Dickinson Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dickinson averaged 6.58% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.71% and one month ago for the week of 2023-02-09, the average rate was 6.2%.

Dickinson's average rate one year ago was 4.13%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.65%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Dickinson 30 Year Fixed Rate 2023-03-16 6.58%
Dickinson 30 Year Fixed Rate Refi 2023-03-16 6.65%
Dickinson 15 Year Fixed Rate 2023-03-16 7.55%
Dickinson 15 Year Fixed Rate Refi 2023-03-16 6.23%
Dickinson 30 Year FHA 2023-03-16 6.77%
Dickinson 30 Year FHA Refi 2023-03-16 6.41%
Dickinson 30 Year USDA 2023-03-16 6.34%
Dickinson 30 Year USDA Refi 2023-03-16 6.15%
Dickinson 30 Year VA 2023-03-16 6.67%
Dickinson 30 Year VA Refi 2023-03-16 6.22%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Dickinson, ND.

Dickinson Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dickinson, ND market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
Bank of England 101 3.37% $3,958
Dakota Community Bank & Trust 74 2.93% $4,762
Gate City Bank 51 2.75% $4,719
American Bank Center 50 2.89% $4,015
GUILD MORTGAGE COMPANY 37 3.07% $4,436
ARK-LA-TEX FINANCIAL SERVICES, LLC. 33 3.00% $4,641
QUICKEN LOANS, LLC 27 3.07% $4,472
Servion, Inc. 20 2.99% $5,262
U.S. Bank 18 3.00% $2,806
Choice Financial Group 17 2.73% $4,815
Wells Fargo Bank 13 3.01% $2,729
WESTERN COOPERATIVE CREDIT UNION 10 3.25% $5,126
Unify Home Lending Inc. 10 3.00% $2,982
CALIBER HOME LOANS, INC. 8 3.05% $2,872
LOANDEPOT.COM, LLC 7 2.85% $4,931
Dacotah Bank 7 3.06% $4,214
AMERISAVE MORTGAGE CORPORATION 6 2.71% $5,890
PREMIA MORTGAGE, LLC 5 2.72% $674
GUARANTEED RATE, INC. 5 2.98% $5,518
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 3.20% $7,735
FREEDOM MORTGAGE CORPORATION 3 3.13% $1,520
BROKER SOLUTIONS, INC. 3 3.37% $3,070
Bremer Bank 3 3.21% $3,970
Flagstar Bank, FSB 3 3.25% $5,091
PENNYMAC LOAN SERVICES, LLC 3 3.00% $4,608
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.25% $3,959
JPMorgan Chase Bank 2 3.12% $1,746
First International Bank & Trust 2 2.75% $2,792
Stifel Bank and Trust 2 2.69% $2,237
UNITED WHOLESALE MORTGAGE, LLC 2 2.88% $5,134
Starion Bank 2 2.50% $5,799
Wyndham Capital Mortgage, Inc. 1 2.99% $2,215
AMERICAN FINANCING CORPORATION 1 4.00% $3,079
Bank Forward 1 3.25% $3,778
Barrington Bank & Trust Company, N.A. 1 2.99% $6,225
BETTER MORTGAGE CORPORATION 1 3.00% $1,515
BNC National Bank 1 3.25% $2,908
CHURCHILL MORTGAGE CORPORATION 1 3.25% $2,805
CRESCENT MORTGAGE COMPANY 1 3.25% $7,242
CROSSCOUNTRY MORTGAGE, LLC 1 2.88% $3,459
FIRST COMMUNITY CREDIT UNION 1 2.70% $6,337
First Interstate Bank 1 3.25% $3,237
HOME POINT FINANCIAL CORPORATION 1 2.88% $4,916
HOMESIDE FINANCIAL, LLC 1 3.00% $7,023
Magnolia Bank 1 2.63% $1,937
Merchants Bank 1 3.28% $2,731
MID AMERICA MORTGAGE, INC. 1 3.25% $3,480
Mortgage Research Center, LLC 1 2.75% $5,764
Mr. Cooper ( Nationstar Mortgage ) 1 3.13% $9,496
NEWREZ LLC 1 2.99% $3,183
North Shore Bank of Commerce 1 3.25% $4,912
OPEN MORTGAGE, LLC 1 3.25% $7,074
STAR ONE CREDIT UNION 1 2.38% $8,272
STEARNS LENDING, LLC 1 2.88% $3,104
TCF National Bank 1 2.75% $1,793
Truity Federal Credit Union 1 2.75% $2,627
AFFINITY PLUS 1 3.00% $3,317

Dickinson Average Closing Costs & Other Stats

Dickinson, ND's 57 lenders originated 1,500 loans during 2021. The total origination value was $348,240,000, with an average loan value of $232,160.

Dickinson's average closing costs are $5,210.

The top Dickinson lender as defined by loan originations is Bank of England, with 101 loans originated. Their average total fees are $3,958, which is $803 lower than the next largest lender, Dakota Community Bank & Trust.

The lowest fee Dickinson lenders (with over 10 loans originated) are Wells Fargo Bank ($2,729), U.S. Bank ($2,806), Unify Home Lending Inc. ($2,982), Bank of England ($3,958) and American Bank Center ($4,015).

The lowest rate Dickinson lenders (with over 10 loans originated) are Choice Financial Group (2.73%), Gate City Bank (2.75%), American Bank Center (2.89%), Dakota Community Bank & Trust (2.93%) and Servion, Inc. (2.99%).

Dickinson, ND Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Bank of England $73,005,000 $48,685,000 -33.3% 14.0%
Dakota Community Bank & Trust $59,970,000 $46,875,000 -21.8% 13.5%
GUILD MORTGAGE COMPANY $31,955,000 $28,285,000 -11.5% 8.1%
Gate City Bank $25,070,000 $27,360,000 9.1% 7.9%
American Bank Center $37,740,000 $24,185,000 -35.9% 6.9%
QUICKEN LOANS, LLC $13,760,000 $16,600,000 20.6% 4.8%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $16,755,000 $15,630,000 -6.7% 4.5%
Choice Financial Group $21,255,000 $9,615,000 -54.8% 2.8%
WESTERN COOPERATIVE CREDIT UNION $9,660,000 $9,300,000 -3.7% 2.7%
FREEDOM MORTGAGE CORPORATION $9,635,000 $8,160,000 -15.3% 2.3%
Servion, Inc. $10,495,000 $7,580,000 -27.8% 2.2%
Unify Home Lending Inc. $4,175,000 $7,565,000 81.2% 2.2%
Kirkwood Bank & Trust Co. $7,895,000 $7,550,000 -4.4% 2.2%
U.S. Bank $6,765,000 $6,240,000 -7.8% 1.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,525,000 $6,170,000 304.6% 1.8%
Dacotah Bank $17,235,000 $6,150,000 -64.3% 1.8%
Wells Fargo Bank $6,315,000 $5,540,000 -12.3% 1.6%
Mortgage Research Center, LLC $4,525,000 $5,455,000 20.6% 1.6%
PENNYMAC LOAN SERVICES, LLC $3,800,000 $5,305,000 39.6% 1.5%
CALIBER HOME LOANS, INC. $1,840,000 $5,200,000 182.6% 1.5%
LOANDEPOT.COM, LLC $2,530,000 $4,020,000 58.9% 1.2%
GUARANTEED RATE, INC. $1,555,000 $3,190,000 105.1% 0.9%
LAKEVIEW LOAN SERVICING, LLC $760,000 $2,615,000 244.1% 0.8%
AMERISAVE MORTGAGE CORPORATION $1,940,000 $2,560,000 32.0% 0.7%
Flagstar Bank, FSB $755,000 $2,465,000 226.5% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $2,610,000 $2,205,000 -15.5% 0.6%
PREMIA MORTGAGE, LLC $2,290,000 $1,865,000 -18.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $905,000 $1,620,000 79.0% 0.5%
NEWREZ LLC $1,200,000 $1,455,000 21.3% 0.4%
USAA Federal Savings Bank $1,285,000 $1,455,000 13.2% 0.4%
TCF National Bank $1,700,000 $1,380,000 -18.8% 0.4%
The Federal Savings Bank $970,000 $1,310,000 35.1% 0.4%
UNITED WHOLESALE MORTGAGE, LLC $555,000 $1,260,000 127.0% 0.4%
Bremer Bank $2,390,000 $1,255,000 -47.5% 0.4%
BROKER SOLUTIONS, INC. $1,445,000 $1,100,000 -23.9% 0.3%
Cornerstone Bank $705,000 $1,005,000 42.6% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $565,000 $1,005,000 77.9% 0.3%
First International Bank & Trust $890,000 $980,000 10.1% 0.3%
Truity Federal Credit Union $975,000 $915,000 -6.2% 0.3%
HOME POINT FINANCIAL CORPORATION $245,000 $845,000 244.9% 0.2%
21ST MORTGAGE CORPORATION $890,000 $780,000 -12.4% 0.2%
BNC National Bank $415,000 $725,000 74.7% 0.2%
JPMorgan Chase Bank $555,000 $710,000 27.9% 0.2%
Barrington Bank & Trust Company, N.A. $500,000 $680,000 36.0% 0.2%
CAPITAL CREDIT UNION $1,080,000 $675,000 -37.5% 0.2%
Starion Bank $200,000 $640,000 220.0% 0.2%
MID AMERICA MORTGAGE, INC. $470,000 $625,000 33.0% 0.2%
CMG MORTGAGE, INC. $275,000 $570,000 107.3% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $450,000 $520,000 15.6% 0.1%
Low VA Rates, LLC $510,000 n/a 0.1%
The Huntington National Bank $490,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $470,000 $450,000 -4.3% 0.1%
NAVY FEDERAL CREDIT UNION $425,000 n/a 0.1%
Black Hills Community Bank $405,000 n/a 0.1%
Magnolia Bank $390,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $380,000 $390,000 2.6% 0.1%
Wyndham Capital Mortgage, Inc. $355,000 n/a 0.1%
Stifel Bank and Trust $640,000 $350,000 -45.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $255,000 $340,000 33.3% 0.1%
STAR ONE CREDIT UNION $335,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $215,000 $325,000 51.2% 0.1%
Sierra Pacific Mortgage Company, Inc. $295,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $285,000 n/a 0.1%
Plains Commerce Bank $645,000 $285,000 -55.8% 0.1%
PLAZA HOME MORTGAGE, INC. $285,000 n/a 0.1%
OPEN MORTGAGE, LLC $9,710,000 $275,000 -97.2% 0.1%
PNC Bank $265,000 n/a 0.1%
North Shore Bank of Commerce $255,000 n/a 0.1%
Security First Bank of North Dakota $1,185,000 $255,000 -78.5% 0.1%
EVERETT FINANCIAL, INC. $235,000 n/a 0.1%
CORTRUST MORTGAGE, INC. $225,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $215,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $320,000 $215,000 -32.8% 0.1%
HOMESIDE FINANCIAL, LLC $205,000 n/a 0.1%
RAILWAY CREDIT UNION $205,000 n/a 0.1%
AFFINITY PLUS $195,000 n/a 0.1%
Bank Forward $185,000 n/a 0.1%
STEARNS LENDING, LLC $185,000 n/a 0.1%
SIRVA MORTGAGE, INC. $175,000 n/a 0.1%
BANKWEST, INC. $465,000 $170,000 -63.4% 0.0%
First Guaranty Mortgage Corporation $1,375,000 $165,000 -88.0% 0.0%
Nations Lending Corporation $470,000 $165,000 -64.9% 0.0%
First Interstate Bank $155,000 $160,000 3.2% 0.0%
FIRST COMMUNITY CREDIT UNION $145,000 n/a 0.0%
First Western Bank & Trust $185,000 $115,000 -37.8% 0.0%
Manufacturers and Traders Trust Company $115,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $415,000 $95,000 -77.1% 0.0%
Great Western Bank $95,000 n/a 0.0%
Stockman Bank of Montana $395,000 $75,000 -81.0% 0.0%
Merchants Bank $55,000 n/a 0.0%

Dickinson's top lender by overall market share is Bank of England, with 14.0% market share. In second place, with 13.5%, is Dakota Community Bank & Trust, having originated $46,875,000 in loans. In third place, with 8.1%, is GUILD MORTGAGE COMPANY, having originated $28,285,000 in loans. In fourth place, with 7.9%, is Gate City Bank, having originated $27,360,000 in loans. In fifth place, with 6.9%, is American Bank Center, having originated $24,185,000 in loans.


Dickinson Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Dickinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $225,725 (2.6%) $245,413 (3.0%) 0.00 237
2018-02-01 $229,450 (4.1%) $250,021 (4.9%) 0.00 237
2018-03-01 $233,000 (2.0%) $253,765 (3.3%) 0.00 235
2018-04-01 $239,675 (2.0%) $260,594 (2.6%) 0.00 244
2018-05-01 $239,900 (1.4%) $268,671 (3.7%) 0.00 261
2018-06-01 $249,000 (3.8%) $273,510 (4.2%) 0.00 284
2018-07-01 $240,450 (0.4%) $269,846 (4.5%) 0.00 289
2018-08-01 $235,000 (0.6%) $269,475 (5.5%) 0.00 284
2018-09-01 $229,900 (1.3%) $261,750 (3.2%) 0.00 281
2018-10-01 $224,000 (-0.4%) $251,772 (0.8%) 0.00 278
2018-11-01 $225,000 (2.3%) $249,615 (3.3%) 0.00 261
2018-12-01 $239,999 (6.7%) $260,256 (7.6%) 0.00 241
2019-01-01 $243,750 (8.0%) $273,967 (11.6%) 0.00 204
2019-02-01 $249,000 (8.5%) $277,472 (11.0%) 0.00 188
2019-03-01 $255,643 (9.7%) $280,863 (10.7%) 0.00 168
2019-04-01 $266,750 (11.3%) $290,876 (11.6%) 0.00 159
2019-05-01 $271,225 (13.1%) $292,475 (8.9%) 0.00 181
2019-06-01 $277,450 (11.4%) $307,078 (12.3%) 0.00 191
2019-07-01 $271,950 (13.1%) $306,188 (13.5%) 0.00 196
2019-08-01 $266,273 (13.3%) $306,364 (13.7%) 0.00 197
2019-09-01 $262,182 (14.0%) $300,519 (14.8%) 0.00 193
2019-10-01 $254,500 (13.6%) $296,623 (17.8%) 0.00 187
2019-11-01 $243,250 (8.1%) $278,168 (11.4%) 0.00 177
2019-12-01 $239,900 (0.0%) $275,819 (6.0%) 0.00 166
2020-01-01 $244,000 (0.1%) $278,108 (1.5%) 0.00 146
2020-02-01 $238,000 (-4.4%) $280,510 (1.1%) 0.00 125
2020-03-01 $246,000 (-3.8%) $283,001 (0.8%) 0.00 122
2020-04-01 $244,475 (-8.4%) $282,997 (-2.7%) 0.00 148
2020-05-01 $246,400 (-9.2%) $278,273 (-4.9%) 0.00 180
2020-06-01 $246,800 (-11.1%) $286,684 (-6.6%) 0.00 180
2020-07-01 $243,675 (-10.4%) $283,900 (-7.3%) 0.00 178
2020-08-01 $245,000 (-8.0%) $290,134 (-5.3%) 0.00 184
2020-09-01 $244,950 (-6.6%) $287,581 (-4.3%) 0.00 187
2020-10-01 $244,900 (-3.8%) $277,565 (-6.4%) 0.00 185
2020-11-01 $248,450 (2.1%) $276,655 (-0.5%) 0.00 179
2020-12-01 $244,900 (2.1%) $275,608 (-0.1%) 0.00 174
2021-01-01 $242,450 (-0.6%) $273,037 (-1.8%) 0.00 161
2021-02-01 $240,000 (0.8%) $264,281 (-5.8%) 0.00 163
2021-03-01 $240,000 (-2.4%) $273,992 (-3.2%) 0.00 148
2021-04-01 $230,000 (-5.9%) $250,759 (-11.4%) 0.00 183
2021-05-01 $234,950 (-4.7%) $260,293 (-6.5%) 0.00 163
2021-06-01 $233,750 (-5.3%) $262,929 (-8.3%) 0.00 160
2021-07-01 $239,950 (-1.5%) $260,984 (-8.1%) 0.00 174
2021-08-01 $239,975 (-2.1%) $260,135 (-10.3%) 0.00 163
2021-09-01 $239,975 (-2.0%) $255,024 (-11.3%) 0.00 163
2021-10-01 $244,950 (0.0%) $251,493 (-9.4%) 0.00 162
2021-11-01 $237,500 (-4.4%) $251,992 (-8.9%) 0.00 155
2021-12-01 $214,900 (-12.3%) $236,345 (-14.3%) 0.00 137
2022-01-01 $210,000 (-13.4%) $224,834 (-17.7%) 0.00 102
2022-02-01 $218,700 (-8.9%) $233,628 (-11.6%) 0.00 103
2022-03-01 $245,000 (2.1%) $257,310 (-6.1%) 0.00 88
2022-04-01 $249,900 (8.7%) $267,382 (6.6%) 0.00 77
2022-05-01 $271,800 (15.7%) $311,748 (19.8%) 0.00 90
2022-06-01 $297,450 (27.3%) $329,674 (25.4%) 0.00 110
2022-07-01 $295,000 (22.9%) $335,111 (28.4%) 0.00 119
2022-08-01 $269,725 (12.4%) $319,281 (22.7%) 0.00 134
2022-09-01 $269,000 (12.1%) $317,881 (24.7%) 0.00 146
2022-10-01 $267,500 (9.2%) $313,770 (24.8%) 0.00 156
2022-11-01 $260,725 (9.8%) $311,503 (23.6%) 0.00 150
2022-12-01 $265,500 (23.6%) $302,323 (27.9%) 0.00 138
2023-01-01 $256,000 (21.9%) $301,068 (33.9%) 0.00 127
2023-02-01 $252,000 (15.2%) $306,859 (31.4%) 0.00 97
Dickinson's median listing price for 2023-02-01 was $252,000, a difference of $33,300 (15.2%) versus the prior year and $-4,000 versus the prior month.

Dickinson's median listing price comes in at 0% of the national average.

Dickinson's average listing price for 2023-02-01 was $306,859, a difference of $73,231 (31.4%) versus the prior year and $5,791 versus the prior month.

For the 2023-02-01 period, Dickinson had 97 MLS listings, a difference of -30 listings (-24%) versus the prior month and -6 listings (-6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Dickinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,228 sqft
2018-02-01 0 days 2,223 sqft
2018-03-01 0 days 2,202 sqft
2018-04-01 0 days 2,288 sqft
2018-05-01 0 days 2,304 sqft
2018-06-01 0 days 2,296 sqft
2018-07-01 0 days 2,254 sqft
2018-08-01 0 days 2,204 sqft
2018-09-01 0 days 2,219 sqft
2018-10-01 0 days 2,140 sqft
2018-11-01 0 days 2,126 sqft
2018-12-01 0 days 2,244 sqft
2019-01-01 0 days 2,234 sqft
2019-02-01 0 days 2,224 sqft
2019-03-01 0 days 2,232 sqft
2019-04-01 0 days 2,260 sqft
2019-05-01 0 days 2,393 sqft
2019-06-01 0 days 2,472 sqft
2019-07-01 0 days 2,449 sqft
2019-08-01 0 days 2,417 sqft
2019-09-01 0 days 2,399 sqft
2019-10-01 0 days 2,381 sqft
2019-11-01 0 days 2,352 sqft
2019-12-01 0 days 2,258 sqft
2020-01-01 0 days 2,276 sqft
2020-02-01 0 days 2,225 sqft
2020-03-01 0 days 2,237 sqft
2020-04-01 0 days 2,215 sqft
2020-05-01 0 days 2,211 sqft
2020-06-01 0 days 2,214 sqft
2020-07-01 0 days 2,173 sqft
2020-08-01 0 days 2,176 sqft
2020-09-01 0 days 2,208 sqft
2020-10-01 0 days 2,164 sqft
2020-11-01 0 days 2,145 sqft
2020-12-01 0 days 2,111 sqft
2021-01-01 0 days 2,120 sqft
2021-02-01 0 days 2,073 sqft
2021-03-01 0 days 2,082 sqft
2021-04-01 0 days 2,023 sqft
2021-05-01 0 days 2,054 sqft
2021-06-01 0 days 2,044 sqft
2021-07-01 0 days 2,080 sqft
2021-08-01 0 days 2,076 sqft
2021-09-01 0 days 2,003 sqft
2021-10-01 0 days 2,080 sqft
2021-11-01 0 days 2,093 sqft
2021-12-01 0 days 2,030 sqft
2022-01-01 0 days 1,923 sqft
2022-02-01 0 days 2,119 sqft
2022-03-01 0 days 2,198 sqft
2022-04-01 0 days 2,220 sqft
2022-05-01 0 days 2,329 sqft
2022-06-01 0 days 2,420 sqft
2022-07-01 0 days 2,469 sqft
2022-08-01 0 days 2,343 sqft
2022-09-01 0 days 2,285 sqft
2022-10-01 0 days 2,212 sqft
2022-11-01 0 days 2,168 sqft
2022-12-01 0 days 2,167 sqft
2023-01-01 0 days 2,164 sqft
2023-02-01 0 days 2,078 sqft
Dickinson's median listing age (time on market) for 2023-02-01 was 0 days.

Dickinson's median square footage for active listings during the 2023-02-01 period was 2,078 sqft. One year prior, the average listing was 2,119 sqft.

Dickinson, ND Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 645 $157,885,000 $244,783
Refi 611 $143,685,000 $235,164
Cash Out Refi 190 $42,730,000 $224,895
Home Improvement 27 $1,945,000 $72,037
Other 27 $1,995,000 $73,889

Dickinson's most frequently cited loan purpose was Home Purchase, with 645 originations. The 2nd most popular reason was Refi, with 611 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 576 $145,080,000 $251,875
3-4% 441 $103,145,000 $233,889
<2.5% 360 $79,430,000 $220,639
4-5% 53 $9,515,000 $179,528
5-6% 16 $1,260,000 $78,750
6-7% 14 $1,090,000 $77,857
Over 8% 3 $165,000 $55,000
7-8% 2 $140,000 $70,000

During 2021, Dickinson's most frequently originated rate bucket was 2.5-3%, with 576 originations.

Loan Sizing (Dickinson, ND MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 797 $219,805,000 $275,790
$100k-200k 444 $69,620,000 $156,802
$100,000 or less 155 $8,205,000 $52,935
$400k-600k 99 $45,855,000 $463,182
$600k-1000k 3 $2,245,000 $748,333
$Over $1MM 2 $2,510,000 $1,255,000

Dickinson's loan sizing saw the bucket of loans from $200k-400k with 797 originations, totaling $219,805,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 715 $182,995,000 $255,937
60-80% 406 $97,630,000 $240,468
40-60% 135 $28,675,000 $212,407
Under 20% 69 $2,525,000 $36,594
20-40% 65 $7,675,000 $118,077
Over 100% 25 $7,585,000 $303,400

Dickinson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 715 originations, totaling $182,995,000 in origination value.