Vue Community Credit Union Mortgage Rates, Fees & Info
Bismarck, NDLEI: 549300AIF4FYYXDE3021
Tax ID: 23-7125198
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Mortgage Data
Review & Overview
Vue Community Credit Union is a smaller credit union specializing in Home Purchase loans. Vue Community Credit Union has a high proportion of conventional loans. Their top two markets are Bismarck and Dickinson .Vue Community Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
51Origination Dollar Volume (All Markets)
$4,255,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BISMARCK, ND (FHA|USDA|VA) | 48 | $3,950,000 | $82,292 | $0 | 0.00% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $60,000 | $30,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 51 | $4,255,000 | $83,431 | $0 | 0.00% |
For 2019, Vue Community Credit Union's most frequently originated type of loan was Conventional, with 51 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 39 | $3,165,000 | $81,154 | $0 | 0.00% |
| Refi | 8 | $520,000 | $65,000 | $0 | 0.00% |
| Cash Out Refi | 4 | $570,000 | $142,500 | $0 | 0.00% |
For 2019, Vue Community Credit Union's most frequently cited loan purpose was Home Purchase, with 39 originations. The 2nd most popular reason was Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 51 | $4,255,000 | $83,431 | $0 | 0.00% |
For 2019, Vue Community Credit Union's most frequently cited loan duration was Other, with 51 originations.
Loan Sizing
2019 saw Vue Community Credit Union place emphasis on $100,000 or less loans with 33 originations, totaling $1,575,000 in origination value.
Applicant Income
Vue Community Credit Union lent most frequently to those with incomes in the $50k or less range, with 21 originations. The second most popular income band? $50k-75k, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 51 | $4,255,000 | $83,431 | $0 | 0.00% |
Vue Community Credit Union lent most frequently to those with DTI ratios of Exempt%, with 51 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.94%
Vue Community Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination88.24%
Vue Community Credit Union has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 51 | $4,255,000 | $83,431 |