3.38%
    Palatka, FL (FHA|USDA|VA) 1 $215,000 $215,000 $9,560 3.38%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,318 2.63%
    Augusta-Waterville, ME (FHA|USDA|VA) 1 $215,000 $215,000 $4,929 3.38%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $215,000 $215,000 $6,141 3.13%
    Fergus Falls, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,785 3.13%
    Escanaba, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,467 2.25%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $195,000 $195,000 $7,556 3.13%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $195,000 $195,000 $1,896 2.99%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,757 2.88%
    FLINT, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,460 2.75%
    Laconia, NH (FHA|USDA|VA) 1 $185,000 $185,000 $2,697 2.99%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $180,000 $90,000 $3,945 3.31%
    COLUMBUS, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,928 3.63%
    ALBUQUERQUE, NM (FHA|USDA|VA) 1 $175,000 $175,000 $2,914 3.13%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,241 2.75%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $165,000 $165,000 $2,822 3.00%
    BATTLE CREEK, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,778 3.25%
    Sonora, CA (FHA|USDA|VA) 1 $155,000 $155,000 $3,237 3.13%
    KANKAKEE, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,481 2.63%
    EL CENTRO, CA (FHA|USDA|VA) 1 $155,000 $155,000 $1,784 2.25%
    Austin, MN (FHA|USDA|VA) 1 $155,000 $155,000 $6,673 3.63%
    Winona, MN (FHA|USDA|VA) 1 $155,000 $155,000 $3,306 2.75%
    SPRINGFIELD, MA (FHA|USDA|VA) 1 $155,000 $155,000 $4,905 3.00%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,037 2.50%
    LONGVIEW, WA (FHA|USDA|VA) 1 $145,000 $145,000 $3,150 2.25%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,839 2.75%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,991 2.25%
    TYLER, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,083 3.75%
    Okeechobee, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,039 3.50%
    New Castle, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,969 2.50%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $115,000 $115,000 $1,841 2.25%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $105,000 $105,000 $5,104 3.63%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,396 3.38%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,274 2.75%
    READING, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,034 3.63%
    Urbana, OH (FHA|USDA|VA) 1 $55,000 $55,000 $4,412 3.63%
    Parkside Lending's top markets include Los Angeles, New York, San Francisco, Milwaukee, and Green Bay among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against PARKSIDE LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,047 $2,914,975,000 $362,244 $5,447 2.88%
    FHA 290 $76,560,000 $264,000 $7,991 2.84%
    VA 90 $29,120,000 $323,556 $6,013 2.62%
    USDA 51 $6,935,000 $135,980 $3,965 3.02%

    For 2021, Parkside Lending's most frequently originated type of loan was Conventional, with 8,047 originations. Their 2nd most popular type was FHA, with 290 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,349 $1,523,295,000 $350,263 $4,553 2.76%
    Cash Out Refi 2,124 $756,530,000 $356,182 $6,200 3.00%
    Home Purchase 2,005 $747,765,000 $372,950 $6,945 3.01%

    For 2021, Parkside Lending's most frequently cited loan purpose was Refi, with 4,349 originations. The 2nd most popular reason was Cash Out Refi, with 2,124 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,401 $2,447,685,000 $382,391 $6,118 3.01%
    15 Year 1,465 $413,585,000 $282,311 $3,657 2.37%
    20 Year 379 $104,695,000 $276,240 $3,987 2.75%
    Other 131 $40,135,000 $306,374 $4,178 2.83%
    10 Year 102 $21,490,000 $210,686 $3,202 2.27%

    For 2021, Parkside Lending's most frequently cited loan duration was 30 Year, with 6,401 originations. The 2nd most popular length was 15 Year, with 1,465 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 4,022 $1,350,820,000 $335,858
    $5k+ 1,707 $883,075,000 $517,326
    $<1k 1,019 $280,175,000 $274,951
    $2k-3k 703 $198,895,000 $282,923
    $3k-4k 592 $173,950,000 $293,834
    $4k-5k 422 $134,090,000 $317,749

    Parkside Lending's average total fees were $6,118, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,022 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 4,190 $1,588,950,000 $379,224
    3-4% 2,436 $880,250,000 $361,351
    <2.5% 1,798 $545,470,000 $303,376
    4-5% 54 $12,920,000 $239,259

    During 2021, Parkside Lending's average interest rate for loans was 3.01%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,190 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,610 $1,059,150,000 $293,393 $4,776 2.87%
    $400k-600k 1,987 $962,015,000 $484,155 $6,611 2.87%
    $100k-200k 1,738 $270,090,000 $155,403 $3,296 2.85%
    $600k-1MM 711 $521,245,000 $733,115 $10,166 2.97%
    $100,000 or less 280 $22,740,000 $81,214 $2,967 2.99%
    $1MM+ 152 $192,350,000 $1,265,461 $18,119 3.02%

    2021 saw Parkside Lending place emphasis on $200k-400k loans with 3,610 originations, totaling $1,059,150,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,185 $786,695,000 $360,043 $5,425 2.86%
    $150k-250k 1,740 $772,560,000 $444,000 $5,858 2.84%
    $75k-100k 1,491 $445,455,000 $298,763 $5,102 2.88%
    $50k-75k 1,399 $328,625,000 $234,900 $4,540 2.90%
    $250k+ 888 $553,180,000 $622,950 $8,513 2.90%
    $50k or less 691 $118,385,000 $171,324 $4,218 2.98%

    Parkside Lending lent most frequently to those with incomes in the $100k-150k range, with 2,185 originations. The second most popular income band? $150k-250k, with 1,740 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,035 $693,315,000 $340,695 $4,817 2.80%
    30-36% 1,585 $586,875,000 $370,268 $5,271 2.90%
    <20% 772 $249,830,000 $323,614 $4,228 2.73%
    44% 355 $128,135,000 $360,944 $6,385 3.01%
    42% 332 $131,220,000 $395,241 $6,400 2.98%
    43% 311 $108,365,000 $348,441 $6,182 2.99%
    39% 304 $120,670,000 $396,941 $5,498 2.97%
    41% 297 $118,065,000 $397,525 $6,472 2.96%
    37% 287 $109,385,000 $381,132 $5,727 2.91%
    40% 285 $107,445,000 $377,000 $6,320 2.95%
    49% 284 $100,880,000 $355,211 $6,706 2.92%
    36% 283 $102,985,000 $363,905 $5,724 2.91%
    38% 266 $94,740,000 $356,165 $5,664 2.89%
    48% 229 $82,865,000 $361,856 $7,087 2.95%
    45% 228 $82,720,000 $362,807 $6,160 2.99%
    47% 221 $76,425,000 $345,814 $5,666 2.87%
    46% 217 $77,835,000 $358,687 $6,561 2.94%
    50-60% 100 $31,120,000 $311,200 $8,951 2.81%
    >60% 3 $2,025,000 $675,000 $24,993 2.75%

    Parkside Lending lent most frequently to those with DTI ratios of 20-30%, with 2,035 originations. The next most common DTI ratio? 30-36%, with 1,585 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,182 $2,139,210,000 $346,038 $5,609 2.89%
    Asian 1,043 $416,595,000 $399,420 $4,737 2.79%
    Not provided 1,016 $390,690,000 $384,537 $5,608 2.90%
    Black 201 $67,485,000 $335,746 $7,069 2.95%
    Native Hawaiian or Islander 21 $8,465,000 $403,095 $4,100 2.89%
    American Indian 15 $5,145,000 $343,000 $5,369 3.07%

    Approval Rates

    Total approvals of all applications
    83.35%

    Parkside Lending has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    87.89%

    Parkside Lending has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,478 $3,027,590,000 $357,111

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    8,478 $3,027,590,000 $357,111

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 748 $241,400,000 $322,727 $4,466 2.74%
    40-60% 2,040 $756,760,000 $370,961 $4,627 2.75%
    60-80% 3,647 $1,354,615,000 $371,433 $6,084 2.95%
    80-100% 1,837 $616,895,000 $335,817 $5,923 2.95%
    Over 100% 19 $6,875,000 $361,842 $12,167 2.76%
    Under 20% 103 $28,355,000 $275,291 $3,896 2.78%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    PARKSIDE LENDING, LLC Conventional home mortgage Incorrect information on your report 1 16.7%
    PARKSIDE LENDING, LLC Conventional home mortgage Struggling to pay mortgage 1 16.7%
    PARKSIDE LENDING, LLC Conventional home mortgage Trouble during payment process 4 66.7%