Dickinson Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dickinson averaged 6.33% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.54% and one month ago for the week of 2025-02-27, the average rate was 6.55%.

    Dickinson's average rate one year ago was 6.58%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.14%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Dickinson 30 Year Fixed Rate 2025-04-03 6.33%
    Dickinson 30 Year Fixed Rate Refi 2025-04-03 7.14%
    Dickinson 15 Year Fixed Rate 2025-04-03 5.82%
    Dickinson 15 Year Fixed Rate Refi 2025-04-03 6.02%
    Dickinson 30 Year FHA 2025-04-03 5.93%
    Dickinson 30 Year FHA Refi 2025-04-03 6.06%
    Dickinson 30 Year USDA 2025-04-03 6.42%
    Dickinson 30 Year USDA Refi 2025-04-03 6.12%
    Dickinson 30 Year VA 2025-04-03 6.26%
    Dickinson 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Dickinson, ND.

    Dickinson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dickinson, ND market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Dakota Community Bank & Trust 45 6.22% $5,666
    Gate City Bank 21 5.99% $4,839
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 18 7.04% $3,518
    U.S. Bank 16 6.22% $2,913
    Bank of England 11 7.42% $5,871
    GUILD MORTGAGE COMPANY 9 6.76% $5,255
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 6.41% $6,815
    QUICKEN LOANS, LLC 8 6.62% $8,987
    WESTERN COOPERATIVE CREDIT UNION 4 6.80% $7,175
    Dacotah Bank 4 6.69% $2,509
    Flagstar Bank, FSB 4 6.80% $4,465
    NexBank 3 6.08% $5,722
    Presidential Bank, FSB 3 7.16% $4,577
    LOANDEPOT.COM, LLC 3 7.08% $6,851
    First Western Bank & Trust 2 6.37% $6,142
    First International Bank & Trust 2 6.44% $2,719
    PREMIA MORTGAGE, LLC 2 6.83% $0
    OPEN MORTGAGE, LLC 2 7.13% $5,785
    The Huntington National Bank 2 7.25% $3,403
    Mortgage Research Center, LLC 1 5.25% $19,365
    BROKER SOLUTIONS, INC. 1 7.63% $7,024
    CAPITAL CREDIT UNION 1 6.00% $5,915
    Choice Financial Group 1 6.88% $2,992
    Commerce Home Mortgage, Inc. 1 9.00% $21,810
    ENVOY MORTGAGE, LTD 1 6.88% $3,885
    JPMorgan Chase Bank 1 6.75% $13,422
    Ally Bank 1 5.75% $20,610
    OCMBC, INC. 1 8.00% $22,228
    Plains Commerce Bank 1 6.99% $6,050
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.63% $5,562
    Quontic Bank 1 9.13% $17,691
    Starion Bank 1 6.88% $8,711
    Truity Federal Credit Union 1 7.13% $6,582
    UNITED WHOLESALE MORTGAGE, LLC 1 7.13% $11,738
    USAA Federal Savings Bank 1 6.00% $4,421
    Wells Fargo Bank 1 6.88% $3,592

    Dickinson Average Closing Costs & Other Stats

    Dickinson, ND's 36 lenders originated 646 loans during 2024. The total origination value was $193,500,000, with an average loan value of $299,536.

    Dickinson's average closing costs are $5,665.

    The top Dickinson lender as defined by loan originations is Dakota Community Bank & Trust, with 45 loans originated. Their average total fees are $5,666, which is $827 higher than the next largest lender, Gate City Bank.

    The lowest fee Dickinson lenders (with over 10 loans originated) are U.S. Bank ($2,913), ARK-LA-TEX FINANCIAL SERVICES, LLC. ($3,518), Gate City Bank ($4,839), Dakota Community Bank & Trust ($5,666) and Bank of England ($5,871).

    The lowest rate Dickinson lenders (with over 10 loans originated) are Gate City Bank (5.99%), U.S. Bank (6.22%), Dakota Community Bank & Trust (6.22%), ARK-LA-TEX FINANCIAL SERVICES, LLC. (7.04%) and Bank of England (7.42%).

    Dickinson, ND Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Dakota Community Bank & Trust $18,250,000 $25,490,000 39.7% 13.2%
    ORIX REAL ESTATE CAPITAL, LLC $21,115,000 n/a 10.9%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $11,630,000 $14,260,000 22.6% 7.4%
    Zions Bank $14,205,000 n/a 7.3%
    Gate City Bank $11,450,000 $13,265,000 15.9% 6.9%
    American Bank Center $14,520,000 $11,890,000 -18.1% 6.1%
    Bank of England $12,475,000 $8,975,000 -28.1% 4.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $9,225,000 $7,275,000 -21.1% 3.8%
    GUILD MORTGAGE COMPANY $2,205,000 $6,950,000 215.2% 3.6%
    U.S. Bank $3,555,000 $6,895,000 94.0% 3.6%
    Dacotah Bank $3,870,000 $5,880,000 51.9% 3.0%
    WESTERN COOPERATIVE CREDIT UNION $7,575,000 $5,675,000 -25.1% 2.9%
    Flagstar Bank, FSB $685,000 $5,575,000 713.9% 2.9%
    QUICKEN LOANS, LLC $3,650,000 $5,355,000 46.7% 2.8%
    Choice Financial Group $7,345,000 $3,150,000 -57.1% 1.6%
    Mortgage Research Center, LLC $2,250,000 $3,045,000 35.3% 1.6%
    UNITED WHOLESALE MORTGAGE, LLC $2,525,000 $2,115,000 -16.2% 1.1%
    PREMIA MORTGAGE, LLC $1,685,000 n/a 0.9%
    Presidential Bank, FSB $1,650,000 n/a 0.9%
    PENNYMAC LOAN SERVICES, LLC $1,780,000 $1,460,000 -18.0% 0.8%
    LOANDEPOT.COM, LLC $1,260,000 n/a 0.7%
    Kirkwood Bank & Trust Co. $525,000 $1,255,000 139.0% 0.6%
    Cornerstone Bank $1,345,000 $1,225,000 -8.9% 0.6%
    Wells Fargo Bank $15,940,000 $1,175,000 -92.6% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $1,165,000 n/a 0.6%
    USAA Federal Savings Bank $410,000 $1,080,000 163.4% 0.6%
    NEWREZ LLC $260,000 $985,000 278.8% 0.5%
    The Huntington National Bank $950,000 n/a 0.5%
    Plains Commerce Bank $1,220,000 $895,000 -26.6% 0.5%
    BROKER SOLUTIONS, INC. $825,000 n/a 0.4%
    OCMBC, INC. $755,000 n/a 0.4%
    Starion Bank $720,000 n/a 0.4%
    First Western Bank & Trust $690,000 n/a 0.4%
    Quontic Bank $645,000 n/a 0.3%
    NexBank $615,000 n/a 0.3%
    Security First Bank of North Dakota $605,000 n/a 0.3%
    21ST MORTGAGE CORPORATION $175,000 $590,000 237.1% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $165,000 $540,000 227.3% 0.3%
    CAPITAL CREDIT UNION $95,000 $535,000 463.2% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $530,000 n/a 0.3%
    First International Bank & Trust $650,000 $500,000 -23.1% 0.3%
    BANKWEST, INC. $215,000 $475,000 120.9% 0.2%
    Ally Bank $155,000 $465,000 200.0% 0.2%
    OPEN MORTGAGE, LLC $570,000 $410,000 -28.1% 0.2%
    Commerce Home Mortgage, Inc. $405,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $285,000 $405,000 42.1% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $375,000 n/a 0.2%
    Truity Federal Credit Union $810,000 $365,000 -54.9% 0.2%
    JPMorgan Chase Bank $500,000 $355,000 -29.0% 0.2%
    AMERICAN FINANCING CORPORATION $405,000 $345,000 -14.8% 0.2%
    GUARANTEED RATE, INC. $315,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $305,000 n/a 0.2%
    PLANET HOME LENDING, LLC $395,000 $305,000 -22.8% 0.2%
    Regions Bank $295,000 n/a 0.2%
    TOWNE MORTGAGE COMPANY $295,000 n/a 0.2%
    Stockman Bank of Montana $230,000 $285,000 23.9% 0.1%
    Union State Bank of Fargo $280,000 n/a 0.1%
    GREENSTATE CREDIT UNION $275,000 n/a 0.1%
    The Federal Savings Bank $610,000 $275,000 -54.9% 0.1%
    BMO Harris Bank $190,000 $265,000 39.5% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $265,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $265,000 n/a 0.1%
    Equity Prime Mortgage LLC $245,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $4,855,000 $235,000 -95.2% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $235,000 n/a 0.1%
    SeaTrust Mortgage Company $225,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $245,000 $215,000 -12.2% 0.1%
    ENVOY MORTGAGE, LTD $165,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $155,000 n/a 0.1%
    Figure Lending LLC $150,000 n/a 0.1%
    TJC Mortgage, Inc. $105,000 n/a 0.1%
    Discover Bank $130,000 $90,000 -30.8% 0.0%
    COMPEER FINANCIAL, FLCA $75,000 n/a 0.0%
    AMERISAVE MORTGAGE CORPORATION $625,000 $55,000 -91.2% 0.0%
    Baxter Credit Union $45,000 n/a 0.0%
    TOWN AND COUNTRY Credit Union $25,000 n/a 0.0%

    Dickinson's top lender by overall market share is Dakota Community Bank & Trust, with 13.2% market share. In second place, with 10.9%, is ORIX REAL ESTATE CAPITAL, LLC, having originated $21,115,000 in loans. In third place, with 7.4%, is ARK-LA-TEX FINANCIAL SERVICES, LLC., having originated $14,260,000 in loans. In fourth place, with 7.3%, is Zions Bank, having originated $14,205,000 in loans. In fifth place, with 6.9%, is Gate City Bank, having originated $13,265,000 in loans.

    Dickinson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Dickinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $227,175 (1.2%) $242,438 (2.0%) 0.00 264
    2018-02-01 $229,225 (2.1%) $244,742 (3.5%) 0.00 264
    2018-03-01 $234,000 (2.2%) $249,278 (3.1%) 0.00 260
    2018-04-01 $239,900 (2.1%) $255,634 (2.9%) 0.00 269
    2018-05-01 $239,900 (2.3%) $267,047 (5.9%) 0.00 290
    2018-06-01 $249,000 (3.9%) $272,538 (6.1%) 0.00 310
    2018-07-01 $242,950 (2.5%) $269,191 (6.5%) 0.00 313
    2018-08-01 $235,000 (2.2%) $267,952 (6.9%) 0.00 312
    2018-09-01 $229,000 (1.8%) $258,706 (3.3%) 0.00 308
    2018-10-01 $222,500 (-1.1%) $249,554 (1.5%) 0.00 304
    2018-11-01 $225,000 (0.0%) $245,627 (1.9%) 0.00 287
    2018-12-01 $239,900 (6.6%) $254,998 (5.9%) 0.00 267
    2019-01-01 $241,000 (6.1%) $267,186 (10.2%) 0.00 228
    2019-02-01 $249,000 (8.6%) $270,469 (10.5%) 0.00 209
    2019-03-01 $257,100 (9.9%) $274,845 (10.3%) 0.00 189
    2019-04-01 $267,900 (11.7%) $284,129 (11.2%) 0.00 179
    2019-05-01 $268,400 (11.9%) $285,911 (7.1%) 0.00 203
    2019-06-01 $272,400 (9.4%) $299,479 (9.9%) 0.00 214
    2019-07-01 $268,900 (10.7%) $299,964 (11.4%) 0.00 215
    2019-08-01 $265,718 (13.1%) $301,087 (12.4%) 0.00 216
    2019-09-01 $262,445 (14.6%) $295,490 (14.2%) 0.00 212
    2019-10-01 $259,675 (16.7%) $291,760 (16.9%) 0.00 207
    2019-11-01 $247,000 (9.8%) $279,016 (13.6%) 0.00 199
    2019-12-01 $245,000 (2.1%) $276,715 (8.5%) 0.00 187
    2020-01-01 $259,900 (7.8%) $280,728 (5.1%) 0.00 163
    2020-02-01 $244,000 (-2.0%) $284,971 (5.4%) 0.00 141
    2020-03-01 $258,000 (0.4%) $287,245 (4.5%) 0.00 137
    2020-04-01 $253,450 (-5.4%) $286,282 (0.8%) 0.00 163
    2020-05-01 $255,000 (-5.0%) $280,252 (-2.0%) 0.00 198
    2020-06-01 $259,900 (-4.6%) $288,431 (-3.7%) 0.00 195
    2020-07-01 $258,225 (-4.0%) $287,678 (-4.1%) 0.00 194
    2020-08-01 $258,500 (-2.7%) $290,287 (-3.6%) 0.00 201
    2020-09-01 $254,200 (-3.1%) $287,347 (-2.8%) 0.00 205
    2020-10-01 $250,950 (-3.4%) $275,961 (-5.4%) 0.00 205
    2020-11-01 $249,900 (1.2%) $271,608 (-2.7%) 0.00 199
    2020-12-01 $245,675 (0.3%) $272,579 (-1.5%) 0.00 192
    2021-01-01 $244,900 (-5.8%) $269,174 (-4.1%) 0.00 183
    2021-02-01 $240,000 (-1.6%) $261,720 (-8.2%) 0.00 185
    2021-03-01 $242,225 (-6.1%) $270,690 (-5.8%) 0.00 170
    2021-04-01 $235,000 (-7.3%) $250,446 (-12.5%) 0.00 202
    2021-05-01 $235,000 (-7.8%) $259,829 (-7.3%) 0.00 181
    2021-06-01 $238,675 (-8.2%) $261,606 (-9.3%) 0.00 179
    2021-07-01 $241,000 (-6.7%) $260,657 (-9.4%) 0.00 193
    2021-08-01 $242,000 (-6.4%) $259,905 (-10.5%) 0.00 183
    2021-09-01 $243,675 (-4.1%) $252,286 (-12.2%) 0.00 183
    2021-10-01 $249,900 (-0.4%) $250,279 (-9.3%) 0.00 181
    2021-11-01 $244,900 (-2.0%) $251,842 (-7.3%) 0.00 171
    2021-12-01 $224,900 (-8.5%) $236,534 (-13.2%) 0.00 151
    2022-01-01 $209,950 (-14.3%) $223,208 (-17.1%) 0.00 103
    2022-02-01 $214,950 (-10.4%) $234,025 (-10.6%) 0.00 105
    2022-03-01 $245,000 (1.2%) $262,085 (-3.2%) 0.00 93
    2022-04-01 $249,900 (6.3%) $277,399 (10.8%) 0.00 81
    2022-05-01 $269,900 (14.9%) $311,313 (19.8%) 0.00 98
    2022-06-01 $297,000 (24.4%) $327,942 (25.4%) 0.00 119
    2022-07-01 $295,000 (22.4%) $333,746 (28.0%) 0.00 127
    2022-08-01 $268,475 (10.9%) $314,144 (20.9%) 0.00 142
    2022-09-01 $267,125 (9.6%) $314,613 (24.7%) 0.00 153
    2022-10-01 $265,000 (6.0%) $311,525 (24.5%) 0.00 163
    2022-11-01 $255,200 (4.2%) $301,919 (19.9%) 0.00 160
    2022-12-01 $254,950 (13.4%) $293,270 (24.0%) 0.00 147
    2023-01-01 $251,750 (19.9%) $297,593 (33.3%) 0.00 137
    2023-02-01 $252,000 (17.2%) $304,954 (30.3%) 0.00 105
    2023-03-01 $263,725 (7.6%) $322,602 (23.1%) 0.00 97
    2023-04-01 $257,450 (3.0%) $322,885 (16.4%) 0.00 96
    2023-05-01 $285,000 (5.6%) $321,842 (3.4%) 0.00 106
    2023-06-01 $280,000 (-5.7%) $327,524 (-0.1%) 0.00 108
    2023-07-01 $284,950 (-3.4%) $336,927 (1.0%) 0.00 112
    2023-08-01 $299,000 (11.4%) $347,260 (10.5%) 0.00 116
    2023-09-01 $290,000 (8.6%) $338,493 (7.6%) 0.00 112
    2023-10-01 $289,975 (9.4%) $340,212 (9.2%) 0.00 103
    2023-11-01 $263,450 (3.2%) $316,942 (5.0%) 0.00 96
    2023-12-01 $267,000 (4.7%) $322,204 (9.9%) 0.00 89
    2024-01-01 $304,725 (21.0%) $342,589 (15.1%) 0.00 79
    2024-02-01 $272,450 (8.1%) $306,293 (0.4%) 0.00 70
    2024-03-01 $299,000 (13.4%) $341,331 (5.8%) 0.00 62
    2024-04-01 $341,000 (32.5%) $377,778 (17.0%) 0.00 64
    2024-05-01 $379,000 (33.0%) $419,058 (30.2%) 0.00 67
    2024-06-01 $382,000 (36.4%) $423,680 (29.4%) 0.00 78
    2024-07-01 $373,450 (31.1%) $419,824 (24.6%) 0.00 85
    2024-08-01 $325,000 (8.7%) $374,574 (7.9%) 0.00 88
    2024-09-01 $318,000 (9.7%) $346,701 (2.4%) 0.00 93
    2024-10-01 $299,475 (3.3%) $362,868 (6.7%) 0.00 96
    2024-11-01 $324,900 (23.3%) $411,960 (30.0%) 0.00 98
    2024-12-01 $312,450 (17.0%) $414,264 (28.6%) 0.00 94
    2025-01-01 $288,050 (-5.5%) $409,151 (19.4%) 0.00 90
    2025-02-01 $297,450 (9.2%) $427,938 (39.7%) 0.00 85
    2025-03-01 $327,450 (9.5%) $463,395 (35.8%) 0.00 74
    Dickinson's median listing price for 2025-03-01 was $327,450, a difference of $28,450 (9.5%) versus the prior year and $30,000 versus the prior month.

    Dickinson's median listing price comes in at 0% of the national average.

    Dickinson's average listing price for 2025-03-01 was $463,395, a difference of $122,064 (35.8%) versus the prior year and $35,457 versus the prior month.

    For the 2025-03-01 period, Dickinson had 74 MLS listings, a difference of -11 listings (-13%) versus the prior month and 12 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Dickinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,140 sqft
    2018-02-01 0 days 2,136 sqft
    2018-03-01 0 days 2,118 sqft
    2018-04-01 0 days 2,160 sqft
    2018-05-01 0 days 2,170 sqft
    2018-06-01 0 days 2,200 sqft
    2018-07-01 0 days 2,190 sqft
    2018-08-01 0 days 2,123 sqft
    2018-09-01 0 days 2,120 sqft
    2018-10-01 0 days 2,066 sqft
    2018-11-01 0 days 2,049 sqft
    2018-12-01 0 days 2,136 sqft
    2019-01-01 0 days 2,154 sqft
    2019-02-01 0 days 2,138 sqft
    2019-03-01 0 days 2,128 sqft
    2019-04-01 0 days 2,159 sqft
    2019-05-01 0 days 2,315 sqft
    2019-06-01 0 days 2,385 sqft
    2019-07-01 0 days 2,375 sqft
    2019-08-01 0 days 2,316 sqft
    2019-09-01 0 days 2,278 sqft
    2019-10-01 0 days 2,251 sqft
    2019-11-01 0 days 2,225 sqft
    2019-12-01 0 days 2,166 sqft
    2020-01-01 0 days 2,219 sqft
    2020-02-01 0 days 2,142 sqft
    2020-03-01 0 days 2,176 sqft
    2020-04-01 0 days 2,135 sqft
    2020-05-01 0 days 2,176 sqft
    2020-06-01 0 days 2,168 sqft
    2020-07-01 0 days 2,115 sqft
    2020-08-01 0 days 2,112 sqft
    2020-09-01 0 days 2,146 sqft
    2020-10-01 0 days 2,084 sqft
    2020-11-01 0 days 2,080 sqft
    2020-12-01 0 days 2,056 sqft
    2021-01-01 0 days 2,040 sqft
    2021-02-01 0 days 2,018 sqft
    2021-03-01 0 days 2,029 sqft
    2021-04-01 0 days 1,964 sqft
    2021-05-01 0 days 1,987 sqft
    2021-06-01 0 days 1,950 sqft
    2021-07-01 0 days 2,016 sqft
    2021-08-01 0 days 1,950 sqft
    2021-09-01 0 days 1,950 sqft
    2021-10-01 0 days 1,957 sqft
    2021-11-01 0 days 1,983 sqft
    2021-12-01 0 days 1,950 sqft
    2022-01-01 0 days 1,908 sqft
    2022-02-01 0 days 2,112 sqft
    2022-03-01 0 days 2,198 sqft
    2022-04-01 0 days 2,218 sqft
    2022-05-01 0 days 2,276 sqft
    2022-06-01 0 days 2,399 sqft
    2022-07-01 0 days 2,458 sqft
    2022-08-01 0 days 2,321 sqft
    2022-09-01 0 days 2,271 sqft
    2022-10-01 0 days 2,204 sqft
    2022-11-01 0 days 2,166 sqft
    2022-12-01 0 days 2,161 sqft
    2023-01-01 0 days 2,160 sqft
    2023-02-01 0 days 2,080 sqft
    2023-03-01 0 days 2,104 sqft
    2023-04-01 0 days 2,157 sqft
    2023-05-01 0 days 2,170 sqft
    2023-06-01 0 days 2,208 sqft
    2023-07-01 0 days 2,181 sqft
    2023-08-01 0 days 2,252 sqft
    2023-09-01 0 days 2,307 sqft
    2023-10-01 0 days 2,256 sqft
    2023-11-01 0 days 2,022 sqft
    2023-12-01 0 days 2,016 sqft
    2024-01-01 0 days 2,149 sqft
    2024-02-01 0 days 2,135 sqft
    2024-03-01 0 days 2,248 sqft
    2024-04-01 0 days 2,197 sqft
    2024-05-01 0 days 2,298 sqft
    2024-06-01 0 days 2,296 sqft
    2024-07-01 0 days 2,338 sqft
    2024-08-01 0 days 2,150 sqft
    2024-09-01 0 days 2,118 sqft
    2024-10-01 0 days 2,016 sqft
    2024-11-01 0 days 2,237 sqft
    2024-12-01 0 days 2,139 sqft
    2025-01-01 0 days 2,235 sqft
    2025-02-01 0 days 2,247 sqft
    2025-03-01 0 days 2,224 sqft
    Dickinson's median listing age (time on market) for 2025-03-01 was 0 days.

    Dickinson's median square footage for active listings during the 2025-03-01 period was 2,224 sqft. One year prior, the average listing was 2,248 sqft.

    Dickinson, ND Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 452 $124,670,000 $275,819
    Refi 70 $53,370,000 $762,429
    Cash Out Refi 51 $10,065,000 $197,353
    Other 37 $3,445,000 $93,108
    Home Improvement 36 $1,950,000 $54,167

    Dickinson's most frequently cited loan purpose was Home Purchase, with 452 originations. The 2nd most popular reason was Refi, with 70 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 221 $60,895,000 $275,543
    7-8% 125 $47,665,000 $381,320
    5-6% 120 $52,400,000 $436,667
    Over 8% 79 $9,175,000 $116,139
    4-5% 35 $8,405,000 $240,143
    <2.5% 8 $60,000 $7,500
    3-4% 1 $295,000 $295,000
    2.5-3% 1 $425,000 $425,000

    During 2024, Dickinson's most frequently originated rate bucket was 6-7%, with 221 originations.

    Loan Sizing (Dickinson, ND MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 307 $87,715,000 $285,717
    $100,000 or less 129 $6,375,000 $49,419
    $100k-200k 127 $19,745,000 $155,472
    $400k-600k 59 $27,155,000 $460,254
    $600k-1000k 17 $11,835,000 $696,176
    $Over $1MM 7 $40,675,000 $5,810,714

    Dickinson's loan sizing saw the bucket of loans from $200k-400k with 307 originations, totaling $87,715,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 332 $97,780,000 $294,518
    60-80% 83 $25,705,000 $309,699
    Under 20% 70 $2,750,000 $39,286
    20-40% 51 $6,085,000 $119,314
    40-60% 40 $22,900,000 $572,500
    Over 100% 11 $23,255,000 $2,114,091

    Dickinson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 332 originations, totaling $97,780,000 in origination value.