American First National Bank Mortgage Rates, Fees & Info
Houston, TX
LEI: 549300B190GPYLAX3Y92
Tax ID: 76-0555667
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Mortgage Data
Bank Data
Review & Overview
American First National Bank is a smaller bank specializing in
various types of mortgages.
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Originations
0
Origination Dollar Volume (All Markets)
$0
Employee count
225
Complaints
Bank Name |
Product |
Issue |
2018 CPFB Complaints |
% of Total Issues |
AMERICAN FINANCING CORPORATION |
Conventional home mortgage |
Unable to get your credit report or credit score |
1 |
50.0% |
AMERICAN FINANCING CORPORATION |
Conventional home mortgage |
Applying for a mortgage or refinancing an existing mortgage |
1 |
50.0% |
Bank Details
Branches
Bank Name |
Branch |
Branch Type |
Deposits (000's) |
American First National Bank |
1231 S Mason Rd Katy, TX 77450 |
Full Service B&M
|
$80,100 |
American First National Bank |
1318 Blalock Road Houston, TX 77055 |
Full Service B&M
|
$69,796 |
American First National Bank |
1420 East Valley Boulevard, Suite A Alhambra, CA 91801 |
Full Service B&M
|
$48,544 |
American First National Bank |
1600 S. State Hwy 373 Amargosa Valley, NV 89020 |
Full Service B&M
|
$3,920 |
American First National Bank |
18605 East Gale Ave, Suite 100 City Of Industry, CA 91748 |
Full Service B&M
|
$84,825 |
American First National Bank |
1912 Avenue K Plano, TX 75074 |
Full Service B&M
|
$27,320 |
American First National Bank |
2200 New York Ave. Arlington, TX 76010 |
Full Service B&M
|
$20,133 |
American First National Bank |
240 Legacy Drive, Ste, 112 Plano, TX 75023 |
Full Service B&M
|
$61,403 |
American First National Bank |
2625 Old Denton Rd, Suite 552 Carrollton, TX 75007 |
Full Service B&M
|
$12,305 |
American First National Bank |
2630 Royal Ln Dallas, TX 75229 |
Full Service B&M
|
$35,770 |
American First National Bank |
3306 West Walnut Garland, TX 75042 |
Full Service B&M
|
$45,803 |
American First National Bank |
3340 S Highway 160 Pahrump, NV 89048 |
Full Service B&M
|
$46,946 |
American First National Bank |
400 North Greenville Avenue, Suite 7 Richardson, TX 75081 |
Full Service B&M
|
$106,764 |
American First National Bank |
4915 Hwy 6 S Missouri City, TX 77459 |
Full Service B&M
|
$170,212 |
American First National Bank |
6822 W. Sahara Ave Las Vegas, NV 89146 |
Full Service B&M
|
$113,092 |
American First National Bank |
7038 Harwin Dr Houston, TX 77036 |
Full Service B&M
|
$94,606 |
American First National Bank |
9999 Bellaire Boulevard Houston, TX 77036 |
Full Service B&M
|
$370,153 |
For 2018, American First National Bank had 17 branches.
Yearly Performance Overview
Bank Income
American First National Bank's gross interest income from loans was $74,672,000.
American First National Bank's net interest income from loans was $60,840,000.
American First National Bank's fee based income from loans was $1,106,000.
American First National Bank's net income from loans was $23,257,000.
Bank Expenses
Item |
Value (in 000's) |
Total interest expense |
$13,832 |
Provision for credit losses |
$1,004 |
Total noninterest expense |
$33,161 |
Salaries and employee benefits |
$19,982 |
Premises and equipment expense |
$4,581 |
Additional noninterest expense |
$8,598 |
Applicable income taxes |
$6,109 |
Net charge-offs |
$896 |
Cash dividends |
$4,585 |
American First National Bank's interest expense for loans was $13,832,000.
American First National Bank's payroll and benefits expense were $19,982,000.
American First National Bank's property, plant and equipment expenses $4,581,000.
Deposits
Type |
Value (in 000's) |
Total deposits |
$1,385,842 |
Deposits held in domestic offices |
$1,385,842 |
Deposits by Individuals, partnerships, and corporations |
$1,384,657 |
Deposits by U.S. Government |
$1,186 |
Deposits by States and political subdivisions in the U.S. |
$0 |
Deposits by Commercial banks and other depository institutions in U.S. |
$0 |
Deposits by Banks in foreign countries |
$0 |
Deposits by Foreign governments and official institutions |
$0 |
Transaction accounts |
$319,191 |
Demand deposits |
$268,288 |
Nontransaction accounts |
$1,066,652 |
Money market deposit accounts (MMDAs) |
$147,390 |
Other savings deposits (excluding MMDAs) |
$64,119 |
Total time deposits |
$855,142 |
Total time and savings deposits |
$1,117,555 |
Noninterest-bearing deposits |
$268,291 |
Interest-bearing deposits |
$1,117,551 |
Retail deposits |
$1,099,328 |
IRAs and Keogh plan accounts |
$23,904 |
Brokered deposits |
$0 |
Deposits held in foreign offices |
$0 |
Assets
Asset |
Value (in 000's) |
Total Assets |
$1,587,346 |
Cash & Balances due from depository institutions |
$112,311 |
Interest-bearing balances |
$75,036 |
Total securities |
$85,718 |
Federal funds sold & reverse repurchase |
$3,702 |
Net loans and leases |
$1,343,677 |
Loan and leases loss allowance |
$14,702 |
Trading account assets |
$0 |
Bank premises and fixed assets |
$27,773 |
Other real estate owned |
$506 |
Goodwill and other intangibles |
$0 |
All other assets |
$13,659 |
Liabilities
Liabilities |
Value (in 000's) |
Total liabilities and capital |
$1,587,346 |
Total Liabilities |
$1,401,503 |
Total deposits |
$1,385,842 |
Interest-bearing deposits |
$1,117,551 |
Deposits held in domestic offices |
$1,385,842 |
% insured (estimated) |
$81 |
Federal funds purchased and repurchase agreements |
$0 |
Trading liabilities |
$0 |
Other borrowed funds |
$0 |
Subordinated debt |
$0 |
All other liabilities |
$15,661 |
Issued Loan Types
Type |
Value (in 000's) |
Net loans and leases |
$1,343,677 |
Loan and leases loss allowance |
$14,702 |
Total loans and leases (domestic) |
$1,358,379 |
All real estate loans |
$1,230,598 |
Real estate loans in domestic offices |
$1,230,598 |
Construction and development loans |
$84,695 |
Residential 1-4 family construction |
$3,802 |
Other construction, all land development and other land |
$80,893 |
Loans secured by nonfarm nonresidential properties |
$1,014,510 |
Nonfarm nonresidential secured by owner-occupied properties |
$373,770 |
Commercial real estate & other non-farm, non-residential |
$640,740 |
Multifamily residential real estate |
$54,937 |
1-4 family residential loans |
$74,935 |
Farmland loans |
$1,521 |
Loans held in foreign offices |
$0 |
Farm loans |
$0 |
Commercial and industrial loans |
$122,483 |
To non-U.S. addressees |
$0 |
Loans to individuals |
$7,226 |
Credit card loans |
$0 |
Related Plans |
$313 |
Consumer Auto Loans |
$1,182 |
Other loans to individuals |
$5,731 |
All other loans & leases |
$35 |
Loans to foreign governments and official institutions |
$0 |
Other loans |
$35 |
Loans to depository institutions and acceptances of other banks |
$0 |
Loans not secured by real estate |
$8,840 |
Loans secured by real estate to non-U.S. addressees |
$3,360 |
Restructured Loans & leases |
$1,683 |
Non 1-4 family restructured loans & leases |
$1,683 |
Total loans and leases (foreign) |
$0 |
American First National Bank had $1,343,677,000 of loans outstanding in 2018. $1,230,598,000 of loans were in real estate loans.
$84,695,000 of loans were in development loans. $54,937,000 of loans were in multifamily mortgage loans.
$74,935,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0
of loans were in credit card loans. $1,182,000 of loans were in the auto loan category.
Small Business Loans
Categorization |
# of Loans in Category |
$ amount of loans (in 000's) |
Average $/loan |
Nonfarm, nonresidential loans - <$1MM |
353 |
$138,820 |
$393,258 |
Nonfarm, nonresidential loans - <$100k |
3 |
$192 |
$64,000 |
Nonfarm, nonresidential loans - $100-250k |
70 |
$9,619 |
$137,414 |
Nonfarm, nonresidential loans - $250k-1MM |
280 |
$129,009 |
$460,746 |
Commercial & Industrial, US addressed loans - <$1MM |
339 |
$59,449 |
$175,366 |
Commercial & Industrial, US addressed loans - <$100k |
97 |
$4,086 |
$42,124 |
Commercial & Industrial, US addressed loans - $100-250k |
99 |
$10,909 |
$110,192 |
Commercial & Industrial, US addressed loans - $250k-1MM |
143 |
$44,454 |
$310,867 |
Farmland loans - <$1MM |
2 |
$161 |
$80,500 |
Farmland loans - $100-250k |
1 |
$61 |
$61,000 |
Farmland loans - $250k-1MM |
1 |
$100 |
$100,000 |