Dickinson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dickinson averaged 6.21% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.5% and one month ago for the week of 2024-11-07, the average rate was 6.4%.

    Dickinson's average rate one year ago was 6.94%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Dickinson 30 Year Fixed Rate 2024-12-12 6.21%
    Dickinson 30 Year Fixed Rate Refi 2024-12-12 6.6%
    Dickinson 15 Year Fixed Rate 2024-12-12 5.64%
    Dickinson 15 Year Fixed Rate Refi 2024-12-12 5.74%
    Dickinson 30 Year FHA 2024-12-12 6.08%
    Dickinson 30 Year FHA Refi 2024-12-12 6.48%
    Dickinson 30 Year USDA 2024-12-12 6.2%
    Dickinson 30 Year USDA Refi 2024-12-12 6.4%
    Dickinson 30 Year VA 2024-12-12 5.98%
    Dickinson 30 Year VA Refi 2024-12-12 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Dickinson, ND.

    Dickinson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dickinson, ND market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    American Bank Center 27 6.41% $4,939
    Dakota Community Bank & Trust 26 6.34% $5,555
    Bank of England 21 7.30% $5,117
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 17 6.67% $4,369
    Gate City Bank 15 6.02% $6,196
    Choice Financial Group 13 6.57% $6,153
    FIRST COLONY MORTGAGE CORPORATION 10 6.25% $5,506
    WESTERN COOPERATIVE CREDIT UNION 9 6.51% $5,959
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 6.67% $7,318
    U.S. Bank 7 6.76% $4,343
    UNITED WHOLESALE MORTGAGE, LLC 5 6.98% $6,527
    Unify Home Lending Inc. 5 6.58% $5,998
    QUICKEN LOANS, LLC 5 6.90% $7,499
    PENNYMAC LOAN SERVICES, LLC 3 6.12% $5,952
    Dacotah Bank 3 6.98% $5,863
    Wells Fargo Bank 3 6.88% $6,082
    GUILD MORTGAGE COMPANY 3 5.96% $4,034
    Truity Federal Credit Union 2 6.06% $4,362
    JPMorgan Chase Bank 2 6.88% $1,864
    FIRST COMMUNITY CREDIT UNION 2 6.69% $4,748
    ZILLOW HOME LOANS, LLC 1 6.63% $7,052
    AMERISAVE MORTGAGE CORPORATION 1 5.75% $4,962
    BMO Harris Bank 1 6.38% $3,500
    Citizens Bank 1 7.25% $6,164
    CMG MORTGAGE, INC. 1 5.75% $7,401
    First International Bank & Trust 1 7.38% $795
    Flagstar Bank, FSB 1 7.29% $3,255
    Plains Commerce Bank 1 6.75% $11,639
    PNC Bank 1 6.25% $7,031
    Servion, Inc. 1 8.38% $2,947
    SIRVA MORTGAGE, INC. 1 7.00% $11
    Stockman Bank of Montana 1 5.63% $3,933
    UNIVERSAL LENDING CORPORATION 1 7.50% $9,205
    USAA Federal Savings Bank 1 7.25% $7,789
    Ally Bank 1 7.38% $2,831

    Dickinson Average Closing Costs & Other Stats

    Dickinson, ND's 35 lenders originated 574 loans during 2023. The total origination value was $152,440,000, with an average loan value of $265,575.

    Dickinson's average closing costs are $5,516.

    The top Dickinson lender as defined by loan originations is American Bank Center, with 27 loans originated. Their average total fees are $4,939, which is $615 lower than the next largest lender, Dakota Community Bank & Trust.

    The lowest fee Dickinson lenders (with over 10 loans originated) are ARK-LA-TEX FINANCIAL SERVICES, LLC. ($4,369), American Bank Center ($4,939), Bank of England ($5,117), FIRST COLONY MORTGAGE CORPORATION ($5,506) and Dakota Community Bank & Trust ($5,555).

    The lowest rate Dickinson lenders (with over 10 loans originated) are Gate City Bank (6.02%), FIRST COLONY MORTGAGE CORPORATION (6.25%), Dakota Community Bank & Trust (6.34%), American Bank Center (6.41%) and Choice Financial Group (6.57%).

    Dickinson, ND Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Dakota Community Bank & Trust $21,340,000 $18,250,000 -14.5% 12.0%
    Wells Fargo Bank $1,470,000 $15,940,000 984.4% 10.5%
    American Bank Center $19,960,000 $14,520,000 -27.3% 9.5%
    Bank of England $20,020,000 $12,475,000 -37.7% 8.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $12,820,000 $11,630,000 -9.3% 7.6%
    Gate City Bank $13,835,000 $11,450,000 -17.2% 7.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,085,000 $9,225,000 51.6% 6.1%
    WESTERN COOPERATIVE CREDIT UNION $9,150,000 $7,575,000 -17.2% 5.0%
    Choice Financial Group $6,595,000 $7,345,000 11.4% 4.8%
    FIRST COLONY MORTGAGE CORPORATION $2,530,000 $4,855,000 91.9% 3.2%
    Dacotah Bank $15,715,000 $3,870,000 -75.4% 2.5%
    QUICKEN LOANS, LLC $2,840,000 $3,650,000 28.5% 2.4%
    U.S. Bank $3,825,000 $3,555,000 -7.1% 2.3%
    Unify Home Lending Inc. $1,740,000 $2,830,000 62.6% 1.9%
    UNITED WHOLESALE MORTGAGE, LLC $910,000 $2,525,000 177.5% 1.7%
    Mortgage Research Center, LLC $1,625,000 $2,250,000 38.5% 1.5%
    GUILD MORTGAGE COMPANY $10,270,000 $2,205,000 -78.5% 1.4%
    PENNYMAC LOAN SERVICES, LLC $1,485,000 $1,780,000 19.9% 1.2%
    BAY EQUITY LLC $830,000 $1,370,000 65.1% 0.9%
    Cornerstone Bank $2,170,000 $1,345,000 -38.0% 0.9%
    Plains Commerce Bank $2,120,000 $1,220,000 -42.5% 0.8%
    Truity Federal Credit Union $810,000 n/a 0.5%
    Flagstar Bank, FSB $2,465,000 $685,000 -72.2% 0.4%
    First International Bank & Trust $7,145,000 $650,000 -90.9% 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,420,000 $625,000 -56.0% 0.4%
    The Federal Savings Bank $610,000 n/a 0.4%
    OPEN MORTGAGE, LLC $570,000 n/a 0.4%
    PNC Bank $570,000 $530,000 -7.0% 0.3%
    Kirkwood Bank & Trust Co. $1,815,000 $525,000 -71.1% 0.3%
    FIRST COMMUNITY CREDIT UNION $515,000 n/a 0.3%
    JPMorgan Chase Bank $380,000 $500,000 31.6% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $440,000 n/a 0.3%
    USAA Federal Savings Bank $1,350,000 $410,000 -69.6% 0.3%
    AMERICAN FINANCING CORPORATION $65,000 $405,000 523.1% 0.3%
    PLANET HOME LENDING, LLC $395,000 n/a 0.3%
    RAILWAY CREDIT UNION $75,000 $370,000 393.3% 0.2%
    Citizens Bank $305,000 n/a 0.2%
    UNIVERSAL LENDING CORPORATION $305,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $295,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $285,000 n/a 0.2%
    CMG MORTGAGE, INC. $690,000 $275,000 -60.1% 0.2%
    SIRVA MORTGAGE, INC. $265,000 n/a 0.2%
    NEWREZ LLC $550,000 $260,000 -52.7% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $245,000 n/a 0.2%
    Stockman Bank of Montana $315,000 $230,000 -27.0% 0.2%
    BANKWEST, INC. $385,000 $215,000 -44.2% 0.1%
    BNC National Bank $45,000 $210,000 366.7% 0.1%
    BMO Harris Bank $505,000 $190,000 -62.4% 0.1%
    21ST MORTGAGE CORPORATION $155,000 $175,000 12.9% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $2,385,000 $165,000 -93.1% 0.1%
    NAVY FEDERAL CREDIT UNION $545,000 $165,000 -69.7% 0.1%
    Ally Bank $585,000 $155,000 -73.5% 0.1%
    Discover Bank $130,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $195,000 $105,000 -46.2% 0.1%
    CAPITAL CREDIT UNION $285,000 $95,000 -66.7% 0.1%
    PENTAGON FEDERAL CREDIT UNION $315,000 $95,000 -69.8% 0.1%
    Servion, Inc. $1,525,000 $85,000 -94.4% 0.1%
    Coastal Community Bank $75,000 n/a 0.0%
    Bremer Bank $195,000 $55,000 -71.8% 0.0%

    Dickinson's top lender by overall market share is Dakota Community Bank & Trust, with 12.0% market share. In second place, with 10.5%, is Wells Fargo Bank, having originated $15,940,000 in loans. In third place, with 9.5%, is American Bank Center, having originated $14,520,000 in loans. In fourth place, with 8.2%, is Bank of England, having originated $12,475,000 in loans. In fifth place, with 7.6%, is ARK-LA-TEX FINANCIAL SERVICES, LLC., having originated $11,630,000 in loans.

    Dickinson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Dickinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $225,725 (2.6%) $245,413 (3.0%) 0.00 237
    2018-02-01 $229,450 (4.1%) $250,021 (4.9%) 0.00 237
    2018-03-01 $233,000 (2.0%) $253,765 (3.3%) 0.00 235
    2018-04-01 $239,675 (2.0%) $260,594 (2.6%) 0.00 244
    2018-05-01 $239,900 (1.4%) $268,671 (3.7%) 0.00 261
    2018-06-01 $249,000 (3.8%) $273,510 (4.2%) 0.00 284
    2018-07-01 $240,450 (0.4%) $269,846 (4.5%) 0.00 289
    2018-08-01 $235,000 (0.6%) $269,475 (5.5%) 0.00 284
    2018-09-01 $229,900 (1.3%) $261,750 (3.2%) 0.00 281
    2018-10-01 $224,000 (-0.4%) $251,772 (0.8%) 0.00 278
    2018-11-01 $225,000 (2.3%) $249,615 (3.3%) 0.00 261
    2018-12-01 $239,999 (6.7%) $260,256 (7.6%) 0.00 241
    2019-01-01 $243,750 (8.0%) $273,967 (11.6%) 0.00 204
    2019-02-01 $249,000 (8.5%) $277,472 (11.0%) 0.00 188
    2019-03-01 $255,643 (9.7%) $280,863 (10.7%) 0.00 168
    2019-04-01 $266,750 (11.3%) $290,876 (11.6%) 0.00 158
    2019-05-01 $271,225 (13.1%) $292,475 (8.9%) 0.00 181
    2019-06-01 $277,450 (11.4%) $307,078 (12.3%) 0.00 191
    2019-07-01 $271,950 (13.1%) $306,188 (13.5%) 0.00 196
    2019-08-01 $266,273 (13.3%) $306,364 (13.7%) 0.00 197
    2019-09-01 $262,182 (14.0%) $300,519 (14.8%) 0.00 193
    2019-10-01 $254,500 (13.6%) $296,623 (17.8%) 0.00 187
    2019-11-01 $243,250 (8.1%) $278,168 (11.4%) 0.00 177
    2019-12-01 $239,900 (0.0%) $275,819 (6.0%) 0.00 166
    2020-01-01 $244,000 (0.1%) $278,108 (1.5%) 0.00 146
    2020-02-01 $238,000 (-4.4%) $280,510 (1.1%) 0.00 125
    2020-03-01 $246,000 (-3.8%) $283,001 (0.8%) 0.00 122
    2020-04-01 $244,475 (-8.4%) $282,997 (-2.7%) 0.00 148
    2020-05-01 $246,400 (-9.2%) $278,273 (-4.9%) 0.00 180
    2020-06-01 $246,800 (-11.1%) $286,684 (-6.6%) 0.00 180
    2020-07-01 $244,925 (-9.9%) $285,048 (-6.9%) 0.00 177
    2020-08-01 $245,000 (-8.0%) $290,134 (-5.3%) 0.00 184
    2020-09-01 $244,950 (-6.6%) $287,581 (-4.3%) 0.00 187
    2020-10-01 $244,900 (-3.8%) $277,565 (-6.4%) 0.00 185
    2020-11-01 $248,450 (2.1%) $276,655 (-0.5%) 0.00 179
    2020-12-01 $244,900 (2.1%) $275,608 (-0.1%) 0.00 174
    2021-01-01 $242,450 (-0.6%) $273,037 (-1.8%) 0.00 161
    2021-02-01 $240,000 (0.8%) $264,281 (-5.8%) 0.00 163
    2021-03-01 $240,000 (-2.4%) $273,992 (-3.2%) 0.00 148
    2021-04-01 $230,000 (-5.9%) $250,759 (-11.4%) 0.00 183
    2021-05-01 $234,950 (-4.7%) $260,293 (-6.5%) 0.00 163
    2021-06-01 $233,750 (-5.3%) $262,929 (-8.3%) 0.00 160
    2021-07-01 $239,950 (-2.0%) $260,984 (-8.4%) 0.00 174
    2021-08-01 $239,975 (-2.1%) $260,135 (-10.3%) 0.00 163
    2021-09-01 $239,975 (-2.0%) $255,024 (-11.3%) 0.00 163
    2021-10-01 $244,950 (0.0%) $251,493 (-9.4%) 0.00 162
    2021-11-01 $237,500 (-4.4%) $251,992 (-8.9%) 0.00 155
    2021-12-01 $214,900 (-12.3%) $236,345 (-14.3%) 0.00 137
    2022-01-01 $210,000 (-13.4%) $224,834 (-17.7%) 0.00 102
    2022-02-01 $218,700 (-8.9%) $233,628 (-11.6%) 0.00 103
    2022-03-01 $245,000 (2.1%) $257,310 (-6.1%) 0.00 88
    2022-04-01 $249,900 (8.7%) $267,382 (6.6%) 0.00 77
    2022-05-01 $271,800 (15.7%) $311,748 (19.8%) 0.00 90
    2022-06-01 $297,450 (27.3%) $329,674 (25.4%) 0.00 110
    2022-07-01 $295,000 (22.9%) $335,111 (28.4%) 0.00 119
    2022-08-01 $269,725 (12.4%) $319,281 (22.7%) 0.00 134
    2022-09-01 $269,000 (12.1%) $317,881 (24.7%) 0.00 146
    2022-10-01 $267,500 (9.2%) $313,770 (24.8%) 0.00 156
    2022-11-01 $260,725 (9.8%) $311,503 (23.6%) 0.00 150
    2022-12-01 $265,500 (23.6%) $302,323 (27.9%) 0.00 138
    2023-01-01 $256,000 (21.9%) $301,068 (33.9%) 0.00 127
    2023-02-01 $252,000 (15.2%) $306,859 (31.4%) 0.00 97
    2023-03-01 $265,250 (8.3%) $322,498 (25.3%) 0.00 92
    2023-04-01 $255,000 (2.0%) $323,277 (20.9%) 0.00 91
    2023-05-01 $274,975 (1.2%) $319,552 (2.5%) 0.00 97
    2023-06-01 $273,675 (-8.0%) $325,553 (-1.3%) 0.00 96
    2023-07-01 $269,900 (-8.5%) $326,802 (-2.5%) 0.00 98
    2023-08-01 $297,000 (10.1%) $339,007 (6.2%) 0.00 104
    2023-09-01 $289,900 (7.8%) $322,546 (1.5%) 0.00 99
    2023-10-01 $285,400 (6.7%) $322,318 (2.7%) 0.00 90
    2023-11-01 $262,000 (0.5%) $302,710 (-2.8%) 0.00 84
    2023-12-01 $259,450 (-2.3%) $301,831 (-0.2%) 0.00 81
    2024-01-01 $311,175 (21.6%) $321,608 (6.8%) 0.00 71
    2024-02-01 $279,000 (10.7%) $312,617 (1.9%) 0.00 63
    2024-03-01 $307,450 (15.9%) $346,273 (7.4%) 0.00 54
    2024-04-01 $379,225 (48.7%) $369,379 (14.3%) 0.00 57
    2024-05-01 $396,125 (44.1%) $426,537 (33.5%) 0.00 56
    2024-06-01 $387,450 (41.6%) $429,453 (31.9%) 0.00 67
    2024-07-01 $380,500 (41.0%) $418,093 (27.9%) 0.00 75
    2024-08-01 $332,500 (12.0%) $373,849 (10.3%) 0.00 81
    2024-09-01 $320,000 (10.4%) $347,330 (7.7%) 0.00 86
    2024-10-01 $304,950 (6.9%) $373,277 (15.8%) 0.00 89
    2024-11-01 $325,000 (24.1%) $425,856 (40.7%) 0.00 93
    Dickinson's median listing price for 2024-11-01 was $325,000, a difference of $63,000 (24.1%) versus the prior year and $20,050 versus the prior month.

    Dickinson's median listing price comes in at 0% of the national average.

    Dickinson's average listing price for 2024-11-01 was $425,856, a difference of $123,146 (40.7%) versus the prior year and $52,579 versus the prior month.

    For the 2024-11-01 period, Dickinson had 93 MLS listings, a difference of 4 listings (4%) versus the prior month and 9 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Dickinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,228 sqft
    2018-02-01 0 days 2,223 sqft
    2018-03-01 0 days 2,202 sqft
    2018-04-01 0 days 2,288 sqft
    2018-05-01 0 days 2,304 sqft
    2018-06-01 0 days 2,296 sqft
    2018-07-01 0 days 2,254 sqft
    2018-08-01 0 days 2,204 sqft
    2018-09-01 0 days 2,219 sqft
    2018-10-01 0 days 2,140 sqft
    2018-11-01 0 days 2,126 sqft
    2018-12-01 0 days 2,244 sqft
    2019-01-01 0 days 2,234 sqft
    2019-02-01 0 days 2,224 sqft
    2019-03-01 0 days 2,232 sqft
    2019-04-01 0 days 2,260 sqft
    2019-05-01 0 days 2,393 sqft
    2019-06-01 0 days 2,472 sqft
    2019-07-01 0 days 2,449 sqft
    2019-08-01 0 days 2,417 sqft
    2019-09-01 0 days 2,399 sqft
    2019-10-01 0 days 2,381 sqft
    2019-11-01 0 days 2,352 sqft
    2019-12-01 0 days 2,258 sqft
    2020-01-01 0 days 2,276 sqft
    2020-02-01 0 days 2,225 sqft
    2020-03-01 0 days 2,237 sqft
    2020-04-01 0 days 2,215 sqft
    2020-05-01 0 days 2,211 sqft
    2020-06-01 0 days 2,214 sqft
    2020-07-01 0 days 2,176 sqft
    2020-08-01 0 days 2,176 sqft
    2020-09-01 0 days 2,208 sqft
    2020-10-01 0 days 2,164 sqft
    2020-11-01 0 days 2,145 sqft
    2020-12-01 0 days 2,111 sqft
    2021-01-01 0 days 2,120 sqft
    2021-02-01 0 days 2,073 sqft
    2021-03-01 0 days 2,082 sqft
    2021-04-01 0 days 2,023 sqft
    2021-05-01 0 days 2,054 sqft
    2021-06-01 0 days 2,044 sqft
    2021-07-01 0 days 2,080 sqft
    2021-08-01 0 days 2,076 sqft
    2021-09-01 0 days 2,003 sqft
    2021-10-01 0 days 2,080 sqft
    2021-11-01 0 days 2,093 sqft
    2021-12-01 0 days 2,030 sqft
    2022-01-01 0 days 1,923 sqft
    2022-02-01 0 days 2,119 sqft
    2022-03-01 0 days 2,198 sqft
    2022-04-01 0 days 2,220 sqft
    2022-05-01 0 days 2,329 sqft
    2022-06-01 0 days 2,420 sqft
    2022-07-01 0 days 2,469 sqft
    2022-08-01 0 days 2,343 sqft
    2022-09-01 0 days 2,285 sqft
    2022-10-01 0 days 2,212 sqft
    2022-11-01 0 days 2,168 sqft
    2022-12-01 0 days 2,167 sqft
    2023-01-01 0 days 2,164 sqft
    2023-02-01 0 days 2,078 sqft
    2023-03-01 0 days 2,080 sqft
    2023-04-01 0 days 2,155 sqft
    2023-05-01 0 days 2,169 sqft
    2023-06-01 0 days 2,187 sqft
    2023-07-01 0 days 2,204 sqft
    2023-08-01 0 days 2,280 sqft
    2023-09-01 0 days 2,340 sqft
    2023-10-01 0 days 2,256 sqft
    2023-11-01 0 days 2,046 sqft
    2023-12-01 0 days 2,064 sqft
    2024-01-01 0 days 2,169 sqft
    2024-02-01 0 days 2,200 sqft
    2024-03-01 0 days 2,277 sqft
    2024-04-01 0 days 2,237 sqft
    2024-05-01 0 days 2,299 sqft
    2024-06-01 0 days 2,298 sqft
    2024-07-01 0 days 2,348 sqft
    2024-08-01 0 days 2,149 sqft
    2024-09-01 0 days 2,122 sqft
    2024-10-01 0 days 2,064 sqft
    2024-11-01 0 days 2,343 sqft
    Dickinson's median listing age (time on market) for 2024-11-01 was 0 days.

    Dickinson's median square footage for active listings during the 2024-11-01 period was 2,343 sqft. One year prior, the average listing was 2,046 sqft.

    Dickinson, ND Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 432 $133,100,000 $308,102
    Refi 52 $9,060,000 $174,231
    Home Improvement 40 $2,700,000 $67,500
    Other 27 $2,335,000 $86,481
    Cash Out Refi 23 $5,245,000 $228,043

    Dickinson's most frequently cited loan purpose was Home Purchase, with 432 originations. The 2nd most popular reason was Refi, with 52 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 262 $85,220,000 $325,267
    5-6% 119 $29,555,000 $248,361
    7-8% 116 $26,260,000 $226,379
    Over 8% 60 $7,990,000 $133,167
    4-5% 6 $1,250,000 $208,333
    3-4% 2 $400,000 $200,000
    2.5-3% 2 $710,000 $355,000
    <2.5% 1 $5,000 $5,000

    During 2023, Dickinson's most frequently originated rate bucket was 6-7%, with 262 originations.

    Loan Sizing (Dickinson, ND MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 240 $68,150,000 $283,958
    $100k-200k 154 $24,330,000 $157,987
    $100,000 or less 108 $6,280,000 $58,148
    $400k-600k 53 $24,705,000 $466,132
    $600k-1000k 16 $11,560,000 $722,500
    $Over $1MM 3 $17,415,000 $5,805,000

    Dickinson's loan sizing saw the bucket of loans from $200k-400k with 240 originations, totaling $68,150,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 327 $91,225,000 $278,976
    60-80% 93 $23,185,000 $249,301
    Under 20% 51 $2,885,000 $56,569
    20-40% 50 $8,010,000 $160,200
    40-60% 36 $23,130,000 $642,500
    Over 100% 8 $2,020,000 $252,500

    Dickinson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 327 originations, totaling $91,225,000 in origination value.