Parkside Lending Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 5493009DTDMV4MI5MT96

Tax ID: 37-1493496

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Parkside Lending is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Parkside Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, San Francisco, New York, Chicago, and Miami among others. We have data for 193 markets. (Some data included below & more in-depth data is available with an active subscription.)

Parkside Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Parkside Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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Originations

6,096

Origination Dollar Volume (All Markets)

$2,169,090,000
Show all (48) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 724 $373,840,000 $516,354 $6,618 4.70%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 397 $231,615,000 $583,413 $5,973 4.71%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 491 $213,885,000 $435,611 $9,279 4.93%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 699 $162,945,000 $233,112 $5,122 4.99%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 322 $90,030,000 $279,596 $6,847 4.68%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 129 $80,835,000 $626,628 $5,250 4.68%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 212 $69,990,000 $330,142 $5,772 4.63%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 122 $54,290,000 $445,000 $6,067 4.64%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 128 $46,490,000 $363,203 $6,060 4.72%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 100 $45,840,000 $458,400 $7,453 4.68%
SALT LAKE CITY, UT (FHA|USDA|VA) 145 $45,565,000 $314,241 $4,828 4.54%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 215 $43,815,000 $203,791 $4,985 4.79%
Heber, UT (FHA|USDA|VA) 102 $37,150,000 $364,216 $4,192 4.64%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 126 $36,810,000 $292,143 $7,350 5.20%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 128 $34,900,000 $272,656 $5,496 4.70%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 61 $34,755,000 $569,754 $6,031 4.69%
LOGAN, UT-ID (FHA|USDA|VA) 147 $33,395,000 $227,177 $3,470 4.62%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 78 $30,730,000 $393,974 $7,203 4.49%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 59 $27,945,000 $473,644 $5,657 4.81%
PROVO-OREM, UT (FHA|USDA|VA) 90 $26,060,000 $289,556 $4,346 4.61%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 93 $21,175,000 $227,688 $6,336 4.74%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 40 $19,120,000 $478,000 $7,021 4.58%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 65 $18,585,000 $285,923 $4,954 4.64%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 73 $17,825,000 $244,178 $5,428 4.49%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 91 $17,725,000 $194,780 $3,742 4.68%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 49 $16,925,000 $345,408 $6,840 4.31%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 59 $15,015,000 $254,492 $6,923 4.44%
ROCHESTER, NY (FHA|USDA|VA) 94 $14,690,000 $156,277 $4,963 4.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 36 $14,510,000 $403,056 $5,711 4.59%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 32 $13,930,000 $435,313 $5,344 4.87%
NAPA, CA (FHA|USDA|VA) 27 $13,855,000 $513,148 $6,415 4.75%
Outside of Metro Areas 56 $13,780,000 $246,071 $4,135 4.61%
VALLEJO, CA (FHA|USDA|VA) 33 $12,205,000 $369,848 $5,050 4.77%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 39 $11,955,000 $306,538 $5,414 4.57%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 27 $10,975,000 $406,481 $4,832 4.79%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 48 $10,640,000 $221,667 $4,713 4.65%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 40 $10,390,000 $259,750 $4,418 4.58%
ST. GEORGE, UT (FHA|USDA|VA) 33 $9,375,000 $284,091 $3,649 4.73%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 16 $8,870,000 $554,375 $5,829 4.78%
STOCKTON, CA (FHA|USDA|VA) 29 $8,745,000 $301,552 $5,538 4.76%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 9 $7,535,000 $837,222 $6,621 5.08%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 35 $6,595,000 $188,429 $3,085 4.69%
Key West, FL (FHA|USDA|VA) 16 $6,290,000 $393,125 $7,627 4.72%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 22 $6,260,000 $284,545 $5,461 4.52%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 20 $6,110,000 $305,500 $5,961 4.66%
JACKSONVILLE, FL (FHA|USDA|VA) 29 $5,925,000 $204,310 $5,810 4.72%
RALEIGH-CARY, NC (FHA|USDA|VA) 19 $5,765,000 $303,421 $2,885 4.36%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 18 $5,560,000 $308,889 $6,324 4.42%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 23 $4,955,000 $215,435 $4,661 4.75%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 25 $4,305,000 $172,200 $6,308 4.70%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 16 $4,200,000 $262,500 $6,929 4.60%
SALINAS, CA (FHA|USDA|VA) 8 $4,190,000 $523,750 $5,915 4.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 21 $3,895,000 $185,476 $6,846 4.53%
BOULDER, CO (FHA|USDA|VA) 6 $3,790,000 $631,667 $9,827 4.81%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 8 $3,530,000 $441,250 $5,483 4.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $3,235,000 $462,143 $10,606 4.61%
PORT ST. LUCIE, FL (FHA|USDA|VA) 15 $3,175,000 $211,667 $6,303 4.47%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $2,935,000 $419,286 $4,634 4.66%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $2,580,000 $322,500 $3,845 4.55%
WILMINGTON, NC (FHA|USDA|VA) 11 $2,495,000 $226,818 $2,587 4.86%
Ukiah, CA (FHA|USDA|VA) 6 $2,330,000 $388,333 $4,772 4.75%
TUCSON, AZ (FHA|USDA|VA) 11 $2,235,000 $203,182 $5,143 4.39%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 8 $2,230,000 $278,750 $4,930 4.78%
SANTA FE, NM (FHA|USDA|VA) 4 $2,190,000 $547,500 $4,737 4.81%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $1,800,000 $225,000 $6,683 4.44%
FRESNO, CA (FHA|USDA|VA) 7 $1,795,000 $256,429 $4,305 4.57%
Oak Harbor, WA (FHA|USDA|VA) 2 $1,770,000 $885,000 $20,015 4.94%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $1,605,000 $229,286 $2,925 4.39%
MODESTO, CA (FHA|USDA|VA) 6 $1,590,000 $265,000 $4,381 4.79%
Sonora, CA (FHA|USDA|VA) 5 $1,515,000 $303,000 $3,221 4.88%
CHICO, CA (FHA|USDA|VA) 5 $1,445,000 $289,000 $6,604 4.43%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,320,000 $220,000 $7,276 4.63%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $1,245,000 $1,245,000 $20,830 4.88%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,270 4.68%
FLINT, MI (FHA|USDA|VA) 7 $1,095,000 $156,429 $2,788 4.84%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $1,085,000 $217,000 $1,555 4.58%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,025,000 $205,000 $6,533 4.87%
Torrington, CT (FHA|USDA|VA) 4 $1,020,000 $255,000 $5,414 4.59%
GREELEY, CO (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,645 4.34%
KANKAKEE, IL (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,936 4.83%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $985,000 $197,000 $6,277 4.73%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $935,000 $311,667 $4,210 4.67%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $900,000 $450,000 $4,105 4.88%
Cedar City, UT (FHA|USDA|VA) 6 $870,000 $145,000 $2,881 4.79%
MERCED, CA (FHA|USDA|VA) 3 $845,000 $281,667 $2,445 4.96%
Clearlake, CA (FHA|USDA|VA) 3 $845,000 $281,667 $5,450 4.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $835,000 $278,333 $6,273 4.50%
KINGSTON, NY (FHA|USDA|VA) 4 $830,000 $207,500 $3,270 4.94%
SYRACUSE, NY (FHA|USDA|VA) 7 $825,000 $117,857 $5,147 4.70%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $810,000 $405,000 $8,487 3.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $785,000 $157,000 $2,819 4.73%
WENATCHEE, WA (FHA|USDA|VA) 2 $760,000 $380,000 $4,040 4.19%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $760,000 $190,000 $6,853 4.31%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $675,000 $225,000 $2,709 4.83%
ANN ARBOR, MI (FHA|USDA|VA) 3 $675,000 $225,000 $6,742 5.42%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $645,000 $215,000 $3,846 4.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $620,000 $310,000 $2,884 4.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $580,000 $96,667 $4,077 4.96%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $570,000 $285,000 $8,200 4.19%
REDDING, CA (FHA|USDA|VA) 2 $570,000 $285,000 $5,411 4.25%
Ellensburg, WA (FHA|USDA|VA) 1 $565,000 $565,000 $3,625 4.75%
Okeechobee, FL (FHA|USDA|VA) 2 $560,000 $280,000 $10,311 4.62%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $555,000 $185,000 $3,560 4.71%
BEND, OR (FHA|USDA|VA) 1 $555,000 $555,000 $10,165 5.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $545,000 $181,667 $6,273 5.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $545,000 $181,667 $5,062 5.17%
ROCKFORD, IL (FHA|USDA|VA) 5 $545,000 $109,000 $3,149 5.08%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $540,000 $270,000 $6,122 4.37%
SALEM, OR (FHA|USDA|VA) 2 $530,000 $265,000 $5,636 5.00%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $525,000 $175,000 $5,024 3.96%
MADISON, WI (FHA|USDA|VA) 2 $520,000 $260,000 $5,126 5.06%
Durango, CO (FHA|USDA|VA) 2 $510,000 $255,000 $1,703 4.63%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $510,000 $255,000 $4,466 3.75%
LYNCHBURG, VA (FHA|USDA|VA) 1 $505,000 $505,000 $2,598 4.50%
Glenwood Springs, CO (FHA|USDA|VA) 1 $505,000 $505,000 $13,862 4.75%
UTICA-ROME, NY (FHA|USDA|VA) 4 $490,000 $122,500 $5,367 4.84%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $490,000 $122,500 $4,167 4.91%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $485,000 $161,667 $4,714 5.08%
Los Alamos, NM (FHA|USDA|VA) 1 $475,000 $475,000 $4,437 4.75%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $475,000 $475,000 $9,084 4.00%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $460,000 $230,000 $3,458 4.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $460,000 $230,000 $3,090 5.56%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $455,000 $455,000 $2,668 4.63%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $455,000 $455,000 $3,613 5.13%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $455,000 $151,667 $6,127 4.79%
LOUISVILLE, KY (FHA|USDA|VA) 3 $455,000 $151,667 $1,786 4.83%
BOISE CITY, ID (FHA|USDA|VA) 1 $425,000 $425,000 $4,428 5.50%
Shelton, WA (FHA|USDA|VA) 1 $405,000 $405,000 $3,494 4.75%
Easton, MD (FHA|USDA|VA) 1 $405,000 $405,000 $10,430 3.88%
Edwards, CO (FHA|USDA|VA) 1 $405,000 $405,000 $8,162 3.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $370,000 $185,000 $5,932 4.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $355,000 $355,000 $1,096 3.50%
KNOXVILLE, TN (FHA|USDA|VA) 1 $355,000 $355,000 $2,915 4.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $340,000 $170,000 $2,036 4.44%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $340,000 $170,000 $4,930 4.56%
ROME, GA (FHA|USDA|VA) 2 $330,000 $165,000 $5,433 4.38%
BILLINGS, MT (FHA|USDA|VA) 2 $330,000 $165,000 $2,816 5.12%
Concord, NH (FHA|USDA|VA) 2 $320,000 $160,000 $3,364 4.69%
Clewiston, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,179 4.75%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $310,000 $155,000 $1,862 4.63%
Arcadia, FL (FHA|USDA|VA) 1 $305,000 $305,000 $13,774 4.75%
Lebanon, NH-VT (FHA|USDA|VA) 1 $305,000 $305,000 $1,832 4.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $295,000 $295,000 $4,127 5.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $285,000 $285,000 $9,301 3.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $285,000 $285,000 $2,625 4.75%
PUEBLO, CO (FHA|USDA|VA) 1 $285,000 $285,000 $6,693 3.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $280,000 $140,000 $1,983 5.13%
LONGVIEW, WA (FHA|USDA|VA) 1 $275,000 $275,000 $8,195 3.75%
RACINE, WI (FHA|USDA|VA) 1 $265,000 $265,000 $3,683 5.88%
COLUMBUS, OH (FHA|USDA|VA) 1 $265,000 $265,000 $11,146 3.50%
ELMIRA, NY (FHA|USDA|VA) 3 $255,000 $85,000 $4,789 4.71%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $255,000 $255,000 $3,324 4.75%
Moscow, ID (FHA|USDA|VA) 1 $245,000 $245,000 $1,682 4.88%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $245,000 $245,000 $6,854 4.50%
Laconia, NH (FHA|USDA|VA) 1 $245,000 $245,000 $2,040 5.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $240,000 $120,000 $1,743 4.38%
LUBBOCK, TX (FHA|USDA|VA) 2 $240,000 $120,000 $2,684 4.50%
Centralia, WA (FHA|USDA|VA) 1 $235,000 $235,000 $5,769 4.75%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $235,000 $235,000 $2,721 4.88%
WALLA WALLA, WA (FHA|USDA|VA) 1 $225,000 $225,000 $5,749 4.75%
Susanville, CA (FHA|USDA|VA) 1 $225,000 $225,000 $6,761 3.88%
NILES, MI (FHA|USDA|VA) 1 $225,000 $225,000 $3,015 5.13%
Aberdeen, WA (FHA|USDA|VA) 1 $225,000 $225,000 $2,399 4.75%
VISALIA, CA (FHA|USDA|VA) 1 $215,000 $215,000 $1,340 4.00%
Warsaw, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,462 4.88%
EL CENTRO, CA (FHA|USDA|VA) 1 $205,000 $205,000 $3,029 5.25%
RICHMOND, VA (FHA|USDA|VA) 1 $195,000 $195,000 $2,129 4.13%
HAMMOND, LA (FHA|USDA|VA) 1 $195,000 $195,000 $5,836 5.25%
GREEN BAY, WI (FHA|USDA|VA) 1 $185,000 $185,000 $4,396 3.88%
PANAMA CITY, FL (FHA|USDA|VA) 1 $175,000 $175,000 $5,641 4.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,134 4.88%
WICHITA, KS (FHA|USDA|VA) 1 $175,000 $175,000 $5,218 3.75%
YAKIMA, WA (FHA|USDA|VA) 1 $175,000 $175,000 $4,457 5.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,860 4.50%
Duncan, OK (FHA|USDA|VA) 1 $175,000 $175,000 $8,576 3.99%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,568 4.88%
READING, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,164 3.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,687 4.38%
Ottawa, IL (FHA|USDA|VA) 1 $165,000 $165,000 $4,380 4.88%
SAVANNAH, GA (FHA|USDA|VA) 1 $155,000 $155,000 $6,052 5.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $1,340 5.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $135,000 $135,000 $4,031 5.00%
LEBANON, PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,291 4.63%
Auburn, NY (FHA|USDA|VA) 1 $125,000 $125,000 $4,586 3.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,892 4.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $125,000 $125,000 $1,381 4.38%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,545 4.63%
Pontiac, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,553 4.75%
DANVILLE, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,335 5.00%
OCALA, FL (FHA|USDA|VA) 1 $105,000 $105,000 $6,672 5.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $95,000 $95,000 $2,341 5.50%
Palatka, FL (FHA|USDA|VA) 1 $85,000 $85,000 $5,212 4.25%
GAINESVILLE, FL (FHA|USDA|VA) 1 $85,000 $85,000 $1,946 5.00%
Parkside Lending's top markets include Los Angeles, San Francisco, New York, Chicago, and Miami among others.

Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
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    Similarity Rank: 99

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,775 $1,786,945,000 $374,229 $5,274 4.80%
    FHA 976 $257,250,000 $263,576 $8,356 4.56%
    VA 345 $124,895,000 $362,014 $8,202 4.35%

    For 2018, Parkside Lending's most frequently originated type of loan was Conventional, with 4,775 originations. Their 2nd most popular type was FHA, with 976 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,024 $1,412,590,000 $351,041 $6,332 4.75%
    Cash Out Refi 1,416 $497,570,000 $351,391 $5,539 4.80%
    Refi 647 $255,935,000 $395,572 $4,349 4.54%
    Home Improvement 9 $2,995,000 $332,778 $3,189 4.33%

    For 2018, Parkside Lending's most frequently cited loan purpose was Home Purchase, with 4,024 originations. The 2nd most popular reason was Cash Out Refi, with 1,416 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,558 $2,022,830,000 $363,949 $6,099 4.78%
    15 Year 313 $81,775,000 $261,262 $4,364 4.09%
    20 Year 151 $45,045,000 $298,311 $4,048 4.48%
    Other 68 $18,570,000 $273,088 $3,977 4.45%
    10 Year 6 $870,000 $145,000 $3,008 4.39%

    For 2018, Parkside Lending's most frequently cited loan duration was 30 Year, with 5,558 originations. The 2nd most popular length was 15 Year, with 313 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,217 $621,925,000 $280,525
    $1k-2k 2,159 $818,485,000 $379,104
    $5k+ 864 $460,980,000 $533,542
    $2k-3k 338 $100,570,000 $297,544
    $3k-4k 294 $92,020,000 $312,993
    $4k-5k 223 $74,845,000 $335,628

    Parkside Lending's average total fees were $6,099, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,217 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 4,039 $1,491,115,000 $369,179
    5-6% 1,493 $485,815,000 $325,395
    3-4% 526 $181,430,000 $344,924
    6-7% 35 $9,645,000 $275,571
    2.5-3% 3 $1,085,000 $361,667

    During 2018, Parkside Lending's average interest rate for loans was 4.78%, while their most frequently originated rate bucket for loans was 4-5%, with 4,039 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,589 $744,395,000 $287,522 $5,405 4.70%
    $100k-200k 1,373 $212,445,000 $154,731 $4,095 4.80%
    $400k-600k 1,206 $573,570,000 $475,597 $7,115 4.71%
    $600k-1MM 662 $480,000,000 $725,076 $9,212 4.76%
    $100,000 or less 151 $12,125,000 $80,298 $3,519 5.09%
    $1MM+ 115 $146,555,000 $1,274,391 $11,641 4.66%

    2018 saw Parkside Lending place emphasis on $200k-400k loans with 2,589 originations, totaling $744,395,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,468 $543,120,000 $369,973 $6,357 4.74%
    $50k-75k 1,182 $279,320,000 $236,311 $5,085 4.72%
    $150k-250k 1,072 $511,210,000 $476,875 $6,636 4.73%
    $75k-100k 1,047 $312,365,000 $298,343 $5,686 4.73%
    $50k or less 719 $123,985,000 $172,441 $4,240 4.79%
    $250k+ 591 $392,725,000 $664,509 $7,795 4.76%

    Parkside Lending lent most frequently to those with incomes in the $100k-150k range, with 1,468 originations. The second most popular income band? $50k-75k, with 1,182 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 521 $195,565,000 $375,365 $5,184 4.56%
    20-30% 459 $159,545,000 $347,593 $4,886 4.50%
    49% 276 $90,980,000 $329,638 $4,814 4.60%
    47% 211 $70,145,000 $332,441 $5,019 4.69%
    50-60% 204 $62,040,000 $304,118 $8,379 4.34%
    48% 196 $67,040,000 $342,041 $5,547 4.66%
    42% 190 $82,950,000 $436,579 $5,558 4.58%
    44% 169 $59,295,000 $350,858 $4,959 4.70%
    45% 165 $54,415,000 $329,788 $5,342 4.72%
    46% 156 $56,510,000 $362,244 $5,470 4.66%
    39% 149 $66,875,000 $448,826 $5,634 4.64%
    41% 146 $54,920,000 $376,164 $5,780 4.72%
    43% 128 $46,530,000 $363,516 $5,243 4.60%
    <20% 124 $41,300,000 $333,065 $4,219 4.46%
    40% 124 $52,030,000 $419,597 $5,046 4.57%
    37% 118 $50,370,000 $426,864 $4,897 4.62%
    38% 117 $41,995,000 $358,932 $4,668 4.63%
    36% 107 $40,595,000 $379,393 $5,703 4.63%
    >60% 15 $6,275,000 $418,333 $8,097 4.25%

    Parkside Lending lent most frequently to those with DTI ratios of 30-36%, with 521 originations. The next most common DTI ratio? 20-30%, with 459 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,553 $1,533,915,000 $336,902 $5,871 4.74%
    Asian 516 $227,080,000 $440,078 $5,990 4.75%
    Not provided 490 $205,730,000 $419,857 $6,344 4.68%
    Chinese 168 $71,860,000 $427,738 $4,668 4.75%
    Black 239 $71,085,000 $297,427 $7,261 4.75%
    Asian Indian 57 $27,755,000 $486,930 $5,537 4.63%
    Vietnamese 26 $10,130,000 $389,615 $3,330 4.75%
    Japanese 8 $5,520,000 $690,000 $6,838 4.41%
    Native Hawaiian or Islander 14 $4,960,000 $354,286 $7,015 4.57%
    Filipino 10 $4,010,000 $401,000 $6,511 4.71%
    American Indian 8 $3,220,000 $402,500 $6,229 4.47%
    Korean 3 $2,325,000 $775,000 $7,903 4.58%
    Other Pacific Islander 1 $595,000 $595,000 $7,719 4.50%
    Other Asian 2 $520,000 $260,000 $3,459 4.38%
    Native Hawaiian 1 $385,000 $385,000 $5,237 4.25%

    Approval Rates

    Total approvals of all applications
    89.92%

    Parkside Lending has an average approval rate.

    Pick Rate

    Approvals leading to origination
    75.72%

    Parkside Lending has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,096 $2,169,090,000 $355,822

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 6,096 $2,169,090,000 $355,822

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 221 $74,185,000 $335,679 $3,610 4.47%
    40-60% 482 $194,440,000 $403,402 $4,276 4.50%
    60-80% 1,460 $571,960,000 $391,753 $5,396 4.68%
    80-100% 1,389 $453,015,000 $326,145 $5,974 4.54%
    Under 20% 23 $5,775,000 $251,087 $3,539 4.44%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    PARKSIDE LENDING, LLC Conventional home mortgage Trouble during payment process 2 66.7%
    PARKSIDE LENDING, LLC VA mortgage Trouble during payment process 1 33.3%